CHICAGO ATLANTIC BDC INC (LIEN) Fundamental Analysis & Valuation

NASDAQ:LIEN • US8281741020

Current stock price

9.93 USD
0 (0%)
Last:

This LIEN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. LIEN Profitability Analysis

1.1 Basic Checks

  • In the past year LIEN was profitable.
  • In the past year LIEN has reported a negative cash flow from operations.
LIEN Yearly Net Income VS EBIT VS OCF VS FCFLIEN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 5M -5M 10M

1.2 Ratios

  • LIEN has a better Return On Assets (10.09%) than 84.71% of its industry peers.
  • Looking at the Return On Equity, with a value of 10.90%, LIEN is in the better half of the industry, outperforming 64.88% of the companies in the same industry.
  • LIEN's Return On Invested Capital of 8.32% is amongst the best of the industry. LIEN outperforms 80.58% of its industry peers.
Industry RankSector Rank
ROA 10.09%
ROE 10.9%
ROIC 8.32%
ROA(3y)3.58%
ROA(5y)N/A
ROE(3y)3.7%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
LIEN Yearly ROA, ROE, ROICLIEN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 0 50 -50

1.3 Margins

  • With an excellent Profit Margin value of 62.61%, LIEN belongs to the best of the industry, outperforming 92.15% of the companies in the same industry.
  • LIEN's Operating Margin of 62.72% is amongst the best of the industry. LIEN outperforms 95.87% of its industry peers.
  • LIEN's Gross Margin of 74.11% is amongst the best of the industry. LIEN outperforms 81.82% of its industry peers.
Industry RankSector Rank
OM 62.72%
PM (TTM) 62.61%
GM 74.11%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
LIEN Yearly Profit, Operating, Gross MarginsLIEN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 -1K -2K -3K -4K -5K

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5

2. LIEN Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, LIEN has more shares outstanding
  • There is no outstanding debt for LIEN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
LIEN Yearly Shares OutstandingLIEN Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 5M 10M 15M 20M
LIEN Yearly Total Debt VS Total AssetsLIEN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

  • LIEN has an Altman-Z score of 6.09. This indicates that LIEN is financially healthy and has little risk of bankruptcy at the moment.
  • LIEN has a Altman-Z score of 6.09. This is amongst the best in the industry. LIEN outperforms 87.19% of its industry peers.
  • A Debt/Equity ratio of 0.04 indicates that LIEN is not too dependend on debt financing.
  • The Debt to Equity ratio of LIEN (0.04) is better than 81.41% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF N/A
Altman-Z 6.09
ROIC/WACCN/A
WACCN/A
LIEN Yearly LT Debt VS Equity VS FCFLIEN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

  • LIEN has a Current Ratio of 1.19. This is a normal value and indicates that LIEN is financially healthy and should not expect problems in meeting its short term obligations.
  • LIEN has a Current ratio (1.19) which is in line with its industry peers.
  • A Quick Ratio of 1.19 indicates that LIEN should not have too much problems paying its short term obligations.
  • With a Quick ratio value of 1.19, LIEN perfoms like the industry average, outperforming 54.13% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.19
Quick Ratio 1.19
LIEN Yearly Current Assets VS Current LiabilitesLIEN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. LIEN Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 117.11% over the past year.
  • Looking at the last year, LIEN shows a very strong growth in Revenue. The Revenue has grown by 315.72%.
EPS 1Y (TTM)117.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%8500%
Revenue 1Y (TTM)315.72%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%374.66%

3.2 Future

  • The Earnings Per Share is expected to grow by 40.11% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, LIEN will show a very strong growth in Revenue. The Revenue will grow by 73.99% on average per year.
EPS Next Y92.11%
EPS Next 2Y40.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year169.66%
Revenue Next 2Y73.99%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

LIEN Yearly Revenue VS EstimatesLIEN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2025 2026 20M 40M 60M
LIEN Yearly EPS VS EstimatesLIEN Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 2024 2025 2026 0 0.5 1 1.5

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6

4. LIEN Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 6.85, the valuation of LIEN can be described as very cheap.
  • Compared to the rest of the industry, the Price/Earnings ratio of LIEN indicates a somewhat cheap valuation: LIEN is cheaper than 79.75% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 25.71. LIEN is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 6.52, which indicates a rather cheap valuation of LIEN.
  • 88.84% of the companies in the same industry are more expensive than LIEN, based on the Price/Forward Earnings ratio.
  • LIEN is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.83, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 6.85
Fwd PE 6.52
LIEN Price Earnings VS Forward Price EarningsLIEN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
LIEN Per share dataLIEN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

  • LIEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as LIEN's earnings are expected to grow with 40.11% in the coming years.
PEG (NY)0.07
PEG (5Y)N/A
EPS Next 2Y40.11%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. LIEN Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 13.68%, LIEN is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 6.94, LIEN pays a better dividend. On top of this LIEN pays more dividend than 83.06% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.91, LIEN pays a better dividend.
Industry RankSector Rank
Dividend Yield 13.68%

5.2 History

  • LIEN has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
LIEN Yearly Dividends per shareLIEN Yearly Dividends per shareYearly Dividends per share 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 70.51% of the earnings are spent on dividend by LIEN. This is not a sustainable payout ratio.
DP70.51%
EPS Next 2Y40.11%
EPS Next 3YN/A
LIEN Yearly Income VS Free CF VS DividendLIEN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2021 2022 2023 2024 0 5M -5M 10M
LIEN Dividend Payout.LIEN Dividend Payout, showing the Payout Ratio.LIEN Dividend Payout.PayoutRetained Earnings

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LIEN Fundamentals: All Metrics, Ratios and Statistics

CHICAGO ATLANTIC BDC INC

NASDAQ:LIEN (3/16/2026, 9:42:49 AM)

9.93

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-13
Earnings (Next)03-30
Inst Owners33.22%
Inst Owner ChangeN/A
Ins Owners0.35%
Ins Owner Change0%
Market Cap226.60M
Revenue(TTM)52.72M
Net Income(TTM)33.01M
Analysts80
Price Target11.22 (12.99%)
Short Float %0.05%
Short Ratio0.16
Dividend
Industry RankSector Rank
Dividend Yield 13.68%
Yearly Dividend0.86
Dividend Growth(5Y)N/A
DP70.51%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)5.72%
Min EPS beat(2)-6.89%
Max EPS beat(2)18.32%
EPS beat(4)3
Avg EPS beat(4)9.32%
Min EPS beat(4)-6.89%
Max EPS beat(4)18.32%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)0.81%
Min Revenue beat(2)-1.98%
Max Revenue beat(2)3.61%
Revenue beat(4)3
Avg Revenue beat(4)3.82%
Min Revenue beat(4)-1.98%
Max Revenue beat(4)12.73%
Revenue beat(8)7
Avg Revenue beat(8)17.13%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.48%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.03%
Valuation
Industry RankSector Rank
PE 6.85
Fwd PE 6.52
P/S 4.3
P/FCF N/A
P/OCF N/A
P/B 0.75
P/tB 0.75
EV/EBITDA N/A
EPS(TTM)1.45
EY14.6%
EPS(NY)1.52
Fwd EY15.33%
FCF(TTM)-0.62
FCFYN/A
OCF(TTM)-0.62
OCFYN/A
SpS2.31
BVpS13.27
TBVpS13.27
PEG (NY)0.07
PEG (5Y)N/A
Graham Number20.81
Profitability
Industry RankSector Rank
ROA 10.09%
ROE 10.9%
ROCE 10.53%
ROIC 8.32%
ROICexc 8.61%
ROICexgc 8.61%
OM 62.72%
PM (TTM) 62.61%
GM 74.11%
FCFM N/A
ROA(3y)3.58%
ROA(5y)N/A
ROE(3y)3.7%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.19
Quick Ratio 1.19
Altman-Z 6.09
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)117.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%8500%
EPS Next Y92.11%
EPS Next 2Y40.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)315.72%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%374.66%
Revenue Next Year169.66%
Revenue Next 2Y73.99%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y268.14%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y48.6%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y48.6%
OCF growth 3YN/A
OCF growth 5YN/A

CHICAGO ATLANTIC BDC INC / LIEN Fundamental Analysis FAQ

What is the ChartMill fundamental rating of CHICAGO ATLANTIC BDC INC (LIEN) stock?

ChartMill assigns a fundamental rating of 5 / 10 to LIEN.


What is the valuation status for LIEN stock?

ChartMill assigns a valuation rating of 6 / 10 to CHICAGO ATLANTIC BDC INC (LIEN). This can be considered as Fairly Valued.


Can you provide the profitability details for CHICAGO ATLANTIC BDC INC?

CHICAGO ATLANTIC BDC INC (LIEN) has a profitability rating of 5 / 10.


What are the PE and PB ratios of CHICAGO ATLANTIC BDC INC (LIEN) stock?

The Price/Earnings (PE) ratio for CHICAGO ATLANTIC BDC INC (LIEN) is 6.85 and the Price/Book (PB) ratio is 0.75.


What is the financial health of CHICAGO ATLANTIC BDC INC (LIEN) stock?

The financial health rating of CHICAGO ATLANTIC BDC INC (LIEN) is 5 / 10.