GENWORTH FINANCIAL INC-CL A (GNW)
US37247D1063 - Common Stock
Taking everything into account, GNW scores 2 out of 10 in our fundamental rating. GNW was compared to 141 industry peers in the Insurance industry. GNW may be in some trouble as it scores bad on both profitability and health. GNW is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year GNW has reported negative net income.
GNW had a positive operating cash flow in the past year.
Each year in the past 5 years GNW has been profitable.
Each year in the past 5 years GNW had a positive operating cash flow.
1.2 Ratios
GNW's Return On Assets of 0.08% is on the low side compared to the rest of the industry. GNW is outperformed by 70.50% of its industry peers.
The Return On Equity of GNW (1.02%) is worse than 67.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.08% | ||
| ROE | 1.02% | ||
| ROIC | N/A |
ROA(3y)0.56%
ROA(5y)0.44%
ROE(3y)4.94%
ROE(5y)3.68%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of GNW (1.04%) is worse than 68.35% of its industry peers.
In the last couple of years the Profit Margin of GNW has declined.
The Operating Margin of GNW (3.57%) is worse than 65.47% of its industry peers.
In the last couple of years the Operating Margin of GNW has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.57% | ||
| PM (TTM) | 1.04% | ||
| GM | N/A |
OM growth 3Y-36.26%
OM growth 5Y-6.67%
PM growth 3Y-21.53%
PM growth 5Y-7.18%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
GNW does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for GNW has been reduced compared to 1 year ago.
The number of shares outstanding for GNW has been reduced compared to 5 years ago.
Compared to 1 year ago, GNW has an improved debt to assets ratio.
2.2 Solvency
GNW has a debt to FCF ratio of 2.65. This is a good value and a sign of high solvency as GNW would need 2.65 years to pay back of all of its debts.
GNW's Debt to FCF ratio of 2.65 is in line compared to the rest of the industry. GNW outperforms 51.08% of its industry peers.
GNW has a Debt/Equity ratio of 0.21. This is a healthy value indicating a solid balance between debt and equity.
GNW's Debt to Equity ratio of 0.21 is fine compared to the rest of the industry. GNW outperforms 74.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 2.65 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.31%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for GNW have decreased strongly by -100.00% in the last year.
Measured over the past years, GNW shows a decrease in Earnings Per Share. The EPS has been decreasing by -7.00% on average per year.
GNW shows a decrease in Revenue. In the last year, the revenue decreased by -2.75%.
Measured over the past years, GNW shows a decrease in Revenue. The Revenue has been decreasing by -1.50% on average per year.
EPS 1Y (TTM)-100%
EPS 3Y-22.21%
EPS 5Y-7%
EPS growth Q2Q-234.29%
Revenue 1Y (TTM)-2.75%
Revenue growth 3Y-4.03%
Revenue growth 5Y-1.5%
Revenue growth Q2Q-3.91%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Forward Earnings ratio is 7.33, which indicates a rather cheap valuation of GNW.
Compared to the rest of the industry, the Price/Forward Earnings ratio of GNW indicates a somewhat cheap valuation: GNW is cheaper than 72.66% of the companies listed in the same industry.
GNW is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.67, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 7.33 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, GNW is valued a bit cheaper than 74.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.36 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
GNW does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
GENWORTH FINANCIAL INC-CL A
NYSE:GNW (4/25/2024, 11:17:04 AM)
5.9225
-0.08 (-1.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap2.60B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 7.33 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.08% | ||
| ROE | 1.02% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 3.57% | ||
| PM (TTM) | 1.04% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-100%
EPS 3Y-22.21%
EPS 5Y
EPS growth Q2Q
EPS Next YN/A
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-2.75%
Revenue growth 3Y-4.03%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y