We assign a fundamental rating of 3 out of 10 to KEY. KEY was compared to 383 industry peers in the Banks industry. KEY may be in some trouble as it scores bad on both profitability and health. KEY has a correct valuation and a medium growth rate.

Quickly go to:

1. Profitability

2. Health

3. Growth

4. Valuation

5. Dividend

1. Profitability

1.1 Basic Checks

KEY had positive earnings in the past year.
KEY had a positive operating cash flow in the past year.
Of the past 5 years KEY 4 years were profitable.
KEY had a positive operating cash flow in 4 of the past 5 years.

1.2 Ratios

The Return On Assets of KEY (0.50%) is worse than 78.07% of its industry peers.
KEY has a Return On Equity of 4.64%. This is in the lower half of the industry: KEY underperforms 79.37% of its industry peers.

		Industry Rank	Sector Rank
ROA	0.5%
ROE	4.64%
ROIC	N/A

ROA(3y)0.4%

ROA(5y)0.7%

ROE(3y)4.08%

ROE(5y)8.01%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

Looking at the Profit Margin, with a value of 14.71%, KEY is doing worse than 77.81% of the companies in the same industry.
In the last couple of years the Profit Margin of KEY has grown nicely.
The Operating Margin and Gross Margin are not available for KEY so they could not be analyzed.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	14.71%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-3.17%

PM growth 5Y4.03%

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

KEY does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, KEY has less shares outstanding
KEY has more shares outstanding than it did 5 years ago.
The debt/assets ratio for KEY has been reduced compared to a year ago.

2.2 Solvency

The Debt to FCF ratio of KEY is 3.92, which is a good value as it means it would take KEY, 3.92 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 3.92, KEY is not doing good in the industry: 66.58% of the companies in the same industry are doing better.
KEY has a Debt/Equity ratio of 0.61. This is a neutral value indicating KEY is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.61, KEY is doing worse than 79.11% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	0.61
Debt/FCF	3.92
Altman-Z	N/A

ROIC/WACCN/A

WACC13.78%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 30.43% over the past year.
KEY shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.38% yearly.
KEY shows a strong growth in Revenue. In the last year, the Revenue has grown by 63.49%.
KEY shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.26% yearly.

EPS 1Y (TTM)30.43%

EPS 3Y-7.9%

EPS 5Y3.38%

EPS Q2Q%7.89%

Revenue 1Y (TTM)63.49%

Revenue growth 3Y1.06%

Revenue growth 5Y2.26%

Sales Q2Q%12%

3.2 Future

The Earnings Per Share is expected to grow by 7.17% on average over the next years.
Based on estimates for the next years, KEY will show a small growth in Revenue. The Revenue will grow by 2.41% on average per year.

EPS Next Y21.14%

EPS Next 2Y19.36%

EPS Next 3Y9.87%

EPS Next 5Y7.17%

Revenue Next Year6.83%

Revenue Next 2Y6.52%

Revenue Next 3Y2%

Revenue Next 5Y2.41%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 14.07, which indicates a correct valuation of KEY.
Compared to the rest of the industry, the Price/Earnings ratio of KEY is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 27.21. KEY is valued slightly cheaper when compared to this.
Based on the Price/Forward Earnings ratio of 11.61, the valuation of KEY can be described as reasonable.
KEY's Price/Forward Earnings ratio is in line with the industry average.
KEY's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.26.

		Industry Rank	Sector Rank
PE	14.07
Fwd PE	11.61

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, KEY is valued cheaply inside the industry as 84.33% of the companies are valued more expensively.

		Industry Rank	Sector Rank
P/FCF	7.36
EV/EBITDA	N/A

4.3 Compensation for Growth

KEY's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

PEG (NY)0.67

PEG (5Y)4.16

EPS Next 2Y19.36%

EPS Next 3Y9.87%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 3.78%, KEY has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 2.84, KEY pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 1.82, KEY pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	3.78%

5.2 History

The dividend of KEY has a limited annual growth rate of 2.41%.
KEY has been paying a dividend for at least 10 years, so it has a reliable track record.
KEY has decreased its dividend recently.

Dividend Growth(5Y)2.41%

Div Incr Years0

Div Non Decr Years1

5.3 Sustainability

110.52% of the earnings are spent on dividend by KEY. This is not a sustainable payout ratio.
The dividend of KEY is growing, but earnings are growing more, so the dividend growth is sustainable.

DP110.52%

EPS Next 2Y19.36%

EPS Next 3Y9.87%

More info and screens

Find the best dividend stocks

Show peers with best dividend

KEYCORP / KEY FAQ

Can you provide the ChartMill fundamental rating for KEYCORP?

ChartMill assigns a fundamental rating of 3 / 10 to KEY.

What is the valuation status of KEYCORP (KEY) stock?

ChartMill assigns a valuation rating of 5 / 10 to KEYCORP (KEY). This can be considered as Fairly Valued.

What is the profitability of KEY stock?

KEYCORP (KEY) has a profitability rating of 2 / 10.

Can you provide the PE and PB ratios for KEY stock?

The Price/Earnings (PE) ratio for KEYCORP (KEY) is 14.07 and the Price/Book (PB) ratio is 1.15.

What is the expected EPS growth for KEYCORP (KEY) stock?

The Earnings per Share (EPS) of KEYCORP (KEY) is expected to grow by 21.14% in the next year.