KLARNA GROUP PLC (KLAR) Fundamental Analysis & Valuation

NYSE:KLAR • GB00BMHVL512

Current stock price

12.27 USD
-0.58 (-4.51%)
At close:
12.33 USD
+0.06 (+0.49%)
Pre-Market:

This KLAR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

0

1. KLAR Profitability Analysis

1.1 Basic Checks

  • KLAR had negative earnings in the past year.
  • In the past year KLAR has reported a negative cash flow from operations.
KLAR Yearly Net Income VS EBIT VS OCF VS FCFKLAR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2022 2023 2024 2025 0 500M -500M -1B

1.2 Ratios

  • KLAR has a Return On Assets of -1.56%. This is in the lower half of the industry: KLAR underperforms 79.00% of its industry peers.
  • Looking at the Return On Equity, with a value of -11.73%, KLAR is doing worse than 76.00% of the companies in the same industry.
Industry RankSector Rank
ROA -1.56%
ROE -11.73%
ROIC N/A
ROA(3y)-1.06%
ROA(5y)N/A
ROE(3y)-7.28%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
KLAR Yearly ROA, ROE, ROICKLAR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2022 2023 2024 2025 0 -10 -20 -30 -40

1.3 Margins

  • KLAR does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
KLAR Yearly Profit, Operating, Gross MarginsKLAR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2022 2023 2024 2025 0 -10 -20 -30 -40 -50

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. KLAR Health Analysis

2.1 Basic Checks

  • KLAR does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, KLAR has more shares outstanding
  • Compared to 1 year ago, KLAR has a worse debt to assets ratio.
KLAR Yearly Shares OutstandingKLAR Yearly Shares OutstandingYearly Shares Outstanding 2022 2023 2024 2025 100M 200M 300M
KLAR Yearly Total Debt VS Total AssetsKLAR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • KLAR has an Altman-Z score of 1.33. This is a bad value and indicates that KLAR is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of KLAR (1.33) is better than 69.00% of its industry peers.
  • A Debt/Equity ratio of 0.57 indicates that KLAR is somewhat dependend on debt financing.
  • KLAR has a Debt to Equity ratio (0.57) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.57
Debt/FCF N/A
Altman-Z 1.33
ROIC/WACCN/A
WACC8.4%
KLAR Yearly LT Debt VS Equity VS FCFKLAR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2022 2023 2024 2025 0 1B -1B 2B

2.3 Liquidity

  • A Current Ratio of 9.74 indicates that KLAR has no problem at all paying its short term obligations.
  • KLAR has a better Current ratio (9.74) than 99.00% of its industry peers.
  • A Quick Ratio of 9.74 indicates that KLAR has no problem at all paying its short term obligations.
  • KLAR has a Quick ratio of 9.74. This is amongst the best in the industry. KLAR outperforms 99.00% of its industry peers.
Industry RankSector Rank
Current Ratio 9.74
Quick Ratio 9.74
KLAR Yearly Current Assets VS Current LiabilitesKLAR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2022 2023 2024 2025 5B 10B 15B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. KLAR Growth Analysis

3.1 Past

  • The earnings per share for KLAR have decreased strongly by -1422.00% in the last year.
  • The Revenue has grown by 24.83% in the past year. This is a very strong growth!
  • KLAR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.60% yearly.
EPS 1Y (TTM)-1422%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-337.91%
Revenue 1Y (TTM)24.83%
Revenue growth 3Y22.6%
Revenue growth 5YN/A
Sales Q2Q%-61.51%

3.2 Future

  • The Earnings Per Share is expected to grow by 59.09% on average over the next years. This is a very strong growth
  • KLAR is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 21.67% yearly.
EPS Next Y112.24%
EPS Next 2Y77.23%
EPS Next 3Y59.09%
EPS Next 5YN/A
Revenue Next Year26.48%
Revenue Next 2Y23.18%
Revenue Next 3Y21.67%
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
KLAR Yearly Revenue VS EstimatesKLAR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B
KLAR Yearly EPS VS EstimatesKLAR Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 2028 0 0.5 -0.5 1

More info and screens

Find the best growth stocksShow best growing peers

1

4. KLAR Valuation Analysis

4.1 Price/Earnings Ratio

  • KLAR reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • A Price/Forward Earnings ratio of 160.01 indicates a quite expensive valuation of KLAR.
  • 75.00% of the companies in the same industry are cheaper than KLAR, based on the Price/Forward Earnings ratio.
  • KLAR is valuated expensively when we compare the Price/Forward Earnings ratio to 22.19, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE N/A
Fwd PE 160.01
KLAR Price Earnings VS Forward Price EarningsKLAR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 50 100 150

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
KLAR Per share dataKLAR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8

4.3 Compensation for Growth

  • KLAR's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • KLAR's earnings are expected to grow with 59.09% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y77.23%
EPS Next 3Y59.09%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. KLAR Dividend Analysis

5.1 Amount

  • KLAR does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

KLAR Fundamentals: All Metrics, Ratios and Statistics

KLARNA GROUP PLC

NYSE:KLAR (3/27/2026, 8:04:00 PM)

Premarket: 12.33 +0.06 (+0.49%)

12.27

-0.58 (-4.51%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-19
Earnings (Next)05-11
Inst Owners41.75%
Inst Owner Change15.57%
Ins Owners13.18%
Ins Owner Change0%
Market Cap4.63B
Revenue(TTM)3.51B
Net Income(TTM)-294.00M
Analysts80.87
Price Target22.51 (83.46%)
Short Float %10.06%
Short Ratio4.51
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-210.5%
Min EPS beat(2)-422.88%
Max EPS beat(2)1.87%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-15.5%
Min Revenue beat(2)-29.91%
Max Revenue beat(2)-1.1%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-14.91%
PT rev (3m)-51.63%
EPS NQ rev (1m)-132.07%
EPS NQ rev (3m)-1855.03%
EPS NY rev (1m)-86.32%
EPS NY rev (3m)-87.6%
Revenue NQ rev (1m)-0.67%
Revenue NQ rev (3m)-2.42%
Revenue NY rev (1m)-2.14%
Revenue NY rev (3m)-2.16%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 160.01
P/S 1.32
P/FCF N/A
P/OCF N/A
P/B 1.85
P/tB 3.22
EV/EBITDA N/A
EPS(TTM)-0.8
EYN/A
EPS(NY)0.08
Fwd EY0.62%
FCF(TTM)-2.73
FCFYN/A
OCF(TTM)-2.73
OCFYN/A
SpS9.3
BVpS6.64
TBVpS3.81
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -1.56%
ROE -11.73%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-1.06%
ROA(5y)N/A
ROE(3y)-7.28%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score1
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 0.57
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 9.74
Quick Ratio 9.74
Altman-Z 1.33
F-Score1
WACC8.4%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1422%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-337.91%
EPS Next Y112.24%
EPS Next 2Y77.23%
EPS Next 3Y59.09%
EPS Next 5YN/A
Revenue 1Y (TTM)24.83%
Revenue growth 3Y22.6%
Revenue growth 5YN/A
Sales Q2Q%-61.51%
Revenue Next Year26.48%
Revenue Next 2Y23.18%
Revenue Next 3Y21.67%
Revenue Next 5YN/A
EBIT growth 1Y-89.66%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year771.61%
EBIT Next 3Y189.18%
EBIT Next 5YN/A
FCF growth 1Y-275.81%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-275.81%
OCF growth 3YN/A
OCF growth 5YN/A

KLARNA GROUP PLC / KLAR Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for KLARNA GROUP PLC?

ChartMill assigns a fundamental rating of 3 / 10 to KLAR.


What is the valuation status of KLARNA GROUP PLC (KLAR) stock?

ChartMill assigns a valuation rating of 1 / 10 to KLARNA GROUP PLC (KLAR). This can be considered as Overvalued.


How profitable is KLARNA GROUP PLC (KLAR) stock?

KLARNA GROUP PLC (KLAR) has a profitability rating of 0 / 10.


How financially healthy is KLARNA GROUP PLC?

The financial health rating of KLARNA GROUP PLC (KLAR) is 4 / 10.