KEYCORP (KEY) Stock Fundamental Analysis

NYSE:KEY • US4932671088

21.13 USD
+0.13 (+0.62%)
Last: Feb 25, 2026, 11:00 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to KEY. KEY was compared to 379 industry peers in the Banks industry. KEY has a bad profitability rating. Also its financial health evaluation is rather negative. KEY has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year KEY was profitable.
  • In the past year KEY had a positive cash flow from operations.
  • KEY had positive earnings in 4 of the past 5 years.
  • Of the past 5 years KEY 4 years had a positive operating cash flow.
KEY Yearly Net Income VS EBIT VS OCF VS FCFKEY Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

1.2 Ratios

  • The Return On Assets of KEY (0.50%) is worse than 78.36% of its industry peers.
  • With a Return On Equity value of 4.64%, KEY is not doing good in the industry: 79.68% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 0.5%
ROE 4.64%
ROIC N/A
ROA(3y)0.4%
ROA(5y)0.7%
ROE(3y)4.08%
ROE(5y)8.01%
ROIC(3y)N/A
ROIC(5y)N/A
KEY Yearly ROA, ROE, ROICKEY Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

1.3 Margins

  • KEY's Profit Margin of 14.71% is on the low side compared to the rest of the industry. KEY is outperformed by 78.36% of its industry peers.
  • In the last couple of years the Profit Margin of KEY has grown nicely.
  • The Operating Margin and Gross Margin are not available for KEY so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 14.71%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.17%
PM growth 5Y4.03%
GM growth 3YN/A
GM growth 5YN/A
KEY Yearly Profit, Operating, Gross MarginsKEY Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • KEY does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • KEY has less shares outstanding than it did 1 year ago.
  • KEY has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for KEY has been reduced compared to a year ago.
KEY Yearly Shares OutstandingKEY Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
KEY Yearly Total Debt VS Total AssetsKEY Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • KEY has a debt to FCF ratio of 3.92. This is a good value and a sign of high solvency as KEY would need 3.92 years to pay back of all of its debts.
  • KEY has a worse Debt to FCF ratio (3.92) than 65.70% of its industry peers.
  • A Debt/Equity ratio of 0.61 indicates that KEY is somewhat dependend on debt financing.
  • KEY has a worse Debt to Equity ratio (0.61) than 78.63% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.61
Debt/FCF 3.92
Altman-Z N/A
ROIC/WACCN/A
WACC13.57%
KEY Yearly LT Debt VS Equity VS FCFKEY Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
KEY Yearly Current Assets VS Current LiabilitesKEY Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 30.43% over the past year.
  • The Earnings Per Share has been growing slightly by 3.38% on average over the past years.
  • The Revenue has grown by 63.49% in the past year. This is a very strong growth!
  • KEY shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.26% yearly.
EPS 1Y (TTM)30.43%
EPS 3Y-7.9%
EPS 5Y3.38%
EPS Q2Q%7.89%
Revenue 1Y (TTM)63.49%
Revenue growth 3Y1.06%
Revenue growth 5Y2.26%
Sales Q2Q%12.45%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.45% on average over the next years.
  • The Revenue is expected to grow by 2.41% on average over the next years.
EPS Next Y21.76%
EPS Next 2Y19.73%
EPS Next 3Y14.97%
EPS Next 5Y6.45%
Revenue Next Year7.33%
Revenue Next 2Y6.68%
Revenue Next 3Y5%
Revenue Next 5Y2.41%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
KEY Yearly Revenue VS EstimatesKEY Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2B 4B 6B 8B
KEY Yearly EPS VS EstimatesKEY Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0.5 1 1.5 2 2.5

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 14.09, the valuation of KEY can be described as correct.
  • Based on the Price/Earnings ratio, KEY is valued a bit more expensive than 64.91% of the companies in the same industry.
  • KEY's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.98.
  • A Price/Forward Earnings ratio of 11.57 indicates a reasonable valuation of KEY.
  • The rest of the industry has a similar Price/Forward Earnings ratio as KEY.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.01, KEY is valued rather cheaply.
Industry RankSector Rank
PE 14.09
Fwd PE 11.57
KEY Price Earnings VS Forward Price EarningsKEY Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of KEY indicates a rather cheap valuation: KEY is cheaper than 84.70% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 7.44
EV/EBITDA N/A
KEY Per share dataKEY EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • KEY's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as KEY's earnings are expected to grow with 14.97% in the coming years.
PEG (NY)0.65
PEG (5Y)4.16
EPS Next 2Y19.73%
EPS Next 3Y14.97%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 3.76%, KEY has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.74, KEY pays a bit more dividend than its industry peers.
  • KEY's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 3.76%

5.2 History

  • The dividend of KEY has a limited annual growth rate of 2.41%.
  • KEY has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of KEY decreased recently.
Dividend Growth(5Y)2.41%
Div Incr Years0
Div Non Decr Years1
KEY Yearly Dividends per shareKEY Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • KEY pays out 110.52% of its income as dividend. This is not a sustainable payout ratio.
  • KEY's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP110.52%
EPS Next 2Y19.73%
EPS Next 3Y14.97%
KEY Yearly Income VS Free CF VS DividendKEY Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B
KEY Dividend Payout.KEY Dividend Payout, showing the Payout Ratio.KEY Dividend Payout.PayoutRetained Earnings

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KEYCORP

NYSE:KEY (2/25/2026, 11:00:01 AM)

21.13

+0.13 (+0.62%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-20
Earnings (Next)04-16
Inst Owners91.86%
Inst Owner Change-0.96%
Ins Owners0.31%
Ins Owner Change-1.32%
Market Cap23.29B
Revenue(TTM)7.48B
Net Income(TTM)932.00M
Analysts72.59
Price Target23.81 (12.68%)
Short Float %2.02%
Short Ratio1.4
Dividend
Industry RankSector Rank
Dividend Yield 3.76%
Yearly Dividend0.91
Dividend Growth(5Y)2.41%
DP110.52%
Div Incr Years0
Div Non Decr Years1
Ex-Date03-03
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.23%
Min EPS beat(2)0.38%
Max EPS beat(2)6.08%
EPS beat(4)4
Avg EPS beat(4)6.19%
Min EPS beat(4)0.38%
Max EPS beat(4)15.61%
EPS beat(8)7
Avg EPS beat(8)16.77%
EPS beat(12)8
Avg EPS beat(12)5.27%
EPS beat(16)10
Avg EPS beat(16)3.91%
Revenue beat(2)1
Avg Revenue beat(2)0.39%
Min Revenue beat(2)-0.26%
Max Revenue beat(2)1.04%
Revenue beat(4)3
Avg Revenue beat(4)0.59%
Min Revenue beat(4)-0.26%
Max Revenue beat(4)1.31%
Revenue beat(8)5
Avg Revenue beat(8)3.37%
Revenue beat(12)5
Avg Revenue beat(12)1.24%
Revenue beat(16)6
Avg Revenue beat(16)0.99%
PT rev (1m)2.35%
PT rev (3m)14.14%
EPS NQ rev (1m)0.13%
EPS NQ rev (3m)1.68%
EPS NY rev (1m)0.52%
EPS NY rev (3m)2.26%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.02%
Revenue NY rev (1m)0.19%
Revenue NY rev (3m)1.1%
Valuation
Industry RankSector Rank
PE 14.09
Fwd PE 11.57
P/S 3.68
P/FCF 7.44
P/OCF 7.24
P/B 1.16
P/tB 1.34
EV/EBITDA N/A
EPS(TTM)1.5
EY7.1%
EPS(NY)1.83
Fwd EY8.64%
FCF(TTM)2.84
FCFY13.45%
OCF(TTM)2.92
OCFY13.81%
SpS5.75
BVpS18.23
TBVpS15.73
PEG (NY)0.65
PEG (5Y)4.16
Graham Number24.81
Profitability
Industry RankSector Rank
ROA 0.5%
ROE 4.64%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 14.71%
GM N/A
FCFM 49.43%
ROA(3y)0.4%
ROA(5y)0.7%
ROE(3y)4.08%
ROE(5y)8.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.17%
PM growth 5Y4.03%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.61
Debt/FCF 3.92
Debt/EBITDA N/A
Cap/Depr 369.57%
Cap/Sales 1.34%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 336.05%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC13.57%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)30.43%
EPS 3Y-7.9%
EPS 5Y3.38%
EPS Q2Q%7.89%
EPS Next Y21.76%
EPS Next 2Y19.73%
EPS Next 3Y14.97%
EPS Next 5Y6.45%
Revenue 1Y (TTM)63.49%
Revenue growth 3Y1.06%
Revenue growth 5Y2.26%
Sales Q2Q%12.45%
Revenue Next Year7.33%
Revenue Next 2Y6.68%
Revenue Next 3Y5%
Revenue Next 5Y2.41%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2921.62%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12473.1%
OCF growth 3YN/A
OCF growth 5YN/A

KEYCORP / KEY FAQ

Can you provide the ChartMill fundamental rating for KEYCORP?

ChartMill assigns a fundamental rating of 3 / 10 to KEY.


What is the valuation status of KEYCORP (KEY) stock?

ChartMill assigns a valuation rating of 5 / 10 to KEYCORP (KEY). This can be considered as Fairly Valued.


What is the profitability of KEY stock?

KEYCORP (KEY) has a profitability rating of 2 / 10.


Can you provide the PE and PB ratios for KEY stock?

The Price/Earnings (PE) ratio for KEYCORP (KEY) is 14.09 and the Price/Book (PB) ratio is 1.16.


What is the expected EPS growth for KEYCORP (KEY) stock?

The Earnings per Share (EPS) of KEYCORP (KEY) is expected to grow by 21.76% in the next year.