LOEWS CORP (L) Stock Fundamental Analysis
NYSE:L - New York Stock Exchange, Inc. - US5404241086 - Common Stock - Currency: USD
We assign a fundamental rating of 3 out of 10 to L. L was compared to 141 industry peers in the Insurance industry. L has a medium profitability rating, but doesn't score so well on its financial health evaluation. L has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
L had positive earnings in the past year.
L had a positive operating cash flow in the past year.
L had positive earnings in 4 of the past 5 years.
L had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
L's Return On Assets of 1.59% is in line compared to the rest of the industry. L outperforms 48.94% of its industry peers.
L's Return On Equity of 7.70% is on the low side compared to the rest of the industry. L is outperformed by 62.41% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.11%, L is in line with its industry, outperforming 48.94% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for L is below the industry average of 4.08%.
The last Return On Invested Capital (2.11%) for L is above the 3 year average (2.05%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.59% | ||
| ROE | 7.7% | ||
| ROIC | 2.11% |
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 7.45%, L perfoms like the industry average, outperforming 57.45% of the companies in the same industry.
In the last couple of years the Profit Margin of L has grown nicely.
With a decent Operating Margin value of 12.42%, L is doing good in the industry, outperforming 60.99% of the companies in the same industry.
In the last couple of years the Operating Margin of L has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.42% | ||
| PM (TTM) | 7.45% | ||
| GM | N/A |
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), L is destroying value.
L has less shares outstanding than it did 1 year ago.
L has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, L has an improved debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of L is 2.91, which is a good value as it means it would take L, 2.91 years of fcf income to pay off all of its debts.
L has a Debt to FCF ratio (2.91) which is in line with its industry peers.
L has a Debt/Equity ratio of 0.45. This is a healthy value indicating a solid balance between debt and equity.
L has a Debt to Equity ratio of 0.45. This is in the lower half of the industry: L underperforms 61.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | 2.91 | ||
| Altman-Z | N/A |
ROIC/WACC0.29
WACC7.34%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for L have decreased by -7.91% in the last year.
The Earnings Per Share has been growing by 13.42% on average over the past years. This is quite good.
L shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.45%.
Measured over the past years, L shows a small growth in Revenue. The Revenue has been growing by 3.32% on average per year.
EPS 1Y (TTM)-7.91%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%11.98%
Revenue 1Y (TTM)8.45%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%6.75%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 15.39, which indicates a correct valuation of L.
Compared to the rest of the industry, the Price/Earnings ratio of L indicates a slightly more expensive valuation: L is more expensive than 60.99% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.85. L is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.39 | ||
| Fwd PE | N/A |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as L.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of L indicates a somewhat cheap valuation: L is cheaper than 64.54% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.54 | ||
| EV/EBITDA | 10.03 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)1.15
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a yearly dividend of 0.26%, L is not a good candidate for dividend investing.
L's Dividend Yield is slightly below the industry average, which is at 3.59.
Compared to an average S&P500 Dividend Yield of 2.36, L's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.26% |
5.2 History
The dividend of L decreases each year by -0.02%.
L has been paying a dividend for at least 10 years, so it has a reliable track record.
L has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.02%
Div Incr Years0
Div Non Decr Years10
5.3 Sustainability
3.93% of the earnings are spent on dividend by L. This is a low number and sustainable payout ratio.
DP3.93%
EPS Next 2YN/A
EPS Next 3YN/A
NYSE:L (8/20/2025, 10:31:03 AM)
96.82
+0.93 (+0.97%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners59.29%
Inst Owner Change-4.38%
Ins Owners14.77%
Ins Owner Change-19.55%
Market Cap20.08B
Analysts42.86
Price TargetN/A
Short Float %1.34%
Short Ratio2.71
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.26% |
Yearly Dividend0.25
Dividend Growth(5Y)-0.02%
DP3.93%
Div Incr Years0
Div Non Decr Years10
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.39 | ||
| Fwd PE | N/A | ||
| P/S | 1.11 | ||
| P/FCF | 6.54 | ||
| P/OCF | 5.55 | ||
| P/B | 1.15 | ||
| P/tB | 1.17 | ||
| EV/EBITDA | 10.03 |
EPS(TTM)6.29
EY6.5%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)14.81
FCFY15.29%
OCF(TTM)17.44
OCFY18.01%
SpS87.28
BVpS84.43
TBVpS82.75
PEG (NY)N/A
PEG (5Y)1.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.59% | ||
| ROE | 7.7% | ||
| ROCE | 2.69% | ||
| ROIC | 2.11% | ||
| ROICexc | 2.12% | ||
| ROICexgc | 2.25% | ||
| OM | 12.42% | ||
| PM (TTM) | 7.45% | ||
| GM | N/A | ||
| FCFM | 16.96% |
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
ROICexc(3y)2.06%
ROICexc(5y)N/A
ROICexgc(3y)2.18%
ROICexgc(5y)N/A
ROCE(3y)2.61%
ROCE(5y)N/A
ROICexcg growth 3Y-3.69%
ROICexcg growth 5Y6.65%
ROICexc growth 3Y-4.01%
ROICexc growth 5Y6.41%
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | 2.91 | ||
| Debt/EBITDA | 2.8 | ||
| Cap/Depr | 93.65% | ||
| Cap/Sales | 3.02% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 127.72% | ||
| Profit Quality | 227.65% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC7.34%
ROIC/WACC0.29
Cap/Depr(3y)121.86%
Cap/Depr(5y)111.18%
Cap/Sales(3y)4.18%
Cap/Sales(5y)4.28%
Profit Quality(3y)238.91%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.91%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%11.98%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)8.45%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%6.75%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-6.99%
EBIT growth 3Y-3.83%
EBIT growth 5Y6.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.98%
FCF growth 3Y3.78%
FCF growth 5Y27.87%
OCF growth 1Y-10.05%
OCF growth 3Y4.87%
OCF growth 5Y11.68%