2.76 USD
0 (0%)
2.75 USD
-0.01 (-0.36%)
ICMB gets a fundamental rating of 1 out of 10. The analysis compared the fundamentals against 235 industry peers in the Capital Markets industry. ICMB has a bad profitability rating. Also its financial health evaluation is rather negative. ICMB is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year ICMB was profitable.
ICMB had a negative operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: ICMB reported negative net income in multiple years.
ICMB had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
ICMB's Return On Assets of -0.03% is on the low side compared to the rest of the industry. ICMB is outperformed by 74.04% of its industry peers.
ICMB's Return On Equity of -0.07% is on the low side compared to the rest of the industry. ICMB is outperformed by 72.34% of its industry peers.
ICMB has a worse Return On Invested Capital (1.00%) than 66.81% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ICMB is below the industry average of 7.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.03% | ||
| ROE | -0.07% | ||
| ROIC | 1% |
ROA(3y)0.11%
ROA(5y)-1.77%
ROE(3y)0.33%
ROE(5y)-4.84%
ROIC(3y)3.05%
ROIC(5y)3.15%
1.3 Margins
ICMB has a Operating Margin of 14.06%. This is in the lower half of the industry: ICMB underperforms 62.55% of its industry peers.
In the last couple of years the Operating Margin of ICMB has declined.
ICMB has a Gross Margin of 30.97%. This is in the lower half of the industry: ICMB underperforms 64.26% of its industry peers.
ICMB's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.06% | ||
| PM (TTM) | N/A | ||
| GM | 30.97% |
OM growth 3Y-6.8%
OM growth 5Y-6.8%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.33%
GM growth 5Y-3.46%
2. Health
2.1 Basic Checks
The number of shares outstanding for ICMB remains at a similar level compared to 1 year ago.
The number of shares outstanding for ICMB has been increased compared to 5 years ago.
The debt/assets ratio for ICMB has been reduced compared to a year ago.
2.2 Solvency
ICMB has an Altman-Z score of -0.95. This is a bad value and indicates that ICMB is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of ICMB (-0.95) is worse than 84.68% of its industry peers.
ICMB has a Debt/Equity ratio of 1.75. This is a high value indicating a heavy dependency on external financing.
ICMB has a Debt to Equity ratio of 1.75. This is in the lower half of the industry: ICMB underperforms 74.04% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.75 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
ICMB has a Current Ratio of 0.09. This is a bad value and indicates that ICMB is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.09, ICMB is not doing good in the industry: 91.06% of the companies in the same industry are doing better.
A Quick Ratio of 0.09 indicates that ICMB may have some problems paying its short term obligations.
ICMB's Quick ratio of 0.09 is on the low side compared to the rest of the industry. ICMB is outperformed by 91.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.09 | ||
| Quick Ratio | 0.09 |
3. Growth
3.1 Past
The earnings per share for ICMB have decreased strongly by -26.15% in the last year.
Measured over the past years, ICMB shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -13.48% on average per year.
The Revenue for ICMB has decreased by -10.50% in the past year. This is quite bad
ICMB shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -7.04% yearly.
EPS 1Y (TTM)-26.15%
EPS 3Y-9.61%
EPS 5Y-13.48%
EPS Q2Q%N/A
Revenue 1Y (TTM)-10.5%
Revenue growth 3Y-3.64%
Revenue growth 5Y-7.04%
Sales Q2Q%-11.21%
3.2 Future
ICMB is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -33.24% yearly.
The Revenue is expected to decrease by -14.23% on average over the next years. This is quite bad
EPS Next Y-63.87%
EPS Next 2Y-43.54%
EPS Next 3Y-33.24%
EPS Next 5YN/A
Revenue Next Year-29.77%
Revenue Next 2Y-14.23%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 5.75, which indicates a rather cheap valuation of ICMB.
Based on the Price/Earnings ratio, ICMB is valued cheaper than 91.06% of the companies in the same industry.
ICMB's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.25.
Based on the Price/Forward Earnings ratio of 18.04, the valuation of ICMB can be described as rather expensive.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ICMB is on the same level as its industry peers.
ICMB's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.98.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.75 | ||
| Fwd PE | 18.04 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
ICMB's earnings are expected to decrease with -33.24% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-43.54%
EPS Next 3Y-33.24%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 15.00%, ICMB is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 6.19, ICMB pays a better dividend. On top of this ICMB pays more dividend than 92.34% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.92, ICMB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15% |
5.2 History
The dividend of ICMB decreases each year by -4.85%.
ICMB has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-4.85%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
ICMB has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The Dividend Rate of ICMB has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-12905.85%
EPS Next 2Y-43.54%
EPS Next 3Y-33.24%
2.76
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners21.73%
Inst Owner Change0%
Ins Owners1.31%
Ins Owner Change0%
Market Cap39.80M
Revenue(TTM)23.88M
Net Income(TTM)-53.00K
Analysts43.33
Price TargetN/A
Short Float %0.7%
Short Ratio2.31
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15% |
Yearly Dividend0.78
Dividend Growth(5Y)-4.85%
DP-12905.85%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-55.44%
Min EPS beat(2)-64.35%
Max EPS beat(2)-46.52%
EPS beat(4)1
Avg EPS beat(4)-21.53%
Min EPS beat(4)-64.35%
Max EPS beat(4)56.86%
EPS beat(8)3
Avg EPS beat(8)-14.22%
EPS beat(12)5
Avg EPS beat(12)-8.27%
EPS beat(16)6
Avg EPS beat(16)-13.31%
Revenue beat(2)0
Avg Revenue beat(2)-16.39%
Min Revenue beat(2)-18.75%
Max Revenue beat(2)-14.02%
Revenue beat(4)1
Avg Revenue beat(4)-5.24%
Min Revenue beat(4)-18.75%
Max Revenue beat(4)30.17%
Revenue beat(8)2
Avg Revenue beat(8)-5.47%
Revenue beat(12)6
Avg Revenue beat(12)-2.04%
Revenue beat(16)7
Avg Revenue beat(16)-2.24%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-63.83%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-21.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.75 | ||
| Fwd PE | 18.04 | ||
| P/S | 2.21 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.55 | ||
| P/tB | 0.55 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.48
EY17.39%
EPS(NY)0.15
Fwd EY5.54%
FCF(TTM)-0.53
FCFYN/A
OCF(TTM)-0.53
OCFYN/A
SpS1.25
BVpS5.04
TBVpS5.04
PEG (NY)N/A
PEG (5Y)N/A
Graham Number7.38
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.03% | ||
| ROE | -0.07% | ||
| ROCE | 1.85% | ||
| ROIC | 1% | ||
| ROICexc | 1.02% | ||
| ROICexgc | 1.02% | ||
| OM | 14.06% | ||
| PM (TTM) | N/A | ||
| GM | 30.97% | ||
| FCFM | N/A |
ROA(3y)0.11%
ROA(5y)-1.77%
ROE(3y)0.33%
ROE(5y)-4.84%
ROIC(3y)3.05%
ROIC(5y)3.15%
ROICexc(3y)3.07%
ROICexc(5y)3.21%
ROICexgc(3y)3.07%
ROICexgc(5y)3.21%
ROCE(3y)5.57%
ROCE(5y)5.13%
ROICexgc growth 3Y0.79%
ROICexgc growth 5Y-4.87%
ROICexc growth 3Y0.79%
ROICexc growth 5Y-4.87%
OM growth 3Y-6.8%
OM growth 5Y-6.8%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.33%
GM growth 5Y-3.46%
F-Score2
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.75 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.34 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.09 | ||
| Quick Ratio | 0.09 | ||
| Altman-Z | -0.95 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-26.15%
EPS 3Y-9.61%
EPS 5Y-13.48%
EPS Q2Q%N/A
EPS Next Y-63.87%
EPS Next 2Y-43.54%
EPS Next 3Y-33.24%
EPS Next 5YN/A
Revenue 1Y (TTM)-10.5%
Revenue growth 3Y-3.64%
Revenue growth 5Y-7.04%
Sales Q2Q%-11.21%
Revenue Next Year-29.77%
Revenue Next 2Y-14.23%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-65.2%
EBIT growth 3Y-10.19%
EBIT growth 5Y-13.36%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-130.52%
FCF growth 3Y22.4%
FCF growth 5YN/A
OCF growth 1Y-130.52%
OCF growth 3Y22.4%
OCF growth 5YN/A
INVESTCORP CREDIT MANAGEMENT / ICMB FAQ
What is the fundamental rating for ICMB stock?
ChartMill assigns a fundamental rating of 1 / 10 to ICMB.
Can you provide the valuation status for INVESTCORP CREDIT MANAGEMENT?
ChartMill assigns a valuation rating of 3 / 10 to INVESTCORP CREDIT MANAGEMENT (ICMB). This can be considered as Overvalued.
What is the profitability of ICMB stock?
INVESTCORP CREDIT MANAGEMENT (ICMB) has a profitability rating of 1 / 10.
How financially healthy is INVESTCORP CREDIT MANAGEMENT?
The financial health rating of INVESTCORP CREDIT MANAGEMENT (ICMB) is 1 / 10.
Can you provide the expected EPS growth for ICMB stock?
The Earnings per Share (EPS) of INVESTCORP CREDIT MANAGEMENT (ICMB) is expected to decline by -63.87% in the next year.