23.49 USD
0 (0%)
23.49 USD
0 (0%)
ICCH gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 148 industry peers in the Insurance industry. While ICCH is still in line with the averages on profitability rating, there are concerns on its financial health. While showing a medium growth rate, ICCH is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
- ICCH had positive earnings in the past year.
- ICCH had a positive operating cash flow in the past year.
- Of the past 5 years ICCH 4 years were profitable.
- ICCH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of ICCH (2.76%) is better than 60.84% of its industry peers.
- ICCH has a Return On Equity (8.78%) which is comparable to the rest of the industry.
- ICCH has a Return On Invested Capital (2.53%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.76% | ||
| ROE | 8.78% | ||
| ROIC | 2.53% |
ROA(3y)1.26%
ROA(5y)1.67%
ROE(3y)3.65%
ROE(5y)4.45%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- ICCH has a Profit Margin of 7.02%. This is comparable to the rest of the industry: ICCH outperforms 53.15% of its industry peers.
- In the last couple of years the Profit Margin of ICCH has grown nicely.
- ICCH has a Operating Margin of 8.07%. This is comparable to the rest of the industry: ICCH outperforms 40.56% of its industry peers.
- ICCH's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.07% | ||
| PM (TTM) | 7.02% | ||
| GM | N/A |
OM growth 3Y-3.67%
OM growth 5YN/A
PM growth 3Y-6.64%
PM growth 5Y23.87%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- ICCH has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- ICCH has less shares outstanding than it did 1 year ago.
- The debt/assets ratio for ICCH has been reduced compared to a year ago.
2.2 Solvency
- The Debt to FCF ratio of ICCH is 1.23, which is an excellent value as it means it would take ICCH, only 1.23 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of ICCH (1.23) is comparable to the rest of the industry.
- ICCH has a Debt/Equity ratio of 0.21. This is a healthy value indicating a solid balance between debt and equity.
- With a decent Debt to Equity ratio value of 0.21, ICCH is doing good in the industry, outperforming 71.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 1.23 | ||
| Altman-Z | N/A |
ROIC/WACC0.33
WACC7.55%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 42.51% over the past year.
- The Earnings Per Share has been growing by 37.68% on average over the past years. This is a very strong growth
- The Revenue has grown by 13.58% in the past year. This is quite good.
- ICCH shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.40% yearly.
EPS 1Y (TTM)42.51%
EPS 3Y7.35%
EPS 5Y37.68%
EPS Q2Q%366.23%
Revenue 1Y (TTM)13.58%
Revenue growth 3Y14.01%
Revenue growth 5Y10.4%
Sales Q2Q%20.86%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 10.82 indicates a reasonable valuation of ICCH.
- 65.73% of the companies in the same industry are more expensive than ICCH, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 27.21, ICCH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.82 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- ICCH's Enterprise Value to EBITDA ratio is in line with the industry average.
- ICCH's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. ICCH is cheaper than 65.73% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.04 | ||
| EV/EBITDA | 9.46 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.29
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for ICCH!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
ICC HOLDINGS INC / ICCH FAQ
Can you provide the ChartMill fundamental rating for ICC HOLDINGS INC?
ChartMill assigns a fundamental rating of 3 / 10 to ICCH.
Can you provide the valuation status for ICC HOLDINGS INC?
ChartMill assigns a valuation rating of 3 / 10 to ICC HOLDINGS INC (ICCH). This can be considered as Overvalued.
Can you provide the profitability details for ICC HOLDINGS INC?
ICC HOLDINGS INC (ICCH) has a profitability rating of 4 / 10.
How financially healthy is ICC HOLDINGS INC?
The financial health rating of ICC HOLDINGS INC (ICCH) is 3 / 10.