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LOEWS CORP (L) Stock Fundamental Analysis

USA - NYSE:L - US5404241086 - Common Stock

100.05 USD
+0.11 (+0.11%)
Last: 10/24/2025, 8:04:00 PM
100.05 USD
0 (0%)
After Hours: 10/24/2025, 8:04:00 PM
Fundamental Rating

3

Overall L gets a fundamental rating of 3 out of 10. We evaluated L against 147 industry peers in the Insurance industry. L has a medium profitability rating, but doesn't score so well on its financial health evaluation. L has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

In the past year L was profitable.
In the past year L had a positive cash flow from operations.
L had positive earnings in 4 of the past 5 years.
Each year in the past 5 years L had a positive operating cash flow.
L Yearly Net Income VS EBIT VS OCF VS FCFL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B 4B

1.2 Ratios

With a Return On Assets value of 1.59%, L perfoms like the industry average, outperforming 44.22% of the companies in the same industry.
With a Return On Equity value of 7.70%, L is not doing good in the industry: 61.22% of the companies in the same industry are doing better.
Looking at the Return On Invested Capital, with a value of 2.11%, L is in line with its industry, outperforming 46.94% of the companies in the same industry.
L had an Average Return On Invested Capital over the past 3 years of 2.05%. This is below the industry average of 4.46%.
The 3 year average ROIC (2.05%) for L is below the current ROIC(2.11%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.59%
ROE 7.7%
ROIC 2.11%
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
L Yearly ROA, ROE, ROICL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5

1.3 Margins

L's Profit Margin of 7.45% is in line compared to the rest of the industry. L outperforms 53.06% of its industry peers.
In the last couple of years the Profit Margin of L has grown nicely.
L has a Operating Margin (12.42%) which is comparable to the rest of the industry.
L's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 12.42%
PM (TTM) 7.45%
GM N/A
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
L Yearly Profit, Operating, Gross MarginsL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 15

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3

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so L is destroying value.
The number of shares outstanding for L has been reduced compared to 1 year ago.
The number of shares outstanding for L has been reduced compared to 5 years ago.
L has a better debt/assets ratio than last year.
L Yearly Shares OutstandingL Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
L Yearly Total Debt VS Total AssetsL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

2.2 Solvency

The Debt to FCF ratio of L is 2.91, which is a good value as it means it would take L, 2.91 years of fcf income to pay off all of its debts.
L has a Debt to FCF ratio of 2.91. This is comparable to the rest of the industry: L outperforms 48.30% of its industry peers.
A Debt/Equity ratio of 0.45 indicates that L is not too dependend on debt financing.
L has a worse Debt to Equity ratio (0.45) than 62.59% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.45
Debt/FCF 2.91
Altman-Z N/A
ROIC/WACC0.29
WACC7.16%
L Yearly LT Debt VS Equity VS FCFL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
L Yearly Current Assets VS Current LiabilitesL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B

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2

3. Growth

3.1 Past

The earnings per share for L have decreased by -7.91% in the last year.
Measured over the past years, L shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.42% on average per year.
Looking at the last year, L shows a quite strong growth in Revenue. The Revenue has grown by 8.45% in the last year.
Measured over the past years, L shows a small growth in Revenue. The Revenue has been growing by 3.32% on average per year.
EPS 1Y (TTM)-7.91%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%11.98%
Revenue 1Y (TTM)8.45%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%6.75%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
L Yearly Revenue VS EstimatesL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B
L Yearly EPS VS EstimatesL Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2023 2024 2 4 6

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2

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 15.91, which indicates a correct valuation of L.
62.59% of the companies in the same industry are cheaper than L, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.89. L is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 15.91
Fwd PE N/A
L Price Earnings VS Forward Price EarningsL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of L is on the same level as its industry peers.
65.31% of the companies in the same industry are more expensive than L, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 6.76
EV/EBITDA 10.33
L Per share dataL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)1.19
EPS Next 2YN/A
EPS Next 3YN/A

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4

5. Dividend

5.1 Amount

With a yearly dividend of 0.25%, L is not a good candidate for dividend investing.
L's Dividend Yield is slightly below the industry average, which is at 3.26.
With a Dividend Yield of 0.25, L pays less dividend than the S&P500 average, which is at 2.31.
Industry RankSector Rank
Dividend Yield 0.25%

5.2 History

The dividend of L decreases each year by -0.02%.
L has been paying a dividend for at least 10 years, so it has a reliable track record.
L has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-0.02%
Div Incr Years0
Div Non Decr Years10
L Yearly Dividends per shareL Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.05 0.1 0.15 0.2

5.3 Sustainability

L pays out 3.93% of its income as dividend. This is a sustainable payout ratio.
DP3.93%
EPS Next 2YN/A
EPS Next 3YN/A
L Yearly Income VS Free CF VS DividendL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B
L Dividend Payout.L Dividend Payout, showing the Payout Ratio.L Dividend Payout.PayoutRetained Earnings

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LOEWS CORP

NYSE:L (10/24/2025, 8:04:00 PM)

After market: 100.05 0 (0%)

100.05

+0.11 (+0.11%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)08-04 2025-08-04/bmo
Earnings (Next)11-03 2025-11-03
Inst Owners59.4%
Inst Owner Change-0.06%
Ins Owners14.93%
Ins Owner Change-19.28%
Market Cap20.75B
Revenue(TTM)18.11B
Net Income(TTM)1.35B
Analysts42.86
Price TargetN/A
Short Float %1.48%
Short Ratio3.17
Dividend
Industry RankSector Rank
Dividend Yield 0.25%
Yearly Dividend0.25
Dividend Growth(5Y)-0.02%
DP3.93%
Div Incr Years0
Div Non Decr Years10
Ex-Date08-20 2025-08-20 (0.0625)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 15.91
Fwd PE N/A
P/S 1.15
P/FCF 6.76
P/OCF 5.74
P/B 1.18
P/tB 1.21
EV/EBITDA 10.33
EPS(TTM)6.29
EY6.29%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)14.81
FCFY14.8%
OCF(TTM)17.44
OCFY17.43%
SpS87.28
BVpS84.43
TBVpS82.75
PEG (NY)N/A
PEG (5Y)1.19
Graham Number109.31
Profitability
Industry RankSector Rank
ROA 1.59%
ROE 7.7%
ROCE 2.69%
ROIC 2.11%
ROICexc 2.12%
ROICexgc 2.25%
OM 12.42%
PM (TTM) 7.45%
GM N/A
FCFM 16.96%
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
ROICexc(3y)2.06%
ROICexc(5y)N/A
ROICexgc(3y)2.18%
ROICexgc(5y)N/A
ROCE(3y)2.61%
ROCE(5y)N/A
ROICexgc growth 3Y-3.69%
ROICexgc growth 5Y6.65%
ROICexc growth 3Y-4.01%
ROICexc growth 5Y6.41%
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.21
Health
Industry RankSector Rank
Debt/Equity 0.45
Debt/FCF 2.91
Debt/EBITDA 2.8
Cap/Depr 93.65%
Cap/Sales 3.02%
Interest Coverage 250
Cash Conversion 127.72%
Profit Quality 227.65%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC7.16%
ROIC/WACC0.29
Cap/Depr(3y)121.86%
Cap/Depr(5y)111.18%
Cap/Sales(3y)4.18%
Cap/Sales(5y)4.28%
Profit Quality(3y)238.91%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.91%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%11.98%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)8.45%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%6.75%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-6.99%
EBIT growth 3Y-3.83%
EBIT growth 5Y6.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.98%
FCF growth 3Y3.78%
FCF growth 5Y27.87%
OCF growth 1Y-10.05%
OCF growth 3Y4.87%
OCF growth 5Y11.68%

LOEWS CORP / L FAQ

What is the fundamental rating for L stock?

ChartMill assigns a fundamental rating of 3 / 10 to L.


What is the valuation status for L stock?

ChartMill assigns a valuation rating of 2 / 10 to LOEWS CORP (L). This can be considered as Overvalued.


What is the profitability of L stock?

LOEWS CORP (L) has a profitability rating of 4 / 10.


How financially healthy is LOEWS CORP?

The financial health rating of LOEWS CORP (L) is 3 / 10.


Is the dividend of LOEWS CORP sustainable?

The dividend rating of LOEWS CORP (L) is 4 / 10 and the dividend payout ratio is 3.93%.