LFC gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 148 industry peers in the Insurance industry. LFC has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, LFC is valued expensive at the moment.

Quickly go to:

1. Profitability

2. Health

3. Growth

4. Valuation

5. Dividend

1. Profitability

1.1 Basic Checks

In the past year LFC was profitable.

1.2 Ratios

		Industry Rank	Sector Rank
ROA	0.68%
ROE	7.37%
ROIC	N/A

ROA(3y)N/A

ROA(5y)N/A

ROE(3y)N/A

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

The Operating Margin and Gross Margin are not available for LFC so they could not be analyzed.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	4.24%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

LFC does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, LFC has about the same amount of shares outstanding.
Compared to 1 year ago, LFC has an improved debt to assets ratio.

2.2 Solvency

LFC has a Debt/Equity ratio of 0.11. This is a healthy value indicating a solid balance between debt and equity.

		Industry Rank	Sector Rank
Debt/Equity	0.11
Debt/FCF	N/A
Altman-Z	N/A

ROIC/WACCN/A

WACC7.09%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

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WACC

Debt/Equity

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Altman-Z score

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3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 139.52% over the past year.
Measured over the past years, LFC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.18% on average per year.
The Revenue for LFC has decreased by -32.60% in the past year. This is quite bad
LFC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.32% yearly.

EPS 1Y (TTM)139.52%

EPS 3Y66.55%

EPS 5Y12.18%

EPS Q2Q%230.88%

Revenue 1Y (TTM)-32.6%

Revenue growth 3Y10.07%

Revenue growth 5Y9.32%

Sales Q2Q%-66.61%

3.2 Future

The Earnings Per Share is expected to grow by 12.07% on average over the next years. This is quite good.
LFC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.44% yearly.

EPS Next Y-4.25%

EPS Next 2Y8.44%

EPS Next 3Y9.31%

EPS Next 5Y12.07%

Revenue Next Year-3.3%

Revenue Next 2Y1.25%

Revenue Next 3Y4.1%

Revenue Next 5Y5.44%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.

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4. Valuation

4.1 Price/Earnings Ratio

LFC is valuated cheaply with a Price/Earnings ratio of 1.90.
The average S&P500 Price/Earnings ratio is at 27.21. LFC is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 4.61, the valuation of LFC can be described as very cheap.
The average S&P500 Price/Forward Earnings ratio is at 25.98. LFC is valued rather cheaply when compared to this.