10.62 USD
-0.09 (-0.84%)
10.62 USD
0 (0%)
HOPE gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 387 industry peers in the Banks industry. HOPE has a bad profitability rating. Also its financial health evaluation is rather negative. HOPE has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year HOPE was profitable.
HOPE had a positive operating cash flow in the past year.
In the past 5 years HOPE has always been profitable.
In the past 5 years HOPE always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of HOPE (0.26%) is worse than 86.56% of its industry peers.
With a Return On Equity value of 2.15%, HOPE is not doing good in the industry: 87.86% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.26% | ||
| ROE | 2.15% | ||
| ROIC | N/A |
ROA(3y)0.81%
ROA(5y)0.84%
ROE(3y)7.26%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
HOPE has a worse Profit Margin (10.27%) than 84.50% of its industry peers.
In the last couple of years the Profit Margin of HOPE has declined.
HOPE does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 10.27% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.06%
PM growth 5Y-8.73%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
HOPE does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for HOPE has been increased compared to 1 year ago.
Compared to 5 years ago, HOPE has less shares outstanding
Compared to 1 year ago, HOPE has a worse debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of HOPE is 0.88, which is an excellent value as it means it would take HOPE, only 0.88 years of fcf income to pay off all of its debts.
HOPE has a better Debt to FCF ratio (0.88) than 70.80% of its industry peers.
A Debt/Equity ratio of 0.05 indicates that HOPE is not too dependend on debt financing.
The Debt to Equity ratio of HOPE (0.05) is better than 80.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | 0.88 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC23.23%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for HOPE have decreased by -7.78% in the last year.
Measured over the past years, HOPE shows a decrease in Earnings Per Share. The EPS has been decreasing by -8.76% on average per year.
HOPE shows a decrease in Revenue. In the last year, the revenue decreased by -4.26%.
HOPE shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.66% yearly.
EPS 1Y (TTM)-7.78%
EPS 3Y-19.52%
EPS 5Y-8.76%
EPS Q2Q%19.05%
Revenue 1Y (TTM)-4.26%
Revenue growth 3Y-5.14%
Revenue growth 5Y-1.66%
Sales Q2Q%21.76%
3.2 Future
HOPE is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.27% yearly.
The Revenue is expected to grow by 11.26% on average over the next years. This is quite good.
EPS Next Y4.67%
EPS Next 2Y19.13%
EPS Next 3Y18.27%
EPS Next 5YN/A
Revenue Next Year11.61%
Revenue Next 2Y12.07%
Revenue Next 3Y11.26%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.80, HOPE is valued correctly.
Compared to the rest of the industry, the Price/Earnings ratio of HOPE is on the same level as its industry peers.
HOPE is valuated cheaply when we compare the Price/Earnings ratio to 26.31, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 8.70, which indicates a very decent valuation of HOPE.
72.35% of the companies in the same industry are more expensive than HOPE, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 36.59, HOPE is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.8 | ||
| Fwd PE | 8.7 |
4.2 Price Multiples
HOPE's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.85 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
HOPE's earnings are expected to grow with 18.27% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.74
PEG (5Y)N/A
EPS Next 2Y19.13%
EPS Next 3Y18.27%
5. Dividend
5.1 Amount
HOPE has a Yearly Dividend Yield of 5.62%, which is a nice return.
Compared to an average industry Dividend Yield of 3.33, HOPE pays a better dividend. On top of this HOPE pays more dividend than 91.47% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.40, HOPE pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.62% |
5.2 History
HOPE has paid a dividend for at least 10 years, which is a reliable track record.
HOPE has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0%
Div Incr Years0
Div Non Decr Years12
5.3 Sustainability
HOPE pays out 143.99% of its income as dividend. This is not a sustainable payout ratio.
DP143.99%
EPS Next 2Y19.13%
EPS Next 3Y18.27%
10.62
-0.09 (-0.84%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners91.91%
Inst Owner Change0.94%
Ins Owners2.04%
Ins Owner Change-0.79%
Market Cap1.36B
Revenue(TTM)471.13M
Net Income(TTM)48.40M
Analysts76
Price Target12.62 (18.83%)
Short Float %2.86%
Short Ratio4.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.62% |
Yearly Dividend0.56
Dividend Growth(5Y)0%
DP143.99%
Div Incr Years0
Div Non Decr Years12
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-7.52%
Min EPS beat(2)-10.23%
Max EPS beat(2)-4.82%
EPS beat(4)1
Avg EPS beat(4)-0.39%
Min EPS beat(4)-10.23%
Max EPS beat(4)14.13%
EPS beat(8)2
Avg EPS beat(8)-1.46%
EPS beat(12)3
Avg EPS beat(12)-2.68%
EPS beat(16)6
Avg EPS beat(16)-0.19%
Revenue beat(2)1
Avg Revenue beat(2)-15.24%
Min Revenue beat(2)-30.75%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-8.69%
Min Revenue beat(4)-30.75%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-7.16%
Revenue beat(12)2
Avg Revenue beat(12)-6.69%
Revenue beat(16)5
Avg Revenue beat(16)-4.87%
PT rev (1m)1.02%
PT rev (3m)1.02%
EPS NQ rev (1m)-5.81%
EPS NQ rev (3m)-4.94%
EPS NY rev (1m)-1.67%
EPS NY rev (3m)-3.29%
Revenue NQ rev (1m)1.42%
Revenue NQ rev (3m)1.42%
Revenue NY rev (1m)0.6%
Revenue NY rev (3m)0.6%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.8 | ||
| Fwd PE | 8.7 | ||
| P/S | 2.89 | ||
| P/FCF | 10.85 | ||
| P/OCF | 9.91 | ||
| P/B | 0.6 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.83
EY7.82%
EPS(NY)1.22
Fwd EY11.49%
FCF(TTM)0.98
FCFY9.21%
OCF(TTM)1.07
OCFY10.09%
SpS3.68
BVpS17.6
TBVpS13.51
PEG (NY)2.74
PEG (5Y)N/A
Graham Number18.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.26% | ||
| ROE | 2.15% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 10.27% | ||
| GM | N/A | ||
| FCFM | 26.63% |
ROA(3y)0.81%
ROA(5y)0.84%
ROE(3y)7.26%
ROE(5y)7.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.06%
PM growth 5Y-8.73%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | 0.88 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 2.54% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 259.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC23.23%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.61%
Profit Quality(3y)223.38%
Profit Quality(5y)193.88%
High Growth Momentum
Growth
EPS 1Y (TTM)-7.78%
EPS 3Y-19.52%
EPS 5Y-8.76%
EPS Q2Q%19.05%
EPS Next Y4.67%
EPS Next 2Y19.13%
EPS Next 3Y18.27%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.26%
Revenue growth 3Y-5.14%
Revenue growth 5Y-1.66%
Sales Q2Q%21.76%
Revenue Next Year11.61%
Revenue Next 2Y12.07%
Revenue Next 3Y11.26%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-74.9%
FCF growth 3Y-30.39%
FCF growth 5Y-9.62%
OCF growth 1Y-73.24%
OCF growth 3Y-28.86%
OCF growth 5Y-8.69%
HOPE BANCORP INC / HOPE FAQ
What is the fundamental rating for HOPE stock?
ChartMill assigns a fundamental rating of 3 / 10 to HOPE.
Can you provide the valuation status for HOPE BANCORP INC?
ChartMill assigns a valuation rating of 4 / 10 to HOPE BANCORP INC (HOPE). This can be considered as Fairly Valued.
How profitable is HOPE BANCORP INC (HOPE) stock?
HOPE BANCORP INC (HOPE) has a profitability rating of 2 / 10.
What are the PE and PB ratios of HOPE BANCORP INC (HOPE) stock?
The Price/Earnings (PE) ratio for HOPE BANCORP INC (HOPE) is 12.8 and the Price/Book (PB) ratio is 0.6.
Can you provide the expected EPS growth for HOPE stock?
The Earnings per Share (EPS) of HOPE BANCORP INC (HOPE) is expected to grow by 4.67% in the next year.