Fundamental Analysis of KINGSTONE COS INC(NASDAQ:KINS) stock

Fundamental Rating

Taking everything into account, KINS scores 2 out of 10 in our fundamental rating. KINS was compared to 141 industry peers in the Insurance industry. Both the profitability and financial health of KINS have multiple concerns. KINS is valied quite expensively at the moment, while it does show a decent growth rate.

Quickly go to:

1. Profitability

1.1 Basic Checks

In the past year KINS has reported negative net income.

In the past year KINS has reported a negative cash flow from operations.

KINS had negative earnings in 4 of the past 5 years.

The reported operating cash flow has been mixed in the past 5 years: KINS reported negative operating cash flow in multiple years.

1.2 Ratios

KINS's Return On Assets of -1.94% is on the low side compared to the rest of the industry. KINS is outperformed by 83.57% of its industry peers.

KINS has a worse Return On Equity (-17.86%) than 83.57% of its industry peers.

		Industry Rank	Sector Rank
ROA	-1.94%
ROE	-17.86%
ROIC	N/A

ROA(3y)-3.73%

ROA(5y)-2.55%

ROE(3y)-29.94%

ROE(5y)-19.11%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

KINS does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	N/A
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

KINS does not have a ROIC to compare to the WACC, probably because it is not profitable.

Compared to 1 year ago, KINS has more shares outstanding

KINS has more shares outstanding than it did 5 years ago.

The debt/assets ratio for KINS is higher compared to a year ago.

2.2 Solvency

A Debt/Equity ratio of 0.73 indicates that KINS is somewhat dependend on debt financing.

KINS has a Debt to Equity ratio of 0.73. This is in the lower half of the industry: KINS underperforms 75.71% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	0.73
Debt/FCF	N/A
Altman-Z	N/A

ROIC/WACCN/A

WACC9.2%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

KINS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 47.89%, which is quite impressive.

Looking at the last year, KINS shows a quite strong growth in Revenue. The Revenue has grown by 10.78% in the last year.

KINS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.85% yearly.

EPS 1Y (TTM)47.89%

EPS 3YN/A

EPS 5YN/A

EPS growth Q2Q141.67%

Revenue 1Y (TTM)10.78%

Revenue growth 3Y3.14%

Revenue growth 5Y4.85%

Revenue growth Q2Q-1.3%

3.2 Future

KINS is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 47.15% yearly.

KINS is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.50% yearly.

EPS Next Y42.11%

EPS Next 2Y47.15%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year28.83%

Revenue Next 2Y13.5%

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for KINS. In the last year negative earnings were reported.

Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for KINS. No positive earnings are expected for the next year.

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

A more expensive valuation may be justified as KINS's earnings are expected to grow with 47.15% in the coming years.

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2Y47.15%

EPS Next 3YN/A

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

KINS has a Yearly Dividend Yield of 5.25%, which is a nice return.

KINS's Dividend Yield is rather good when compared to the industry average which is at 4.22. KINS pays more dividend than 90.71% of the companies in the same industry.

KINS's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.

		Industry Rank	Sector Rank
Dividend Yield	5.25%

5.2 History

KINS has been paying a dividend for at least 10 years, so it has a reliable track record.

Dividend Growth(5Y)N/A

Div Incr Years0

Div Non Decr Years0

5.3 Sustainability

DP0%

EPS Next 2Y47.15%

EPS Next 3YN/A

More info and screens

Find the best dividend stocks

Show peers with best dividend

KINGSTONE COS INC

NASDAQ:KINS (5/3/2024, 7:02:17 PM)

4.23

-0.06 (-1.4%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupInsurance

GICS IndustryInsurance

Earnings (Last)

Earnings (Next)

Inst Owners

Inst Owner Change

Ins Owners

Ins Owner Change

Market Cap46.57M

Analysts

Price Target

Dividend

		Industry Rank	Sector Rank
Dividend Yield	5.25%

Dividend Growth(5Y)

Div Incr Years

Div Non Decr Years

Ex-Date

Surprises & Revisions

EPS beat(2)

Avg EPS beat(2)

Min EPS beat(2)

Max EPS beat(2)

EPS beat(4)

Avg EPS beat(4)

Min EPS beat(4)

Max EPS beat(4)

EPS beat(8)

Avg EPS beat(8)

EPS beat(12)

Avg EPS beat(12)

EPS beat(16)

Avg EPS beat(16)

Revenue beat(2)

Avg Revenue beat(2)

Min Revenue beat(2)

Max Revenue beat(2)

Revenue beat(4)

Avg Revenue beat(4)

Min Revenue beat(4)

Max Revenue beat(4)

Revenue beat(8)

Avg Revenue beat(8)

Revenue beat(12)

Avg Revenue beat(12)

Revenue beat(16)

Avg Revenue beat(16)

PT rev (1m)

PT rev (3m)

EPS NQ rev (1m)

EPS NQ rev (3m)

EPS NY rev (1m)

EPS NY rev (3m)

Revenue NQ rev (1m)

Revenue NQ rev (3m)

Revenue NY rev (1m)

Revenue NY rev (3m)

Valuation

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A
P/S
P/FCF
P/OCF
P/B
P/tB
EV/EBITDA

EPS(TTM)

EPS(NY)

Fwd EY

FCF(TTM)

FCFY

OCF(TTM)

OCFY

SpS

BVpS

TBVpS

PEG (NY)N/A

PEG (5Y)N/A

Profitability

		Industry Rank	Sector Rank
ROA	-1.94%
ROE	-17.86%
ROCE
ROIC
ROICexc
ROICexgc
OM	N/A
PM (TTM)	N/A
GM	N/A
FCFM

ROA(3y)

ROA(5y)

ROE(3y)

ROE(5y)

ROIC(3y)

ROIC(5y)

ROICexc(3y)

ROICexc(5y)

ROICexgc(3y)

ROICexgc(5y)

ROCE(3y)

ROCE(5y)

ROICexcg growth 3Y

ROICexcg growth 5Y

ROICexc growth 3Y

ROICexc growth 5Y

OM growth 3Y

OM growth 5Y

PM growth 3Y

PM growth 5Y

GM growth 3Y

GM growth 5Y

F-Score

Asset Turnover0.45

Health

		Industry Rank	Sector Rank
Debt/Equity	0.73
Debt/FCF
Debt/EBITDA
Cap/Depr
Cap/Sales
Interest Coverage
Cash Conversion
Profit Quality
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z

F-Score

WACC

ROIC/WACC

Cap/Depr(3y)

Cap/Depr(5y)

Cap/Sales(3y)

Cap/Sales(5y)

Profit Quality(3y)

Profit Quality(5y)

Growth

EPS 1Y (TTM)47.89%

EPS 3YN/A

EPS 5Y

EPS growth Q2Q

EPS Next Y42.11%

EPS Next 2Y

EPS Next 3Y

EPS Next 5Y

Revenue 1Y (TTM)10.78%

Revenue growth 3Y3.14%

Revenue growth 5Y

Revenue growth Q2Q

Revenue Next Year

Revenue Next 2Y

Revenue Next 3Y

Revenue Next 5Y

EBIT growth 1Y

EBIT growth 3Y

EBIT growth 5Y

EBIT Next Year

EBIT Next 3Y

EBIT Next 5Y

FCF growth 1Y

FCF growth 3Y

FCF growth 5Y

OCF growth 1Y

OCF growth 3Y

OCF growth 5Y

KINGSTONE COS INC (KINS)

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens