JACKSON FINANCIAL INC-A (JXN) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:JXN - US46817M1071 - Common Stock
97.85 USD
+0.74 (+0.76%)
97.85 USD
0 (0%)
Taking everything into account, JXN scores 5 out of 10 in our fundamental rating. JXN was compared to 98 industry peers in the Financial Services industry. The financial health of JXN is average, but there are quite some concerns on its profitability. A decent growth rate in combination with a cheap valuation! Better keep an eye on JXN.
1. Profitability
1.1 Basic Checks
In the past year JXN was profitable.
In the past year JXN had a positive cash flow from operations.
JXN had positive earnings in 4 of the past 5 years.
Each year in the past 5 years JXN had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.15%, JXN is doing worse than 71.43% of the companies in the same industry.
With a Return On Equity value of 5.20%, JXN is not doing good in the industry: 64.29% of the companies in the same industry are doing better.
JXN has a worse Return On Invested Capital (0.19%) than 69.39% of its industry peers.
JXN had an Average Return On Invested Capital over the past 3 years of 0.78%. This is significantly below the industry average of 8.20%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.15% | ||
| ROE | 5.2% | ||
| ROIC | 0.19% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
1.3 Margins
JXN has a Profit Margin (10.54%) which is in line with its industry peers.
In the last couple of years the Profit Margin of JXN has declined.
With a decent Operating Margin value of 17.18%, JXN is doing good in the industry, outperforming 61.22% of the companies in the same industry.
JXN's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.18% | ||
| PM (TTM) | 10.54% | ||
| GM | N/A |
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
JXN has less shares outstanding than it did 1 year ago.
JXN has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, JXN has an improved debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of JXN is 0.36, which is an excellent value as it means it would take JXN, only 0.36 years of fcf income to pay off all of its debts.
JXN has a Debt to FCF ratio of 0.36. This is amongst the best in the industry. JXN outperforms 85.71% of its industry peers.
A Debt/Equity ratio of 0.20 indicates that JXN is not too dependend on debt financing.
JXN has a better Debt to Equity ratio (0.20) than 63.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.36 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
JXN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 24.58%, which is quite impressive.
Measured over the past years, JXN shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -29.74% on average per year.
The Revenue has grown by 29.15% in the past year. This is a very strong growth!
Measured over the past years, JXN shows a decrease in Revenue. The Revenue has been decreasing by -1.27% on average per year.
EPS 1Y (TTM)24.58%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%33.91%
Revenue 1Y (TTM)29.15%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-33.65%
3.2 Future
JXN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.23% yearly.
The Revenue is expected to grow by 2.77% on average over the next years.
EPS Next Y12.68%
EPS Next 2Y13.09%
EPS Next 3Y10.9%
EPS Next 5Y6.23%
Revenue Next Year3.55%
Revenue Next 2Y4.4%
Revenue Next 3Y4.38%
Revenue Next 5Y2.77%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 4.71, which indicates a rather cheap valuation of JXN.
94.90% of the companies in the same industry are more expensive than JXN, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.15. JXN is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 4.07, the valuation of JXN can be described as very cheap.
JXN's Price/Forward Earnings ratio is rather cheap when compared to the industry. JXN is cheaper than 94.90% of the companies in the same industry.
JXN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.12.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.71 | ||
| Fwd PE | 4.07 |
4.2 Price Multiples
JXN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. JXN is cheaper than 98.98% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.2 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.37
PEG (5Y)N/A
EPS Next 2Y13.09%
EPS Next 3Y10.9%
5. Dividend
5.1 Amount
JXN has a Yearly Dividend Yield of 3.49%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 5.20, JXN pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.41, JXN pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.49% |
5.2 History
JXN has been paying a dividend for over 5 years, so it has already some track record.
JXN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
JXN pays out 49.62% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP49.62%
EPS Next 2Y13.09%
EPS Next 3Y10.9%
97.85
+0.74 (+0.76%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners95.54%
Inst Owner Change-4.59%
Ins Owners1.46%
Ins Owner Change0.02%
Market Cap6.82B
Revenue(TTM)5.05B
Net Income(TTM)532.00M
Analysts50
Price Target114.04 (16.55%)
Short Float %4.78%
Short Ratio5.41
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.49% |
Yearly Dividend3.35
Dividend Growth(5Y)N/A
DP49.62%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.88%
Min EPS beat(2)3.92%
Max EPS beat(2)11.83%
EPS beat(4)3
Avg EPS beat(4)3.13%
Min EPS beat(4)-5.7%
Max EPS beat(4)11.83%
EPS beat(8)5
Avg EPS beat(8)1.87%
EPS beat(12)7
Avg EPS beat(12)0.38%
EPS beat(16)10
Avg EPS beat(16)6.5%
Revenue beat(2)1
Avg Revenue beat(2)-6.85%
Min Revenue beat(2)-23.42%
Max Revenue beat(2)9.72%
Revenue beat(4)2
Avg Revenue beat(4)-21.57%
Min Revenue beat(4)-82.9%
Max Revenue beat(4)10.33%
Revenue beat(8)5
Avg Revenue beat(8)-9.48%
Revenue beat(12)6
Avg Revenue beat(12)-29.36%
Revenue beat(16)9
Avg Revenue beat(16)5.13%
PT rev (1m)8.54%
PT rev (3m)8.54%
EPS NQ rev (1m)1.47%
EPS NQ rev (3m)5.22%
EPS NY rev (1m)0%
EPS NY rev (3m)1.02%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.27%
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)0.46%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.71 | ||
| Fwd PE | 4.07 | ||
| P/S | 1.35 | ||
| P/FCF | 1.2 | ||
| P/OCF | 1.2 | ||
| P/B | 0.67 | ||
| P/tB | 0.67 | ||
| EV/EBITDA | N/A |
EPS(TTM)20.78
EY21.24%
EPS(NY)24.04
Fwd EY24.57%
FCF(TTM)81.29
FCFY83.08%
OCF(TTM)81.29
OCFY83.08%
SpS72.45
BVpS146.86
TBVpS146.86
PEG (NY)0.37
PEG (5Y)N/A
Graham Number262.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.15% | ||
| ROE | 5.2% | ||
| ROCE | 0.25% | ||
| ROIC | 0.19% | ||
| ROICexc | 0.2% | ||
| ROICexgc | 0.78% | ||
| OM | 17.18% | ||
| PM (TTM) | 10.54% | ||
| GM | N/A | ||
| FCFM | 112.21% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
ROICexc(3y)0.79%
ROICexc(5y)N/A
ROICexgc(3y)3.17%
ROICexgc(5y)N/A
ROCE(3y)0.98%
ROCE(5y)N/A
ROICexgc growth 3Y-33.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-32.64%
ROICexc growth 5YN/A
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.36 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.47 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 1064.29% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)441.43%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.58%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%33.91%
EPS Next Y12.68%
EPS Next 2Y13.09%
EPS Next 3Y10.9%
EPS Next 5Y6.23%
Revenue 1Y (TTM)29.15%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-33.65%
Revenue Next Year3.55%
Revenue Next 2Y4.4%
Revenue Next 3Y4.38%
Revenue Next 5Y2.77%
EBIT growth 1Y173.1%
EBIT growth 3Y-34.98%
EBIT growth 5YN/A
EBIT Next Year12.54%
EBIT Next 3Y4.2%
EBIT Next 5YN/A
FCF growth 1Y-4.7%
FCF growth 3Y0.65%
FCF growth 5Y5.81%
OCF growth 1Y-4.7%
OCF growth 3Y0.65%
OCF growth 5Y5.81%
JACKSON FINANCIAL INC-A / JXN FAQ
What is the fundamental rating for JXN stock?
ChartMill assigns a fundamental rating of 5 / 10 to JXN.
Can you provide the valuation status for JACKSON FINANCIAL INC-A?
ChartMill assigns a valuation rating of 8 / 10 to JACKSON FINANCIAL INC-A (JXN). This can be considered as Undervalued.
How profitable is JACKSON FINANCIAL INC-A (JXN) stock?
JACKSON FINANCIAL INC-A (JXN) has a profitability rating of 3 / 10.
What is the financial health of JACKSON FINANCIAL INC-A (JXN) stock?
The financial health rating of JACKSON FINANCIAL INC-A (JXN) is 4 / 10.
Is the dividend of JACKSON FINANCIAL INC-A sustainable?
The dividend rating of JACKSON FINANCIAL INC-A (JXN) is 4 / 10 and the dividend payout ratio is 49.62%.