JSC KASPI.KZ ADR (KSPI) Fundamental Analysis & Valuation

NASDAQ:KSPI

Current stock price

73.51 USD
+1.79 (+2.5%)
At close:
72.61 USD
-0.9 (-1.22%)
Pre-Market:

This KSPI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. KSPI Profitability Analysis

1.1 Basic Checks

  • Each year in the past 5 years KSPI has been profitable.
  • Of the past 5 years KSPI 4 years had a positive operating cash flow.
KSPI Yearly Net Income VS EBIT VS OCF VS FCFKSPI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B 1T

1.2 Ratios

  • With an excellent Return On Assets value of 10.66%, KSPI belongs to the best of the industry, outperforming 87.04% of the companies in the same industry.
  • The Return On Equity of KSPI (48.53%) is better than 96.30% of its industry peers.
Industry RankSector Rank
ROA 10.66%
ROE 48.53%
ROIC N/A
ROA(3y)11.46%
ROA(5y)11.55%
ROE(3y)63.14%
ROE(5y)69.45%
ROIC(3y)N/A
ROIC(5y)N/A
KSPI Yearly ROA, ROE, ROICKSPI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

1.3 Margins

  • KSPI has a Profit Margin of 39.43%. This is amongst the best in the industry. KSPI outperforms 96.30% of its industry peers.
  • In the last couple of years the Profit Margin of KSPI has declined.
  • The Operating Margin and Gross Margin are not available for KSPI so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 39.43%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-15.79%
PM growth 5Y-7.82%
GM growth 3YN/A
GM growth 5YN/A
KSPI Yearly Profit, Operating, Gross MarginsKSPI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. KSPI Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, KSPI has about the same amount of shares outstanding.
  • The number of shares outstanding for KSPI has been reduced compared to 5 years ago.
  • Compared to 1 year ago, KSPI has a worse debt to assets ratio.
KSPI Yearly Shares OutstandingKSPI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
KSPI Yearly Total Debt VS Total AssetsKSPI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2T 4T 6T 8T 10T

2.2 Solvency

  • KSPI has a debt to FCF ratio of 0.99. This is a very positive value and a sign of high solvency as it would only need 0.99 years to pay back of all of its debts.
  • KSPI's Debt to FCF ratio of 0.99 is amongst the best of the industry. KSPI outperforms 88.89% of its industry peers.
  • A Debt/Equity ratio of 0.00 indicates that KSPI is not too dependend on debt financing.
  • KSPI's Debt to Equity ratio of 0.00 is amongst the best of the industry. KSPI outperforms 96.30% of its industry peers.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.99
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
KSPI Yearly LT Debt VS Equity VS FCFKSPI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500B 1T 1.5T 2T

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
KSPI Yearly Current Assets VS Current LiabilitesKSPI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. KSPI Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 3.50% over the past year.
  • Measured over the past years, KSPI shows a very strong growth in Earnings Per Share. The EPS has been growing by 39.54% on average per year.
  • The Revenue has grown by 63.75% in the past year. This is a very strong growth!
  • Measured over the past years, KSPI shows a very strong growth in Revenue. The Revenue has been growing by 36.22% on average per year.
EPS 1Y (TTM)3.5%
EPS 3Y34.7%
EPS 5Y39.54%
EPS Q2Q%-7.59%
Revenue 1Y (TTM)63.75%
Revenue growth 3Y35.4%
Revenue growth 5Y36.22%
Sales Q2Q%56.99%

3.2 Future

  • The Earnings Per Share is expected to grow by 13.93% on average over the next years. This is quite good.
  • Based on estimates for the next years, KSPI will show a very strong growth in Revenue. The Revenue will grow by 24.60% on average per year.
EPS Next Y9.7%
EPS Next 2Y11.01%
EPS Next 3Y13.93%
EPS Next 5YN/A
Revenue Next Year44.28%
Revenue Next 2Y29.18%
Revenue Next 3Y24.6%
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
KSPI Yearly Revenue VS EstimatesKSPI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1T 2T 3T 4T
KSPI Yearly EPS VS EstimatesKSPI Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 2K 4K 6K 8K

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Find the best growth stocksShow best growing peers

0

4. KSPI Valuation Analysis

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
KSPI Price Earnings VS Forward Price EarningsKSPI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
KSPI Per share dataKSPI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share

4.3 Compensation for Growth

  • KSPI's earnings are expected to grow with 13.93% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y11.01%
EPS Next 3Y13.93%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. KSPI Dividend Analysis

5.1 Amount

  • No dividends for KSPI!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

KSPI Fundamentals: All Metrics, Ratios and Statistics

JSC KASPI.KZ ADR

NASDAQ:KSPI (3/17/2026, 8:27:56 PM)

Premarket: 72.61 -0.9 (-1.22%)

73.51

+1.79 (+2.5%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)03-02
Earnings (Next)05-11
Inst Owners48.38%
Inst Owner ChangeN/A
Ins Owners44.01%
Ins Owner ChangeN/A
Market Cap13.97B
Revenue(TTM)3.12T
Net Income(TTM)1.10T
Analysts80
Price Target101.83 (38.53%)
Short Float %3.12%
Short Ratio2.77
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)45.57%
DP14.65%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-7.12%
Min EPS beat(2)-8.95%
Max EPS beat(2)-5.29%
EPS beat(4)0
Avg EPS beat(4)-6.87%
Min EPS beat(4)-8.95%
Max EPS beat(4)-5.29%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)13.7%
Min Revenue beat(2)7.18%
Max Revenue beat(2)20.22%
Revenue beat(4)4
Avg Revenue beat(4)10.66%
Min Revenue beat(4)2.56%
Max Revenue beat(4)20.22%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-7.42%
PT rev (3m)-13.19%
EPS NQ rev (1m)2.14%
EPS NQ rev (3m)-9.26%
EPS NY rev (1m)-0.94%
EPS NY rev (3m)-6.39%
Revenue NQ rev (1m)-1.53%
Revenue NQ rev (3m)4.89%
Revenue NY rev (1m)-3.88%
Revenue NY rev (3m)0.48%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 10.66%
ROE 48.53%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 39.43%
GM N/A
FCFM 12.81%
ROA(3y)11.46%
ROA(5y)11.55%
ROE(3y)63.14%
ROE(5y)69.45%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-15.79%
PM growth 5Y-7.82%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.27
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.99
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 5.06%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 32.5%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.5%
EPS 3Y34.7%
EPS 5Y39.54%
EPS Q2Q%-7.59%
EPS Next Y9.7%
EPS Next 2Y11.01%
EPS Next 3Y13.93%
EPS Next 5YN/A
Revenue 1Y (TTM)63.75%
Revenue growth 3Y35.4%
Revenue growth 5Y36.22%
Sales Q2Q%56.99%
Revenue Next Year44.28%
Revenue Next 2Y29.18%
Revenue Next 3Y24.6%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.69%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-45.7%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-31.67%
OCF growth 3YN/A
OCF growth 5YN/A

JSC KASPI.KZ ADR / KSPI Fundamental Analysis FAQ

What is the fundamental rating for KSPI stock?

ChartMill assigns a fundamental rating of 4 / 10 to KSPI.


What is the valuation status of JSC KASPI.KZ ADR (KSPI) stock?

ChartMill assigns a valuation rating of 0 / 10 to JSC KASPI.KZ ADR (KSPI). This can be considered as Overvalued.


How profitable is JSC KASPI.KZ ADR (KSPI) stock?

JSC KASPI.KZ ADR (KSPI) has a profitability rating of 4 / 10.


Is the dividend of JSC KASPI.KZ ADR sustainable?

The dividend rating of JSC KASPI.KZ ADR (KSPI) is 0 / 10 and the dividend payout ratio is 14.65%.