LESAKA TECHNOLOGIES INC (LSAK) Stock Fundamental Analysis
USA - NASDAQ:LSAK - US64107N2062 - Common Stock
4.32 USD
-0.03 (-0.69%)
Taking everything into account, LSAK scores 2 out of 10 in our fundamental rating. LSAK was compared to 99 industry peers in the Financial Services industry. LSAK has a bad profitability rating. Also its financial health evaluation is rather negative. LSAK has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
LSAK had negative earnings in the past year.
LSAK had a positive operating cash flow in the past year.
In the past 5 years LSAK always reported negative net income.
In multiple years LSAK reported negative operating cash flow during the last 5 years.
1.2 Ratios
LSAK has a Return On Assets of -9.48%. This is amonst the worse of the industry: LSAK underperforms 87.88% of its industry peers.
LSAK has a Return On Equity of -33.22%. This is amonst the worse of the industry: LSAK underperforms 87.88% of its industry peers.
The Return On Invested Capital of LSAK (0.94%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -9.48% | ||
| ROE | -33.22% | ||
| ROIC | 0.94% |
ROA(3y)-5.38%
ROA(5y)-8.38%
ROE(3y)-15.9%
ROE(5y)-17.57%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
LSAK has a worse Operating Margin (1.07%) than 72.73% of its industry peers.
Looking at the Gross Margin, with a value of 27.45%, LSAK is in line with its industry, outperforming 46.46% of the companies in the same industry.
LSAK's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.07% | ||
| PM (TTM) | N/A | ||
| GM | 27.45% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-6.52%
GM growth 5Y-1.06%
2. Health
2.1 Basic Checks
LSAK has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
There is no outstanding debt for LSAK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
LSAK has an Altman-Z score of 2.03. This is not the best score and indicates that LSAK is in the grey zone with still only limited risk for bankruptcy at the moment.
LSAK has a Altman-Z score of 2.03. This is in the better half of the industry: LSAK outperforms 76.77% of its industry peers.
LSAK has a Debt/Equity ratio of 1.03. This is a high value indicating a heavy dependency on external financing.
LSAK has a Debt to Equity ratio of 1.03. This is comparable to the rest of the industry: LSAK outperforms 43.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.03 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.03 |
ROIC/WACC0.07
WACC12.64%
2.3 Liquidity
LSAK has a Current Ratio of 1.37. This is a normal value and indicates that LSAK is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of LSAK (1.37) is better than 61.62% of its industry peers.
LSAK has a Quick Ratio of 1.25. This is a normal value and indicates that LSAK is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.25, LSAK is in line with its industry, outperforming 59.60% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.37 | ||
| Quick Ratio | 1.25 |
3. Growth
3.1 Past
LSAK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 55.56%, which is quite impressive.
EPS 1Y (TTM)55.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%37.5%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%58.63%
3.2 Future
Based on estimates for the next years, LSAK will show a very strong growth in Earnings Per Share. The EPS will grow by 51.03% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y329.5%
EPS Next 2Y78.61%
EPS Next 3Y51.03%
EPS Next 5YN/A
Revenue Next Year13.32%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
LSAK reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
LSAK is valuated correctly with a Price/Forward Earnings ratio of 15.69.
Compared to the rest of the industry, the Price/Forward Earnings ratio of LSAK is on the same level as its industry peers.
LSAK is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.87, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 15.69 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, LSAK is valued a bit cheaper than 61.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 13.75 |
4.3 Compensation for Growth
LSAK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as LSAK's earnings are expected to grow with 51.03% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y78.61%
EPS Next 3Y51.03%
5. Dividend
5.1 Amount
LSAK does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NASDAQ:LSAK (10/28/2025, 8:05:53 PM)
4.32
-0.03 (-0.69%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners42.61%
Inst Owner ChangeN/A
Ins Owners3.9%
Ins Owner Change0%
Market Cap361.45M
Revenue(TTM)N/A
Net Income(TTM)-61530000
Analysts82.86
Price Target8.16 (88.89%)
Short Float %0.16%
Short Ratio2.48
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-32.68%
Min EPS beat(2)-198.04%
Max EPS beat(2)132.68%
EPS beat(4)1
Avg EPS beat(4)-41.91%
Min EPS beat(4)-198.04%
Max EPS beat(4)132.68%
EPS beat(8)1
Avg EPS beat(8)-36.68%
EPS beat(12)2
Avg EPS beat(12)-53.76%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)7.38%
Min Revenue beat(2)2.32%
Max Revenue beat(2)12.45%
Revenue beat(4)2
Avg Revenue beat(4)2.33%
Min Revenue beat(4)-4.09%
Max Revenue beat(4)12.45%
Revenue beat(8)3
Avg Revenue beat(8)-0.01%
Revenue beat(12)6
Avg Revenue beat(12)9.82%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 15.69 | ||
| P/S | 0.63 | ||
| P/FCF | N/A | ||
| P/OCF | 119.97 | ||
| P/B | 1.95 | ||
| P/tB | N/A | ||
| EV/EBITDA | 13.75 |
EPS(TTM)-0.12
EYN/A
EPS(NY)0.28
Fwd EY6.38%
FCF(TTM)-0.2
FCFYN/A
OCF(TTM)0.04
OCFY0.83%
SpS6.86
BVpS2.21
TBVpS-1.99
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -9.48% | ||
| ROE | -33.22% | ||
| ROCE | 1.24% | ||
| ROIC | 0.94% | ||
| ROICexc | 1.09% | ||
| ROICexgc | 5.13% | ||
| OM | 1.07% | ||
| PM (TTM) | N/A | ||
| GM | 27.45% | ||
| FCFM | N/A |
ROA(3y)-5.38%
ROA(5y)-8.38%
ROE(3y)-15.9%
ROE(5y)-17.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-6.52%
GM growth 5Y-1.06%
F-Score4
Asset Turnover0.88
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.03 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.39 | ||
| Cap/Depr | 69.16% | ||
| Cap/Sales | 3.51% | ||
| Interest Coverage | 0.41 | ||
| Cash Conversion | 8.54% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.37 | ||
| Quick Ratio | 1.25 | ||
| Altman-Z | 2.03 |
F-Score4
WACC12.64%
ROIC/WACC0.07
Cap/Depr(3y)61.78%
Cap/Depr(5y)65.94%
Cap/Sales(3y)2.5%
Cap/Sales(5y)2.98%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)55.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%37.5%
EPS Next Y329.5%
EPS Next 2Y78.61%
EPS Next 3Y51.03%
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%58.63%
Revenue Next Year13.32%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y34%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1349.79%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y47.12%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y118.83%
OCF growth 3YN/A
OCF growth 5YN/A
LESAKA TECHNOLOGIES INC / LSAK FAQ
Can you provide the ChartMill fundamental rating for LESAKA TECHNOLOGIES INC?
ChartMill assigns a fundamental rating of 2 / 10 to LSAK.
Can you provide the valuation status for LESAKA TECHNOLOGIES INC?
ChartMill assigns a valuation rating of 4 / 10 to LESAKA TECHNOLOGIES INC (LSAK). This can be considered as Fairly Valued.
How profitable is LESAKA TECHNOLOGIES INC (LSAK) stock?
LESAKA TECHNOLOGIES INC (LSAK) has a profitability rating of 1 / 10.
Can you provide the financial health for LSAK stock?
The financial health rating of LESAKA TECHNOLOGIES INC (LSAK) is 3 / 10.
What is the expected EPS growth for LESAKA TECHNOLOGIES INC (LSAK) stock?
The Earnings per Share (EPS) of LESAKA TECHNOLOGIES INC (LSAK) is expected to grow by 329.5% in the next year.