Logo image of L

LOEWS CORP (L) Stock Fundamental Analysis

NYSE:L - New York Stock Exchange, Inc. - US5404241086 - Common Stock - Currency: USD

88.55  +0.4 (+0.45%)

After market: 88.55 0 (0%)

Fundamental Rating

3

L gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 143 industry peers in the Insurance industry. L has a medium profitability rating, but doesn't score so well on its financial health evaluation. L has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

Quickly go to:

5

1. Profitability

1.1 Basic Checks

L had positive earnings in the past year.
In the past year L had a positive cash flow from operations.
Of the past 5 years L 4 years were profitable.
In the past 5 years L always reported a positive cash flow from operatings.
L Yearly Net Income VS EBIT VS OCF VS FCFL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B 4B

1.2 Ratios

With a Return On Assets value of 1.60%, L perfoms like the industry average, outperforming 48.95% of the companies in the same industry.
L's Return On Equity of 7.72% is in line compared to the rest of the industry. L outperforms 41.96% of its industry peers.
L has a Return On Invested Capital of 2.11%. This is comparable to the rest of the industry: L outperforms 51.05% of its industry peers.
L had an Average Return On Invested Capital over the past 3 years of 2.05%. This is below the industry average of 4.07%.
The 3 year average ROIC (2.05%) for L is below the current ROIC(2.11%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.6%
ROE 7.72%
ROIC 2.11%
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
L Yearly ROA, ROE, ROICL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5

1.3 Margins

Looking at the Profit Margin, with a value of 7.44%, L is in line with its industry, outperforming 58.04% of the companies in the same industry.
In the last couple of years the Profit Margin of L has grown nicely.
L's Operating Margin of 12.47% is fine compared to the rest of the industry. L outperforms 60.14% of its industry peers.
In the last couple of years the Operating Margin of L has grown nicely.
Industry RankSector Rank
OM 12.47%
PM (TTM) 7.44%
GM N/A
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
L Yearly Profit, Operating, Gross MarginsL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 15

More info and screens

2

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), L is destroying value.
The number of shares outstanding for L has been reduced compared to 1 year ago.
Compared to 5 years ago, L has less shares outstanding
The debt/assets ratio for L has been reduced compared to a year ago.
L Yearly Shares OutstandingL Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
L Yearly Total Debt VS Total AssetsL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

2.2 Solvency

L has a debt to FCF ratio of 2.99. This is a good value and a sign of high solvency as L would need 2.99 years to pay back of all of its debts.
L has a worse Debt to FCF ratio (2.99) than 60.84% of its industry peers.
A Debt/Equity ratio of 0.49 indicates that L is not too dependend on debt financing.
With a Debt to Equity ratio value of 0.49, L is not doing good in the industry: 63.64% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.49
Debt/FCF 2.99
Altman-Z N/A
ROIC/WACC0.29
WACC7.34%
L Yearly LT Debt VS Equity VS FCFL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
L Yearly Current Assets VS Current LiabilitesL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B

More info and screens

2

3. Growth

3.1 Past

L shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -9.64%.
Measured over the past years, L shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.42% on average per year.
Looking at the last year, L shows a quite strong growth in Revenue. The Revenue has grown by 8.89% in the last year.
Measured over the past years, L shows a small growth in Revenue. The Revenue has been growing by 3.32% on average per year.
EPS 1Y (TTM)-9.64%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%-15.12%
Revenue 1Y (TTM)8.89%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%6.22%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
L Yearly Revenue VS EstimatesL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B
L Yearly EPS VS EstimatesL Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2023 2024 2 4 6

More info and screens

2

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 14.54, L is valued correctly.
Compared to the rest of the industry, the Price/Earnings ratio of L is on the same level as its industry peers.
L is valuated rather cheaply when we compare the Price/Earnings ratio to 26.55, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 14.54
Fwd PE N/A
L Price Earnings VS Forward Price EarningsL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of L is on the same level as its industry peers.
Based on the Price/Free Cash Flow ratio, L is valued a bit cheaper than 65.73% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.21
EV/EBITDA 9.58
L Per share dataL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)1.08
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

4

5. Dividend

5.1 Amount

With a yearly dividend of 0.28%, L is not a good candidate for dividend investing.
L's Dividend Yield is slightly below the industry average, which is at 3.10.
Compared to an average S&P500 Dividend Yield of 2.39, L's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.28%

5.2 History

The dividend of L decreases each year by -0.02%.
L has been paying a dividend for at least 10 years, so it has a reliable track record.
L has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-0.02%
Div Incr Years0
Div Non Decr Years10
L Yearly Dividends per shareL Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.05 0.1 0.15 0.2

5.3 Sustainability

4.07% of the earnings are spent on dividend by L. This is a low number and sustainable payout ratio.
DP4.07%
EPS Next 2YN/A
EPS Next 3YN/A
L Yearly Income VS Free CF VS DividendL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B
L Dividend Payout.L Dividend Payout, showing the Payout Ratio.L Dividend Payout.PayoutRetained Earnings

More info and screens

LOEWS CORP

NYSE:L (6/11/2025, 8:04:00 PM)

After market: 88.55 0 (0%)

88.55

+0.4 (+0.45%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)05-05 2025-05-05/bmo
Earnings (Next)07-28 2025-07-28
Inst Owners60.2%
Inst Owner Change-2.7%
Ins Owners15.04%
Ins Owner Change-15.39%
Market Cap18.57B
Analysts42.86
Price TargetN/A
Short Float %1.09%
Short Ratio2.35
Dividend
Industry RankSector Rank
Dividend Yield 0.28%
Yearly Dividend0.25
Dividend Growth(5Y)-0.02%
DP4.07%
Div Incr Years0
Div Non Decr Years10
Ex-Date05-28 2025-05-28 (0.0625)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 14.54
Fwd PE N/A
P/S 1.04
P/FCF 6.21
P/OCF 5.21
P/B 1.08
P/tB 1.1
EV/EBITDA 9.58
EPS(TTM)6.09
EY6.88%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)14.27
FCFY16.11%
OCF(TTM)16.99
OCFY19.19%
SpS85
BVpS81.98
TBVpS80.32
PEG (NY)N/A
PEG (5Y)1.08
Profitability
Industry RankSector Rank
ROA 1.6%
ROE 7.72%
ROCE 2.69%
ROIC 2.11%
ROICexc 2.13%
ROICexgc 2.26%
OM 12.47%
PM (TTM) 7.44%
GM N/A
FCFM 16.79%
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
ROICexc(3y)2.06%
ROICexc(5y)N/A
ROICexgc(3y)2.18%
ROICexgc(5y)N/A
ROCE(3y)2.61%
ROCE(5y)N/A
ROICexcg growth 3Y-3.69%
ROICexcg growth 5Y6.65%
ROICexc growth 3Y-4.01%
ROICexc growth 5Y6.41%
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.21
Health
Industry RankSector Rank
Debt/Equity 0.49
Debt/FCF 2.99
Debt/EBITDA 3.01
Cap/Depr 97.94%
Cap/Sales 3.2%
Interest Coverage 250
Cash Conversion 126.98%
Profit Quality 225.47%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC7.34%
ROIC/WACC0.29
Cap/Depr(3y)121.86%
Cap/Depr(5y)111.18%
Cap/Sales(3y)4.18%
Cap/Sales(5y)4.28%
Profit Quality(3y)238.91%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-9.64%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%-15.12%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)8.89%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%6.22%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-7.1%
EBIT growth 3Y-3.83%
EBIT growth 5Y6.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2.75%
FCF growth 3Y3.78%
FCF growth 5Y27.87%
OCF growth 1Y-1.3%
OCF growth 3Y4.87%
OCF growth 5Y11.68%