HORNBACH HOLDING AG & CO KGA (HBH.DE) Stock Fundamental Analysis
Europe - FRA:HBH - DE0006083405 - Common Stock
88.9 EUR
+0.7 (+0.79%)
Overall HBH gets a fundamental rating of 5 out of 10. We evaluated HBH against 53 industry peers in the Specialty Retail industry. Both the profitability and the financial health of HBH get a neutral evaluation. Nothing too spectacular is happening here. HBH is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
HBH had positive earnings in the past year.
In the past year HBH had a positive cash flow from operations.
HBH had positive earnings in each of the past 5 years.
HBH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
HBH has a Return On Assets of 3.03%. This is in the better half of the industry: HBH outperforms 64.15% of its industry peers.
Looking at the Return On Equity, with a value of 6.71%, HBH is in line with its industry, outperforming 54.72% of the companies in the same industry.
HBH has a better Return On Invested Capital (5.27%) than 60.38% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for HBH is below the industry average of 10.25%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.03% | ||
| ROE | 6.71% | ||
| ROIC | 5.27% |
ROA(3y)3.06%
ROA(5y)3.59%
ROE(3y)7.6%
ROE(5y)9.25%
ROIC(3y)5.42%
ROIC(5y)6.27%
1.3 Margins
With a decent Profit Margin value of 2.20%, HBH is doing good in the industry, outperforming 64.15% of the companies in the same industry.
HBH's Profit Margin has been stable in the last couple of years.
HBH has a Operating Margin of 4.07%. This is in the better half of the industry: HBH outperforms 64.15% of its industry peers.
HBH's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 34.88%, HBH perfoms like the industry average, outperforming 54.72% of the companies in the same industry.
HBH's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.07% | ||
| PM (TTM) | 2.2% | ||
| GM | 34.88% |
OM growth 3Y-11.02%
OM growth 5Y-0.71%
PM growth 3Y-12.6%
PM growth 5Y0.44%
GM growth 3Y-0.17%
GM growth 5Y-0.55%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so HBH is still creating some value.
Compared to 1 year ago, HBH has about the same amount of shares outstanding.
The number of shares outstanding for HBH remains at a similar level compared to 5 years ago.
Compared to 1 year ago, HBH has an improved debt to assets ratio.
2.2 Solvency
HBH has an Altman-Z score of 2.63. This is not the best score and indicates that HBH is in the grey zone with still only limited risk for bankruptcy at the moment.
HBH's Altman-Z score of 2.63 is fine compared to the rest of the industry. HBH outperforms 67.92% of its industry peers.
The Debt to FCF ratio of HBH is 10.05, which is on the high side as it means it would take HBH, 10.05 years of fcf income to pay off all of its debts.
HBH's Debt to FCF ratio of 10.05 is in line compared to the rest of the industry. HBH outperforms 49.06% of its industry peers.
HBH has a Debt/Equity ratio of 0.61. This is a neutral value indicating HBH is somewhat dependend on debt financing.
The Debt to Equity ratio of HBH (0.61) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | 10.05 | ||
| Altman-Z | 2.63 |
ROIC/WACC1.08
WACC4.86%
2.3 Liquidity
HBH has a Current Ratio of 1.62. This is a normal value and indicates that HBH is financially healthy and should not expect problems in meeting its short term obligations.
HBH has a better Current ratio (1.62) than 77.36% of its industry peers.
HBH has a Quick Ratio of 1.62. This is a bad value and indicates that HBH is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.55, HBH perfoms like the industry average, outperforming 49.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.62 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
HBH shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -18.59%.
Measured over the past 5 years, HBH shows a small growth in Earnings Per Share. The EPS has been growing by 6.06% on average per year.
The Revenue has been growing slightly by 3.05% in the past year.
The Revenue has been growing slightly by 5.57% on average over the past years.
EPS 1Y (TTM)-18.59%
EPS 3Y-10.97%
EPS 5Y6.06%
EPS Q2Q%-14.62%
Revenue 1Y (TTM)3.05%
Revenue growth 3Y1.81%
Revenue growth 5Y5.57%
Sales Q2Q%3.04%
3.2 Future
HBH is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.22% yearly.
Based on estimates for the next years, HBH will show a small growth in Revenue. The Revenue will grow by 2.85% on average per year.
EPS Next Y4.99%
EPS Next 2Y6.02%
EPS Next 3Y6.14%
EPS Next 5Y4.22%
Revenue Next Year2.91%
Revenue Next 2Y2.77%
Revenue Next 3Y2.26%
Revenue Next 5Y2.85%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 10.13, the valuation of HBH can be described as reasonable.
Based on the Price/Earnings ratio, HBH is valued cheaper than 86.79% of the companies in the same industry.
HBH's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.77.
The Price/Forward Earnings ratio is 8.35, which indicates a very decent valuation of HBH.
Compared to the rest of the industry, the Price/Forward Earnings ratio of HBH indicates a rather cheap valuation: HBH is cheaper than 83.02% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.23. HBH is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.13 | ||
| Fwd PE | 8.35 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, HBH is valued a bit cheaper than the industry average as 79.25% of the companies are valued more expensively.
71.70% of the companies in the same industry are more expensive than HBH, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.06 | ||
| EV/EBITDA | 5.13 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of HBH may justify a higher PE ratio.
PEG (NY)2.03
PEG (5Y)1.67
EPS Next 2Y6.02%
EPS Next 3Y6.14%
5. Dividend
5.1 Amount
HBH has a Yearly Dividend Yield of 2.74%. Purely for dividend investing, there may be better candidates out there.
HBH's Dividend Yield is a higher than the industry average which is at 3.56.
HBH's Dividend Yield is comparable with the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.74% |
5.2 History
The dividend of HBH is nicely growing with an annual growth rate of 9.85%!
Dividend Growth(5Y)9.85%
Div Incr Years0
Div Non Decr Years7
5.3 Sustainability
HBH pays out 28.52% of its income as dividend. This is a sustainable payout ratio.
The dividend of HBH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP28.52%
EPS Next 2Y6.02%
EPS Next 3Y6.14%
FRA:HBH (10/21/2025, 5:29:46 PM)
88.9
+0.7 (+0.79%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners37.92%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap1.42B
Analysts75
Price Target105.57 (18.75%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.74% |
Yearly Dividend2.4
Dividend Growth(5Y)9.85%
DP28.52%
Div Incr Years0
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)2.53%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.43%
EPS NY rev (3m)-2.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)2.53%
Revenue NY rev (3m)0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.13 | ||
| Fwd PE | 8.35 | ||
| P/S | 0.22 | ||
| P/FCF | 9.06 | ||
| P/OCF | 3.59 | ||
| P/B | 0.68 | ||
| P/tB | 0.71 | ||
| EV/EBITDA | 5.13 |
EPS(TTM)8.78
EY9.88%
EPS(NY)10.64
Fwd EY11.97%
FCF(TTM)9.81
FCFY11.04%
OCF(TTM)24.76
OCFY27.86%
SpS397.09
BVpS130.32
TBVpS125.74
PEG (NY)2.03
PEG (5Y)1.67
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.03% | ||
| ROE | 6.71% | ||
| ROCE | 7.31% | ||
| ROIC | 5.27% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 6.05% | ||
| OM | 4.07% | ||
| PM (TTM) | 2.2% | ||
| GM | 34.88% | ||
| FCFM | 2.47% |
ROA(3y)3.06%
ROA(5y)3.59%
ROE(3y)7.6%
ROE(5y)9.25%
ROIC(3y)5.42%
ROIC(5y)6.27%
ROICexc(3y)6.06%
ROICexc(5y)7.06%
ROICexgc(3y)6.15%
ROICexgc(5y)7.14%
ROCE(3y)7.9%
ROCE(5y)8.92%
ROICexcg growth 3Y-12.1%
ROICexcg growth 5Y1.73%
ROICexc growth 3Y-12.5%
ROICexc growth 5Y1.43%
OM growth 3Y-11.02%
OM growth 5Y-0.71%
PM growth 3Y-12.6%
PM growth 5Y0.44%
GM growth 3Y-0.17%
GM growth 5Y-0.55%
F-Score5
Asset Turnover1.37
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | 10.05 | ||
| Debt/EBITDA | 2.52 | ||
| Cap/Depr | 95.62% | ||
| Cap/Sales | 3.76% | ||
| Interest Coverage | 4.43 | ||
| Cash Conversion | 77.91% | ||
| Profit Quality | 112.18% | ||
| Current Ratio | 1.62 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 2.63 |
F-Score5
WACC4.86%
ROIC/WACC1.08
Cap/Depr(3y)71.93%
Cap/Depr(5y)74.88%
Cap/Sales(3y)2.99%
Cap/Sales(5y)2.97%
Profit Quality(3y)154.75%
Profit Quality(5y)132.77%
High Growth Momentum
Growth
EPS 1Y (TTM)-18.59%
EPS 3Y-10.97%
EPS 5Y6.06%
EPS Q2Q%-14.62%
EPS Next Y4.99%
EPS Next 2Y6.02%
EPS Next 3Y6.14%
EPS Next 5Y4.22%
Revenue 1Y (TTM)3.05%
Revenue growth 3Y1.81%
Revenue growth 5Y5.57%
Sales Q2Q%3.04%
Revenue Next Year2.91%
Revenue Next 2Y2.77%
Revenue Next 3Y2.26%
Revenue Next 5Y2.85%
EBIT growth 1Y-10.65%
EBIT growth 3Y-9.41%
EBIT growth 5Y4.82%
EBIT Next Year100.99%
EBIT Next 3Y29.32%
EBIT Next 5Y29.46%
FCF growth 1Y37.71%
FCF growth 3Y-6.83%
FCF growth 5Y-6.99%
OCF growth 1Y34.38%
OCF growth 3Y-2.63%
OCF growth 5Y-0.37%