JACKSON FINANCIAL INC-A (JXN) Stock Fundamental Analysis
NYSE:JXN - US46817M1071 - Common Stock
98.47 USD
+3.03 (+3.17%)
98.47 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to JXN. JXN was compared to 100 industry peers in the Financial Services industry. While JXN seems to be doing ok healthwise, there are quite some concerns on its profitability. JXN scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year JXN was profitable.
JXN had a positive operating cash flow in the past year.
JXN had positive earnings in 4 of the past 5 years.
Each year in the past 5 years JXN had a positive operating cash flow.
1.2 Ratios
JXN has a Return On Assets of 0.00%. This is in the lower half of the industry: JXN underperforms 72.00% of its industry peers.
With a Return On Equity value of -0.13%, JXN is not doing good in the industry: 72.00% of the companies in the same industry are doing better.
The Return On Invested Capital of JXN (0.08%) is worse than 71.00% of its industry peers.
JXN had an Average Return On Invested Capital over the past 3 years of 0.78%. This is significantly below the industry average of 7.90%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0% | ||
| ROE | -0.13% | ||
| ROIC | 0.08% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
1.3 Margins
JXN's Profit Margin has declined in the last couple of years.
JXN has a worse Operating Margin (6.06%) than 66.00% of its industry peers.
In the last couple of years the Operating Margin of JXN has declined.
JXN does not have Profit Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
JXN has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, JXN has less shares outstanding
The debt/assets ratio for JXN has been reduced compared to a year ago.
2.2 Solvency
JXN has a debt to FCF ratio of 0.36. This is a very positive value and a sign of high solvency as it would only need 0.36 years to pay back of all of its debts.
JXN's Debt to FCF ratio of 0.36 is amongst the best of the industry. JXN outperforms 91.00% of its industry peers.
JXN has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.20, JXN is in the better half of the industry, outperforming 68.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.36 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
JXN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 21.03%, which is quite impressive.
Measured over the past years, JXN shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -29.74% on average per year.
The Revenue has grown by 36.23% in the past year. This is a very strong growth!
Measured over the past years, JXN shows a decrease in Revenue. The Revenue has been decreasing by -1.27% on average per year.
EPS 1Y (TTM)21.03%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%-8.46%
Revenue 1Y (TTM)36.23%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-3.29%
3.2 Future
The Earnings Per Share is expected to grow by 9.23% on average over the next years. This is quite good.
The Revenue is expected to grow by 3.29% on average over the next years.
EPS Next Y11.55%
EPS Next 2Y11.36%
EPS Next 3Y9.9%
EPS Next 5Y9.23%
Revenue Next Year3.08%
Revenue Next 2Y3.9%
Revenue Next 3Y3.81%
Revenue Next 5Y3.29%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 5.12 indicates a rather cheap valuation of JXN.
Compared to the rest of the industry, the Price/Earnings ratio of JXN indicates a rather cheap valuation: JXN is cheaper than 94.00% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.24, JXN is valued rather cheaply.
JXN is valuated cheaply with a Price/Forward Earnings ratio of 4.22.
96.00% of the companies in the same industry are more expensive than JXN, based on the Price/Forward Earnings ratio.
JXN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 35.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.12 | ||
| Fwd PE | 4.22 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, JXN is valued cheaper than 99.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.21 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
JXN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.44
PEG (5Y)N/A
EPS Next 2Y11.36%
EPS Next 3Y9.9%
5. Dividend
5.1 Amount
JXN has a Yearly Dividend Yield of 3.35%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 5.17, JXN pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.32, JXN pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.35% |
5.2 History
JXN has been paying a dividend for over 5 years, so it has already some track record.
JXN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
The earnings of JXN are negative and hence is the payout ratio. JXN will probably not be able to sustain this dividend level.
DP-2023.08%
EPS Next 2Y11.36%
EPS Next 3Y9.9%
98.47
+3.03 (+3.17%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners94.93%
Inst Owner Change-4.16%
Ins Owners1.44%
Ins Owner Change-0.23%
Market Cap6.86B
Analysts50
Price Target105.06 (6.69%)
Short Float %4.03%
Short Ratio4.54
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.35% |
Yearly Dividend3.35
Dividend Growth(5Y)N/A
DP-2023.08%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.2%
Min EPS beat(2)2.47%
Max EPS beat(2)3.92%
EPS beat(4)2
Avg EPS beat(4)-0.45%
Min EPS beat(4)-5.7%
Max EPS beat(4)3.92%
EPS beat(8)5
Avg EPS beat(8)1.24%
EPS beat(12)7
Avg EPS beat(12)3.11%
EPS beat(16)9
Avg EPS beat(16)5.52%
Revenue beat(2)2
Avg Revenue beat(2)10.03%
Min Revenue beat(2)9.72%
Max Revenue beat(2)10.33%
Revenue beat(4)3
Avg Revenue beat(4)-10.36%
Min Revenue beat(4)-82.9%
Max Revenue beat(4)21.39%
Revenue beat(8)6
Avg Revenue beat(8)0.97%
Revenue beat(12)7
Avg Revenue beat(12)-19.02%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.89%
PT rev (3m)17.31%
EPS NQ rev (1m)2.23%
EPS NQ rev (3m)0.51%
EPS NY rev (1m)4.75%
EPS NY rev (3m)6.01%
Revenue NQ rev (1m)0.6%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.72%
Revenue NY rev (3m)0.43%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.12 | ||
| Fwd PE | 4.22 | ||
| P/S | 1.16 | ||
| P/FCF | 1.21 | ||
| P/OCF | 1.21 | ||
| P/B | 0.66 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | N/A |
EPS(TTM)19.22
EY19.52%
EPS(NY)23.31
Fwd EY23.68%
FCF(TTM)81.21
FCFY82.47%
OCF(TTM)81.21
OCFY82.47%
SpS84.59
BVpS148.66
TBVpS148.66
PEG (NY)0.44
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0% | ||
| ROE | -0.13% | ||
| ROCE | 0.1% | ||
| ROIC | 0.08% | ||
| ROICexc | 0.08% | ||
| ROICexgc | 0.33% | ||
| OM | 6.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 95.99% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
ROICexc(3y)0.79%
ROICexc(5y)N/A
ROICexgc(3y)3.17%
ROICexgc(5y)N/A
ROCE(3y)0.98%
ROCE(5y)N/A
ROICexcg growth 3Y-33.65%
ROICexcg growth 5YN/A
ROICexc growth 3Y-32.64%
ROICexc growth 5YN/A
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.36 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.4 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)441.43%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)21.03%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%-8.46%
EPS Next Y11.55%
EPS Next 2Y11.36%
EPS Next 3Y9.9%
EPS Next 5Y9.23%
Revenue 1Y (TTM)36.23%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-3.29%
Revenue Next Year3.08%
Revenue Next 2Y3.9%
Revenue Next 3Y3.81%
Revenue Next 5Y3.29%
EBIT growth 1Y-87.48%
EBIT growth 3Y-34.98%
EBIT growth 5YN/A
EBIT Next Year2.97%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-0.02%
FCF growth 3Y0.65%
FCF growth 5Y5.81%
OCF growth 1Y-0.02%
OCF growth 3Y0.65%
OCF growth 5Y5.81%