JACKSON FINANCIAL INC-A (JXN) Stock Fundamental Analysis
USA - NYSE:JXN - US46817M1071 - Common Stock
95.48 USD
+0.56 (+0.59%)
95.48 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to JXN. JXN was compared to 99 industry peers in the Financial Services industry. JXN scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. JXN is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year JXN was profitable.
JXN had a positive operating cash flow in the past year.
Of the past 5 years JXN 4 years were profitable.
JXN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
JXN has a Return On Assets of 0.00%. This is in the lower half of the industry: JXN underperforms 73.74% of its industry peers.
JXN has a Return On Equity of -0.13%. This is in the lower half of the industry: JXN underperforms 72.73% of its industry peers.
JXN has a Return On Invested Capital of 0.08%. This is in the lower half of the industry: JXN underperforms 71.72% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for JXN is significantly below the industry average of 7.72%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0% | ||
| ROE | -0.13% | ||
| ROIC | 0.08% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
1.3 Margins
JXN's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 6.06%, JXN is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
JXN's Operating Margin has declined in the last couple of years.
JXN does not have Profit Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for JXN has been reduced compared to 1 year ago.
Compared to 5 years ago, JXN has less shares outstanding
The debt/assets ratio for JXN has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of JXN is 0.36, which is an excellent value as it means it would take JXN, only 0.36 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.36, JXN belongs to the top of the industry, outperforming 87.88% of the companies in the same industry.
A Debt/Equity ratio of 0.20 indicates that JXN is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.20, JXN is in the better half of the industry, outperforming 64.65% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.36 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 21.03% over the past year.
The earnings per share for JXN have been decreasing by -29.74% on average. This is quite bad
Looking at the last year, JXN shows a very strong growth in Revenue. The Revenue has grown by 36.23%.
Measured over the past years, JXN shows a decrease in Revenue. The Revenue has been decreasing by -1.27% on average per year.
EPS 1Y (TTM)21.03%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%-8.46%
Revenue 1Y (TTM)36.23%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-3.29%
3.2 Future
The Earnings Per Share is expected to grow by 9.23% on average over the next years. This is quite good.
Based on estimates for the next years, JXN will show a small growth in Revenue. The Revenue will grow by 3.29% on average per year.
EPS Next Y11.55%
EPS Next 2Y11.36%
EPS Next 3Y9.9%
EPS Next 5Y9.23%
Revenue Next Year3.08%
Revenue Next 2Y3.9%
Revenue Next 3Y3.81%
Revenue Next 5Y3.29%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
JXN is valuated cheaply with a Price/Earnings ratio of 4.97.
Based on the Price/Earnings ratio, JXN is valued cheaply inside the industry as 94.95% of the companies are valued more expensively.
JXN is valuated cheaply when we compare the Price/Earnings ratio to 27.35, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 4.10, which indicates a rather cheap valuation of JXN.
JXN's Price/Forward Earnings ratio is rather cheap when compared to the industry. JXN is cheaper than 93.94% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.86. JXN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.97 | ||
| Fwd PE | 4.1 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, JXN is valued cheaper than 98.99% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.18 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
JXN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.43
PEG (5Y)N/A
EPS Next 2Y11.36%
EPS Next 3Y9.9%
5. Dividend
5.1 Amount
JXN has a Yearly Dividend Yield of 3.20%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 4.87, JXN pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.44, JXN pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.2% |
5.2 History
JXN has been paying a dividend for over 5 years, so it has already some track record.
JXN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
The earnings of JXN are negative and hence is the payout ratio. JXN will probably not be able to sustain this dividend level.
DP-2023.08%
EPS Next 2Y11.36%
EPS Next 3Y9.9%
95.48
+0.56 (+0.59%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners95.54%
Inst Owner Change-0.18%
Ins Owners1.46%
Ins Owner Change0.06%
Market Cap6.65B
Analysts50
Price Target105.06 (10.03%)
Short Float %5.35%
Short Ratio5.8
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.2% |
Yearly Dividend3.35
Dividend Growth(5Y)N/A
DP-2023.08%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.2%
Min EPS beat(2)2.47%
Max EPS beat(2)3.92%
EPS beat(4)2
Avg EPS beat(4)-0.45%
Min EPS beat(4)-5.7%
Max EPS beat(4)3.92%
EPS beat(8)5
Avg EPS beat(8)1.24%
EPS beat(12)7
Avg EPS beat(12)3.11%
EPS beat(16)9
Avg EPS beat(16)5.52%
Revenue beat(2)2
Avg Revenue beat(2)10.03%
Min Revenue beat(2)9.72%
Max Revenue beat(2)10.33%
Revenue beat(4)3
Avg Revenue beat(4)-10.36%
Min Revenue beat(4)-82.9%
Max Revenue beat(4)21.39%
Revenue beat(8)6
Avg Revenue beat(8)0.97%
Revenue beat(12)7
Avg Revenue beat(12)-19.02%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)8.42%
EPS NQ rev (1m)0%
EPS NQ rev (3m)6.92%
EPS NY rev (1m)0%
EPS NY rev (3m)4.75%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.78%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.72%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.97 | ||
| Fwd PE | 4.1 | ||
| P/S | 1.13 | ||
| P/FCF | 1.18 | ||
| P/OCF | 1.18 | ||
| P/B | 0.64 | ||
| P/tB | 0.64 | ||
| EV/EBITDA | N/A |
EPS(TTM)19.22
EY20.13%
EPS(NY)23.31
Fwd EY24.42%
FCF(TTM)81.21
FCFY85.05%
OCF(TTM)81.21
OCFY85.05%
SpS84.59
BVpS148.66
TBVpS148.66
PEG (NY)0.43
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0% | ||
| ROE | -0.13% | ||
| ROCE | 0.1% | ||
| ROIC | 0.08% | ||
| ROICexc | 0.08% | ||
| ROICexgc | 0.33% | ||
| OM | 6.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 95.99% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
ROICexc(3y)0.79%
ROICexc(5y)N/A
ROICexgc(3y)3.17%
ROICexgc(5y)N/A
ROCE(3y)0.98%
ROCE(5y)N/A
ROICexcg growth 3Y-33.65%
ROICexcg growth 5YN/A
ROICexc growth 3Y-32.64%
ROICexc growth 5YN/A
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.36 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.4 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)441.43%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)21.03%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%-8.46%
EPS Next Y11.55%
EPS Next 2Y11.36%
EPS Next 3Y9.9%
EPS Next 5Y9.23%
Revenue 1Y (TTM)36.23%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-3.29%
Revenue Next Year3.08%
Revenue Next 2Y3.9%
Revenue Next 3Y3.81%
Revenue Next 5Y3.29%
EBIT growth 1Y-87.48%
EBIT growth 3Y-34.98%
EBIT growth 5YN/A
EBIT Next Year12.54%
EBIT Next 3Y4.2%
EBIT Next 5YN/A
FCF growth 1Y-0.02%
FCF growth 3Y0.65%
FCF growth 5Y5.81%
OCF growth 1Y-0.02%
OCF growth 3Y0.65%
OCF growth 5Y5.81%