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KLARNA GROUP PLC (KLAR) Stock Fundamental Analysis

USA - New York Stock Exchange - NYSE:KLAR - GB00BMHVL512 - Common Stock

27.7 USD
-1.09 (-3.79%)
Last: 1/23/2026, 8:11:03 PM
27.7 USD
0 (0%)
After Hours: 1/23/2026, 8:11:03 PM
Fundamental Rating

2

Overall KLAR gets a fundamental rating of 2 out of 10. We evaluated KLAR against 97 industry peers in the Financial Services industry. The financial health of KLAR is average, but there are quite some concerns on its profitability. KLAR is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

  • KLAR had negative earnings in the past year.
KLAR Yearly Net Income VS EBIT VS OCF VS FCFKLAR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2022 2023 2024 0 500M -500M -1B

1.2 Ratios

  • The Return On Assets of KLAR (-1.09%) is worse than 77.32% of its industry peers.
  • Looking at the Return On Equity, with a value of -9.23%, KLAR is doing worse than 78.35% of the companies in the same industry.
Industry RankSector Rank
ROA -1.09%
ROE -9.23%
ROIC N/A
ROA(3y)-3.41%
ROA(5y)N/A
ROE(3y)-18.24%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
KLAR Yearly ROA, ROE, ROICKLAR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2022 2023 2024 0 -10 -20 -30 -40

1.3 Margins

  • KLAR does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
KLAR Yearly Profit, Operating, Gross MarginsKLAR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2022 2023 2024 0 -10 -20 -30 -40 -50

4

2. Health

2.1 Basic Checks

  • KLAR does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • KLAR has about the same amout of shares outstanding than it did 1 year ago.
  • KLAR has a worse debt/assets ratio than last year.
KLAR Yearly Shares OutstandingKLAR Yearly Shares OutstandingYearly Shares Outstanding 2022 2023 2024 100M 200M 300M
KLAR Yearly Total Debt VS Total AssetsKLAR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • KLAR has a Debt/Equity ratio of 1.07. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 1.07, KLAR is in line with its industry, outperforming 43.30% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.07
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC9.12%
KLAR Yearly LT Debt VS Equity VS FCFKLAR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2022 2023 2024 500M 1B 1.5B 2B

2.3 Liquidity

  • A Current Ratio of 12.75 indicates that KLAR has no problem at all paying its short term obligations.
  • KLAR has a better Current ratio (12.75) than 98.97% of its industry peers.
  • A Quick Ratio of 12.75 indicates that KLAR has no problem at all paying its short term obligations.
  • KLAR has a better Quick ratio (12.75) than 98.97% of its industry peers.
Industry RankSector Rank
Current Ratio 12.75
Quick Ratio 12.75
KLAR Yearly Current Assets VS Current LiabilitesKLAR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2022 2023 2024 2B 4B 6B 8B 10B

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 108.96% over the past year.
  • KLAR shows a strong growth in Revenue. In the last year, the Revenue has grown by 23.51%.
EPS 1Y (TTM)108.96%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)23.51%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

  • The Earnings Per Share is expected to grow by 174.80% on average over the next years. This is a very strong growth
  • KLAR is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 25.67% yearly.
EPS Next Y-1049.74%
EPS Next 2Y216.72%
EPS Next 3Y174.8%
EPS Next 5YN/A
Revenue Next Year27.11%
Revenue Next 2Y28.21%
Revenue Next 3Y25.67%
Revenue Next 5YN/A

3.3 Evolution

KLAR Yearly Revenue VS EstimatesKLAR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B 5B
KLAR Yearly EPS VS EstimatesKLAR Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 0 0.5 -0.5 1

1

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for KLAR. In the last year negative earnings were reported.
  • The Price/Forward Earnings ratio is 46.02, which means the current valuation is very expensive for KLAR.
  • Based on the Price/Forward Earnings ratio, KLAR is valued a bit more expensive than 76.29% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 25.98, KLAR is valued quite expensively.
Industry RankSector Rank
PE N/A
Fwd PE 46.02
KLAR Price Earnings VS Forward Price EarningsKLAR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 40 -40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
KLAR Per share dataKLAR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • KLAR's earnings are expected to grow with 174.80% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y216.72%
EPS Next 3Y174.8%

0

5. Dividend

5.1 Amount

  • No dividends for KLAR!.
Industry RankSector Rank
Dividend Yield 0%

KLARNA GROUP PLC / KLAR FAQ

Can you provide the ChartMill fundamental rating for KLARNA GROUP PLC?

ChartMill assigns a fundamental rating of 2 / 10 to KLAR.


What is the valuation status of KLARNA GROUP PLC (KLAR) stock?

ChartMill assigns a valuation rating of 1 / 10 to KLARNA GROUP PLC (KLAR). This can be considered as Overvalued.


How profitable is KLARNA GROUP PLC (KLAR) stock?

KLARNA GROUP PLC (KLAR) has a profitability rating of 0 / 10.


How financially healthy is KLARNA GROUP PLC?

The financial health rating of KLARNA GROUP PLC (KLAR) is 4 / 10.