2.72 USD
-0.18 (-6.21%)
2.78 USD
+0.06 (+2.21%)
We assign a fundamental rating of 4 out of 10 to MATH. MATH was compared to 55 industry peers in the Consumer Finance industry. MATH has an average financial health and profitability rating. MATH has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
MATH had positive earnings in the past year.
In the past year MATH had a positive cash flow from operations.
MATH had negative earnings in 4 of the past 5 years.
In the past 5 years MATH reported 4 times negative operating cash flow.
1.2 Ratios
MATH's Return On Assets of 6.44% is fine compared to the rest of the industry. MATH outperforms 80.00% of its industry peers.
With an excellent Return On Equity value of 43.48%, MATH belongs to the best of the industry, outperforming 96.36% of the companies in the same industry.
MATH has a Return On Invested Capital of 37.66%. This is amongst the best in the industry. MATH outperforms 98.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.44% | ||
| ROE | 43.48% | ||
| ROIC | 37.66% |
ROA(3y)-10.78%
ROA(5y)-24.92%
ROE(3y)-72.67%
ROE(5y)-77.43%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
MATH's Profit Margin of 35.66% is amongst the best of the industry. MATH outperforms 92.73% of its industry peers.
MATH's Operating Margin of 39.13% is amongst the best of the industry. MATH outperforms 90.91% of its industry peers.
MATH has a Gross Margin (47.80%) which is in line with its industry peers.
In the last couple of years the Gross Margin of MATH has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 39.13% | ||
| PM (TTM) | 35.66% | ||
| GM | 47.8% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-17.22%
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), MATH is creating value.
The number of shares outstanding for MATH has been increased compared to 1 year ago.
Compared to 5 years ago, MATH has more shares outstanding
The debt/assets ratio for MATH has been reduced compared to a year ago.
2.2 Solvency
MATH has an Altman-Z score of 0.90. This is a bad value and indicates that MATH is not financially healthy and even has some risk of bankruptcy.
MATH has a Altman-Z score (0.90) which is in line with its industry peers.
The Debt to FCF ratio of MATH is 8.61, which is on the high side as it means it would take MATH, 8.61 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 8.61, MATH is doing good in the industry, outperforming 61.82% of the companies in the same industry.
A Debt/Equity ratio of 0.00 indicates that MATH is not too dependend on debt financing.
The Debt to Equity ratio of MATH (0.00) is better than 94.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 8.61 | ||
| Altman-Z | 0.9 |
ROIC/WACC3.89
WACC9.68%
2.3 Liquidity
MATH has a Current Ratio of 1.17. This is a normal value and indicates that MATH is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.17, MATH perfoms like the industry average, outperforming 56.36% of the companies in the same industry.
A Quick Ratio of 1.17 indicates that MATH should not have too much problems paying its short term obligations.
MATH's Quick ratio of 1.17 is in line compared to the rest of the industry. MATH outperforms 56.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.17 | ||
| Quick Ratio | 1.17 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 457.17% over the past year.
Looking at the last year, MATH shows a very strong growth in Revenue. The Revenue has grown by 165.86%.
The Revenue has been growing by 436.79% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)457.17%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%5046.94%
Revenue 1Y (TTM)165.86%
Revenue growth 3Y174.28%
Revenue growth 5Y436.79%
Sales Q2Q%112.76%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 6.63 indicates a rather cheap valuation of MATH.
Compared to the rest of the industry, the Price/Earnings ratio of MATH indicates a somewhat cheap valuation: MATH is cheaper than 69.09% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.31, MATH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.63 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, MATH is valued cheaper than 81.82% of the companies in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as MATH.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4349.8 | ||
| EV/EBITDA | 4.56 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
MATH does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
2.72
-0.18 (-6.21%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)
Earnings (Next)
Inst Owners10.2%
Inst Owner ChangeN/A
Ins Owners7.9%
Ins Owner ChangeN/A
Market Cap107.44M
Revenue(TTM)44.57M
Net Income(TTM)15.89M
AnalystsN/A
Price TargetN/A
Short Float %0.28%
Short Ratio0.48
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.63 | ||
| Fwd PE | N/A | ||
| P/S | 2.41 | ||
| P/FCF | 4349.8 | ||
| P/OCF | 1492.23 | ||
| P/B | 2.94 | ||
| P/tB | 2.94 | ||
| EV/EBITDA | 4.56 |
EPS(TTM)0.41
EY15.07%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0
FCFY0.02%
OCF(TTM)0
OCFY0.07%
SpS1.13
BVpS0.93
TBVpS0.93
PEG (NY)N/A
PEG (5Y)N/A
Graham Number2.92
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.44% | ||
| ROE | 43.48% | ||
| ROCE | 47.67% | ||
| ROIC | 37.66% | ||
| ROICexc | 86.75% | ||
| ROICexgc | 86.75% | ||
| OM | 39.13% | ||
| PM (TTM) | 35.66% | ||
| GM | 47.8% | ||
| FCFM | 0.06% |
ROA(3y)-10.78%
ROA(5y)-24.92%
ROE(3y)-72.67%
ROE(5y)-77.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-17.22%
GM growth 5YN/A
F-Score6
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 8.61 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 29.22% | ||
| Cap/Sales | 0.11% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 0.41% | ||
| Profit Quality | 0.16% | ||
| Current Ratio | 1.17 | ||
| Quick Ratio | 1.17 | ||
| Altman-Z | 0.9 |
F-Score6
WACC9.68%
ROIC/WACC3.89
Cap/Depr(3y)11.3%
Cap/Depr(5y)103.45%
Cap/Sales(3y)0.06%
Cap/Sales(5y)2.72%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)457.17%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%5046.94%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)165.86%
Revenue growth 3Y174.28%
Revenue growth 5Y436.79%
Sales Q2Q%112.76%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y1208.95%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y100.21%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y100.62%
OCF growth 3YN/A
OCF growth 5YN/A
METALPHA TECHNOLOGY HOLDING / MATH FAQ
Can you provide the ChartMill fundamental rating for METALPHA TECHNOLOGY HOLDING?
ChartMill assigns a fundamental rating of 4 / 10 to MATH.
What is the valuation status of METALPHA TECHNOLOGY HOLDING (MATH) stock?
ChartMill assigns a valuation rating of 4 / 10 to METALPHA TECHNOLOGY HOLDING (MATH). This can be considered as Fairly Valued.
How profitable is METALPHA TECHNOLOGY HOLDING (MATH) stock?
METALPHA TECHNOLOGY HOLDING (MATH) has a profitability rating of 4 / 10.
What are the PE and PB ratios of METALPHA TECHNOLOGY HOLDING (MATH) stock?
The Price/Earnings (PE) ratio for METALPHA TECHNOLOGY HOLDING (MATH) is 6.63 and the Price/Book (PB) ratio is 2.94.