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CHICAGO ATLANTIC BDC INC (LIEN) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:LIEN - US8281741020 - Common Stock

10.35 USD
0 (0%)
Last: 1/8/2026, 4:30:02 PM
Fundamental Rating

5

Overall LIEN gets a fundamental rating of 5 out of 10. We evaluated LIEN against 235 industry peers in the Capital Markets industry. LIEN has an average financial health and profitability rating. LIEN may be a bit undervalued, certainly considering the very reasonable score on growth These ratings would make LIEN suitable for value investing!


Dividend Valuation Growth Profitability Health

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5

1. Profitability

1.1 Basic Checks

In the past year LIEN was profitable.
In the past year LIEN has reported a negative cash flow from operations.
LIEN Yearly Net Income VS EBIT VS OCF VS FCFLIEN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 5M -5M 10M

1.2 Ratios

With an excellent Return On Assets value of 10.09%, LIEN belongs to the best of the industry, outperforming 87.23% of the companies in the same industry.
LIEN has a Return On Equity of 10.90%. This is in the better half of the industry: LIEN outperforms 63.83% of its industry peers.
Looking at the Return On Invested Capital, with a value of 8.32%, LIEN belongs to the top of the industry, outperforming 82.98% of the companies in the same industry.
Industry RankSector Rank
ROA 10.09%
ROE 10.9%
ROIC 8.32%
ROA(3y)3.58%
ROA(5y)N/A
ROE(3y)3.7%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
LIEN Yearly ROA, ROE, ROICLIEN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 0 50 -50

1.3 Margins

With an excellent Profit Margin value of 62.61%, LIEN belongs to the best of the industry, outperforming 94.47% of the companies in the same industry.
With an excellent Operating Margin value of 62.72%, LIEN belongs to the best of the industry, outperforming 95.74% of the companies in the same industry.
The Gross Margin of LIEN (74.11%) is better than 82.55% of its industry peers.
Industry RankSector Rank
OM 62.72%
PM (TTM) 62.61%
GM 74.11%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
LIEN Yearly Profit, Operating, Gross MarginsLIEN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 -1K -2K -3K -4K -5K

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5

2. Health

2.1 Basic Checks

The number of shares outstanding for LIEN has been increased compared to 1 year ago.
There is no outstanding debt for LIEN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
LIEN Yearly Shares OutstandingLIEN Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 5M 10M 15M 20M
LIEN Yearly Total Debt VS Total AssetsLIEN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

LIEN has an Altman-Z score of 6.33. This indicates that LIEN is financially healthy and has little risk of bankruptcy at the moment.
LIEN has a better Altman-Z score (6.33) than 90.64% of its industry peers.
LIEN has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
LIEN has a better Debt to Equity ratio (0.04) than 83.83% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF N/A
Altman-Z 6.33
ROIC/WACCN/A
WACCN/A
LIEN Yearly LT Debt VS Equity VS FCFLIEN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

A Current Ratio of 1.19 indicates that LIEN should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.19, LIEN is in line with its industry, outperforming 55.74% of the companies in the same industry.
A Quick Ratio of 1.19 indicates that LIEN should not have too much problems paying its short term obligations.
With a Quick ratio value of 1.19, LIEN perfoms like the industry average, outperforming 56.60% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.19
Quick Ratio 1.19
LIEN Yearly Current Assets VS Current LiabilitesLIEN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 20M 40M 60M 80M

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5

3. Growth

3.1 Past

LIEN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 117.11%, which is quite impressive.
LIEN shows a strong growth in Revenue. In the last year, the Revenue has grown by 315.72%.
EPS 1Y (TTM)117.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%8500%
Revenue 1Y (TTM)315.72%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%374.66%

3.2 Future

Based on estimates for the next years, LIEN will show a very strong growth in Earnings Per Share. The EPS will grow by 40.11% on average per year.
The Revenue is expected to grow by 73.99% on average over the next years. This is a very strong growth
EPS Next Y92.11%
EPS Next 2Y40.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year169.66%
Revenue Next 2Y73.99%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

LIEN Yearly Revenue VS EstimatesLIEN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2025 2026 20M 40M 60M
LIEN Yearly EPS VS EstimatesLIEN Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 2024 2025 2026 0 0.5 1 1.5

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7

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 7.14, the valuation of LIEN can be described as very cheap.
LIEN's Price/Earnings ratio is rather cheap when compared to the industry. LIEN is cheaper than 85.53% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.00, LIEN is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 6.80, the valuation of LIEN can be described as very cheap.
Based on the Price/Forward Earnings ratio, LIEN is valued cheaper than 89.36% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of LIEN to the average of the S&P500 Index (23.70), we can say LIEN is valued rather cheaply.
Industry RankSector Rank
PE 7.14
Fwd PE 6.8
LIEN Price Earnings VS Forward Price EarningsLIEN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
LIEN Per share dataLIEN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

LIEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as LIEN's earnings are expected to grow with 40.11% in the coming years.
PEG (NY)0.08
PEG (5Y)N/A
EPS Next 2Y40.11%
EPS Next 3YN/A

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5

5. Dividend

5.1 Amount

LIEN has a Yearly Dividend Yield of 13.17%, which is a nice return.
Compared to an average industry Dividend Yield of 6.39, LIEN pays a better dividend. On top of this LIEN pays more dividend than 82.98% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.94, LIEN pays a better dividend.
Industry RankSector Rank
Dividend Yield 13.17%

5.2 History

LIEN has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
LIEN Yearly Dividends per shareLIEN Yearly Dividends per shareYearly Dividends per share 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

70.51% of the earnings are spent on dividend by LIEN. This is not a sustainable payout ratio.
DP70.51%
EPS Next 2Y40.11%
EPS Next 3YN/A
LIEN Yearly Income VS Free CF VS DividendLIEN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2021 2022 2023 2024 0 5M -5M 10M
LIEN Dividend Payout.LIEN Dividend Payout, showing the Payout Ratio.LIEN Dividend Payout.PayoutRetained Earnings

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CHICAGO ATLANTIC BDC INC

NASDAQ:LIEN (1/8/2026, 4:30:02 PM)

10.35

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-13 2025-11-13/bmo
Earnings (Next)03-30 2026-03-30/amc
Inst Owners30.24%
Inst Owner ChangeN/A
Ins Owners0.35%
Ins Owner Change0.01%
Market Cap236.19M
Revenue(TTM)52.72M
Net Income(TTM)33.01M
Analysts80
Price Target11.22 (8.41%)
Short Float %0.03%
Short Ratio0.22
Dividend
Industry RankSector Rank
Dividend Yield 13.17%
Yearly Dividend0.86
Dividend Growth(5Y)N/A
DP70.51%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)5.72%
Min EPS beat(2)-6.89%
Max EPS beat(2)18.32%
EPS beat(4)3
Avg EPS beat(4)9.32%
Min EPS beat(4)-6.89%
Max EPS beat(4)18.32%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)0.81%
Min Revenue beat(2)-1.98%
Max Revenue beat(2)3.61%
Revenue beat(4)3
Avg Revenue beat(4)3.82%
Min Revenue beat(4)-1.98%
Max Revenue beat(4)12.73%
Revenue beat(8)7
Avg Revenue beat(8)17.13%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-9.39%
PT rev (3m)-9.39%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.99%
EPS NY rev (1m)0%
EPS NY rev (3m)3.55%
Revenue NQ rev (1m)-2.48%
Revenue NQ rev (3m)-7.07%
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)-0.49%
Valuation
Industry RankSector Rank
PE 7.14
Fwd PE 6.8
P/S 4.48
P/FCF N/A
P/OCF N/A
P/B 0.78
P/tB 0.78
EV/EBITDA N/A
EPS(TTM)1.45
EY14.01%
EPS(NY)1.52
Fwd EY14.7%
FCF(TTM)-0.62
FCFYN/A
OCF(TTM)-0.62
OCFYN/A
SpS2.31
BVpS13.27
TBVpS13.27
PEG (NY)0.08
PEG (5Y)N/A
Graham Number20.81
Profitability
Industry RankSector Rank
ROA 10.09%
ROE 10.9%
ROCE 10.53%
ROIC 8.32%
ROICexc 8.61%
ROICexgc 8.61%
OM 62.72%
PM (TTM) 62.61%
GM 74.11%
FCFM N/A
ROA(3y)3.58%
ROA(5y)N/A
ROE(3y)3.7%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.19
Quick Ratio 1.19
Altman-Z 6.33
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)117.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%8500%
EPS Next Y92.11%
EPS Next 2Y40.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)315.72%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%374.66%
Revenue Next Year169.66%
Revenue Next 2Y73.99%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y268.14%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y48.6%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y48.6%
OCF growth 3YN/A
OCF growth 5YN/A

CHICAGO ATLANTIC BDC INC / LIEN FAQ

What is the ChartMill fundamental rating of CHICAGO ATLANTIC BDC INC (LIEN) stock?

ChartMill assigns a fundamental rating of 5 / 10 to LIEN.


What is the valuation status for LIEN stock?

ChartMill assigns a valuation rating of 7 / 10 to CHICAGO ATLANTIC BDC INC (LIEN). This can be considered as Undervalued.


Can you provide the profitability details for CHICAGO ATLANTIC BDC INC?

CHICAGO ATLANTIC BDC INC (LIEN) has a profitability rating of 5 / 10.


What are the PE and PB ratios of CHICAGO ATLANTIC BDC INC (LIEN) stock?

The Price/Earnings (PE) ratio for CHICAGO ATLANTIC BDC INC (LIEN) is 7.14 and the Price/Book (PB) ratio is 0.78.


What is the financial health of CHICAGO ATLANTIC BDC INC (LIEN) stock?

The financial health rating of CHICAGO ATLANTIC BDC INC (LIEN) is 5 / 10.