INVESCO MORTGAGE CAPITAL (IVR) Fundamental Analysis & Valuation

NYSE:IVR • US46131B7047

Current stock price

8.08 USD
-0.11 (-1.34%)
At close:
8.2 USD
+0.12 (+1.49%)
After Hours:

This IVR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. IVR Profitability Analysis

1.1 Basic Checks

  • IVR had positive earnings in the past year.
  • IVR had a positive operating cash flow in the past year.
  • In multiple years IVR reported negative net income over the last 5 years.
  • Each year in the past 5 years IVR had a positive operating cash flow.
IVR Yearly Net Income VS EBIT VS OCF VS FCFIVR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -500M -1B -1.5B

1.2 Ratios

  • IVR has a better Return On Assets (1.36%) than 86.76% of its industry peers.
  • The Return On Equity of IVR (11.06%) is better than 80.88% of its industry peers.
  • IVR has a Return On Invested Capital of 0.70%. This is comparable to the rest of the industry: IVR outperforms 50.00% of its industry peers.
  • IVR had an Average Return On Invested Capital over the past 3 years of 0.47%. This is in line with the industry average of 1.41%.
  • The 3 year average ROIC (0.47%) for IVR is below the current ROIC(0.70%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.36%
ROE 11.06%
ROIC 0.7%
ROA(3y)0.42%
ROA(5y)-1.7%
ROE(3y)3.67%
ROE(5y)-10.06%
ROIC(3y)0.47%
ROIC(5y)0.93%
IVR Yearly ROA, ROE, ROICIVR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -20 -40 -60 -80 -100

1.3 Margins

  • Looking at the Profit Margin, with a value of 29.86%, IVR is in the better half of the industry, outperforming 77.94% of the companies in the same industry.
  • With a decent Operating Margin value of 19.26%, IVR is doing good in the industry, outperforming 69.12% of the companies in the same industry.
  • In the last couple of years the Operating Margin of IVR has declined.
  • IVR's Gross Margin of 21.72% is on the low side compared to the rest of the industry. IVR is outperformed by 64.71% of its industry peers.
  • IVR's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 19.26%
PM (TTM) 29.86%
GM 21.72%
OM growth 3Y-29.48%
OM growth 5Y-18.25%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-28.26%
GM growth 5Y-17.09%
IVR Yearly Profit, Operating, Gross MarginsIVR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200 -400

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2

2. IVR Health Analysis

2.1 Basic Checks

  • IVR has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, IVR has more shares outstanding
  • The debt/assets ratio for IVR is higher compared to a year ago.
IVR Yearly Shares OutstandingIVR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
IVR Yearly Total Debt VS Total AssetsIVR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.2 Solvency

  • IVR has an Altman-Z score of -1.66. This is a bad value and indicates that IVR is not financially healthy and even has some risk of bankruptcy.
  • IVR has a worse Altman-Z score (-1.66) than 98.53% of its industry peers.
  • IVR has a debt to FCF ratio of 35.77. This is a negative value and a sign of low solvency as IVR would need 35.77 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 35.77, IVR belongs to the top of the industry, outperforming 85.29% of the companies in the same industry.
  • A Debt/Equity ratio of 7.05 is on the high side and indicates that IVR has dependencies on debt financing.
  • With a Debt to Equity ratio value of 7.05, IVR perfoms like the industry average, outperforming 44.12% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 7.05
Debt/FCF 35.77
Altman-Z -1.66
ROIC/WACCN/A
WACCN/A
IVR Yearly LT Debt VS Equity VS FCFIVR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.3 Liquidity

  • IVR has a Current Ratio of 0.01. This is a bad value and indicates that IVR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of IVR (0.01) is worse than 86.76% of its industry peers.
  • IVR has a Quick Ratio of 0.01. This is a bad value and indicates that IVR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • IVR's Quick ratio of 0.01 is on the low side compared to the rest of the industry. IVR is outperformed by 86.76% of its industry peers.
Industry RankSector Rank
Current Ratio 0.01
Quick Ratio 0.01
IVR Yearly Current Assets VS Current LiabilitesIVR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. IVR Growth Analysis

3.1 Past

  • The earnings per share for IVR have decreased strongly by -19.45% in the last year.
  • IVR shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -24.34% yearly.
  • The Revenue has been growing slightly by 3.05% in the past year.
  • The Revenue has been decreasing by -0.58% on average over the past years.
EPS 1Y (TTM)-19.45%
EPS 3Y-24.34%
EPS 5YN/A
EPS Q2Q%5.66%
Revenue 1Y (TTM)3.05%
Revenue growth 3Y11.29%
Revenue growth 5Y-0.58%
Sales Q2Q%2.35%

3.2 Future

  • Based on estimates for the next years, IVR will show a decrease in Earnings Per Share. The EPS will decrease by -0.43% on average per year.
  • The Revenue is expected to decrease by -0.26% on average over the next years.
EPS Next Y-4.31%
EPS Next 2Y-0.43%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.33%
Revenue Next 2Y-0.26%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
IVR Yearly Revenue VS EstimatesIVR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
IVR Yearly EPS VS EstimatesIVR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 -20 -40 -60 -80 -100

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Find the best growth stocksShow best growing peers

6

4. IVR Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 3.42, which indicates a rather cheap valuation of IVR.
  • Compared to the rest of the industry, the Price/Earnings ratio of IVR indicates a rather cheap valuation: IVR is cheaper than 100.00% of the companies listed in the same industry.
  • IVR is valuated cheaply when we compare the Price/Earnings ratio to 25.70, which is the current average of the S&P500 Index.
  • IVR is valuated cheaply with a Price/Forward Earnings ratio of 3.58.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of IVR indicates a rather cheap valuation: IVR is cheaper than 100.00% of the companies listed in the same industry.
  • IVR is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.84, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 3.42
Fwd PE 3.58
IVR Price Earnings VS Forward Price EarningsIVR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of IVR indicates a rather cheap valuation: IVR is cheaper than 94.12% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 4.28
EV/EBITDA N/A
IVR Per share dataIVR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-0.43%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. IVR Dividend Analysis

5.1 Amount

  • IVR has a Yearly Dividend Yield of 17.58%, which is a nice return.
  • Compared to an average industry Dividend Yield of 10.94, IVR pays a better dividend. On top of this IVR pays more dividend than 98.53% of the companies listed in the same industry.
  • IVR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 17.58%

5.2 History

  • The dividend of IVR decreases each year by -26.44%.
  • IVR has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-26.44%
Div Incr Years0
Div Non Decr Years0
IVR Yearly Dividends per shareIVR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 20 40 60 80 100

5.3 Sustainability

  • 121.24% of the earnings are spent on dividend by IVR. This is not a sustainable payout ratio.
  • IVR's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP121.24%
EPS Next 2Y-0.43%
EPS Next 3YN/A
IVR Yearly Income VS Free CF VS DividendIVR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -500M -1B -1.5B
IVR Dividend Payout.IVR Dividend Payout, showing the Payout Ratio.IVR Dividend Payout.PayoutRetained Earnings

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IVR Fundamentals: All Metrics, Ratios and Statistics

INVESCO MORTGAGE CAPITAL

NYSE:IVR (3/13/2026, 8:04:00 PM)

After market: 8.2 +0.12 (+1.49%)

8.08

-0.11 (-1.34%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-29
Earnings (Next)05-05
Inst Owners41.06%
Inst Owner Change-3.43%
Ins Owners0.2%
Ins Owner Change-0.19%
Market Cap672.82M
Revenue(TTM)295.29M
Net Income(TTM)88.17M
Analysts52.31
Price Target8.84 (9.41%)
Short Float %10%
Short Ratio2.81
Dividend
Industry RankSector Rank
Dividend Yield 17.58%
Yearly Dividend1.6
Dividend Growth(5Y)-26.44%
DP121.24%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-24
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-0.81%
Min EPS beat(2)-0.99%
Max EPS beat(2)-0.64%
EPS beat(4)2
Avg EPS beat(4)2.26%
Min EPS beat(4)-0.99%
Max EPS beat(4)10.52%
EPS beat(8)2
Avg EPS beat(8)-8.74%
EPS beat(12)5
Avg EPS beat(12)2.36%
EPS beat(16)9
Avg EPS beat(16)14.74%
Revenue beat(2)2
Avg Revenue beat(2)2.6%
Min Revenue beat(2)1.37%
Max Revenue beat(2)3.83%
Revenue beat(4)2
Avg Revenue beat(4)-1.34%
Min Revenue beat(4)-7.24%
Max Revenue beat(4)3.83%
Revenue beat(8)5
Avg Revenue beat(8)12.39%
Revenue beat(12)5
Avg Revenue beat(12)7.63%
Revenue beat(16)9
Avg Revenue beat(16)8.89%
PT rev (1m)0%
PT rev (3m)15.56%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.72%
EPS NY rev (1m)0%
EPS NY rev (3m)-2.78%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.96%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.11%
Valuation
Industry RankSector Rank
PE 3.42
Fwd PE 3.58
P/S 2.28
P/FCF 4.28
P/OCF 4.28
P/B 0.84
P/tB 0.84
EV/EBITDA N/A
EPS(TTM)2.36
EY29.21%
EPS(NY)2.26
Fwd EY27.95%
FCF(TTM)1.89
FCFY23.35%
OCF(TTM)1.89
OCFY23.35%
SpS3.55
BVpS9.58
TBVpS9.58
PEG (NY)N/A
PEG (5Y)N/A
Graham Number22.55
Profitability
Industry RankSector Rank
ROA 1.36%
ROE 11.06%
ROCE 7.13%
ROIC 0.7%
ROICexc 0.71%
ROICexgc 0.71%
OM 19.26%
PM (TTM) 29.86%
GM 21.72%
FCFM 53.2%
ROA(3y)0.42%
ROA(5y)-1.7%
ROE(3y)3.67%
ROE(5y)-10.06%
ROIC(3y)0.47%
ROIC(5y)0.93%
ROICexc(3y)0.47%
ROICexc(5y)0.96%
ROICexgc(3y)0.47%
ROICexgc(5y)0.96%
ROCE(3y)4.46%
ROCE(5y)7.73%
ROICexgc growth 3Y-28.21%
ROICexgc growth 5Y-13.97%
ROICexc growth 3Y-28.22%
ROICexc growth 5Y-13.96%
OM growth 3Y-29.48%
OM growth 5Y-18.25%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-28.26%
GM growth 5Y-17.09%
F-Score6
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 7.05
Debt/FCF 35.77
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.25
Cash Conversion N/A
Profit Quality 178.16%
Current Ratio 0.01
Quick Ratio 0.01
Altman-Z -1.66
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-19.45%
EPS 3Y-24.34%
EPS 5YN/A
EPS Q2Q%5.66%
EPS Next Y-4.31%
EPS Next 2Y-0.43%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.05%
Revenue growth 3Y11.29%
Revenue growth 5Y-0.58%
Sales Q2Q%2.35%
Revenue Next Year1.33%
Revenue Next 2Y-0.26%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y219.3%
EBIT growth 3Y-21.51%
EBIT growth 5Y-18.72%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-14.24%
FCF growth 3Y-7.13%
FCF growth 5Y-1.63%
OCF growth 1Y-14.24%
OCF growth 3Y-7.13%
OCF growth 5Y-1.63%

INVESCO MORTGAGE CAPITAL / IVR Fundamental Analysis FAQ

What is the fundamental rating for IVR stock?

ChartMill assigns a fundamental rating of 4 / 10 to IVR.


Can you provide the valuation status for INVESCO MORTGAGE CAPITAL?

ChartMill assigns a valuation rating of 6 / 10 to INVESCO MORTGAGE CAPITAL (IVR). This can be considered as Fairly Valued.


What is the profitability of IVR stock?

INVESCO MORTGAGE CAPITAL (IVR) has a profitability rating of 5 / 10.


What are the PE and PB ratios of INVESCO MORTGAGE CAPITAL (IVR) stock?

The Price/Earnings (PE) ratio for INVESCO MORTGAGE CAPITAL (IVR) is 3.42 and the Price/Book (PB) ratio is 0.84.


What is the earnings growth outlook for INVESCO MORTGAGE CAPITAL?

The Earnings per Share (EPS) of INVESCO MORTGAGE CAPITAL (IVR) is expected to decline by -4.31% in the next year.