KEYCORP (KEY) Fundamental Analysis & Valuation

NYSE:KEY • US4932671088

Current stock price

22.005 USD
-0.11 (-0.47%)
Last:

This KEY fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. KEY Profitability Analysis

1.1 Basic Checks

  • In the past year KEY was profitable.
  • KEY had a positive operating cash flow in the past year.
  • KEY had positive earnings in 4 of the past 5 years.
  • In the past 5 years KEY always reported a positive cash flow from operatings.
KEY Yearly Net Income VS EBIT VS OCF VS FCFKEY Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

1.2 Ratios

  • KEY has a Return On Assets (0.91%) which is comparable to the rest of the industry.
  • KEY's Return On Equity of 8.27% is on the low side compared to the rest of the industry. KEY is outperformed by 61.97% of its industry peers.
Industry RankSector Rank
ROA 0.91%
ROE 8.27%
ROIC N/A
ROA(3y)0.4%
ROA(5y)0.7%
ROE(3y)4.08%
ROE(5y)8.01%
ROIC(3y)N/A
ROIC(5y)N/A
KEY Yearly ROA, ROE, ROICKEY Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

1.3 Margins

  • KEY has a Profit Margin of 22.55%. This is in the lower half of the industry: KEY underperforms 64.63% of its industry peers.
  • KEY's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for KEY so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 22.55%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.17%
PM growth 5Y4.03%
GM growth 3YN/A
GM growth 5YN/A
KEY Yearly Profit, Operating, Gross MarginsKEY Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30

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1

2. KEY Health Analysis

2.1 Basic Checks

  • KEY does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for KEY has been reduced compared to 1 year ago.
  • The number of shares outstanding for KEY has been increased compared to 5 years ago.
  • KEY has a better debt/assets ratio than last year.
KEY Yearly Shares OutstandingKEY Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
KEY Yearly Total Debt VS Total AssetsKEY Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • KEY has a debt to FCF ratio of 5.24. This is a neutral value as KEY would need 5.24 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 5.24, KEY is not doing good in the industry: 72.61% of the companies in the same industry are doing better.
  • A Debt/Equity ratio of 0.54 indicates that KEY is somewhat dependend on debt financing.
  • KEY has a Debt to Equity ratio of 0.54. This is in the lower half of the industry: KEY underperforms 78.72% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.54
Debt/FCF 5.24
Altman-Z N/A
ROIC/WACCN/A
WACC14.01%
KEY Yearly LT Debt VS Equity VS FCFKEY Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
KEY Yearly Current Assets VS Current LiabilitesKEY Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. KEY Growth Analysis

3.1 Past

  • KEY shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 27.78%, which is quite impressive.
  • The Earnings Per Share has been growing slightly by 3.38% on average over the past years.
  • KEY shows a strong growth in Revenue. In the last year, the Revenue has grown by 59.03%.
  • KEY shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.26% yearly.
EPS 1Y (TTM)27.78%
EPS 3Y-7.9%
EPS 5Y3.38%
EPS Q2Q%33.33%
Revenue 1Y (TTM)59.03%
Revenue growth 3Y1.06%
Revenue growth 5Y2.26%
Sales Q2Q%10.15%

3.2 Future

  • KEY is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.47% yearly.
  • KEY is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.41% yearly.
EPS Next Y21.67%
EPS Next 2Y19.98%
EPS Next 3Y15.09%
EPS Next 5Y8.47%
Revenue Next Year7.33%
Revenue Next 2Y6.7%
Revenue Next 3Y5.15%
Revenue Next 5Y2.41%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
KEY Yearly Revenue VS EstimatesKEY Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2B 4B 6B 8B
KEY Yearly EPS VS EstimatesKEY Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0.5 1 1.5 2 2.5

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5

4. KEY Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 13.67, which indicates a correct valuation of KEY.
  • Based on the Price/Earnings ratio, KEY is valued a bit more expensive than the industry average as 65.43% of the companies are valued more cheaply.
  • The average S&P500 Price/Earnings ratio is at 26.77. KEY is valued slightly cheaper when compared to this.
  • A Price/Forward Earnings ratio of 10.19 indicates a reasonable valuation of KEY.
  • KEY's Price/Forward Earnings ratio is in line with the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 21.75. KEY is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 13.67
Fwd PE 10.19
KEY Price Earnings VS Forward Price EarningsKEY Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, KEY is valued a bit cheaper than 61.70% of the companies in the same industry.
Industry RankSector Rank
P/FCF 11.23
EV/EBITDA N/A
KEY Per share dataKEY EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as KEY's earnings are expected to grow with 15.09% in the coming years.
PEG (NY)0.63
PEG (5Y)4.04
EPS Next 2Y19.98%
EPS Next 3Y15.09%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. KEY Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.73%, KEY has a reasonable but not impressive dividend return.
  • KEY's Dividend Yield is rather good when compared to the industry average which is at 2.55. KEY pays more dividend than 80.32% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, KEY pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.73%

5.2 History

  • The dividend of KEY has a limited annual growth rate of 2.36%.
  • KEY has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of KEY decreased in the last 3 years.
Dividend Growth(5Y)2.36%
Div Incr Years0
Div Non Decr Years2
KEY Yearly Dividends per shareKEY Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 62.51% of the earnings are spent on dividend by KEY. This is not a sustainable payout ratio.
  • The dividend of KEY is growing, but earnings are growing more, so the dividend growth is sustainable.
DP62.51%
EPS Next 2Y19.98%
EPS Next 3Y15.09%
KEY Yearly Income VS Free CF VS DividendKEY Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B
KEY Dividend Payout.KEY Dividend Payout, showing the Payout Ratio.KEY Dividend Payout.PayoutRetained Earnings

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KEY Fundamentals: All Metrics, Ratios and Statistics

KEYCORP

NYSE:KEY (5/1/2026, 1:54:08 PM)

22.005

-0.11 (-0.47%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Industry Strength57.76
Industry Growth85.09
Earnings (Last)04-16
Earnings (Next)07-21
Inst Owners91.27%
Inst Owner Change1.67%
Ins Owners0.3%
Ins Owner Change-1.71%
Market Cap23.60B
Revenue(TTM)7.66B
Net Income(TTM)1.69B
Analysts74.07
Price Target23.7 (7.7%)
Short Float %2.01%
Short Ratio1.33
Dividend
Industry RankSector Rank
Dividend Yield 3.73%
Yearly Dividend0.95
Dividend Growth(5Y)2.36%
DP62.51%
Div Incr Years0
Div Non Decr Years2
Ex-Date03-03
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.47%
Min EPS beat(2)4.87%
Max EPS beat(2)6.08%
EPS beat(4)4
Avg EPS beat(4)3.5%
Min EPS beat(4)0.38%
Max EPS beat(4)6.08%
EPS beat(8)7
Avg EPS beat(8)16.48%
EPS beat(12)9
Avg EPS beat(12)8.25%
EPS beat(16)10
Avg EPS beat(16)3.48%
Revenue beat(2)1
Avg Revenue beat(2)0.6%
Min Revenue beat(2)-0.26%
Max Revenue beat(2)1.47%
Revenue beat(4)3
Avg Revenue beat(4)0.63%
Min Revenue beat(4)-0.26%
Max Revenue beat(4)1.47%
Revenue beat(8)6
Avg Revenue beat(8)3.64%
Revenue beat(12)6
Avg Revenue beat(12)1.61%
Revenue beat(16)6
Avg Revenue beat(16)0.67%
PT rev (1m)-0.45%
PT rev (3m)1.89%
EPS NQ rev (1m)0.37%
EPS NQ rev (3m)-0.25%
EPS NY rev (1m)-0.12%
EPS NY rev (3m)0.44%
Revenue NQ rev (1m)0.36%
Revenue NQ rev (3m)0.46%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.19%
Valuation
Industry RankSector Rank
PE 13.67
Fwd PE 10.19
P/S 3.16
P/FCF 11.23
P/OCF 10.69
P/B 1.16
P/tB 1.34
EV/EBITDA N/A
EPS(TTM)1.61
EY7.32%
EPS(NY)2.16
Fwd EY9.81%
FCF(TTM)1.96
FCFY8.9%
OCF(TTM)2.06
OCFY9.35%
SpS6.97
BVpS19
TBVpS16.43
PEG (NY)0.63
PEG (5Y)4.04
Graham Number26.2349 (19.22%)
Profitability
Industry RankSector Rank
ROA 0.91%
ROE 8.27%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 22.55%
GM N/A
FCFM 28.1%
ROA(3y)0.4%
ROA(5y)0.7%
ROE(3y)4.08%
ROE(5y)8.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.17%
PM growth 5Y4.03%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.54
Debt/FCF 5.24
Debt/EBITDA N/A
Cap/Depr 509.52%
Cap/Sales 1.43%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 124.61%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC14.01%
ROIC/WACCN/A
Cap/Depr(3y)234.85%
Cap/Depr(5y)197.92%
Cap/Sales(3y)1.69%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)27.78%
EPS 3Y-7.9%
EPS 5Y3.38%
EPS Q2Q%33.33%
EPS Next Y21.67%
EPS Next 2Y19.98%
EPS Next 3Y15.09%
EPS Next 5Y8.47%
Revenue 1Y (TTM)59.03%
Revenue growth 3Y1.06%
Revenue growth 5Y2.26%
Sales Q2Q%10.15%
Revenue Next Year7.33%
Revenue Next 2Y6.7%
Revenue Next 3Y5.15%
Revenue Next 5Y2.41%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y250.75%
FCF growth 3Y-21.61%
FCF growth 5Y5.47%
OCF growth 1Y232.53%
OCF growth 3Y-20.94%
OCF growth 5Y5.71%

KEYCORP / KEY Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for KEYCORP?

ChartMill assigns a fundamental rating of 4 / 10 to KEY.


What is the valuation status of KEYCORP (KEY) stock?

ChartMill assigns a valuation rating of 5 / 10 to KEYCORP (KEY). This can be considered as Fairly Valued.


How profitable is KEYCORP (KEY) stock?

KEYCORP (KEY) has a profitability rating of 3 / 10.


What are the PE and PB ratios of KEYCORP (KEY) stock?

The Price/Earnings (PE) ratio for KEYCORP (KEY) is 13.67 and the Price/Book (PB) ratio is 1.16.


Is the dividend of KEYCORP sustainable?

The dividend rating of KEYCORP (KEY) is 6 / 10 and the dividend payout ratio is 62.51%.