LESAKA TECHNOLOGIES INC (LSAK) Stock Fundamental Analysis

NASDAQ:LSAK • US64107N2062

4.6 USD
-0.02 (-0.43%)
Last: Mar 3, 2026, 04:30 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

LSAK gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. LSAK has a bad profitability rating. Also its financial health evaluation is rather negative. LSAK has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • In the past year LSAK has reported negative net income.
  • LSAK had a positive operating cash flow in the past year.
  • In the past 5 years LSAK always reported negative net income.
  • The reported operating cash flow has been mixed in the past 5 years: LSAK reported negative operating cash flow in multiple years.
LSAK Yearly Net Income VS EBIT VS OCF VS FCFLSAK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M -200M -300M

1.2 Ratios

  • With a Return On Assets value of -7.08%, LSAK is not doing good in the industry: 83.51% of the companies in the same industry are doing better.
  • Looking at the Return On Equity, with a value of -27.61%, LSAK is doing worse than 81.44% of the companies in the same industry.
  • LSAK's Return On Invested Capital of 1.15% is in line compared to the rest of the industry. LSAK outperforms 41.24% of its industry peers.
Industry RankSector Rank
ROA -7.08%
ROE -27.61%
ROIC 1.15%
ROA(3y)-7.46%
ROA(5y)-7.58%
ROE(3y)-26.7%
ROE(5y)-22.49%
ROIC(3y)N/A
ROIC(5y)N/A
LSAK Yearly ROA, ROE, ROICLSAK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -20 -40 -60 -80

1.3 Margins

  • LSAK has a worse Operating Margin (1.10%) than 70.10% of its industry peers.
  • With a Gross Margin value of 28.16%, LSAK perfoms like the industry average, outperforming 49.48% of the companies in the same industry.
  • LSAK's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 1.1%
PM (TTM) N/A
GM 28.16%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.47%
GM growth 5Y-2.05%
LSAK Yearly Profit, Operating, Gross MarginsLSAK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 -100 -150

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • LSAK has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • LSAK has more shares outstanding than it did 1 year ago.
  • LSAK has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, LSAK has a worse debt to assets ratio.
LSAK Yearly Shares OutstandingLSAK Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
LSAK Yearly Total Debt VS Total AssetsLSAK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B

2.2 Solvency

  • An Altman-Z score of 2.11 indicates that LSAK is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • LSAK has a Altman-Z score of 2.11. This is in the better half of the industry: LSAK outperforms 77.32% of its industry peers.
  • LSAK has a Debt/Equity ratio of 1.25. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 1.25, LSAK is in line with its industry, outperforming 40.21% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.25
Debt/FCF N/A
Altman-Z 2.11
ROIC/WACC0.09
WACC12.89%
LSAK Yearly LT Debt VS Equity VS FCFLSAK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

2.3 Liquidity

  • A Current Ratio of 1.57 indicates that LSAK should not have too much problems paying its short term obligations.
  • LSAK's Current ratio of 1.57 is fine compared to the rest of the industry. LSAK outperforms 70.10% of its industry peers.
  • A Quick Ratio of 1.43 indicates that LSAK should not have too much problems paying its short term obligations.
  • LSAK has a better Quick ratio (1.43) than 69.07% of its industry peers.
Industry RankSector Rank
Current Ratio 1.57
Quick Ratio 1.43
LSAK Yearly Current Assets VS Current LiabilitesLSAK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 41.05% over the past year.
  • Looking at the last year, LSAK shows a very strong growth in Revenue. The Revenue has grown by 24.44%.
  • The Revenue has been growing by 35.52% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)41.05%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-60%
Revenue 1Y (TTM)24.44%
Revenue growth 3Y43.64%
Revenue growth 5Y35.52%
Sales Q2Q%21.74%

3.2 Future

  • Based on estimates for the next years, LSAK will show a very strong growth in Earnings Per Share. The EPS will grow by 52.26% on average per year.
  • LSAK is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 19.87% yearly.
EPS Next Y225.08%
EPS Next 2Y127.49%
EPS Next 3Y52.26%
EPS Next 5YN/A
Revenue Next Year32.3%
Revenue Next 2Y19.87%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
LSAK Yearly Revenue VS EstimatesLSAK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M
LSAK Yearly EPS VS EstimatesLSAK Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2021 2022 2023 2024 2025 2026 2027 2028 0 1 -1 2 -2 -3

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for LSAK. In the last year negative earnings were reported.
  • A Price/Forward Earnings ratio of 12.07 indicates a correct valuation of LSAK.
  • LSAK's Price/Forward Earnings is on the same level as the industry average.
  • When comparing the Price/Forward Earnings ratio of LSAK to the average of the S&P500 Index (24.95), we can say LSAK is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 12.07
LSAK Price Earnings VS Forward Price EarningsLSAK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 -40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, LSAK is valued a bit cheaper than the industry average as 67.01% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 9.98
LSAK Per share dataLSAK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8

4.3 Compensation for Growth

  • LSAK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • LSAK's earnings are expected to grow with 52.26% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y127.49%
EPS Next 3Y52.26%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for LSAK!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

LESAKA TECHNOLOGIES INC

NASDAQ:LSAK (3/3/2026, 4:30:02 PM)

4.6

-0.02 (-0.43%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-04
Earnings (Next)05-05
Inst Owners39.32%
Inst Owner ChangeN/A
Ins Owners3.78%
Ins Owner Change41.39%
Market Cap386.03M
Revenue(TTM)717.52M
Net Income(TTM)-49.86M
Analysts82.86
Price Target8.16 (77.39%)
Short Float %0.36%
Short Ratio3.16
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)16.67%
Min EPS beat(2)-145.1%
Max EPS beat(2)178.43%
EPS beat(4)1
Avg EPS beat(4)-96.81%
Min EPS beat(4)-222.55%
Max EPS beat(4)178.43%
EPS beat(8)2
Avg EPS beat(8)-48.45%
EPS beat(12)2
Avg EPS beat(12)-44.14%
EPS beat(16)4
Avg EPS beat(16)-49.98%
Revenue beat(2)2
Avg Revenue beat(2)5.97%
Min Revenue beat(2)5.56%
Max Revenue beat(2)6.38%
Revenue beat(4)4
Avg Revenue beat(4)21.91%
Min Revenue beat(4)2.32%
Max Revenue beat(4)73.38%
Revenue beat(8)5
Avg Revenue beat(8)10.97%
Revenue beat(12)6
Avg Revenue beat(12)6.39%
Revenue beat(16)10
Avg Revenue beat(16)13.13%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-50%
EPS NQ rev (3m)-50%
EPS NY rev (1m)0%
EPS NY rev (3m)1371.5%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)2.13%
Revenue NY rev (3m)13%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 12.07
P/S 0.54
P/FCF N/A
P/OCF 176.51
P/B 2.14
P/tB N/A
EV/EBITDA 9.98
EPS(TTM)-0.11
EYN/A
EPS(NY)0.38
Fwd EY8.28%
FCF(TTM)-0.22
FCFYN/A
OCF(TTM)0.03
OCFY0.57%
SpS8.55
BVpS2.15
TBVpS-1.94
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -7.08%
ROE -27.61%
ROCE 1.51%
ROIC 1.15%
ROICexc 1.32%
ROICexgc 4.77%
OM 1.1%
PM (TTM) N/A
GM 28.16%
FCFM N/A
ROA(3y)-7.46%
ROA(5y)-7.58%
ROE(3y)-26.7%
ROE(5y)-22.49%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.47%
GM growth 5Y-2.05%
F-Score6
Asset Turnover1.02
Health
Industry RankSector Rank
Debt/Equity 1.25
Debt/FCF N/A
Debt/EBITDA 4.2
Cap/Depr 44.36%
Cap/Sales 2.82%
Interest Coverage 0.35
Cash Conversion 4.08%
Profit Quality N/A
Current Ratio 1.57
Quick Ratio 1.43
Altman-Z 2.11
F-Score6
WACC12.89%
ROIC/WACC0.09
Cap/Depr(3y)62.46%
Cap/Depr(5y)69.58%
Cap/Sales(3y)2.88%
Cap/Sales(5y)2.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)41.05%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-60%
EPS Next Y225.08%
EPS Next 2Y127.49%
EPS Next 3Y52.26%
EPS Next 5YN/A
Revenue 1Y (TTM)24.44%
Revenue growth 3Y43.64%
Revenue growth 5Y35.52%
Sales Q2Q%21.74%
Revenue Next Year32.3%
Revenue Next 2Y19.87%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y36.84%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year2864.24%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-290.26%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-74.44%
OCF growth 3YN/A
OCF growth 5YN/A

LESAKA TECHNOLOGIES INC / LSAK FAQ

Can you provide the ChartMill fundamental rating for LESAKA TECHNOLOGIES INC?

ChartMill assigns a fundamental rating of 3 / 10 to LSAK.


What is the valuation status for LSAK stock?

ChartMill assigns a valuation rating of 4 / 10 to LESAKA TECHNOLOGIES INC (LSAK). This can be considered as Fairly Valued.


How profitable is LESAKA TECHNOLOGIES INC (LSAK) stock?

LESAKA TECHNOLOGIES INC (LSAK) has a profitability rating of 1 / 10.