HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:HTFC - US44045A5083
24.95 USD
-0.01 (-0.04%)
Overall HTFC gets a fundamental rating of 2 out of 10. We evaluated HTFC against 237 industry peers in the Capital Markets industry. Both the profitability and financial health of HTFC have multiple concerns. HTFC does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- In the past year HTFC was profitable.
- HTFC had a positive operating cash flow in the past year.
- In multiple years HTFC reported negative net income over the last 5 years.
- HTFC had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
- HTFC has a worse Return On Assets (-3.15%) than 81.01% of its industry peers.
- HTFC has a Return On Equity of -7.58%. This is in the lower half of the industry: HTFC underperforms 75.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.15% | ||
| ROE | -7.58% | ||
| ROIC | N/A |
ROA(3y)-0.02%
ROA(5y)1.38%
ROE(3y)-0.11%
ROE(5y)2.8%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- HTFC does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, HTFC has more shares outstanding
- The number of shares outstanding for HTFC has been increased compared to 5 years ago.
- Compared to 1 year ago, HTFC has an improved debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 1.04, we must say that HTFC is in the distress zone and has some risk of bankruptcy.
- With a Altman-Z score value of 1.04, HTFC perfoms like the industry average, outperforming 57.38% of the companies in the same industry.
- HTFC has a debt to FCF ratio of 6.96. This is a slightly negative value and a sign of low solvency as HTFC would need 6.96 years to pay back of all of its debts.
- HTFC's Debt to FCF ratio of 6.96 is fine compared to the rest of the industry. HTFC outperforms 64.56% of its industry peers.
- A Debt/Equity ratio of 0.99 indicates that HTFC is somewhat dependend on debt financing.
- HTFC has a Debt to Equity ratio of 0.99. This is comparable to the rest of the industry: HTFC outperforms 49.37% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.99 | ||
| Debt/FCF | 6.96 | ||
| Altman-Z | 1.04 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 1.10 indicates that HTFC should not have too much problems paying its short term obligations.
- Looking at the Current ratio, with a value of 1.10, HTFC is in line with its industry, outperforming 49.79% of the companies in the same industry.
- A Quick Ratio of 1.10 indicates that HTFC should not have too much problems paying its short term obligations.
- HTFC has a Quick ratio of 1.10. This is comparable to the rest of the industry: HTFC outperforms 51.05% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 |
3. Growth
3.1 Past
- The earnings per share for HTFC have decreased strongly by -25.17% in the last year.
- HTFC shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.38% yearly.
- The Revenue for HTFC has decreased by -37.23% in the past year. This is quite bad
- Measured over the past years, HTFC shows a small growth in Revenue. The Revenue has been growing by 1.98% on average per year.
EPS 1Y (TTM)-25.17%
EPS 3Y-1.7%
EPS 5Y-2.38%
EPS Q2Q%-3.13%
Revenue 1Y (TTM)-37.23%
Revenue growth 3Y-8.13%
Revenue growth 5Y1.98%
Sales Q2Q%7.14%
3.2 Future
- HTFC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -9.18% yearly.
- HTFC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.29% yearly.
EPS Next Y-11.8%
EPS Next 2Y-10.4%
EPS Next 3Y-9.18%
EPS Next 5YN/A
Revenue Next Year-1.11%
Revenue Next 2Y4.41%
Revenue Next 3Y12.29%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 22.08 indicates a rather expensive valuation of HTFC.
- Compared to the rest of the industry, the Price/Earnings ratio of HTFC indicates a slightly more expensive valuation: HTFC is more expensive than 62.87% of the companies listed in the same industry.
- HTFC is valuated rather cheaply when we compare the Price/Earnings ratio to 28.87, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 23.37 indicates a rather expensive valuation of HTFC.
- HTFC's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. HTFC is more expensive than 60.34% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of HTFC to the average of the S&P500 Index (25.96), we can say HTFC is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.08 | ||
| Fwd PE | 23.37 |
4.2 Price Multiples
- 64.98% of the companies in the same industry are more expensive than HTFC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.18 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- A cheap valuation may be justified as HTFC's earnings are expected to decrease with -9.18% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-10.4%
EPS Next 3Y-9.18%
5. Dividend
5.1 Amount
- HTFC has a Yearly Dividend Yield of 11.74%, which is a nice return.
- Compared to an average industry Dividend Yield of 5.87, HTFC pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, HTFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.74% |
5.2 History
- The dividend of HTFC has a limited annual growth rate of 1.93%.
- HTFC has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)1.93%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
- HTFC has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-213.78%
EPS Next 2Y-10.4%
EPS Next 3Y-9.18%
HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 / HTFC FAQ
What is the ChartMill fundamental rating of HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC) stock?
ChartMill assigns a fundamental rating of 2 / 10 to HTFC.
What is the valuation status of HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC) stock?
ChartMill assigns a valuation rating of 2 / 10 to HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC). This can be considered as Overvalued.
Can you provide the profitability details for HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27?
HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC) has a profitability rating of 1 / 10.
Can you provide the PE and PB ratios for HTFC stock?
The Price/Earnings (PE) ratio for HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC) is 22.08 and the Price/Book (PB) ratio is 3.51.
What is the earnings growth outlook for HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27?
The Earnings per Share (EPS) of HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC) is expected to decline by -11.8% in the next year.