28.99 USD
-0.01 (-0.03%)
Last: Jan 29, 2026, 08:21 PM
GBLI gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 148 industry peers in the Insurance industry. The financial health of GBLI is average, but there are quite some concerns on its profitability. GBLI has a valuation in line with the averages, but on the other hand it scores bad on growth. Finally GBLI also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- GBLI had positive earnings in the past year.
- GBLI had a positive operating cash flow in the past year.
- In multiple years GBLI reported negative net income over the last 5 years.
- In the past 5 years GBLI always reported a positive cash flow from operatings.
1.2 Ratios
- GBLI has a Return On Assets (1.62%) which is in line with its industry peers.
- GBLI has a Return On Equity of 4.00%. This is in the lower half of the industry: GBLI underperforms 75.68% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 1.63%, GBLI is in line with its industry, outperforming 42.57% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for GBLI is significantly below the industry average of 14.94%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.62% | ||
| ROE | 4% | ||
| ROIC | 1.63% |
ROA(3y)1.29%
ROA(5y)0.84%
ROE(3y)3.3%
ROE(5y)2.2%
ROIC(3y)2.03%
ROIC(5y)N/A
1.3 Margins
- GBLI's Profit Margin of 6.33% is on the low side compared to the rest of the industry. GBLI is outperformed by 60.81% of its industry peers.
- In the last couple of years the Profit Margin of GBLI has declined.
- The Operating Margin of GBLI (8.17%) is worse than 66.89% of its industry peers.
- In the last couple of years the Operating Margin of GBLI has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.17% | ||
| PM (TTM) | 6.33% | ||
| GM | N/A |
OM growth 3Y24.99%
OM growth 5Y-6.13%
PM growth 3Y31.76%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), GBLI is destroying value.
- The number of shares outstanding for GBLI remains at a similar level compared to 1 year ago.
- The number of shares outstanding for GBLI has been reduced compared to 5 years ago.
- There is no outstanding debt for GBLI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- There is no outstanding debt for GBLI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | N/A |
ROIC/WACC0.18
WACC8.9%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- GBLI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.93%.
- The Revenue for GBLI has decreased by -16.46% in the past year. This is quite bad
- The Revenue has been decreasing by -6.16% on average over the past years.
EPS 1Y (TTM)-24.93%
EPS 3Y124.13%
EPS 5Y0%
EPS Q2Q%-6.52%
Revenue 1Y (TTM)-16.46%
Revenue growth 3Y-13.36%
Revenue growth 5Y-6.16%
Sales Q2Q%2.18%
3.2 Future
- GBLI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.50% yearly.
- The Revenue is expected to grow by 4.69% on average over the next years.
EPS Next Y-27.19%
EPS Next 2Y6.34%
EPS Next 3Y5.5%
EPS Next 5YN/A
Revenue Next Year0.77%
Revenue Next 2Y4.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 10.47 indicates a reasonable valuation of GBLI.
- Based on the Price/Earnings ratio, GBLI is valued a bit cheaper than 60.14% of the companies in the same industry.
- When comparing the Price/Earnings ratio of GBLI to the average of the S&P500 Index (28.39), we can say GBLI is valued rather cheaply.
- The Price/Forward Earnings ratio is 8.43, which indicates a very decent valuation of GBLI.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of GBLI indicates a somewhat cheap valuation: GBLI is cheaper than 66.22% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 25.72. GBLI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.47 | ||
| Fwd PE | 8.43 |
4.2 Price Multiples
- 61.49% of the companies in the same industry are more expensive than GBLI, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, GBLI is valued a bit more expensive than 71.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 36.42 | ||
| EV/EBITDA | 8.31 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.34%
EPS Next 3Y5.5%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 4.84%, GBLI is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.41, GBLI pays a better dividend. On top of this GBLI pays more dividend than 83.11% of the companies listed in the same industry.
- GBLI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.84% |
5.2 History
- The dividend of GBLI is nicely growing with an annual growth rate of 7.47%!
- GBLI has been paying a dividend for over 5 years, so it has already some track record.
- GBLI has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)7.47%
Div Incr Years1
Div Non Decr Years6
5.3 Sustainability
- GBLI pays out 71.92% of its income as dividend. This is not a sustainable payout ratio.
- GBLI's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP71.92%
EPS Next 2Y6.34%
EPS Next 3Y5.5%
GLOBAL INDEMNITY GROUP LLC-A / GBLI FAQ
What is the fundamental rating for GBLI stock?
ChartMill assigns a fundamental rating of 3 / 10 to GBLI.
Can you provide the valuation status for GLOBAL INDEMNITY GROUP LLC-A?
ChartMill assigns a valuation rating of 4 / 10 to GLOBAL INDEMNITY GROUP LLC-A (GBLI). This can be considered as Fairly Valued.
Can you provide the profitability details for GLOBAL INDEMNITY GROUP LLC-A?
GLOBAL INDEMNITY GROUP LLC-A (GBLI) has a profitability rating of 2 / 10.
Can you provide the financial health for GBLI stock?
The financial health rating of GLOBAL INDEMNITY GROUP LLC-A (GBLI) is 4 / 10.
How sustainable is the dividend of GLOBAL INDEMNITY GROUP LLC-A (GBLI) stock?
The dividend rating of GLOBAL INDEMNITY GROUP LLC-A (GBLI) is 7 / 10 and the dividend payout ratio is 71.92%.