23.9699 USD
+0.38 (+1.61%)
Overall HWCPZ gets a fundamental rating of 5 out of 10. We evaluated HWCPZ against 383 industry peers in the Banks industry. HWCPZ has a medium profitability rating, but doesn't score so well on its financial health evaluation. A decent growth rate in combination with a cheap valuation! Better keep an eye on HWCPZ.
1. Profitability
1.1 Basic Checks
- HWCPZ had positive earnings in the past year.
- HWCPZ had a positive operating cash flow in the past year.
- HWCPZ had positive earnings in 4 of the past 5 years.
- In the past 5 years HWCPZ always reported a positive cash flow from operatings.
1.2 Ratios
- With an excellent Return On Assets value of 1.34%, HWCPZ belongs to the best of the industry, outperforming 83.55% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 10.74%, HWCPZ is in the better half of the industry, outperforming 72.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.34% | ||
| ROE | 10.74% | ||
| ROIC | N/A |
ROA(3y)1.29%
ROA(5y)0.99%
ROE(3y)12.25%
ROE(5y)9.55%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- HWCPZ has a better Profit Margin (32.22%) than 85.38% of its industry peers.
- In the last couple of years the Profit Margin of HWCPZ has grown nicely.
- The Operating Margin and Gross Margin are not available for HWCPZ so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 32.22% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.29%
PM growth 5Y3.57%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- HWCPZ does not have a ROIC to compare to the WACC, probably because it is not profitable.
- HWCPZ has less shares outstanding than it did 1 year ago.
- HWCPZ has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, HWCPZ has a worse debt to assets ratio.
2.2 Solvency
- HWCPZ has a debt to FCF ratio of 1.46. This is a very positive value and a sign of high solvency as it would only need 1.46 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 1.46, HWCPZ perfoms like the industry average, outperforming 56.66% of the companies in the same industry.
- HWCPZ has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
- HWCPZ's Debt to Equity ratio of 0.18 is in line compared to the rest of the industry. HWCPZ outperforms 46.48% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.46 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC22.06%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- HWCPZ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 26.46%, which is quite impressive.
- The Earnings Per Share has been growing slightly by 5.19% on average over the past years.
- HWCPZ shows a small growth in Revenue. In the last year, the Revenue has grown by 7.27%.
- HWCPZ shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.61% yearly.
EPS 1Y (TTM)26.46%
EPS 3Y-1.94%
EPS 5Y5.19%
EPS Q2Q%12.03%
Revenue 1Y (TTM)7.27%
Revenue growth 3Y3.68%
Revenue growth 5Y3.61%
Sales Q2Q%4.92%
3.2 Future
- HWCPZ is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.92% yearly.
- HWCPZ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.81% yearly.
EPS Next Y8.87%
EPS Next 2Y6.91%
EPS Next 3Y5.92%
EPS Next 5YN/A
Revenue Next Year4.91%
Revenue Next 2Y4.99%
Revenue Next 3Y4.81%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 4.25 indicates a rather cheap valuation of HWCPZ.
- Compared to the rest of the industry, the Price/Earnings ratio of HWCPZ indicates a rather cheap valuation: HWCPZ is cheaper than 97.39% of the companies listed in the same industry.
- HWCPZ's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.47.
- A Price/Forward Earnings ratio of 3.97 indicates a rather cheap valuation of HWCPZ.
- HWCPZ's Price/Forward Earnings ratio is rather cheap when compared to the industry. HWCPZ is cheaper than 97.65% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.26, HWCPZ is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.25 | ||
| Fwd PE | 3.97 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, HWCPZ is valued cheaply inside the industry as 95.56% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.54 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- HWCPZ's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.48
PEG (5Y)0.82
EPS Next 2Y6.91%
EPS Next 3Y5.92%
5. Dividend
5.1 Amount
- HWCPZ has a Yearly Dividend Yield of 2.65%.
- HWCPZ's Dividend Yield is comparable with the industry average which is at 2.91.
- Compared to an average S&P500 Dividend Yield of 1.89, HWCPZ pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.65% |
5.2 History
- The dividend of HWCPZ is nicely growing with an annual growth rate of 6.82%!
- HWCPZ has been paying a dividend for over 5 years, so it has already some track record.
- HWCPZ has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.82%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- HWCPZ pays out 31.49% of its income as dividend. This is a sustainable payout ratio.
- HWCPZ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP31.49%
EPS Next 2Y6.91%
EPS Next 3Y5.92%
HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60
NASDAQ:HWCPZ (1/16/2026, 4:30:02 PM)
23.9699
+0.38 (+1.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-14 2025-10-14/amc
Earnings (Next)01-20 2026-01-20/amc
Inst Owners95.27%
Inst Owner ChangeN/A
Ins Owners0.93%
Ins Owner ChangeN/A
Market Cap2.00B
Revenue(TTM)1.49B
Net Income(TTM)480.36M
Analysts81.54
Price Target25.97 (8.34%)
Short Float %0.01%
Short Ratio1.03
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.65% |
Yearly Dividend1.52
Dividend Growth(5Y)6.82%
DP31.49%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.26%
Min EPS beat(2)-0.35%
Max EPS beat(2)2.87%
EPS beat(4)3
Avg EPS beat(4)4.16%
Min EPS beat(4)-0.35%
Max EPS beat(4)8.14%
EPS beat(8)6
Avg EPS beat(8)-2.66%
EPS beat(12)8
Avg EPS beat(12)-1.26%
EPS beat(16)11
Avg EPS beat(16)0.29%
Revenue beat(2)0
Avg Revenue beat(2)-1.79%
Min Revenue beat(2)-2.4%
Max Revenue beat(2)-1.18%
Revenue beat(4)0
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-2.4%
Max Revenue beat(4)-1.08%
Revenue beat(8)0
Avg Revenue beat(8)-2.51%
Revenue beat(12)0
Avg Revenue beat(12)-2.43%
Revenue beat(16)0
Avg Revenue beat(16)-2.19%
PT rev (1m)-2.88%
PT rev (3m)-5.71%
EPS NQ rev (1m)0.62%
EPS NQ rev (3m)0.64%
EPS NY rev (1m)0.15%
EPS NY rev (3m)0.88%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.1%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.25 | ||
| Fwd PE | 3.97 | ||
| P/S | 1.34 | ||
| P/FCF | 3.54 | ||
| P/OCF | 3.45 | ||
| P/B | 0.45 | ||
| P/tB | 0.58 | ||
| EV/EBITDA | N/A |
EPS(TTM)5.64
EY23.53%
EPS(NY)6.04
Fwd EY25.18%
FCF(TTM)6.77
FCFY28.24%
OCF(TTM)6.94
OCFY28.96%
SpS17.83
BVpS53.52
TBVpS41.61
PEG (NY)0.48
PEG (5Y)0.82
Graham Number82.41
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.34% | ||
| ROE | 10.74% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 32.22% | ||
| GM | N/A | ||
| FCFM | 37.97% |
ROA(3y)1.29%
ROA(5y)0.99%
ROE(3y)12.25%
ROE(5y)9.55%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.29%
PM growth 5Y3.57%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.46 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 37.24% | ||
| Cap/Sales | 0.96% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 117.83% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC22.06%
ROIC/WACCN/A
Cap/Depr(3y)47.48%
Cap/Depr(5y)53.91%
Cap/Sales(3y)1.54%
Cap/Sales(5y)1.88%
Profit Quality(3y)137.62%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)26.46%
EPS 3Y-1.94%
EPS 5Y5.19%
EPS Q2Q%12.03%
EPS Next Y8.87%
EPS Next 2Y6.91%
EPS Next 3Y5.92%
EPS Next 5YN/A
Revenue 1Y (TTM)7.27%
Revenue growth 3Y3.68%
Revenue growth 5Y3.61%
Sales Q2Q%4.92%
Revenue Next Year4.91%
Revenue Next 2Y4.99%
Revenue Next 3Y4.81%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y5.21%
FCF growth 3Y3.07%
FCF growth 5Y14.76%
OCF growth 1Y1.94%
OCF growth 3Y2.23%
OCF growth 5Y12.2%
HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 / HWCPZ FAQ
What is the ChartMill fundamental rating of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?
ChartMill assigns a fundamental rating of 5 / 10 to HWCPZ.
What is the valuation status of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?
ChartMill assigns a valuation rating of 8 / 10 to HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ). This can be considered as Undervalued.
Can you provide the profitability details for HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60?
HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) has a profitability rating of 4 / 10.
Can you provide the expected EPS growth for HWCPZ stock?
The Earnings per Share (EPS) of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) is expected to grow by 8.87% in the next year.
How sustainable is the dividend of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?
The dividend rating of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) is 5 / 10 and the dividend payout ratio is 31.49%.