GOLDMAN SACHS BDC INC (GSBD) Fundamental Analysis & Valuation

NYSE:GSBD • US38147U1079

Current stock price

9.15 USD
-0.09 (-0.97%)
Last:

This GSBD fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. GSBD Profitability Analysis

1.1 Basic Checks

  • In the past year GSBD was profitable.
  • In the past year GSBD had a positive cash flow from operations.
  • GSBD had positive earnings in each of the past 5 years.
  • Of the past 5 years GSBD 4 years had a positive operating cash flow.
GSBD Yearly Net Income VS EBIT VS OCF VS FCFGSBD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

1.2 Ratios

  • The Return On Assets of GSBD (3.53%) is comparable to the rest of the industry.
  • Looking at the Return On Equity, with a value of 8.38%, GSBD is in line with its industry, outperforming 51.46% of the companies in the same industry.
  • The Return On Invested Capital of GSBD (4.35%) is better than 63.18% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for GSBD is below the industry average of 7.27%.
Industry RankSector Rank
ROA 3.53%
ROE 8.38%
ROIC 4.35%
ROA(3y)3.61%
ROA(5y)3.56%
ROE(3y)8.2%
ROE(5y)8.04%
ROIC(3y)5.25%
ROIC(5y)5.25%
GSBD Yearly ROA, ROE, ROICGSBD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • GSBD has a better Profit Margin (32.63%) than 78.66% of its industry peers.
  • In the last couple of years the Profit Margin of GSBD has declined.
  • Looking at the Operating Margin, with a value of 49.67%, GSBD belongs to the top of the industry, outperforming 89.12% of the companies in the same industry.
  • GSBD's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 52.25%, GSBD is in line with its industry, outperforming 59.41% of the companies in the same industry.
  • In the last couple of years the Gross Margin of GSBD has declined.
Industry RankSector Rank
OM 49.67%
PM (TTM) 32.63%
GM 52.25%
OM growth 3Y-8.08%
OM growth 5Y-4.8%
PM growth 3Y28.48%
PM growth 5Y-20.35%
GM growth 3Y-7.78%
GM growth 5Y-4.67%
GSBD Yearly Profit, Operating, Gross MarginsGSBD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80 100

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2

2. GSBD Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for GSBD has been reduced compared to 1 year ago.
  • Compared to 5 years ago, GSBD has more shares outstanding
  • The debt/assets ratio for GSBD is higher compared to a year ago.
GSBD Yearly Shares OutstandingGSBD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
GSBD Yearly Total Debt VS Total AssetsGSBD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

  • Based on the Altman-Z score of 0.40, we must say that GSBD is in the distress zone and has some risk of bankruptcy.
  • GSBD's Altman-Z score of 0.40 is on the low side compared to the rest of the industry. GSBD is outperformed by 62.76% of its industry peers.
  • The Debt to FCF ratio of GSBD is 5.77, which is a neutral value as it means it would take GSBD, 5.77 years of fcf income to pay off all of its debts.
  • GSBD's Debt to FCF ratio of 5.77 is fine compared to the rest of the industry. GSBD outperforms 64.85% of its industry peers.
  • GSBD has a Debt/Equity ratio of 1.32. This is a high value indicating a heavy dependency on external financing.
  • GSBD's Debt to Equity ratio of 1.32 is on the low side compared to the rest of the industry. GSBD is outperformed by 65.69% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.32
Debt/FCF 5.77
Altman-Z 0.4
ROIC/WACCN/A
WACCN/A
GSBD Yearly LT Debt VS Equity VS FCFGSBD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

2.3 Liquidity

  • GSBD has a Current Ratio of 0.53. This is a bad value and indicates that GSBD is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GSBD's Current ratio of 0.53 is on the low side compared to the rest of the industry. GSBD is outperformed by 74.06% of its industry peers.
  • A Quick Ratio of 0.53 indicates that GSBD may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.53, GSBD is doing worse than 73.64% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.53
Quick Ratio 0.53
GSBD Yearly Current Assets VS Current LiabilitesGSBD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

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1

3. GSBD Growth Analysis

3.1 Past

  • The earnings per share for GSBD have decreased strongly by -28.31% in the last year.
  • GSBD shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.02% yearly.
  • GSBD shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.84%.
  • The Revenue has been growing by 16.14% on average over the past years. This is quite good.
EPS 1Y (TTM)-28.31%
EPS 3Y-9.24%
EPS 5Y-3.02%
EPS Q2Q%-22.92%
Revenue 1Y (TTM)-15.84%
Revenue growth 3Y0.75%
Revenue growth 5Y16.14%
Sales Q2Q%-34.92%

3.2 Future

  • GSBD is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -11.14% yearly.
  • The Revenue is expected to decrease by -6.22% on average over the next years.
EPS Next Y-16.06%
EPS Next 2Y-11.34%
EPS Next 3Y-11.14%
EPS Next 5YN/A
Revenue Next Year-11.93%
Revenue Next 2Y-8.04%
Revenue Next 3Y-6.22%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
GSBD Yearly Revenue VS EstimatesGSBD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 100M 200M 300M 400M
GSBD Yearly EPS VS EstimatesGSBD Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2

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6

4. GSBD Valuation Analysis

4.1 Price/Earnings Ratio

  • GSBD is valuated cheaply with a Price/Earnings ratio of 5.83.
  • Based on the Price/Earnings ratio, GSBD is valued cheaper than 84.94% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 25.54, GSBD is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 6.94, the valuation of GSBD can be described as very cheap.
  • GSBD's Price/Forward Earnings ratio is rather cheap when compared to the industry. GSBD is cheaper than 86.61% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.70, GSBD is valued rather cheaply.
Industry RankSector Rank
PE 5.83
Fwd PE 6.94
GSBD Price Earnings VS Forward Price EarningsGSBD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, GSBD is valued cheaper than 89.12% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.16
EV/EBITDA N/A
GSBD Per share dataGSBD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • GSBD's earnings are expected to decrease with -11.14% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.34%
EPS Next 3Y-11.14%

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5

5. GSBD Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 13.79%, GSBD is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 6.72, GSBD pays a better dividend. On top of this GSBD pays more dividend than 83.26% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, GSBD pays a better dividend.
Industry RankSector Rank
Dividend Yield 13.79%

5.2 History

  • The dividend of GSBD decreases each year by -0.20%.
  • GSBD has paid a dividend for at least 10 years, which is a reliable track record.
  • GSBD has decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.2%
Div Incr Years0
Div Non Decr Years2
GSBD Yearly Dividends per shareGSBD Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • GSBD pays out 195.79% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of GSBD has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP195.79%
EPS Next 2Y-11.34%
EPS Next 3Y-11.14%
GSBD Yearly Income VS Free CF VS DividendGSBD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M
GSBD Dividend Payout.GSBD Dividend Payout, showing the Payout Ratio.GSBD Dividend Payout.PayoutRetained Earnings

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GSBD Fundamentals: All Metrics, Ratios and Statistics

GOLDMAN SACHS BDC INC

NYSE:GSBD (3/24/2026, 9:57:10 AM)

9.15

-0.09 (-0.97%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-26
Earnings (Next)05-06
Inst Owners34.15%
Inst Owner Change6.22%
Ins Owners0.15%
Ins Owner Change0.17%
Market Cap1.03B
Revenue(TTM)365.57M
Net Income(TTM)119.27M
Analysts48
Price Target10.26 (12.13%)
Short Float %3.83%
Short Ratio2.66
Dividend
Industry RankSector Rank
Dividend Yield 13.79%
Yearly Dividend2.03
Dividend Growth(5Y)-0.2%
DP195.79%
Div Incr Years0
Div Non Decr Years2
Ex-Date03-31
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.88%
Min EPS beat(2)3.05%
Max EPS beat(2)6.71%
EPS beat(4)2
Avg EPS beat(4)0.1%
Min EPS beat(4)-5.68%
Max EPS beat(4)6.71%
EPS beat(8)4
Avg EPS beat(8)0.77%
EPS beat(12)6
Avg EPS beat(12)-0.07%
EPS beat(16)9
Avg EPS beat(16)2.73%
Revenue beat(2)0
Avg Revenue beat(2)-13.12%
Min Revenue beat(2)-24.21%
Max Revenue beat(2)-2.03%
Revenue beat(4)0
Avg Revenue beat(4)-11.02%
Min Revenue beat(4)-24.21%
Max Revenue beat(4)-2.03%
Revenue beat(8)0
Avg Revenue beat(8)-7.81%
Revenue beat(12)2
Avg Revenue beat(12)-6.43%
Revenue beat(16)4
Avg Revenue beat(16)-5.41%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-11.59%
EPS NQ rev (3m)-10.77%
EPS NY rev (1m)0%
EPS NY rev (3m)1.33%
Revenue NQ rev (1m)-1.31%
Revenue NQ rev (3m)0.53%
Revenue NY rev (1m)-0.66%
Revenue NY rev (3m)1.78%
Valuation
Industry RankSector Rank
PE 5.83
Fwd PE 6.94
P/S 2.82
P/FCF 3.16
P/OCF 3.16
P/B 0.72
P/tB 0.72
EV/EBITDA N/A
EPS(TTM)1.57
EY17.16%
EPS(NY)1.32
Fwd EY14.4%
FCF(TTM)2.89
FCFY31.62%
OCF(TTM)2.89
OCFY31.62%
SpS3.25
BVpS12.64
TBVpS12.64
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.13
Profitability
Industry RankSector Rank
ROA 3.53%
ROE 8.38%
ROCE 5.5%
ROIC 4.35%
ROICexc 4.4%
ROICexgc 4.41%
OM 49.67%
PM (TTM) 32.63%
GM 52.25%
FCFM 89.09%
ROA(3y)3.61%
ROA(5y)3.56%
ROE(3y)8.2%
ROE(5y)8.04%
ROIC(3y)5.25%
ROIC(5y)5.25%
ROICexc(3y)5.33%
ROICexc(5y)5.33%
ROICexgc(3y)5.33%
ROICexgc(5y)5.33%
ROCE(3y)6.64%
ROCE(5y)6.65%
ROICexgc growth 3Y-5.35%
ROICexgc growth 5Y10.24%
ROICexc growth 3Y-5.37%
ROICexc growth 5Y10.24%
OM growth 3Y-8.08%
OM growth 5Y-4.8%
PM growth 3Y28.48%
PM growth 5Y-20.35%
GM growth 3Y-7.78%
GM growth 5Y-4.67%
F-Score5
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 1.32
Debt/FCF 5.77
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.9
Cash Conversion N/A
Profit Quality 273.07%
Current Ratio 0.53
Quick Ratio 0.53
Altman-Z 0.4
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)143.5%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.31%
EPS 3Y-9.24%
EPS 5Y-3.02%
EPS Q2Q%-22.92%
EPS Next Y-16.06%
EPS Next 2Y-11.34%
EPS Next 3Y-11.14%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.84%
Revenue growth 3Y0.75%
Revenue growth 5Y16.14%
Sales Q2Q%-34.92%
Revenue Next Year-11.93%
Revenue Next 2Y-8.04%
Revenue Next 3Y-6.22%
Revenue Next 5YN/A
EBIT growth 1Y-28.11%
EBIT growth 3Y-7.39%
EBIT growth 5Y10.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y13155.3%
FCF growth 3Y128.22%
FCF growth 5Y14.46%
OCF growth 1Y13155.3%
OCF growth 3Y128.22%
OCF growth 5Y14.46%

GOLDMAN SACHS BDC INC / GSBD Fundamental Analysis FAQ

What is the fundamental rating for GSBD stock?

ChartMill assigns a fundamental rating of 3 / 10 to GSBD.


What is the valuation status of GOLDMAN SACHS BDC INC (GSBD) stock?

ChartMill assigns a valuation rating of 6 / 10 to GOLDMAN SACHS BDC INC (GSBD). This can be considered as Fairly Valued.


How profitable is GOLDMAN SACHS BDC INC (GSBD) stock?

GOLDMAN SACHS BDC INC (GSBD) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for GSBD stock?

The Price/Earnings (PE) ratio for GOLDMAN SACHS BDC INC (GSBD) is 5.83 and the Price/Book (PB) ratio is 0.72.


How financially healthy is GOLDMAN SACHS BDC INC?

The financial health rating of GOLDMAN SACHS BDC INC (GSBD) is 2 / 10.