2.41 USD
-0.04 (-1.63%)
Overall MATH gets a fundamental rating of 4 out of 10. We evaluated MATH against 56 industry peers in the Consumer Finance industry. MATH has an average financial health and profitability rating. MATH has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year MATH was profitable.
MATH had a positive operating cash flow in the past year.
MATH had negative earnings in 4 of the past 5 years.
In the past 5 years MATH reported 4 times negative operating cash flow.
1.2 Ratios
The Return On Assets of MATH (6.44%) is better than 80.36% of its industry peers.
The Return On Equity of MATH (43.48%) is better than 96.43% of its industry peers.
Looking at the Return On Invested Capital, with a value of 37.66%, MATH belongs to the top of the industry, outperforming 98.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.44% | ||
| ROE | 43.48% | ||
| ROIC | 37.66% |
ROA(3y)-10.78%
ROA(5y)-24.92%
ROE(3y)-72.67%
ROE(5y)-77.43%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
MATH has a better Profit Margin (35.66%) than 92.86% of its industry peers.
With an excellent Operating Margin value of 39.13%, MATH belongs to the best of the industry, outperforming 91.07% of the companies in the same industry.
MATH's Gross Margin of 47.80% is in line compared to the rest of the industry. MATH outperforms 46.43% of its industry peers.
MATH's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 39.13% | ||
| PM (TTM) | 35.66% | ||
| GM | 47.8% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-17.22%
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so MATH is creating value.
MATH has more shares outstanding than it did 1 year ago.
The number of shares outstanding for MATH has been increased compared to 5 years ago.
Compared to 1 year ago, MATH has an improved debt to assets ratio.
2.2 Solvency
MATH has an Altman-Z score of 0.84. This is a bad value and indicates that MATH is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.84, MATH perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
The Debt to FCF ratio of MATH is 8.61, which is on the high side as it means it would take MATH, 8.61 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of MATH (8.61) is better than 64.29% of its industry peers.
A Debt/Equity ratio of 0.00 indicates that MATH is not too dependend on debt financing.
MATH's Debt to Equity ratio of 0.00 is amongst the best of the industry. MATH outperforms 94.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 8.61 | ||
| Altman-Z | 0.84 |
ROIC/WACC3.89
WACC9.69%
2.3 Liquidity
A Current Ratio of 1.17 indicates that MATH should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.17, MATH is in line with its industry, outperforming 57.14% of the companies in the same industry.
A Quick Ratio of 1.17 indicates that MATH should not have too much problems paying its short term obligations.
MATH has a Quick ratio of 1.17. This is comparable to the rest of the industry: MATH outperforms 57.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.17 | ||
| Quick Ratio | 1.17 |
3. Growth
3.1 Past
MATH shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 457.17%, which is quite impressive.
Looking at the last year, MATH shows a very strong growth in Revenue. The Revenue has grown by 165.86%.
Measured over the past years, MATH shows a very strong growth in Revenue. The Revenue has been growing by 436.79% on average per year.
EPS 1Y (TTM)457.17%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%5046.94%
Revenue 1Y (TTM)165.86%
Revenue growth 3Y174.28%
Revenue growth 5Y436.79%
Sales Q2Q%112.76%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 5.88, which indicates a rather cheap valuation of MATH.
MATH's Price/Earnings ratio is a bit cheaper when compared to the industry. MATH is cheaper than 78.57% of the companies in the same industry.
MATH is valuated cheaply when we compare the Price/Earnings ratio to 26.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.88 | ||
| Fwd PE | N/A |
4.2 Price Multiples
MATH's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. MATH is cheaper than 83.93% of the companies in the same industry.
MATH's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3854.05 | ||
| EV/EBITDA | 3.46 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
MATH does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:MATH (12/24/2025, 7:44:34 PM)
2.41
-0.04 (-1.63%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)
Earnings (Next)
Inst Owners10.76%
Inst Owner ChangeN/A
Ins Owners5.87%
Ins Owner ChangeN/A
Market Cap95.19M
Revenue(TTM)44.57M
Net Income(TTM)15.89M
AnalystsN/A
Price TargetN/A
Short Float %0.53%
Short Ratio1.08
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.88 | ||
| Fwd PE | N/A | ||
| P/S | 2.14 | ||
| P/FCF | 3854.05 | ||
| P/OCF | 1322.16 | ||
| P/B | 2.6 | ||
| P/tB | 2.6 | ||
| EV/EBITDA | 3.46 |
EPS(TTM)0.41
EY17.01%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0
FCFY0.03%
OCF(TTM)0
OCFY0.08%
SpS1.13
BVpS0.93
TBVpS0.93
PEG (NY)N/A
PEG (5Y)N/A
Graham Number2.92
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.44% | ||
| ROE | 43.48% | ||
| ROCE | 47.67% | ||
| ROIC | 37.66% | ||
| ROICexc | 86.75% | ||
| ROICexgc | 86.75% | ||
| OM | 39.13% | ||
| PM (TTM) | 35.66% | ||
| GM | 47.8% | ||
| FCFM | 0.06% |
ROA(3y)-10.78%
ROA(5y)-24.92%
ROE(3y)-72.67%
ROE(5y)-77.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-17.22%
GM growth 5YN/A
F-Score6
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 8.61 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 29.22% | ||
| Cap/Sales | 0.11% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 0.41% | ||
| Profit Quality | 0.16% | ||
| Current Ratio | 1.17 | ||
| Quick Ratio | 1.17 | ||
| Altman-Z | 0.84 |
F-Score6
WACC9.69%
ROIC/WACC3.89
Cap/Depr(3y)11.3%
Cap/Depr(5y)103.45%
Cap/Sales(3y)0.06%
Cap/Sales(5y)2.72%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)457.17%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%5046.94%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)165.86%
Revenue growth 3Y174.28%
Revenue growth 5Y436.79%
Sales Q2Q%112.76%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y1208.95%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y100.21%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y100.62%
OCF growth 3YN/A
OCF growth 5YN/A
METALPHA TECHNOLOGY HOLDING / MATH FAQ
Can you provide the ChartMill fundamental rating for METALPHA TECHNOLOGY HOLDING?
ChartMill assigns a fundamental rating of 4 / 10 to MATH.
What is the valuation status of METALPHA TECHNOLOGY HOLDING (MATH) stock?
ChartMill assigns a valuation rating of 4 / 10 to METALPHA TECHNOLOGY HOLDING (MATH). This can be considered as Fairly Valued.
How profitable is METALPHA TECHNOLOGY HOLDING (MATH) stock?
METALPHA TECHNOLOGY HOLDING (MATH) has a profitability rating of 5 / 10.
What are the PE and PB ratios of METALPHA TECHNOLOGY HOLDING (MATH) stock?
The Price/Earnings (PE) ratio for METALPHA TECHNOLOGY HOLDING (MATH) is 5.88 and the Price/Book (PB) ratio is 2.6.