ORIX - SPONSORED ADR (IX) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:IX - US6863301015 - ADR
30.36 USD
+0.06 (+0.2%)
30.36 USD
0 (0%)
Taking everything into account, IX scores 5 out of 10 in our fundamental rating. IX was compared to 98 industry peers in the Financial Services industry. While IX is still in line with the averages on profitability rating, there are concerns on its financial health. IX has a correct valuation and a medium growth rate. IX also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- IX had positive earnings in the past year.
- In the past year IX had a positive cash flow from operations.
- In the past 5 years IX has always been profitable.
- In the past 5 years IX always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of IX (2.50%) is better than 66.33% of its industry peers.
- The Return On Equity of IX (9.90%) is comparable to the rest of the industry.
- IX has a Return On Invested Capital (3.15%) which is comparable to the rest of the industry.
- Measured over the past 3 years, the Average Return On Invested Capital for IX is significantly below the industry average of 8.44%.
- The last Return On Invested Capital (3.15%) for IX is above the 3 year average (2.63%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.5% | ||
| ROE | 9.9% | ||
| ROIC | 3.15% |
ROA(3y)2.03%
ROA(5y)1.94%
ROE(3y)8.52%
ROE(5y)8.3%
ROIC(3y)2.63%
ROIC(5y)2.49%
1.3 Margins
- The Profit Margin of IX (14.49%) is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of IX has declined.
- The Operating Margin of IX (19.97%) is better than 68.37% of its industry peers.
- In the last couple of years the Operating Margin of IX has remained more or less at the same level.
- IX's Gross Margin of 42.41% is fine compared to the rest of the industry. IX outperforms 63.27% of its industry peers.
- In the last couple of years the Gross Margin of IX has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.97% | ||
| PM (TTM) | 14.49% | ||
| GM | 42.41% |
OM growth 3Y3.26%
OM growth 5Y1.35%
PM growth 3Y-0.42%
PM growth 5Y-1.63%
GM growth 3Y3.87%
GM growth 5Y1.83%
2. Health
2.1 Basic Checks
- IX has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, IX has less shares outstanding
- The number of shares outstanding for IX has been reduced compared to 5 years ago.
- The debt/assets ratio for IX has been reduced compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.66, we must say that IX is in the distress zone and has some risk of bankruptcy.
- IX has a Altman-Z score (0.66) which is comparable to the rest of the industry.
- The Debt to FCF ratio of IX is 3051.64, which is on the high side as it means it would take IX, 3051.64 years of fcf income to pay off all of its debts.
- IX's Debt to FCF ratio of 3051.64 is on the low side compared to the rest of the industry. IX is outperformed by 67.35% of its industry peers.
- A Debt/Equity ratio of 1.47 is on the high side and indicates that IX has dependencies on debt financing.
- IX's Debt to Equity ratio of 1.47 is on the low side compared to the rest of the industry. IX is outperformed by 63.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.47 | ||
| Debt/FCF | 3051.64 | ||
| Altman-Z | 0.66 |
ROIC/WACC0.86
WACC3.68%
2.3 Liquidity
- IX has a Current Ratio of 0.48. This is a bad value and indicates that IX is not financially healthy enough and could expect problems in meeting its short term obligations.
- IX's Current ratio of 0.48 is on the low side compared to the rest of the industry. IX is outperformed by 62.24% of its industry peers.
- A Quick Ratio of 0.43 indicates that IX may have some problems paying its short term obligations.
- The Quick ratio of IX (0.43) is worse than 62.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.43 |
3. Growth
3.1 Past
- IX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.56%, which is quite good.
- IX shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.31% yearly.
- IX shows a small growth in Revenue. In the last year, the Revenue has grown by 6.21%.
- Measured over the past years, IX shows a small growth in Revenue. The Revenue has been growing by 4.74% on average per year.
EPS 1Y (TTM)11.56%
EPS 3Y5.84%
EPS 5Y5.31%
EPS Q2Q%73.73%
Revenue 1Y (TTM)6.21%
Revenue growth 3Y4.48%
Revenue growth 5Y4.74%
Sales Q2Q%14.43%
3.2 Future
- The Earnings Per Share is expected to grow by 10.06% on average over the next years. This is quite good.
- The Revenue is expected to grow by 4.85% on average over the next years.
EPS Next Y16.4%
EPS Next 2Y9.65%
EPS Next 3Y10.06%
EPS Next 5YN/A
Revenue Next Year6.02%
Revenue Next 2Y4.69%
Revenue Next 3Y4.85%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 12.29, the valuation of IX can be described as correct.
- IX's Price/Earnings ratio is in line with the industry average.
- The average S&P500 Price/Earnings ratio is at 27.30. IX is valued rather cheaply when compared to this.
- IX is valuated reasonably with a Price/Forward Earnings ratio of 11.60.
- IX's Price/Forward Earnings ratio is in line with the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 24.04. IX is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.29 | ||
| Fwd PE | 11.6 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, IX is valued a bit cheaper than the industry average as 69.39% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, IX is valued a bit more expensive than the industry average as 67.35% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2513 | ||
| EV/EBITDA | 9.82 |
4.3 Compensation for Growth
- IX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- IX has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.75
PEG (5Y)2.32
EPS Next 2Y9.65%
EPS Next 3Y10.06%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.30%, IX has a reasonable but not impressive dividend return.
- IX's Dividend Yield is a higher than the industry average which is at 2.49.
- IX's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.3% |
5.2 History
- The dividend of IX is nicely growing with an annual growth rate of 7.63%!
- IX has been paying a dividend for at least 10 years, so it has a reliable track record.
- The dividend of IX decreased in the last 3 years.
Dividend Growth(5Y)7.63%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 31.18% of the earnings are spent on dividend by IX. This is a low number and sustainable payout ratio.
- IX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP31.18%
EPS Next 2Y9.65%
EPS Next 3Y10.06%
30.36
+0.06 (+0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06 2025-11-06
Earnings (Next)02-09 2026-02-09
Inst Owners49.67%
Inst Owner Change0.01%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap33.81B
Revenue(TTM)3.04T
Net Income(TTM)439.75B
Analysts77.33
Price Target29.8 (-1.84%)
Short Float %0.04%
Short Ratio3.04
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.3% |
Yearly Dividend0.76
Dividend Growth(5Y)7.63%
DP31.18%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.97%
PT rev (3m)2.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.13%
EPS NY rev (3m)7.72%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.09%
Revenue NY rev (3m)0.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.29 | ||
| Fwd PE | 11.6 | ||
| P/S | 1.77 | ||
| P/FCF | 2513 | ||
| P/OCF | 4.11 | ||
| P/B | 1.21 | ||
| P/tB | 1.73 | ||
| EV/EBITDA | 9.82 |
EPS(TTM)2.47
EY8.14%
EPS(NY)2.62
Fwd EY8.62%
FCF(TTM)0.01
FCFY0.04%
OCF(TTM)7.4
OCFY24.36%
SpS17.16
BVpS25.11
TBVpS17.56
PEG (NY)0.75
PEG (5Y)2.32
Graham Number37.36
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.5% | ||
| ROE | 9.9% | ||
| ROCE | 4.53% | ||
| ROIC | 3.15% | ||
| ROICexc | 3.5% | ||
| ROICexgc | 4.93% | ||
| OM | 19.97% | ||
| PM (TTM) | 14.49% | ||
| GM | 42.41% | ||
| FCFM | 0.07% |
ROA(3y)2.03%
ROA(5y)1.94%
ROE(3y)8.52%
ROE(5y)8.3%
ROIC(3y)2.63%
ROIC(5y)2.49%
ROICexc(3y)2.88%
ROICexc(5y)2.73%
ROICexgc(3y)3.79%
ROICexgc(5y)3.66%
ROCE(3y)3.76%
ROCE(5y)3.56%
ROICexgc growth 3Y0.25%
ROICexgc growth 5Y0.16%
ROICexc growth 3Y1.76%
ROICexc growth 5Y0.31%
OM growth 3Y3.26%
OM growth 5Y1.35%
PM growth 3Y-0.42%
PM growth 5Y-1.63%
GM growth 3Y3.87%
GM growth 5Y1.83%
F-Score7
Asset Turnover0.17
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.47 | ||
| Debt/FCF | 3051.64 | ||
| Debt/EBITDA | 6.49 | ||
| Cap/Depr | 327.15% | ||
| Cap/Sales | 43.02% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 130.12% | ||
| Profit Quality | 0.49% | ||
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.43 | ||
| Altman-Z | 0.66 |
F-Score7
WACC3.68%
ROIC/WACC0.86
Cap/Depr(3y)325.04%
Cap/Depr(5y)298.28%
Cap/Sales(3y)43.48%
Cap/Sales(5y)39.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.56%
EPS 3Y5.84%
EPS 5Y5.31%
EPS Q2Q%73.73%
EPS Next Y16.4%
EPS Next 2Y9.65%
EPS Next 3Y10.06%
EPS Next 5YN/A
Revenue 1Y (TTM)6.21%
Revenue growth 3Y4.48%
Revenue growth 5Y4.74%
Sales Q2Q%14.43%
Revenue Next Year6.02%
Revenue Next 2Y4.69%
Revenue Next 3Y4.85%
Revenue Next 5YN/A
EBIT growth 1Y1.57%
EBIT growth 3Y7.89%
EBIT growth 5Y6.16%
EBIT Next Year12737.5%
EBIT Next 3Y453.69%
EBIT Next 5YN/A
FCF growth 1Y111.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y5.39%
OCF growth 3Y5.62%
OCF growth 5Y4.52%
ORIX - SPONSORED ADR / IX FAQ
What is the ChartMill fundamental rating of ORIX - SPONSORED ADR (IX) stock?
ChartMill assigns a fundamental rating of 5 / 10 to IX.
Can you provide the valuation status for ORIX - SPONSORED ADR?
ChartMill assigns a valuation rating of 5 / 10 to ORIX - SPONSORED ADR (IX). This can be considered as Fairly Valued.
Can you provide the profitability details for ORIX - SPONSORED ADR?
ORIX - SPONSORED ADR (IX) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for IX stock?
The Price/Earnings (PE) ratio for ORIX - SPONSORED ADR (IX) is 12.29 and the Price/Book (PB) ratio is 1.21.
How sustainable is the dividend of ORIX - SPONSORED ADR (IX) stock?
The dividend rating of ORIX - SPONSORED ADR (IX) is 7 / 10 and the dividend payout ratio is 31.18%.