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HOPE BANCORP INC (HOPE) Stock Fundamental Analysis

USA - NASDAQ:HOPE - US43940T1097 - Common Stock

10.625 USD
+0.03 (+0.24%)
Last: 10/21/2025, 11:39:36 AM
Fundamental Rating

3

Taking everything into account, HOPE scores 3 out of 10 in our fundamental rating. HOPE was compared to 391 industry peers in the Banks industry. HOPE has a bad profitability rating. Also its financial health evaluation is rather negative. HOPE is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

In the past year HOPE was profitable.
In the past year HOPE had a positive cash flow from operations.
In the past 5 years HOPE has always been profitable.
Each year in the past 5 years HOPE had a positive operating cash flow.
HOPE Yearly Net Income VS EBIT VS OCF VS FCFHOPE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

1.2 Ratios

HOPE has a Return On Assets of 0.22%. This is amonst the worse of the industry: HOPE underperforms 86.44% of its industry peers.
Looking at the Return On Equity, with a value of 1.88%, HOPE is doing worse than 86.44% of the companies in the same industry.
Industry RankSector Rank
ROA 0.22%
ROE 1.88%
ROIC N/A
ROA(3y)0.81%
ROA(5y)0.84%
ROE(3y)7.26%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
HOPE Yearly ROA, ROE, ROICHOPE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

Looking at the Profit Margin, with a value of 9.36%, HOPE is doing worse than 84.65% of the companies in the same industry.
In the last couple of years the Profit Margin of HOPE has declined.
HOPE does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 9.36%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.06%
PM growth 5Y-8.73%
GM growth 3YN/A
GM growth 5YN/A
HOPE Yearly Profit, Operating, Gross MarginsHOPE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

3

2. Health

2.1 Basic Checks

HOPE does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, HOPE has more shares outstanding
The number of shares outstanding for HOPE has been reduced compared to 5 years ago.
Compared to 1 year ago, HOPE has a worse debt to assets ratio.
HOPE Yearly Shares OutstandingHOPE Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
HOPE Yearly Total Debt VS Total AssetsHOPE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

HOPE has a debt to FCF ratio of 0.80. This is a very positive value and a sign of high solvency as it would only need 0.80 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 0.80, HOPE is doing good in the industry, outperforming 76.21% of the companies in the same industry.
HOPE has a Debt/Equity ratio of 0.05. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of HOPE (0.05) is better than 80.82% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF 0.8
Altman-Z N/A
ROIC/WACCN/A
WACC23.38%
HOPE Yearly LT Debt VS Equity VS FCFHOPE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HOPE Yearly Current Assets VS Current LiabilitesHOPE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

4

3. Growth

3.1 Past

The earnings per share for HOPE have decreased strongly by -15.96% in the last year.
Measured over the past years, HOPE shows a decrease in Earnings Per Share. The EPS has been decreasing by -8.76% on average per year.
HOPE shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -14.16%.
The Revenue has been decreasing by -1.66% on average over the past years.
EPS 1Y (TTM)-15.96%
EPS 3Y-19.52%
EPS 5Y-8.76%
EPS Q2Q%-13.64%
Revenue 1Y (TTM)-14.16%
Revenue growth 3Y-5.14%
Revenue growth 5Y-1.66%
Sales Q2Q%-19.12%

3.2 Future

HOPE is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 19.75% yearly.
HOPE is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.35% yearly.
EPS Next Y6.45%
EPS Next 2Y19.75%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year10.95%
Revenue Next 2Y11.35%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
HOPE Yearly Revenue VS EstimatesHOPE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 200M 400M 600M
HOPE Yearly EPS VS EstimatesHOPE Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 13.45 indicates a correct valuation of HOPE.
The rest of the industry has a similar Price/Earnings ratio as HOPE.
Compared to an average S&P500 Price/Earnings ratio of 27.69, HOPE is valued rather cheaply.
HOPE is valuated reasonably with a Price/Forward Earnings ratio of 8.62.
Based on the Price/Forward Earnings ratio, HOPE is valued a bit cheaper than 70.59% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.18, HOPE is valued rather cheaply.
Industry RankSector Rank
PE 13.45
Fwd PE 8.62
HOPE Price Earnings VS Forward Price EarningsHOPE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, HOPE is valued a bit cheaper than the industry average as 66.75% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 9.84
EV/EBITDA N/A
HOPE Per share dataHOPE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
HOPE's earnings are expected to grow with 19.75% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.09
PEG (5Y)N/A
EPS Next 2Y19.75%
EPS Next 3YN/A

6

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 5.56%, HOPE is a good candidate for dividend investing.
HOPE's Dividend Yield is rather good when compared to the industry average which is at 3.57. HOPE pays more dividend than 88.24% of the companies in the same industry.
HOPE's Dividend Yield is rather good when compared to the S&P500 average which is at 2.34.
Industry RankSector Rank
Dividend Yield 5.56%

5.2 History

HOPE has paid a dividend for at least 10 years, which is a reliable track record.
HOPE has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0%
Div Incr Years0
Div Non Decr Years12
HOPE Yearly Dividends per shareHOPE Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

164.57% of the earnings are spent on dividend by HOPE. This is not a sustainable payout ratio.
DP164.57%
EPS Next 2Y19.75%
EPS Next 3YN/A
HOPE Yearly Income VS Free CF VS DividendHOPE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
HOPE Dividend Payout.HOPE Dividend Payout, showing the Payout Ratio.HOPE Dividend Payout.PayoutRetained Earnings

HOPE BANCORP INC

NASDAQ:HOPE (10/21/2025, 11:39:36 AM)

10.625

+0.03 (+0.24%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)07-22 2025-07-22/bmo
Earnings (Next)10-28 2025-10-28/bmo
Inst Owners91.91%
Inst Owner Change-0.05%
Ins Owners2.04%
Ins Owner Change1.41%
Market Cap1.36B
Analysts76
Price Target12.5 (17.65%)
Short Float %2.23%
Short Ratio3.14
Dividend
Industry RankSector Rank
Dividend Yield 5.56%
Yearly Dividend0.56
Dividend Growth(5Y)0%
DP164.57%
Div Incr Years0
Div Non Decr Years12
Ex-Date08-01 2025-08-01 (0.14)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-5.44%
Min EPS beat(2)-10.23%
Max EPS beat(2)-0.65%
EPS beat(4)1
Avg EPS beat(4)-0.36%
Min EPS beat(4)-10.23%
Max EPS beat(4)14.13%
EPS beat(8)2
Avg EPS beat(8)-1.47%
EPS beat(12)3
Avg EPS beat(12)-2.48%
EPS beat(16)7
Avg EPS beat(16)0.31%
Revenue beat(2)0
Avg Revenue beat(2)-15.7%
Min Revenue beat(2)-30.75%
Max Revenue beat(2)-0.65%
Revenue beat(4)0
Avg Revenue beat(4)-10.15%
Min Revenue beat(4)-30.75%
Max Revenue beat(4)-0.65%
Revenue beat(8)1
Avg Revenue beat(8)-6.96%
Revenue beat(12)2
Avg Revenue beat(12)-6.64%
Revenue beat(16)4
Avg Revenue beat(16)-4.95%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.1%
EPS NY rev (1m)-1.64%
EPS NY rev (3m)-6.51%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.56%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.29%
Valuation
Industry RankSector Rank
PE 13.45
Fwd PE 8.62
P/S 3.06
P/FCF 9.84
P/OCF 9.16
P/B 0.61
P/tB 0.8
EV/EBITDA N/A
EPS(TTM)0.79
EY7.44%
EPS(NY)1.23
Fwd EY11.61%
FCF(TTM)1.08
FCFY10.16%
OCF(TTM)1.16
OCFY10.92%
SpS3.48
BVpS17.35
TBVpS13.25
PEG (NY)2.09
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 0.22%
ROE 1.88%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 9.36%
GM N/A
FCFM 31.05%
ROA(3y)0.81%
ROA(5y)0.84%
ROE(3y)7.26%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.06%
PM growth 5Y-8.73%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF 0.8
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 2.31%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 331.83%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC23.38%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.61%
Profit Quality(3y)223.38%
Profit Quality(5y)193.88%
High Growth Momentum
Growth
EPS 1Y (TTM)-15.96%
EPS 3Y-19.52%
EPS 5Y-8.76%
EPS Q2Q%-13.64%
EPS Next Y6.45%
EPS Next 2Y19.75%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-14.16%
Revenue growth 3Y-5.14%
Revenue growth 5Y-1.66%
Sales Q2Q%-19.12%
Revenue Next Year10.95%
Revenue Next 2Y11.35%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-66.16%
FCF growth 3Y-30.39%
FCF growth 5Y-9.62%
OCF growth 1Y-64.7%
OCF growth 3Y-28.86%
OCF growth 5Y-8.69%