HILLTOP HOLDINGS INC (HTH)       34.39  +0.24 (+0.7%)

34.39  +0.24 (+0.7%)

US4327481010 - Common Stock - After market: 34.39 0 (0%)


Fundamental Rating

2

Taking everything into account, HTH scores 2 out of 10 in our fundamental rating. HTH was compared to 334 industry peers in the Banks industry. HTH has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, HTH is valued expensive at the moment.




Profitability

Profitability Rating

0

HTH has a Return On Assets of 0.70%. This is below the industry average of 1.11%. 88% of the industry peers outperform HTH.
HTH has a Return On Equity of 5.53%. This is below the industry average of 12.37%. 99% of the industry peers outperform HTH.

HTH's Profit Margin of 8.76% is worse than the rest of the industry. The industry average Profit Margin is 29.84%. 100% of the industry peers have a better Profit Margin.
HTH has a very weak Piotroski-F score of 1.00. This is an indication of health and profitability issues for HTH.
VS Industry

ROA (0.7%) VS Industry: 12% outperformed.

0.15
7.28

ROE (5.53%) VS Industry: 1% outperformed.

3.45
50.89

Profit Margin (8.76%) VS Industry: 0% outperformed.

6.02
51.15

Valuation

Valuation Rating

2

Compared to an average industry price book ratio of 1.21, HTH is valued rather cheaply
With a Price/Earnings Ratio of 21.23, HTH is valued on the expensive side.
The Forward Price/Earnings Ratio of 21.69 indicates a rather expensive current valuation of HTH.

With a price book ratio of 1.09, HTH is valued correctly.
With a Price/Earning Ratio of 21.23, HTH is valued a higher than the industry average, which is at 10.39. 99% of the companies listed in the same industry are cheaper than HTH!
The high PEG Ratio, which compensates the Price/Earnings for growth, indicates HTH does not grow enough to justify the current Price/Earnings ratio.
VS Industry

Price/Earnings (21.23) VS Industry: 1% outperformed.

245.00
0.31

Price/Book (1.09) VS Industry: 62% outperformed.

4.83
0.03

Growth

Growth Rating

4

When comparing the EPS growth rate of the last 5 years to the growth rate of the upcoming 5 years, we see that the growth is accelerating.
The Revenue growth is accelerating: in the next 5 years the growth will be better than in the last years.
Measured over the past 5 years, HTH shows a small growth in Earnings Per Share. The EPS has been growing by 1.96% on average per year.
Based on estimates for the next 5 years, HTH will show a small growth in Earnings Per Share. The EPS will grow by 6.38% on average per year.

The Revenue has been decreasing by -4.51% on average over the past 5 years.
Based on estimates for the next 5 years, HTH will show a small growth in Revenue. The Revenue will grow by 4.49% on average per year.
HTH shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -64.86%.
Looking at the last year, HTH shows a very negative growth in Revenue. The Revenue has decreased by -29.55% in the last year.

PastFuture
5Y3Y1Y1Y2Y3Y5Y
EPS1.96% -12.64% -64.86% -2.15% 6.38% N/A N/A
Revenue-4.51% -4.91% -29.55% 8.79% 4.49% N/A N/A

Health

Health Rating

1

The Debt to Equity ratio of HTH is in line with the industry averages.

The Piotroski-F score of HTH is 1.00. This is a very weak score and indicates problems in health and profitability for HTH.
VS Industry

Debt/Equity (0.17) VS Industry: 55% outperformed.

3.93
0.00

Dividend

Dividend Rating

4

The dividend of HTH is nicely growing with an annual growth rate of 20.70%!
HTH has been paying a dividend for over 5 years, so it has already some track record.
With a Yearly Dividend Yield of 1.96%, HTH has a reasonable but not impressive dividend return.

Compared to an average S&P500 Dividend Yield of 2.41, HTH has a dividend comparable with the average S&P500 company.
With a Dividend Yield of 1.96, HTH pays less dividend than the industry average, which is at 3.18. 84% of the companies listed in the same industry pay a better dividend than HTH!
HTH's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
VS Industry

Dividend Yield (1.96%) VS Industry: 16% outperformed.

0.09
19.43

HILLTOP HOLDINGS INC34.39

NYSE:HTH (2/3/2023, 7:04:00 PM)+0.24 (+0.7%)

After market: 34.39 0 (0%)

Chartmill FA Rating
GICS Sector Financials
GICS IndustryGroup Banks
GICS Industry Banks
Earnings (Last) 01-26 2023-01-26/amc Earnings (Next) 04-19 2023-04-19/amc
Inst Owners 55.78% Inst Owner Change -2%
Ins Owners 4.6% Ins Owner Change -1.24%
Market Cap 2.22B Analysts 47.27
Price Target 28.22 (-17.94%)

Dividend
Industry RankSector Rank
Dividend Yield 1.96%
Dividend Growth(5Y) 20.7% DP 0%
Div Incr Years 6 Div Non Decr Years 6
Ex-Date N/A

Surprises & Revisions
EPS beat(2) 2 Avg EPS beat(2) 85.88%
Min EPS beat(2) 45.71% Max EPS beat(2) 126.05%
EPS beat(4) 3 Avg EPS beat(4) 38.21%
Min EPS beat(4) -48.07% Max EPS beat(4) 126.05%
Revenue beat(2) 2 Avg Revenue beat(2) 154.72%
Min Revenue beat(2) 131% Max Revenue beat(2) 178.45%
Revenue beat(4) 4 Avg Revenue beat(4) 185.68%
Min Revenue beat(4) 131% Max Revenue beat(4) 225.09%
PT rev (1m) 0% PT rev (3m) 1.22%
EPS NQ rev (1m) -5% EPS NQ rev (3m) -8.76%
EPS NY rev (1m) 0% EPS NY rev (3m) 3.09%
Revenue NQ rev (1m) -1.56% Revenue NQ rev (3m) -1.2%
Revenue NY rev (1m) 0% Revenue NY rev (3m) 0%

Valuation
Industry RankSector Rank
PE 21.23
Fwd PE 21.69
P/S 1.72
P/FCF N/A
P/OCF N/A
P/B 1.09
P/tB 1.33
EV/EBITDA N/A
EPS(TTM) 1.62 EY 4.71%
EPS(NY) 1.59 Fwd EY 4.61%
FCF(TTM) N/A FCFY N/A
OCF(TTM) N/A OCFY N/A
SpS 19.99 BVpS 31.67
TBVpS 25.79 PEG (NY) N/A
PEG (5Y) 10.82

Profitability
Industry RankSector Rank
ROA 0.7%
ROE 5.53%
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM 8.76%
GM N/A
ROICexgc(3y) N/A ROICexcg growth 3Y N/A
ROICexcg growth 5Y N/A ROICexc(3y) N/A
ROICexc growth 3Y N/A ROICexc growth 5Y N/A
OM growth 3Y N/A OM growth 5Y N/A
PM growth 3Y -16.42% PM growth 5Y 1.47%
GM growth 3Y N/A GM growth 5Y N/A
F-Score 1 Asset Turnover 0.08

Health
Industry RankSector Rank
Debt/Equity 0.17
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score 1 WACC 8.56%
ROIC/WACC N/A Cap/Depr(3y) N/A
Cap/Depr(5y) N/A Profit Quality(3y) N/A
Profit Quality(5y) N/A

Growth
EPS 1Y -64.86% EPS 3Y -12.64%
EPS 5Y 1.96% EPS growth Q2Q -50%
EPS Next Y -2.15% EPS Next 2Y 6.38%
EPS Next 3Y N/A EPS Next 5Y N/A
Revenue growth 1Y -29.55% Revenue growth 3Y -4.91%
Revenue growth 5Y -4.51% Revenue growth Q2Q -24.64%
Revenue Next Year 8.79% Revenue Next 2Y 4.49%
Revenue Next 3Y N/A Revenue Next 5Y N/A
EBIT growth 1Y N/A EBIT growth 3Y N/A
EBIT growth 5Y N/A EBIT Next Year N/A
EBIT Next 3Y N/A EBIT Next 5Y N/A
FCF growth 1Y N/A FCF growth 3Y N/A
FCF growth 5Y N/A OCF growth 1Y N/A
OCF growth 3Y N/A OCF growth 5Y N/A

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