HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) Fundamental Analysis & Valuation

NASDAQ:HWCPZ • US4101204067

Current stock price

21.94 USD
-0.03 (-0.14%)
Last:

This HWCPZ fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. HWCPZ Profitability Analysis

1.1 Basic Checks

  • HWCPZ had positive earnings in the past year.
  • HWCPZ had a positive operating cash flow in the past year.
  • HWCPZ had positive earnings in each of the past 5 years.
  • Each year in the past 5 years HWCPZ had a positive operating cash flow.
HWCPZ Yearly Net Income VS EBIT VS OCF VS FCFHWCPZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

1.2 Ratios

  • With an excellent Return On Assets value of 1.36%, HWCPZ belongs to the best of the industry, outperforming 83.68% of the companies in the same industry.
  • HWCPZ has a better Return On Equity (10.85%) than 68.16% of its industry peers.
Industry RankSector Rank
ROA 1.36%
ROE 10.85%
ROIC N/A
ROA(3y)1.25%
ROA(5y)1.29%
ROE(3y)10.72%
ROE(5y)12%
ROIC(3y)N/A
ROIC(5y)N/A
HWCPZ Yearly ROA, ROE, ROICHWCPZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

1.3 Margins

  • HWCPZ's Profit Margin of 31.94% is amongst the best of the industry. HWCPZ outperforms 82.63% of its industry peers.
  • HWCPZ's Profit Margin has declined in the last couple of years.
  • The Operating Margin and Gross Margin are not available for HWCPZ so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 31.94%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.11%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
HWCPZ Yearly Profit, Operating, Gross MarginsHWCPZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. HWCPZ Health Analysis

2.1 Basic Checks

  • HWCPZ does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • HWCPZ has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for HWCPZ has been reduced compared to 5 years ago.
  • Compared to 1 year ago, HWCPZ has an improved debt to assets ratio.
HWCPZ Yearly Shares OutstandingHWCPZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
HWCPZ Yearly Total Debt VS Total AssetsHWCPZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.2 Solvency

  • HWCPZ has a debt to FCF ratio of 1.56. This is a very positive value and a sign of high solvency as it would only need 1.56 years to pay back of all of its debts.
  • HWCPZ has a Debt to FCF ratio (1.56) which is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.18 indicates that HWCPZ is not too dependend on debt financing.
  • HWCPZ has a Debt to Equity ratio (0.18) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.56
Altman-Z N/A
ROIC/WACCN/A
WACC20.13%
HWCPZ Yearly LT Debt VS Equity VS FCFHWCPZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HWCPZ Yearly Current Assets VS Current LiabilitesHWCPZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. HWCPZ Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 8.52% over the past year.
  • Measured over the past years, HWCPZ shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.33% on average per year.
  • The Revenue has been growing slightly by 4.78% in the past year.
  • The Revenue has been growing slightly by 3.64% on average over the past years.
EPS 1Y (TTM)8.52%
EPS 3Y-1.41%
EPS 5Y8.33%
EPS Q2Q%6.43%
Revenue 1Y (TTM)4.78%
Revenue growth 3Y3.13%
Revenue growth 5Y3.64%
Sales Q2Q%6.73%

3.2 Future

  • The Earnings Per Share is expected to grow by 8.99% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 4.31% on average over the next years.
EPS Next Y11.11%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
EPS Next 5YN/A
Revenue Next Year5.84%
Revenue Next 2Y5.1%
Revenue Next 3Y4.31%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
HWCPZ Yearly Revenue VS EstimatesHWCPZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 500M 1B 1.5B
HWCPZ Yearly EPS VS EstimatesHWCPZ Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 2 4 6

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8

4. HWCPZ Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 3.83, which indicates a rather cheap valuation of HWCPZ.
  • Based on the Price/Earnings ratio, HWCPZ is valued cheaply inside the industry as 97.37% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of HWCPZ to the average of the S&P500 Index (25.60), we can say HWCPZ is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 3.45, the valuation of HWCPZ can be described as very cheap.
  • 97.37% of the companies in the same industry are more expensive than HWCPZ, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 22.84. HWCPZ is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 3.83
Fwd PE 3.45
HWCPZ Price Earnings VS Forward Price EarningsHWCPZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, HWCPZ is valued cheaply inside the industry as 96.05% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 3.43
EV/EBITDA N/A
HWCPZ Per share dataHWCPZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.34
PEG (5Y)0.46
EPS Next 2Y9.28%
EPS Next 3Y8.99%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. HWCPZ Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.15%, HWCPZ has a reasonable but not impressive dividend return.
  • HWCPZ's Dividend Yield is a higher than the industry average which is at 2.66.
  • Compared to an average S&P500 Dividend Yield of 1.88, HWCPZ pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.15%

5.2 History

  • On average, the dividend of HWCPZ grows each year by 10.83%, which is quite nice.
  • HWCPZ has been paying a dividend for over 5 years, so it has already some track record.
  • HWCPZ has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)10.83%
Div Incr Years0
Div Non Decr Years4
HWCPZ Yearly Dividends per shareHWCPZ Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • HWCPZ pays out 31.78% of its income as dividend. This is a sustainable payout ratio.
  • HWCPZ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP31.78%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
HWCPZ Yearly Income VS Free CF VS DividendHWCPZ Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M
HWCPZ Dividend Payout.HWCPZ Dividend Payout, showing the Payout Ratio.HWCPZ Dividend Payout.PayoutRetained Earnings

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HWCPZ Fundamentals: All Metrics, Ratios and Statistics

HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60

NASDAQ:HWCPZ (4/2/2026, 8:00:02 PM)

21.94

-0.03 (-0.14%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-20
Earnings (Next)04-21
Inst Owners94.73%
Inst Owner ChangeN/A
Ins Owners0.91%
Ins Owner ChangeN/A
Market Cap1.79B
Revenue(TTM)1.52B
Net Income(TTM)484.03M
Analysts83.33
Price Target28.18 (28.44%)
Short Float %0.02%
Short Ratio1.48
Dividend
Industry RankSector Rank
Dividend Yield 3.15%
Yearly Dividend1.83
Dividend Growth(5Y)10.83%
DP31.78%
Div Incr Years0
Div Non Decr Years4
Ex-Date03-02
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.96%
Min EPS beat(2)-0.95%
Max EPS beat(2)2.87%
EPS beat(4)2
Avg EPS beat(4)1.89%
Min EPS beat(4)-0.95%
Max EPS beat(4)6%
EPS beat(8)6
Avg EPS beat(8)3.67%
EPS beat(12)8
Avg EPS beat(12)-1.27%
EPS beat(16)10
Avg EPS beat(16)-0.6%
Revenue beat(2)0
Avg Revenue beat(2)-2.05%
Min Revenue beat(2)-2.4%
Max Revenue beat(2)-1.71%
Revenue beat(4)0
Avg Revenue beat(4)-1.79%
Min Revenue beat(4)-2.4%
Max Revenue beat(4)-1.18%
Revenue beat(8)0
Avg Revenue beat(8)-1.46%
Revenue beat(12)0
Avg Revenue beat(12)-2.16%
Revenue beat(16)0
Avg Revenue beat(16)-2.15%
PT rev (1m)0%
PT rev (3m)8.5%
EPS NQ rev (1m)0.25%
EPS NQ rev (3m)4.9%
EPS NY rev (1m)-0.29%
EPS NY rev (3m)5.49%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.14%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.8%
Valuation
Industry RankSector Rank
PE 3.83
Fwd PE 3.45
P/S 1.18
P/FCF 3.43
P/OCF 3.31
P/B 0.4
P/tB 0.52
EV/EBITDA N/A
EPS(TTM)5.73
EY26.12%
EPS(NY)6.37
Fwd EY29.02%
FCF(TTM)6.41
FCFY29.19%
OCF(TTM)6.63
OCFY30.24%
SpS18.56
BVpS54.62
TBVpS42.46
PEG (NY)0.34
PEG (5Y)0.46
Graham Number83.91
Profitability
Industry RankSector Rank
ROA 1.36%
ROE 10.85%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 31.94%
GM N/A
FCFM 34.52%
ROA(3y)1.25%
ROA(5y)1.29%
ROE(3y)10.72%
ROE(5y)12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.11%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.56
Debt/EBITDA N/A
Cap/Depr 50.23%
Cap/Sales 1.24%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 108.06%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC20.13%
ROIC/WACCN/A
Cap/Depr(3y)42.95%
Cap/Depr(5y)48.8%
Cap/Sales(3y)1.25%
Cap/Sales(5y)1.53%
Profit Quality(3y)121.17%
Profit Quality(5y)128.94%
High Growth Momentum
Growth
EPS 1Y (TTM)8.52%
EPS 3Y-1.41%
EPS 5Y8.33%
EPS Q2Q%6.43%
EPS Next Y11.11%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
EPS Next 5YN/A
Revenue 1Y (TTM)4.78%
Revenue growth 3Y3.13%
Revenue growth 5Y3.64%
Sales Q2Q%6.73%
Revenue Next Year5.84%
Revenue Next 2Y5.1%
Revenue Next 3Y4.31%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-15.02%
FCF growth 3Y-13.67%
FCF growth 5Y10.51%
OCF growth 1Y-13.42%
OCF growth 3Y-13.67%
OCF growth 5Y8.81%

HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 / HWCPZ Fundamental Analysis FAQ

What is the ChartMill fundamental rating of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?

ChartMill assigns a fundamental rating of 5 / 10 to HWCPZ.


What is the valuation status for HWCPZ stock?

ChartMill assigns a valuation rating of 8 / 10 to HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ). This can be considered as Undervalued.


How profitable is HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?

HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) has a profitability rating of 4 / 10.


How financially healthy is HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60?

The financial health rating of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) is 3 / 10.


Can you provide the expected EPS growth for HWCPZ stock?

The Earnings per Share (EPS) of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) is expected to grow by 11.11% in the next year.