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HOPE BANCORP INC (HOPE) Stock Fundamental Analysis

USA - NASDAQ:HOPE - US43940T1097 - Common Stock

10.73 USD
+0.2 (+1.9%)
Last: 10/24/2025, 8:00:01 PM
10.73 USD
0 (0%)
After Hours: 10/24/2025, 8:00:01 PM
Fundamental Rating

3

Overall HOPE gets a fundamental rating of 3 out of 10. We evaluated HOPE against 391 industry peers in the Banks industry. Both the profitability and financial health of HOPE have multiple concerns. HOPE is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

HOPE had positive earnings in the past year.
HOPE had a positive operating cash flow in the past year.
HOPE had positive earnings in each of the past 5 years.
In the past 5 years HOPE always reported a positive cash flow from operatings.
HOPE Yearly Net Income VS EBIT VS OCF VS FCFHOPE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

1.2 Ratios

HOPE has a worse Return On Assets (0.22%) than 86.44% of its industry peers.
The Return On Equity of HOPE (1.88%) is worse than 86.44% of its industry peers.
Industry RankSector Rank
ROA 0.22%
ROE 1.88%
ROIC N/A
ROA(3y)0.81%
ROA(5y)0.84%
ROE(3y)7.26%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
HOPE Yearly ROA, ROE, ROICHOPE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

With a Profit Margin value of 9.36%, HOPE is not doing good in the industry: 84.65% of the companies in the same industry are doing better.
HOPE's Profit Margin has declined in the last couple of years.
The Operating Margin and Gross Margin are not available for HOPE so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 9.36%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.06%
PM growth 5Y-8.73%
GM growth 3YN/A
GM growth 5YN/A
HOPE Yearly Profit, Operating, Gross MarginsHOPE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

3

2. Health

2.1 Basic Checks

HOPE does not have a ROIC to compare to the WACC, probably because it is not profitable.
HOPE has more shares outstanding than it did 1 year ago.
HOPE has less shares outstanding than it did 5 years ago.
HOPE has a worse debt/assets ratio than last year.
HOPE Yearly Shares OutstandingHOPE Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
HOPE Yearly Total Debt VS Total AssetsHOPE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

The Debt to FCF ratio of HOPE is 0.80, which is an excellent value as it means it would take HOPE, only 0.80 years of fcf income to pay off all of its debts.
HOPE's Debt to FCF ratio of 0.80 is fine compared to the rest of the industry. HOPE outperforms 76.21% of its industry peers.
HOPE has a Debt/Equity ratio of 0.05. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.05, HOPE belongs to the top of the industry, outperforming 80.82% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF 0.8
Altman-Z N/A
ROIC/WACCN/A
WACC23.26%
HOPE Yearly LT Debt VS Equity VS FCFHOPE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HOPE Yearly Current Assets VS Current LiabilitesHOPE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

4

3. Growth

3.1 Past

The earnings per share for HOPE have decreased strongly by -15.96% in the last year.
Measured over the past years, HOPE shows a decrease in Earnings Per Share. The EPS has been decreasing by -8.76% on average per year.
HOPE shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -14.16%.
Measured over the past years, HOPE shows a decrease in Revenue. The Revenue has been decreasing by -1.66% on average per year.
EPS 1Y (TTM)-15.96%
EPS 3Y-19.52%
EPS 5Y-8.76%
EPS Q2Q%-13.64%
Revenue 1Y (TTM)-14.16%
Revenue growth 3Y-5.14%
Revenue growth 5Y-1.66%
Sales Q2Q%-19.12%

3.2 Future

Based on estimates for the next years, HOPE will show a quite strong growth in Earnings Per Share. The EPS will grow by 19.75% on average per year.
The Revenue is expected to grow by 11.35% on average over the next years. This is quite good.
EPS Next Y6.45%
EPS Next 2Y19.75%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year10.95%
Revenue Next 2Y11.35%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
HOPE Yearly Revenue VS EstimatesHOPE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 200M 400M 600M
HOPE Yearly EPS VS EstimatesHOPE Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

4

4. Valuation

4.1 Price/Earnings Ratio

HOPE is valuated correctly with a Price/Earnings ratio of 13.58.
HOPE's Price/Earnings ratio is a bit more expensive when compared to the industry. HOPE is more expensive than 60.36% of the companies in the same industry.
HOPE is valuated rather cheaply when we compare the Price/Earnings ratio to 26.91, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 8.70, the valuation of HOPE can be described as reasonable.
Based on the Price/Forward Earnings ratio, HOPE is valued a bit cheaper than 71.61% of the companies in the same industry.
HOPE's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.92.
Industry RankSector Rank
PE 13.58
Fwd PE 8.7
HOPE Price Earnings VS Forward Price EarningsHOPE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, HOPE is valued a bit cheaper than the industry average as 68.03% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 9.94
EV/EBITDA N/A
HOPE Per share dataHOPE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A more expensive valuation may be justified as HOPE's earnings are expected to grow with 19.75% in the coming years.
PEG (NY)2.11
PEG (5Y)N/A
EPS Next 2Y19.75%
EPS Next 3YN/A

6

5. Dividend

5.1 Amount

HOPE has a Yearly Dividend Yield of 5.56%, which is a nice return.
Compared to an average industry Dividend Yield of 3.53, HOPE pays a better dividend. On top of this HOPE pays more dividend than 88.49% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.34, HOPE pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.56%

5.2 History

HOPE has been paying a dividend for at least 10 years, so it has a reliable track record.
HOPE has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0%
Div Incr Years0
Div Non Decr Years12
HOPE Yearly Dividends per shareHOPE Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

HOPE pays out 164.57% of its income as dividend. This is not a sustainable payout ratio.
DP164.57%
EPS Next 2Y19.75%
EPS Next 3YN/A
HOPE Yearly Income VS Free CF VS DividendHOPE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
HOPE Dividend Payout.HOPE Dividend Payout, showing the Payout Ratio.HOPE Dividend Payout.PayoutRetained Earnings

HOPE BANCORP INC

NASDAQ:HOPE (10/24/2025, 8:00:01 PM)

After market: 10.73 0 (0%)

10.73

+0.2 (+1.9%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)07-22 2025-07-22/bmo
Earnings (Next)10-28 2025-10-28/bmo
Inst Owners91.91%
Inst Owner Change-0.05%
Ins Owners2.04%
Ins Owner Change1.41%
Market Cap1.38B
Revenue(TTM)445.75M
Net Income(TTM)41.71M
Analysts76
Price Target12.5 (16.5%)
Short Float %2.23%
Short Ratio3.14
Dividend
Industry RankSector Rank
Dividend Yield 5.56%
Yearly Dividend0.56
Dividend Growth(5Y)0%
DP164.57%
Div Incr Years0
Div Non Decr Years12
Ex-Date08-01 2025-08-01 (0.14)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-5.44%
Min EPS beat(2)-10.23%
Max EPS beat(2)-0.65%
EPS beat(4)1
Avg EPS beat(4)-0.36%
Min EPS beat(4)-10.23%
Max EPS beat(4)14.13%
EPS beat(8)2
Avg EPS beat(8)-1.47%
EPS beat(12)3
Avg EPS beat(12)-2.48%
EPS beat(16)7
Avg EPS beat(16)0.31%
Revenue beat(2)0
Avg Revenue beat(2)-15.7%
Min Revenue beat(2)-30.75%
Max Revenue beat(2)-0.65%
Revenue beat(4)0
Avg Revenue beat(4)-10.15%
Min Revenue beat(4)-30.75%
Max Revenue beat(4)-0.65%
Revenue beat(8)1
Avg Revenue beat(8)-6.96%
Revenue beat(12)2
Avg Revenue beat(12)-6.64%
Revenue beat(16)4
Avg Revenue beat(16)-4.95%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.1%
EPS NY rev (1m)-1.64%
EPS NY rev (3m)-6.51%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.56%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.29%
Valuation
Industry RankSector Rank
PE 13.58
Fwd PE 8.7
P/S 3.09
P/FCF 9.94
P/OCF 9.25
P/B 0.62
P/tB 0.81
EV/EBITDA N/A
EPS(TTM)0.79
EY7.36%
EPS(NY)1.23
Fwd EY11.49%
FCF(TTM)1.08
FCFY10.06%
OCF(TTM)1.16
OCFY10.81%
SpS3.48
BVpS17.35
TBVpS13.25
PEG (NY)2.11
PEG (5Y)N/A
Graham Number17.56
Profitability
Industry RankSector Rank
ROA 0.22%
ROE 1.88%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 9.36%
GM N/A
FCFM 31.05%
ROA(3y)0.81%
ROA(5y)0.84%
ROE(3y)7.26%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.06%
PM growth 5Y-8.73%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF 0.8
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 2.31%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 331.83%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC23.26%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.61%
Profit Quality(3y)223.38%
Profit Quality(5y)193.88%
High Growth Momentum
Growth
EPS 1Y (TTM)-15.96%
EPS 3Y-19.52%
EPS 5Y-8.76%
EPS Q2Q%-13.64%
EPS Next Y6.45%
EPS Next 2Y19.75%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-14.16%
Revenue growth 3Y-5.14%
Revenue growth 5Y-1.66%
Sales Q2Q%-19.12%
Revenue Next Year10.95%
Revenue Next 2Y11.35%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-66.16%
FCF growth 3Y-30.39%
FCF growth 5Y-9.62%
OCF growth 1Y-64.7%
OCF growth 3Y-28.86%
OCF growth 5Y-8.69%

HOPE BANCORP INC / HOPE FAQ

What is the fundamental rating for HOPE stock?

ChartMill assigns a fundamental rating of 3 / 10 to HOPE.


Can you provide the valuation status for HOPE BANCORP INC?

ChartMill assigns a valuation rating of 4 / 10 to HOPE BANCORP INC (HOPE). This can be considered as Fairly Valued.


How profitable is HOPE BANCORP INC (HOPE) stock?

HOPE BANCORP INC (HOPE) has a profitability rating of 2 / 10.


What are the PE and PB ratios of HOPE BANCORP INC (HOPE) stock?

The Price/Earnings (PE) ratio for HOPE BANCORP INC (HOPE) is 13.58 and the Price/Book (PB) ratio is 0.62.


Can you provide the expected EPS growth for HOPE stock?

The Earnings per Share (EPS) of HOPE BANCORP INC (HOPE) is expected to grow by 6.45% in the next year.