LOEWS CORP (L) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:L - US5404241086 - Common Stock
105.86 USD
-0.18 (-0.17%)
105.86 USD
0 (0%)
We assign a fundamental rating of 3 out of 10 to L. L was compared to 147 industry peers in the Insurance industry. There are concerns on the financial health of L while its profitability can be described as average. L is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year L was profitable.
L had a positive operating cash flow in the past year.
Of the past 5 years L 4 years were profitable.
In the past 5 years L always reported a positive cash flow from operatings.
1.2 Ratios
L's Return On Assets of 1.69% is in line compared to the rest of the industry. L outperforms 45.58% of its industry peers.
Looking at the Return On Equity, with a value of 7.94%, L is doing worse than 68.03% of the companies in the same industry.
L has a Return On Invested Capital (2.18%) which is in line with its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for L is significantly below the industry average of 14.89%.
The last Return On Invested Capital (2.18%) for L is above the 3 year average (2.05%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.69% | ||
| ROE | 7.94% | ||
| ROIC | 2.18% |
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of L (7.93%) is comparable to the rest of the industry.
L's Profit Margin has improved in the last couple of years.
L's Operating Margin of 12.88% is in line compared to the rest of the industry. L outperforms 51.02% of its industry peers.
In the last couple of years the Operating Margin of L has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.88% | ||
| PM (TTM) | 7.93% | ||
| GM | N/A |
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), L is destroying value.
Compared to 1 year ago, L has less shares outstanding
The number of shares outstanding for L has been reduced compared to 5 years ago.
L has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of L is 3.11, which is a good value as it means it would take L, 3.11 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 3.11, L perfoms like the industry average, outperforming 48.98% of the companies in the same industry.
L has a Debt/Equity ratio of 0.46. This is a healthy value indicating a solid balance between debt and equity.
With a Debt to Equity ratio value of 0.46, L is not doing good in the industry: 64.63% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.46 | ||
| Debt/FCF | 3.11 | ||
| Altman-Z | N/A |
ROIC/WACC0.3
WACC7.31%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for L have decreased by -8.37% in the last year.
The Earnings Per Share has been growing by 13.42% on average over the past years. This is quite good.
L shows a small growth in Revenue. In the last year, the Revenue has grown by 6.33%.
The Revenue has been growing slightly by 3.32% on average over the past years.
EPS 1Y (TTM)-8.37%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%33.52%
Revenue 1Y (TTM)6.33%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%4.59%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 15.34, L is valued correctly.
L's Price/Earnings is on the same level as the industry average.
L's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.22.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.34 | ||
| Fwd PE | N/A |
4.2 Price Multiples
L's Enterprise Value to EBITDA is on the same level as the industry average.
L's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.19 | ||
| EV/EBITDA | 10.47 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)1.14
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a yearly dividend of 0.24%, L is not a good candidate for dividend investing.
L's Dividend Yield is slightly below the industry average, which is at 2.64.
Compared to an average S&P500 Dividend Yield of 1.87, L's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.24% |
5.2 History
The dividend of L decreases each year by -0.02%.
L has paid a dividend for at least 10 years, which is a reliable track record.
L has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.02%
Div Incr Years0
Div Non Decr Years10
5.3 Sustainability
L pays out 3.58% of its income as dividend. This is a sustainable payout ratio.
DP3.58%
EPS Next 2YN/A
EPS Next 3YN/A
105.86
-0.18 (-0.17%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners60.31%
Inst Owner Change3.92%
Ins Owners14.98%
Ins Owner Change1.34%
Market Cap21.88B
Revenue(TTM)18.31B
Net Income(TTM)1.45B
Analysts42.86
Price TargetN/A
Short Float %1.27%
Short Ratio2.67
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.24% |
Yearly Dividend0.25
Dividend Growth(5Y)-0.02%
DP3.58%
Div Incr Years0
Div Non Decr Years10
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.34 | ||
| Fwd PE | N/A | ||
| P/S | 1.19 | ||
| P/FCF | 7.19 | ||
| P/OCF | 6.07 | ||
| P/B | 1.2 | ||
| P/tB | 1.22 | ||
| EV/EBITDA | 10.47 |
EPS(TTM)6.9
EY6.52%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)14.72
FCFY13.9%
OCF(TTM)17.43
OCFY16.47%
SpS88.61
BVpS88.51
TBVpS86.82
PEG (NY)N/A
PEG (5Y)1.14
Graham Number117.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.69% | ||
| ROE | 7.94% | ||
| ROCE | 2.78% | ||
| ROIC | 2.18% | ||
| ROICexc | 2.2% | ||
| ROICexgc | 2.32% | ||
| OM | 12.88% | ||
| PM (TTM) | 7.93% | ||
| GM | N/A | ||
| FCFM | 16.61% |
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
ROICexc(3y)2.06%
ROICexc(5y)N/A
ROICexgc(3y)2.18%
ROICexgc(5y)N/A
ROCE(3y)2.61%
ROCE(5y)N/A
ROICexgc growth 3Y-3.69%
ROICexgc growth 5Y6.65%
ROICexc growth 3Y-4.01%
ROICexc growth 5Y6.41%
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.46 | ||
| Debt/FCF | 3.11 | ||
| Debt/EBITDA | 2.87 | ||
| Cap/Depr | 96.4% | ||
| Cap/Sales | 3.07% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 122.51% | ||
| Profit Quality | 209.44% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC7.31%
ROIC/WACC0.3
Cap/Depr(3y)121.86%
Cap/Depr(5y)111.18%
Cap/Sales(3y)4.18%
Cap/Sales(5y)4.28%
Profit Quality(3y)238.91%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-8.37%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%33.52%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.33%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%4.59%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.09%
EBIT growth 3Y-3.83%
EBIT growth 5Y6.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-9.66%
FCF growth 3Y3.78%
FCF growth 5Y27.87%
OCF growth 1Y-11.08%
OCF growth 3Y4.87%
OCF growth 5Y11.68%
LOEWS CORP / L FAQ
What is the fundamental rating for L stock?
ChartMill assigns a fundamental rating of 3 / 10 to L.
What is the valuation status for L stock?
ChartMill assigns a valuation rating of 2 / 10 to LOEWS CORP (L). This can be considered as Overvalued.
What is the profitability of L stock?
LOEWS CORP (L) has a profitability rating of 4 / 10.
How financially healthy is LOEWS CORP?
The financial health rating of LOEWS CORP (L) is 3 / 10.
Is the dividend of LOEWS CORP sustainable?
The dividend rating of LOEWS CORP (L) is 4 / 10 and the dividend payout ratio is 3.58%.