LADDER CAPITAL CORP-REIT (LADR) Stock Fundamental Analysis
USA - NYSE:LADR - US5057431042 - REIT
10.74 USD
-0.03 (-0.28%)
10.74 USD
0 (0%)
Taking everything into account, LADR scores 6 out of 10 in our fundamental rating. LADR was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. LADR scores excellent on profitability, but there are some minor concerns on its financial health. LADR is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
LADR had positive earnings in the past year.
In the past year LADR had a positive cash flow from operations.
Of the past 5 years LADR 4 years were profitable.
In the past 5 years LADR always reported a positive cash flow from operatings.
1.2 Ratios
LADR's Return On Assets of 1.98% is amongst the best of the industry. LADR outperforms 94.12% of its industry peers.
LADR has a Return On Equity of 5.88%. This is amongst the best in the industry. LADR outperforms 91.18% of its industry peers.
LADR has a Return On Invested Capital of 1.68%. This is amongst the best in the industry. LADR outperforms 89.71% of its industry peers.
LADR had an Average Return On Invested Capital over the past 3 years of 1.84%. This is in line with the industry average of 1.25%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.98% | ||
| ROE | 5.88% | ||
| ROIC | 1.68% |
ROA(3y)2.15%
ROA(5y)1.44%
ROE(3y)7.64%
ROE(5y)5.15%
ROIC(3y)1.84%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of LADR (20.07%) is better than 89.71% of its industry peers.
In the last couple of years the Profit Margin of LADR has declined.
LADR has a better Operating Margin (21.06%) than 86.76% of its industry peers.
LADR's Operating Margin has declined in the last couple of years.
With an excellent Gross Margin value of 56.02%, LADR belongs to the best of the industry, outperforming 88.24% of the companies in the same industry.
LADR's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.06% | ||
| PM (TTM) | 20.07% | ||
| GM | 56.02% |
OM growth 3Y10.59%
OM growth 5Y-4.83%
PM growth 3Y10.61%
PM growth 5Y-2.43%
GM growth 3Y4.81%
GM growth 5Y-1.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LADR is destroying value.
Compared to 1 year ago, LADR has about the same amount of shares outstanding.
Compared to 5 years ago, LADR has more shares outstanding
Compared to 1 year ago, LADR has an improved debt to assets ratio.
2.2 Solvency
LADR has an Altman-Z score of 0.38. This is a bad value and indicates that LADR is not financially healthy and even has some risk of bankruptcy.
LADR has a Altman-Z score of 0.38. This is amongst the best in the industry. LADR outperforms 88.24% of its industry peers.
LADR has a debt to FCF ratio of 22.41. This is a negative value and a sign of low solvency as LADR would need 22.41 years to pay back of all of its debts.
LADR's Debt to FCF ratio of 22.41 is amongst the best of the industry. LADR outperforms 94.12% of its industry peers.
LADR has a Debt/Equity ratio of 1.85. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.85, LADR belongs to the top of the industry, outperforming 83.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.85 | ||
| Debt/FCF | 22.41 | ||
| Altman-Z | 0.38 |
ROIC/WACC0.28
WACC5.92%
2.3 Liquidity
LADR has a Current Ratio of 1.45. This is a normal value and indicates that LADR is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.45, LADR belongs to the top of the industry, outperforming 91.18% of the companies in the same industry.
LADR has a Quick Ratio of 1.45. This is a normal value and indicates that LADR is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Quick ratio value of 1.45, LADR belongs to the best of the industry, outperforming 91.18% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.45 | ||
| Quick Ratio | 1.45 |
3. Growth
3.1 Past
LADR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.60%.
LADR shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.55% yearly.
The Revenue for LADR has decreased by -18.66% in the past year. This is quite bad
Measured over the past years, LADR shows a decrease in Revenue. The Revenue has been decreasing by -0.03% on average per year.
EPS 1Y (TTM)-24.6%
EPS 3Y35.16%
EPS 5Y-5.55%
EPS Q2Q%-16.67%
Revenue 1Y (TTM)-18.66%
Revenue growth 3Y12.29%
Revenue growth 5Y-0.03%
Sales Q2Q%-25.31%
3.2 Future
LADR is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.68% yearly.
LADR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.69% yearly.
EPS Next Y-22.45%
EPS Next 2Y-1.54%
EPS Next 3Y5.68%
EPS Next 5YN/A
Revenue Next Year-27.92%
Revenue Next 2Y-11.53%
Revenue Next 3Y5.69%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.31 indicates a reasonable valuation of LADR.
Compared to the rest of the industry, the Price/Earnings ratio of LADR indicates a somewhat cheap valuation: LADR is cheaper than 64.71% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.00. LADR is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 9.16, the valuation of LADR can be described as very reasonable.
Based on the Price/Forward Earnings ratio, LADR is valued a bit cheaper than 61.76% of the companies in the same industry.
LADR is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.87, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.31 | ||
| Fwd PE | 9.16 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LADR indicates a rather cheap valuation: LADR is cheaper than 94.12% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, LADR is valued a bit cheaper than 67.65% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.02 | ||
| EV/EBITDA | 32.49 |
4.3 Compensation for Growth
LADR has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.54%
EPS Next 3Y5.68%
5. Dividend
5.1 Amount
LADR has a Yearly Dividend Yield of 8.42%, which is a nice return.
With a Dividend Yield of 8.42, LADR pays less dividend than the industry average, which is at 12.65. 85.29% of the companies listed in the same industry pay a better dividend than LADR!
Compared to an average S&P500 Dividend Yield of 2.31, LADR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.42% |
5.2 History
The dividend of LADR decreases each year by -6.35%.
LADR has been paying a dividend for at least 10 years, so it has a reliable track record.
LADR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-6.35%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
132.98% of the earnings are spent on dividend by LADR. This is not a sustainable payout ratio.
DP132.98%
EPS Next 2Y-1.54%
EPS Next 3Y5.68%
10.74
-0.03 (-0.28%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners63.4%
Inst Owner Change-0.45%
Ins Owners11.72%
Ins Owner Change-1.57%
Market Cap1.37B
Revenue(TTM)413.45M
Net Income(TTM)88.40M
Analysts83.33
Price Target12.85 (19.65%)
Short Float %1.52%
Short Ratio2.54
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.42% |
Yearly Dividend0.93
Dividend Growth(5Y)-6.35%
DP132.98%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-5.08%
Min EPS beat(2)-11.87%
Max EPS beat(2)1.72%
EPS beat(4)2
Avg EPS beat(4)-1.16%
Min EPS beat(4)-11.87%
Max EPS beat(4)10.99%
EPS beat(8)6
Avg EPS beat(8)2.3%
EPS beat(12)10
Avg EPS beat(12)4.88%
EPS beat(16)14
Avg EPS beat(16)12.61%
Revenue beat(2)0
Avg Revenue beat(2)-1.54%
Min Revenue beat(2)-2.68%
Max Revenue beat(2)-0.4%
Revenue beat(4)1
Avg Revenue beat(4)0.46%
Min Revenue beat(4)-6.48%
Max Revenue beat(4)11.4%
Revenue beat(8)2
Avg Revenue beat(8)-0.31%
Revenue beat(12)6
Avg Revenue beat(12)15.89%
Revenue beat(16)10
Avg Revenue beat(16)39.13%
PT rev (1m)0%
PT rev (3m)0.65%
EPS NQ rev (1m)-3.93%
EPS NQ rev (3m)-5.74%
EPS NY rev (1m)-3.16%
EPS NY rev (3m)-2.3%
Revenue NQ rev (1m)-11.06%
Revenue NQ rev (3m)-10.65%
Revenue NY rev (1m)-0.58%
Revenue NY rev (3m)1.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.31 | ||
| Fwd PE | 9.16 | ||
| P/S | 3.11 | ||
| P/FCF | 11.02 | ||
| P/OCF | 11.02 | ||
| P/B | 0.91 | ||
| P/tB | 0.94 | ||
| EV/EBITDA | 32.49 |
EPS(TTM)0.95
EY8.85%
EPS(NY)1.17
Fwd EY10.92%
FCF(TTM)0.97
FCFY9.07%
OCF(TTM)0.97
OCFY9.07%
SpS3.46
BVpS11.79
TBVpS11.37
PEG (NY)N/A
PEG (5Y)N/A
Graham Number15.87
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.98% | ||
| ROE | 5.88% | ||
| ROCE | 2.13% | ||
| ROIC | 1.68% | ||
| ROICexc | 1.74% | ||
| ROICexgc | 1.77% | ||
| OM | 21.06% | ||
| PM (TTM) | 20.07% | ||
| GM | 56.02% | ||
| FCFM | 28.19% |
ROA(3y)2.15%
ROA(5y)1.44%
ROE(3y)7.64%
ROE(5y)5.15%
ROIC(3y)1.84%
ROIC(5y)N/A
ROICexc(3y)2.28%
ROICexc(5y)N/A
ROICexgc(3y)2.37%
ROICexgc(5y)N/A
ROCE(3y)2.33%
ROCE(5y)N/A
ROICexgc growth 3Y44.8%
ROICexgc growth 5Y9.08%
ROICexc growth 3Y43.44%
ROICexc growth 5Y8.32%
OM growth 3Y10.59%
OM growth 5Y-4.83%
PM growth 3Y10.61%
PM growth 5Y-2.43%
GM growth 3Y4.81%
GM growth 5Y-1.18%
F-Score7
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.85 | ||
| Debt/FCF | 22.41 | ||
| Debt/EBITDA | 22.49 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 100.36% | ||
| Profit Quality | 140.5% | ||
| Current Ratio | 1.45 | ||
| Quick Ratio | 1.45 | ||
| Altman-Z | 0.38 |
F-Score7
WACC5.92%
ROIC/WACC0.28
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)125.78%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.6%
EPS 3Y35.16%
EPS 5Y-5.55%
EPS Q2Q%-16.67%
EPS Next Y-22.45%
EPS Next 2Y-1.54%
EPS Next 3Y5.68%
EPS Next 5YN/A
Revenue 1Y (TTM)-18.66%
Revenue growth 3Y12.29%
Revenue growth 5Y-0.03%
Sales Q2Q%-25.31%
Revenue Next Year-27.92%
Revenue Next 2Y-11.53%
Revenue Next 3Y5.69%
Revenue Next 5YN/A
EBIT growth 1Y-8.01%
EBIT growth 3Y24.19%
EBIT growth 5Y-4.86%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-9.27%
FCF growth 3Y31.27%
FCF growth 5Y-3.85%
OCF growth 1Y-9.27%
OCF growth 3Y18.89%
OCF growth 5Y-6.07%
LADDER CAPITAL CORP-REIT / LADR FAQ
Can you provide the ChartMill fundamental rating for LADDER CAPITAL CORP-REIT?
ChartMill assigns a fundamental rating of 6 / 10 to LADR.
What is the valuation status of LADDER CAPITAL CORP-REIT (LADR) stock?
ChartMill assigns a valuation rating of 6 / 10 to LADDER CAPITAL CORP-REIT (LADR). This can be considered as Fairly Valued.
How profitable is LADDER CAPITAL CORP-REIT (LADR) stock?
LADDER CAPITAL CORP-REIT (LADR) has a profitability rating of 7 / 10.
What is the financial health of LADDER CAPITAL CORP-REIT (LADR) stock?
The financial health rating of LADDER CAPITAL CORP-REIT (LADR) is 6 / 10.
What is the expected EPS growth for LADDER CAPITAL CORP-REIT (LADR) stock?
The Earnings per Share (EPS) of LADDER CAPITAL CORP-REIT (LADR) is expected to decline by -22.45% in the next year.