HOPE Fundamental Analysis - HOPE BANCORP INC

Fundamental Rating

Taking everything into account, HOPE scores 3 out of 10 in our fundamental rating. HOPE was compared to 391 industry peers in the Banks industry. HOPE has a bad profitability rating. Also its financial health evaluation is rather negative. HOPE is not valued too expensively and it also shows a decent growth rate.

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1. Profitability

1.1 Basic Checks

In the past year HOPE was profitable.

In the past year HOPE had a positive cash flow from operations.

In the past 5 years HOPE has always been profitable.

Each year in the past 5 years HOPE had a positive operating cash flow.

1.2 Ratios

HOPE has a Return On Assets of 0.22%. This is amonst the worse of the industry: HOPE underperforms 86.44% of its industry peers.

Looking at the Return On Equity, with a value of 1.88%, HOPE is doing worse than 86.44% of the companies in the same industry.

		Industry Rank	Sector Rank
ROA	0.22%
ROE	1.88%
ROIC	N/A

ROA(3y)0.81%

ROA(5y)0.84%

ROE(3y)7.26%

ROE(5y)7.4%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

Looking at the Profit Margin, with a value of 9.36%, HOPE is doing worse than 84.65% of the companies in the same industry.

In the last couple of years the Profit Margin of HOPE has declined.

HOPE does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	9.36%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-17.06%

PM growth 5Y-8.73%

GM growth 3YN/A

GM growth 5YN/A

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

HOPE does not have a ROIC to compare to the WACC, probably because it is not profitable.

Compared to 1 year ago, HOPE has more shares outstanding

The number of shares outstanding for HOPE has been reduced compared to 5 years ago.

Compared to 1 year ago, HOPE has a worse debt to assets ratio.

2.2 Solvency

HOPE has a debt to FCF ratio of 0.80. This is a very positive value and a sign of high solvency as it would only need 0.80 years to pay back of all of its debts.

With a decent Debt to FCF ratio value of 0.80, HOPE is doing good in the industry, outperforming 76.21% of the companies in the same industry.

HOPE has a Debt/Equity ratio of 0.05. This is a healthy value indicating a solid balance between debt and equity.

The Debt to Equity ratio of HOPE (0.05) is better than 80.82% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	0.05
Debt/FCF	0.8
Altman-Z	N/A

ROIC/WACCN/A

WACC23.38%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

The earnings per share for HOPE have decreased strongly by -15.96% in the last year.

Measured over the past years, HOPE shows a decrease in Earnings Per Share. The EPS has been decreasing by -8.76% on average per year.

HOPE shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -14.16%.

The Revenue has been decreasing by -1.66% on average over the past years.

EPS 1Y (TTM)-15.96%

EPS 3Y-19.52%

EPS 5Y-8.76%

EPS Q2Q%-13.64%

Revenue 1Y (TTM)-14.16%

Revenue growth 3Y-5.14%

Revenue growth 5Y-1.66%

Sales Q2Q%-19.12%

3.2 Future

HOPE is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 19.75% yearly.

HOPE is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.35% yearly.

EPS Next Y6.45%

EPS Next 2Y19.75%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year10.95%

Revenue Next 2Y11.35%

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.

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4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 13.45 indicates a correct valuation of HOPE.

The rest of the industry has a similar Price/Earnings ratio as HOPE.

Compared to an average S&P500 Price/Earnings ratio of 27.69, HOPE is valued rather cheaply.

HOPE is valuated reasonably with a Price/Forward Earnings ratio of 8.62.

Based on the Price/Forward Earnings ratio, HOPE is valued a bit cheaper than 70.59% of the companies in the same industry.

Compared to an average S&P500 Price/Forward Earnings ratio of 23.18, HOPE is valued rather cheaply.

		Industry Rank	Sector Rank
PE	13.45
Fwd PE	8.62

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, HOPE is valued a bit cheaper than the industry average as 66.75% of the companies are valued more expensively.

		Industry Rank	Sector Rank
P/FCF	9.84
EV/EBITDA	N/A

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.

HOPE's earnings are expected to grow with 19.75% in the coming years. This may justify a more expensive valuation.

PEG (NY)2.09

PEG (5Y)N/A

EPS Next 2Y19.75%

EPS Next 3YN/A

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5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 5.56%, HOPE is a good candidate for dividend investing.

HOPE's Dividend Yield is rather good when compared to the industry average which is at 3.57. HOPE pays more dividend than 88.24% of the companies in the same industry.

HOPE's Dividend Yield is rather good when compared to the S&P500 average which is at 2.34.

		Industry Rank	Sector Rank
Dividend Yield	5.56%

5.2 History

HOPE has paid a dividend for at least 10 years, which is a reliable track record.

HOPE has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.

Dividend Growth(5Y)0%

Div Incr Years0

Div Non Decr Years12

5.3 Sustainability

164.57% of the earnings are spent on dividend by HOPE. This is not a sustainable payout ratio.

DP164.57%

EPS Next 2Y19.75%

EPS Next 3YN/A

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HOPE BANCORP INC

NASDAQ:HOPE (10/21/2025, 11:39:36 AM)

10.625

+0.03 (+0.24%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)07-22 2025-07-22/bmo

Earnings (Next)10-28 2025-10-28/bmo

Inst Owners91.91%

Inst Owner Change-0.05%

Ins Owners2.04%

Ins Owner Change1.41%

Market Cap1.36B

Analysts76

Price Target12.5 (17.65%)

Short Float %2.23%

Short Ratio3.14

Dividend

		Industry Rank	Sector Rank
Dividend Yield	5.56%

Yearly Dividend0.56

Dividend Growth(5Y)0%

DP164.57%

Div Incr Years0

Div Non Decr Years12

Ex-Date08-01 2025-08-01 (0.14)

Surprises & Revisions

EPS beat(2)0

Avg EPS beat(2)-5.44%

Min EPS beat(2)-10.23%

Max EPS beat(2)-0.65%

EPS beat(4)1

Avg EPS beat(4)-0.36%

Min EPS beat(4)-10.23%

Max EPS beat(4)14.13%

EPS beat(8)2

Avg EPS beat(8)-1.47%

EPS beat(12)3

Avg EPS beat(12)-2.48%

EPS beat(16)7

Avg EPS beat(16)0.31%

Revenue beat(2)0

Avg Revenue beat(2)-15.7%

Min Revenue beat(2)-30.75%

Max Revenue beat(2)-0.65%

Revenue beat(4)0

Avg Revenue beat(4)-10.15%

Min Revenue beat(4)-30.75%

Max Revenue beat(4)-0.65%

Revenue beat(8)1

Avg Revenue beat(8)-6.96%

Revenue beat(12)2

Avg Revenue beat(12)-6.64%

Revenue beat(16)4

Avg Revenue beat(16)-4.95%

PT rev (1m)0%

PT rev (3m)0%

EPS NQ rev (1m)0%

EPS NQ rev (3m)-3.1%

EPS NY rev (1m)-1.64%

EPS NY rev (3m)-6.51%

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)-1.56%

Revenue NY rev (1m)0%

Revenue NY rev (3m)-1.29%

Valuation

		Industry Rank	Sector Rank
PE	13.45
Fwd PE	8.62
P/S	3.06
P/FCF	9.84
P/OCF	9.16
P/B	0.61
P/tB	0.8
EV/EBITDA	N/A

EPS(TTM)0.79

EY7.44%

EPS(NY)1.23

Fwd EY11.61%

FCF(TTM)1.08

FCFY10.16%

OCF(TTM)1.16

OCFY10.92%

SpS3.48

BVpS17.35

TBVpS13.25

PEG (NY)2.09

PEG (5Y)N/A

Profitability

		Industry Rank	Sector Rank
ROA	0.22%
ROE	1.88%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	9.36%
GM	N/A
FCFM	31.05%

ROA(3y)0.81%

ROA(5y)0.84%

ROE(3y)7.26%

ROE(5y)7.4%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-17.06%

PM growth 5Y-8.73%

GM growth 3YN/A

GM growth 5YN/A

F-Score4

Asset Turnover0.02

Health

		Industry Rank	Sector Rank
Debt/Equity	0.05
Debt/FCF	0.8
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	2.31%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	331.83%
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score4

WACC23.38%

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)1.94%

Cap/Sales(5y)1.61%

Profit Quality(3y)223.38%

Profit Quality(5y)193.88%

High Growth Momentum

Growth

EPS 1Y (TTM)-15.96%

EPS 3Y-19.52%

EPS 5Y-8.76%

EPS Q2Q%-13.64%

EPS Next Y6.45%

EPS Next 2Y19.75%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)-14.16%

Revenue growth 3Y-5.14%

Revenue growth 5Y-1.66%

Sales Q2Q%-19.12%

Revenue Next Year10.95%

Revenue Next 2Y11.35%

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-66.16%

FCF growth 3Y-30.39%

FCF growth 5Y-9.62%

OCF growth 1Y-64.7%

OCF growth 3Y-28.86%

OCF growth 5Y-8.69%

HOPE BANCORP INC (HOPE) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

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