JACKSON FINANCIAL INC-A (JXN) Stock Fundamental Analysis
NYSE:JXN - New York Stock Exchange, Inc. - US46817M1071 - Common Stock - Currency: USD
JXN gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 101 industry peers in the Financial Services industry. The financial health of JXN is average, but there are quite some concerns on its profitability. JXN is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
JXN had positive earnings in the past year.
In the past year JXN had a positive cash flow from operations.
JXN had positive earnings in 4 of the past 5 years.
JXN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.03%, JXN is not doing good in the industry: 73.27% of the companies in the same industry are doing better.
JXN has a Return On Equity of 0.81%. This is in the lower half of the industry: JXN underperforms 71.29% of its industry peers.
JXN has a Return On Invested Capital of 0.08%. This is in the lower half of the industry: JXN underperforms 70.30% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for JXN is significantly below the industry average of 11.84%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.03% | ||
| ROE | 0.81% | ||
| ROIC | 0.08% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
1.3 Margins
JXN has a worse Profit Margin (1.11%) than 70.30% of its industry peers.
JXN's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 4.61%, JXN is doing worse than 68.32% of the companies in the same industry.
In the last couple of years the Operating Margin of JXN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.61% | ||
| PM (TTM) | 1.11% | ||
| GM | N/A |
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, JXN has less shares outstanding
JXN has less shares outstanding than it did 5 years ago.
The debt/assets ratio for JXN has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of JXN is 0.34, which is an excellent value as it means it would take JXN, only 0.34 years of fcf income to pay off all of its debts.
JXN's Debt to FCF ratio of 0.34 is amongst the best of the industry. JXN outperforms 90.10% of its industry peers.
A Debt/Equity ratio of 0.20 indicates that JXN is not too dependend on debt financing.
JXN has a better Debt to Equity ratio (0.20) than 66.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.34 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 41.51% over the past year.
JXN shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -29.74% yearly.
JXN shows a strong growth in Revenue. In the last year, the Revenue has grown by 113.95%.
Measured over the past years, JXN shows a decrease in Revenue. The Revenue has been decreasing by -1.27% on average per year.
EPS 1Y (TTM)41.51%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%20.57%
Revenue 1Y (TTM)113.95%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-0.6%
3.2 Future
Based on estimates for the next years, JXN will show a small growth in Earnings Per Share. The EPS will grow by 7.00% on average per year.
Based on estimates for the next years, JXN will show a small growth in Revenue. The Revenue will grow by 2.66% on average per year.
EPS Next Y6.49%
EPS Next 2Y7.3%
EPS Next 3Y7.95%
EPS Next 5Y7%
Revenue Next Year3.04%
Revenue Next 2Y2.98%
Revenue Next 3Y2.89%
Revenue Next 5Y2.66%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 4.27 indicates a rather cheap valuation of JXN.
JXN's Price/Earnings ratio is rather cheap when compared to the industry. JXN is cheaper than 95.05% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.82, JXN is valued rather cheaply.
A Price/Forward Earnings ratio of 3.88 indicates a rather cheap valuation of JXN.
JXN's Price/Forward Earnings ratio is rather cheap when compared to the industry. JXN is cheaper than 93.07% of the companies in the same industry.
JXN is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.21, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.27 | ||
| Fwd PE | 3.88 |
4.2 Price Multiples
99.01% of the companies in the same industry are more expensive than JXN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.01 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.66
PEG (5Y)N/A
EPS Next 2Y7.3%
EPS Next 3Y7.95%
5. Dividend
5.1 Amount
JXN has a Yearly Dividend Yield of 3.65%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 4.95, JXN pays a better dividend. On top of this JXN pays more dividend than 82.18% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, JXN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.65% |
5.2 History
JXN has been paying a dividend for over 5 years, so it has already some track record.
JXN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
312.05% of the earnings are spent on dividend by JXN. This is not a sustainable payout ratio.
DP312.05%
EPS Next 2Y7.3%
EPS Next 3Y7.95%
84.06
-3.5 (-4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners96.61%
Inst Owner Change-1.21%
Ins Owners1.43%
Ins Owner Change-0.18%
Market Cap6.01B
Analysts50
Price Target100.16 (19.15%)
Short Float %4.17%
Short Ratio4.63
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.65% |
Yearly Dividend3.35
Dividend Growth(5Y)N/A
DP312.05%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.61%
Min EPS beat(2)-5.7%
Max EPS beat(2)2.47%
EPS beat(4)2
Avg EPS beat(4)3.78%
Min EPS beat(4)-5.7%
Max EPS beat(4)20.84%
EPS beat(8)4
Avg EPS beat(8)0.07%
EPS beat(12)7
Avg EPS beat(12)5.31%
EPS beat(16)9
Avg EPS beat(16)7.06%
Revenue beat(2)1
Avg Revenue beat(2)-36.28%
Min Revenue beat(2)-82.9%
Max Revenue beat(2)10.33%
Revenue beat(4)3
Avg Revenue beat(4)-8.62%
Min Revenue beat(4)-82.9%
Max Revenue beat(4)21.39%
Revenue beat(8)5
Avg Revenue beat(8)-9.4%
Revenue beat(12)7
Avg Revenue beat(12)6.61%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.37%
PT rev (3m)11.85%
EPS NQ rev (1m)-2.86%
EPS NQ rev (3m)-2.26%
EPS NY rev (1m)1.16%
EPS NY rev (3m)1.66%
Revenue NQ rev (1m)-0.67%
Revenue NQ rev (3m)-0.51%
Revenue NY rev (1m)0.68%
Revenue NY rev (3m)2.78%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.27 | ||
| Fwd PE | 3.88 | ||
| P/S | 0.8 | ||
| P/FCF | 1.01 | ||
| P/OCF | 1.01 | ||
| P/B | 0.58 | ||
| P/tB | 0.58 | ||
| EV/EBITDA | N/A |
EPS(TTM)19.67
EY23.4%
EPS(NY)21.64
Fwd EY25.75%
FCF(TTM)83.44
FCFY99.26%
OCF(TTM)83.44
OCFY99.26%
SpS104.52
BVpS144.19
TBVpS144.19
PEG (NY)0.66
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.03% | ||
| ROE | 0.81% | ||
| ROCE | 0.11% | ||
| ROIC | 0.08% | ||
| ROICexc | 0.08% | ||
| ROICexgc | 0.33% | ||
| OM | 4.61% | ||
| PM (TTM) | 1.11% | ||
| GM | N/A | ||
| FCFM | 79.83% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
ROICexc(3y)0.79%
ROICexc(5y)N/A
ROICexgc(3y)3.17%
ROICexgc(5y)N/A
ROCE(3y)0.98%
ROCE(5y)N/A
ROICexcg growth 3Y-33.65%
ROICexcg growth 5YN/A
ROICexc growth 3Y-32.64%
ROICexc growth 5YN/A
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.34 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 7181.93% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)441.43%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)41.51%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%20.57%
EPS Next Y6.49%
EPS Next 2Y7.3%
EPS Next 3Y7.95%
EPS Next 5Y7%
Revenue 1Y (TTM)113.95%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-0.6%
Revenue Next Year3.04%
Revenue Next 2Y2.98%
Revenue Next 3Y2.89%
Revenue Next 5Y2.66%
EBIT growth 1Y-91.47%
EBIT growth 3Y-34.98%
EBIT growth 5YN/A
EBIT Next Year2.97%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2.18%
FCF growth 3Y0.65%
FCF growth 5Y5.81%
OCF growth 1Y2.18%
OCF growth 3Y0.65%
OCF growth 5Y5.81%