LADDER CAPITAL CORP-REIT (LADR) Stock Fundamental Analysis

NYSE:LADR • US5057431042

10.47 USD
+0.1 (+0.96%)
At close: Mar 2, 2026
10.45 USD
-0.02 (-0.19%)
After Hours: 3/2/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

LADR gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. LADR has only an average score on both its financial health and profitability. LADR may be a bit undervalued, certainly considering the very reasonable score on growth


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year LADR was profitable.
  • LADR had a positive operating cash flow in the past year.
  • Each year in the past 5 years LADR has been profitable.
  • Each year in the past 5 years LADR had a positive operating cash flow.
LADR Yearly Net Income VS EBIT VS OCF VS FCFLADR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M 300M

1.2 Ratios

  • LADR has a better Return On Assets (1.25%) than 86.76% of its industry peers.
  • LADR's Return On Equity of 4.33% is in line compared to the rest of the industry. LADR outperforms 50.00% of its industry peers.
  • The Return On Invested Capital of LADR (1.05%) is better than 79.41% of its industry peers.
  • LADR had an Average Return On Invested Capital over the past 3 years of 1.43%. This is in line with the industry average of 1.22%.
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROIC 1.05%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
LADR Yearly ROA, ROE, ROICLADR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6 8 10

1.3 Margins

  • The Profit Margin of LADR (16.45%) is better than 69.12% of its industry peers.
  • In the last couple of years the Profit Margin of LADR has declined.
  • LADR has a better Operating Margin (17.18%) than 67.65% of its industry peers.
  • LADR's Operating Margin has declined in the last couple of years.
  • LADR has a Gross Margin of 55.17%. This is amongst the best in the industry. LADR outperforms 89.71% of its industry peers.
  • LADR's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
LADR Yearly Profit, Operating, Gross MarginsLADR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LADR is destroying value.
  • LADR has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for LADR has been increased compared to 5 years ago.
  • Compared to 1 year ago, LADR has a worse debt to assets ratio.
LADR Yearly Shares OutstandingLADR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
LADR Yearly Total Debt VS Total AssetsLADR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.25, we must say that LADR is in the distress zone and has some risk of bankruptcy.
  • LADR's Altman-Z score of 0.25 is amongst the best of the industry. LADR outperforms 86.76% of its industry peers.
  • LADR has a debt to FCF ratio of 40.34. This is a negative value and a sign of low solvency as LADR would need 40.34 years to pay back of all of its debts.
  • LADR's Debt to FCF ratio of 40.34 is amongst the best of the industry. LADR outperforms 83.82% of its industry peers.
  • LADR has a Debt/Equity ratio of 2.37. This is a high value indicating a heavy dependency on external financing.
  • LADR's Debt to Equity ratio of 2.37 is amongst the best of the industry. LADR outperforms 82.35% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Altman-Z 0.25
ROIC/WACC0.2
WACC5.14%
LADR Yearly LT Debt VS Equity VS FCFLADR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

2.3 Liquidity

  • A Current Ratio of 0.44 indicates that LADR may have some problems paying its short term obligations.
  • LADR's Current ratio of 0.44 is fine compared to the rest of the industry. LADR outperforms 70.59% of its industry peers.
  • A Quick Ratio of 0.44 indicates that LADR may have some problems paying its short term obligations.
  • With a decent Quick ratio value of 0.44, LADR is doing good in the industry, outperforming 70.59% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.44
Quick Ratio 0.44
LADR Yearly Current Assets VS Current LiabilitesLADR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • LADR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.75%.
  • LADR shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 7.58% yearly.
  • Looking at the last year, LADR shows a very negative growth in Revenue. The Revenue has decreased by -23.00% in the last year.
  • The Revenue has been growing slightly by 1.76% on average over the past years.
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%

3.2 Future

  • The Earnings Per Share is expected to grow by 23.21% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 11.12% on average over the next years. This is quite good.
EPS Next Y31.4%
EPS Next 2Y23.21%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
LADR Yearly Revenue VS EstimatesLADR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
LADR Yearly EPS VS EstimatesLADR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 12.32, which indicates a correct valuation of LADR.
  • Compared to the rest of the industry, the Price/Earnings ratio of LADR indicates a somewhat cheap valuation: LADR is cheaper than 63.24% of the companies listed in the same industry.
  • LADR is valuated cheaply when we compare the Price/Earnings ratio to 27.13, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 9.37 indicates a reasonable valuation of LADR.
  • LADR's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. LADR is cheaper than 63.24% of the companies in the same industry.
  • LADR is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.11, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 12.32
Fwd PE 9.37
LADR Price Earnings VS Forward Price EarningsLADR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • LADR's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. LADR is cheaper than 88.24% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of LADR indicates a somewhat cheap valuation: LADR is cheaper than 66.18% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 15.31
EV/EBITDA 48.52
LADR Per share dataLADR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of LADR may justify a higher PE ratio.
  • LADR's earnings are expected to grow with 23.21% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.39
PEG (5Y)1.63
EPS Next 2Y23.21%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • LADR has a Yearly Dividend Yield of 8.74%, which is a nice return.
  • Compared to an average industry Dividend Yield of 11.14, LADR's dividend is way lower than its industry peers. On top of this 88.24% of the companies listed in the same industry pay a better dividend than LADR!
  • LADR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 8.74%

5.2 History

  • The dividend of LADR decreases each year by -1.91%.
  • LADR has paid a dividend for at least 10 years, which is a reliable track record.
  • LADR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-1.91%
Div Incr Years0
Div Non Decr Years3
LADR Yearly Dividends per shareLADR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • LADR pays out 182.94% of its income as dividend. This is not a sustainable payout ratio.
DP182.94%
EPS Next 2Y23.21%
EPS Next 3YN/A
LADR Yearly Income VS Free CF VS DividendLADR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M
LADR Dividend Payout.LADR Dividend Payout, showing the Payout Ratio.LADR Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

LADDER CAPITAL CORP-REIT

NYSE:LADR (3/2/2026, 8:04:00 PM)

After market: 10.45 -0.02 (-0.19%)

10.47

+0.1 (+0.96%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-05
Earnings (Next)04-22
Inst Owners63.29%
Inst Owner Change0.66%
Ins Owners11.72%
Ins Owner Change17.57%
Market Cap1.33B
Revenue(TTM)390.14M
Net Income(TTM)64.18M
Analysts84.62
Price Target12.75 (21.78%)
Short Float %1.9%
Short Ratio3.05
Dividend
Industry RankSector Rank
Dividend Yield 8.74%
Yearly Dividend0.92
Dividend Growth(5Y)-1.91%
DP182.94%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-12.08%
Min EPS beat(2)-29.58%
Max EPS beat(2)5.42%
EPS beat(4)2
Avg EPS beat(4)-8.58%
Min EPS beat(4)-29.58%
Max EPS beat(4)5.42%
EPS beat(8)5
Avg EPS beat(8)-1.96%
EPS beat(12)9
Avg EPS beat(12)1.59%
EPS beat(16)13
Avg EPS beat(16)6.38%
Revenue beat(2)2
Avg Revenue beat(2)8.91%
Min Revenue beat(2)0.17%
Max Revenue beat(2)17.66%
Revenue beat(4)2
Avg Revenue beat(4)3.69%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)17.66%
Revenue beat(8)3
Avg Revenue beat(8)2.12%
Revenue beat(12)6
Avg Revenue beat(12)2.55%
Revenue beat(16)10
Avg Revenue beat(16)26.11%
PT rev (1m)-1.32%
PT rev (3m)-0.79%
EPS NQ rev (1m)-8.28%
EPS NQ rev (3m)-10.28%
EPS NY rev (1m)1.39%
EPS NY rev (3m)0.46%
Revenue NQ rev (1m)-8.93%
Revenue NQ rev (3m)-4.88%
Revenue NY rev (1m)-2.64%
Revenue NY rev (3m)1.02%
Valuation
Industry RankSector Rank
PE 12.32
Fwd PE 9.37
P/S 3.41
P/FCF 15.31
P/OCF 15.31
P/B 0.9
P/tB 0.93
EV/EBITDA 48.52
EPS(TTM)0.85
EY8.12%
EPS(NY)1.12
Fwd EY10.67%
FCF(TTM)0.68
FCFY6.53%
OCF(TTM)0.68
OCFY6.53%
SpS3.07
BVpS11.66
TBVpS11.26
PEG (NY)0.39
PEG (5Y)1.63
Graham Number14.94
Profitability
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROCE 1.33%
ROIC 1.05%
ROICexc 1.06%
ROICexgc 1.08%
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
FCFM 22.3%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
ROICexc(3y)1.78%
ROICexc(5y)1.75%
ROICexgc(3y)1.85%
ROICexgc(5y)1.82%
ROCE(3y)1.81%
ROCE(5y)1.86%
ROICexgc growth 3Y-25.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.47%
ROICexc growth 5YN/A
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Debt/EBITDA 35.45
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.43
Cash Conversion 87.87%
Profit Quality 135.58%
Current Ratio 0.44
Quick Ratio 0.44
Altman-Z 0.25
F-Score4
WACC5.14%
ROIC/WACC0.2
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)145.96%
Profit Quality(5y)123.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
EPS Next Y31.4%
EPS Next 2Y23.21%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%
Revenue Next Year5%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.45%
EBIT growth 3Y-26.6%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-35.02%
FCF growth 3Y-6.57%
FCF growth 5Y-3.59%
OCF growth 1Y-35.02%
OCF growth 3Y-6.57%
OCF growth 5Y-4.91%

LADDER CAPITAL CORP-REIT / LADR FAQ

Can you provide the ChartMill fundamental rating for LADDER CAPITAL CORP-REIT?

ChartMill assigns a fundamental rating of 5 / 10 to LADR.


What is the valuation status for LADR stock?

ChartMill assigns a valuation rating of 8 / 10 to LADDER CAPITAL CORP-REIT (LADR). This can be considered as Undervalued.


How profitable is LADDER CAPITAL CORP-REIT (LADR) stock?

LADDER CAPITAL CORP-REIT (LADR) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LADR stock?

The Price/Earnings (PE) ratio for LADDER CAPITAL CORP-REIT (LADR) is 12.32 and the Price/Book (PB) ratio is 0.9.


What is the earnings growth outlook for LADDER CAPITAL CORP-REIT?

The Earnings per Share (EPS) of LADDER CAPITAL CORP-REIT (LADR) is expected to grow by 31.4% in the next year.