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LOEWS CORP (L) Stock Fundamental Analysis

NYSE:L - US5404241086 - Common Stock

96.37 USD
+0.25 (+0.26%)
Last: 9/11/2025, 9:53:10 AM
Fundamental Rating

3

L gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 146 industry peers in the Insurance industry. L has a medium profitability rating, but doesn't score so well on its financial health evaluation. L has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

L had positive earnings in the past year.
L had a positive operating cash flow in the past year.
L had positive earnings in 4 of the past 5 years.
L had a positive operating cash flow in each of the past 5 years.
L Yearly Net Income VS EBIT VS OCF VS FCFL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B 4B

1.2 Ratios

The Return On Assets of L (1.59%) is comparable to the rest of the industry.
L's Return On Equity of 7.70% is on the low side compared to the rest of the industry. L is outperformed by 61.64% of its industry peers.
L's Return On Invested Capital of 2.11% is in line compared to the rest of the industry. L outperforms 47.95% of its industry peers.
The Average Return On Invested Capital over the past 3 years for L is below the industry average of 4.47%.
The 3 year average ROIC (2.05%) for L is below the current ROIC(2.11%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.59%
ROE 7.7%
ROIC 2.11%
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
L Yearly ROA, ROE, ROICL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5

1.3 Margins

L's Profit Margin of 7.45% is in line compared to the rest of the industry. L outperforms 52.74% of its industry peers.
L's Profit Margin has improved in the last couple of years.
L's Operating Margin of 12.42% is in line compared to the rest of the industry. L outperforms 56.85% of its industry peers.
L's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 12.42%
PM (TTM) 7.45%
GM N/A
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
L Yearly Profit, Operating, Gross MarginsL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 15

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3

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), L is destroying value.
The number of shares outstanding for L has been reduced compared to 1 year ago.
Compared to 5 years ago, L has less shares outstanding
The debt/assets ratio for L has been reduced compared to a year ago.
L Yearly Shares OutstandingL Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
L Yearly Total Debt VS Total AssetsL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

2.2 Solvency

L has a debt to FCF ratio of 2.91. This is a good value and a sign of high solvency as L would need 2.91 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 2.91, L is in line with its industry, outperforming 46.58% of the companies in the same industry.
L has a Debt/Equity ratio of 0.45. This is a healthy value indicating a solid balance between debt and equity.
L has a worse Debt to Equity ratio (0.45) than 63.01% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.45
Debt/FCF 2.91
Altman-Z N/A
ROIC/WACC0.29
WACC7.16%
L Yearly LT Debt VS Equity VS FCFL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
L Yearly Current Assets VS Current LiabilitesL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B

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2

3. Growth

3.1 Past

The earnings per share for L have decreased by -7.91% in the last year.
Measured over the past years, L shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.42% on average per year.
The Revenue has grown by 8.45% in the past year. This is quite good.
The Revenue has been growing slightly by 3.32% on average over the past years.
EPS 1Y (TTM)-7.91%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%11.98%
Revenue 1Y (TTM)8.45%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%6.75%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
L Yearly Revenue VS EstimatesL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B
L Yearly EPS VS EstimatesL Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2023 2024 2 4 6

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2

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 15.32 indicates a correct valuation of L.
Compared to the rest of the industry, the Price/Earnings ratio of L is on the same level as its industry peers.
L is valuated rather cheaply when we compare the Price/Earnings ratio to 27.03, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 15.32
Fwd PE N/A
L Price Earnings VS Forward Price EarningsL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of L is on the same level as its industry peers.
L's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. L is cheaper than 67.12% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.51
EV/EBITDA 10.04
L Per share dataL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)1.14
EPS Next 2YN/A
EPS Next 3YN/A

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4

5. Dividend

5.1 Amount

L has a yearly dividend return of 0.26%, which is pretty low.
Compared to an average industry Dividend Yield of 3.63, L is paying slightly less dividend.
With a Dividend Yield of 0.26, L pays less dividend than the S&P500 average, which is at 2.45.
Industry RankSector Rank
Dividend Yield 0.26%

5.2 History

The dividend of L decreases each year by -0.02%.
L has paid a dividend for at least 10 years, which is a reliable track record.
L has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.02%
Div Incr Years0
Div Non Decr Years10
L Yearly Dividends per shareL Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.05 0.1 0.15 0.2

5.3 Sustainability

3.93% of the earnings are spent on dividend by L. This is a low number and sustainable payout ratio.
DP3.93%
EPS Next 2YN/A
EPS Next 3YN/A
L Yearly Income VS Free CF VS DividendL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B
L Dividend Payout.L Dividend Payout, showing the Payout Ratio.L Dividend Payout.PayoutRetained Earnings

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LOEWS CORP

NYSE:L (9/11/2025, 9:53:10 AM)

96.37

+0.25 (+0.26%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)08-04 2025-08-04/bmo
Earnings (Next)11-03 2025-11-03
Inst Owners59.29%
Inst Owner Change-4.38%
Ins Owners14.77%
Ins Owner Change-19.35%
Market Cap19.99B
Analysts42.86
Price TargetN/A
Short Float %1.25%
Short Ratio2.56
Dividend
Industry RankSector Rank
Dividend Yield 0.26%
Yearly Dividend0.25
Dividend Growth(5Y)-0.02%
DP3.93%
Div Incr Years0
Div Non Decr Years10
Ex-Date08-20 2025-08-20 (0.0625)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 15.32
Fwd PE N/A
P/S 1.1
P/FCF 6.51
P/OCF 5.53
P/B 1.14
P/tB 1.16
EV/EBITDA 10.04
EPS(TTM)6.29
EY6.53%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)14.81
FCFY15.36%
OCF(TTM)17.44
OCFY18.09%
SpS87.28
BVpS84.43
TBVpS82.75
PEG (NY)N/A
PEG (5Y)1.14
Profitability
Industry RankSector Rank
ROA 1.59%
ROE 7.7%
ROCE 2.69%
ROIC 2.11%
ROICexc 2.12%
ROICexgc 2.25%
OM 12.42%
PM (TTM) 7.45%
GM N/A
FCFM 16.96%
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
ROICexc(3y)2.06%
ROICexc(5y)N/A
ROICexgc(3y)2.18%
ROICexgc(5y)N/A
ROCE(3y)2.61%
ROCE(5y)N/A
ROICexcg growth 3Y-3.69%
ROICexcg growth 5Y6.65%
ROICexc growth 3Y-4.01%
ROICexc growth 5Y6.41%
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.21
Health
Industry RankSector Rank
Debt/Equity 0.45
Debt/FCF 2.91
Debt/EBITDA 2.8
Cap/Depr 93.65%
Cap/Sales 3.02%
Interest Coverage 250
Cash Conversion 127.72%
Profit Quality 227.65%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC7.16%
ROIC/WACC0.29
Cap/Depr(3y)121.86%
Cap/Depr(5y)111.18%
Cap/Sales(3y)4.18%
Cap/Sales(5y)4.28%
Profit Quality(3y)238.91%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.91%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%11.98%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)8.45%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%6.75%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-6.99%
EBIT growth 3Y-3.83%
EBIT growth 5Y6.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.98%
FCF growth 3Y3.78%
FCF growth 5Y27.87%
OCF growth 1Y-10.05%
OCF growth 3Y4.87%
OCF growth 5Y11.68%