INCLUSIO SA (INCLU.BR) Stock Fundamental Analysis
Europe - EBR:INCLU - BE0974374069 - Common Stock
18.5 EUR
+0.15 (+0.82%)
Taking everything into account, INCLU scores 5 out of 10 in our fundamental rating. INCLU was compared to 72 industry peers in the Real Estate Management & Development industry. INCLU has an excellent profitability rating, but there are concerns on its financial health. INCLU has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
INCLU had positive earnings in the past year.
INCLU had positive earnings in each of the past 5 years.
Of the past 5 years INCLU 4 years had a positive operating cash flow.
1.2 Ratios
INCLU has a Return On Assets of 4.10%. This is amongst the best in the industry. INCLU outperforms 87.50% of its industry peers.
INCLU has a Return On Equity of 7.04%. This is in the better half of the industry: INCLU outperforms 79.17% of its industry peers.
INCLU's Return On Invested Capital of 4.66% is amongst the best of the industry. INCLU outperforms 87.50% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for INCLU is in line with the industry average of 3.64%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.1% | ||
| ROE | 7.04% | ||
| ROIC | 4.66% |
ROA(3y)7.3%
ROA(5y)5.7%
ROE(3y)11.78%
ROE(5y)8.82%
ROIC(3y)5.19%
ROIC(5y)N/A
1.3 Margins
INCLU's Profit Margin of 98.30% is amongst the best of the industry. INCLU outperforms 94.44% of its industry peers.
In the last couple of years the Profit Margin of INCLU has grown nicely.
With an excellent Operating Margin value of 142.66%, INCLU belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
INCLU's Operating Margin has improved in the last couple of years.
INCLU has a better Gross Margin (91.02%) than 81.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 142.66% | ||
| PM (TTM) | 98.3% | ||
| GM | 91.02% |
OM growth 3Y37.67%
OM growth 5Y104.68%
PM growth 3Y-15.24%
PM growth 5Y30.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), INCLU is creating some value.
INCLU has about the same amout of shares outstanding than it did 1 year ago.
INCLU has more shares outstanding than it did 5 years ago.
The debt/assets ratio for INCLU is higher compared to a year ago.
2.2 Solvency
INCLU has an Altman-Z score of 1.01. This is a bad value and indicates that INCLU is not financially healthy and even has some risk of bankruptcy.
INCLU's Altman-Z score of 1.01 is in line compared to the rest of the industry. INCLU outperforms 54.17% of its industry peers.
A Debt/Equity ratio of 0.64 indicates that INCLU is somewhat dependend on debt financing.
INCLU has a better Debt to Equity ratio (0.64) than 63.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.01 |
ROIC/WACC0.91
WACC5.11%
2.3 Liquidity
A Current Ratio of 0.82 indicates that INCLU may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.82, INCLU is doing worse than 68.06% of the companies in the same industry.
INCLU has a Quick Ratio of 0.82. This is a bad value and indicates that INCLU is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.82, INCLU is in line with its industry, outperforming 58.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.82 | ||
| Quick Ratio | 0.82 |
3. Growth
3.1 Past
INCLU shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -40.60%.
INCLU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 103.86% yearly.
INCLU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 15.38%.
Measured over the past years, INCLU shows a very strong growth in Revenue. The Revenue has been growing by 56.98% on average per year.
EPS 1Y (TTM)-40.6%
EPS 3Y9.08%
EPS 5Y103.86%
EPS Q2Q%-34.33%
Revenue 1Y (TTM)15.38%
Revenue growth 3Y28.65%
Revenue growth 5Y56.98%
Sales Q2Q%15.07%
3.2 Future
Based on estimates for the next years, INCLU will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.10% on average per year.
Based on estimates for the next years, INCLU will show a quite strong growth in Revenue. The Revenue will grow by 8.41% on average per year.
EPS Next Y10.53%
EPS Next 2Y7.61%
EPS Next 3Y8.1%
EPS Next 5YN/A
Revenue Next Year11.7%
Revenue Next 2Y8.66%
Revenue Next 3Y8.41%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.56 indicates a reasonable valuation of INCLU.
Compared to the rest of the industry, the Price/Earnings ratio of INCLU indicates a rather cheap valuation: INCLU is cheaper than 90.28% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of INCLU to the average of the S&P500 Index (26.10), we can say INCLU is valued rather cheaply.
A Price/Forward Earnings ratio of 16.33 indicates a correct valuation of INCLU.
Compared to the rest of the industry, the Price/Forward Earnings ratio of INCLU indicates a somewhat cheap valuation: INCLU is cheaper than 66.67% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of INCLU to the average of the S&P500 Index (22.52), we can say INCLU is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.56 | ||
| Fwd PE | 16.33 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, INCLU is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 12.74 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of INCLU may justify a higher PE ratio.
PEG (NY)0.81
PEG (5Y)0.08
EPS Next 2Y7.61%
EPS Next 3Y8.1%
5. Dividend
5.1 Amount
INCLU has a Yearly Dividend Yield of 3.13%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 7.77, INCLU pays a bit more dividend than its industry peers.
INCLU's Dividend Yield is a higher than the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.13% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
DPN/A
EPS Next 2Y7.61%
EPS Next 3Y8.1%
EBR:INCLU (10/31/2025, 7:00:00 PM)
18.5
+0.15 (+0.82%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners6.4%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap141.16M
Revenue(TTM)16.48M
Net Income(TTM)16.20M
Analysts86
Price Target20.4 (10.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.13% |
Yearly Dividend0.75
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)9.59%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)6.6%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.56 | ||
| Fwd PE | 16.33 | ||
| P/S | 8.57 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.61 | ||
| P/tB | 0.61 | ||
| EV/EBITDA | 12.74 |
EPS(TTM)2.16
EY11.68%
EPS(NY)1.13
Fwd EY6.12%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS2.16
BVpS30.14
TBVpS30.14
PEG (NY)0.81
PEG (5Y)0.08
Graham Number38.28
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.1% | ||
| ROE | 7.04% | ||
| ROCE | 6.22% | ||
| ROIC | 4.66% | ||
| ROICexc | 4.66% | ||
| ROICexgc | 4.66% | ||
| OM | 142.66% | ||
| PM (TTM) | 98.3% | ||
| GM | 91.02% | ||
| FCFM | N/A |
ROA(3y)7.3%
ROA(5y)5.7%
ROE(3y)11.78%
ROE(5y)8.82%
ROIC(3y)5.19%
ROIC(5y)N/A
ROICexc(3y)5.19%
ROICexc(5y)N/A
ROICexgc(3y)5.19%
ROICexgc(5y)N/A
ROCE(3y)6.91%
ROCE(5y)N/A
ROICexgc growth 3Y48.41%
ROICexgc growth 5Y147.81%
ROICexc growth 3Y48.42%
ROICexc growth 5Y147.85%
OM growth 3Y37.67%
OM growth 5Y104.68%
PM growth 3Y-15.24%
PM growth 5Y30.69%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.22 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.82 | ||
| Quick Ratio | 0.82 | ||
| Altman-Z | 1.01 |
F-ScoreN/A
WACC5.11%
ROIC/WACC0.91
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-40.6%
EPS 3Y9.08%
EPS 5Y103.86%
EPS Q2Q%-34.33%
EPS Next Y10.53%
EPS Next 2Y7.61%
EPS Next 3Y8.1%
EPS Next 5YN/A
Revenue 1Y (TTM)15.38%
Revenue growth 3Y28.65%
Revenue growth 5Y56.98%
Sales Q2Q%15.07%
Revenue Next Year11.7%
Revenue Next 2Y8.66%
Revenue Next 3Y8.41%
Revenue Next 5YN/A
EBIT growth 1Y-34.21%
EBIT growth 3Y77.12%
EBIT growth 5Y221.31%
EBIT Next Year18.18%
EBIT Next 3Y10.89%
EBIT Next 5YN/A
FCF growth 1Y68.03%
FCF growth 3Y51.2%
FCF growth 5YN/A
OCF growth 1Y61.13%
OCF growth 3Y50.01%
OCF growth 5YN/A
INCLUSIO SA / INCLU.BR FAQ
Can you provide the ChartMill fundamental rating for INCLUSIO SA?
ChartMill assigns a fundamental rating of 5 / 10 to INCLU.BR.
What is the valuation status for INCLU stock?
ChartMill assigns a valuation rating of 6 / 10 to INCLUSIO SA (INCLU.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for INCLUSIO SA?
INCLUSIO SA (INCLU.BR) has a profitability rating of 7 / 10.
What is the valuation of INCLUSIO SA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for INCLUSIO SA (INCLU.BR) is 8.56 and the Price/Book (PB) ratio is 0.61.
What is the earnings growth outlook for INCLUSIO SA?
The Earnings per Share (EPS) of INCLUSIO SA (INCLU.BR) is expected to grow by 10.53% in the next year.