JACKSON FINANCIAL INC-A (JXN) Stock Fundamental Analysis
NYSE:JXN - New York Stock Exchange, Inc. - US46817M1071 - Common Stock - Currency: USD
JXN gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 101 industry peers in the Financial Services industry. JXN scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. JXN is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year JXN was profitable.
JXN had a positive operating cash flow in the past year.
Of the past 5 years JXN 4 years were profitable.
JXN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
JXN has a worse Return On Assets (0.03%) than 73.27% of its industry peers.
JXN's Return On Equity of 0.81% is on the low side compared to the rest of the industry. JXN is outperformed by 71.29% of its industry peers.
Looking at the Return On Invested Capital, with a value of 0.08%, JXN is doing worse than 71.29% of the companies in the same industry.
JXN had an Average Return On Invested Capital over the past 3 years of 0.78%. This is significantly below the industry average of 11.84%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.03% | ||
| ROE | 0.81% | ||
| ROIC | 0.08% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 1.11%, JXN is not doing good in the industry: 70.30% of the companies in the same industry are doing better.
JXN's Profit Margin has declined in the last couple of years.
JXN's Operating Margin of 4.61% is on the low side compared to the rest of the industry. JXN is outperformed by 68.32% of its industry peers.
JXN's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.61% | ||
| PM (TTM) | 1.11% | ||
| GM | N/A |
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
JXN has less shares outstanding than it did 1 year ago.
The number of shares outstanding for JXN has been reduced compared to 5 years ago.
Compared to 1 year ago, JXN has an improved debt to assets ratio.
2.2 Solvency
JXN has a debt to FCF ratio of 0.34. This is a very positive value and a sign of high solvency as it would only need 0.34 years to pay back of all of its debts.
JXN has a better Debt to FCF ratio (0.34) than 90.10% of its industry peers.
JXN has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
JXN's Debt to Equity ratio of 0.20 is fine compared to the rest of the industry. JXN outperforms 66.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.34 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 41.51% over the past year.
Measured over the past years, JXN shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -29.74% on average per year.
JXN shows a strong growth in Revenue. In the last year, the Revenue has grown by 113.95%.
JXN shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.27% yearly.
EPS 1Y (TTM)41.51%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%20.57%
Revenue 1Y (TTM)113.95%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-0.6%
3.2 Future
JXN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.00% yearly.
The Revenue is expected to grow by 2.66% on average over the next years.
EPS Next Y6.49%
EPS Next 2Y7.3%
EPS Next 3Y7.95%
EPS Next 5Y7%
Revenue Next Year2.34%
Revenue Next 2Y2.18%
Revenue Next 3Y2.14%
Revenue Next 5Y2.66%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 4.48 indicates a rather cheap valuation of JXN.
Based on the Price/Earnings ratio, JXN is valued cheaply inside the industry as 95.05% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 28.05. JXN is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 4.07, the valuation of JXN can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of JXN indicates a rather cheap valuation: JXN is cheaper than 96.04% of the companies listed in the same industry.
JXN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 37.67.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.48 | ||
| Fwd PE | 4.07 |
4.2 Price Multiples
99.01% of the companies in the same industry are more expensive than JXN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.06 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
JXN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.69
PEG (5Y)N/A
EPS Next 2Y7.3%
EPS Next 3Y7.95%
5. Dividend
5.1 Amount
JXN has a Yearly Dividend Yield of 3.65%.
JXN's Dividend Yield is rather good when compared to the industry average which is at 4.23. JXN pays more dividend than 82.18% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, JXN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.65% |
5.2 History
JXN has been paying a dividend for over 5 years, so it has already some track record.
JXN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
312.05% of the earnings are spent on dividend by JXN. This is not a sustainable payout ratio.
DP312.05%
EPS Next 2Y7.3%
EPS Next 3Y7.95%
88.18
+0.56 (+0.64%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners96.61%
Inst Owner Change-1.13%
Ins Owners1.43%
Ins Owner Change1.36%
Market Cap6.30B
Analysts50
Price Target100.16 (13.59%)
Short Float %4.82%
Short Ratio5.08
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.65% |
Yearly Dividend3.35
Dividend Growth(5Y)N/A
DP312.05%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.61%
Min EPS beat(2)-5.7%
Max EPS beat(2)2.47%
EPS beat(4)2
Avg EPS beat(4)3.78%
Min EPS beat(4)-5.7%
Max EPS beat(4)20.84%
EPS beat(8)4
Avg EPS beat(8)0.07%
EPS beat(12)7
Avg EPS beat(12)5.31%
EPS beat(16)9
Avg EPS beat(16)7.06%
Revenue beat(2)1
Avg Revenue beat(2)-36.28%
Min Revenue beat(2)-82.9%
Max Revenue beat(2)10.33%
Revenue beat(4)3
Avg Revenue beat(4)-8.62%
Min Revenue beat(4)-82.9%
Max Revenue beat(4)21.39%
Revenue beat(8)5
Avg Revenue beat(8)-9.4%
Revenue beat(12)7
Avg Revenue beat(12)6.61%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.37%
PT rev (3m)11.85%
EPS NQ rev (1m)-2.86%
EPS NQ rev (3m)-2.26%
EPS NY rev (1m)1.16%
EPS NY rev (3m)1.66%
Revenue NQ rev (1m)-0.67%
Revenue NQ rev (3m)-0.51%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.48 | ||
| Fwd PE | 4.07 | ||
| P/S | 0.84 | ||
| P/FCF | 1.06 | ||
| P/OCF | 1.06 | ||
| P/B | 0.61 | ||
| P/tB | 0.61 | ||
| EV/EBITDA | N/A |
EPS(TTM)19.67
EY22.31%
EPS(NY)21.64
Fwd EY24.54%
FCF(TTM)83.44
FCFY94.63%
OCF(TTM)83.44
OCFY94.63%
SpS104.52
BVpS144.19
TBVpS144.19
PEG (NY)0.69
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.03% | ||
| ROE | 0.81% | ||
| ROCE | 0.11% | ||
| ROIC | 0.08% | ||
| ROICexc | 0.08% | ||
| ROICexgc | 0.33% | ||
| OM | 4.61% | ||
| PM (TTM) | 1.11% | ||
| GM | N/A | ||
| FCFM | 79.83% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
ROICexc(3y)0.79%
ROICexc(5y)N/A
ROICexgc(3y)3.17%
ROICexgc(5y)N/A
ROCE(3y)0.98%
ROCE(5y)N/A
ROICexcg growth 3Y-33.65%
ROICexcg growth 5YN/A
ROICexc growth 3Y-32.64%
ROICexc growth 5YN/A
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.34 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 7181.93% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)441.43%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)41.51%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%20.57%
EPS Next Y6.49%
EPS Next 2Y7.3%
EPS Next 3Y7.95%
EPS Next 5Y7%
Revenue 1Y (TTM)113.95%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-0.6%
Revenue Next Year2.34%
Revenue Next 2Y2.18%
Revenue Next 3Y2.14%
Revenue Next 5Y2.66%
EBIT growth 1Y-91.47%
EBIT growth 3Y-34.98%
EBIT growth 5YN/A
EBIT Next Year2.97%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2.18%
FCF growth 3Y0.65%
FCF growth 5Y5.81%
OCF growth 1Y2.18%
OCF growth 3Y0.65%
OCF growth 5Y5.81%