23.9201 USD
-0.1 (-0.4%)
Overall GAINZ gets a fundamental rating of 2 out of 10. We evaluated GAINZ against 237 industry peers in the Capital Markets industry. While GAINZ is still in line with the averages on profitability rating, there are concerns on its financial health. GAINZ has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year GAINZ was profitable.
- In the past year GAINZ has reported a negative cash flow from operations.
- Each year in the past 5 years GAINZ has been profitable.
- In multiple years GAINZ reported negative operating cash flow during the last 5 years.
1.2 Ratios
- With an excellent Return On Assets value of 8.11%, GAINZ belongs to the best of the industry, outperforming 82.35% of the companies in the same industry.
- With an excellent Return On Equity value of 17.33%, GAINZ belongs to the best of the industry, outperforming 82.35% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 0.92%, GAINZ is doing worse than 67.65% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for GAINZ is in line with the industry average of 7.27%.
- The 3 year average ROIC (5.77%) for GAINZ is well above the current ROIC(0.92%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROIC | 0.92% |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
1.3 Margins
- Looking at the Profit Margin, with a value of 104.69%, GAINZ belongs to the top of the industry, outperforming 97.90% of the companies in the same industry.
- In the last couple of years the Profit Margin of GAINZ has declined.
- GAINZ has a Operating Margin of 14.32%. This is in the lower half of the industry: GAINZ underperforms 61.34% of its industry peers.
- In the last couple of years the Operating Margin of GAINZ has declined.
- GAINZ has a Gross Margin of 1.75%. This is in the lower half of the industry: GAINZ underperforms 69.33% of its industry peers.
- GAINZ's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% |
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
2. Health
2.1 Basic Checks
- GAINZ has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, GAINZ has more shares outstanding
- The debt/assets ratio for GAINZ is higher compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.95, we must say that GAINZ is in the distress zone and has some risk of bankruptcy.
- GAINZ has a Altman-Z score (0.95) which is in line with its industry peers.
- A Debt/Equity ratio of 1.04 is on the high side and indicates that GAINZ has dependencies on debt financing.
- With a Debt to Equity ratio value of 1.04, GAINZ perfoms like the industry average, outperforming 47.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.19 indicates that GAINZ may have some problems paying its short term obligations.
- The Current ratio of GAINZ (0.19) is worse than 87.39% of its industry peers.
- GAINZ has a Quick Ratio of 0.19. This is a bad value and indicates that GAINZ is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.19, GAINZ is doing worse than 87.39% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
- The earnings per share for GAINZ have decreased by -1.02% in the last year.
- GAINZ shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.66% yearly.
- GAINZ shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -45.46%.
- Measured over the past years, GAINZ shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
3.2 Future
- Based on estimates for the next years, GAINZ will show a decrease in Earnings Per Share. The EPS will decrease by -3.46% on average per year.
- GAINZ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.31% yearly.
EPS Next Y-1.5%
EPS Next 2Y-3.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.22%
Revenue Next 2Y6.31%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 24.66, the valuation of GAINZ can be described as rather expensive.
- 67.23% of the companies in the same industry are cheaper than GAINZ, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 27.21, GAINZ is valued at the same level.
- With a Price/Forward Earnings ratio of 26.46, GAINZ can be considered very expensive at the moment.
- Based on the Price/Forward Earnings ratio, GAINZ is valued a bit more expensive than 63.87% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of GAINZ to the average of the S&P500 Index (25.98), we can say GAINZ is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.66 | ||
| Fwd PE | 26.46 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- A cheap valuation may be justified as GAINZ's earnings are expected to decrease with -3.46% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.46%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.91%, GAINZ is a good candidate for dividend investing.
- GAINZ's Dividend Yield is a higher than the industry average which is at 5.87.
- Compared to an average S&P500 Dividend Yield of 1.81, GAINZ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.91% |
5.2 History
- The dividend of GAINZ is nicely growing with an annual growth rate of 9.97%!
- GAINZ has been paying a dividend for over 5 years, so it has already some track record.
- GAINZ has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
- 87.69% of the earnings are spent on dividend by GAINZ. This is not a sustainable payout ratio.
- GAINZ's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.69%
EPS Next 2Y-3.46%
EPS Next 3YN/A
GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 / GAINZ FAQ
What is the fundamental rating for GAINZ stock?
ChartMill assigns a fundamental rating of 2 / 10 to GAINZ.
What is the valuation status of GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) stock?
ChartMill assigns a valuation rating of 1 / 10 to GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ). This can be considered as Overvalued.
Can you provide the profitability details for GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28?
GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for GAINZ stock?
The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) is 24.66 and the Price/Book (PB) ratio is 1.77.
Is the dividend of GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 sustainable?
The dividend rating of GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) is 5 / 10 and the dividend payout ratio is 87.69%.