HORNBACH HOLDING AG & CO KGA (HBH.DE) Stock Fundamental Analysis
FRA:HBH - DE0006083405 - Common Stock
102.4 EUR
+1 (+0.99%)
Overall HBH gets a fundamental rating of 5 out of 10. We evaluated HBH against 51 industry peers in the Specialty Retail industry. HBH has only an average score on both its financial health and profitability. HBH has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year HBH was profitable.
HBH had a positive operating cash flow in the past year.
HBH had positive earnings in each of the past 5 years.
HBH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 3.21%, HBH is doing good in the industry, outperforming 70.59% of the companies in the same industry.
With a decent Return On Equity value of 7.34%, HBH is doing good in the industry, outperforming 64.71% of the companies in the same industry.
The Return On Invested Capital of HBH (5.46%) is better than 62.75% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for HBH is below the industry average of 8.49%.
The last Return On Invested Capital (5.46%) for HBH is above the 3 year average (5.42%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 7.34% | ||
| ROIC | 5.46% |
ROA(3y)3.06%
ROA(5y)3.59%
ROE(3y)7.6%
ROE(5y)9.25%
ROIC(3y)5.42%
ROIC(5y)6.27%
1.3 Margins
With a decent Profit Margin value of 2.40%, HBH is doing good in the industry, outperforming 66.67% of the companies in the same industry.
In the last couple of years the Profit Margin of HBH has remained more or less at the same level.
Looking at the Operating Margin, with a value of 4.25%, HBH is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
HBH's Operating Margin has been stable in the last couple of years.
HBH has a Gross Margin of 34.81%. This is comparable to the rest of the industry: HBH outperforms 47.06% of its industry peers.
In the last couple of years the Gross Margin of HBH has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.25% | ||
| PM (TTM) | 2.4% | ||
| GM | 34.81% |
OM growth 3Y-11.02%
OM growth 5Y-0.71%
PM growth 3Y-12.6%
PM growth 5Y0.44%
GM growth 3Y-0.17%
GM growth 5Y-0.55%
2. Health
2.1 Basic Checks
HBH has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for HBH remains at a similar level compared to 1 year ago.
HBH has about the same amout of shares outstanding than it did 5 years ago.
The debt/assets ratio for HBH has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.61 indicates that HBH is not a great score, but indicates only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.61, HBH is doing good in the industry, outperforming 72.55% of the companies in the same industry.
The Debt to FCF ratio of HBH is 6.56, which is on the high side as it means it would take HBH, 6.56 years of fcf income to pay off all of its debts.
HBH has a Debt to FCF ratio (6.56) which is in line with its industry peers.
A Debt/Equity ratio of 0.64 indicates that HBH is somewhat dependend on debt financing.
The Debt to Equity ratio of HBH (0.64) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 6.56 | ||
| Altman-Z | 2.61 |
ROIC/WACC1.13
WACC4.84%
2.3 Liquidity
A Current Ratio of 1.58 indicates that HBH should not have too much problems paying its short term obligations.
HBH has a better Current ratio (1.58) than 68.63% of its industry peers.
A Quick Ratio of 0.53 indicates that HBH may have some problems paying its short term obligations.
HBH has a Quick ratio of 0.53. This is comparable to the rest of the industry: HBH outperforms 52.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.58 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
HBH shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.74%.
HBH shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.06% yearly.
HBH shows a small growth in Revenue. In the last year, the Revenue has grown by 1.78%.
Measured over the past years, HBH shows a small growth in Revenue. The Revenue has been growing by 5.57% on average per year.
EPS 1Y (TTM)-1.74%
EPS 3Y-10.97%
EPS 5Y6.06%
EPS Q2Q%11.07%
Revenue 1Y (TTM)1.78%
Revenue growth 3Y1.81%
Revenue growth 5Y5.57%
Sales Q2Q%5.73%
3.2 Future
Based on estimates for the next years, HBH will show a small growth in Earnings Per Share. The EPS will grow by 4.29% on average per year.
HBH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.77% yearly.
EPS Next Y4.54%
EPS Next 2Y5.8%
EPS Next 3Y6.16%
EPS Next 5Y4.29%
Revenue Next Year2.8%
Revenue Next 2Y2.69%
Revenue Next 3Y2.56%
Revenue Next 5Y2.77%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 10.80, the valuation of HBH can be described as reasonable.
HBH's Price/Earnings ratio is rather cheap when compared to the industry. HBH is cheaper than 88.24% of the companies in the same industry.
When comparing the Price/Earnings ratio of HBH to the average of the S&P500 Index (27.03), we can say HBH is valued rather cheaply.
The Price/Forward Earnings ratio is 9.67, which indicates a very decent valuation of HBH.
Based on the Price/Forward Earnings ratio, HBH is valued cheaper than 80.39% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of HBH to the average of the S&P500 Index (22.63), we can say HBH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.8 | ||
| Fwd PE | 9.67 |
4.2 Price Multiples
HBH's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. HBH is cheaper than 74.51% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, HBH is valued a bit cheaper than 74.51% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.71 | ||
| EV/EBITDA | 5.39 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates HBH does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of HBH may justify a higher PE ratio.
PEG (NY)2.38
PEG (5Y)1.78
EPS Next 2Y5.8%
EPS Next 3Y6.16%
5. Dividend
5.1 Amount
HBH has a Yearly Dividend Yield of 2.33%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.32, HBH pays a bit more dividend than its industry peers.
HBH's Dividend Yield is comparable with the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.33% |
5.2 History
The dividend of HBH is nicely growing with an annual growth rate of 9.85%!
Dividend Growth(5Y)9.85%
Div Incr Years0
Div Non Decr Years7
5.3 Sustainability
HBH pays out 26.39% of its income as dividend. This is a sustainable payout ratio.
HBH's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP26.39%
EPS Next 2Y5.8%
EPS Next 3Y6.16%
FRA:HBH (9/4/2025, 5:29:51 PM)
102.4
+1 (+0.99%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners37.45%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap1.64B
Analysts73.33
Price Target102.96 (0.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.33% |
Yearly Dividend2.4
Dividend Growth(5Y)9.85%
DP26.39%
Div Incr Years0
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)4.73%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-2.81%
EPS NY rev (3m)-2.81%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.8 | ||
| Fwd PE | 9.67 | ||
| P/S | 0.26 | ||
| P/FCF | 6.71 | ||
| P/OCF | 3.62 | ||
| P/B | 0.8 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | 5.39 |
EPS(TTM)9.48
EY9.26%
EPS(NY)10.59
Fwd EY10.35%
FCF(TTM)15.25
FCFY14.89%
OCF(TTM)28.26
OCFY27.6%
SpS393.97
BVpS128.74
TBVpS124.44
PEG (NY)2.38
PEG (5Y)1.78
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 7.34% | ||
| ROCE | 7.58% | ||
| ROIC | 5.46% | ||
| ROICexc | 6.21% | ||
| ROICexgc | 6.35% | ||
| OM | 4.25% | ||
| PM (TTM) | 2.4% | ||
| GM | 34.81% | ||
| FCFM | 3.87% |
ROA(3y)3.06%
ROA(5y)3.59%
ROE(3y)7.6%
ROE(5y)9.25%
ROIC(3y)5.42%
ROIC(5y)6.27%
ROICexc(3y)6.06%
ROICexc(5y)7.06%
ROICexgc(3y)6.15%
ROICexgc(5y)7.14%
ROCE(3y)7.9%
ROCE(5y)8.92%
ROICexcg growth 3Y-12.1%
ROICexcg growth 5Y1.73%
ROICexc growth 3Y-12.5%
ROICexc growth 5Y1.43%
OM growth 3Y-11.02%
OM growth 5Y-0.71%
PM growth 3Y-12.6%
PM growth 5Y0.44%
GM growth 3Y-0.17%
GM growth 5Y-0.55%
F-Score5
Asset Turnover1.34
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 6.56 | ||
| Debt/EBITDA | 2.53 | ||
| Cap/Depr | 83.05% | ||
| Cap/Sales | 3.3% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 87.16% | ||
| Profit Quality | 161.31% | ||
| Current Ratio | 1.58 | ||
| Quick Ratio | 0.53 | ||
| Altman-Z | 2.61 |
F-Score5
WACC4.84%
ROIC/WACC1.13
Cap/Depr(3y)71.93%
Cap/Depr(5y)74.88%
Cap/Sales(3y)2.99%
Cap/Sales(5y)2.97%
Profit Quality(3y)154.75%
Profit Quality(5y)132.77%
High Growth Momentum
Growth
EPS 1Y (TTM)-1.74%
EPS 3Y-10.97%
EPS 5Y6.06%
EPS Q2Q%11.07%
EPS Next Y4.54%
EPS Next 2Y5.8%
EPS Next 3Y6.16%
EPS Next 5Y4.29%
Revenue 1Y (TTM)1.78%
Revenue growth 3Y1.81%
Revenue growth 5Y5.57%
Sales Q2Q%5.73%
Revenue Next Year2.8%
Revenue Next 2Y2.69%
Revenue Next 3Y2.56%
Revenue Next 5Y2.77%
EBIT growth 1Y2.25%
EBIT growth 3Y-9.41%
EBIT growth 5Y4.82%
EBIT Next Year105.34%
EBIT Next 3Y28.75%
EBIT Next 5Y29.46%
FCF growth 1Y211.93%
FCF growth 3Y-6.83%
FCF growth 5Y-6.99%
OCF growth 1Y61.21%
OCF growth 3Y-2.63%
OCF growth 5Y-0.37%