HOME BANCSHARES INC (HOMB) Stock Fundamental Analysis

NYSE:HOMB • US4368932004

27.41 USD
-1.46 (-5.06%)
Last: Feb 27, 2026, 01:33 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Overall HOMB gets a fundamental rating of 4 out of 10. We evaluated HOMB against 379 industry peers in the Banks industry. There are concerns on the financial health of HOMB while its profitability can be described as average. HOMB has a correct valuation and a medium growth rate. Finally HOMB also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • HOMB had positive earnings in the past year.
  • HOMB had a positive operating cash flow in the past year.
  • HOMB had positive earnings in each of the past 5 years.
  • HOMB had a positive operating cash flow in 4 of the past 5 years.
HOMB Yearly Net Income VS EBIT VS OCF VS FCFHOMB Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

1.2 Ratios

  • With an excellent Return On Assets value of 2.02%, HOMB belongs to the best of the industry, outperforming 96.04% of the companies in the same industry.
  • HOMB has a Return On Equity of 10.86%. This is in the better half of the industry: HOMB outperforms 72.82% of its industry peers.
Industry RankSector Rank
ROA 2.02%
ROE 10.86%
ROIC N/A
ROA(3y)1.87%
ROA(5y)1.74%
ROE(3y)10.53%
ROE(5y)10.36%
ROIC(3y)N/A
ROIC(5y)N/A
HOMB Yearly ROA, ROE, ROICHOMB Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • HOMB's Profit Margin of 42.90% is amongst the best of the industry. HOMB outperforms 97.10% of its industry peers.
  • In the last couple of years the Profit Margin of HOMB has grown nicely.
  • The Operating Margin and Gross Margin are not available for HOMB so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 42.9%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y9.47%
PM growth 5Y7.13%
GM growth 3YN/A
GM growth 5YN/A
HOMB Yearly Profit, Operating, Gross MarginsHOMB Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • HOMB does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for HOMB has been reduced compared to 1 year ago.
  • Compared to 5 years ago, HOMB has more shares outstanding
  • Compared to 1 year ago, HOMB has an improved debt to assets ratio.
HOMB Yearly Shares OutstandingHOMB Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
HOMB Yearly Total Debt VS Total AssetsHOMB Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.2 Solvency

  • The Debt to FCF ratio of HOMB is 1.20, which is an excellent value as it means it would take HOMB, only 1.20 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of HOMB (1.20) is better than 61.21% of its industry peers.
  • A Debt/Equity ratio of 0.10 indicates that HOMB is not too dependend on debt financing.
  • HOMB's Debt to Equity ratio of 0.10 is fine compared to the rest of the industry. HOMB outperforms 68.07% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 1.2
Altman-Z N/A
ROIC/WACCN/A
WACC11.62%
HOMB Yearly LT Debt VS Equity VS FCFHOMB Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HOMB Yearly Current Assets VS Current LiabilitesHOMB Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • HOMB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 16.92%, which is quite good.
  • The Earnings Per Share has been growing slightly by 6.32% on average over the past years.
  • HOMB shows a small growth in Revenue. In the last year, the Revenue has grown by 7.23%.
  • Measured over the past years, HOMB shows a quite strong growth in Revenue. The Revenue has been growing by 9.46% on average per year.
EPS 1Y (TTM)16.92%
EPS 3Y14.15%
EPS 5Y6.32%
EPS Q2Q%20%
Revenue 1Y (TTM)7.23%
Revenue growth 3Y5.89%
Revenue growth 5Y9.46%
Sales Q2Q%9.18%

3.2 Future

  • Based on estimates for the next years, HOMB will show a small growth in Earnings Per Share. The EPS will grow by 6.56% on average per year.
  • HOMB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.10% yearly.
EPS Next Y8.14%
EPS Next 2Y6.71%
EPS Next 3Y6.56%
EPS Next 5YN/A
Revenue Next Year7.92%
Revenue Next 2Y6.52%
Revenue Next 3Y5.1%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
HOMB Yearly Revenue VS EstimatesHOMB Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M 1B
HOMB Yearly EPS VS EstimatesHOMB Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2 2.5

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • HOMB is valuated reasonably with a Price/Earnings ratio of 11.66.
  • HOMB's Price/Earnings ratio is in line with the industry average.
  • HOMB is valuated cheaply when we compare the Price/Earnings ratio to 27.11, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 10.79, the valuation of HOMB can be described as very reasonable.
  • HOMB's Price/Forward Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.13, HOMB is valued rather cheaply.
Industry RankSector Rank
PE 11.66
Fwd PE 10.79
HOMB Price Earnings VS Forward Price EarningsHOMB Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, HOMB is valued a bit more expensive than 64.38% of the companies in the same industry.
Industry RankSector Rank
P/FCF 15.25
EV/EBITDA N/A
HOMB Per share dataHOMB EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.43
PEG (5Y)1.85
EPS Next 2Y6.71%
EPS Next 3Y6.56%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 2.88%, HOMB has a reasonable but not impressive dividend return.
  • HOMB's Dividend Yield is comparable with the industry average which is at 2.74.
  • HOMB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 2.88%

5.2 History

  • On average, the dividend of HOMB grows each year by 8.08%, which is quite nice.
  • HOMB has paid a dividend for at least 10 years, which is a reliable track record.
  • HOMB has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)8.08%
Div Incr Years11
Div Non Decr Years11
HOMB Yearly Dividends per shareHOMB Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 34.17% of the earnings are spent on dividend by HOMB. This is a low number and sustainable payout ratio.
  • HOMB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP34.17%
EPS Next 2Y6.71%
EPS Next 3Y6.56%
HOMB Yearly Income VS Free CF VS DividendHOMB Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
HOMB Dividend Payout.HOMB Dividend Payout, showing the Payout Ratio.HOMB Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

HOME BANCSHARES INC

NYSE:HOMB (2/27/2026, 1:33:42 PM)

27.41

-1.46 (-5.06%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-14
Earnings (Next)04-14
Inst Owners73.48%
Inst Owner Change-2.25%
Ins Owners5.88%
Ins Owner Change6.97%
Market Cap5.39B
Revenue(TTM)1.09B
Net Income(TTM)457.78M
Analysts75.71
Price Target33.81 (23.35%)
Short Float %4.36%
Short Ratio5.88
Dividend
Industry RankSector Rank
Dividend Yield 2.88%
Yearly Dividend0.75
Dividend Growth(5Y)8.08%
DP34.17%
Div Incr Years11
Div Non Decr Years11
Ex-Date02-11
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)0.17%
Min EPS beat(2)0.17%
Max EPS beat(2)0.18%
EPS beat(4)3
Avg EPS beat(4)-0.65%
Min EPS beat(4)-5.3%
Max EPS beat(4)2.33%
EPS beat(8)6
Avg EPS beat(8)0.49%
EPS beat(12)9
Avg EPS beat(12)0.48%
EPS beat(16)12
Avg EPS beat(16)-3.95%
Revenue beat(2)2
Avg Revenue beat(2)1.04%
Min Revenue beat(2)0.89%
Max Revenue beat(2)1.2%
Revenue beat(4)2
Avg Revenue beat(4)0.17%
Min Revenue beat(4)-1.33%
Max Revenue beat(4)1.2%
Revenue beat(8)4
Avg Revenue beat(8)-0.14%
Revenue beat(12)4
Avg Revenue beat(12)-1.11%
Revenue beat(16)5
Avg Revenue beat(16)-0.72%
PT rev (1m)-0.32%
PT rev (3m)0.05%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.19%
EPS NY rev (1m)0.43%
EPS NY rev (3m)2.65%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)4.96%
Valuation
Industry RankSector Rank
PE 11.66
Fwd PE 10.79
P/S 5.05
P/FCF 15.25
P/OCF 13.98
P/B 1.28
P/tB 1.94
EV/EBITDA N/A
EPS(TTM)2.35
EY8.57%
EPS(NY)2.54
Fwd EY9.27%
FCF(TTM)1.8
FCFY6.56%
OCF(TTM)1.96
OCFY7.15%
SpS5.42
BVpS21.43
TBVpS14.15
PEG (NY)1.43
PEG (5Y)1.85
Graham Number33.66
Profitability
Industry RankSector Rank
ROA 2.02%
ROE 10.86%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 42.9%
GM N/A
FCFM 33.14%
ROA(3y)1.87%
ROA(5y)1.74%
ROE(3y)10.53%
ROE(5y)10.36%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y9.47%
PM growth 5Y7.13%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 1.2
Debt/EBITDA N/A
Cap/Depr 110.71%
Cap/Sales 3%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 77.25%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC11.62%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)16.92%
EPS 3Y14.15%
EPS 5Y6.32%
EPS Q2Q%20%
EPS Next Y8.14%
EPS Next 2Y6.71%
EPS Next 3Y6.56%
EPS Next 5YN/A
Revenue 1Y (TTM)7.23%
Revenue growth 3Y5.89%
Revenue growth 5Y9.46%
Sales Q2Q%9.18%
Revenue Next Year7.92%
Revenue Next 2Y6.52%
Revenue Next 3Y5.1%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-25.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-23.02%
OCF growth 3YN/A
OCF growth 5YN/A

HOME BANCSHARES INC / HOMB FAQ

Can you provide the ChartMill fundamental rating for HOME BANCSHARES INC?

ChartMill assigns a fundamental rating of 4 / 10 to HOMB.


Can you provide the valuation status for HOME BANCSHARES INC?

ChartMill assigns a valuation rating of 3 / 10 to HOME BANCSHARES INC (HOMB). This can be considered as Overvalued.


Can you provide the profitability details for HOME BANCSHARES INC?

HOME BANCSHARES INC (HOMB) has a profitability rating of 4 / 10.


What is the expected EPS growth for HOME BANCSHARES INC (HOMB) stock?

The Earnings per Share (EPS) of HOME BANCSHARES INC (HOMB) is expected to grow by 8.14% in the next year.


Is the dividend of HOME BANCSHARES INC sustainable?

The dividend rating of HOME BANCSHARES INC (HOMB) is 7 / 10 and the dividend payout ratio is 34.17%.