LIEN Fundamental Analysis - CHICAGO ATLANTIC BDC INC

Fundamental Rating

Overall LIEN gets a fundamental rating of 5 out of 10. We evaluated LIEN against 235 industry peers in the Capital Markets industry. LIEN is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. LIEN has a decent growth rate and is not valued too expensively.

Quickly go to:

1. Profitability

1.1 Basic Checks

LIEN had positive earnings in the past year.

LIEN had a negative operating cash flow in the past year.

1.2 Ratios

The Return On Assets of LIEN (5.33%) is better than 73.19% of its industry peers.

LIEN's Return On Equity of 5.55% is in line compared to the rest of the industry. LIEN outperforms 40.85% of its industry peers.

LIEN's Return On Invested Capital of 5.35% is fine compared to the rest of the industry. LIEN outperforms 64.68% of its industry peers.

		Industry Rank	Sector Rank
ROA	5.33%
ROE	5.55%
ROIC	5.35%

ROA(3y)3.58%

ROA(5y)N/A

ROE(3y)3.7%

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

Looking at the Profit Margin, with a value of 54.23%, LIEN belongs to the top of the industry, outperforming 94.47% of the companies in the same industry.

LIEN's Operating Margin of 66.22% is amongst the best of the industry. LIEN outperforms 98.72% of its industry peers.

Looking at the Gross Margin, with a value of 77.36%, LIEN belongs to the top of the industry, outperforming 82.98% of the companies in the same industry.

		Industry Rank	Sector Rank
OM	66.22%
PM (TTM)	54.23%
GM	77.36%

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

The number of shares outstanding for LIEN has been increased compared to 1 year ago.

LIEN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

2.2 Solvency

LIEN has an Altman-Z score of 11.58. This indicates that LIEN is financially healthy and has little risk of bankruptcy at the moment.

The Altman-Z score of LIEN (11.58) is better than 92.77% of its industry peers.

There is no outstanding debt for LIEN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	N/A
Altman-Z	11.58

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

A Current Ratio of 1.96 indicates that LIEN should not have too much problems paying its short term obligations.

LIEN's Current ratio of 1.96 is fine compared to the rest of the industry. LIEN outperforms 67.66% of its industry peers.

A Quick Ratio of 1.96 indicates that LIEN should not have too much problems paying its short term obligations.

The Quick ratio of LIEN (1.96) is better than 68.09% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	1.96
Quick Ratio	1.96

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

The earnings per share for LIEN have decreased by -1.65% in the last year.

Looking at the last year, LIEN shows a very strong growth in Revenue. The Revenue has grown by 152.04%.

EPS 1Y (TTM)-1.65%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%3.03%

Revenue 1Y (TTM)152.04%

Revenue growth 3YN/A

Revenue growth 5YN/A

Sales Q2Q%331.95%

3.2 Future

Based on estimates for the next years, LIEN will show a very strong growth in Earnings Per Share. The EPS will grow by 41.75% on average per year.

The Revenue is expected to grow by 78.59% on average over the next years. This is a very strong growth

EPS Next Y90.53%

EPS Next 2Y41.75%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year170.99%

Revenue Next 2Y78.59%

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

LIEN is valuated reasonably with a Price/Earnings ratio of 11.85.

Based on the Price/Earnings ratio, LIEN is valued a bit cheaper than the industry average as 65.11% of the companies are valued more expensively.

LIEN is valuated cheaply when we compare the Price/Earnings ratio to 27.35, which is the current average of the S&P500 Index.

Based on the Price/Forward Earnings ratio of 6.62, the valuation of LIEN can be described as very cheap.

Based on the Price/Forward Earnings ratio, LIEN is valued cheaper than 94.47% of the companies in the same industry.

The average S&P500 Price/Forward Earnings ratio is at 37.54. LIEN is valued rather cheaply when compared to this.

		Industry Rank	Sector Rank
PE	11.85
Fwd PE	6.62

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

LIEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

LIEN's earnings are expected to grow with 41.75% in the coming years. This may justify a more expensive valuation.

PEG (NY)0.13

PEG (5Y)N/A

EPS Next 2Y41.75%

EPS Next 3YN/A

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

LIEN has a Yearly Dividend Yield of 12.14%, which is a nice return.

Compared to an average industry Dividend Yield of 8.05, LIEN pays a bit more dividend than its industry peers.

Compared to an average S&P500 Dividend Yield of 2.36, LIEN pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	12.14%

5.2 History

LIEN has been paying a dividend for less than 5 years, so it still needs to build a track record.

Dividend Growth(5Y)N/A

Div Incr Years0

Div Non Decr Years0

5.3 Sustainability

LIEN pays out 65.00% of its income as dividend. This is not a sustainable payout ratio.

DP65%

EPS Next 2Y41.75%

EPS Next 3YN/A

More info and screens

Find the best dividend stocks

Show peers with best dividend

CHICAGO ATLANTIC BDC INC

NASDAQ:LIEN (7/24/2025, 8:00:02 PM)

10.31

-0.09 (-0.87%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryCapital Markets

Earnings (Last)05-14 2025-05-14/bmo

Earnings (Next)08-06 2025-08-06/amc

Inst Owners20.27%

Inst Owner ChangeN/A

Ins Owners0.33%

Ins Owner Change0.06%

Market Cap235.27M

Analysts43.33

Price Target12.38 (20.08%)

Short Float %0.17%

Short Ratio0.82

Dividend

		Industry Rank	Sector Rank
Dividend Yield	12.14%

Yearly Dividend0.86

Dividend Growth(5Y)N/A

DP65%

Div Incr Years0

Div Non Decr Years0

Ex-Date06-27 2025-06-27 (0.34)

Surprises & Revisions

EPS beat(2)2

Avg EPS beat(2)12.93%

Min EPS beat(2)7.53%

Max EPS beat(2)18.32%

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)2

Avg Revenue beat(2)6.83%

Min Revenue beat(2)0.94%

Max Revenue beat(2)12.73%

Revenue beat(4)4

Avg Revenue beat(4)28.82%

Min Revenue beat(4)0.94%

Max Revenue beat(4)53.37%

Revenue beat(8)8

Avg Revenue beat(8)18.11%

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0%

PT rev (3m)-8.58%

EPS NQ rev (1m)0%

EPS NQ rev (3m)27.86%

EPS NY rev (1m)0%

EPS NY rev (3m)30.45%

Revenue NQ rev (1m)-0.13%

Revenue NQ rev (3m)22.27%

Revenue NY rev (1m)0.78%

Revenue NY rev (3m)26.67%

Valuation

		Industry Rank	Sector Rank
PE	11.85
Fwd PE	6.62
P/S	7.63
P/FCF	N/A
P/OCF	N/A
P/B	0.78
P/tB	0.78
EV/EBITDA	N/A

EPS(TTM)0.87

EY8.44%

EPS(NY)1.56

Fwd EY15.11%

FCF(TTM)-0.63

FCFYN/A

OCF(TTM)-0.63

OCFYN/A

SpS1.35

BVpS13.19

TBVpS13.19

PEG (NY)0.13

PEG (5Y)N/A

Profitability

		Industry Rank	Sector Rank
ROA	5.33%
ROE	5.55%
ROCE	6.78%
ROIC	5.35%
ROICexc	5.63%
ROICexgc	5.63%
OM	66.22%
PM (TTM)	54.23%
GM	77.36%
FCFM	N/A

ROA(3y)3.58%

ROA(5y)N/A

ROE(3y)3.7%

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

F-Score2

Asset Turnover0.1

Health

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	1.96
Quick Ratio	1.96
Altman-Z	11.58

F-Score2

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-1.65%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%3.03%

EPS Next Y90.53%

EPS Next 2Y41.75%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)152.04%

Revenue growth 3YN/A

Revenue growth 5YN/A

Sales Q2Q%331.95%

Revenue Next Year170.99%

Revenue Next 2Y78.59%

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y155.31%

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-187.57%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-187.57%

OCF growth 3YN/A

OCF growth 5YN/A

CHICAGO ATLANTIC BDC INC (LIEN) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens