Logo image of LRFC

LOGAN RIDGE FINANCE CORP (LRFC) Stock Fundamental Analysis

NASDAQ:LRFC - US5410981097 - Common Stock

19.08 USD
+0.08 (+0.42%)
Last: 7/14/2025, 8:00:01 PM
Fundamental Rating

3

Taking everything into account, LRFC scores 3 out of 10 in our fundamental rating. LRFC was compared to 238 industry peers in the Capital Markets industry. LRFC scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. LRFC does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

Quickly go to:

2

1. Profitability

1.1 Basic Checks

In the past year LRFC has reported negative net income.
In the past year LRFC had a positive cash flow from operations.
LRFC had negative earnings in each of the past 5 years.
LRFC had a positive operating cash flow in 4 of the past 5 years.
LRFC Yearly Net Income VS EBIT VS OCF VS FCFLRFC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M

1.2 Ratios

LRFC has a worse Return On Assets (-0.02%) than 73.73% of its industry peers.
LRFC's Return On Equity of -0.04% is on the low side compared to the rest of the industry. LRFC is outperformed by 72.46% of its industry peers.
With a Return On Invested Capital value of 1.75%, LRFC is not doing good in the industry: 66.10% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -0.02%
ROE -0.04%
ROIC 1.75%
ROA(3y)-2.29%
ROA(5y)-3.69%
ROE(3y)-5.16%
ROE(5y)-9.96%
ROIC(3y)N/A
ROIC(5y)N/A
LRFC Yearly ROA, ROE, ROICLRFC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10 -20 -30

1.3 Margins

Looking at the Operating Margin, with a value of 20.03%, LRFC is in line with its industry, outperforming 41.10% of the companies in the same industry.
LRFC's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 43.01%, LRFC is not doing good in the industry: 60.17% of the companies in the same industry are doing better.
LRFC's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 20.03%
PM (TTM) N/A
GM 43.01%
OM growth 3YN/A
OM growth 5Y-7.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y75.18%
GM growth 5Y1.65%
LRFC Yearly Profit, Operating, Gross MarginsLRFC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50 -100

More info and screens

5

2. Health

2.1 Basic Checks

LRFC has less shares outstanding than it did 1 year ago.
The number of shares outstanding for LRFC has been reduced compared to 5 years ago.
LRFC has a worse debt/assets ratio than last year.
LRFC Yearly Shares OutstandingLRFC Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500K 1M 1.5M 2M 2.5M
LRFC Yearly Total Debt VS Total AssetsLRFC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

LRFC has an Altman-Z score of -0.19. This is a bad value and indicates that LRFC is not financially healthy and even has some risk of bankruptcy.
LRFC's Altman-Z score of -0.19 is on the low side compared to the rest of the industry. LRFC is outperformed by 77.54% of its industry peers.
The Debt to FCF ratio of LRFC is 7.43, which is on the high side as it means it would take LRFC, 7.43 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 7.43, LRFC perfoms like the industry average, outperforming 57.63% of the companies in the same industry.
LRFC has a Debt/Equity ratio of 1.22. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of LRFC (1.22) is worse than 60.59% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.22
Debt/FCF 7.43
Altman-Z -0.19
ROIC/WACCN/A
WACCN/A
LRFC Yearly LT Debt VS Equity VS FCFLRFC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M

2.3 Liquidity

A Current Ratio of 5.58 indicates that LRFC has no problem at all paying its short term obligations.
LRFC has a better Current ratio (5.58) than 88.56% of its industry peers.
LRFC has a Quick Ratio of 5.58. This indicates that LRFC is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 5.58, LRFC belongs to the top of the industry, outperforming 88.56% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 5.58
Quick Ratio 5.58
LRFC Yearly Current Assets VS Current LiabilitesLRFC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

More info and screens

0

3. Growth

3.1 Past

The earnings per share for LRFC have decreased strongly by -340.71% in the last year.
The Revenue has been growing slightly by 3.14% in the past year.
Measured over the past years, LRFC shows a very negative growth in Revenue. The Revenue has been decreasing by -13.84% on average per year.
EPS 1Y (TTM)-340.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-410.77%
Revenue 1Y (TTM)3.14%
Revenue growth 3Y7.68%
Revenue growth 5Y-13.84%
Sales Q2Q%-7.44%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-1878.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-4.39%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
LRFC Yearly Revenue VS EstimatesLRFC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
LRFC Yearly EPS VS EstimatesLRFC Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

More info and screens

2

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for LRFC. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for LRFC. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
LRFC Price Earnings VS Forward Price EarningsLRFC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, LRFC is valued cheaper than 85.17% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.63
EV/EBITDA N/A
LRFC Per share dataLRFC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

5

5. Dividend

5.1 Amount

LRFC has a Yearly Dividend Yield of 7.39%, which is a nice return.
Compared to an average industry Dividend Yield of 8.21, LRFC pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.45, LRFC pays a better dividend.
Industry RankSector Rank
Dividend Yield 7.39%

5.2 History

The dividend of LRFC decreases each year by -24.64%.
LRFC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-24.64%
Div Incr Years0
Div Non Decr Years0
LRFC Yearly Dividends per shareLRFC Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2023 2024 2025 2 4 6 8 10

5.3 Sustainability

LRFC has negative earnings and hence a negative payout ratio. The dividend may be in danger.
LRFC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-11900%
EPS Next 2YN/A
EPS Next 3YN/A
LRFC Yearly Income VS Free CF VS DividendLRFC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M

More info and screens

LOGAN RIDGE FINANCE CORP

NASDAQ:LRFC (7/14/2025, 8:00:01 PM)

19.08

+0.08 (+0.42%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)05-08 2025-05-08/amc
Earnings (Next)08-12 2025-08-12/amc
Inst Owners30.24%
Inst Owner Change-0.27%
Ins Owners10.38%
Ins Owner Change-47.56%
Market Cap50.75M
Analysts85.71
Price Target24.48 (28.3%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.39%
Yearly Dividend1.34
Dividend Growth(5Y)-24.64%
DP-11900%
Div Incr Years0
Div Non Decr Years0
Ex-Date05-19 2025-05-19 (0.36)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-161.46%
Min EPS beat(2)-236.17%
Max EPS beat(2)-86.75%
EPS beat(4)1
Avg EPS beat(4)-103.98%
Min EPS beat(4)-236.17%
Max EPS beat(4)77.02%
EPS beat(8)3
Avg EPS beat(8)-68.99%
EPS beat(12)4
Avg EPS beat(12)-397.99%
EPS beat(16)4
Avg EPS beat(16)-967.4%
Revenue beat(2)1
Avg Revenue beat(2)2.37%
Min Revenue beat(2)-1.04%
Max Revenue beat(2)5.78%
Revenue beat(4)1
Avg Revenue beat(4)-1.27%
Min Revenue beat(4)-5.99%
Max Revenue beat(4)5.78%
Revenue beat(8)2
Avg Revenue beat(8)-2.17%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-11.11%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-166.9%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.92%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 2.43
P/FCF 3.63
P/OCF 3.63
P/B 0.6
P/tB 0.6
EV/EBITDA N/A
EPS(TTM)-2.72
EYN/A
EPS(NY)-0.99
Fwd EYN/A
FCF(TTM)5.26
FCFY27.58%
OCF(TTM)5.26
OCFY27.58%
SpS7.86
BVpS31.95
TBVpS31.95
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -0.02%
ROE -0.04%
ROCE 2.21%
ROIC 1.75%
ROICexc 1.9%
ROICexgc 1.9%
OM 20.03%
PM (TTM) N/A
GM 43.01%
FCFM 66.93%
ROA(3y)-2.29%
ROA(5y)-3.69%
ROE(3y)-5.16%
ROE(5y)-9.96%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y-7.98%
ROICexc growth 3YN/A
ROICexc growth 5Y-8.01%
OM growth 3YN/A
OM growth 5Y-7.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y75.18%
GM growth 5Y1.65%
F-Score7
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 1.22
Debt/FCF 7.43
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.55
Cash Conversion N/A
Profit Quality N/A
Current Ratio 5.58
Quick Ratio 5.58
Altman-Z -0.19
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-340.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-410.77%
EPS Next Y-1878.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.14%
Revenue growth 3Y7.68%
Revenue growth 5Y-13.84%
Sales Q2Q%-7.44%
Revenue Next Year-4.39%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y9.09%
EBIT growth 3YN/A
EBIT growth 5Y-20.35%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-17.65%
FCF growth 3Y-44.58%
FCF growth 5Y-26.35%
OCF growth 1Y-17.65%
OCF growth 3Y-44.58%
OCF growth 5Y-26.35%