HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) Stock Fundamental Analysis

NASDAQ:HWCPZ • US4101204067

24.305 USD
-0.1 (-0.39%)
Last: Feb 13, 2026, 08:15 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

HWCPZ gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 381 industry peers in the Banks industry. HWCPZ has a medium profitability rating, but doesn't score so well on its financial health evaluation. A decent growth rate in combination with a cheap valuation! Better keep an eye on HWCPZ. Finally HWCPZ also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • HWCPZ had positive earnings in the past year.
  • HWCPZ had a positive operating cash flow in the past year.
  • HWCPZ had positive earnings in each of the past 5 years.
  • Of the past 5 years HWCPZ 4 years had a positive operating cash flow.
HWCPZ Yearly Net Income VS EBIT VS OCF VS FCFHWCPZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

1.2 Ratios

  • HWCPZ has a Return On Assets of 1.34%. This is amongst the best in the industry. HWCPZ outperforms 83.73% of its industry peers.
  • With a decent Return On Equity value of 10.74%, HWCPZ is doing good in the industry, outperforming 71.65% of the companies in the same industry.
Industry RankSector Rank
ROA 1.34%
ROE 10.74%
ROIC N/A
ROA(3y)1.25%
ROA(5y)1.29%
ROE(3y)10.72%
ROE(5y)12%
ROIC(3y)N/A
ROIC(5y)N/A
HWCPZ Yearly ROA, ROE, ROICHWCPZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

1.3 Margins

  • HWCPZ has a better Profit Margin (32.22%) than 85.04% of its industry peers.
  • HWCPZ's Profit Margin has declined in the last couple of years.
  • HWCPZ does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 32.22%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.11%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
HWCPZ Yearly Profit, Operating, Gross MarginsHWCPZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • HWCPZ does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • HWCPZ has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for HWCPZ has been reduced compared to 5 years ago.
  • Compared to 1 year ago, HWCPZ has a worse debt to assets ratio.
HWCPZ Yearly Shares OutstandingHWCPZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
HWCPZ Yearly Total Debt VS Total AssetsHWCPZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.2 Solvency

  • The Debt to FCF ratio of HWCPZ is 1.46, which is an excellent value as it means it would take HWCPZ, only 1.46 years of fcf income to pay off all of its debts.
  • HWCPZ has a Debt to FCF ratio (1.46) which is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.18 indicates that HWCPZ is not too dependend on debt financing.
  • HWCPZ has a Debt to Equity ratio (0.18) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.46
Altman-Z N/A
ROIC/WACCN/A
WACC21.8%
HWCPZ Yearly LT Debt VS Equity VS FCFHWCPZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HWCPZ Yearly Current Assets VS Current LiabilitesHWCPZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • HWCPZ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.52%, which is quite good.
  • The Earnings Per Share has been growing by 8.33% on average over the past years. This is quite good.
  • Looking at the last year, HWCPZ shows a small growth in Revenue. The Revenue has grown by 4.78% in the last year.
  • HWCPZ shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.64% yearly.
EPS 1Y (TTM)8.52%
EPS 3Y-1.41%
EPS 5Y8.33%
EPS Q2Q%6.43%
Revenue 1Y (TTM)4.78%
Revenue growth 3Y3.13%
Revenue growth 5Y3.64%
Sales Q2Q%6.73%

3.2 Future

  • Based on estimates for the next years, HWCPZ will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.99% on average per year.
  • Based on estimates for the next years, HWCPZ will show a small growth in Revenue. The Revenue will grow by 4.31% on average per year.
EPS Next Y11.43%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
EPS Next 5YN/A
Revenue Next Year5.84%
Revenue Next 2Y5.1%
Revenue Next 3Y4.31%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
HWCPZ Yearly Revenue VS EstimatesHWCPZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 500M 1B 1.5B
HWCPZ Yearly EPS VS EstimatesHWCPZ Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 2 4 6

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 4.24, which indicates a rather cheap valuation of HWCPZ.
  • Compared to the rest of the industry, the Price/Earnings ratio of HWCPZ indicates a rather cheap valuation: HWCPZ is cheaper than 97.64% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of HWCPZ to the average of the S&P500 Index (27.19), we can say HWCPZ is valued rather cheaply.
  • A Price/Forward Earnings ratio of 3.81 indicates a rather cheap valuation of HWCPZ.
  • Based on the Price/Forward Earnings ratio, HWCPZ is valued cheaper than 97.64% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, HWCPZ is valued rather cheaply.
Industry RankSector Rank
PE 4.24
Fwd PE 3.81
HWCPZ Price Earnings VS Forward Price EarningsHWCPZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, HWCPZ is valued cheaper than 96.06% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.59
EV/EBITDA N/A
HWCPZ Per share dataHWCPZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • HWCPZ's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.37
PEG (5Y)0.51
EPS Next 2Y9.28%
EPS Next 3Y8.99%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. Dividend

5.1 Amount

  • HWCPZ has a Yearly Dividend Yield of 6.41%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.78, HWCPZ pays a better dividend. On top of this HWCPZ pays more dividend than 92.65% of the companies listed in the same industry.
  • HWCPZ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 6.41%

5.2 History

  • The dividend of HWCPZ is nicely growing with an annual growth rate of 6.82%!
  • HWCPZ has been paying a dividend for over 5 years, so it has already some track record.
  • HWCPZ has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.82%
Div Incr Years0
Div Non Decr Years4
HWCPZ Yearly Dividends per shareHWCPZ Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • HWCPZ pays out 31.49% of its income as dividend. This is a sustainable payout ratio.
  • HWCPZ's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP31.49%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
HWCPZ Yearly Income VS Free CF VS DividendHWCPZ Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M
HWCPZ Dividend Payout.HWCPZ Dividend Payout, showing the Payout Ratio.HWCPZ Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60

NASDAQ:HWCPZ (2/13/2026, 8:15:24 PM)

24.305

-0.1 (-0.39%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-20
Earnings (Next)04-13
Inst Owners95.27%
Inst Owner ChangeN/A
Ins Owners0.93%
Ins Owner ChangeN/A
Market Cap2.03B
Revenue(TTM)1.52B
Net Income(TTM)480.36M
Analysts81.54
Price Target27.4 (12.73%)
Short Float %0.01%
Short Ratio1.09
Dividend
Industry RankSector Rank
Dividend Yield 6.41%
Yearly Dividend1.52
Dividend Growth(5Y)6.82%
DP31.49%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.26%
Min EPS beat(2)-0.35%
Max EPS beat(2)2.87%
EPS beat(4)3
Avg EPS beat(4)4.16%
Min EPS beat(4)-0.35%
Max EPS beat(4)8.14%
EPS beat(8)6
Avg EPS beat(8)-2.66%
EPS beat(12)8
Avg EPS beat(12)-1.26%
EPS beat(16)11
Avg EPS beat(16)0.29%
Revenue beat(2)0
Avg Revenue beat(2)-1.79%
Min Revenue beat(2)-2.4%
Max Revenue beat(2)-1.18%
Revenue beat(4)0
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-2.4%
Max Revenue beat(4)-1.08%
Revenue beat(8)0
Avg Revenue beat(8)-2.51%
Revenue beat(12)0
Avg Revenue beat(12)-2.43%
Revenue beat(16)0
Avg Revenue beat(16)-2.19%
PT rev (1m)5.48%
PT rev (3m)-6.42%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.46%
EPS NY rev (1m)5.8%
EPS NY rev (3m)6.11%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.09%
Revenue NY rev (1m)0.68%
Revenue NY rev (3m)0.56%
Valuation
Industry RankSector Rank
PE 4.24
Fwd PE 3.81
P/S 1.36
P/FCF 3.59
P/OCF 3.5
P/B 0.45
P/tB 0.58
EV/EBITDA N/A
EPS(TTM)5.73
EY23.58%
EPS(NY)6.38
Fwd EY26.27%
FCF(TTM)6.77
FCFY27.85%
OCF(TTM)6.94
OCFY28.56%
SpS17.83
BVpS53.52
TBVpS41.61
PEG (NY)0.37
PEG (5Y)0.51
Graham Number83.06
Profitability
Industry RankSector Rank
ROA 1.34%
ROE 10.74%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 32.22%
GM N/A
FCFM 37.97%
ROA(3y)1.25%
ROA(5y)1.29%
ROE(3y)10.72%
ROE(5y)12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.11%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.46
Debt/EBITDA N/A
Cap/Depr 37.24%
Cap/Sales 0.96%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 117.83%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC21.8%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.52%
EPS 3Y-1.41%
EPS 5Y8.33%
EPS Q2Q%6.43%
EPS Next Y11.43%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
EPS Next 5YN/A
Revenue 1Y (TTM)4.78%
Revenue growth 3Y3.13%
Revenue growth 5Y3.64%
Sales Q2Q%6.73%
Revenue Next Year5.84%
Revenue Next 2Y5.1%
Revenue Next 3Y4.31%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y9.04%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y10.11%
OCF growth 3YN/A
OCF growth 5YN/A

HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 / HWCPZ FAQ

What is the ChartMill fundamental rating of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?

ChartMill assigns a fundamental rating of 5 / 10 to HWCPZ.


What is the valuation status of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?

ChartMill assigns a valuation rating of 8 / 10 to HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ). This can be considered as Undervalued.


Can you provide the profitability details for HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60?

HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) has a profitability rating of 4 / 10.


Can you provide the expected EPS growth for HWCPZ stock?

The Earnings per Share (EPS) of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) is expected to grow by 11.43% in the next year.


How sustainable is the dividend of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?

The dividend rating of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) is 8 / 10 and the dividend payout ratio is 31.49%.