HERCULES CAPITAL INC - HTGC 6 1/4 10/30/33 (HCXY) Stock Fundamental Analysis
USA - NYSE:HCXY - US4270968476
25.6027 USD
+0.29 (+1.16%)
Taking everything into account, HCXY scores 4 out of 10 in our fundamental rating. HCXY was compared to 237 industry peers in the Capital Markets industry. HCXY has a medium profitability rating, but doesn't score so well on its financial health evaluation. HCXY is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
HCXY had positive earnings in the past year.
In the past year HCXY has reported a negative cash flow from operations.
HCXY had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: HCXY reported negative operating cash flow in multiple years.
1.2 Ratios
HCXY has a better Return On Assets (6.11%) than 75.95% of its industry peers.
HCXY's Return On Equity of 12.16% is fine compared to the rest of the industry. HCXY outperforms 66.67% of its industry peers.
HCXY has a Return On Invested Capital of 6.19%. This is in the better half of the industry: HCXY outperforms 73.00% of its industry peers.
HCXY had an Average Return On Invested Capital over the past 3 years of 6.33%. This is in line with the industry average of 7.47%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.11% | ||
| ROE | 12.16% | ||
| ROIC | 6.19% |
ROA(3y)6.62%
ROA(5y)7.02%
ROE(3y)12.91%
ROE(5y)13.88%
ROIC(3y)6.33%
ROIC(5y)5.69%
1.3 Margins
With an excellent Profit Margin value of 51.90%, HCXY belongs to the best of the industry, outperforming 91.14% of the companies in the same industry.
HCXY's Profit Margin has declined in the last couple of years.
HCXY has a Operating Margin of 65.58%. This is amongst the best in the industry. HCXY outperforms 97.89% of its industry peers.
HCXY's Operating Margin has improved in the last couple of years.
HCXY's Gross Margin of 81.71% is amongst the best of the industry. HCXY outperforms 86.50% of its industry peers.
In the last couple of years the Gross Margin of HCXY has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 65.58% | ||
| PM (TTM) | 51.9% | ||
| GM | 81.71% |
OM growth 3Y7.36%
OM growth 5Y4.3%
PM growth 3Y-4.94%
PM growth 5Y-4%
GM growth 3Y2.12%
GM growth 5Y1.42%
2. Health
2.1 Basic Checks
The number of shares outstanding for HCXY has been increased compared to 1 year ago.
Compared to 5 years ago, HCXY has more shares outstanding
Compared to 1 year ago, HCXY has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.70, we must say that HCXY is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of HCXY (1.70) is better than 67.09% of its industry peers.
A Debt/Equity ratio of 0.96 indicates that HCXY is somewhat dependend on debt financing.
HCXY has a Debt to Equity ratio of 0.96. This is comparable to the rest of the industry: HCXY outperforms 49.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.7 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
HCXY has a Current Ratio of 1.26. This is a normal value and indicates that HCXY is financially healthy and should not expect problems in meeting its short term obligations.
HCXY has a Current ratio of 1.26. This is comparable to the rest of the industry: HCXY outperforms 56.96% of its industry peers.
A Quick Ratio of 1.26 indicates that HCXY should not have too much problems paying its short term obligations.
The Quick ratio of HCXY (1.26) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 |
3. Growth
3.1 Past
The earnings per share for HCXY have decreased by -7.21% in the last year.
The Earnings Per Share has been growing slightly by 7.35% on average over the past years.
HCXY shows a small growth in Revenue. In the last year, the Revenue has grown by 7.15%.
The Revenue has been growing by 13.00% on average over the past years. This is quite good.
EPS 1Y (TTM)-7.21%
EPS 3Y16.54%
EPS 5Y7.35%
EPS Q2Q%-3.92%
Revenue 1Y (TTM)7.15%
Revenue growth 3Y20.66%
Revenue growth 5Y13%
Sales Q2Q%10.26%
3.2 Future
HCXY is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.26% yearly.
The Revenue is expected to grow by 8.69% on average over the next years. This is quite good.
EPS Next Y-2.35%
EPS Next 2Y1%
EPS Next 3Y0.26%
EPS Next 5YN/A
Revenue Next Year5.37%
Revenue Next 2Y7.45%
Revenue Next 3Y8.69%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.27, which indicates a correct valuation of HCXY.
Compared to the rest of the industry, the Price/Earnings ratio of HCXY is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 25.91, HCXY is valued a bit cheaper.
A Price/Forward Earnings ratio of 12.49 indicates a correct valuation of HCXY.
HCXY's Price/Forward Earnings is on the same level as the industry average.
HCXY is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.27 | ||
| Fwd PE | 12.49 |
4.2 Price Multiples
71.31% of the companies in the same industry are more expensive than HCXY, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 20.14 |
4.3 Compensation for Growth
HCXY has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.81
EPS Next 2Y1%
EPS Next 3Y0.26%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 9.00%, HCXY is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.40, HCXY pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.36, HCXY pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9% |
5.2 History
On average, the dividend of HCXY grows each year by 7.41%, which is quite nice.
HCXY has been paying a dividend for over 5 years, so it has already some track record.
The dividend of HCXY decreased in the last 3 years.
Dividend Growth(5Y)7.41%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
HCXY pays out 119.58% of its income as dividend. This is not a sustainable payout ratio.
The dividend of HCXY is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP119.58%
EPS Next 2Y1%
EPS Next 3Y0.26%
HERCULES CAPITAL INC - HTGC 6 1/4 10/30/33
NYSE:HCXY (11/12/2025, 8:04:00 PM)
25.6027
+0.29 (+1.16%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners27.52%
Inst Owner ChangeN/A
Ins Owners1.75%
Ins Owner ChangeN/A
Market Cap4.65B
Revenue(TTM)493.59M
Net Income(TTM)261.59M
Analysts81.43
Price Target30.35 (18.54%)
Short Float %0%
Short Ratio0.11
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9% |
Yearly Dividend1.85
Dividend Growth(5Y)7.41%
DP119.58%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.49%
Min EPS beat(2)-5.01%
Max EPS beat(2)4.02%
EPS beat(4)1
Avg EPS beat(4)-2.07%
Min EPS beat(4)-5.11%
Max EPS beat(4)4.02%
EPS beat(8)3
Avg EPS beat(8)0.24%
EPS beat(12)7
Avg EPS beat(12)2.38%
EPS beat(16)8
Avg EPS beat(16)1.44%
Revenue beat(2)1
Avg Revenue beat(2)-0.46%
Min Revenue beat(2)-4.12%
Max Revenue beat(2)3.19%
Revenue beat(4)1
Avg Revenue beat(4)-1.99%
Min Revenue beat(4)-6.05%
Max Revenue beat(4)3.19%
Revenue beat(8)4
Avg Revenue beat(8)5.31%
Revenue beat(12)8
Avg Revenue beat(12)4.88%
Revenue beat(16)8
Avg Revenue beat(16)2.97%
PT rev (1m)8.31%
PT rev (3m)9.44%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.29%
EPS NY rev (1m)0.07%
EPS NY rev (3m)0.68%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.2%
Revenue NY rev (1m)-0.38%
Revenue NY rev (3m)1.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.27 | ||
| Fwd PE | 12.49 | ||
| P/S | 9.23 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.16 | ||
| P/tB | 2.16 | ||
| EV/EBITDA | 20.14 |
EPS(TTM)1.93
EY7.54%
EPS(NY)2.05
Fwd EY8.01%
FCF(TTM)-1.67
FCFYN/A
OCF(TTM)-1.67
OCFYN/A
SpS2.77
BVpS11.84
TBVpS11.84
PEG (NY)N/A
PEG (5Y)1.81
Graham Number22.67
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.11% | ||
| ROE | 12.16% | ||
| ROCE | 7.84% | ||
| ROIC | 6.19% | ||
| ROICexc | 6.27% | ||
| ROICexgc | 6.28% | ||
| OM | 65.58% | ||
| PM (TTM) | 51.9% | ||
| GM | 81.71% | ||
| FCFM | N/A |
ROA(3y)6.62%
ROA(5y)7.02%
ROE(3y)12.91%
ROE(5y)13.88%
ROIC(3y)6.33%
ROIC(5y)5.69%
ROICexc(3y)6.48%
ROICexc(5y)5.92%
ROICexgc(3y)6.5%
ROICexgc(5y)5.93%
ROCE(3y)8.02%
ROCE(5y)7.21%
ROICexgc growth 3Y12.85%
ROICexgc growth 5Y8.03%
ROICexc growth 3Y12.87%
ROICexc growth 5Y8%
OM growth 3Y7.36%
OM growth 5Y4.3%
PM growth 3Y-4.94%
PM growth 5Y-4%
GM growth 3Y2.12%
GM growth 5Y1.42%
F-Score2
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.24 | ||
| Cap/Depr | 17.51% | ||
| Cap/Sales | 0.01% | ||
| Interest Coverage | 4.17 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 | ||
| Altman-Z | 1.7 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)222.71%
Cap/Depr(5y)145.29%
Cap/Sales(3y)0.12%
Cap/Sales(5y)0.09%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.21%
EPS 3Y16.54%
EPS 5Y7.35%
EPS Q2Q%-3.92%
EPS Next Y-2.35%
EPS Next 2Y1%
EPS Next 3Y0.26%
EPS Next 5YN/A
Revenue 1Y (TTM)7.15%
Revenue growth 3Y20.66%
Revenue growth 5Y13%
Sales Q2Q%10.26%
Revenue Next Year5.37%
Revenue Next 2Y7.45%
Revenue Next 3Y8.69%
Revenue Next 5YN/A
EBIT growth 1Y-18.1%
EBIT growth 3Y29.54%
EBIT growth 5Y17.86%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-362.36%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-365.1%
OCF growth 3YN/A
OCF growth 5YN/A
HERCULES CAPITAL INC - HTGC 6 1/4 10/30/33 / HCXY FAQ
Can you provide the ChartMill fundamental rating for HERCULES CAPITAL INC - HTGC 6 1/4 10/30/33?
ChartMill assigns a fundamental rating of 4 / 10 to HCXY.
Can you provide the valuation status for HERCULES CAPITAL INC - HTGC 6 1/4 10/30/33?
ChartMill assigns a valuation rating of 4 / 10 to HERCULES CAPITAL INC - HTGC 6 1/4 10/30/33 (HCXY). This can be considered as Fairly Valued.
Can you provide the profitability details for HERCULES CAPITAL INC - HTGC 6 1/4 10/30/33?
HERCULES CAPITAL INC - HTGC 6 1/4 10/30/33 (HCXY) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for HCXY stock?
The Earnings per Share (EPS) of HERCULES CAPITAL INC - HTGC 6 1/4 10/30/33 (HCXY) is expected to decline by -2.35% in the next year.
How sustainable is the dividend of HERCULES CAPITAL INC - HTGC 6 1/4 10/30/33 (HCXY) stock?
The dividend rating of HERCULES CAPITAL INC - HTGC 6 1/4 10/30/33 (HCXY) is 5 / 10 and the dividend payout ratio is 119.58%.