CHICAGO ATLANTIC BDC INC (LIEN) Stock Fundamental Analysis
USA - NASDAQ:LIEN - US8281741020 - Common Stock
10.08 USD
0 (0%)
LIEN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. LIEN has only an average score on both its financial health and profitability. LIEN has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
LIEN had positive earnings in the past year.
In the past year LIEN has reported a negative cash flow from operations.
1.2 Ratios
Looking at the Return On Assets, with a value of 7.24%, LIEN belongs to the top of the industry, outperforming 81.86% of the companies in the same industry.
LIEN has a Return On Equity of 7.95%. This is comparable to the rest of the industry: LIEN outperforms 46.84% of its industry peers.
With a decent Return On Invested Capital value of 6.70%, LIEN is doing good in the industry, outperforming 73.84% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.24% | ||
| ROE | 7.95% | ||
| ROIC | 6.7% |
ROA(3y)3.58%
ROA(5y)N/A
ROE(3y)3.7%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of LIEN (58.81%) is better than 95.36% of its industry peers.
LIEN's Operating Margin of 63.73% is amongst the best of the industry. LIEN outperforms 95.78% of its industry peers.
The Gross Margin of LIEN (75.55%) is better than 82.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 63.73% | ||
| PM (TTM) | 58.81% | ||
| GM | 75.55% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, LIEN has more shares outstanding
LIEN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
LIEN has an Altman-Z score of 4.99. This indicates that LIEN is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of LIEN (4.99) is better than 86.08% of its industry peers.
A Debt/Equity ratio of 0.02 indicates that LIEN is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.02, LIEN belongs to the best of the industry, outperforming 84.39% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 4.99 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
LIEN has a Current Ratio of 0.98. This is a bad value and indicates that LIEN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.98, LIEN is in line with its industry, outperforming 40.51% of the companies in the same industry.
A Quick Ratio of 0.98 indicates that LIEN may have some problems paying its short term obligations.
LIEN has a Quick ratio (0.98) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.98 |
3. Growth
3.1 Past
LIEN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 15.10%, which is quite good.
The Revenue has grown by 228.64% in the past year. This is a very strong growth!
EPS 1Y (TTM)15.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%80.87%
Revenue 1Y (TTM)228.64%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%324.5%
3.2 Future
Based on estimates for the next years, LIEN will show a very strong growth in Earnings Per Share. The EPS will grow by 41.33% on average per year.
LIEN is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 78.59% yearly.
EPS Next Y85.53%
EPS Next 2Y41.33%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year170.99%
Revenue Next 2Y78.59%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.79, the valuation of LIEN can be described as very reasonable.
Based on the Price/Earnings ratio, LIEN is valued a bit cheaper than 70.46% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.83. LIEN is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 6.51, which indicates a rather cheap valuation of LIEN.
91.14% of the companies in the same industry are more expensive than LIEN, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of LIEN to the average of the S&P500 Index (32.68), we can say LIEN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.79 | ||
| Fwd PE | 6.51 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as LIEN's earnings are expected to grow with 41.33% in the coming years.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y41.33%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 13.49%, LIEN is a good candidate for dividend investing.
LIEN's Dividend Yield is rather good when compared to the industry average which is at 8.39. LIEN pays more dividend than 82.70% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, LIEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.49% |
5.2 History
LIEN has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
71.10% of the earnings are spent on dividend by LIEN. This is not a sustainable payout ratio.
DP71.1%
EPS Next 2Y41.33%
EPS Next 3YN/A
NASDAQ:LIEN (11/7/2025, 8:00:02 PM)
10.08
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners26.74%
Inst Owner ChangeN/A
Ins Owners0.34%
Ins Owner Change0.04%
Market Cap230.03M
Revenue(TTM)40.83M
Net Income(TTM)24.01M
Analysts80
Price Target12.38 (22.82%)
Short Float %0.11%
Short Ratio0.56
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.49% |
Yearly Dividend0.86
Dividend Growth(5Y)N/A
DP71.1%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.32%
Min EPS beat(2)-6.89%
Max EPS beat(2)7.53%
EPS beat(4)3
Avg EPS beat(4)17.49%
Min EPS beat(4)-6.89%
Max EPS beat(4)50.98%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-0.52%
Min Revenue beat(2)-1.98%
Max Revenue beat(2)0.94%
Revenue beat(4)3
Avg Revenue beat(4)14.98%
Min Revenue beat(4)-1.98%
Max Revenue beat(4)48.23%
Revenue beat(8)7
Avg Revenue beat(8)16.78%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.95%
EPS NY rev (1m)0%
EPS NY rev (3m)-2.62%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.79 | ||
| Fwd PE | 6.51 | ||
| P/S | 5.63 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.76 | ||
| P/tB | 0.76 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.03
EY10.22%
EPS(NY)1.55
Fwd EY15.36%
FCF(TTM)-0.65
FCFYN/A
OCF(TTM)-0.65
OCFYN/A
SpS1.79
BVpS13.23
TBVpS13.23
PEG (NY)0.11
PEG (5Y)N/A
Graham Number17.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.24% | ||
| ROE | 7.95% | ||
| ROCE | 8.48% | ||
| ROIC | 6.7% | ||
| ROICexc | 7.01% | ||
| ROICexgc | 7.01% | ||
| OM | 63.73% | ||
| PM (TTM) | 58.81% | ||
| GM | 75.55% | ||
| FCFM | N/A |
ROA(3y)3.58%
ROA(5y)N/A
ROE(3y)3.7%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.98 | ||
| Altman-Z | 4.99 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%80.87%
EPS Next Y85.53%
EPS Next 2Y41.33%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)228.64%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%324.5%
Revenue Next Year170.99%
Revenue Next 2Y78.59%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y219.08%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y46.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y46.13%
OCF growth 3YN/A
OCF growth 5YN/A
CHICAGO ATLANTIC BDC INC / LIEN FAQ
What is the ChartMill fundamental rating of CHICAGO ATLANTIC BDC INC (LIEN) stock?
ChartMill assigns a fundamental rating of 5 / 10 to LIEN.
Can you provide the valuation status for CHICAGO ATLANTIC BDC INC?
ChartMill assigns a valuation rating of 6 / 10 to CHICAGO ATLANTIC BDC INC (LIEN). This can be considered as Fairly Valued.
Can you provide the profitability details for CHICAGO ATLANTIC BDC INC?
CHICAGO ATLANTIC BDC INC (LIEN) has a profitability rating of 4 / 10.
What is the earnings growth outlook for CHICAGO ATLANTIC BDC INC?
The Earnings per Share (EPS) of CHICAGO ATLANTIC BDC INC (LIEN) is expected to grow by 85.53% in the next year.
Can you provide the dividend sustainability for LIEN stock?
The dividend rating of CHICAGO ATLANTIC BDC INC (LIEN) is 5 / 10 and the dividend payout ratio is 71.1%.