MAASE INC-A (MAAS) Stock Fundamental Analysis

NASDAQ:MAAS • KYG4453R1157

5.95 USD
-0.06 (-1%)
At close: Feb 27, 2026
5.8 USD
-0.15 (-2.52%)
After Hours: 2/6/2026, 8:00:00 PM
Fundamental Rating

3

Taking everything into account, MAAS scores 3 out of 10 in our fundamental rating. MAAS was compared to 149 industry peers in the Insurance industry. While MAAS has a great health rating, there are worries on its profitability. MAAS does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • In the past year MAAS has reported negative net income.
  • In the past year MAAS had a positive cash flow from operations.
  • In the past 5 years MAAS always reported negative net income.
  • The reported operating cash flow has been mixed in the past 5 years: MAAS reported negative operating cash flow in multiple years.
MAAS Yearly Net Income VS EBIT VS OCF VS FCFMAAS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -100M -200M

1.2 Ratios

  • With a Return On Assets value of -5.89%, MAAS is not doing good in the industry: 86.58% of the companies in the same industry are doing better.
  • Looking at the Return On Equity, with a value of -28.96%, MAAS is doing worse than 86.58% of the companies in the same industry.
Industry RankSector Rank
ROA -5.89%
ROE -28.96%
ROIC N/A
ROA(3y)-9.72%
ROA(5y)-10.43%
ROE(3y)-23.62%
ROE(5y)-21.74%
ROIC(3y)N/A
ROIC(5y)N/A
MAAS Yearly ROA, ROE, ROICMAAS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20

1.3 Margins

  • MAAS has a Gross Margin of 27.92%. This is amongst the best in the industry. MAAS outperforms 86.58% of its industry peers.
  • In the last couple of years the Gross Margin of MAAS has declined.
  • The Profit Margin and Operating Margin are not available for MAAS so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 27.92%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-15.72%
GM growth 5Y-8.22%
MAAS Yearly Profit, Operating, Gross MarginsMAAS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 -40 60 80

8

2. Health

2.1 Basic Checks

  • MAAS does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, MAAS has less shares outstanding
  • The number of shares outstanding for MAAS has been reduced compared to 5 years ago.
  • MAAS has a worse debt/assets ratio than last year.
MAAS Yearly Shares OutstandingMAAS Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
MAAS Yearly Total Debt VS Total AssetsMAAS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • An Altman-Z score of 2.63 indicates that MAAS is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 2.63, MAAS belongs to the top of the industry, outperforming 93.29% of the companies in the same industry.
  • The Debt to FCF ratio of MAAS is 1.26, which is an excellent value as it means it would take MAAS, only 1.26 years of fcf income to pay off all of its debts.
  • MAAS's Debt to FCF ratio of 1.26 is fine compared to the rest of the industry. MAAS outperforms 64.43% of its industry peers.
  • A Debt/Equity ratio of 0.12 indicates that MAAS is not too dependend on debt financing.
  • MAAS has a better Debt to Equity ratio (0.12) than 73.83% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.26
Altman-Z 2.63
ROIC/WACCN/A
WACC7.34%
MAAS Yearly LT Debt VS Equity VS FCFMAAS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B

2.3 Liquidity

  • A Current Ratio of 3.84 indicates that MAAS has no problem at all paying its short term obligations.
  • MAAS's Current ratio of 3.84 is amongst the best of the industry. MAAS outperforms 94.63% of its industry peers.
  • A Quick Ratio of 3.84 indicates that MAAS has no problem at all paying its short term obligations.
  • MAAS has a Quick ratio of 3.84. This is amongst the best in the industry. MAAS outperforms 94.63% of its industry peers.
Industry RankSector Rank
Current Ratio 3.84
Quick Ratio 3.84
MAAS Yearly Current Assets VS Current LiabilitesMAAS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

3

3. Growth

3.1 Past

  • MAAS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 64.66%, which is quite impressive.
  • Looking at the last year, MAAS shows a very negative growth in Revenue. The Revenue has decreased by -21.78% in the last year.
  • The Revenue has been growing by 43.25% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)64.66%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%57.5%
Revenue 1Y (TTM)-21.78%
Revenue growth 3Y60.57%
Revenue growth 5Y43.25%
Sales Q2Q%-93.2%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
MAAS Yearly Revenue VS EstimatesMAAS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

0

4. Valuation

4.1 Price/Earnings Ratio

  • MAAS reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
MAAS Price Earnings VS Forward Price EarningsMAAS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, MAAS is valued a bit more expensive than the industry average as 73.15% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 155.24
EV/EBITDA N/A
MAAS Per share dataMAAS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

  • No dividends for MAAS!.
Industry RankSector Rank
Dividend Yield 0%

MAASE INC-A

NASDAQ:MAAS (2/27/2026, 8:16:21 PM)

After market: 5.8 -0.15 (-2.52%)

5.95

-0.06 (-1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0%
Inst Owner ChangeN/A
Ins Owners1.42%
Ins Owner ChangeN/A
Market Cap1.48B
Revenue(TTM)781.22M
Net Income(TTM)-198.10M
AnalystsN/A
Price TargetN/A
Short Float %0.04%
Short Ratio0.33
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 12.97
P/FCF 155.24
P/OCF 141.81
P/B 14.82
P/tB 14.83
EV/EBITDA N/A
EPS(TTM)-0.25
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.04
FCFY0.64%
OCF(TTM)0.04
OCFY0.71%
SpS0.46
BVpS0.4
TBVpS0.4
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -5.89%
ROE -28.96%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 27.92%
FCFM 8.36%
ROA(3y)-9.72%
ROA(5y)-10.43%
ROE(3y)-23.62%
ROE(5y)-21.74%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-15.72%
GM growth 5Y-8.22%
F-Score5
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.26
Debt/EBITDA N/A
Cap/Depr 6.08%
Cap/Sales 0.79%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 3.84
Quick Ratio 3.84
Altman-Z 2.63
F-Score5
WACC7.34%
ROIC/WACCN/A
Cap/Depr(3y)8.28%
Cap/Depr(5y)70.4%
Cap/Sales(3y)0.96%
Cap/Sales(5y)2.12%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)64.66%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%57.5%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-21.78%
Revenue growth 3Y60.57%
Revenue growth 5Y43.25%
Sales Q2Q%-93.2%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-287.84%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y22.19%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y23.79%
OCF growth 3YN/A
OCF growth 5YN/A

MAASE INC-A / MAAS FAQ

What is the fundamental rating for MAAS stock?

ChartMill assigns a fundamental rating of 3 / 10 to MAAS.


What is the valuation status of MAASE INC-A (MAAS) stock?

ChartMill assigns a valuation rating of 0 / 10 to MAASE INC-A (MAAS). This can be considered as Overvalued.


How profitable is MAASE INC-A (MAAS) stock?

MAASE INC-A (MAAS) has a profitability rating of 1 / 10.


What is the financial health of MAASE INC-A (MAAS) stock?

The financial health rating of MAASE INC-A (MAAS) is 8 / 10.