HERITAGE GLOBAL INC (HGBL) Stock Fundamental Analysis
USA - NASDAQ:HGBL - US42727E1038 - Common Stock
1.52 USD
-0.01 (-0.65%)
We assign a fundamental rating of 4 out of 10 to HGBL. HGBL was compared to 237 industry peers in the Capital Markets industry. HGBL has only an average score on both its financial health and profitability. HGBL is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
HGBL had positive earnings in the past year.
HGBL had a positive operating cash flow in the past year.
In the past 5 years HGBL has always been profitable.
HGBL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of 4.09%, HGBL perfoms like the industry average, outperforming 59.92% of the companies in the same industry.
With a Return On Equity value of 5.46%, HGBL is not doing good in the industry: 62.03% of the companies in the same industry are doing better.
With a decent Return On Invested Capital value of 6.44%, HGBL is doing good in the industry, outperforming 73.42% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for HGBL is in line with the industry average of 7.58%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.09% | ||
| ROE | 5.46% | ||
| ROIC | 6.44% |
ROA(3y)14.77%
ROA(5y)14.4%
ROE(3y)20.15%
ROE(5y)20.41%
ROIC(3y)9.06%
ROIC(5y)7.53%
1.3 Margins
Looking at the Profit Margin, with a value of 7.33%, HGBL is doing worse than 63.29% of the companies in the same industry.
HGBL's Profit Margin has declined in the last couple of years.
HGBL has a Operating Margin of 12.89%. This is in the lower half of the industry: HGBL underperforms 66.24% of its industry peers.
In the last couple of years the Operating Margin of HGBL has grown nicely.
With a decent Gross Margin value of 63.52%, HGBL is doing good in the industry, outperforming 73.42% of the companies in the same industry.
HGBL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.89% | ||
| PM (TTM) | 7.33% | ||
| GM | 63.52% |
OM growth 3Y13.35%
OM growth 5Y10.34%
PM growth 3Y-1.15%
PM growth 5Y-5.18%
GM growth 3Y-1.1%
GM growth 5Y-0.45%
2. Health
2.1 Basic Checks
Compared to 1 year ago, HGBL has less shares outstanding
HGBL has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, HGBL has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -1.12, we must say that HGBL is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -1.12, HGBL is doing worse than 82.70% of the companies in the same industry.
HGBL has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.06, HGBL belongs to the top of the industry, outperforming 82.28% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -1.12 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.05 indicates that HGBL has no problem at all paying its short term obligations.
HGBL's Current ratio of 2.05 is fine compared to the rest of the industry. HGBL outperforms 72.15% of its industry peers.
HGBL has a Quick Ratio of 1.69. This is a normal value and indicates that HGBL is financially healthy and should not expect problems in meeting its short term obligations.
HGBL has a Quick ratio of 1.69. This is in the better half of the industry: HGBL outperforms 68.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.05 | ||
| Quick Ratio | 1.69 |
3. Growth
3.1 Past
The earnings per share for HGBL have decreased strongly by -66.67% in the last year.
Measured over the past 5 years, HGBL shows a small growth in Earnings Per Share. The EPS has been growing by 1.44% on average per year.
The Revenue for HGBL has decreased by -11.05% in the past year. This is quite bad
HGBL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.63% yearly.
EPS 1Y (TTM)-66.67%
EPS 3Y15.87%
EPS 5Y1.44%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-11.05%
Revenue growth 3Y20.71%
Revenue growth 5Y11.63%
Sales Q2Q%18.97%
3.2 Future
HGBL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.49% yearly.
HGBL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.66% yearly.
EPS Next Y16.57%
EPS Next 2Y22.21%
EPS Next 3Y15.23%
EPS Next 5Y14.49%
Revenue Next Year16.71%
Revenue Next 2Y10.43%
Revenue Next 3Y6.1%
Revenue Next 5Y5.66%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
HGBL is valuated correctly with a Price/Earnings ratio of 15.20.
Compared to the rest of the industry, the Price/Earnings ratio of HGBL is on the same level as its industry peers.
When comparing the Price/Earnings ratio of HGBL to the average of the S&P500 Index (27.49), we can say HGBL is valued slightly cheaper.
Based on the Price/Forward Earnings ratio of 7.27, the valuation of HGBL can be described as very cheap.
88.19% of the companies in the same industry are more expensive than HGBL, based on the Price/Forward Earnings ratio.
HGBL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.99.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.2 | ||
| Fwd PE | 7.27 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, HGBL is valued cheaper than 93.25% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.48 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as HGBL's earnings are expected to grow with 15.23% in the coming years.
PEG (NY)0.92
PEG (5Y)10.59
EPS Next 2Y22.21%
EPS Next 3Y15.23%
5. Dividend
5.1 Amount
HGBL does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NASDAQ:HGBL (10/15/2025, 3:51:22 PM)
1.52
-0.01 (-0.65%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners38.73%
Inst Owner Change0%
Ins Owners13.07%
Ins Owner Change-0.08%
Market Cap52.80M
Analysts83.64
Price Target3.63 (138.82%)
Short Float %0.14%
Short Ratio0.77
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.11%
Min EPS beat(2)-21.57%
Max EPS beat(2)15.34%
EPS beat(4)1
Avg EPS beat(4)-44.55%
Min EPS beat(4)-121.01%
Max EPS beat(4)15.34%
EPS beat(8)2
Avg EPS beat(8)-17.7%
EPS beat(12)6
Avg EPS beat(12)6.86%
EPS beat(16)7
Avg EPS beat(16)-2.4%
Revenue beat(2)2
Avg Revenue beat(2)12.2%
Min Revenue beat(2)10.82%
Max Revenue beat(2)13.58%
Revenue beat(4)2
Avg Revenue beat(4)-3.36%
Min Revenue beat(4)-23.68%
Max Revenue beat(4)13.58%
Revenue beat(8)3
Avg Revenue beat(8)-4.32%
Revenue beat(12)6
Avg Revenue beat(12)3.57%
Revenue beat(16)9
Avg Revenue beat(16)3.89%
PT rev (1m)-3.13%
PT rev (3m)-3.13%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.56%
EPS NY rev (1m)2.13%
EPS NY rev (3m)3.23%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)10.62%
Revenue NY rev (1m)0%
Revenue NY rev (3m)9.25%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.2 | ||
| Fwd PE | 7.27 | ||
| P/S | 1.08 | ||
| P/FCF | N/A | ||
| P/OCF | 11.71 | ||
| P/B | 0.8 | ||
| P/tB | 0.96 | ||
| EV/EBITDA | 5.48 |
EPS(TTM)0.1
EY6.58%
EPS(NY)0.21
Fwd EY13.76%
FCF(TTM)-0.09
FCFYN/A
OCF(TTM)0.13
OCFY8.54%
SpS1.41
BVpS1.89
TBVpS1.58
PEG (NY)0.92
PEG (5Y)10.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.09% | ||
| ROE | 5.46% | ||
| ROCE | 8.76% | ||
| ROIC | 6.44% | ||
| ROICexc | 8.88% | ||
| ROICexgc | 11.17% | ||
| OM | 12.89% | ||
| PM (TTM) | 7.33% | ||
| GM | 63.52% | ||
| FCFM | N/A |
ROA(3y)14.77%
ROA(5y)14.4%
ROE(3y)20.15%
ROE(5y)20.41%
ROIC(3y)9.06%
ROIC(5y)7.53%
ROICexc(3y)11.88%
ROICexc(5y)13.37%
ROICexgc(3y)15.54%
ROICexgc(5y)N/A
ROCE(3y)12.33%
ROCE(5y)10.25%
ROICexcg growth 3Y-7.36%
ROICexcg growth 5Y-37.82%
ROICexc growth 3Y8.82%
ROICexc growth 5Y-8.63%
OM growth 3Y13.35%
OM growth 5Y10.34%
PM growth 3Y-1.15%
PM growth 5Y-5.18%
GM growth 3Y-1.1%
GM growth 5Y-0.45%
F-Score6
Asset Turnover0.56
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.6 | ||
| Cap/Depr | 1410.95% | ||
| Cap/Sales | 15.54% | ||
| Interest Coverage | -70.11 | ||
| Cash Conversion | 65.86% | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.05 | ||
| Quick Ratio | 1.69 | ||
| Altman-Z | -1.12 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)37.97%
Cap/Depr(5y)85.51%
Cap/Sales(3y)0.4%
Cap/Sales(5y)1.36%
Profit Quality(3y)96.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-66.67%
EPS 3Y15.87%
EPS 5Y1.44%
EPS Q2Q%-28.57%
EPS Next Y16.57%
EPS Next 2Y22.21%
EPS Next 3Y15.23%
EPS Next 5Y14.49%
Revenue 1Y (TTM)-11.05%
Revenue growth 3Y20.71%
Revenue growth 5Y11.63%
Sales Q2Q%18.97%
Revenue Next Year16.71%
Revenue Next 2Y10.43%
Revenue Next 3Y6.1%
Revenue Next 5Y5.66%
EBIT growth 1Y-40.08%
EBIT growth 3Y36.82%
EBIT growth 5Y23.17%
EBIT Next Year-6.09%
EBIT Next 3Y-0.09%
EBIT Next 5Y3.92%
FCF growth 1Y-126.63%
FCF growth 3YN/A
FCF growth 5Y62.57%
OCF growth 1Y-62.47%
OCF growth 3YN/A
OCF growth 5Y57.86%