23.9699 USD
+0.38 (+1.61%)
We assign a fundamental rating of 5 out of 10 to HWCPZ. HWCPZ was compared to 383 industry peers in the Banks industry. There are concerns on the financial health of HWCPZ while its profitability can be described as average. HWCPZ is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
- HWCPZ had positive earnings in the past year.
- In the past year HWCPZ had a positive cash flow from operations.
- HWCPZ had positive earnings in 4 of the past 5 years.
- Each year in the past 5 years HWCPZ had a positive operating cash flow.
1.2 Ratios
- HWCPZ has a better Return On Assets (1.34%) than 83.55% of its industry peers.
- With a decent Return On Equity value of 10.74%, HWCPZ is doing good in the industry, outperforming 72.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.34% | ||
| ROE | 10.74% | ||
| ROIC | N/A |
ROA(3y)1.29%
ROA(5y)0.99%
ROE(3y)12.25%
ROE(5y)9.55%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With an excellent Profit Margin value of 32.22%, HWCPZ belongs to the best of the industry, outperforming 85.38% of the companies in the same industry.
- HWCPZ's Profit Margin has improved in the last couple of years.
- HWCPZ does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 32.22% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.29%
PM growth 5Y3.57%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- HWCPZ does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, HWCPZ has less shares outstanding
- The number of shares outstanding for HWCPZ has been reduced compared to 5 years ago.
- Compared to 1 year ago, HWCPZ has a worse debt to assets ratio.
2.2 Solvency
- HWCPZ has a debt to FCF ratio of 1.46. This is a very positive value and a sign of high solvency as it would only need 1.46 years to pay back of all of its debts.
- HWCPZ's Debt to FCF ratio of 1.46 is in line compared to the rest of the industry. HWCPZ outperforms 56.66% of its industry peers.
- A Debt/Equity ratio of 0.18 indicates that HWCPZ is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.18, HWCPZ is in line with its industry, outperforming 46.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.46 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC22.14%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- HWCPZ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 26.46%, which is quite impressive.
- The Earnings Per Share has been growing slightly by 5.19% on average over the past years.
- The Revenue has been growing slightly by 7.27% in the past year.
- The Revenue has been growing slightly by 3.61% on average over the past years.
EPS 1Y (TTM)26.46%
EPS 3Y-1.94%
EPS 5Y5.19%
EPS Q2Q%12.03%
Revenue 1Y (TTM)7.27%
Revenue growth 3Y3.68%
Revenue growth 5Y3.61%
Sales Q2Q%4.92%
3.2 Future
- Based on estimates for the next years, HWCPZ will show a small growth in Earnings Per Share. The EPS will grow by 5.92% on average per year.
- Based on estimates for the next years, HWCPZ will show a small growth in Revenue. The Revenue will grow by 4.83% on average per year.
EPS Next Y8.87%
EPS Next 2Y6.91%
EPS Next 3Y5.92%
EPS Next 5YN/A
Revenue Next Year4.98%
Revenue Next 2Y5.05%
Revenue Next 3Y4.83%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 4.25, the valuation of HWCPZ can be described as very cheap.
- 97.39% of the companies in the same industry are more expensive than HWCPZ, based on the Price/Earnings ratio.
- HWCPZ is valuated cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 3.97, the valuation of HWCPZ can be described as very cheap.
- Based on the Price/Forward Earnings ratio, HWCPZ is valued cheaper than 97.65% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of HWCPZ to the average of the S&P500 Index (24.29), we can say HWCPZ is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.25 | ||
| Fwd PE | 3.97 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of HWCPZ indicates a rather cheap valuation: HWCPZ is cheaper than 95.56% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.54 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.48
PEG (5Y)0.82
EPS Next 2Y6.91%
EPS Next 3Y5.92%
5. Dividend
5.1 Amount
- HWCPZ has a Yearly Dividend Yield of 2.63%. Purely for dividend investing, there may be better candidates out there.
- HWCPZ's Dividend Yield is comparable with the industry average which is at 2.86.
- Compared to an average S&P500 Dividend Yield of 1.84, HWCPZ pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.63% |
5.2 History
- The dividend of HWCPZ is nicely growing with an annual growth rate of 6.82%!
- HWCPZ has been paying a dividend for over 5 years, so it has already some track record.
- HWCPZ has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.82%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- 31.49% of the earnings are spent on dividend by HWCPZ. This is a low number and sustainable payout ratio.
- The dividend of HWCPZ is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP31.49%
EPS Next 2Y6.91%
EPS Next 3Y5.92%
HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60
NASDAQ:HWCPZ (1/16/2026, 8:26:18 PM)
23.9699
+0.38 (+1.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-14 2025-10-14/amc
Earnings (Next)01-20 2026-01-20/amc
Inst Owners95.27%
Inst Owner ChangeN/A
Ins Owners0.93%
Ins Owner ChangeN/A
Market Cap2.00B
Revenue(TTM)1.49B
Net Income(TTM)480.36M
Analysts81.54
Price Target25.9 (8.05%)
Short Float %0.01%
Short Ratio1.03
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.63% |
Yearly Dividend1.52
Dividend Growth(5Y)6.82%
DP31.49%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.26%
Min EPS beat(2)-0.35%
Max EPS beat(2)2.87%
EPS beat(4)3
Avg EPS beat(4)4.16%
Min EPS beat(4)-0.35%
Max EPS beat(4)8.14%
EPS beat(8)6
Avg EPS beat(8)-2.66%
EPS beat(12)8
Avg EPS beat(12)-1.26%
EPS beat(16)11
Avg EPS beat(16)0.29%
Revenue beat(2)0
Avg Revenue beat(2)-1.79%
Min Revenue beat(2)-2.4%
Max Revenue beat(2)-1.18%
Revenue beat(4)0
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-2.4%
Max Revenue beat(4)-1.08%
Revenue beat(8)0
Avg Revenue beat(8)-2.51%
Revenue beat(12)0
Avg Revenue beat(12)-2.43%
Revenue beat(16)0
Avg Revenue beat(16)-2.19%
PT rev (1m)-3.16%
PT rev (3m)-5.98%
EPS NQ rev (1m)2.1%
EPS NQ rev (3m)2.13%
EPS NY rev (1m)0.15%
EPS NY rev (3m)0.88%
Revenue NQ rev (1m)0.21%
Revenue NQ rev (3m)-0.89%
Revenue NY rev (1m)0.06%
Revenue NY rev (3m)-0.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.25 | ||
| Fwd PE | 3.97 | ||
| P/S | 1.34 | ||
| P/FCF | 3.54 | ||
| P/OCF | 3.45 | ||
| P/B | 0.45 | ||
| P/tB | 0.58 | ||
| EV/EBITDA | N/A |
EPS(TTM)5.64
EY23.53%
EPS(NY)6.04
Fwd EY25.18%
FCF(TTM)6.77
FCFY28.24%
OCF(TTM)6.94
OCFY28.96%
SpS17.83
BVpS53.52
TBVpS41.61
PEG (NY)0.48
PEG (5Y)0.82
Graham Number82.41
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.34% | ||
| ROE | 10.74% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 32.22% | ||
| GM | N/A | ||
| FCFM | 37.97% |
ROA(3y)1.29%
ROA(5y)0.99%
ROE(3y)12.25%
ROE(5y)9.55%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.29%
PM growth 5Y3.57%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.46 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 37.24% | ||
| Cap/Sales | 0.96% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 117.83% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC22.14%
ROIC/WACCN/A
Cap/Depr(3y)47.48%
Cap/Depr(5y)53.91%
Cap/Sales(3y)1.54%
Cap/Sales(5y)1.88%
Profit Quality(3y)137.62%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)26.46%
EPS 3Y-1.94%
EPS 5Y5.19%
EPS Q2Q%12.03%
EPS Next Y8.87%
EPS Next 2Y6.91%
EPS Next 3Y5.92%
EPS Next 5YN/A
Revenue 1Y (TTM)7.27%
Revenue growth 3Y3.68%
Revenue growth 5Y3.61%
Sales Q2Q%4.92%
Revenue Next Year4.98%
Revenue Next 2Y5.05%
Revenue Next 3Y4.83%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y5.21%
FCF growth 3Y3.07%
FCF growth 5Y14.76%
OCF growth 1Y1.94%
OCF growth 3Y2.23%
OCF growth 5Y12.2%
HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 / HWCPZ FAQ
What is the ChartMill fundamental rating of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?
ChartMill assigns a fundamental rating of 5 / 10 to HWCPZ.
What is the valuation status of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?
ChartMill assigns a valuation rating of 8 / 10 to HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ). This can be considered as Undervalued.
Can you provide the profitability details for HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60?
HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) has a profitability rating of 4 / 10.
Can you provide the expected EPS growth for HWCPZ stock?
The Earnings per Share (EPS) of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) is expected to grow by 8.87% in the next year.
How sustainable is the dividend of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?
The dividend rating of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) is 5 / 10 and the dividend payout ratio is 31.49%.