HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) Stock Fundamental Analysis

NASDAQ:HWCPZ • US4101204067

24.41 USD
+0.11 (+0.43%)
Last: Feb 17, 2026, 08:21 PM
Fundamental Rating

5

Overall HWCPZ gets a fundamental rating of 5 out of 10. We evaluated HWCPZ against 381 industry peers in the Banks industry. HWCPZ has a medium profitability rating, but doesn't score so well on its financial health evaluation. A decent growth rate in combination with a cheap valuation! Better keep an eye on HWCPZ. Finally HWCPZ also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year HWCPZ was profitable.
  • In the past year HWCPZ had a positive cash flow from operations.
  • In the past 5 years HWCPZ has always been profitable.
  • HWCPZ had a positive operating cash flow in 4 of the past 5 years.
HWCPZ Yearly Net Income VS EBIT VS OCF VS FCFHWCPZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.34%, HWCPZ belongs to the top of the industry, outperforming 83.73% of the companies in the same industry.
  • HWCPZ has a better Return On Equity (10.74%) than 71.65% of its industry peers.
Industry RankSector Rank
ROA 1.34%
ROE 10.74%
ROIC N/A
ROA(3y)1.25%
ROA(5y)1.29%
ROE(3y)10.72%
ROE(5y)12%
ROIC(3y)N/A
ROIC(5y)N/A
HWCPZ Yearly ROA, ROE, ROICHWCPZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

1.3 Margins

  • The Profit Margin of HWCPZ (32.22%) is better than 85.04% of its industry peers.
  • In the last couple of years the Profit Margin of HWCPZ has declined.
  • The Operating Margin and Gross Margin are not available for HWCPZ so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 32.22%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.11%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
HWCPZ Yearly Profit, Operating, Gross MarginsHWCPZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30

3

2. Health

2.1 Basic Checks

  • HWCPZ does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, HWCPZ has less shares outstanding
  • Compared to 5 years ago, HWCPZ has less shares outstanding
  • Compared to 1 year ago, HWCPZ has a worse debt to assets ratio.
HWCPZ Yearly Shares OutstandingHWCPZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
HWCPZ Yearly Total Debt VS Total AssetsHWCPZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.2 Solvency

  • HWCPZ has a debt to FCF ratio of 1.46. This is a very positive value and a sign of high solvency as it would only need 1.46 years to pay back of all of its debts.
  • HWCPZ has a Debt to FCF ratio (1.46) which is in line with its industry peers.
  • HWCPZ has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of HWCPZ (0.18) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.46
Altman-Z N/A
ROIC/WACCN/A
WACC21.76%
HWCPZ Yearly LT Debt VS Equity VS FCFHWCPZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HWCPZ Yearly Current Assets VS Current LiabilitesHWCPZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

5

3. Growth

3.1 Past

  • HWCPZ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.52%, which is quite good.
  • Measured over the past years, HWCPZ shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.33% on average per year.
  • HWCPZ shows a small growth in Revenue. In the last year, the Revenue has grown by 4.78%.
  • HWCPZ shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.64% yearly.
EPS 1Y (TTM)8.52%
EPS 3Y-1.41%
EPS 5Y8.33%
EPS Q2Q%6.43%
Revenue 1Y (TTM)4.78%
Revenue growth 3Y3.13%
Revenue growth 5Y3.64%
Sales Q2Q%6.73%

3.2 Future

  • The Earnings Per Share is expected to grow by 8.99% on average over the next years. This is quite good.
  • HWCPZ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.31% yearly.
EPS Next Y11.43%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
EPS Next 5YN/A
Revenue Next Year5.84%
Revenue Next 2Y5.1%
Revenue Next 3Y4.31%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
HWCPZ Yearly Revenue VS EstimatesHWCPZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 500M 1B 1.5B
HWCPZ Yearly EPS VS EstimatesHWCPZ Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 2 4 6

8

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 4.26, the valuation of HWCPZ can be described as very cheap.
  • Based on the Price/Earnings ratio, HWCPZ is valued cheaper than 97.64% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.16. HWCPZ is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 3.82, which indicates a rather cheap valuation of HWCPZ.
  • HWCPZ's Price/Forward Earnings ratio is rather cheap when compared to the industry. HWCPZ is cheaper than 97.64% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.10. HWCPZ is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 4.26
Fwd PE 3.82
HWCPZ Price Earnings VS Forward Price EarningsHWCPZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, HWCPZ is valued cheaply inside the industry as 96.06% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 3.61
EV/EBITDA N/A
HWCPZ Per share dataHWCPZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.37
PEG (5Y)0.51
EPS Next 2Y9.28%
EPS Next 3Y8.99%

8

5. Dividend

5.1 Amount

  • HWCPZ has a Yearly Dividend Yield of 6.41%, which is a nice return.
  • HWCPZ's Dividend Yield is rather good when compared to the industry average which is at 2.78. HWCPZ pays more dividend than 92.65% of the companies in the same industry.
  • HWCPZ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 6.41%

5.2 History

  • The dividend of HWCPZ is nicely growing with an annual growth rate of 6.82%!
  • HWCPZ has been paying a dividend for over 5 years, so it has already some track record.
  • HWCPZ has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.82%
Div Incr Years0
Div Non Decr Years4
HWCPZ Yearly Dividends per shareHWCPZ Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 31.49% of the earnings are spent on dividend by HWCPZ. This is a low number and sustainable payout ratio.
  • The dividend of HWCPZ is growing, but earnings are growing more, so the dividend growth is sustainable.
DP31.49%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
HWCPZ Yearly Income VS Free CF VS DividendHWCPZ Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M
HWCPZ Dividend Payout.HWCPZ Dividend Payout, showing the Payout Ratio.HWCPZ Dividend Payout.PayoutRetained Earnings

HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60

NASDAQ:HWCPZ (2/17/2026, 8:21:53 PM)

24.41

+0.11 (+0.43%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-20
Earnings (Next)04-13
Inst Owners95.27%
Inst Owner ChangeN/A
Ins Owners0.93%
Ins Owner ChangeN/A
Market Cap2.04B
Revenue(TTM)1.52B
Net Income(TTM)480.36M
Analysts81.54
Price Target27.4 (12.25%)
Short Float %0.02%
Short Ratio1.49
Dividend
Industry RankSector Rank
Dividend Yield 6.41%
Yearly Dividend1.52
Dividend Growth(5Y)6.82%
DP31.49%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.26%
Min EPS beat(2)-0.35%
Max EPS beat(2)2.87%
EPS beat(4)3
Avg EPS beat(4)4.16%
Min EPS beat(4)-0.35%
Max EPS beat(4)8.14%
EPS beat(8)6
Avg EPS beat(8)-2.66%
EPS beat(12)8
Avg EPS beat(12)-1.26%
EPS beat(16)11
Avg EPS beat(16)0.29%
Revenue beat(2)0
Avg Revenue beat(2)-1.79%
Min Revenue beat(2)-2.4%
Max Revenue beat(2)-1.18%
Revenue beat(4)0
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-2.4%
Max Revenue beat(4)-1.08%
Revenue beat(8)0
Avg Revenue beat(8)-2.51%
Revenue beat(12)0
Avg Revenue beat(12)-2.43%
Revenue beat(16)0
Avg Revenue beat(16)-2.19%
PT rev (1m)5.48%
PT rev (3m)-6.42%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.46%
EPS NY rev (1m)5.8%
EPS NY rev (3m)6.11%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.09%
Revenue NY rev (1m)0.68%
Revenue NY rev (3m)0.56%
Valuation
Industry RankSector Rank
PE 4.26
Fwd PE 3.82
P/S 1.37
P/FCF 3.61
P/OCF 3.52
P/B 0.46
P/tB 0.59
EV/EBITDA N/A
EPS(TTM)5.73
EY23.47%
EPS(NY)6.38
Fwd EY26.16%
FCF(TTM)6.77
FCFY27.73%
OCF(TTM)6.94
OCFY28.43%
SpS17.83
BVpS53.52
TBVpS41.61
PEG (NY)0.37
PEG (5Y)0.51
Graham Number83.06
Profitability
Industry RankSector Rank
ROA 1.34%
ROE 10.74%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 32.22%
GM N/A
FCFM 37.97%
ROA(3y)1.25%
ROA(5y)1.29%
ROE(3y)10.72%
ROE(5y)12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.11%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.46
Debt/EBITDA N/A
Cap/Depr 37.24%
Cap/Sales 0.96%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 117.83%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC21.76%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.52%
EPS 3Y-1.41%
EPS 5Y8.33%
EPS Q2Q%6.43%
EPS Next Y11.43%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
EPS Next 5YN/A
Revenue 1Y (TTM)4.78%
Revenue growth 3Y3.13%
Revenue growth 5Y3.64%
Sales Q2Q%6.73%
Revenue Next Year5.84%
Revenue Next 2Y5.1%
Revenue Next 3Y4.31%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y9.04%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y10.11%
OCF growth 3YN/A
OCF growth 5YN/A

HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 / HWCPZ FAQ

What is the ChartMill fundamental rating of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?

ChartMill assigns a fundamental rating of 5 / 10 to HWCPZ.


What is the valuation status of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?

ChartMill assigns a valuation rating of 8 / 10 to HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ). This can be considered as Undervalued.


Can you provide the profitability details for HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60?

HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) has a profitability rating of 4 / 10.


Can you provide the expected EPS growth for HWCPZ stock?

The Earnings per Share (EPS) of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) is expected to grow by 11.43% in the next year.


How sustainable is the dividend of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) stock?

The dividend rating of HANCOCK WHITNEY CORP - HWC 6 1/4 06/15/60 (HWCPZ) is 8 / 10 and the dividend payout ratio is 31.49%.