INVESTCORP CREDIT MANAGEMENT (ICMB) Fundamental Analysis & Valuation

NASDAQ:ICMB • US46090R1041

Current stock price

1.94 USD
+0.06 (+3.19%)
At close:
2.493 USD
+0.55 (+28.51%)
After Hours:

This ICMB fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. ICMB Profitability Analysis

1.1 Basic Checks

  • In the past year ICMB was profitable.
  • ICMB had a negative operating cash flow in the past year.
  • In multiple years ICMB reported negative net income over the last 5 years.
  • Of the past 5 years ICMB 4 years had a positive operating cash flow.
ICMB Yearly Net Income VS EBIT VS OCF VS FCFICMB Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M

1.2 Ratios

  • ICMB has a Return On Assets of -0.03%. This is in the lower half of the industry: ICMB underperforms 73.64% of its industry peers.
  • With a Return On Equity value of -0.07%, ICMB is not doing good in the industry: 69.04% of the companies in the same industry are doing better.
  • With a Return On Invested Capital value of 1.00%, ICMB is not doing good in the industry: 67.78% of the companies in the same industry are doing better.
  • ICMB had an Average Return On Invested Capital over the past 3 years of 3.05%. This is below the industry average of 7.28%.
Industry RankSector Rank
ROA -0.03%
ROE -0.07%
ROIC 1%
ROA(3y)0.11%
ROA(5y)-1.77%
ROE(3y)0.33%
ROE(5y)-4.84%
ROIC(3y)3.05%
ROIC(5y)3.15%
ICMB Yearly ROA, ROE, ROICICMB Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 -20

1.3 Margins

  • The Operating Margin of ICMB (14.06%) is worse than 63.18% of its industry peers.
  • ICMB's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 30.97%, ICMB is doing worse than 66.11% of the companies in the same industry.
  • ICMB's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 14.06%
PM (TTM) N/A
GM 30.97%
OM growth 3Y-6.8%
OM growth 5Y-6.8%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.33%
GM growth 5Y-3.46%
ICMB Yearly Profit, Operating, Gross MarginsICMB Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. ICMB Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for ICMB remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for ICMB has been increased compared to 5 years ago.
  • The debt/assets ratio for ICMB has been reduced compared to a year ago.
ICMB Yearly Shares OutstandingICMB Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M
ICMB Yearly Total Debt VS Total AssetsICMB Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

  • ICMB has an Altman-Z score of -1.01. This is a bad value and indicates that ICMB is not financially healthy and even has some risk of bankruptcy.
  • ICMB has a worse Altman-Z score (-1.01) than 85.36% of its industry peers.
  • ICMB has a Debt/Equity ratio of 1.75. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.75, ICMB is not doing good in the industry: 75.31% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.75
Debt/FCF N/A
Altman-Z -1.01
ROIC/WACCN/A
WACCN/A
ICMB Yearly LT Debt VS Equity VS FCFICMB Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

2.3 Liquidity

  • A Current Ratio of 0.09 indicates that ICMB may have some problems paying its short term obligations.
  • With a Current ratio value of 0.09, ICMB is not doing good in the industry: 93.31% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.09 indicates that ICMB may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.09, ICMB is not doing good in the industry: 93.31% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.09
Quick Ratio 0.09
ICMB Yearly Current Assets VS Current LiabilitesICMB Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. ICMB Growth Analysis

3.1 Past

  • ICMB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -26.15%.
  • The earnings per share for ICMB have been decreasing by -13.48% on average. This is quite bad
  • Looking at the last year, ICMB shows a very negative growth in Revenue. The Revenue has decreased by -10.50% in the last year.
  • Measured over the past years, ICMB shows a decrease in Revenue. The Revenue has been decreasing by -7.04% on average per year.
EPS 1Y (TTM)-26.15%
EPS 3Y-9.61%
EPS 5Y-13.48%
EPS Q2Q%N/A
Revenue 1Y (TTM)-10.5%
Revenue growth 3Y-3.64%
Revenue growth 5Y-7.04%
Sales Q2Q%-11.21%

3.2 Future

  • ICMB is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -33.24% yearly.
  • ICMB is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -14.23% yearly.
EPS Next Y-63.87%
EPS Next 2Y-43.54%
EPS Next 3Y-33.24%
EPS Next 5YN/A
Revenue Next Year-29.77%
Revenue Next 2Y-14.23%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
ICMB Yearly Revenue VS EstimatesICMB Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M
ICMB Yearly EPS VS EstimatesICMB Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

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Find the best growth stocksShow best growing peers

4

4. ICMB Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 4.04, the valuation of ICMB can be described as very cheap.
  • Based on the Price/Earnings ratio, ICMB is valued cheaper than 89.54% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of ICMB to the average of the S&P500 Index (25.50), we can say ICMB is valued rather cheaply.
  • The Price/Forward Earnings ratio is 12.68, which indicates a correct valuation of ICMB.
  • ICMB's Price/Forward Earnings ratio is in line with the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 22.67. ICMB is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 4.04
Fwd PE 12.68
ICMB Price Earnings VS Forward Price EarningsICMB Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ICMB Per share dataICMB EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3 4 5

4.3 Compensation for Growth

  • ICMB's earnings are expected to decrease with -33.24% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-43.54%
EPS Next 3Y-33.24%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. ICMB Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 15.00%, ICMB is a good candidate for dividend investing.
  • The stock price of ICMB dropped by -30.37% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • ICMB's Dividend Yield is rather good when compared to the industry average which is at 6.72. ICMB pays more dividend than 88.28% of the companies in the same industry.
  • ICMB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 15%

5.2 History

  • The dividend of ICMB decreases each year by -4.85%.
  • ICMB has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-4.85%
Div Incr Years0
Div Non Decr Years0
ICMB Yearly Dividends per shareICMB Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • ICMB has negative earnings and hence a negative payout ratio. The dividend may be in danger.
  • The Dividend Rate of ICMB has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-12905.85%
EPS Next 2Y-43.54%
EPS Next 3Y-33.24%
ICMB Yearly Income VS Free CF VS DividendICMB Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M

More info and screens

Find the best dividend stocksShow peers with best dividend

ICMB Fundamentals: All Metrics, Ratios and Statistics

INVESTCORP CREDIT MANAGEMENT

NASDAQ:ICMB (3/25/2026, 10:53:51 AM)

After market: 2.493 +0.55 (+28.51%)

1.94

+0.06 (+3.19%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-23
Earnings (Next)05-11
Inst Owners23.44%
Inst Owner Change26.11%
Ins Owners1.31%
Ins Owner Change0%
Market Cap27.97M
Revenue(TTM)23.88M
Net Income(TTM)-53.00K
Analysts43.33
Price TargetN/A
Short Float %1.61%
Short Ratio4.5
Dividend
Industry RankSector Rank
Dividend Yield 15%
Yearly Dividend0.78
Dividend Growth(5Y)-4.85%
DP-12905.85%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-55.44%
Min EPS beat(2)-64.35%
Max EPS beat(2)-46.52%
EPS beat(4)1
Avg EPS beat(4)-21.53%
Min EPS beat(4)-64.35%
Max EPS beat(4)56.86%
EPS beat(8)3
Avg EPS beat(8)-14.22%
EPS beat(12)5
Avg EPS beat(12)-8.27%
EPS beat(16)6
Avg EPS beat(16)-13.31%
Revenue beat(2)0
Avg Revenue beat(2)-16.39%
Min Revenue beat(2)-18.75%
Max Revenue beat(2)-14.02%
Revenue beat(4)1
Avg Revenue beat(4)-5.24%
Min Revenue beat(4)-18.75%
Max Revenue beat(4)30.17%
Revenue beat(8)2
Avg Revenue beat(8)-5.47%
Revenue beat(12)6
Avg Revenue beat(12)-2.04%
Revenue beat(16)7
Avg Revenue beat(16)-2.24%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 4.04
Fwd PE 12.68
P/S 1.55
P/FCF N/A
P/OCF N/A
P/B 0.38
P/tB 0.38
EV/EBITDA N/A
EPS(TTM)0.48
EY24.74%
EPS(NY)0.15
Fwd EY7.89%
FCF(TTM)-0.53
FCFYN/A
OCF(TTM)-0.53
OCFYN/A
SpS1.25
BVpS5.04
TBVpS5.04
PEG (NY)N/A
PEG (5Y)N/A
Graham Number7.38
Profitability
Industry RankSector Rank
ROA -0.03%
ROE -0.07%
ROCE 1.85%
ROIC 1%
ROICexc 1.02%
ROICexgc 1.02%
OM 14.06%
PM (TTM) N/A
GM 30.97%
FCFM N/A
ROA(3y)0.11%
ROA(5y)-1.77%
ROE(3y)0.33%
ROE(5y)-4.84%
ROIC(3y)3.05%
ROIC(5y)3.15%
ROICexc(3y)3.07%
ROICexc(5y)3.21%
ROICexgc(3y)3.07%
ROICexgc(5y)3.21%
ROCE(3y)5.57%
ROCE(5y)5.13%
ROICexgc growth 3Y0.79%
ROICexgc growth 5Y-4.87%
ROICexc growth 3Y0.79%
ROICexc growth 5Y-4.87%
OM growth 3Y-6.8%
OM growth 5Y-6.8%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.33%
GM growth 5Y-3.46%
F-Score2
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 1.75
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.34
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.09
Quick Ratio 0.09
Altman-Z -1.01
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-26.15%
EPS 3Y-9.61%
EPS 5Y-13.48%
EPS Q2Q%N/A
EPS Next Y-63.87%
EPS Next 2Y-43.54%
EPS Next 3Y-33.24%
EPS Next 5YN/A
Revenue 1Y (TTM)-10.5%
Revenue growth 3Y-3.64%
Revenue growth 5Y-7.04%
Sales Q2Q%-11.21%
Revenue Next Year-29.77%
Revenue Next 2Y-14.23%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-65.2%
EBIT growth 3Y-10.19%
EBIT growth 5Y-13.36%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-130.52%
FCF growth 3Y22.4%
FCF growth 5YN/A
OCF growth 1Y-130.52%
OCF growth 3Y22.4%
OCF growth 5YN/A

INVESTCORP CREDIT MANAGEMENT / ICMB Fundamental Analysis FAQ

What is the fundamental rating for ICMB stock?

ChartMill assigns a fundamental rating of 2 / 10 to ICMB.


Can you provide the valuation status for INVESTCORP CREDIT MANAGEMENT?

ChartMill assigns a valuation rating of 4 / 10 to INVESTCORP CREDIT MANAGEMENT (ICMB). This can be considered as Fairly Valued.


What is the profitability of ICMB stock?

INVESTCORP CREDIT MANAGEMENT (ICMB) has a profitability rating of 1 / 10.


How financially healthy is INVESTCORP CREDIT MANAGEMENT?

The financial health rating of INVESTCORP CREDIT MANAGEMENT (ICMB) is 1 / 10.


Can you provide the expected EPS growth for ICMB stock?

The Earnings per Share (EPS) of INVESTCORP CREDIT MANAGEMENT (ICMB) is expected to decline by -63.87% in the next year.