LPL FINANCIAL HOLDINGS INC (LPLA) Stock Fundamental Analysis

NASDAQ:LPLA • US50212V1008

330 USD
-8.67 (-2.56%)
At close: Feb 12, 2026
330 USD
0 (0%)
After Hours: 2/12/2026, 8:00:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

Taking everything into account, LPLA scores 6 out of 10 in our fundamental rating. LPLA was compared to 238 industry peers in the Capital Markets industry. LPLA has an average financial health and profitability rating. LPLA is not priced too expensively while it is growing strongly. Keep and eye on this one! These ratings could make LPLA a good candidate for growth investing.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • LPLA had positive earnings in the past year.
  • In the past year LPLA has reported a negative cash flow from operations.
  • Each year in the past 5 years LPLA has been profitable.
  • Of the past 5 years LPLA 4 years had a positive operating cash flow.
LPLA Yearly Net Income VS EBIT VS OCF VS FCFLPLA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

1.2 Ratios

  • With a decent Return On Assets value of 4.62%, LPLA is doing good in the industry, outperforming 65.97% of the companies in the same industry.
  • LPLA has a Return On Equity of 16.52%. This is amongst the best in the industry. LPLA outperforms 80.67% of its industry peers.
  • With an excellent Return On Invested Capital value of 10.11%, LPLA belongs to the best of the industry, outperforming 86.55% of the companies in the same industry.
  • LPLA had an Average Return On Invested Capital over the past 3 years of 13.59%. This is significantly above the industry average of 7.22%.
Industry RankSector Rank
ROA 4.62%
ROE 16.52%
ROIC 10.11%
ROA(3y)7.63%
ROA(5y)7.51%
ROE(3y)34.52%
ROE(5y)34.02%
ROIC(3y)13.59%
ROIC(5y)13.7%
LPLA Yearly ROA, ROE, ROICLPLA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

1.3 Margins

  • Looking at the Profit Margin, with a value of 5.35%, LPLA is doing worse than 71.01% of the companies in the same industry.
  • LPLA's Profit Margin has declined in the last couple of years.
  • LPLA has a worse Operating Margin (12.49%) than 62.18% of its industry peers.
  • LPLA's Operating Margin has been stable in the last couple of years.
  • The Gross Margin of LPLA (98.94%) is better than 99.16% of its industry peers.
  • In the last couple of years the Gross Margin of LPLA has remained more or less at the same level.
Industry RankSector Rank
OM 12.49%
PM (TTM) 5.35%
GM 98.94%
OM growth 3Y-6.5%
OM growth 5Y-0.58%
PM growth 3Y-19.76%
PM growth 5Y-8.79%
GM growth 3Y-0.02%
GM growth 5Y0.03%
LPLA Yearly Profit, Operating, Gross MarginsLPLA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • LPLA has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, LPLA has more shares outstanding
  • LPLA has a better debt/assets ratio than last year.
LPLA Yearly Shares OutstandingLPLA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
LPLA Yearly Total Debt VS Total AssetsLPLA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • LPLA has an Altman-Z score of 3.23. This indicates that LPLA is financially healthy and has little risk of bankruptcy at the moment.
  • LPLA has a Altman-Z score of 3.23. This is in the better half of the industry: LPLA outperforms 79.41% of its industry peers.
  • LPLA has a Debt/Equity ratio of 1.51. This is a high value indicating a heavy dependency on external financing.
  • LPLA has a worse Debt to Equity ratio (1.51) than 70.59% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.51
Debt/FCF N/A
Altman-Z 3.23
ROIC/WACCN/A
WACCN/A
LPLA Yearly LT Debt VS Equity VS FCFLPLA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B

2.3 Liquidity

  • A Current Ratio of 2.38 indicates that LPLA has no problem at all paying its short term obligations.
  • LPLA has a Current ratio of 2.38. This is in the better half of the industry: LPLA outperforms 78.99% of its industry peers.
  • A Quick Ratio of 2.38 indicates that LPLA has no problem at all paying its short term obligations.
  • With a decent Quick ratio value of 2.38, LPLA is doing good in the industry, outperforming 78.99% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.38
Quick Ratio 2.38
LPLA Yearly Current Assets VS Current LiabilitesLPLA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 21.76% over the past year.
  • The Earnings Per Share has been growing by 25.51% on average over the past years. This is a very strong growth
  • The Revenue has grown by 37.18% in the past year. This is a very strong growth!
  • The Revenue has been growing by 23.68% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)21.76%
EPS 3Y20.33%
EPS 5Y25.51%
EPS Q2Q%23.06%
Revenue 1Y (TTM)37.18%
Revenue growth 3Y25.47%
Revenue growth 5Y23.68%
Sales Q2Q%41.84%

3.2 Future

  • Based on estimates for the next years, LPLA will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.71% on average per year.
  • The Revenue is expected to grow by 13.58% on average over the next years. This is quite good.
EPS Next Y20.13%
EPS Next 2Y21.57%
EPS Next 3Y19.97%
EPS Next 5Y8.71%
Revenue Next Year25.08%
Revenue Next 2Y19.3%
Revenue Next 3Y8.68%
Revenue Next 5Y13.58%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
LPLA Yearly Revenue VS EstimatesLPLA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10B 20B 30B
LPLA Yearly EPS VS EstimatesLPLA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 10 20 30

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 16.43, LPLA is valued correctly.
  • The rest of the industry has a similar Price/Earnings ratio as LPLA.
  • The average S&P500 Price/Earnings ratio is at 27.67. LPLA is valued slightly cheaper when compared to this.
  • Based on the Price/Forward Earnings ratio of 13.67, the valuation of LPLA can be described as correct.
  • LPLA's Price/Forward Earnings is on the same level as the industry average.
  • LPLA's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.69.
Industry RankSector Rank
PE 16.43
Fwd PE 13.67
LPLA Price Earnings VS Forward Price EarningsLPLA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, LPLA is valued cheaper than 83.19% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 12.74
LPLA Per share dataLPLA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100 150

4.3 Compensation for Growth

  • LPLA's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of LPLA may justify a higher PE ratio.
  • LPLA's earnings are expected to grow with 19.97% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.82
PEG (5Y)0.64
EPS Next 2Y21.57%
EPS Next 3Y19.97%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a yearly dividend of 0.32%, LPLA is not a good candidate for dividend investing.
  • LPLA's Dividend Yield is slightly below the industry average, which is at 6.12.
  • Compared to an average S&P500 Dividend Yield of 1.80, LPLA's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.32%

5.2 History

  • The dividend of LPLA has a limited annual growth rate of 3.76%.
  • LPLA has paid a dividend for at least 10 years, which is a reliable track record.
  • LPLA has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)3.76%
Div Incr Years0
Div Non Decr Years11
LPLA Yearly Dividends per shareLPLA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 11.15% of the earnings are spent on dividend by LPLA. This is a low number and sustainable payout ratio.
  • The dividend of LPLA is growing, but earnings are growing more, so the dividend growth is sustainable.
DP11.15%
EPS Next 2Y21.57%
EPS Next 3Y19.97%
LPLA Yearly Income VS Free CF VS DividendLPLA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B
LPLA Dividend Payout.LPLA Dividend Payout, showing the Payout Ratio.LPLA Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

LPL FINANCIAL HOLDINGS INC

NASDAQ:LPLA (2/12/2026, 8:00:00 PM)

After market: 330 0 (0%)

330

-8.67 (-2.56%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-29
Earnings (Next)05-06
Inst Owners101.29%
Inst Owner Change-0.92%
Ins Owners0.38%
Ins Owner Change-0.58%
Market Cap26.41B
Revenue(TTM)16.99B
Net Income(TTM)833.05M
Analysts80.95
Price Target452.7 (37.18%)
Short Float %3.47%
Short Ratio4.35
Dividend
Industry RankSector Rank
Dividend Yield 0.32%
Yearly Dividend1.2
Dividend Growth(5Y)3.76%
DP11.15%
Div Incr Years0
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.13%
Min EPS beat(2)4.59%
Max EPS beat(2)13.68%
EPS beat(4)4
Avg EPS beat(4)8.02%
Min EPS beat(4)4.59%
Max EPS beat(4)13.68%
EPS beat(8)8
Avg EPS beat(8)6.87%
EPS beat(12)11
Avg EPS beat(12)5.17%
EPS beat(16)15
Avg EPS beat(16)5.89%
Revenue beat(2)2
Avg Revenue beat(2)2.94%
Min Revenue beat(2)0.76%
Max Revenue beat(2)5.13%
Revenue beat(4)3
Avg Revenue beat(4)2.11%
Min Revenue beat(4)-0.35%
Max Revenue beat(4)5.13%
Revenue beat(8)5
Avg Revenue beat(8)1.32%
Revenue beat(12)6
Avg Revenue beat(12)0.64%
Revenue beat(16)9
Avg Revenue beat(16)1.75%
PT rev (1m)0.2%
PT rev (3m)6.96%
EPS NQ rev (1m)-1.87%
EPS NQ rev (3m)-1.81%
EPS NY rev (1m)1.26%
EPS NY rev (3m)2.4%
Revenue NQ rev (1m)0.36%
Revenue NQ rev (3m)1.5%
Revenue NY rev (1m)0.58%
Revenue NY rev (3m)0.95%
Valuation
Industry RankSector Rank
PE 16.43
Fwd PE 13.67
P/S 1.7
P/FCF N/A
P/OCF N/A
P/B 5.24
P/tB N/A
EV/EBITDA 12.74
EPS(TTM)20.09
EY6.09%
EPS(NY)24.13
Fwd EY7.31%
FCF(TTM)-24.23
FCFYN/A
OCF(TTM)-17.18
OCFYN/A
SpS194.52
BVpS63.01
TBVpS-11.68
PEG (NY)0.82
PEG (5Y)0.64
Graham Number168.76
Profitability
Industry RankSector Rank
ROA 4.62%
ROE 16.52%
ROCE 13.39%
ROIC 10.11%
ROICexc 12.31%
ROICexgc 33.96%
OM 12.49%
PM (TTM) 5.35%
GM 98.94%
FCFM N/A
ROA(3y)7.63%
ROA(5y)7.51%
ROE(3y)34.52%
ROE(5y)34.02%
ROIC(3y)13.59%
ROIC(5y)13.7%
ROICexc(3y)18.93%
ROICexc(5y)21.8%
ROICexgc(3y)65.49%
ROICexgc(5y)390.5%
ROCE(3y)17.99%
ROCE(5y)18.14%
ROICexgc growth 3Y-70.99%
ROICexgc growth 5Y-33.03%
ROICexc growth 3Y-27.69%
ROICexc growth 5Y-9.44%
OM growth 3Y-6.5%
OM growth 5Y-0.58%
PM growth 3Y-19.76%
PM growth 5Y-8.79%
GM growth 3Y-0.02%
GM growth 5Y0.03%
F-Score2
Asset Turnover0.86
Health
Industry RankSector Rank
Debt/Equity 1.51
Debt/FCF N/A
Debt/EBITDA 3.03
Cap/Depr 97.74%
Cap/Sales 3.62%
Interest Coverage 5.64
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.38
Quick Ratio 2.38
Altman-Z 3.23
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)21.76%
EPS 3Y20.33%
EPS 5Y25.51%
EPS Q2Q%23.06%
EPS Next Y20.13%
EPS Next 2Y21.57%
EPS Next 3Y19.97%
EPS Next 5Y8.71%
Revenue 1Y (TTM)37.18%
Revenue growth 3Y25.47%
Revenue growth 5Y23.68%
Sales Q2Q%41.84%
Revenue Next Year25.08%
Revenue Next 2Y19.3%
Revenue Next 3Y8.68%
Revenue Next 5Y13.58%
EBIT growth 1Y18.72%
EBIT growth 3Y17.31%
EBIT growth 5Y22.96%
EBIT Next Year89.91%
EBIT Next 3Y32.95%
EBIT Next 5Y23.35%
FCF growth 1Y-2120.56%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-329.63%
OCF growth 3YN/A
OCF growth 5YN/A

LPL FINANCIAL HOLDINGS INC / LPLA FAQ

What is the fundamental rating for LPLA stock?

ChartMill assigns a fundamental rating of 6 / 10 to LPLA.


What is the valuation status of LPL FINANCIAL HOLDINGS INC (LPLA) stock?

ChartMill assigns a valuation rating of 5 / 10 to LPL FINANCIAL HOLDINGS INC (LPLA). This can be considered as Fairly Valued.


What is the profitability of LPLA stock?

LPL FINANCIAL HOLDINGS INC (LPLA) has a profitability rating of 6 / 10.


What are the PE and PB ratios of LPL FINANCIAL HOLDINGS INC (LPLA) stock?

The Price/Earnings (PE) ratio for LPL FINANCIAL HOLDINGS INC (LPLA) is 16.43 and the Price/Book (PB) ratio is 5.24.


How financially healthy is LPL FINANCIAL HOLDINGS INC?

The financial health rating of LPL FINANCIAL HOLDINGS INC (LPLA) is 5 / 10.