HIPPO HOLDINGS INC (HIPO) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:HIPO • US4335392027

28.33 USD
-0.23 (-0.81%)
At close: Feb 10, 2026
28.33 USD
0 (0%)
After Hours: 2/10/2026, 4:10:02 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Taking everything into account, HIPO scores 4 out of 10 in our fundamental rating. HIPO was compared to 149 industry peers in the Insurance industry. HIPO scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. HIPO is growing strongly while it is still valued neutral. This is a good combination!


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • HIPO had positive earnings in the past year.
  • HIPO had a negative operating cash flow in the past year.
  • HIPO had negative earnings in each of the past 5 years.
  • In the past 5 years HIPO reported 4 times negative operating cash flow.
HIPO Yearly Net Income VS EBIT VS OCF VS FCFHIPO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 -100M -200M -300M

1.2 Ratios

  • HIPO has a Return On Assets of 5.12%. This is amongst the best in the industry. HIPO outperforms 82.55% of its industry peers.
  • With an excellent Return On Equity value of 22.75%, HIPO belongs to the best of the industry, outperforming 90.60% of the companies in the same industry.
Industry RankSector Rank
ROA 5.12%
ROE 22.75%
ROIC N/A
ROA(3y)-13.93%
ROA(5y)-15.77%
ROE(3y)-46.66%
ROE(5y)-56.13%
ROIC(3y)N/A
ROIC(5y)N/A
HIPO Yearly ROA, ROE, ROICHIPO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 -20 -40 -60 -80

1.3 Margins

  • HIPO has a Profit Margin of 21.31%. This is amongst the best in the industry. HIPO outperforms 88.59% of its industry peers.
  • The Operating Margin and Gross Margin are not available for HIPO so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 21.31%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
HIPO Yearly Profit, Operating, Gross MarginsHIPO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 -100 -200 -300 -400

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • HIPO does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • HIPO has more shares outstanding than it did 1 year ago.
  • HIPO has more shares outstanding than it did 5 years ago.
  • There is no outstanding debt for HIPO. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
HIPO Yearly Shares OutstandingHIPO Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
HIPO Yearly Total Debt VS Total AssetsHIPO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • HIPO has an Altman-Z score of -0.37. This is a bad value and indicates that HIPO is not financially healthy and even has some risk of bankruptcy.
  • HIPO has a Altman-Z score of -0.37. This is in the better half of the industry: HIPO outperforms 67.11% of its industry peers.
  • HIPO has a Debt/Equity ratio of 0.11. This is a healthy value indicating a solid balance between debt and equity.
  • HIPO's Debt to Equity ratio of 0.11 is fine compared to the rest of the industry. HIPO outperforms 76.51% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF N/A
Altman-Z -0.37
ROIC/WACCN/A
WACC8.86%
HIPO Yearly LT Debt VS Equity VS FCFHIPO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 3.79 indicates that HIPO has no problem at all paying its short term obligations.
  • HIPO has a better Current ratio (3.79) than 93.96% of its industry peers.
  • A Quick Ratio of 3.79 indicates that HIPO has no problem at all paying its short term obligations.
  • Looking at the Quick ratio, with a value of 3.79, HIPO belongs to the top of the industry, outperforming 93.96% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 3.79
Quick Ratio 3.79
HIPO Yearly Current Assets VS Current LiabilitesHIPO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • HIPO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 165.70%, which is quite impressive.
  • The Revenue has grown by 34.48% in the past year. This is a very strong growth!
  • Measured over the past years, HIPO shows a very strong growth in Revenue. The Revenue has been growing by 60.72% on average per year.
EPS 1Y (TTM)165.7%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%662.69%
Revenue 1Y (TTM)34.48%
Revenue growth 3Y59.79%
Revenue growth 5Y60.72%
Sales Q2Q%26.28%

3.2 Future

  • Based on estimates for the next years, HIPO will show a very strong growth in Earnings Per Share. The EPS will grow by 44.34% on average per year.
  • Based on estimates for the next years, HIPO will show a quite strong growth in Revenue. The Revenue will grow by 19.11% on average per year.
EPS Next Y205.7%
EPS Next 2Y41.77%
EPS Next 3Y32.62%
EPS Next 5Y44.34%
Revenue Next Year27.75%
Revenue Next 2Y22.72%
Revenue Next 3Y21.29%
Revenue Next 5Y19.11%

3.3 Evolution

  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
HIPO Yearly Revenue VS EstimatesHIPO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
HIPO Yearly EPS VS EstimatesHIPO Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0 -5 -10

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 7.83, the valuation of HIPO can be described as very cheap.
  • Based on the Price/Earnings ratio, HIPO is valued a bit cheaper than 73.83% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 28.06, HIPO is valued rather cheaply.
  • A Price/Forward Earnings ratio of 1388.73 indicates a quite expensive valuation of HIPO.
  • 81.21% of the companies in the same industry are cheaper than HIPO, based on the Price/Forward Earnings ratio.
  • HIPO's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.86.
Industry RankSector Rank
PE 7.83
Fwd PE 1388.73
HIPO Price Earnings VS Forward Price EarningsHIPO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 200 400 600 800 1K

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
HIPO Per share dataHIPO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as HIPO's earnings are expected to grow with 32.62% in the coming years.
PEG (NY)0.04
PEG (5Y)N/A
EPS Next 2Y41.77%
EPS Next 3Y32.62%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • HIPO does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

HIPPO HOLDINGS INC

NYSE:HIPO (2/10/2026, 4:10:02 PM)

After market: 28.33 0 (0%)

28.33

-0.23 (-0.81%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-05
Earnings (Next)02-25
Inst Owners49.88%
Inst Owner Change0.4%
Ins Owners9.05%
Ins Owner Change-0.61%
Market Cap717.88M
Revenue(TTM)450.10M
Net Income(TTM)95.90M
Analysts80
Price Target40.46 (42.82%)
Short Float %2.61%
Short Ratio3.12
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)98.4%
Min EPS beat(2)89.54%
Max EPS beat(2)107.26%
EPS beat(4)3
Avg EPS beat(4)215.38%
Min EPS beat(4)-18.4%
Max EPS beat(4)683.12%
EPS beat(8)6
Avg EPS beat(8)113.05%
EPS beat(12)7
Avg EPS beat(12)69.89%
EPS beat(16)7
Avg EPS beat(16)40.05%
Revenue beat(2)1
Avg Revenue beat(2)0.27%
Min Revenue beat(2)-0.53%
Max Revenue beat(2)1.08%
Revenue beat(4)3
Avg Revenue beat(4)0.99%
Min Revenue beat(4)-0.53%
Max Revenue beat(4)2.13%
Revenue beat(8)5
Avg Revenue beat(8)3.95%
Revenue beat(12)8
Avg Revenue beat(12)4.79%
Revenue beat(16)9
Avg Revenue beat(16)3.48%
PT rev (1m)0%
PT rev (3m)-1.65%
EPS NQ rev (1m)0%
EPS NQ rev (3m)227.24%
EPS NY rev (1m)2.31%
EPS NY rev (3m)333.74%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.14%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.76%
Valuation
Industry RankSector Rank
PE 7.83
Fwd PE 1388.73
P/S 1.59
P/FCF N/A
P/OCF N/A
P/B 1.7
P/tB 1.97
EV/EBITDA N/A
EPS(TTM)3.62
EY12.78%
EPS(NY)0.02
Fwd EY0.07%
FCF(TTM)-0.46
FCFYN/A
OCF(TTM)-0.02
OCFYN/A
SpS17.76
BVpS16.63
TBVpS14.37
PEG (NY)0.04
PEG (5Y)N/A
Graham Number36.81
Profitability
Industry RankSector Rank
ROA 5.12%
ROE 22.75%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 21.31%
GM N/A
FCFM N/A
ROA(3y)-13.93%
ROA(5y)-15.77%
ROE(3y)-46.66%
ROE(5y)-56.13%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 48.28%
Cap/Sales 2.49%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 3.79
Quick Ratio 3.79
Altman-Z -0.37
F-Score6
WACC8.86%
ROIC/WACCN/A
Cap/Depr(3y)139.06%
Cap/Depr(5y)143.13%
Cap/Sales(3y)13.98%
Cap/Sales(5y)15.85%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)165.7%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%662.69%
EPS Next Y205.7%
EPS Next 2Y41.77%
EPS Next 3Y32.62%
EPS Next 5Y44.34%
Revenue 1Y (TTM)34.48%
Revenue growth 3Y59.79%
Revenue growth 5Y60.72%
Sales Q2Q%26.28%
Revenue Next Year27.75%
Revenue Next 2Y22.72%
Revenue Next 3Y21.29%
Revenue Next 5Y19.11%
EBIT growth 1Y72.02%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year82.35%
EBIT Next 3Y34.09%
EBIT Next 5Y28.14%
FCF growth 1Y90.31%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y99.46%
OCF growth 3YN/A
OCF growth 5YN/A

HIPPO HOLDINGS INC / HIPO FAQ

What is the fundamental rating for HIPO stock?

ChartMill assigns a fundamental rating of 4 / 10 to HIPO.


What is the valuation status for HIPO stock?

ChartMill assigns a valuation rating of 4 / 10 to HIPPO HOLDINGS INC (HIPO). This can be considered as Fairly Valued.


Can you provide the profitability details for HIPPO HOLDINGS INC?

HIPPO HOLDINGS INC (HIPO) has a profitability rating of 3 / 10.


Can you provide the expected EPS growth for HIPO stock?

The Earnings per Share (EPS) of HIPPO HOLDINGS INC (HIPO) is expected to grow by 205.7% in the next year.