JACKSON FINANCIAL INC-A (JXN) Stock Fundamental Analysis
NYSE:JXN - New York Stock Exchange, Inc. - US46817M1071 - Common Stock - Currency: USD
Taking everything into account, JXN scores 4 out of 10 in our fundamental rating. JXN was compared to 99 industry peers in the Financial Services industry. The financial health of JXN is average, but there are quite some concerns on its profitability. A decent growth rate in combination with a cheap valuation! Better keep an eye on JXN.
1. Profitability
1.1 Basic Checks
JXN had positive earnings in the past year.
JXN had a positive operating cash flow in the past year.
Of the past 5 years JXN 4 years were profitable.
JXN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
JXN has a Return On Assets of 0.03%. This is in the lower half of the industry: JXN underperforms 74.75% of its industry peers.
With a Return On Equity value of 0.81%, JXN is not doing good in the industry: 72.73% of the companies in the same industry are doing better.
Looking at the Return On Invested Capital, with a value of 0.08%, JXN is doing worse than 72.73% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for JXN is significantly below the industry average of 11.83%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.03% | ||
| ROE | 0.81% | ||
| ROIC | 0.08% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of JXN (1.11%) is worse than 71.72% of its industry peers.
In the last couple of years the Profit Margin of JXN has declined.
With a Operating Margin value of 4.61%, JXN is not doing good in the industry: 69.70% of the companies in the same industry are doing better.
In the last couple of years the Operating Margin of JXN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.61% | ||
| PM (TTM) | 1.11% | ||
| GM | N/A |
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, JXN has less shares outstanding
Compared to 5 years ago, JXN has less shares outstanding
The debt/assets ratio for JXN has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of JXN is 0.34, which is an excellent value as it means it would take JXN, only 0.34 years of fcf income to pay off all of its debts.
JXN has a Debt to FCF ratio of 0.34. This is amongst the best in the industry. JXN outperforms 89.90% of its industry peers.
A Debt/Equity ratio of 0.20 indicates that JXN is not too dependend on debt financing.
JXN has a better Debt to Equity ratio (0.20) than 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.34 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 41.51% over the past year.
The earnings per share for JXN have been decreasing by -29.74% on average. This is quite bad
JXN shows a strong growth in Revenue. In the last year, the Revenue has grown by 113.95%.
The Revenue has been decreasing by -1.27% on average over the past years.
EPS 1Y (TTM)41.51%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%20.57%
Revenue 1Y (TTM)113.95%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-0.6%
3.2 Future
The Earnings Per Share is expected to grow by 7.00% on average over the next years.
The Revenue is expected to grow by 2.66% on average over the next years.
EPS Next Y5.23%
EPS Next 2Y6.66%
EPS Next 3Y9.04%
EPS Next 5Y7%
Revenue Next Year1.73%
Revenue Next 2Y1.33%
Revenue Next 3Y0.79%
Revenue Next 5Y2.66%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 4.26, the valuation of JXN can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of JXN indicates a rather cheap valuation: JXN is cheaper than 95.96% of the companies listed in the same industry.
JXN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.57.
JXN is valuated cheaply with a Price/Forward Earnings ratio of 3.92.
Compared to the rest of the industry, the Price/Forward Earnings ratio of JXN indicates a rather cheap valuation: JXN is cheaper than 94.95% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of JXN to the average of the S&P500 Index (22.41), we can say JXN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.26 | ||
| Fwd PE | 3.92 |
4.2 Price Multiples
JXN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. JXN is cheaper than 98.99% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
JXN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.81
PEG (5Y)N/A
EPS Next 2Y6.66%
EPS Next 3Y9.04%
5. Dividend
5.1 Amount
JXN has a Yearly Dividend Yield of 3.87%. Purely for dividend investing, there may be better candidates out there.
JXN's Dividend Yield is rather good when compared to the industry average which is at 4.73. JXN pays more dividend than 80.81% of the companies in the same industry.
JXN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.87% |
5.2 History
JXN has been paying a dividend for over 5 years, so it has already some track record.
JXN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
JXN pays out 312.05% of its income as dividend. This is not a sustainable payout ratio.
DP312.05%
EPS Next 2Y6.66%
EPS Next 3Y9.04%
83.74
+2.29 (+2.81%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners96.61%
Inst Owner Change-2.92%
Ins Owners1.43%
Ins Owner Change1.36%
Market Cap5.98B
Analysts50
Price Target96.7 (15.48%)
Short Float %4%
Short Ratio3.07
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.87% |
Yearly Dividend3.35
Dividend Growth(5Y)N/A
DP312.05%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.61%
Min EPS beat(2)-5.7%
Max EPS beat(2)2.47%
EPS beat(4)2
Avg EPS beat(4)3.78%
Min EPS beat(4)-5.7%
Max EPS beat(4)20.84%
EPS beat(8)4
Avg EPS beat(8)0.07%
EPS beat(12)7
Avg EPS beat(12)5.31%
EPS beat(16)9
Avg EPS beat(16)7.06%
Revenue beat(2)1
Avg Revenue beat(2)-36.28%
Min Revenue beat(2)-82.9%
Max Revenue beat(2)10.33%
Revenue beat(4)3
Avg Revenue beat(4)-8.62%
Min Revenue beat(4)-82.9%
Max Revenue beat(4)21.39%
Revenue beat(8)5
Avg Revenue beat(8)-9.4%
Revenue beat(12)7
Avg Revenue beat(12)6.61%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)7.97%
PT rev (3m)-5.39%
EPS NQ rev (1m)0.09%
EPS NQ rev (3m)-8.11%
EPS NY rev (1m)0%
EPS NY rev (3m)-6.51%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.46%
Revenue NY rev (1m)-0.89%
Revenue NY rev (3m)-1.7%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.26 | ||
| Fwd PE | 3.92 | ||
| P/S | 0.8 | ||
| P/FCF | 1 | ||
| P/OCF | 1 | ||
| P/B | 0.58 | ||
| P/tB | 0.58 | ||
| EV/EBITDA | N/A |
EPS(TTM)19.67
EY23.49%
EPS(NY)21.39
Fwd EY25.54%
FCF(TTM)83.44
FCFY99.64%
OCF(TTM)83.44
OCFY99.64%
SpS104.52
BVpS144.19
TBVpS144.19
PEG (NY)0.81
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.03% | ||
| ROE | 0.81% | ||
| ROCE | 0.11% | ||
| ROIC | 0.08% | ||
| ROICexc | 0.08% | ||
| ROICexgc | 0.33% | ||
| OM | 4.61% | ||
| PM (TTM) | 1.11% | ||
| GM | N/A | ||
| FCFM | 79.83% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
ROICexc(3y)0.79%
ROICexc(5y)N/A
ROICexgc(3y)3.17%
ROICexgc(5y)N/A
ROCE(3y)0.98%
ROCE(5y)N/A
ROICexcg growth 3Y-33.65%
ROICexcg growth 5YN/A
ROICexc growth 3Y-32.64%
ROICexc growth 5YN/A
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.34 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 7181.93% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)441.43%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)41.51%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%20.57%
EPS Next Y5.23%
EPS Next 2Y6.66%
EPS Next 3Y9.04%
EPS Next 5Y7%
Revenue 1Y (TTM)113.95%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-0.6%
Revenue Next Year1.73%
Revenue Next 2Y1.33%
Revenue Next 3Y0.79%
Revenue Next 5Y2.66%
EBIT growth 1Y-91.47%
EBIT growth 3Y-34.98%
EBIT growth 5YN/A
EBIT Next Year2.97%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2.18%
FCF growth 3Y0.65%
FCF growth 5Y5.81%
OCF growth 1Y2.18%
OCF growth 3Y0.65%
OCF growth 5Y5.81%