10.96 USD
-0.09 (-0.81%)
10.96 USD
0 (0%)
HOPE gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 388 industry peers in the Banks industry. HOPE may be in some trouble as it scores bad on both profitability and health. HOPE has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year HOPE was profitable.
HOPE had a positive operating cash flow in the past year.
HOPE had positive earnings in each of the past 5 years.
In the past 5 years HOPE always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of HOPE (0.26%) is worse than 85.82% of its industry peers.
HOPE has a worse Return On Equity (2.15%) than 86.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.26% | ||
| ROE | 2.15% | ||
| ROIC | N/A |
ROA(3y)0.81%
ROA(5y)0.84%
ROE(3y)7.26%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of HOPE (10.27%) is worse than 83.51% of its industry peers.
In the last couple of years the Profit Margin of HOPE has declined.
The Operating Margin and Gross Margin are not available for HOPE so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 10.27% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.06%
PM growth 5Y-8.73%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
HOPE does not have a ROIC to compare to the WACC, probably because it is not profitable.
HOPE has more shares outstanding than it did 1 year ago.
The number of shares outstanding for HOPE has been reduced compared to 5 years ago.
The debt/assets ratio for HOPE is higher compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of HOPE is 0.88, which is an excellent value as it means it would take HOPE, only 0.88 years of fcf income to pay off all of its debts.
HOPE's Debt to FCF ratio of 0.88 is fine compared to the rest of the industry. HOPE outperforms 69.59% of its industry peers.
A Debt/Equity ratio of 0.05 indicates that HOPE is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.05, HOPE belongs to the top of the industry, outperforming 80.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | 0.88 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC23.08%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
HOPE shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.78%.
The Earnings Per Share has been decreasing by -8.76% on average over the past years.
HOPE shows a decrease in Revenue. In the last year, the revenue decreased by -4.26%.
The Revenue has been decreasing by -1.66% on average over the past years.
EPS 1Y (TTM)-7.78%
EPS 3Y-19.52%
EPS 5Y-8.76%
EPS Q2Q%19.05%
Revenue 1Y (TTM)-4.26%
Revenue growth 3Y-5.14%
Revenue growth 5Y-1.66%
Sales Q2Q%21.76%
3.2 Future
Based on estimates for the next years, HOPE will show a quite strong growth in Earnings Per Share. The EPS will grow by 17.35% on average per year.
Based on estimates for the next years, HOPE will show a quite strong growth in Revenue. The Revenue will grow by 11.07% on average per year.
EPS Next Y5.56%
EPS Next 2Y18.29%
EPS Next 3Y17.35%
EPS Next 5YN/A
Revenue Next Year12.29%
Revenue Next 2Y12.59%
Revenue Next 3Y11.07%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 13.20, the valuation of HOPE can be described as correct.
The rest of the industry has a similar Price/Earnings ratio as HOPE.
Compared to an average S&P500 Price/Earnings ratio of 26.51, HOPE is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 9.11, the valuation of HOPE can be described as reasonable.
Based on the Price/Forward Earnings ratio, HOPE is valued a bit cheaper than 70.10% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.13, HOPE is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.2 | ||
| Fwd PE | 9.11 |
4.2 Price Multiples
HOPE's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.2 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates HOPE does not grow enough to justify the current Price/Earnings ratio.
HOPE's earnings are expected to grow with 17.35% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.38
PEG (5Y)N/A
EPS Next 2Y18.29%
EPS Next 3Y17.35%
5. Dividend
5.1 Amount
HOPE has a Yearly Dividend Yield of 4.96%, which is a nice return.
HOPE's Dividend Yield is rather good when compared to the industry average which is at 2.74. HOPE pays more dividend than 89.69% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, HOPE pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.96% |
5.2 History
HOPE has paid a dividend for at least 10 years, which is a reliable track record.
HOPE has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0%
Div Incr Years0
Div Non Decr Years12
5.3 Sustainability
143.99% of the earnings are spent on dividend by HOPE. This is not a sustainable payout ratio.
DP143.99%
EPS Next 2Y18.29%
EPS Next 3Y17.35%
10.96
-0.09 (-0.81%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners91.8%
Inst Owner Change0.94%
Ins Owners2.04%
Ins Owner Change-1.67%
Market Cap1.40B
Revenue(TTM)471.13M
Net Income(TTM)48.40M
Analysts76
Price Target12.88 (17.52%)
Short Float %2.21%
Short Ratio2.94
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.96% |
Yearly Dividend0.56
Dividend Growth(5Y)0%
DP143.99%
Div Incr Years0
Div Non Decr Years12
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-7.52%
Min EPS beat(2)-10.23%
Max EPS beat(2)-4.82%
EPS beat(4)1
Avg EPS beat(4)-0.39%
Min EPS beat(4)-10.23%
Max EPS beat(4)14.13%
EPS beat(8)2
Avg EPS beat(8)-1.46%
EPS beat(12)3
Avg EPS beat(12)-2.68%
EPS beat(16)6
Avg EPS beat(16)-0.19%
Revenue beat(2)1
Avg Revenue beat(2)-15.24%
Min Revenue beat(2)-30.75%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-8.69%
Min Revenue beat(4)-30.75%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-7.16%
Revenue beat(12)2
Avg Revenue beat(12)-6.69%
Revenue beat(16)5
Avg Revenue beat(16)-4.87%
PT rev (1m)2.02%
PT rev (3m)3.06%
EPS NQ rev (1m)1.3%
EPS NQ rev (3m)-4.59%
EPS NY rev (1m)0.85%
EPS NY rev (3m)-0.84%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.42%
Revenue NY rev (1m)0.61%
Revenue NY rev (3m)1.21%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.2 | ||
| Fwd PE | 9.11 | ||
| P/S | 2.98 | ||
| P/FCF | 11.2 | ||
| P/OCF | 10.22 | ||
| P/B | 0.62 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.83
EY7.57%
EPS(NY)1.2
Fwd EY10.98%
FCF(TTM)0.98
FCFY8.93%
OCF(TTM)1.07
OCFY9.78%
SpS3.68
BVpS17.6
TBVpS13.51
PEG (NY)2.38
PEG (5Y)N/A
Graham Number18.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.26% | ||
| ROE | 2.15% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 10.27% | ||
| GM | N/A | ||
| FCFM | 26.63% |
ROA(3y)0.81%
ROA(5y)0.84%
ROE(3y)7.26%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.06%
PM growth 5Y-8.73%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | 0.88 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 2.54% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 259.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC23.08%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.61%
Profit Quality(3y)223.38%
Profit Quality(5y)193.88%
High Growth Momentum
Growth
EPS 1Y (TTM)-7.78%
EPS 3Y-19.52%
EPS 5Y-8.76%
EPS Q2Q%19.05%
EPS Next Y5.56%
EPS Next 2Y18.29%
EPS Next 3Y17.35%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.26%
Revenue growth 3Y-5.14%
Revenue growth 5Y-1.66%
Sales Q2Q%21.76%
Revenue Next Year12.29%
Revenue Next 2Y12.59%
Revenue Next 3Y11.07%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-74.9%
FCF growth 3Y-30.39%
FCF growth 5Y-9.62%
OCF growth 1Y-73.24%
OCF growth 3Y-28.86%
OCF growth 5Y-8.69%
HOPE BANCORP INC / HOPE FAQ
What is the fundamental rating for HOPE stock?
ChartMill assigns a fundamental rating of 3 / 10 to HOPE.
What is the valuation status for HOPE stock?
ChartMill assigns a valuation rating of 4 / 10 to HOPE BANCORP INC (HOPE). This can be considered as Fairly Valued.
How profitable is HOPE BANCORP INC (HOPE) stock?
HOPE BANCORP INC (HOPE) has a profitability rating of 2 / 10.
What is the expected EPS growth for HOPE BANCORP INC (HOPE) stock?
The Earnings per Share (EPS) of HOPE BANCORP INC (HOPE) is expected to grow by 5.56% in the next year.
Is the dividend of HOPE BANCORP INC sustainable?
The dividend rating of HOPE BANCORP INC (HOPE) is 6 / 10 and the dividend payout ratio is 143.99%.