HOPE BANCORP INC (HOPE) Stock Fundamental Analysis

NASDAQ:HOPE • US43940T1097

12.14 USD
+0.04 (+0.33%)
At close: Feb 13, 2026
12.14 USD
0 (0%)
After Hours: 2/13/2026, 8:15:08 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

HOPE gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 381 industry peers in the Banks industry. HOPE may be in some trouble as it scores bad on both profitability and health. HOPE is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year HOPE was profitable.
  • In the past year HOPE had a positive cash flow from operations.
  • Each year in the past 5 years HOPE has been profitable.
  • HOPE had a positive operating cash flow in 4 of the past 5 years.
HOPE Yearly Net Income VS EBIT VS OCF VS FCFHOPE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

1.2 Ratios

  • HOPE has a Return On Assets of 0.26%. This is amonst the worse of the industry: HOPE underperforms 86.09% of its industry peers.
  • Looking at the Return On Equity, with a value of 2.15%, HOPE is doing worse than 86.61% of the companies in the same industry.
Industry RankSector Rank
ROA 0.26%
ROE 2.15%
ROIC N/A
ROA(3y)0.54%
ROA(5y)0.78%
ROE(3y)4.56%
ROE(5y)6.85%
ROIC(3y)N/A
ROIC(5y)N/A
HOPE Yearly ROA, ROE, ROICHOPE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • HOPE has a worse Profit Margin (10.27%) than 83.46% of its industry peers.
  • In the last couple of years the Profit Margin of HOPE has declined.
  • The Operating Margin and Gross Margin are not available for HOPE so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 10.27%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-29.11%
PM growth 5Y-10.42%
GM growth 3YN/A
GM growth 5YN/A
HOPE Yearly Profit, Operating, Gross MarginsHOPE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • HOPE does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, HOPE has more shares outstanding
  • HOPE has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for HOPE has been reduced compared to a year ago.
HOPE Yearly Shares OutstandingHOPE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
HOPE Yearly Total Debt VS Total AssetsHOPE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • The Debt to FCF ratio of HOPE is 0.88, which is an excellent value as it means it would take HOPE, only 0.88 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of HOPE (0.88) is better than 69.82% of its industry peers.
  • HOPE has a Debt/Equity ratio of 0.05. This is a healthy value indicating a solid balance between debt and equity.
  • With an excellent Debt to Equity ratio value of 0.05, HOPE belongs to the best of the industry, outperforming 80.58% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF 0.88
Altman-Z N/A
ROIC/WACCN/A
WACC22.01%
HOPE Yearly LT Debt VS Equity VS FCFHOPE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HOPE Yearly Current Assets VS Current LiabilitesHOPE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • HOPE shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.65%.
  • The Earnings Per Share has been decreasing by -0.22% on average over the past years.
  • HOPE shows a small growth in Revenue. In the last year, the Revenue has grown by 5.04%.
  • Measured over the past years, HOPE shows a decrease in Revenue. The Revenue has been decreasing by -0.87% on average per year.
EPS 1Y (TTM)4.65%
EPS 3Y-20.78%
EPS 5Y-0.22%
EPS Q2Q%35%
Revenue 1Y (TTM)5.04%
Revenue growth 3Y-7.48%
Revenue growth 5Y-0.87%
Sales Q2Q%23.58%

3.2 Future

  • The Earnings Per Share is expected to grow by 23.49% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, HOPE will show a quite strong growth in Revenue. The Revenue will grow by 12.17% on average per year.
EPS Next Y28.29%
EPS Next 2Y23.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year14.57%
Revenue Next 2Y12.17%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
HOPE Yearly Revenue VS EstimatesHOPE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
HOPE Yearly EPS VS EstimatesHOPE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 13.49, HOPE is valued correctly.
  • HOPE's Price/Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 27.19, HOPE is valued rather cheaply.
  • A Price/Forward Earnings ratio of 10.51 indicates a reasonable valuation of HOPE.
  • HOPE's Price/Forward Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, HOPE is valued rather cheaply.
Industry RankSector Rank
PE 13.49
Fwd PE 10.51
HOPE Price Earnings VS Forward Price EarningsHOPE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • HOPE's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 12.41
EV/EBITDA N/A
HOPE Per share dataHOPE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as HOPE's earnings are expected to grow with 23.49% in the coming years.
PEG (NY)0.48
PEG (5Y)N/A
EPS Next 2Y23.49%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • HOPE has a Yearly Dividend Yield of 4.63%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.78, HOPE pays a better dividend. On top of this HOPE pays more dividend than 86.61% of the companies listed in the same industry.
  • HOPE's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 4.63%

5.2 History

  • HOPE has been paying a dividend for at least 10 years, so it has a reliable track record.
  • HOPE has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0%
Div Incr Years0
Div Non Decr Years12
HOPE Yearly Dividends per shareHOPE Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

  • 143.99% of the earnings are spent on dividend by HOPE. This is not a sustainable payout ratio.
DP143.99%
EPS Next 2Y23.49%
EPS Next 3YN/A
HOPE Yearly Income VS Free CF VS DividendHOPE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
HOPE Dividend Payout.HOPE Dividend Payout, showing the Payout Ratio.HOPE Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

HOPE BANCORP INC

NASDAQ:HOPE (2/13/2026, 8:15:08 PM)

After market: 12.14 0 (0%)

12.14

+0.04 (+0.33%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-27
Earnings (Next)04-20
Inst Owners91.64%
Inst Owner Change-2.41%
Ins Owners2.06%
Ins Owner Change-1.14%
Market Cap1.56B
Revenue(TTM)498.87M
Net Income(TTM)48.40M
Analysts77.78
Price Target13.43 (10.63%)
Short Float %2.05%
Short Ratio2.43
Dividend
Industry RankSector Rank
Dividend Yield 4.63%
Yearly Dividend0.56
Dividend Growth(5Y)0%
DP143.99%
Div Incr Years0
Div Non Decr Years12
Ex-Date02-06
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-7.52%
Min EPS beat(2)-10.23%
Max EPS beat(2)-4.82%
EPS beat(4)1
Avg EPS beat(4)-0.39%
Min EPS beat(4)-10.23%
Max EPS beat(4)14.13%
EPS beat(8)2
Avg EPS beat(8)-1.46%
EPS beat(12)3
Avg EPS beat(12)-2.68%
EPS beat(16)6
Avg EPS beat(16)-0.19%
Revenue beat(2)1
Avg Revenue beat(2)-15.24%
Min Revenue beat(2)-30.75%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-8.69%
Min Revenue beat(4)-30.75%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-7.16%
Revenue beat(12)2
Avg Revenue beat(12)-6.69%
Revenue beat(16)5
Avg Revenue beat(16)-4.87%
PT rev (1m)4.29%
PT rev (3m)7.48%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.3%
EPS NY rev (1m)-4.04%
EPS NY rev (3m)-5.39%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.91%
Revenue NY rev (1m)1.48%
Revenue NY rev (3m)2.44%
Valuation
Industry RankSector Rank
PE 13.49
Fwd PE 10.51
P/S 3.3
P/FCF 12.41
P/OCF 11.33
P/B 0.69
P/tB 0.9
EV/EBITDA N/A
EPS(TTM)0.9
EY7.41%
EPS(NY)1.15
Fwd EY9.51%
FCF(TTM)0.98
FCFY8.06%
OCF(TTM)1.07
OCFY8.83%
SpS3.67
BVpS17.6
TBVpS13.51
PEG (NY)0.48
PEG (5Y)N/A
Graham Number18.88
Profitability
Industry RankSector Rank
ROA 0.26%
ROE 2.15%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 10.27%
GM N/A
FCFM 26.63%
ROA(3y)0.54%
ROA(5y)0.78%
ROE(3y)4.56%
ROE(5y)6.85%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-29.11%
PM growth 5Y-10.42%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF 0.88
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 2.54%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 259.2%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC22.01%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.65%
EPS 3Y-20.78%
EPS 5Y-0.22%
EPS Q2Q%35%
EPS Next Y28.29%
EPS Next 2Y23.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.04%
Revenue growth 3Y-7.48%
Revenue growth 5Y-0.87%
Sales Q2Q%23.58%
Revenue Next Year14.57%
Revenue Next 2Y12.17%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-7.82%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-5.66%
OCF growth 3YN/A
OCF growth 5YN/A

HOPE BANCORP INC / HOPE FAQ

What is the fundamental rating for HOPE stock?

ChartMill assigns a fundamental rating of 4 / 10 to HOPE.


What is the valuation status for HOPE stock?

ChartMill assigns a valuation rating of 5 / 10 to HOPE BANCORP INC (HOPE). This can be considered as Fairly Valued.


How profitable is HOPE BANCORP INC (HOPE) stock?

HOPE BANCORP INC (HOPE) has a profitability rating of 2 / 10.


What is the expected EPS growth for HOPE BANCORP INC (HOPE) stock?

The Earnings per Share (EPS) of HOPE BANCORP INC (HOPE) is expected to grow by 28.29% in the next year.


Is the dividend of HOPE BANCORP INC sustainable?

The dividend rating of HOPE BANCORP INC (HOPE) is 6 / 10 and the dividend payout ratio is 143.99%.