5.75 USD
+0.04 (+0.61%)
Taking everything into account, MAAS scores 3 out of 10 in our fundamental rating. MAAS was compared to 149 industry peers in the Insurance industry. No worries on liquidiy or solvency for MAAS as it has an excellent financial health rating, but there are worries on the profitability. MAAS is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year MAAS has reported negative net income.
- MAAS had a positive operating cash flow in the past year.
- In the past 5 years MAAS always reported negative net income.
- The reported operating cash flow has been mixed in the past 5 years: MAAS reported negative operating cash flow in multiple years.
1.2 Ratios
- MAAS has a Return On Assets of -5.89%. This is amonst the worse of the industry: MAAS underperforms 87.92% of its industry peers.
- With a Return On Equity value of -28.96%, MAAS is not doing good in the industry: 87.92% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -5.89% | ||
| ROE | -28.96% | ||
| ROIC | N/A |
ROA(3y)-9.72%
ROA(5y)-10.43%
ROE(3y)-23.62%
ROE(5y)-21.74%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With an excellent Gross Margin value of 27.92%, MAAS belongs to the best of the industry, outperforming 87.92% of the companies in the same industry.
- In the last couple of years the Gross Margin of MAAS has declined.
- MAAS does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 27.92% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-15.72%
GM growth 5Y-8.22%
2. Health
2.1 Basic Checks
- MAAS does not have a ROIC to compare to the WACC, probably because it is not profitable.
- MAAS has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for MAAS has been reduced compared to 5 years ago.
- MAAS has a worse debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 2.59 indicates that MAAS is not a great score, but indicates only limited risk for bankruptcy at the moment.
- MAAS's Altman-Z score of 2.59 is amongst the best of the industry. MAAS outperforms 93.29% of its industry peers.
- The Debt to FCF ratio of MAAS is 1.26, which is an excellent value as it means it would take MAAS, only 1.26 years of fcf income to pay off all of its debts.
- MAAS has a Debt to FCF ratio of 1.26. This is in the better half of the industry: MAAS outperforms 65.10% of its industry peers.
- MAAS has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.12, MAAS is in the better half of the industry, outperforming 73.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.26 | ||
| Altman-Z | 2.59 |
ROIC/WACCN/A
WACC7.33%
2.3 Liquidity
- MAAS has a Current Ratio of 3.84. This indicates that MAAS is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Current ratio value of 3.84, MAAS belongs to the best of the industry, outperforming 94.63% of the companies in the same industry.
- A Quick Ratio of 3.84 indicates that MAAS has no problem at all paying its short term obligations.
- MAAS has a better Quick ratio (3.84) than 94.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.84 | ||
| Quick Ratio | 3.84 |
3. Growth
3.1 Past
- MAAS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 64.66%, which is quite impressive.
- Looking at the last year, MAAS shows a very negative growth in Revenue. The Revenue has decreased by -21.78% in the last year.
- Measured over the past years, MAAS shows a very strong growth in Revenue. The Revenue has been growing by 43.25% on average per year.
EPS 1Y (TTM)64.66%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%57.5%
Revenue 1Y (TTM)-21.78%
Revenue growth 3Y60.57%
Revenue growth 5Y43.25%
Sales Q2Q%-93.2%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for MAAS. In the last year negative earnings were reported.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of MAAS indicates a slightly more expensive valuation: MAAS is more expensive than 73.83% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 152.33 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for MAAS!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:MAAS (1/21/2026, 8:00:00 PM)
5.75
+0.04 (+0.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners0%
Inst Owner ChangeN/A
Ins Owners1.42%
Ins Owner ChangeN/A
Market Cap1.43B
Revenue(TTM)781.22M
Net Income(TTM)-198.10M
AnalystsN/A
Price TargetN/A
Short Float %0.06%
Short Ratio0.3
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 12.73 | ||
| P/FCF | 152.33 | ||
| P/OCF | 139.16 | ||
| P/B | 14.54 | ||
| P/tB | 14.56 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.25
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.04
FCFY0.66%
OCF(TTM)0.04
OCFY0.72%
SpS0.45
BVpS0.4
TBVpS0.39
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -5.89% | ||
| ROE | -28.96% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 27.92% | ||
| FCFM | 8.36% |
ROA(3y)-9.72%
ROA(5y)-10.43%
ROE(3y)-23.62%
ROE(5y)-21.74%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-15.72%
GM growth 5Y-8.22%
F-Score5
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.26 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 6.08% | ||
| Cap/Sales | 0.79% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.84 | ||
| Quick Ratio | 3.84 | ||
| Altman-Z | 2.59 |
F-Score5
WACC7.33%
ROIC/WACCN/A
Cap/Depr(3y)8.28%
Cap/Depr(5y)70.4%
Cap/Sales(3y)0.96%
Cap/Sales(5y)2.12%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)64.66%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%57.5%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-21.78%
Revenue growth 3Y60.57%
Revenue growth 5Y43.25%
Sales Q2Q%-93.2%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-287.84%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y22.19%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y23.79%
OCF growth 3YN/A
OCF growth 5YN/A
MAASE INC-A / MAAS FAQ
What is the fundamental rating for MAAS stock?
ChartMill assigns a fundamental rating of 3 / 10 to MAAS.
What is the valuation status of MAASE INC-A (MAAS) stock?
ChartMill assigns a valuation rating of 0 / 10 to MAASE INC-A (MAAS). This can be considered as Overvalued.
How profitable is MAASE INC-A (MAAS) stock?
MAASE INC-A (MAAS) has a profitability rating of 1 / 10.
What is the financial health of MAASE INC-A (MAAS) stock?
The financial health rating of MAASE INC-A (MAAS) is 8 / 10.