HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC) Stock Fundamental Analysis

NYSE:HTFC • US44045A5083

25.08 USD
+0.03 (+0.12%)
Last: Feb 18, 2026, 08:04 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

HTFC gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. HTFC may be in some trouble as it scores bad on both profitability and health. HTFC is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • HTFC had positive earnings in the past year.
  • HTFC had a positive operating cash flow in the past year.
  • In multiple years HTFC reported negative net income over the last 5 years.
  • HTFC had negative operating cash flow in 4 of the past 5 years.
HTFC Yearly Net Income VS EBIT VS OCF VS FCFHTFC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M -150M -200M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -3.15%, HTFC is doing worse than 81.01% of the companies in the same industry.
  • HTFC has a worse Return On Equity (-7.58%) than 76.37% of its industry peers.
Industry RankSector Rank
ROA -3.15%
ROE -7.58%
ROIC N/A
ROA(3y)-0.02%
ROA(5y)1.38%
ROE(3y)-0.11%
ROE(5y)2.8%
ROIC(3y)N/A
ROIC(5y)N/A
HTFC Yearly ROA, ROE, ROICHTFC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10

1.3 Margins

  • The Profit Margin and Operating Margin and Gross Margin are not available for HTFC so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
HTFC Yearly Profit, Operating, Gross MarginsHTFC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The number of shares outstanding for HTFC has been increased compared to 1 year ago.
  • Compared to 5 years ago, HTFC has more shares outstanding
  • HTFC has a better debt/assets ratio than last year.
HTFC Yearly Shares OutstandingHTFC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
HTFC Yearly Total Debt VS Total AssetsHTFC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

  • HTFC has an Altman-Z score of 1.11. This is a bad value and indicates that HTFC is not financially healthy and even has some risk of bankruptcy.
  • HTFC has a Altman-Z score (1.11) which is comparable to the rest of the industry.
  • HTFC has a debt to FCF ratio of 6.96. This is a slightly negative value and a sign of low solvency as HTFC would need 6.96 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 6.96, HTFC is doing good in the industry, outperforming 64.14% of the companies in the same industry.
  • A Debt/Equity ratio of 0.99 indicates that HTFC is somewhat dependend on debt financing.
  • HTFC's Debt to Equity ratio of 0.99 is in line compared to the rest of the industry. HTFC outperforms 47.68% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.99
Debt/FCF 6.96
Altman-Z 1.11
ROIC/WACCN/A
WACCN/A
HTFC Yearly LT Debt VS Equity VS FCFHTFC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M

2.3 Liquidity

  • HTFC has a Current Ratio of 1.10. This is a normal value and indicates that HTFC is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of HTFC (1.10) is comparable to the rest of the industry.
  • HTFC has a Quick Ratio of 1.10. This is a normal value and indicates that HTFC is financially healthy and should not expect problems in meeting its short term obligations.
  • HTFC's Quick ratio of 1.10 is in line compared to the rest of the industry. HTFC outperforms 50.63% of its industry peers.
Industry RankSector Rank
Current Ratio 1.1
Quick Ratio 1.1
HTFC Yearly Current Assets VS Current LiabilitesHTFC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for HTFC have decreased strongly by -25.17% in the last year.
  • The Earnings Per Share has been decreasing by -2.38% on average over the past years.
  • The Revenue for HTFC has decreased by -37.23% in the past year. This is quite bad
  • The Revenue has been growing slightly by 1.98% on average over the past years.
EPS 1Y (TTM)-25.17%
EPS 3Y-1.7%
EPS 5Y-2.38%
EPS Q2Q%-3.13%
Revenue 1Y (TTM)-37.23%
Revenue growth 3Y-8.13%
Revenue growth 5Y1.98%
Sales Q2Q%7.14%

3.2 Future

  • Based on estimates for the next years, HTFC will show a decrease in Earnings Per Share. The EPS will decrease by -9.18% on average per year.
  • The Revenue is expected to grow by 12.29% on average over the next years. This is quite good.
EPS Next Y-11.8%
EPS Next 2Y-12.07%
EPS Next 3Y-9.18%
EPS Next 5YN/A
Revenue Next Year-1.3%
Revenue Next 2Y5.2%
Revenue Next 3Y12.29%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
HTFC Yearly Revenue VS EstimatesHTFC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M
HTFC Yearly EPS VS EstimatesHTFC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • HTFC is valuated rather expensively with a Price/Earnings ratio of 22.19.
  • HTFC's Price/Earnings ratio is a bit more expensive when compared to the industry. HTFC is more expensive than 66.67% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of HTFC to the average of the S&P500 Index (27.27), we can say HTFC is valued inline with the index average.
  • The Price/Forward Earnings ratio is 24.39, which indicates a rather expensive current valuation of HTFC.
  • Based on the Price/Forward Earnings ratio, HTFC is valued a bit more expensive than the industry average as 62.87% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.16, HTFC is valued at the same level.
Industry RankSector Rank
PE 22.19
Fwd PE 24.39
HTFC Price Earnings VS Forward Price EarningsHTFC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 62.87% of the companies in the same industry are more expensive than HTFC, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 19.07
EV/EBITDA N/A
HTFC Per share dataHTFC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • HTFC's earnings are expected to decrease with -9.18% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-12.07%
EPS Next 3Y-9.18%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • HTFC has a Yearly Dividend Yield of 11.74%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.05, HTFC pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.84, HTFC pays a better dividend.
Industry RankSector Rank
Dividend Yield 11.74%

5.2 History

  • The dividend of HTFC has a limited annual growth rate of 1.93%.
  • HTFC has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)1.93%
Div Incr Years0
Div Non Decr Years2
HTFC Yearly Dividends per shareHTFC Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • HTFC has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-213.78%
EPS Next 2Y-12.07%
EPS Next 3Y-9.18%
HTFC Yearly Income VS Free CF VS DividendHTFC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M -150M -200M

More info and screens

Find the best dividend stocksShow peers with best dividend

HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27

NYSE:HTFC (2/18/2026, 8:04:00 PM)

25.08

+0.03 (+0.12%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-28
Earnings (Next)03-02
Inst Owners8.24%
Inst Owner ChangeN/A
Ins Owners1.18%
Ins Owner ChangeN/A
Market Cap1.16B
Revenue(TTM)30.43M
Net Income(TTM)-23.92M
Analysts50.91
Price Target25.69 (2.43%)
Short Float %0%
Short Ratio0.63
Dividend
Industry RankSector Rank
Dividend Yield 11.74%
Yearly Dividend1.27
Dividend Growth(5Y)1.93%
DP-213.78%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)4.27%
Min EPS beat(2)-1.3%
Max EPS beat(2)9.85%
EPS beat(4)1
Avg EPS beat(4)-6.77%
Min EPS beat(4)-18.73%
Max EPS beat(4)9.85%
EPS beat(8)1
Avg EPS beat(8)-5.35%
EPS beat(12)5
Avg EPS beat(12)2.2%
EPS beat(16)8
Avg EPS beat(16)2.59%
Revenue beat(2)1
Avg Revenue beat(2)2.61%
Min Revenue beat(2)-2.03%
Max Revenue beat(2)7.24%
Revenue beat(4)1
Avg Revenue beat(4)-3.6%
Min Revenue beat(4)-10.13%
Max Revenue beat(4)7.24%
Revenue beat(8)1
Avg Revenue beat(8)-3.12%
Revenue beat(12)4
Avg Revenue beat(12)-3.59%
Revenue beat(16)5
Avg Revenue beat(16)-6.35%
PT rev (1m)-4.4%
PT rev (3m)2.5%
EPS NQ rev (1m)-0.57%
EPS NQ rev (3m)-2.03%
EPS NY rev (1m)0%
EPS NY rev (3m)1.17%
Revenue NQ rev (1m)-0.91%
Revenue NQ rev (3m)1.72%
Revenue NY rev (1m)-0.18%
Revenue NY rev (3m)1.97%
Valuation
Industry RankSector Rank
PE 22.19
Fwd PE 24.39
P/S 38.18
P/FCF 19.07
P/OCF 19.07
P/B 3.68
P/tB 3.68
EV/EBITDA N/A
EPS(TTM)1.13
EY4.51%
EPS(NY)1.03
Fwd EY4.1%
FCF(TTM)1.32
FCFY5.24%
OCF(TTM)1.32
OCFY5.24%
SpS0.66
BVpS6.82
TBVpS6.82
PEG (NY)N/A
PEG (5Y)N/A
Graham Number13.16
Profitability
Industry RankSector Rank
ROA -3.15%
ROE -7.58%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM 200.22%
ROA(3y)-0.02%
ROA(5y)1.38%
ROE(3y)-0.11%
ROE(5y)2.8%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.99
Debt/FCF 6.96
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.1
Quick Ratio 1.1
Altman-Z 1.11
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.17%
EPS 3Y-1.7%
EPS 5Y-2.38%
EPS Q2Q%-3.13%
EPS Next Y-11.8%
EPS Next 2Y-12.07%
EPS Next 3Y-9.18%
EPS Next 5YN/A
Revenue 1Y (TTM)-37.23%
Revenue growth 3Y-8.13%
Revenue growth 5Y1.98%
Sales Q2Q%7.14%
Revenue Next Year-1.3%
Revenue Next 2Y5.2%
Revenue Next 3Y12.29%
Revenue Next 5YN/A
EBIT growth 1Y-1132.33%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y159.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y159.78%
OCF growth 3YN/A
OCF growth 5YN/A

HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 / HTFC FAQ

What is the ChartMill fundamental rating of HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC) stock?

ChartMill assigns a fundamental rating of 2 / 10 to HTFC.


What is the valuation status of HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC) stock?

ChartMill assigns a valuation rating of 2 / 10 to HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC). This can be considered as Overvalued.


Can you provide the profitability details for HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27?

HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC) has a profitability rating of 1 / 10.


Can you provide the PE and PB ratios for HTFC stock?

The Price/Earnings (PE) ratio for HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC) is 22.19 and the Price/Book (PB) ratio is 3.68.


What is the earnings growth outlook for HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27?

The Earnings per Share (EPS) of HORIZON TECHNOLOGY FINAN - HRZN 6 1/4 06/15/27 (HTFC) is expected to decline by -11.8% in the next year.