HOPE BANCORP INC (HOPE) Fundamental Analysis & Valuation

NASDAQ:HOPE • US43940T1097

Current stock price

11.63 USD
-0.07 (-0.6%)
At close:
11.63 USD
0 (0%)
After Hours:

This HOPE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. HOPE Profitability Analysis

1.1 Basic Checks

  • In the past year HOPE was profitable.
  • In the past year HOPE had a positive cash flow from operations.
  • In the past 5 years HOPE has always been profitable.
  • In the past 5 years HOPE always reported a positive cash flow from operatings.
HOPE Yearly Net Income VS EBIT VS OCF VS FCFHOPE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.33%, HOPE is doing worse than 87.37% of the companies in the same industry.
  • HOPE has a Return On Equity of 2.70%. This is amonst the worse of the industry: HOPE underperforms 87.89% of its industry peers.
Industry RankSector Rank
ROA 0.33%
ROE 2.7%
ROIC N/A
ROA(3y)0.54%
ROA(5y)0.78%
ROE(3y)4.56%
ROE(5y)6.85%
ROIC(3y)N/A
ROIC(5y)N/A
HOPE Yearly ROA, ROE, ROICHOPE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • HOPE has a worse Profit Margin (12.35%) than 83.42% of its industry peers.
  • In the last couple of years the Profit Margin of HOPE has declined.
  • The Operating Margin and Gross Margin are not available for HOPE so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 12.35%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-29.11%
PM growth 5Y-10.42%
GM growth 3YN/A
GM growth 5YN/A
HOPE Yearly Profit, Operating, Gross MarginsHOPE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. HOPE Health Analysis

2.1 Basic Checks

  • HOPE does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • HOPE has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for HOPE has been increased compared to 5 years ago.
  • The debt/assets ratio for HOPE has been reduced compared to a year ago.
HOPE Yearly Shares OutstandingHOPE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
HOPE Yearly Total Debt VS Total AssetsHOPE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • The Debt to FCF ratio of HOPE is 0.73, which is an excellent value as it means it would take HOPE, only 0.73 years of fcf income to pay off all of its debts.
  • HOPE has a better Debt to FCF ratio (0.73) than 74.21% of its industry peers.
  • HOPE has a Debt/Equity ratio of 0.05. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of HOPE (0.05) is better than 80.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF 0.73
Altman-Z N/A
ROIC/WACCN/A
WACC27.28%
HOPE Yearly LT Debt VS Equity VS FCFHOPE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HOPE Yearly Current Assets VS Current LiabilitesHOPE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. HOPE Growth Analysis

3.1 Past

  • HOPE shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.65%.
  • The Earnings Per Share has been decreasing by -0.22% on average over the past years.
  • HOPE shows a small growth in Revenue. In the last year, the Revenue has grown by 5.01%.
  • HOPE shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.87% yearly.
EPS 1Y (TTM)4.65%
EPS 3Y-20.78%
EPS 5Y-0.22%
EPS Q2Q%35%
Revenue 1Y (TTM)5.01%
Revenue growth 3Y-7.48%
Revenue growth 5Y-0.87%
Sales Q2Q%23.58%

3.2 Future

  • The Earnings Per Share is expected to grow by 24.16% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, HOPE will show a quite strong growth in Revenue. The Revenue will grow by 13.18% on average per year.
EPS Next Y25.4%
EPS Next 2Y24.16%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year15.42%
Revenue Next 2Y13.18%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
HOPE Yearly Revenue VS EstimatesHOPE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
HOPE Yearly EPS VS EstimatesHOPE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

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5

4. HOPE Valuation Analysis

4.1 Price/Earnings Ratio

  • HOPE is valuated correctly with a Price/Earnings ratio of 12.92.
  • HOPE's Price/Earnings is on the same level as the industry average.
  • HOPE is valuated rather cheaply when we compare the Price/Earnings ratio to 25.60, which is the current average of the S&P500 Index.
  • HOPE is valuated reasonably with a Price/Forward Earnings ratio of 10.30.
  • The rest of the industry has a similar Price/Forward Earnings ratio as HOPE.
  • HOPE's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.84.
Industry RankSector Rank
PE 12.92
Fwd PE 10.3
HOPE Price Earnings VS Forward Price EarningsHOPE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 68.95% of the companies in the same industry are more expensive than HOPE, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 9.84
EV/EBITDA N/A
HOPE Per share dataHOPE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • HOPE's earnings are expected to grow with 24.16% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.51
PEG (5Y)N/A
EPS Next 2Y24.16%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. HOPE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.03%, HOPE is a good candidate for dividend investing.
  • HOPE's Dividend Yield is rather good when compared to the industry average which is at 2.66. HOPE pays more dividend than 93.68% of the companies in the same industry.
  • HOPE's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
Industry RankSector Rank
Dividend Yield 5.03%

5.2 History

  • The dividend of HOPE has a limited annual growth rate of 0.44%.
  • HOPE has paid a dividend for at least 10 years, which is a reliable track record.
  • HOPE has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0.44%
Div Incr Years0
Div Non Decr Years12
HOPE Yearly Dividends per shareHOPE Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

  • HOPE pays out 114.84% of its income as dividend. This is not a sustainable payout ratio.
  • HOPE's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP114.84%
EPS Next 2Y24.16%
EPS Next 3YN/A
HOPE Yearly Income VS Free CF VS DividendHOPE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
HOPE Dividend Payout.HOPE Dividend Payout, showing the Payout Ratio.HOPE Dividend Payout.PayoutRetained Earnings

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HOPE Fundamentals: All Metrics, Ratios and Statistics

HOPE BANCORP INC

NASDAQ:HOPE (4/2/2026, 8:00:02 PM)

After market: 11.63 0 (0%)

11.63

-0.07 (-0.6%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-27
Earnings (Next)04-20
Inst Owners91.21%
Inst Owner Change0.11%
Ins Owners2.06%
Ins Owner Change-2.89%
Market Cap1.49B
Revenue(TTM)498.70M
Net Income(TTM)61.59M
Analysts76
Price Target13.39 (15.13%)
Short Float %2.95%
Short Ratio4.01
Dividend
Industry RankSector Rank
Dividend Yield 5.03%
Yearly Dividend0.57
Dividend Growth(5Y)0.44%
DP114.84%
Div Incr Years0
Div Non Decr Years12
Ex-Date02-06
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.5%
Min EPS beat(2)-4.82%
Max EPS beat(2)1.81%
EPS beat(4)1
Avg EPS beat(4)-3.47%
Min EPS beat(4)-10.23%
Max EPS beat(4)1.81%
EPS beat(8)2
Avg EPS beat(8)-2.48%
EPS beat(12)4
Avg EPS beat(12)-1.96%
EPS beat(16)6
Avg EPS beat(16)-0.32%
Revenue beat(2)1
Avg Revenue beat(2)0.13%
Min Revenue beat(2)0%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-7.79%
Min Revenue beat(4)-30.75%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-6.64%
Revenue beat(12)2
Avg Revenue beat(12)-6.16%
Revenue beat(16)4
Avg Revenue beat(16)-4.94%
PT rev (1m)0%
PT rev (3m)3.96%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-15.22%
EPS NY rev (1m)-2.25%
EPS NY rev (3m)-6.2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.63%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.24%
Valuation
Industry RankSector Rank
PE 12.92
Fwd PE 10.3
P/S 2.99
P/FCF 9.84
P/OCF 9.06
P/B 0.65
P/tB 0.85
EV/EBITDA N/A
EPS(TTM)0.9
EY7.74%
EPS(NY)1.13
Fwd EY9.7%
FCF(TTM)1.18
FCFY10.16%
OCF(TTM)1.28
OCFY11.04%
SpS3.89
BVpS17.81
TBVpS13.71
PEG (NY)0.51
PEG (5Y)N/A
Graham Number18.99
Profitability
Industry RankSector Rank
ROA 0.33%
ROE 2.7%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 12.35%
GM N/A
FCFM 30.37%
ROA(3y)0.54%
ROA(5y)0.78%
ROE(3y)4.56%
ROE(5y)6.85%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-29.11%
PM growth 5Y-10.42%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF 0.73
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 2.62%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 245.92%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC27.28%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)2.33%
Cap/Sales(5y)1.95%
Profit Quality(3y)232.61%
Profit Quality(5y)214.2%
High Growth Momentum
Growth
EPS 1Y (TTM)4.65%
EPS 3Y-20.78%
EPS 5Y-0.22%
EPS Q2Q%35%
EPS Next Y25.4%
EPS Next 2Y24.16%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.01%
Revenue growth 3Y-7.48%
Revenue growth 5Y-0.87%
Sales Q2Q%23.58%
Revenue Next Year15.42%
Revenue Next 2Y13.18%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y41.67%
FCF growth 3Y-31.75%
FCF growth 5Y-1.2%
OCF growth 1Y40.97%
OCF growth 3Y-30.28%
OCF growth 5Y-0.16%

HOPE BANCORP INC / HOPE Fundamental Analysis FAQ

What is the fundamental rating for HOPE stock?

ChartMill assigns a fundamental rating of 4 / 10 to HOPE.


What is the valuation status for HOPE stock?

ChartMill assigns a valuation rating of 5 / 10 to HOPE BANCORP INC (HOPE). This can be considered as Fairly Valued.


Can you provide the profitability details for HOPE BANCORP INC?

HOPE BANCORP INC (HOPE) has a profitability rating of 2 / 10.


How financially healthy is HOPE BANCORP INC?

The financial health rating of HOPE BANCORP INC (HOPE) is 3 / 10.


How sustainable is the dividend of HOPE BANCORP INC (HOPE) stock?

The dividend rating of HOPE BANCORP INC (HOPE) is 8 / 10 and the dividend payout ratio is 114.84%.