5.825 USD
+0.42 (+7.87%)
We assign a fundamental rating of 3 out of 10 to MAAS. MAAS was compared to 148 industry peers in the Insurance industry. While MAAS has a great health rating, there are worries on its profitability. MAAS is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
MAAS had negative earnings in the past year.
In the past year MAAS had a positive cash flow from operations.
In the past 5 years MAAS always reported negative net income.
The reported operating cash flow has been mixed in the past 5 years: MAAS reported negative operating cash flow in multiple years.
1.2 Ratios
With a Return On Assets value of -5.89%, MAAS is not doing good in the industry: 87.84% of the companies in the same industry are doing better.
With a Return On Equity value of -28.96%, MAAS is not doing good in the industry: 87.84% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -5.89% | ||
| ROE | -28.96% | ||
| ROIC | N/A |
ROA(3y)-9.72%
ROA(5y)-10.43%
ROE(3y)-23.62%
ROE(5y)-21.74%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
MAAS's Gross Margin of 27.92% is amongst the best of the industry. MAAS outperforms 87.84% of its industry peers.
MAAS's Gross Margin has declined in the last couple of years.
MAAS does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 27.92% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-15.72%
GM growth 5Y-8.22%
2. Health
2.1 Basic Checks
MAAS does not have a ROIC to compare to the WACC, probably because it is not profitable.
MAAS has less shares outstanding than it did 1 year ago.
MAAS has less shares outstanding than it did 5 years ago.
The debt/assets ratio for MAAS is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.46 indicates that MAAS is not a great score, but indicates only limited risk for bankruptcy at the moment.
MAAS's Altman-Z score of 2.46 is amongst the best of the industry. MAAS outperforms 91.22% of its industry peers.
MAAS has a debt to FCF ratio of 1.26. This is a very positive value and a sign of high solvency as it would only need 1.26 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.26, MAAS is in the better half of the industry, outperforming 64.86% of the companies in the same industry.
A Debt/Equity ratio of 0.12 indicates that MAAS is not too dependend on debt financing.
MAAS has a better Debt to Equity ratio (0.12) than 73.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.26 | ||
| Altman-Z | 2.46 |
ROIC/WACCN/A
WACC7.33%
2.3 Liquidity
A Current Ratio of 3.84 indicates that MAAS has no problem at all paying its short term obligations.
With an excellent Current ratio value of 3.84, MAAS belongs to the best of the industry, outperforming 94.59% of the companies in the same industry.
A Quick Ratio of 3.84 indicates that MAAS has no problem at all paying its short term obligations.
MAAS has a better Quick ratio (3.84) than 94.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.84 | ||
| Quick Ratio | 3.84 |
3. Growth
3.1 Past
MAAS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 64.66%, which is quite impressive.
The Revenue for MAAS has decreased by -21.78% in the past year. This is quite bad
The Revenue has been growing by 43.25% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)64.66%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%57.5%
Revenue 1Y (TTM)-21.78%
Revenue growth 3Y60.57%
Revenue growth 5Y43.25%
Sales Q2Q%-93.2%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for MAAS. In the last year negative earnings were reported.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
MAAS's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. MAAS is more expensive than 73.65% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 155.14 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for MAAS!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:MAAS (1/2/2026, 8:00:01 PM)
5.825
+0.42 (+7.87%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners0%
Inst Owner ChangeN/A
Ins Owners1.42%
Ins Owner ChangeN/A
Market Cap1.45B
Revenue(TTM)781.22M
Net Income(TTM)-198.10M
AnalystsN/A
Price TargetN/A
Short Float %0.05%
Short Ratio0.24
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 12.97 | ||
| P/FCF | 155.14 | ||
| P/OCF | 141.72 | ||
| P/B | 14.81 | ||
| P/tB | 14.83 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.24
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.04
FCFY0.64%
OCF(TTM)0.04
OCFY0.71%
SpS0.45
BVpS0.39
TBVpS0.39
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -5.89% | ||
| ROE | -28.96% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 27.92% | ||
| FCFM | 8.36% |
ROA(3y)-9.72%
ROA(5y)-10.43%
ROE(3y)-23.62%
ROE(5y)-21.74%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-15.72%
GM growth 5Y-8.22%
F-Score5
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.26 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 6.08% | ||
| Cap/Sales | 0.79% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.84 | ||
| Quick Ratio | 3.84 | ||
| Altman-Z | 2.46 |
F-Score5
WACC7.33%
ROIC/WACCN/A
Cap/Depr(3y)8.28%
Cap/Depr(5y)70.4%
Cap/Sales(3y)0.96%
Cap/Sales(5y)2.12%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)64.66%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%57.5%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-21.78%
Revenue growth 3Y60.57%
Revenue growth 5Y43.25%
Sales Q2Q%-93.2%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-287.84%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y22.19%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y23.79%
OCF growth 3YN/A
OCF growth 5YN/A
MAASE INC-A / MAAS FAQ
What is the fundamental rating for MAAS stock?
ChartMill assigns a fundamental rating of 3 / 10 to MAAS.
What is the valuation status of MAASE INC-A (MAAS) stock?
ChartMill assigns a valuation rating of 0 / 10 to MAASE INC-A (MAAS). This can be considered as Overvalued.
How profitable is MAASE INC-A (MAAS) stock?
MAASE INC-A (MAAS) has a profitability rating of 1 / 10.
What is the financial health of MAASE INC-A (MAAS) stock?
The financial health rating of MAASE INC-A (MAAS) is 8 / 10.