19.08 USD
+0.08 (+0.42%)
LRFC gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. LRFC scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. LRFC is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
LRFC had negative earnings in the past year.
LRFC had a positive operating cash flow in the past year.
LRFC had negative earnings in each of the past 5 years.
LRFC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of LRFC (-0.02%) is worse than 73.73% of its industry peers.
LRFC has a worse Return On Equity (-0.04%) than 72.46% of its industry peers.
LRFC has a worse Return On Invested Capital (1.75%) than 66.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.04% | ||
| ROIC | 1.75% |
ROA(3y)-2.29%
ROA(5y)-3.69%
ROE(3y)-5.16%
ROE(5y)-9.96%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
LRFC has a Operating Margin (20.03%) which is in line with its industry peers.
In the last couple of years the Operating Margin of LRFC has declined.
LRFC has a worse Gross Margin (43.01%) than 60.17% of its industry peers.
In the last couple of years the Gross Margin of LRFC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.03% | ||
| PM (TTM) | N/A | ||
| GM | 43.01% |
OM growth 3YN/A
OM growth 5Y-7.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y75.18%
GM growth 5Y1.65%
2. Health
2.1 Basic Checks
LRFC has less shares outstanding than it did 1 year ago.
The number of shares outstanding for LRFC has been reduced compared to 5 years ago.
Compared to 1 year ago, LRFC has a worse debt to assets ratio.
2.2 Solvency
LRFC has an Altman-Z score of -0.19. This is a bad value and indicates that LRFC is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.19, LRFC is doing worse than 77.54% of the companies in the same industry.
LRFC has a debt to FCF ratio of 7.43. This is a slightly negative value and a sign of low solvency as LRFC would need 7.43 years to pay back of all of its debts.
LRFC has a Debt to FCF ratio (7.43) which is in line with its industry peers.
A Debt/Equity ratio of 1.22 is on the high side and indicates that LRFC has dependencies on debt financing.
LRFC has a worse Debt to Equity ratio (1.22) than 60.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | 7.43 | ||
| Altman-Z | -0.19 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
LRFC has a Current Ratio of 5.58. This indicates that LRFC is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of LRFC (5.58) is better than 88.56% of its industry peers.
A Quick Ratio of 5.58 indicates that LRFC has no problem at all paying its short term obligations.
LRFC has a Quick ratio of 5.58. This is amongst the best in the industry. LRFC outperforms 88.56% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.58 | ||
| Quick Ratio | 5.58 |
3. Growth
3.1 Past
The earnings per share for LRFC have decreased strongly by -340.71% in the last year.
The Revenue has been growing slightly by 3.14% in the past year.
The Revenue for LRFC have been decreasing by -13.84% on average. This is quite bad
EPS 1Y (TTM)-340.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-410.77%
Revenue 1Y (TTM)3.14%
Revenue growth 3Y7.68%
Revenue growth 5Y-13.84%
Sales Q2Q%-7.44%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-1878.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-4.39%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for LRFC. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for LRFC. No positive earnings are expected for the next year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, LRFC is valued cheaper than 85.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.63 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.39%, LRFC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 6.43, LRFC pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 1.88, LRFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.39% |
5.2 History
The dividend of LRFC decreases each year by -24.64%.
LRFC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-24.64%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
LRFC has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The Dividend Rate of LRFC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-11900%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:LRFC (7/14/2025, 8:00:01 PM)
19.08
+0.08 (+0.42%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners30.24%
Inst Owner Change-100%
Ins Owners10.38%
Ins Owner Change-92.24%
Market Cap50.75M
Revenue(TTM)20.54M
Net Income(TTM)-30.00K
Analysts85.71
Price Target24.48 (28.3%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.39% |
Yearly Dividend1.34
Dividend Growth(5Y)-24.64%
DP-11900%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-161.46%
Min EPS beat(2)-236.17%
Max EPS beat(2)-86.75%
EPS beat(4)1
Avg EPS beat(4)-103.98%
Min EPS beat(4)-236.17%
Max EPS beat(4)77.02%
EPS beat(8)3
Avg EPS beat(8)-68.99%
EPS beat(12)4
Avg EPS beat(12)-397.99%
EPS beat(16)4
Avg EPS beat(16)-967.4%
Revenue beat(2)1
Avg Revenue beat(2)2.37%
Min Revenue beat(2)-1.04%
Max Revenue beat(2)5.78%
Revenue beat(4)1
Avg Revenue beat(4)-1.27%
Min Revenue beat(4)-5.99%
Max Revenue beat(4)5.78%
Revenue beat(8)2
Avg Revenue beat(8)-2.17%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-11.11%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-166.9%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.92%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 2.43 | ||
| P/FCF | 3.63 | ||
| P/OCF | 3.63 | ||
| P/B | 0.6 | ||
| P/tB | 0.6 | ||
| EV/EBITDA | N/A |
EPS(TTM)-2.72
EYN/A
EPS(NY)-0.99
Fwd EYN/A
FCF(TTM)5.26
FCFY27.58%
OCF(TTM)5.26
OCFY27.58%
SpS7.86
BVpS31.95
TBVpS31.95
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.04% | ||
| ROCE | 2.21% | ||
| ROIC | 1.75% | ||
| ROICexc | 1.9% | ||
| ROICexgc | 1.9% | ||
| OM | 20.03% | ||
| PM (TTM) | N/A | ||
| GM | 43.01% | ||
| FCFM | 66.93% |
ROA(3y)-2.29%
ROA(5y)-3.69%
ROE(3y)-5.16%
ROE(5y)-9.96%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-7.98%
ROICexc growth 3YN/A
ROICexc growth 5Y-8.01%
OM growth 3YN/A
OM growth 5Y-7.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y75.18%
GM growth 5Y1.65%
F-Score7
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | 7.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.55 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 5.58 | ||
| Quick Ratio | 5.58 | ||
| Altman-Z | -0.19 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-340.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-410.77%
EPS Next Y-1878.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.14%
Revenue growth 3Y7.68%
Revenue growth 5Y-13.84%
Sales Q2Q%-7.44%
Revenue Next Year-4.39%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y9.09%
EBIT growth 3YN/A
EBIT growth 5Y-20.35%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-17.65%
FCF growth 3Y-44.58%
FCF growth 5Y-26.35%
OCF growth 1Y-17.65%
OCF growth 3Y-44.58%
OCF growth 5Y-26.35%
LOGAN RIDGE FINANCE CORP / LRFC FAQ
Can you provide the ChartMill fundamental rating for LOGAN RIDGE FINANCE CORP?
ChartMill assigns a fundamental rating of 3 / 10 to LRFC.
What is the valuation status of LOGAN RIDGE FINANCE CORP (LRFC) stock?
ChartMill assigns a valuation rating of 2 / 10 to LOGAN RIDGE FINANCE CORP (LRFC). This can be considered as Overvalued.
What is the profitability of LRFC stock?
LOGAN RIDGE FINANCE CORP (LRFC) has a profitability rating of 2 / 10.
Is the dividend of LOGAN RIDGE FINANCE CORP sustainable?
The dividend rating of LOGAN RIDGE FINANCE CORP (LRFC) is 4 / 10 and the dividend payout ratio is -11900%.