GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) Fundamental Analysis & Valuation

NASDAQ:GAINZ • US3765468836

Current stock price

24 USD
0 (0%)
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This GAINZ fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. GAINZ Profitability Analysis

1.1 Basic Checks

  • GAINZ had positive earnings in the past year.
  • In the past year GAINZ has reported a negative cash flow from operations.
  • Each year in the past 5 years GAINZ has been profitable.
  • In multiple years GAINZ reported negative operating cash flow during the last 5 years.
GAINZ Yearly Net Income VS EBIT VS OCF VS FCFGAINZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

1.2 Ratios

  • With an excellent Return On Assets value of 9.72%, GAINZ belongs to the best of the industry, outperforming 82.85% of the companies in the same industry.
  • GAINZ has a better Return On Equity (20.20%) than 82.85% of its industry peers.
  • The Return On Invested Capital of GAINZ (0.58%) is worse than 70.29% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for GAINZ is in line with the industry average of 7.23%.
  • The last Return On Invested Capital (0.58%) for GAINZ is well below the 3 year average (5.77%), which needs to be investigated, but indicates that GAINZ had better years and this may not be a problem.
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROIC 0.58%
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
GAINZ Yearly ROA, ROE, ROICGAINZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • GAINZ has a Profit Margin of 125.45%. This is amongst the best in the industry. GAINZ outperforms 97.91% of its industry peers.
  • GAINZ's Profit Margin has declined in the last couple of years.
  • GAINZ has a worse Operating Margin (8.88%) than 67.36% of its industry peers.
  • GAINZ's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 8.88%
PM (TTM) 125.45%
GM N/A
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
GAINZ Yearly Profit, Operating, Gross MarginsGAINZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. GAINZ Health Analysis

2.1 Basic Checks

  • GAINZ has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for GAINZ has been increased compared to 5 years ago.
  • Compared to 1 year ago, GAINZ has a worse debt to assets ratio.
GAINZ Yearly Shares OutstandingGAINZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
GAINZ Yearly Total Debt VS Total AssetsGAINZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • Based on the Altman-Z score of 1.06, we must say that GAINZ is in the distress zone and has some risk of bankruptcy.
  • GAINZ's Altman-Z score of 1.06 is in line compared to the rest of the industry. GAINZ outperforms 58.58% of its industry peers.
  • A Debt/Equity ratio of 0.96 indicates that GAINZ is somewhat dependend on debt financing.
  • GAINZ has a Debt to Equity ratio (0.96) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Altman-Z 1.06
ROIC/WACCN/A
WACCN/A
GAINZ Yearly LT Debt VS Equity VS FCFGAINZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M

2.3 Liquidity

  • A Current Ratio of 0.15 indicates that GAINZ may have some problems paying its short term obligations.
  • With a Current ratio value of 0.15, GAINZ is not doing good in the industry: 90.38% of the companies in the same industry are doing better.
  • GAINZ has a Quick Ratio of 0.15. This is a bad value and indicates that GAINZ is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of GAINZ (0.15) is worse than 90.38% of its industry peers.
Industry RankSector Rank
Current Ratio 0.15
Quick Ratio 0.15
GAINZ Yearly Current Assets VS Current LiabilitesGAINZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. GAINZ Growth Analysis

3.1 Past

  • GAINZ shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
  • The Earnings Per Share has been decreasing by -2.66% on average over the past years.
  • The Revenue for GAINZ has decreased by -18.36% in the past year. This is quite bad
  • GAINZ shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%

3.2 Future

  • The Earnings Per Share is expected to decrease by -3.28% on average over the next years.
  • GAINZ is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.46% yearly.
EPS Next Y-4.66%
EPS Next 2Y-3.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year9.61%
Revenue Next 2Y8.46%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
GAINZ Yearly Revenue VS EstimatesGAINZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M
GAINZ Yearly EPS VS EstimatesGAINZ Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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1

4. GAINZ Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 25.26, the valuation of GAINZ can be described as expensive.
  • Based on the Price/Earnings ratio, GAINZ is valued a bit more expensive than the industry average as 71.13% of the companies are valued more cheaply.
  • When comparing the Price/Earnings ratio of GAINZ to the average of the S&P500 Index (26.78), we can say GAINZ is valued inline with the index average.
  • GAINZ is valuated quite expensively with a Price/Forward Earnings ratio of 26.45.
  • 66.53% of the companies in the same industry are cheaper than GAINZ, based on the Price/Forward Earnings ratio.
  • GAINZ's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.54.
Industry RankSector Rank
PE 25.26
Fwd PE 26.45
GAINZ Price Earnings VS Forward Price EarningsGAINZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GAINZ Per share dataGAINZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • A cheap valuation may be justified as GAINZ's earnings are expected to decrease with -3.28% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.28%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. GAINZ Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.95%, GAINZ is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 6.89, GAINZ pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.89, GAINZ pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.95%

5.2 History

  • The dividend of GAINZ is nicely growing with an annual growth rate of 9.97%!
  • GAINZ has been paying a dividend for over 5 years, so it has already some track record.
  • GAINZ has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years4
GAINZ Yearly Dividends per shareGAINZ Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • GAINZ pays out 46.94% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP46.94%
EPS Next 2Y-3.28%
EPS Next 3YN/A
GAINZ Yearly Income VS Free CF VS DividendGAINZ Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M
GAINZ Dividend Payout.GAINZ Dividend Payout, showing the Payout Ratio.GAINZ Dividend Payout.PayoutRetained Earnings

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GAINZ Fundamentals: All Metrics, Ratios and Statistics

GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28

NASDAQ:GAINZ (4/10/2026, 8:26:53 PM)

24

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)05-11
Inst Owners17.64%
Inst Owner ChangeN/A
Ins Owners1.75%
Ins Owner ChangeN/A
Market Cap955.68M
Revenue(TTM)95.86M
Net Income(TTM)120.25M
Analysts80
Price Target26.19 (9.13%)
Short Float %0.01%
Short Ratio0.9
Dividend
Industry RankSector Rank
Dividend Yield 6.95%
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP46.94%
Div Incr Years0
Div Non Decr Years4
Ex-Date04-15
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.45%
Min EPS beat(2)-10.19%
Max EPS beat(2)3.29%
EPS beat(4)3
Avg EPS beat(4)1.7%
Min EPS beat(4)-10.19%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-2.42%
EPS beat(12)3
Avg EPS beat(12)-3.67%
EPS beat(16)6
Avg EPS beat(16)0.08%
Revenue beat(2)1
Avg Revenue beat(2)-0.59%
Min Revenue beat(2)-1.58%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)0.09%
Min Revenue beat(4)-4.9%
Max Revenue beat(4)6.43%
Revenue beat(8)3
Avg Revenue beat(8)-2.52%
Revenue beat(12)3
Avg Revenue beat(12)-6.56%
Revenue beat(16)6
Avg Revenue beat(16)-2.18%
PT rev (1m)0%
PT rev (3m)5.19%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-7.23%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.2%
Revenue NQ rev (1m)3.82%
Revenue NQ rev (3m)3.82%
Revenue NY rev (1m)3.22%
Revenue NY rev (3m)0.88%
Valuation
Industry RankSector Rank
PE 25.26
Fwd PE 26.45
P/S 9.97
P/FCF N/A
P/OCF N/A
P/B 1.61
P/tB 1.61
EV/EBITDA N/A
EPS(TTM)0.95
EY3.96%
EPS(NY)0.91
Fwd EY3.78%
FCF(TTM)-0.14
FCFYN/A
OCF(TTM)-0.14
OCFYN/A
SpS2.41
BVpS14.95
TBVpS14.95
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.88
Profitability
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROCE 0.73%
ROIC 0.58%
ROICexc 0.58%
ROICexgc 0.58%
OM 8.88%
PM (TTM) 125.45%
GM N/A
FCFM N/A
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.25
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.15
Quick Ratio 0.15
Altman-Z 1.06
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
EPS Next Y-4.66%
EPS Next 2Y-3.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%
Revenue Next Year9.61%
Revenue Next 2Y8.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-84.2%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y91.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y91.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%

GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 / GAINZ Fundamental Analysis FAQ

What is the fundamental rating for GAINZ stock?

ChartMill assigns a fundamental rating of 3 / 10 to GAINZ.


What is the valuation status of GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) stock?

ChartMill assigns a valuation rating of 1 / 10 to GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ). This can be considered as Overvalued.


What is the profitability of GAINZ stock?

GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) has a profitability rating of 4 / 10.


Can you provide the financial health for GAINZ stock?

The financial health rating of GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) is 1 / 10.


What is the expected EPS growth for GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) stock?

The Earnings per Share (EPS) of GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) is expected to decline by -4.66% in the next year.