HORNBACH HOLDING AG & CO KGA (HBH.DE) Stock Fundamental Analysis
Europe - FRA:HBH - DE0006083405 - Common Stock
101 EUR
-1.8 (-1.75%)
HBH gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 53 industry peers in the Specialty Retail industry. HBH has only an average score on both its financial health and profitability. HBH has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year HBH was profitable.
HBH had a positive operating cash flow in the past year.
HBH had positive earnings in each of the past 5 years.
In the past 5 years HBH always reported a positive cash flow from operatings.
1.2 Ratios
HBH has a Return On Assets of 3.21%. This is in the better half of the industry: HBH outperforms 66.04% of its industry peers.
HBH has a Return On Equity of 7.34%. This is in the better half of the industry: HBH outperforms 62.26% of its industry peers.
With a Return On Invested Capital value of 5.46%, HBH perfoms like the industry average, outperforming 58.49% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for HBH is below the industry average of 9.49%.
The last Return On Invested Capital (5.46%) for HBH is above the 3 year average (5.42%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 7.34% | ||
| ROIC | 5.46% |
ROA(3y)3.06%
ROA(5y)3.59%
ROE(3y)7.6%
ROE(5y)9.25%
ROIC(3y)5.42%
ROIC(5y)6.27%
1.3 Margins
HBH's Profit Margin of 2.40% is fine compared to the rest of the industry. HBH outperforms 62.26% of its industry peers.
In the last couple of years the Profit Margin of HBH has remained more or less at the same level.
HBH's Operating Margin of 4.25% is fine compared to the rest of the industry. HBH outperforms 62.26% of its industry peers.
HBH's Operating Margin has been stable in the last couple of years.
The Gross Margin of HBH (34.81%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of HBH has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.25% | ||
| PM (TTM) | 2.4% | ||
| GM | 34.81% |
OM growth 3Y-11.02%
OM growth 5Y-0.71%
PM growth 3Y-12.6%
PM growth 5Y0.44%
GM growth 3Y-0.17%
GM growth 5Y-0.55%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so HBH is still creating some value.
HBH has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, HBH has about the same amount of shares outstanding.
Compared to 1 year ago, HBH has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.62 indicates that HBH is not a great score, but indicates only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.62, HBH is doing good in the industry, outperforming 69.81% of the companies in the same industry.
The Debt to FCF ratio of HBH is 6.56, which is on the high side as it means it would take HBH, 6.56 years of fcf income to pay off all of its debts.
HBH's Debt to FCF ratio of 6.56 is in line compared to the rest of the industry. HBH outperforms 56.60% of its industry peers.
HBH has a Debt/Equity ratio of 0.64. This is a neutral value indicating HBH is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.64, HBH perfoms like the industry average, outperforming 50.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 6.56 | ||
| Altman-Z | 2.62 |
ROIC/WACC1.13
WACC4.84%
2.3 Liquidity
A Current Ratio of 1.58 indicates that HBH should not have too much problems paying its short term obligations.
HBH has a better Current ratio (1.58) than 75.47% of its industry peers.
HBH has a Quick Ratio of 1.58. This is a bad value and indicates that HBH is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of HBH (0.53) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.58 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
The earnings per share for HBH have decreased by -1.74% in the last year.
Measured over the past 5 years, HBH shows a small growth in Earnings Per Share. The EPS has been growing by 6.06% on average per year.
HBH shows a small growth in Revenue. In the last year, the Revenue has grown by 1.78%.
HBH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.57% yearly.
EPS 1Y (TTM)-1.74%
EPS 3Y-10.97%
EPS 5Y6.06%
EPS Q2Q%11.07%
Revenue 1Y (TTM)1.78%
Revenue growth 3Y1.81%
Revenue growth 5Y5.57%
Sales Q2Q%5.73%
3.2 Future
Based on estimates for the next years, HBH will show a small growth in Earnings Per Share. The EPS will grow by 4.31% on average per year.
HBH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.80% yearly.
EPS Next Y4.54%
EPS Next 2Y5.8%
EPS Next 3Y5.9%
EPS Next 5Y4.31%
Revenue Next Year0.37%
Revenue Next 2Y2.69%
Revenue Next 3Y2.61%
Revenue Next 5Y2.8%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 10.65, which indicates a very decent valuation of HBH.
Compared to the rest of the industry, the Price/Earnings ratio of HBH indicates a rather cheap valuation: HBH is cheaper than 83.02% of the companies listed in the same industry.
HBH is valuated cheaply when we compare the Price/Earnings ratio to 27.06, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 9.53, which indicates a very decent valuation of HBH.
79.25% of the companies in the same industry are more expensive than HBH, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.64, HBH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.65 | ||
| Fwd PE | 9.53 |
4.2 Price Multiples
71.70% of the companies in the same industry are more expensive than HBH, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of HBH indicates a somewhat cheap valuation: HBH is cheaper than 75.47% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.62 | ||
| EV/EBITDA | 5.44 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates HBH does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of HBH may justify a higher PE ratio.
PEG (NY)2.35
PEG (5Y)1.76
EPS Next 2Y5.8%
EPS Next 3Y5.9%
5. Dividend
5.1 Amount
HBH has a Yearly Dividend Yield of 2.35%. Purely for dividend investing, there may be better candidates out there.
HBH's Dividend Yield is a higher than the industry average which is at 3.47.
Compared to an average S&P500 Dividend Yield of 2.38, HBH has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.35% |
5.2 History
On average, the dividend of HBH grows each year by 9.85%, which is quite nice.
Dividend Growth(5Y)9.85%
Div Incr Years0
Div Non Decr Years7
5.3 Sustainability
26.39% of the earnings are spent on dividend by HBH. This is a low number and sustainable payout ratio.
The dividend of HBH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP26.39%
EPS Next 2Y5.8%
EPS Next 3Y5.9%
FRA:HBH (9/25/2025, 5:35:15 PM)
101
-1.8 (-1.75%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners37.45%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap1.62B
Analysts73.33
Price Target105.57 (4.52%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.35% |
Yearly Dividend2.4
Dividend Growth(5Y)9.85%
DP26.39%
Div Incr Years0
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.53%
PT rev (3m)4.6%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-2.81%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-2.36%
Revenue NY rev (3m)-2.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.65 | ||
| Fwd PE | 9.53 | ||
| P/S | 0.26 | ||
| P/FCF | 6.62 | ||
| P/OCF | 3.57 | ||
| P/B | 0.78 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | 5.44 |
EPS(TTM)9.48
EY9.39%
EPS(NY)10.59
Fwd EY10.49%
FCF(TTM)15.25
FCFY15.1%
OCF(TTM)28.26
OCFY27.98%
SpS393.97
BVpS128.74
TBVpS124.44
PEG (NY)2.35
PEG (5Y)1.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 7.34% | ||
| ROCE | 7.58% | ||
| ROIC | 5.46% | ||
| ROICexc | 6.21% | ||
| ROICexgc | 6.35% | ||
| OM | 4.25% | ||
| PM (TTM) | 2.4% | ||
| GM | 34.81% | ||
| FCFM | 3.87% |
ROA(3y)3.06%
ROA(5y)3.59%
ROE(3y)7.6%
ROE(5y)9.25%
ROIC(3y)5.42%
ROIC(5y)6.27%
ROICexc(3y)6.06%
ROICexc(5y)7.06%
ROICexgc(3y)6.15%
ROICexgc(5y)7.14%
ROCE(3y)7.9%
ROCE(5y)8.92%
ROICexcg growth 3Y-12.1%
ROICexcg growth 5Y1.73%
ROICexc growth 3Y-12.5%
ROICexc growth 5Y1.43%
OM growth 3Y-11.02%
OM growth 5Y-0.71%
PM growth 3Y-12.6%
PM growth 5Y0.44%
GM growth 3Y-0.17%
GM growth 5Y-0.55%
F-Score5
Asset Turnover1.34
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 6.56 | ||
| Debt/EBITDA | 2.53 | ||
| Cap/Depr | 83.05% | ||
| Cap/Sales | 3.3% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 87.16% | ||
| Profit Quality | 161.31% | ||
| Current Ratio | 1.58 | ||
| Quick Ratio | 0.53 | ||
| Altman-Z | 2.62 |
F-Score5
WACC4.84%
ROIC/WACC1.13
Cap/Depr(3y)71.93%
Cap/Depr(5y)74.88%
Cap/Sales(3y)2.99%
Cap/Sales(5y)2.97%
Profit Quality(3y)154.75%
Profit Quality(5y)132.77%
High Growth Momentum
Growth
EPS 1Y (TTM)-1.74%
EPS 3Y-10.97%
EPS 5Y6.06%
EPS Q2Q%11.07%
EPS Next Y4.54%
EPS Next 2Y5.8%
EPS Next 3Y5.9%
EPS Next 5Y4.31%
Revenue 1Y (TTM)1.78%
Revenue growth 3Y1.81%
Revenue growth 5Y5.57%
Sales Q2Q%5.73%
Revenue Next Year0.37%
Revenue Next 2Y2.69%
Revenue Next 3Y2.61%
Revenue Next 5Y2.8%
EBIT growth 1Y2.25%
EBIT growth 3Y-9.41%
EBIT growth 5Y4.82%
EBIT Next Year105.34%
EBIT Next 3Y29.05%
EBIT Next 5Y29.46%
FCF growth 1Y211.93%
FCF growth 3Y-6.83%
FCF growth 5Y-6.99%
OCF growth 1Y61.21%
OCF growth 3Y-2.63%
OCF growth 5Y-0.37%