HORNBACH HOLDING AG & CO KGA (HBH.DE) Stock Fundamental Analysis
FRA:HBH - Deutsche Boerse Ag - DE0006083405 - Common Stock - Currency: EUR
HBH gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 51 industry peers in the Specialty Retail industry. HBH has an average financial health and profitability rating. A decent growth rate in combination with a cheap valuation! Better keep an eye on HBH.
1. Profitability
1.1 Basic Checks
HBH had positive earnings in the past year.
HBH had a positive operating cash flow in the past year.
Each year in the past 5 years HBH has been profitable.
Each year in the past 5 years HBH had a positive operating cash flow.
1.2 Ratios
The Return On Assets of HBH (3.21%) is better than 68.63% of its industry peers.
HBH has a better Return On Equity (7.34%) than 64.71% of its industry peers.
Looking at the Return On Invested Capital, with a value of 5.46%, HBH is in the better half of the industry, outperforming 60.78% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for HBH is below the industry average of 8.83%.
The last Return On Invested Capital (5.46%) for HBH is above the 3 year average (5.42%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 7.34% | ||
| ROIC | 5.46% |
ROA(3y)3.06%
ROA(5y)3.59%
ROE(3y)7.6%
ROE(5y)9.25%
ROIC(3y)5.42%
ROIC(5y)6.27%
1.3 Margins
With a decent Profit Margin value of 2.40%, HBH is doing good in the industry, outperforming 66.67% of the companies in the same industry.
HBH's Profit Margin has been stable in the last couple of years.
With a decent Operating Margin value of 4.25%, HBH is doing good in the industry, outperforming 66.67% of the companies in the same industry.
HBH's Operating Margin has been stable in the last couple of years.
Looking at the Gross Margin, with a value of 34.81%, HBH is in line with its industry, outperforming 49.02% of the companies in the same industry.
HBH's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.25% | ||
| PM (TTM) | 2.4% | ||
| GM | 34.81% |
OM growth 3Y-11.02%
OM growth 5Y-0.71%
PM growth 3Y-12.6%
PM growth 5Y0.44%
GM growth 3Y-0.17%
GM growth 5Y-0.55%
2. Health
2.1 Basic Checks
HBH has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for HBH remains at a similar level compared to 1 year ago.
Compared to 5 years ago, HBH has about the same amount of shares outstanding.
The debt/assets ratio for HBH has been reduced compared to a year ago.
2.2 Solvency
HBH has an Altman-Z score of 2.62. This is not the best score and indicates that HBH is in the grey zone with still only limited risk for bankruptcy at the moment.
HBH has a better Altman-Z score (2.62) than 70.59% of its industry peers.
HBH has a debt to FCF ratio of 6.56. This is a slightly negative value and a sign of low solvency as HBH would need 6.56 years to pay back of all of its debts.
HBH has a Debt to FCF ratio (6.56) which is comparable to the rest of the industry.
A Debt/Equity ratio of 0.64 indicates that HBH is somewhat dependend on debt financing.
HBH's Debt to Equity ratio of 0.64 is in line compared to the rest of the industry. HBH outperforms 43.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 6.56 | ||
| Altman-Z | 2.62 |
ROIC/WACC1.14
WACC4.77%
2.3 Liquidity
A Current Ratio of 1.58 indicates that HBH should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.58, HBH is doing good in the industry, outperforming 70.59% of the companies in the same industry.
HBH has a Quick Ratio of 1.58. This is a bad value and indicates that HBH is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of HBH (0.53) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.58 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
The earnings per share for HBH have decreased by -1.74% in the last year.
HBH shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.06% yearly.
Looking at the last year, HBH shows a small growth in Revenue. The Revenue has grown by 1.78% in the last year.
Measured over the past years, HBH shows a small growth in Revenue. The Revenue has been growing by 5.57% on average per year.
EPS 1Y (TTM)-1.74%
EPS 3Y-10.97%
EPS 5Y6.06%
EPS Q2Q%11.07%
Revenue 1Y (TTM)1.78%
Revenue growth 3Y1.81%
Revenue growth 5Y5.57%
Sales Q2Q%5.73%
3.2 Future
Based on estimates for the next years, HBH will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.65% on average per year.
The Revenue is expected to grow by 2.64% on average over the next years.
EPS Next Y8.3%
EPS Next 2Y8.22%
EPS Next 3Y6.47%
EPS Next 5Y11.65%
Revenue Next Year2.8%
Revenue Next 2Y2.8%
Revenue Next 3Y2.21%
Revenue Next 5Y2.64%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 10.81, the valuation of HBH can be described as very reasonable.
88.24% of the companies in the same industry are more expensive than HBH, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of HBH to the average of the S&P500 Index (27.46), we can say HBH is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 9.31, the valuation of HBH can be described as reasonable.
82.35% of the companies in the same industry are more expensive than HBH, based on the Price/Forward Earnings ratio.
HBH's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.81 | ||
| Fwd PE | 9.31 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, HBH is valued a bit cheaper than the industry average as 72.55% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, HBH is valued a bit cheaper than 72.55% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.72 | ||
| EV/EBITDA | 5.46 |
4.3 Compensation for Growth
HBH's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
HBH has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.3
PEG (5Y)1.78
EPS Next 2Y8.22%
EPS Next 3Y6.47%
5. Dividend
5.1 Amount
HBH has a Yearly Dividend Yield of 2.24%. Purely for dividend investing, there may be better candidates out there.
HBH's Dividend Yield is rather good when compared to the industry average which is at 3.00. HBH pays more dividend than 80.39% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.34, HBH has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.24% |
5.2 History
On average, the dividend of HBH grows each year by 9.85%, which is quite nice.
Dividend Growth(5Y)9.85%
Div Incr Years0
Div Non Decr Years7
5.3 Sustainability
HBH pays out 26.39% of its income as dividend. This is a sustainable payout ratio.
The dividend of HBH is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP26.39%
EPS Next 2Y8.22%
EPS Next 3Y6.47%
FRA:HBH (7/22/2025, 5:29:46 PM)
102.5
-1.1 (-1.06%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners37.45%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap1.64B
Analysts73.33
Price Target102.96 (0.45%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.24% |
Yearly Dividend2.4
Dividend Growth(5Y)9.85%
DP26.39%
Div Incr Years0
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.73%
PT rev (3m)5.33%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.03%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.81 | ||
| Fwd PE | 9.31 | ||
| P/S | 0.26 | ||
| P/FCF | 6.72 | ||
| P/OCF | 3.63 | ||
| P/B | 0.8 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | 5.46 |
EPS(TTM)9.48
EY9.25%
EPS(NY)11.01
Fwd EY10.74%
FCF(TTM)15.25
FCFY14.88%
OCF(TTM)28.26
OCFY27.57%
SpS393.97
BVpS128.74
TBVpS124.44
PEG (NY)1.3
PEG (5Y)1.78
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 7.34% | ||
| ROCE | 7.58% | ||
| ROIC | 5.46% | ||
| ROICexc | 6.21% | ||
| ROICexgc | 6.35% | ||
| OM | 4.25% | ||
| PM (TTM) | 2.4% | ||
| GM | 34.81% | ||
| FCFM | 3.87% |
ROA(3y)3.06%
ROA(5y)3.59%
ROE(3y)7.6%
ROE(5y)9.25%
ROIC(3y)5.42%
ROIC(5y)6.27%
ROICexc(3y)6.06%
ROICexc(5y)7.06%
ROICexgc(3y)6.15%
ROICexgc(5y)7.14%
ROCE(3y)7.9%
ROCE(5y)8.92%
ROICexcg growth 3Y-12.1%
ROICexcg growth 5Y1.73%
ROICexc growth 3Y-12.5%
ROICexc growth 5Y1.43%
OM growth 3Y-11.02%
OM growth 5Y-0.71%
PM growth 3Y-12.6%
PM growth 5Y0.44%
GM growth 3Y-0.17%
GM growth 5Y-0.55%
F-Score5
Asset Turnover1.34
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 6.56 | ||
| Debt/EBITDA | 2.53 | ||
| Cap/Depr | 83.05% | ||
| Cap/Sales | 3.3% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 87.16% | ||
| Profit Quality | 161.31% | ||
| Current Ratio | 1.58 | ||
| Quick Ratio | 0.53 | ||
| Altman-Z | 2.62 |
F-Score5
WACC4.77%
ROIC/WACC1.14
Cap/Depr(3y)71.93%
Cap/Depr(5y)74.88%
Cap/Sales(3y)2.99%
Cap/Sales(5y)2.97%
Profit Quality(3y)154.75%
Profit Quality(5y)132.77%
High Growth Momentum
Growth
EPS 1Y (TTM)-1.74%
EPS 3Y-10.97%
EPS 5Y6.06%
EPS Q2Q%11.07%
EPS Next Y8.3%
EPS Next 2Y8.22%
EPS Next 3Y6.47%
EPS Next 5Y11.65%
Revenue 1Y (TTM)1.78%
Revenue growth 3Y1.81%
Revenue growth 5Y5.57%
Sales Q2Q%5.73%
Revenue Next Year2.8%
Revenue Next 2Y2.8%
Revenue Next 3Y2.21%
Revenue Next 5Y2.64%
EBIT growth 1Y2.25%
EBIT growth 3Y-9.41%
EBIT growth 5Y4.82%
EBIT Next Year105.34%
EBIT Next 3Y29.49%
EBIT Next 5Y29.46%
FCF growth 1Y211.93%
FCF growth 3Y-6.83%
FCF growth 5Y-6.99%
OCF growth 1Y61.21%
OCF growth 3Y-2.63%
OCF growth 5Y-0.37%