LOGAN RIDGE FINANCE CORP (LRFC) Fundamental Analysis & Valuation

NASDAQ:LRFC • US5410981097

Current stock price

19.08 USD
+0.08 (+0.42%)
Last:

This LRFC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. LRFC Profitability Analysis

1.1 Basic Checks

  • In the past year LRFC has reported negative net income.
  • LRFC had a positive operating cash flow in the past year.
  • In the past 5 years LRFC always reported negative net income.
  • Of the past 5 years LRFC 4 years had a positive operating cash flow.
LRFC Yearly Net Income VS EBIT VS OCF VS FCFLRFC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M 60M 80M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -0.02%, LRFC is doing worse than 73.73% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of -0.04%, LRFC is doing worse than 72.46% of the companies in the same industry.
  • LRFC's Return On Invested Capital of 1.75% is on the low side compared to the rest of the industry. LRFC is outperformed by 66.10% of its industry peers.
Industry RankSector Rank
ROA -0.02%
ROE -0.04%
ROIC 1.75%
ROA(3y)-2.29%
ROA(5y)-3.69%
ROE(3y)-5.16%
ROE(5y)-9.96%
ROIC(3y)N/A
ROIC(5y)N/A
LRFC Yearly ROA, ROE, ROICLRFC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10 -20 -30

1.3 Margins

  • Looking at the Operating Margin, with a value of 20.03%, LRFC is in line with its industry, outperforming 41.10% of the companies in the same industry.
  • LRFC's Operating Margin has declined in the last couple of years.
  • With a Gross Margin value of 43.01%, LRFC is not doing good in the industry: 60.17% of the companies in the same industry are doing better.
  • LRFC's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 20.03%
PM (TTM) N/A
GM 43.01%
OM growth 3YN/A
OM growth 5Y-7.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y75.18%
GM growth 5Y1.65%
LRFC Yearly Profit, Operating, Gross MarginsLRFC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50 -100

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5

2. LRFC Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for LRFC has been reduced compared to 1 year ago.
  • Compared to 5 years ago, LRFC has less shares outstanding
  • Compared to 1 year ago, LRFC has a worse debt to assets ratio.
LRFC Yearly Shares OutstandingLRFC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 500K 1M 1.5M 2M 2.5M
LRFC Yearly Total Debt VS Total AssetsLRFC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

  • LRFC has an Altman-Z score of -0.19. This is a bad value and indicates that LRFC is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of -0.19, LRFC is doing worse than 77.54% of the companies in the same industry.
  • LRFC has a debt to FCF ratio of 7.43. This is a slightly negative value and a sign of low solvency as LRFC would need 7.43 years to pay back of all of its debts.
  • LRFC has a Debt to FCF ratio (7.43) which is comparable to the rest of the industry.
  • LRFC has a Debt/Equity ratio of 1.22. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of LRFC (1.22) is worse than 60.59% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.22
Debt/FCF 7.43
Altman-Z -0.19
ROIC/WACCN/A
WACCN/A
LRFC Yearly LT Debt VS Equity VS FCFLRFC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M

2.3 Liquidity

  • LRFC has a Current Ratio of 5.58. This indicates that LRFC is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of LRFC (5.58) is better than 88.56% of its industry peers.
  • A Quick Ratio of 5.58 indicates that LRFC has no problem at all paying its short term obligations.
  • LRFC has a better Quick ratio (5.58) than 88.56% of its industry peers.
Industry RankSector Rank
Current Ratio 5.58
Quick Ratio 5.58
LRFC Yearly Current Assets VS Current LiabilitesLRFC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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0

3. LRFC Growth Analysis

3.1 Past

  • LRFC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -340.71%.
  • The Revenue has been growing slightly by 3.14% in the past year.
  • Measured over the past years, LRFC shows a very negative growth in Revenue. The Revenue has been decreasing by -13.84% on average per year.
EPS 1Y (TTM)-340.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-410.77%
Revenue 1Y (TTM)3.14%
Revenue growth 3Y7.68%
Revenue growth 5Y-13.84%
Sales Q2Q%-7.44%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-1878.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-4.39%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
LRFC Yearly Revenue VS EstimatesLRFC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
LRFC Yearly EPS VS EstimatesLRFC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

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2

4. LRFC Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for LRFC. In the last year negative earnings were reported.
  • Also next year LRFC is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
LRFC Price Earnings VS Forward Price EarningsLRFC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20 30 40

4.2 Price Multiples

  • LRFC's Price/Free Cash Flow ratio is rather cheap when compared to the industry. LRFC is cheaper than 85.17% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.63
EV/EBITDA N/A
LRFC Per share dataLRFC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. LRFC Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 7.39%, LRFC is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 6.94, LRFC pays a bit more dividend than its industry peers.
  • LRFC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 7.39%

5.2 History

  • The dividend of LRFC decreases each year by -24.64%.
  • LRFC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-24.64%
Div Incr Years0
Div Non Decr Years0
LRFC Yearly Dividends per shareLRFC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2023 2024 2025 2 4 6 8 10

5.3 Sustainability

  • LRFC has negative earnings and hence a negative payout ratio. The dividend may be in danger.
  • LRFC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-11900%
EPS Next 2YN/A
EPS Next 3YN/A
LRFC Yearly Income VS Free CF VS DividendLRFC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M 60M 80M

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LRFC Fundamentals: All Metrics, Ratios and Statistics

LOGAN RIDGE FINANCE CORP

NASDAQ:LRFC (7/14/2025, 8:00:01 PM)

19.08

+0.08 (+0.42%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)05-08
Earnings (Next)08-12
Inst Owners30.24%
Inst Owner ChangeN/A
Ins Owners10.38%
Ins Owner Change0%
Market Cap50.75M
Revenue(TTM)20.54M
Net Income(TTM)-30.00K
Analysts85.71
Price Target24.48 (28.3%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.39%
Yearly Dividend1.34
Dividend Growth(5Y)-24.64%
DP-11900%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-161.46%
Min EPS beat(2)-236.17%
Max EPS beat(2)-86.75%
EPS beat(4)1
Avg EPS beat(4)-103.98%
Min EPS beat(4)-236.17%
Max EPS beat(4)77.02%
EPS beat(8)3
Avg EPS beat(8)-68.99%
EPS beat(12)4
Avg EPS beat(12)-397.99%
EPS beat(16)4
Avg EPS beat(16)-967.4%
Revenue beat(2)1
Avg Revenue beat(2)2.37%
Min Revenue beat(2)-1.04%
Max Revenue beat(2)5.78%
Revenue beat(4)1
Avg Revenue beat(4)-1.27%
Min Revenue beat(4)-5.99%
Max Revenue beat(4)5.78%
Revenue beat(8)2
Avg Revenue beat(8)-2.17%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-11.11%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-166.9%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.92%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 2.43
P/FCF 3.63
P/OCF 3.63
P/B 0.6
P/tB 0.6
EV/EBITDA N/A
EPS(TTM)-2.72
EYN/A
EPS(NY)-0.99
Fwd EYN/A
FCF(TTM)5.26
FCFY27.58%
OCF(TTM)5.26
OCFY27.58%
SpS7.86
BVpS31.95
TBVpS31.95
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.02%
ROE -0.04%
ROCE 2.21%
ROIC 1.75%
ROICexc 1.9%
ROICexgc 1.9%
OM 20.03%
PM (TTM) N/A
GM 43.01%
FCFM 66.93%
ROA(3y)-2.29%
ROA(5y)-3.69%
ROE(3y)-5.16%
ROE(5y)-9.96%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-7.98%
ROICexc growth 3YN/A
ROICexc growth 5Y-8.01%
OM growth 3YN/A
OM growth 5Y-7.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y75.18%
GM growth 5Y1.65%
F-Score7
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 1.22
Debt/FCF 7.43
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.55
Cash Conversion N/A
Profit Quality N/A
Current Ratio 5.58
Quick Ratio 5.58
Altman-Z -0.19
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-340.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-410.77%
EPS Next Y-1878.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.14%
Revenue growth 3Y7.68%
Revenue growth 5Y-13.84%
Sales Q2Q%-7.44%
Revenue Next Year-4.39%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y9.09%
EBIT growth 3YN/A
EBIT growth 5Y-20.35%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-17.65%
FCF growth 3Y-44.58%
FCF growth 5Y-26.35%
OCF growth 1Y-17.65%
OCF growth 3Y-44.58%
OCF growth 5Y-26.35%

LOGAN RIDGE FINANCE CORP / LRFC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for LOGAN RIDGE FINANCE CORP?

ChartMill assigns a fundamental rating of 3 / 10 to LRFC.


What is the valuation status for LRFC stock?

ChartMill assigns a valuation rating of 2 / 10 to LOGAN RIDGE FINANCE CORP (LRFC). This can be considered as Overvalued.


Can you provide the profitability details for LOGAN RIDGE FINANCE CORP?

LOGAN RIDGE FINANCE CORP (LRFC) has a profitability rating of 2 / 10.


What is the financial health of LOGAN RIDGE FINANCE CORP (LRFC) stock?

The financial health rating of LOGAN RIDGE FINANCE CORP (LRFC) is 5 / 10.


What is the earnings growth outlook for LOGAN RIDGE FINANCE CORP?

The Earnings per Share (EPS) of LOGAN RIDGE FINANCE CORP (LRFC) is expected to decline by -1878.8% in the next year.