HIPPO HOLDINGS INC (HIPO) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:HIPO - US4335392027 - Common Stock
31.52 USD
+0.23 (+0.74%)
31.52 USD
0 (0%)
HIPO gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 148 industry peers in the Insurance industry. HIPO scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. HIPO is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
HIPO had positive earnings in the past year.
In the past year HIPO has reported a negative cash flow from operations.
In the past 5 years HIPO always reported negative net income.
HIPO had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 5.12%, HIPO belongs to the best of the industry, outperforming 82.43% of the companies in the same industry.
HIPO's Return On Equity of 22.75% is amongst the best of the industry. HIPO outperforms 89.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 22.75% | ||
| ROIC | N/A |
ROA(3y)-13.93%
ROA(5y)-15.77%
ROE(3y)-46.66%
ROE(5y)-56.13%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 21.31%, HIPO belongs to the top of the industry, outperforming 89.19% of the companies in the same industry.
HIPO does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 21.31% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
HIPO does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for HIPO has been increased compared to 1 year ago.
HIPO has more shares outstanding than it did 5 years ago.
There is no outstanding debt for HIPO. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
Based on the Altman-Z score of -0.34, we must say that HIPO is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of HIPO (-0.34) is better than 66.22% of its industry peers.
HIPO has a Debt/Equity ratio of 0.11. This is a healthy value indicating a solid balance between debt and equity.
HIPO has a Debt to Equity ratio of 0.11. This is in the better half of the industry: HIPO outperforms 76.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.11 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.34 |
ROIC/WACCN/A
WACC8.82%
2.3 Liquidity
HIPO has a Current Ratio of 3.79. This indicates that HIPO is financially healthy and has no problem in meeting its short term obligations.
HIPO has a Current ratio of 3.79. This is amongst the best in the industry. HIPO outperforms 93.92% of its industry peers.
A Quick Ratio of 3.79 indicates that HIPO has no problem at all paying its short term obligations.
HIPO has a Quick ratio of 3.79. This is amongst the best in the industry. HIPO outperforms 93.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.79 | ||
| Quick Ratio | 3.79 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 165.70% over the past year.
The Revenue has grown by 34.48% in the past year. This is a very strong growth!
Measured over the past years, HIPO shows a very strong growth in Revenue. The Revenue has been growing by 60.72% on average per year.
EPS 1Y (TTM)165.7%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%662.69%
Revenue 1Y (TTM)34.48%
Revenue growth 3Y59.79%
Revenue growth 5Y60.72%
Sales Q2Q%26.28%
3.2 Future
The Earnings Per Share is expected to grow by 44.34% on average over the next years. This is a very strong growth
Based on estimates for the next years, HIPO will show a quite strong growth in Revenue. The Revenue will grow by 19.11% on average per year.
EPS Next Y203.31%
EPS Next 2Y41.48%
EPS Next 3Y32.25%
EPS Next 5Y44.34%
Revenue Next Year27.75%
Revenue Next 2Y22.71%
Revenue Next 3Y21.28%
Revenue Next 5Y19.11%
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.71, which indicates a very decent valuation of HIPO.
Compared to the rest of the industry, the Price/Earnings ratio of HIPO indicates a somewhat cheap valuation: HIPO is cheaper than 70.95% of the companies listed in the same industry.
HIPO is valuated cheaply when we compare the Price/Earnings ratio to 26.92, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 9279.87, the valuation of HIPO can be described as expensive.
82.43% of the companies in the same industry are cheaper than HIPO, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.57, HIPO is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.71 | ||
| Fwd PE | 9279.87 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as HIPO's earnings are expected to grow with 32.25% in the coming years.
PEG (NY)0.04
PEG (5Y)N/A
EPS Next 2Y41.48%
EPS Next 3Y32.25%
5. Dividend
5.1 Amount
HIPO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
31.52
+0.23 (+0.74%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners49.88%
Inst Owner Change0%
Ins Owners9.05%
Ins Owner Change-0.57%
Market Cap798.72M
Revenue(TTM)450.10M
Net Income(TTM)95.90M
Analysts80
Price Target40.46 (28.36%)
Short Float %2.42%
Short Ratio2.26
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)98.4%
Min EPS beat(2)89.54%
Max EPS beat(2)107.26%
EPS beat(4)3
Avg EPS beat(4)215.38%
Min EPS beat(4)-18.4%
Max EPS beat(4)683.12%
EPS beat(8)6
Avg EPS beat(8)113.05%
EPS beat(12)7
Avg EPS beat(12)69.89%
EPS beat(16)7
Avg EPS beat(16)40.05%
Revenue beat(2)1
Avg Revenue beat(2)0.27%
Min Revenue beat(2)-0.53%
Max Revenue beat(2)1.08%
Revenue beat(4)3
Avg Revenue beat(4)0.99%
Min Revenue beat(4)-0.53%
Max Revenue beat(4)2.13%
Revenue beat(8)5
Avg Revenue beat(8)3.95%
Revenue beat(12)8
Avg Revenue beat(12)4.79%
Revenue beat(16)9
Avg Revenue beat(16)3.48%
PT rev (1m)-1.65%
PT rev (3m)7.21%
EPS NQ rev (1m)20%
EPS NQ rev (3m)277.78%
EPS NY rev (1m)2012.51%
EPS NY rev (3m)95.34%
Revenue NQ rev (1m)-0.91%
Revenue NQ rev (3m)-0.16%
Revenue NY rev (1m)-0.24%
Revenue NY rev (3m)0.73%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.71 | ||
| Fwd PE | 9279.87 | ||
| P/S | 1.77 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.89 | ||
| P/tB | 2.19 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.62
EY11.48%
EPS(NY)0
Fwd EY0.01%
FCF(TTM)-0.46
FCFYN/A
OCF(TTM)-0.02
OCFYN/A
SpS17.76
BVpS16.63
TBVpS14.37
PEG (NY)0.04
PEG (5Y)N/A
Graham Number36.81
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 22.75% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 21.31% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)-13.93%
ROA(5y)-15.77%
ROE(3y)-46.66%
ROE(5y)-56.13%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.11 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 48.28% | ||
| Cap/Sales | 2.49% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.79 | ||
| Quick Ratio | 3.79 | ||
| Altman-Z | -0.34 |
F-Score6
WACC8.82%
ROIC/WACCN/A
Cap/Depr(3y)139.06%
Cap/Depr(5y)143.13%
Cap/Sales(3y)13.98%
Cap/Sales(5y)15.85%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)165.7%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%662.69%
EPS Next Y203.31%
EPS Next 2Y41.48%
EPS Next 3Y32.25%
EPS Next 5Y44.34%
Revenue 1Y (TTM)34.48%
Revenue growth 3Y59.79%
Revenue growth 5Y60.72%
Sales Q2Q%26.28%
Revenue Next Year27.75%
Revenue Next 2Y22.71%
Revenue Next 3Y21.28%
Revenue Next 5Y19.11%
EBIT growth 1Y72.02%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year80.62%
EBIT Next 3Y33.9%
EBIT Next 5Y28.14%
FCF growth 1Y90.31%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y99.46%
OCF growth 3YN/A
OCF growth 5YN/A
HIPPO HOLDINGS INC / HIPO FAQ
What is the fundamental rating for HIPO stock?
ChartMill assigns a fundamental rating of 4 / 10 to HIPO.
What is the valuation status for HIPO stock?
ChartMill assigns a valuation rating of 4 / 10 to HIPPO HOLDINGS INC (HIPO). This can be considered as Fairly Valued.
Can you provide the profitability details for HIPPO HOLDINGS INC?
HIPPO HOLDINGS INC (HIPO) has a profitability rating of 3 / 10.
Can you provide the expected EPS growth for HIPO stock?
The Earnings per Share (EPS) of HIPPO HOLDINGS INC (HIPO) is expected to grow by 203.31% in the next year.