HOPE BANCORP INC (HOPE) Fundamental Analysis & Valuation

NASDAQ:HOPE • US43940T1097

Current stock price

12.59 USD
+0.14 (+1.12%)
At close:
12.7 USD
+0.11 (+0.87%)
After Hours:

This HOPE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. HOPE Profitability Analysis

1.1 Basic Checks

  • HOPE had positive earnings in the past year.
  • HOPE had a positive operating cash flow in the past year.
  • In the past 5 years HOPE has always been profitable.
  • In the past 5 years HOPE always reported a positive cash flow from operatings.
HOPE Yearly Net Income VS EBIT VS OCF VS FCFHOPE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

1.2 Ratios

  • HOPE has a Return On Assets of 0.33%. This is amonst the worse of the industry: HOPE underperforms 88.83% of its industry peers.
  • The Return On Equity of HOPE (2.70%) is worse than 89.10% of its industry peers.
Industry RankSector Rank
ROA 0.33%
ROE 2.7%
ROIC N/A
ROA(3y)0.54%
ROA(5y)0.78%
ROE(3y)4.56%
ROE(5y)6.85%
ROIC(3y)N/A
ROIC(5y)N/A
HOPE Yearly ROA, ROE, ROICHOPE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With a Profit Margin value of 12.35%, HOPE is not doing good in the industry: 84.84% of the companies in the same industry are doing better.
  • In the last couple of years the Profit Margin of HOPE has declined.
  • The Operating Margin and Gross Margin are not available for HOPE so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 12.35%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-29.11%
PM growth 5Y-10.42%
GM growth 3YN/A
GM growth 5YN/A
HOPE Yearly Profit, Operating, Gross MarginsHOPE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. HOPE Health Analysis

2.1 Basic Checks

  • HOPE does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, HOPE has more shares outstanding
  • Compared to 5 years ago, HOPE has more shares outstanding
  • HOPE has a better debt/assets ratio than last year.
HOPE Yearly Shares OutstandingHOPE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
HOPE Yearly Total Debt VS Total AssetsHOPE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • The Debt to FCF ratio of HOPE is 0.73, which is an excellent value as it means it would take HOPE, only 0.73 years of fcf income to pay off all of its debts.
  • HOPE's Debt to FCF ratio of 0.73 is fine compared to the rest of the industry. HOPE outperforms 74.20% of its industry peers.
  • A Debt/Equity ratio of 0.05 indicates that HOPE is not too dependend on debt financing.
  • HOPE has a better Debt to Equity ratio (0.05) than 80.32% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF 0.73
Altman-Z N/A
ROIC/WACCN/A
WACC26.24%
HOPE Yearly LT Debt VS Equity VS FCFHOPE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HOPE Yearly Current Assets VS Current LiabilitesHOPE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. HOPE Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 14.63% over the past year.
  • HOPE shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.22% yearly.
  • The Revenue has been growing slightly by 5.01% in the past year.
  • HOPE shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.87% yearly.
EPS 1Y (TTM)14.63%
EPS 3Y-20.78%
EPS 5Y-0.22%
EPS Q2Q%21.05%
Revenue 1Y (TTM)5.01%
Revenue growth 3Y-7.48%
Revenue growth 5Y-0.87%
Sales Q2Q%21.04%

3.2 Future

  • Based on estimates for the next years, HOPE will show a very strong growth in Earnings Per Share. The EPS will grow by 26.54% on average per year.
  • Based on estimates for the next years, HOPE will show a quite strong growth in Revenue. The Revenue will grow by 19.17% on average per year.
EPS Next Y24.84%
EPS Next 2Y26.54%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year18.68%
Revenue Next 2Y19.17%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
HOPE Yearly Revenue VS EstimatesHOPE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
HOPE Yearly EPS VS EstimatesHOPE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

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5

4. HOPE Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 13.39, which indicates a correct valuation of HOPE.
  • Compared to the rest of the industry, the Price/Earnings ratio of HOPE indicates a slightly more expensive valuation: HOPE is more expensive than 60.90% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.64, HOPE is valued a bit cheaper.
  • A Price/Forward Earnings ratio of 8.74 indicates a reasonable valuation of HOPE.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of HOPE indicates a somewhat cheap valuation: HOPE is cheaper than 73.67% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.36, HOPE is valued rather cheaply.
Industry RankSector Rank
PE 13.39
Fwd PE 8.74
HOPE Price Earnings VS Forward Price EarningsHOPE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • HOPE's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. HOPE is cheaper than 68.62% of the companies in the same industry.
Industry RankSector Rank
P/FCF 10.64
EV/EBITDA N/A
HOPE Per share dataHOPE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • HOPE's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as HOPE's earnings are expected to grow with 26.54% in the coming years.
PEG (NY)0.54
PEG (5Y)N/A
EPS Next 2Y26.54%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. HOPE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.50%, HOPE is a good candidate for dividend investing.
  • HOPE's Dividend Yield is rather good when compared to the industry average which is at 2.57. HOPE pays more dividend than 92.02% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, HOPE pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.5%

5.2 History

  • The dividend of HOPE has a limited annual growth rate of 0.44%.
  • HOPE has paid a dividend for at least 10 years, which is a reliable track record.
  • HOPE has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.44%
Div Incr Years0
Div Non Decr Years13
HOPE Yearly Dividends per shareHOPE Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

  • 114.84% of the earnings are spent on dividend by HOPE. This is not a sustainable payout ratio.
  • HOPE's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP114.84%
EPS Next 2Y26.54%
EPS Next 3YN/A
HOPE Yearly Income VS Free CF VS DividendHOPE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
HOPE Dividend Payout.HOPE Dividend Payout, showing the Payout Ratio.HOPE Dividend Payout.PayoutRetained Earnings

More info and screens

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HOPE Fundamentals: All Metrics, Ratios and Statistics

HOPE BANCORP INC

NASDAQ:HOPE (5/1/2026, 8:00:02 PM)

After market: 12.7 +0.11 (+0.87%)

12.59

+0.14 (+1.12%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Industry Strength69.57
Industry Growth91.3
Earnings (Last)04-28
Earnings (Next)07-20
Inst Owners91.59%
Inst Owner Change0.08%
Ins Owners2.02%
Ins Owner Change1.9%
Market Cap1.61B
Revenue(TTM)498.70M
Net Income(TTM)61.59M
Analysts76
Price Target13.9 (10.41%)
Short Float %3.97%
Short Ratio5.33
Dividend
Industry RankSector Rank
Dividend Yield 4.5%
Yearly Dividend0.57
Dividend Growth(5Y)0.44%
DP114.84%
Div Incr Years0
Div Non Decr Years13
Ex-Date02-06
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.5%
Min EPS beat(2)-4.82%
Max EPS beat(2)1.81%
EPS beat(4)1
Avg EPS beat(4)-3.47%
Min EPS beat(4)-10.23%
Max EPS beat(4)1.81%
EPS beat(8)2
Avg EPS beat(8)-2.48%
EPS beat(12)4
Avg EPS beat(12)-1.96%
EPS beat(16)6
Avg EPS beat(16)-0.32%
Revenue beat(2)1
Avg Revenue beat(2)0.13%
Min Revenue beat(2)0%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-7.79%
Min Revenue beat(4)-30.75%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-6.64%
Revenue beat(12)2
Avg Revenue beat(12)-6.16%
Revenue beat(16)4
Avg Revenue beat(16)-4.94%
PT rev (1m)3.81%
PT rev (3m)7.92%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-15.22%
EPS NY rev (1m)-0.45%
EPS NY rev (3m)-7.03%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.63%
Revenue NY rev (1m)2.82%
Revenue NY rev (3m)5.12%
Valuation
Industry RankSector Rank
PE 13.39
Fwd PE 8.74
P/S 3.23
P/FCF 10.64
P/OCF 9.79
P/B 0.71
P/tB 0.92
EV/EBITDA N/A
EPS(TTM)0.94
EY7.47%
EPS(NY)1.44
Fwd EY11.45%
FCF(TTM)1.18
FCFY9.4%
OCF(TTM)1.29
OCFY10.21%
SpS3.9
BVpS17.85
TBVpS13.73
PEG (NY)0.54
PEG (5Y)N/A
Graham Number19.4273 (54.31%)
Profitability
Industry RankSector Rank
ROA 0.33%
ROE 2.7%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 12.35%
GM N/A
FCFM 30.37%
ROA(3y)0.54%
ROA(5y)0.78%
ROE(3y)4.56%
ROE(5y)6.85%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-29.11%
PM growth 5Y-10.42%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF 0.73
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 2.62%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 245.92%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC26.24%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)2.33%
Cap/Sales(5y)1.95%
Profit Quality(3y)232.61%
Profit Quality(5y)214.2%
High Growth Momentum
Growth
EPS 1Y (TTM)14.63%
EPS 3Y-20.78%
EPS 5Y-0.22%
EPS Q2Q%21.05%
EPS Next Y24.84%
EPS Next 2Y26.54%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.01%
Revenue growth 3Y-7.48%
Revenue growth 5Y-0.87%
Sales Q2Q%21.04%
Revenue Next Year18.68%
Revenue Next 2Y19.17%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y41.67%
FCF growth 3Y-31.75%
FCF growth 5Y-1.2%
OCF growth 1Y40.97%
OCF growth 3Y-30.28%
OCF growth 5Y-0.16%

HOPE BANCORP INC / HOPE Fundamental Analysis FAQ

What is the fundamental rating for HOPE stock?

ChartMill assigns a fundamental rating of 4 / 10 to HOPE.


What is the valuation status for HOPE stock?

ChartMill assigns a valuation rating of 5 / 10 to HOPE BANCORP INC (HOPE). This can be considered as Fairly Valued.


Can you provide the profitability details for HOPE BANCORP INC?

HOPE BANCORP INC (HOPE) has a profitability rating of 2 / 10.


How financially healthy is HOPE BANCORP INC?

The financial health rating of HOPE BANCORP INC (HOPE) is 3 / 10.


How sustainable is the dividend of HOPE BANCORP INC (HOPE) stock?

The dividend rating of HOPE BANCORP INC (HOPE) is 8 / 10 and the dividend payout ratio is 114.84%.