6.58 USD
-0.14 (-2.08%)
6.58 USD
0 (0%)
Overall JRVR gets a fundamental rating of 2 out of 10. We evaluated JRVR against 148 industry peers in the Insurance industry. JRVR may be in some trouble as it scores bad on both profitability and health. JRVR has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- JRVR had negative earnings in the past year.
- JRVR had a positive operating cash flow in the past year.
- In multiple years JRVR reported negative net income over the last 5 years.
- In multiple years JRVR reported negative operating cash flow during the last 5 years.
1.2 Ratios
- JRVR has a Return On Assets of -1.71%. This is amonst the worse of the industry: JRVR underperforms 85.81% of its industry peers.
- JRVR has a worse Return On Equity (-13.29%) than 86.49% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.71% | ||
| ROE | -13.29% | ||
| ROIC | N/A |
ROA(3y)-1.38%
ROA(5y)-1.51%
ROE(3y)-11.37%
ROE(5y)-11.47%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- JRVR does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- JRVR does not have a ROIC to compare to the WACC, probably because it is not profitable.
- JRVR has more shares outstanding than it did 1 year ago.
- JRVR has more shares outstanding than it did 5 years ago.
- JRVR has a better debt/assets ratio than last year.
2.2 Solvency
- The Debt to FCF ratio of JRVR is 31.71, which is on the high side as it means it would take JRVR, 31.71 years of fcf income to pay off all of its debts.
- JRVR has a worse Debt to FCF ratio (31.71) than 72.97% of its industry peers.
- A Debt/Equity ratio of 0.52 indicates that JRVR is somewhat dependend on debt financing.
- With a Debt to Equity ratio value of 0.52, JRVR is not doing good in the industry: 72.30% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.52 | ||
| Debt/FCF | 31.71 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.8%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- JRVR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -180.65%.
- JRVR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -53.58%.
- Measured over the past years, JRVR shows a decrease in Revenue. The Revenue has been decreasing by -4.85% on average per year.
EPS 1Y (TTM)-180.65%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%143.24%
Revenue 1Y (TTM)-53.58%
Revenue growth 3Y-2.9%
Revenue growth 5Y-4.85%
Sales Q2Q%-9.8%
3.2 Future
- Based on estimates for the next years, JRVR will show a very strong growth in Earnings Per Share. The EPS will grow by 47.39% on average per year.
- The Revenue is expected to decrease by -3.07% on average over the next years.
EPS Next Y213.87%
EPS Next 2Y79.59%
EPS Next 3Y47.39%
EPS Next 5YN/A
Revenue Next Year-5.72%
Revenue Next 2Y-3.37%
Revenue Next 3Y-3.07%
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- JRVR reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
- JRVR is valuated cheaply with a Price/Forward Earnings ratio of 5.32.
- 80.41% of the companies in the same industry are more expensive than JRVR, based on the Price/Forward Earnings ratio.
- JRVR's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.98.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 5.32 |
4.2 Price Multiples
- JRVR's Enterprise Value to EBITDA ratio is in line with the industry average.
- JRVR's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. JRVR is more expensive than 70.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 29.08 | ||
| EV/EBITDA | 8.65 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- JRVR's earnings are expected to grow with 47.39% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y79.59%
EPS Next 3Y47.39%
5. Dividend
5.1 Amount
- With a yearly dividend of 0.59%, JRVR is not a good candidate for dividend investing.
- JRVR's Dividend Yield is slightly below the industry average, which is at 2.41.
- With a Dividend Yield of 0.59, JRVR pays less dividend than the S&P500 average, which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.59% |
5.2 History
- The dividend of JRVR decreases each year by -17.79%.
- JRVR has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-17.79%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- The earnings of JRVR are negative and hence is the payout ratio. JRVR will probably not be able to sustain this dividend level.
DP-11.99%
EPS Next 2Y79.59%
EPS Next 3Y47.39%
JAMES RIVER GROUP HOLDINGS I / JRVR FAQ
What is the fundamental rating for JRVR stock?
ChartMill assigns a fundamental rating of 2 / 10 to JRVR.
Can you provide the valuation status for JAMES RIVER GROUP HOLDINGS I?
ChartMill assigns a valuation rating of 5 / 10 to JAMES RIVER GROUP HOLDINGS I (JRVR). This can be considered as Fairly Valued.
What is the profitability of JRVR stock?
JAMES RIVER GROUP HOLDINGS I (JRVR) has a profitability rating of 1 / 10.
Can you provide the expected EPS growth for JRVR stock?
The Earnings per Share (EPS) of JAMES RIVER GROUP HOLDINGS I (JRVR) is expected to grow by 213.87% in the next year.