HOPE BANCORP INC (HOPE) Stock Fundamental Analysis

NASDAQ:HOPE • US43940T1097

11.26 USD
-0.52 (-4.41%)
At close: Feb 27, 2026
11.26 USD
0 (0%)
After Hours: 2/27/2026, 4:30:02 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Taking everything into account, HOPE scores 4 out of 10 in our fundamental rating. HOPE was compared to 379 industry peers in the Banks industry. HOPE has a bad profitability rating. Also its financial health evaluation is rather negative. HOPE is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year HOPE was profitable.
  • HOPE had a positive operating cash flow in the past year.
  • In the past 5 years HOPE has always been profitable.
  • Of the past 5 years HOPE 4 years had a positive operating cash flow.
HOPE Yearly Net Income VS EBIT VS OCF VS FCFHOPE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.26%, HOPE is doing worse than 86.28% of the companies in the same industry.
  • HOPE has a Return On Equity of 2.15%. This is amonst the worse of the industry: HOPE underperforms 86.81% of its industry peers.
Industry RankSector Rank
ROA 0.26%
ROE 2.15%
ROIC N/A
ROA(3y)0.54%
ROA(5y)0.78%
ROE(3y)4.56%
ROE(5y)6.85%
ROIC(3y)N/A
ROIC(5y)N/A
HOPE Yearly ROA, ROE, ROICHOPE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • HOPE has a Profit Margin of 10.27%. This is amonst the worse of the industry: HOPE underperforms 83.64% of its industry peers.
  • HOPE's Profit Margin has declined in the last couple of years.
  • The Operating Margin and Gross Margin are not available for HOPE so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 10.27%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-29.11%
PM growth 5Y-10.42%
GM growth 3YN/A
GM growth 5YN/A
HOPE Yearly Profit, Operating, Gross MarginsHOPE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • HOPE does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, HOPE has more shares outstanding
  • Compared to 5 years ago, HOPE has more shares outstanding
  • HOPE has a better debt/assets ratio than last year.
HOPE Yearly Shares OutstandingHOPE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
HOPE Yearly Total Debt VS Total AssetsHOPE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • The Debt to FCF ratio of HOPE is 0.88, which is an excellent value as it means it would take HOPE, only 0.88 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of HOPE (0.88) is better than 69.66% of its industry peers.
  • HOPE has a Debt/Equity ratio of 0.05. This is a healthy value indicating a solid balance between debt and equity.
  • HOPE has a better Debt to Equity ratio (0.05) than 80.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF 0.88
Altman-Z N/A
ROIC/WACCN/A
WACC22.67%
HOPE Yearly LT Debt VS Equity VS FCFHOPE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HOPE Yearly Current Assets VS Current LiabilitesHOPE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • HOPE shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.65%.
  • Measured over the past years, HOPE shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.22% on average per year.
  • The Revenue has been growing slightly by 5.04% in the past year.
  • HOPE shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.87% yearly.
EPS 1Y (TTM)4.65%
EPS 3Y-20.78%
EPS 5Y-0.22%
EPS Q2Q%35%
Revenue 1Y (TTM)5.04%
Revenue growth 3Y-7.48%
Revenue growth 5Y-0.87%
Sales Q2Q%23.58%

3.2 Future

  • HOPE is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 23.49% yearly.
  • Based on estimates for the next years, HOPE will show a quite strong growth in Revenue. The Revenue will grow by 13.18% on average per year.
EPS Next Y28.29%
EPS Next 2Y23.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year15.42%
Revenue Next 2Y13.18%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
HOPE Yearly Revenue VS EstimatesHOPE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
HOPE Yearly EPS VS EstimatesHOPE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 12.51, the valuation of HOPE can be described as correct.
  • The rest of the industry has a similar Price/Earnings ratio as HOPE.
  • HOPE is valuated cheaply when we compare the Price/Earnings ratio to 27.10, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 9.75, the valuation of HOPE can be described as reasonable.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of HOPE indicates a somewhat cheap valuation: HOPE is cheaper than 62.80% of the companies listed in the same industry.
  • HOPE is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.06, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 12.51
Fwd PE 9.75
HOPE Price Earnings VS Forward Price EarningsHOPE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Price/Free Cash Flow ratio as HOPE.
Industry RankSector Rank
P/FCF 11.51
EV/EBITDA N/A
HOPE Per share dataHOPE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • HOPE's earnings are expected to grow with 23.49% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.44
PEG (5Y)N/A
EPS Next 2Y23.49%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • HOPE has a Yearly Dividend Yield of 4.65%, which is a nice return.
  • HOPE's Dividend Yield is rather good when compared to the industry average which is at 2.74. HOPE pays more dividend than 87.60% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.80, HOPE pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.65%

5.2 History

  • HOPE has been paying a dividend for at least 10 years, so it has a reliable track record.
  • HOPE has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0%
Div Incr Years0
Div Non Decr Years12
HOPE Yearly Dividends per shareHOPE Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

  • HOPE pays out 143.99% of its income as dividend. This is not a sustainable payout ratio.
DP143.99%
EPS Next 2Y23.49%
EPS Next 3YN/A
HOPE Yearly Income VS Free CF VS DividendHOPE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
HOPE Dividend Payout.HOPE Dividend Payout, showing the Payout Ratio.HOPE Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

HOPE BANCORP INC

NASDAQ:HOPE (2/27/2026, 4:30:02 PM)

After market: 11.26 0 (0%)

11.26

-0.52 (-4.41%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-27
Earnings (Next)04-20
Inst Owners91.64%
Inst Owner Change0.06%
Ins Owners2.06%
Ins Owner Change-1.14%
Market Cap1.44B
Revenue(TTM)498.87M
Net Income(TTM)48.40M
Analysts77.78
Price Target13.43 (19.27%)
Short Float %2.1%
Short Ratio2.49
Dividend
Industry RankSector Rank
Dividend Yield 4.65%
Yearly Dividend0.56
Dividend Growth(5Y)0%
DP143.99%
Div Incr Years0
Div Non Decr Years12
Ex-Date02-06
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-7.52%
Min EPS beat(2)-10.23%
Max EPS beat(2)-4.82%
EPS beat(4)1
Avg EPS beat(4)-0.39%
Min EPS beat(4)-10.23%
Max EPS beat(4)14.13%
EPS beat(8)2
Avg EPS beat(8)-1.46%
EPS beat(12)3
Avg EPS beat(12)-2.68%
EPS beat(16)6
Avg EPS beat(16)-0.19%
Revenue beat(2)1
Avg Revenue beat(2)-15.24%
Min Revenue beat(2)-30.75%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-8.69%
Min Revenue beat(4)-30.75%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-7.16%
Revenue beat(12)2
Avg Revenue beat(12)-6.69%
Revenue beat(16)5
Avg Revenue beat(16)-4.87%
PT rev (1m)4.29%
PT rev (3m)6.4%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.3%
EPS NY rev (1m)-4.45%
EPS NY rev (3m)-5.39%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)2.24%
Revenue NY rev (3m)3.21%
Valuation
Industry RankSector Rank
PE 12.51
Fwd PE 9.75
P/S 3.06
P/FCF 11.51
P/OCF 10.5
P/B 0.64
P/tB 0.83
EV/EBITDA N/A
EPS(TTM)0.9
EY7.99%
EPS(NY)1.15
Fwd EY10.25%
FCF(TTM)0.98
FCFY8.69%
OCF(TTM)1.07
OCFY9.52%
SpS3.67
BVpS17.6
TBVpS13.51
PEG (NY)0.44
PEG (5Y)N/A
Graham Number18.88
Profitability
Industry RankSector Rank
ROA 0.26%
ROE 2.15%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 10.27%
GM N/A
FCFM 26.63%
ROA(3y)0.54%
ROA(5y)0.78%
ROE(3y)4.56%
ROE(5y)6.85%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-29.11%
PM growth 5Y-10.42%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF 0.88
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 2.54%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 259.2%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC22.67%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.65%
EPS 3Y-20.78%
EPS 5Y-0.22%
EPS Q2Q%35%
EPS Next Y28.29%
EPS Next 2Y23.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.04%
Revenue growth 3Y-7.48%
Revenue growth 5Y-0.87%
Sales Q2Q%23.58%
Revenue Next Year15.42%
Revenue Next 2Y13.18%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-7.82%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-5.66%
OCF growth 3YN/A
OCF growth 5YN/A

HOPE BANCORP INC / HOPE FAQ

What is the fundamental rating for HOPE stock?

ChartMill assigns a fundamental rating of 4 / 10 to HOPE.


What is the valuation status for HOPE stock?

ChartMill assigns a valuation rating of 5 / 10 to HOPE BANCORP INC (HOPE). This can be considered as Fairly Valued.


How profitable is HOPE BANCORP INC (HOPE) stock?

HOPE BANCORP INC (HOPE) has a profitability rating of 2 / 10.


What is the expected EPS growth for HOPE BANCORP INC (HOPE) stock?

The Earnings per Share (EPS) of HOPE BANCORP INC (HOPE) is expected to grow by 28.29% in the next year.


Is the dividend of HOPE BANCORP INC sustainable?

The dividend rating of HOPE BANCORP INC (HOPE) is 6 / 10 and the dividend payout ratio is 143.99%.