GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) Stock Fundamental Analysis
USA - NASDAQ:GAINZ - US3765468836
23.9999 USD
-0.04 (-0.17%)
We assign a fundamental rating of 3 out of 10 to GAINZ. GAINZ was compared to 237 industry peers in the Capital Markets industry. There are concerns on the financial health of GAINZ while its profitability can be described as average. GAINZ is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
GAINZ had positive earnings in the past year.
In the past year GAINZ has reported a negative cash flow from operations.
Each year in the past 5 years GAINZ has been profitable.
The reported operating cash flow has been mixed in the past 5 years: GAINZ reported negative operating cash flow in multiple years.
1.2 Ratios
With an excellent Return On Assets value of 7.55%, GAINZ belongs to the best of the industry, outperforming 83.97% of the companies in the same industry.
GAINZ has a better Return On Equity (16.41%) than 82.28% of its industry peers.
The Return On Invested Capital of GAINZ (6.91%) is better than 75.95% of its industry peers.
GAINZ had an Average Return On Invested Capital over the past 3 years of 5.77%. This is in line with the industry average of 7.59%.
The last Return On Invested Capital (6.91%) for GAINZ is above the 3 year average (5.77%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.55% | ||
| ROE | 16.41% | ||
| ROIC | 6.91% |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
1.3 Margins
GAINZ has a better Profit Margin (50.32%) than 89.87% of its industry peers.
In the last couple of years the Profit Margin of GAINZ has declined.
GAINZ's Operating Margin of 55.59% is amongst the best of the industry. GAINZ outperforms 92.41% of its industry peers.
In the last couple of years the Operating Margin of GAINZ has declined.
With a Gross Margin value of 50.13%, GAINZ perfoms like the industry average, outperforming 59.92% of the companies in the same industry.
In the last couple of years the Gross Margin of GAINZ has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 55.59% | ||
| PM (TTM) | 50.32% | ||
| GM | 50.13% |
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
2. Health
2.1 Basic Checks
The number of shares outstanding for GAINZ has been increased compared to 1 year ago.
GAINZ has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, GAINZ has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.35, we must say that GAINZ is in the distress zone and has some risk of bankruptcy.
GAINZ's Altman-Z score of 1.35 is fine compared to the rest of the industry. GAINZ outperforms 61.60% of its industry peers.
GAINZ has a Debt/Equity ratio of 1.07. This is a high value indicating a heavy dependency on external financing.
GAINZ has a Debt to Equity ratio (1.07) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.35 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.26 indicates that GAINZ may have some problems paying its short term obligations.
GAINZ's Current ratio of 0.26 is on the low side compared to the rest of the industry. GAINZ is outperformed by 83.54% of its industry peers.
A Quick Ratio of 0.26 indicates that GAINZ may have some problems paying its short term obligations.
With a Quick ratio value of 0.26, GAINZ is not doing good in the industry: 83.12% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.26 | ||
| Quick Ratio | 0.26 |
3. Growth
3.1 Past
The earnings per share for GAINZ have decreased by -1.02% in the last year.
Measured over the past years, GAINZ shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.66% on average per year.
The Revenue has grown by 33.75% in the past year. This is a very strong growth!
Measured over the past years, GAINZ shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
Revenue 1Y (TTM)33.75%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%-1.16%
3.2 Future
GAINZ is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.57% yearly.
Based on estimates for the next years, GAINZ will show a small growth in Revenue. The Revenue will grow by 5.77% on average per year.
EPS Next Y-1.45%
EPS Next 2Y-1.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.07%
Revenue Next 2Y5.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 24.74, the valuation of GAINZ can be described as rather expensive.
Based on the Price/Earnings ratio, GAINZ is valued a bit more expensive than the industry average as 66.24% of the companies are valued more cheaply.
The average S&P500 Price/Earnings ratio is at 26.51. GAINZ is around the same levels.
With a Price/Forward Earnings ratio of 25.54, GAINZ can be considered very expensive at the moment.
GAINZ's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. GAINZ is more expensive than 66.24% of the companies in the same industry.
GAINZ's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 22.53.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.74 | ||
| Fwd PE | 25.54 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
GAINZ has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.57%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.08%, GAINZ is a good candidate for dividend investing.
GAINZ's Dividend Yield is comparable with the industry average which is at 8.38.
Compared to an average S&P500 Dividend Yield of 2.38, GAINZ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.08% |
5.2 History
On average, the dividend of GAINZ grows each year by 9.97%, which is quite nice.
GAINZ has been paying a dividend for over 5 years, so it has already some track record.
GAINZ has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
101.65% of the earnings are spent on dividend by GAINZ. This is not a sustainable payout ratio.
GAINZ's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP101.65%
EPS Next 2Y-1.57%
EPS Next 3YN/A
GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28
NASDAQ:GAINZ (11/3/2025, 4:30:00 PM)
23.9999
-0.04 (-0.17%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners15.24%
Inst Owner ChangeN/A
Ins Owners1.83%
Ins Owner ChangeN/A
Market Cap917.28M
Revenue(TTM)158.21M
Net Income(TTM)79.62M
Analysts78.33
Price Target24.25 (1.04%)
Short Float %0.02%
Short Ratio1.9
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.08% |
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP101.65%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.85%
Min EPS beat(2)4.76%
Max EPS beat(2)8.93%
EPS beat(4)2
Avg EPS beat(4)1.44%
Min EPS beat(4)-5.12%
Max EPS beat(4)8.93%
EPS beat(8)2
Avg EPS beat(8)-3.36%
EPS beat(12)4
Avg EPS beat(12)1.74%
EPS beat(16)6
Avg EPS beat(16)-3.07%
Revenue beat(2)1
Avg Revenue beat(2)-2.52%
Min Revenue beat(2)-11.46%
Max Revenue beat(2)6.43%
Revenue beat(4)1
Avg Revenue beat(4)-4.02%
Min Revenue beat(4)-11.46%
Max Revenue beat(4)6.43%
Revenue beat(8)2
Avg Revenue beat(8)-6.89%
Revenue beat(12)4
Avg Revenue beat(12)-2.82%
Revenue beat(16)7
Avg Revenue beat(16)4.58%
PT rev (1m)1.72%
PT rev (3m)3.62%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.47%
EPS NY rev (1m)0%
EPS NY rev (3m)5.42%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.14%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.74 | ||
| Fwd PE | 25.54 | ||
| P/S | 5.8 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.89 | ||
| P/tB | 1.89 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.97
EY4.04%
EPS(NY)0.94
Fwd EY3.92%
FCF(TTM)-1.21
FCFYN/A
OCF(TTM)-1.21
OCFYN/A
SpS4.14
BVpS12.7
TBVpS12.7
PEG (NY)N/A
PEG (5Y)N/A
Graham Number16.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.55% | ||
| ROE | 16.41% | ||
| ROCE | 8.75% | ||
| ROIC | 6.91% | ||
| ROICexc | 6.94% | ||
| ROICexgc | 6.95% | ||
| OM | 55.59% | ||
| PM (TTM) | 50.32% | ||
| GM | 50.13% | ||
| FCFM | N/A |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
F-Score3
Asset Turnover0.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.26 | ||
| Quick Ratio | 0.26 | ||
| Altman-Z | 1.35 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
EPS Next Y-1.45%
EPS Next 2Y-1.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)33.75%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%-1.16%
Revenue Next Year7.07%
Revenue Next 2Y5.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y60.33%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y43.8%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y43.8%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%
GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 / GAINZ FAQ
What is the fundamental rating for GAINZ stock?
ChartMill assigns a fundamental rating of 3 / 10 to GAINZ.
Can you provide the valuation status for GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28?
ChartMill assigns a valuation rating of 1 / 10 to GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ). This can be considered as Overvalued.
Can you provide the profitability details for GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28?
GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) has a profitability rating of 6 / 10.
Can you provide the financial health for GAINZ stock?
The financial health rating of GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) is 1 / 10.
Is the dividend of GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 sustainable?
The dividend rating of GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) is 5 / 10 and the dividend payout ratio is 101.65%.