KLARNA GROUP PLC (KLAR) Fundamental Analysis & Valuation

NYSE:KLAR • GB00BMHVL512

Current stock price

13.46 USD
-0.36 (-2.6%)
At close:
13.54 USD
+0.08 (+0.59%)
After Hours:

This KLAR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

0

1. KLAR Profitability Analysis

1.1 Basic Checks

  • KLAR had negative earnings in the past year.
  • In the past year KLAR has reported a negative cash flow from operations.
KLAR Yearly Net Income VS EBIT VS OCF VS FCFKLAR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2022 2023 2024 2025 0 500M -500M -1B

1.2 Ratios

  • KLAR has a worse Return On Assets (-1.56%) than 80.00% of its industry peers.
  • KLAR has a worse Return On Equity (-11.73%) than 78.00% of its industry peers.
Industry RankSector Rank
ROA -1.56%
ROE -11.73%
ROIC N/A
ROA(3y)-1.06%
ROA(5y)N/A
ROE(3y)-7.28%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
KLAR Yearly ROA, ROE, ROICKLAR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2022 2023 2024 2025 0 -10 -20 -30 -40

1.3 Margins

  • The Profit Margin and Operating Margin and Gross Margin are not available for KLAR so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
KLAR Yearly Profit, Operating, Gross MarginsKLAR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2022 2023 2024 2025 0 -10 -20 -30 -40 -50

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. KLAR Health Analysis

2.1 Basic Checks

  • KLAR does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for KLAR has been increased compared to 1 year ago.
  • KLAR has a worse debt/assets ratio than last year.
KLAR Yearly Shares OutstandingKLAR Yearly Shares OutstandingYearly Shares Outstanding 2022 2023 2024 2025 100M 200M 300M
KLAR Yearly Total Debt VS Total AssetsKLAR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • KLAR has an Altman-Z score of 1.36. This is a bad value and indicates that KLAR is not financially healthy and even has some risk of bankruptcy.
  • KLAR has a better Altman-Z score (1.36) than 65.00% of its industry peers.
  • KLAR has a Debt/Equity ratio of 0.57. This is a neutral value indicating KLAR is somewhat dependend on debt financing.
  • KLAR has a Debt to Equity ratio of 0.57. This is comparable to the rest of the industry: KLAR outperforms 53.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.57
Debt/FCF N/A
Altman-Z 1.36
ROIC/WACCN/A
WACC8.47%
KLAR Yearly LT Debt VS Equity VS FCFKLAR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2022 2023 2024 2025 0 1B -1B 2B

2.3 Liquidity

  • A Current Ratio of 9.74 indicates that KLAR has no problem at all paying its short term obligations.
  • Looking at the Current ratio, with a value of 9.74, KLAR belongs to the top of the industry, outperforming 99.00% of the companies in the same industry.
  • KLAR has a Quick Ratio of 9.74. This indicates that KLAR is financially healthy and has no problem in meeting its short term obligations.
  • KLAR has a Quick ratio of 9.74. This is amongst the best in the industry. KLAR outperforms 99.00% of its industry peers.
Industry RankSector Rank
Current Ratio 9.74
Quick Ratio 9.74
KLAR Yearly Current Assets VS Current LiabilitesKLAR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2022 2023 2024 2025 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. KLAR Growth Analysis

3.1 Past

  • KLAR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -1422.00%.
  • Looking at the last year, KLAR shows a very strong growth in Revenue. The Revenue has grown by 24.83%.
  • KLAR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.60% yearly.
EPS 1Y (TTM)-1422%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-337.91%
Revenue 1Y (TTM)24.83%
Revenue growth 3Y22.6%
Revenue growth 5YN/A
Sales Q2Q%-61.51%

3.2 Future

  • Based on estimates for the next years, KLAR will show a very strong growth in Earnings Per Share. The EPS will grow by 54.27% on average per year.
  • KLAR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 19.81% yearly.
EPS Next Y87.52%
EPS Next 2Y76.2%
EPS Next 3Y59.73%
EPS Next 5Y54.27%
Revenue Next Year26.25%
Revenue Next 2Y23.05%
Revenue Next 3Y21.62%
Revenue Next 5Y19.81%

3.3 Evolution

  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
KLAR Yearly Revenue VS EstimatesKLAR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2B 4B 6B 8B 10B
KLAR Yearly EPS VS EstimatesKLAR Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 2028 2030 2031 2032 2033 0 2 4 6

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1

4. KLAR Valuation Analysis

4.1 Price/Earnings Ratio

  • KLAR reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Also next year KLAR is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
KLAR Price Earnings VS Forward Price EarningsKLAR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 -50 -100 -150

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
KLAR Per share dataKLAR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8

4.3 Compensation for Growth

  • A more expensive valuation may be justified as KLAR's earnings are expected to grow with 59.73% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y76.2%
EPS Next 3Y59.73%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. KLAR Dividend Analysis

5.1 Amount

  • KLAR does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

KLAR Fundamentals: All Metrics, Ratios and Statistics

KLARNA GROUP PLC

NYSE:KLAR (4/29/2026, 8:04:00 PM)

After market: 13.54 +0.08 (+0.59%)

13.46

-0.36 (-2.6%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Industry StrengthN/A
Industry GrowthN/A
Earnings (Last)02-19
Earnings (Next)05-11
Inst Owners42.67%
Inst Owner Change0.96%
Ins Owners13.14%
Ins Owner Change0.14%
Market Cap5.08B
Revenue(TTM)3.51B
Net Income(TTM)-294.00M
Analysts80.87
Price Target22.24 (65.23%)
Short Float %10.98%
Short Ratio3.96
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-210.5%
Min EPS beat(2)-422.88%
Max EPS beat(2)1.87%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-15.5%
Min Revenue beat(2)-29.91%
Max Revenue beat(2)-1.1%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-15.94%
PT rev (3m)-51.08%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-944.39%
EPS NY rev (1m)-202.01%
EPS NY rev (3m)-113%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.27%
Revenue NY rev (1m)-0.18%
Revenue NY rev (3m)-2.38%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 1.45
P/FCF N/A
P/OCF N/A
P/B 2.03
P/tB 3.53
EV/EBITDA N/A
EPS(TTM)-0.8
EYN/A
EPS(NY)-0.08
Fwd EYN/A
FCF(TTM)-2.73
FCFYN/A
OCF(TTM)-2.73
OCFYN/A
SpS9.3
BVpS6.64
TBVpS3.81
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -1.56%
ROE -11.73%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-1.06%
ROA(5y)N/A
ROE(3y)-7.28%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score1
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 0.57
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 9.74
Quick Ratio 9.74
Altman-Z 1.36
F-Score1
WACC8.47%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1422%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-337.91%
EPS Next Y87.52%
EPS Next 2Y76.2%
EPS Next 3Y59.73%
EPS Next 5Y54.27%
Revenue 1Y (TTM)24.83%
Revenue growth 3Y22.6%
Revenue growth 5YN/A
Sales Q2Q%-61.51%
Revenue Next Year26.25%
Revenue Next 2Y23.05%
Revenue Next 3Y21.62%
Revenue Next 5Y19.81%
EBIT growth 1Y-89.66%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year777.3%
EBIT Next 3Y184.94%
EBIT Next 5Y119.9%
FCF growth 1Y-275.81%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-275.81%
OCF growth 3YN/A
OCF growth 5YN/A

KLARNA GROUP PLC / KLAR Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for KLARNA GROUP PLC?

ChartMill assigns a fundamental rating of 3 / 10 to KLAR.


What is the valuation status for KLAR stock?

ChartMill assigns a valuation rating of 1 / 10 to KLARNA GROUP PLC (KLAR). This can be considered as Overvalued.


Can you provide the profitability details for KLARNA GROUP PLC?

KLARNA GROUP PLC (KLAR) has a profitability rating of 0 / 10.


Can you provide the financial health for KLAR stock?

The financial health rating of KLARNA GROUP PLC (KLAR) is 4 / 10.


Can you provide the expected EPS growth for KLAR stock?

The Earnings per Share (EPS) of KLARNA GROUP PLC (KLAR) is expected to grow by 87.52% in the next year.