28.02 USD
-0.26 (-0.92%)
Taking everything into account, GBLI scores 3 out of 10 in our fundamental rating. GBLI was compared to 147 industry peers in the Insurance industry. While GBLI seems to be doing ok healthwise, there are quite some concerns on its profitability. GBLI has a valuation in line with the averages, but on the other hand it scores bad on growth. Finally GBLI also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year GBLI was profitable.
In the past year GBLI had a positive cash flow from operations.
In multiple years GBLI reported negative net income over the last 5 years.
In the past 5 years GBLI always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.62%, GBLI is in line with its industry, outperforming 43.54% of the companies in the same industry.
With a Return On Equity value of 4.00%, GBLI is not doing good in the industry: 79.59% of the companies in the same industry are doing better.
GBLI's Return On Invested Capital of 1.63% is in line compared to the rest of the industry. GBLI outperforms 43.54% of its industry peers.
The Average Return On Invested Capital over the past 3 years for GBLI is below the industry average of 4.52%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.62% | ||
| ROE | 4% | ||
| ROIC | 1.63% |
ROA(3y)1.29%
ROA(5y)0.84%
ROE(3y)3.3%
ROE(5y)2.2%
ROIC(3y)2.03%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 6.33%, GBLI is doing worse than 62.59% of the companies in the same industry.
GBLI's Profit Margin has declined in the last couple of years.
GBLI has a worse Operating Margin (8.17%) than 66.67% of its industry peers.
GBLI's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.17% | ||
| PM (TTM) | 6.33% | ||
| GM | N/A |
OM growth 3Y24.99%
OM growth 5Y-6.13%
PM growth 3Y31.76%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
GBLI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
GBLI has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, GBLI has less shares outstanding
There is no outstanding debt for GBLI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
There is no outstanding debt for GBLI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | N/A |
ROIC/WACC0.19
WACC8.64%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
GBLI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.93%.
The Revenue for GBLI has decreased by -16.46% in the past year. This is quite bad
GBLI shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.16% yearly.
EPS 1Y (TTM)-24.93%
EPS 3Y124.13%
EPS 5Y0%
EPS Q2Q%-6.52%
Revenue 1Y (TTM)-16.46%
Revenue growth 3Y-13.36%
Revenue growth 5Y-6.16%
Sales Q2Q%2.18%
3.2 Future
GBLI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.50% yearly.
GBLI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.92% yearly.
EPS Next Y-33.23%
EPS Next 2Y-0.17%
EPS Next 3Y5.5%
EPS Next 5YN/A
Revenue Next Year2.02%
Revenue Next 2Y4.92%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
GBLI is valuated reasonably with a Price/Earnings ratio of 10.12.
Based on the Price/Earnings ratio, GBLI is valued a bit cheaper than 60.54% of the companies in the same industry.
When comparing the Price/Earnings ratio of GBLI to the average of the S&P500 Index (26.31), we can say GBLI is valued rather cheaply.
GBLI is valuated reasonably with a Price/Forward Earnings ratio of 9.25.
GBLI's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. GBLI is cheaper than 61.22% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 36.59, GBLI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.12 | ||
| Fwd PE | 9.25 |
4.2 Price Multiples
GBLI's Enterprise Value to EBITDA is on the same level as the industry average.
72.11% of the companies in the same industry are cheaper than GBLI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 35.2 | ||
| EV/EBITDA | 8.07 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-0.17%
EPS Next 3Y5.5%
5. Dividend
5.1 Amount
GBLI has a Yearly Dividend Yield of 5.17%, which is a nice return.
GBLI's Dividend Yield is rather good when compared to the industry average which is at 3.46. GBLI pays more dividend than 84.35% of the companies in the same industry.
GBLI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.17% |
5.2 History
On average, the dividend of GBLI grows each year by 7.47%, which is quite nice.
GBLI has been paying a dividend for over 5 years, so it has already some track record.
GBLI has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)7.47%
Div Incr Years1
Div Non Decr Years6
5.3 Sustainability
71.92% of the earnings are spent on dividend by GBLI. This is not a sustainable payout ratio.
GBLI's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP71.92%
EPS Next 2Y-0.17%
EPS Next 3Y5.5%
NASDAQ:GBLI (11/28/2025, 7:34:47 PM)
28.02
-0.26 (-0.92%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners53.53%
Inst Owner Change-0.55%
Ins Owners33.07%
Ins Owner Change3.44%
Market Cap401.25M
Revenue(TTM)441.19M
Net Income(TTM)27.81M
Analysts43.33
Price Target48.96 (74.73%)
Short Float %0.16%
Short Ratio3.29
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.17% |
Yearly Dividend1.43
Dividend Growth(5Y)7.47%
DP71.92%
Div Incr Years1
Div Non Decr Years6
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)64.1%
Min EPS beat(2)-9.6%
Max EPS beat(2)137.8%
EPS beat(4)2
Avg EPS beat(4)41.79%
Min EPS beat(4)-19.26%
Max EPS beat(4)137.8%
EPS beat(8)5
Avg EPS beat(8)32.21%
EPS beat(12)5
Avg EPS beat(12)6.93%
EPS beat(16)5
Avg EPS beat(16)-42.17%
Revenue beat(2)0
Avg Revenue beat(2)-14.32%
Min Revenue beat(2)-18.71%
Max Revenue beat(2)-9.93%
Revenue beat(4)0
Avg Revenue beat(4)-11.57%
Min Revenue beat(4)-18.71%
Max Revenue beat(4)-6.74%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-12.73%
PT rev (3m)-12.73%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.66%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.25%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.12 | ||
| Fwd PE | 9.25 | ||
| P/S | 0.91 | ||
| P/FCF | 35.2 | ||
| P/OCF | 35.2 | ||
| P/B | 0.58 | ||
| P/tB | 0.59 | ||
| EV/EBITDA | 8.07 |
EPS(TTM)2.77
EY9.89%
EPS(NY)3.03
Fwd EY10.81%
FCF(TTM)0.8
FCFY2.84%
OCF(TTM)0.8
OCFY2.84%
SpS30.68
BVpS48.6
TBVpS47.29
PEG (NY)N/A
PEG (5Y)N/A
Graham Number55.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.62% | ||
| ROE | 4% | ||
| ROCE | 2.1% | ||
| ROIC | 1.63% | ||
| ROICexc | 1.7% | ||
| ROICexgc | 1.78% | ||
| OM | 8.17% | ||
| PM (TTM) | 6.33% | ||
| GM | N/A | ||
| FCFM | 2.59% |
ROA(3y)1.29%
ROA(5y)0.84%
ROE(3y)3.3%
ROE(5y)2.2%
ROIC(3y)2.03%
ROIC(5y)N/A
ROICexc(3y)2.06%
ROICexc(5y)N/A
ROICexgc(3y)2.16%
ROICexgc(5y)N/A
ROCE(3y)2.61%
ROCE(5y)N/A
ROICexgc growth 3Y11.47%
ROICexgc growth 5Y-9.39%
ROICexc growth 3Y12.59%
ROICexc growth 5Y-8.98%
OM growth 3Y24.99%
OM growth 5Y-6.13%
PM growth 3Y31.76%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 27.24% | ||
| Profit Quality | 40.99% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC8.64%
ROIC/WACC0.19
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.93%
EPS 3Y124.13%
EPS 5Y0%
EPS Q2Q%-6.52%
EPS Next Y-33.23%
EPS Next 2Y-0.17%
EPS Next 3Y5.5%
EPS Next 5YN/A
Revenue 1Y (TTM)-16.46%
Revenue growth 3Y-13.36%
Revenue growth 5Y-6.16%
Sales Q2Q%2.18%
Revenue Next Year2.02%
Revenue Next 2Y4.92%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.82%
EBIT growth 3Y8.3%
EBIT growth 5Y-11.91%
EBIT Next Year-30.35%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-71.43%
FCF growth 3Y-24.55%
FCF growth 5Y3.78%
OCF growth 1Y-71.43%
OCF growth 3Y-24.55%
OCF growth 5Y3.78%
GLOBAL INDEMNITY GROUP LLC-A / GBLI FAQ
What is the fundamental rating for GBLI stock?
ChartMill assigns a fundamental rating of 3 / 10 to GBLI.
What is the valuation status of GLOBAL INDEMNITY GROUP LLC-A (GBLI) stock?
ChartMill assigns a valuation rating of 4 / 10 to GLOBAL INDEMNITY GROUP LLC-A (GBLI). This can be considered as Fairly Valued.
Can you provide the profitability details for GLOBAL INDEMNITY GROUP LLC-A?
GLOBAL INDEMNITY GROUP LLC-A (GBLI) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for GBLI stock?
The Price/Earnings (PE) ratio for GLOBAL INDEMNITY GROUP LLC-A (GBLI) is 10.12 and the Price/Book (PB) ratio is 0.58.
What is the financial health of GLOBAL INDEMNITY GROUP LLC-A (GBLI) stock?
The financial health rating of GLOBAL INDEMNITY GROUP LLC-A (GBLI) is 4 / 10.