LAZARD INC (LAZ) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:LAZ - US52110M1099 - Common Stock
51.97 USD
-1.39 (-2.6%)
53.84 USD
+1.87 (+3.6%)
LAZ gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. LAZ has only an average score on both its financial health and profitability. LAZ has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year LAZ was profitable.
- LAZ had a positive operating cash flow in the past year.
- Of the past 5 years LAZ 4 years were profitable.
- Each year in the past 5 years LAZ had a positive operating cash flow.
1.2 Ratios
- LAZ's Return On Assets of 5.76% is fine compared to the rest of the industry. LAZ outperforms 71.01% of its industry peers.
- LAZ's Return On Equity of 31.69% is amongst the best of the industry. LAZ outperforms 96.22% of its industry peers.
- LAZ's Return On Invested Capital of 7.05% is fine compared to the rest of the industry. LAZ outperforms 77.73% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for LAZ is in line with the industry average of 7.27%.
- The 3 year average ROIC (6.49%) for LAZ is below the current ROIC(7.05%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.76% | ||
| ROE | 31.69% | ||
| ROIC | 7.05% |
ROA(3y)3.33%
ROA(5y)4.77%
ROE(3y)29.09%
ROE(5y)36.77%
ROIC(3y)6.49%
ROIC(5y)7.55%
1.3 Margins
- LAZ's Profit Margin of 8.61% is on the low side compared to the rest of the industry. LAZ is outperformed by 65.97% of its industry peers.
- LAZ's Profit Margin has declined in the last couple of years.
- LAZ's Operating Margin of 11.10% is on the low side compared to the rest of the industry. LAZ is outperformed by 65.13% of its industry peers.
- In the last couple of years the Operating Margin of LAZ has declined.
- LAZ has a better Gross Margin (93.47%) than 94.96% of its industry peers.
- LAZ's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.1% | ||
| PM (TTM) | 8.61% | ||
| GM | 93.47% |
OM growth 3Y-20.51%
OM growth 5Y-6.29%
PM growth 3Y-17.15%
PM growth 5Y-3.2%
GM growth 3Y0%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
- The number of shares outstanding for LAZ has been increased compared to 1 year ago.
- The number of shares outstanding for LAZ has been reduced compared to 5 years ago.
- LAZ has a better debt/assets ratio than last year.
2.2 Solvency
- LAZ has an Altman-Z score of 2.35. This is not the best score and indicates that LAZ is in the grey zone with still only limited risk for bankruptcy at the moment.
- LAZ has a Altman-Z score of 2.35. This is in the better half of the industry: LAZ outperforms 70.59% of its industry peers.
- LAZ has a debt to FCF ratio of 4.81. This is a neutral value as LAZ would need 4.81 years to pay back of all of its debts.
- The Debt to FCF ratio of LAZ (4.81) is better than 71.43% of its industry peers.
- LAZ has a Debt/Equity ratio of 2.52. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 2.52, LAZ is not doing good in the industry: 80.25% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.52 | ||
| Debt/FCF | 4.81 | ||
| Altman-Z | 2.35 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 1.58 indicates that LAZ should not have too much problems paying its short term obligations.
- LAZ has a Current ratio of 1.58. This is in the better half of the industry: LAZ outperforms 70.17% of its industry peers.
- LAZ has a Quick Ratio of 1.58. This is a normal value and indicates that LAZ is financially healthy and should not expect problems in meeting its short term obligations.
- The Quick ratio of LAZ (1.58) is better than 70.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.58 | ||
| Quick Ratio | 1.58 |
3. Growth
3.1 Past
- LAZ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.01%, which is quite good.
- The Earnings Per Share has been decreasing by -6.47% on average over the past years.
- LAZ shows a decrease in Revenue. In the last year, the revenue decreased by -1.54%.
- Measured over the past years, LAZ shows a small growth in Revenue. The Revenue has been growing by 2.56% on average per year.
EPS 1Y (TTM)9.01%
EPS 3Y-22.62%
EPS 5Y-6.47%
EPS Q2Q%47.37%
Revenue 1Y (TTM)-1.54%
Revenue growth 3Y-2.59%
Revenue growth 5Y2.56%
Sales Q2Q%12.19%
3.2 Future
- Based on estimates for the next years, LAZ will show a very strong growth in Earnings Per Share. The EPS will grow by 28.38% on average per year.
- Based on estimates for the next years, LAZ will show a quite strong growth in Revenue. The Revenue will grow by 11.68% on average per year.
EPS Next Y8.1%
EPS Next 2Y28.88%
EPS Next 3Y28.38%
EPS Next 5YN/A
Revenue Next Year7.1%
Revenue Next 2Y12.02%
Revenue Next 3Y11.68%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 21.48, the valuation of LAZ can be described as rather expensive.
- Compared to the rest of the industry, the Price/Earnings ratio of LAZ indicates a slightly more expensive valuation: LAZ is more expensive than 60.92% of the companies listed in the same industry.
- When comparing the Price/Earnings ratio of LAZ to the average of the S&P500 Index (26.94), we can say LAZ is valued slightly cheaper.
- The Price/Forward Earnings ratio is 13.37, which indicates a correct valuation of LAZ.
- Based on the Price/Forward Earnings ratio, LAZ is valued a bit cheaper than 60.50% of the companies in the same industry.
- LAZ is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.94, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.48 | ||
| Fwd PE | 13.37 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, LAZ is valued cheaply inside the industry as 81.93% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, LAZ is valued a bit cheaper than 76.05% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.2 | ||
| EV/EBITDA | 14.04 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates LAZ does not grow enough to justify the current Price/Earnings ratio.
- LAZ has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as LAZ's earnings are expected to grow with 28.38% in the coming years.
PEG (NY)2.65
PEG (5Y)N/A
EPS Next 2Y28.88%
EPS Next 3Y28.38%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.72%, LAZ has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 6.10, LAZ has a dividend in line with its industry peers.
- LAZ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.72% |
5.2 History
- The dividend of LAZ decreases each year by -2.47%.
- LAZ has been paying a dividend for at least 10 years, so it has a reliable track record.
- LAZ has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-2.47%
Div Incr Years0
Div Non Decr Years11
5.3 Sustainability
- LAZ pays out 69.07% of its income as dividend. This is not a sustainable payout ratio.
DP69.07%
EPS Next 2Y28.88%
EPS Next 3Y28.38%
51.97
-1.39 (-2.6%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-23 2025-10-23/bmo
Earnings (Next)01-28 2026-01-28/bmo
Inst Owners91.49%
Inst Owner Change0.02%
Ins Owners0.7%
Ins Owner Change-2.11%
Market Cap4.93B
Revenue(TTM)3.10B
Net Income(TTM)266.70M
Analysts70
Price Target58.29 (12.16%)
Short Float %5.36%
Short Ratio5.54
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.72% |
Yearly Dividend2.01
Dividend Growth(5Y)-2.47%
DP69.07%
Div Incr Years0
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.03%
Min EPS beat(2)22.59%
Max EPS beat(2)29.47%
EPS beat(4)4
Avg EPS beat(4)34.58%
Min EPS beat(4)22.59%
Max EPS beat(4)46.49%
EPS beat(8)7
Avg EPS beat(8)33.88%
EPS beat(12)8
Avg EPS beat(12)12.25%
EPS beat(16)12
Avg EPS beat(16)14.57%
Revenue beat(2)1
Avg Revenue beat(2)5.2%
Min Revenue beat(2)-1.13%
Max Revenue beat(2)11.53%
Revenue beat(4)2
Avg Revenue beat(4)2.79%
Min Revenue beat(4)-4.17%
Max Revenue beat(4)11.53%
Revenue beat(8)5
Avg Revenue beat(8)4.66%
Revenue beat(12)7
Avg Revenue beat(12)3.25%
Revenue beat(16)10
Avg Revenue beat(16)4.49%
PT rev (1m)3.36%
PT rev (3m)1.52%
EPS NQ rev (1m)-14.84%
EPS NQ rev (3m)-21.54%
EPS NY rev (1m)-0.69%
EPS NY rev (3m)-0.43%
Revenue NQ rev (1m)-1.62%
Revenue NQ rev (3m)-3.96%
Revenue NY rev (1m)0.16%
Revenue NY rev (3m)-0.42%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.48 | ||
| Fwd PE | 13.37 | ||
| P/S | 1.59 | ||
| P/FCF | 11.2 | ||
| P/OCF | 10.22 | ||
| P/B | 5.86 | ||
| P/tB | 11.05 | ||
| EV/EBITDA | 14.04 |
EPS(TTM)2.42
EY4.66%
EPS(NY)3.89
Fwd EY7.48%
FCF(TTM)4.64
FCFY8.93%
OCF(TTM)5.09
OCFY9.79%
SpS32.63
BVpS8.87
TBVpS4.7
PEG (NY)2.65
PEG (5Y)N/A
Graham Number21.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.76% | ||
| ROE | 31.69% | ||
| ROCE | 10.52% | ||
| ROIC | 7.05% | ||
| ROICexc | 11.44% | ||
| ROICexgc | 17% | ||
| OM | 11.1% | ||
| PM (TTM) | 8.61% | ||
| GM | 93.47% | ||
| FCFM | 14.22% |
ROA(3y)3.33%
ROA(5y)4.77%
ROE(3y)29.09%
ROE(5y)36.77%
ROIC(3y)6.49%
ROIC(5y)7.55%
ROICexc(3y)12%
ROICexc(5y)15.18%
ROICexgc(3y)16.01%
ROICexgc(5y)19.68%
ROCE(3y)10.39%
ROCE(5y)12.97%
ROICexgc growth 3Y-5.07%
ROICexgc growth 5Y-1.07%
ROICexc growth 3Y-9.8%
ROICexc growth 5Y-2.23%
OM growth 3Y-20.51%
OM growth 5Y-6.29%
PM growth 3Y-17.15%
PM growth 5Y-3.2%
GM growth 3Y0%
GM growth 5Y0.18%
F-Score8
Asset Turnover0.67
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.52 | ||
| Debt/FCF | 4.81 | ||
| Debt/EBITDA | 5.6 | ||
| Cap/Depr | 123.3% | ||
| Cap/Sales | 1.37% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 127.68% | ||
| Profit Quality | 165.08% | ||
| Current Ratio | 1.58 | ||
| Quick Ratio | 1.58 | ||
| Altman-Z | 2.35 |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)102.56%
Cap/Depr(5y)117.06%
Cap/Sales(3y)1.44%
Cap/Sales(5y)1.59%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.01%
EPS 3Y-22.62%
EPS 5Y-6.47%
EPS Q2Q%47.37%
EPS Next Y8.1%
EPS Next 2Y28.88%
EPS Next 3Y28.38%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.54%
Revenue growth 3Y-2.59%
Revenue growth 5Y2.56%
Sales Q2Q%12.19%
Revenue Next Year7.1%
Revenue Next 2Y12.02%
Revenue Next 3Y11.68%
Revenue Next 5YN/A
EBIT growth 1Y-20.4%
EBIT growth 3Y-22.57%
EBIT growth 5Y-3.9%
EBIT Next Year18.22%
EBIT Next 3Y30.54%
EBIT Next 5YN/A
FCF growth 1Y371.37%
FCF growth 3Y-5.5%
FCF growth 5Y1.88%
OCF growth 1Y251.26%
OCF growth 3Y-4.99%
OCF growth 5Y1.84%
LAZARD INC / LAZ FAQ
Can you provide the ChartMill fundamental rating for LAZARD INC?
ChartMill assigns a fundamental rating of 5 / 10 to LAZ.
What is the valuation status of LAZARD INC (LAZ) stock?
ChartMill assigns a valuation rating of 5 / 10 to LAZARD INC (LAZ). This can be considered as Fairly Valued.
Can you provide the profitability details for LAZARD INC?
LAZARD INC (LAZ) has a profitability rating of 6 / 10.
How financially healthy is LAZARD INC?
The financial health rating of LAZARD INC (LAZ) is 5 / 10.
Can you provide the expected EPS growth for LAZ stock?
The Earnings per Share (EPS) of LAZARD INC (LAZ) is expected to grow by 8.1% in the next year.