JACKSON FINANCIAL INC-A (JXN) Stock Fundamental Analysis
NYSE:JXN - New York Stock Exchange, Inc. - US46817M1071 - Common Stock - Currency: USD
Overall JXN gets a fundamental rating of 4 out of 10. We evaluated JXN against 101 industry peers in the Financial Services industry. JXN scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. JXN scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year JXN was profitable.
JXN had a positive operating cash flow in the past year.
Of the past 5 years JXN 4 years were profitable.
In the past 5 years JXN always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.27%, JXN is doing worse than 72.28% of the companies in the same industry.
With a Return On Equity value of 9.24%, JXN perfoms like the industry average, outperforming 49.51% of the companies in the same industry.
JXN has a Return On Invested Capital of 0.26%. This is in the lower half of the industry: JXN underperforms 70.30% of its industry peers.
The Average Return On Invested Capital over the past 3 years for JXN is significantly below the industry average of 11.84%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.27% | ||
| ROE | 9.24% | ||
| ROIC | 0.26% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
1.3 Margins
JXN's Profit Margin of 27.84% is amongst the best of the industry. JXN outperforms 83.17% of its industry peers.
JXN's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 34.23%, JXN is doing good in the industry, outperforming 79.21% of the companies in the same industry.
JXN's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 34.23% | ||
| PM (TTM) | 27.84% | ||
| GM | N/A |
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for JXN has been reduced compared to 1 year ago.
JXN has less shares outstanding than it did 5 years ago.
The debt/assets ratio for JXN has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of JXN is 0.35, which is an excellent value as it means it would take JXN, only 0.35 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of JXN (0.35) is better than 89.11% of its industry peers.
A Debt/Equity ratio of 0.21 indicates that JXN is not too dependend on debt financing.
JXN has a better Debt to Equity ratio (0.21) than 66.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 0.35 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
JXN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 46.65%, which is quite impressive.
JXN shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -29.74% yearly.
JXN shows a small growth in Revenue. In the last year, the Revenue has grown by 2.89%.
The Revenue has been decreasing by -1.27% on average over the past years.
EPS 1Y (TTM)46.65%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%83.79%
Revenue 1Y (TTM)2.89%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-64.91%
3.2 Future
The Earnings Per Share is expected to grow by 7.71% on average over the next years.
Based on estimates for the next years, JXN will show a small growth in Revenue. The Revenue will grow by 2.76% on average per year.
EPS Next Y4.76%
EPS Next 2Y6.31%
EPS Next 3Y9.08%
EPS Next 5Y7.71%
Revenue Next Year0.26%
Revenue Next 2Y0.41%
Revenue Next 3Y0.16%
Revenue Next 5Y2.76%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 4.37, the valuation of JXN can be described as very cheap.
Based on the Price/Earnings ratio, JXN is valued cheaply inside the industry as 94.06% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 28.10. JXN is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 4.17, the valuation of JXN can be described as very cheap.
95.05% of the companies in the same industry are more expensive than JXN, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 20.74, JXN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.37 | ||
| Fwd PE | 4.17 |
4.2 Price Multiples
JXN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. JXN is cheaper than 99.01% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.02 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
JXN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.92
PEG (5Y)N/A
EPS Next 2Y6.31%
EPS Next 3Y9.08%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.11%, JXN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.97, JXN pays a better dividend. On top of this JXN pays more dividend than 82.18% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.43, JXN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.11% |
5.2 History
JXN has been paying a dividend for over 5 years, so it has already some track record.
JXN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
JXN pays out 28.27% of its income as dividend. This is a sustainable payout ratio.
DP28.27%
EPS Next 2Y6.31%
EPS Next 3Y9.08%
NYSE:JXN (5/6/2025, 3:12:35 PM)
82.1
+0.86 (+1.06%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners90.37%
Inst Owner Change0.14%
Ins Owners1.31%
Ins Owner Change1.19%
Market Cap5.92B
Analysts50
Price Target89.56 (9.09%)
Short Float %4.94%
Short Ratio3.16
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.11% |
Yearly Dividend3.35
Dividend Growth(5Y)N/A
DP28.27%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.09%
Min EPS beat(2)-5.7%
Max EPS beat(2)-2.49%
EPS beat(4)2
Avg EPS beat(4)6.11%
Min EPS beat(4)-5.7%
Max EPS beat(4)20.84%
EPS beat(8)3
Avg EPS beat(8)-2.66%
EPS beat(12)6
Avg EPS beat(12)3.84%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-30.75%
Min Revenue beat(2)-82.9%
Max Revenue beat(2)21.39%
Revenue beat(4)3
Avg Revenue beat(4)-6.6%
Min Revenue beat(4)-82.9%
Max Revenue beat(4)21.39%
Revenue beat(8)4
Avg Revenue beat(8)-28.84%
Revenue beat(12)7
Avg Revenue beat(12)7.46%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-12.38%
PT rev (3m)-13.92%
EPS NQ rev (1m)-2.55%
EPS NQ rev (3m)-2.3%
EPS NY rev (1m)-6.52%
EPS NY rev (3m)-6.93%
Revenue NQ rev (1m)-0.88%
Revenue NQ rev (3m)-1.1%
Revenue NY rev (1m)-3.12%
Revenue NY rev (3m)-3.18%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.37 | ||
| Fwd PE | 4.17 | ||
| P/S | 1.83 | ||
| P/FCF | 1.02 | ||
| P/OCF | 1.02 | ||
| P/B | 0.61 | ||
| P/tB | 0.61 | ||
| EV/EBITDA | N/A |
EPS(TTM)18.8
EY22.9%
EPS(NY)19.69
Fwd EY23.99%
FCF(TTM)80.36
FCFY97.88%
OCF(TTM)80.36
OCFY97.88%
SpS44.94
BVpS135.44
TBVpS135.44
PEG (NY)0.92
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.27% | ||
| ROE | 9.24% | ||
| ROCE | 0.33% | ||
| ROIC | 0.26% | ||
| ROICexc | 0.26% | ||
| ROICexgc | 1.07% | ||
| OM | 34.23% | ||
| PM (TTM) | 27.84% | ||
| GM | N/A | ||
| FCFM | 178.8% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
ROICexc(3y)0.79%
ROICexc(5y)N/A
ROICexgc(3y)3.17%
ROICexgc(5y)N/A
ROCE(3y)0.98%
ROCE(5y)N/A
ROICexcg growth 3Y-33.65%
ROICexcg growth 5YN/A
ROICexc growth 3Y-32.64%
ROICexc growth 5YN/A
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 0.35 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 4.22 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 642.24% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)441.43%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)46.65%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%83.79%
EPS Next Y4.76%
EPS Next 2Y6.31%
EPS Next 3Y9.08%
EPS Next 5Y7.71%
Revenue 1Y (TTM)2.89%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-64.91%
Revenue Next Year0.26%
Revenue Next 2Y0.41%
Revenue Next 3Y0.16%
Revenue Next 5Y2.76%
EBIT growth 1Y-6.02%
EBIT growth 3Y-34.98%
EBIT growth 5YN/A
EBIT Next Year2.97%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y9.1%
FCF growth 3Y0.65%
FCF growth 5Y5.81%
OCF growth 1Y9.1%
OCF growth 3Y0.65%
OCF growth 5Y5.81%