ITAU UNIBANCO H-SPON PRF ADR (ITUB) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:ITUB • US4655621062
8.59 USD
-0.34 (-3.81%)
At close: Jan 30, 2026
8.74 USD
+0.15 (+1.75%)
After Hours: 1/30/2026, 8:04:00 PM
Taking everything into account, ITUB scores 1 out of 10 in our fundamental rating. ITUB was compared to 383 industry peers in the Banks industry. ITUB has a bad profitability rating. Also its financial health evaluation is rather negative. ITUB is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- Of the past 5 years ITUB 4 years were profitable.
- Each year in the past 5 years ITUB had a positive operating cash flow.
1.2 Ratios
- ITUB has negative profitability rations, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | N/A | ||
| ROE | N/A | ||
| ROIC | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin and Operating Margin and Gross Margin are not available for ITUB so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- ITUB does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, ITUB has less shares outstanding
- The number of shares outstanding for ITUB has been increased compared to 5 years ago.
- Compared to 1 year ago, ITUB has an improved debt to assets ratio.
2.2 Solvency
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC6.48%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
EPS 1Y (TTM)N/A
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- ITUB has a Yearly Dividend Yield of 1.25%.
- ITUB's Dividend Yield is slightly below the industry average, which is at 2.73.
- Compared to the average S&P500 Dividend Yield of 1.83, ITUB is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.25% |
5.2 History
- The dividend of ITUB decreases each year by -4.88%.
- ITUB has been paying a dividend for at least 10 years, so it has a reliable track record.
- ITUB has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-4.88%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
ITAU UNIBANCO H-SPON PRF ADR / ITUB FAQ
What is the ChartMill fundamental rating of ITAU UNIBANCO H-SPON PRF ADR (ITUB) stock?
ChartMill assigns a fundamental rating of 1 / 10 to ITUB.
Can you provide the valuation status for ITAU UNIBANCO H-SPON PRF ADR?
ChartMill assigns a valuation rating of 0 / 10 to ITAU UNIBANCO H-SPON PRF ADR (ITUB). This can be considered as Overvalued.
What is the profitability of ITUB stock?
ITAU UNIBANCO H-SPON PRF ADR (ITUB) has a profitability rating of 1 / 10.