24.05 USD
+0.01 (+0.04%)
We assign a fundamental rating of 2 out of 10 to GAINZ. GAINZ was compared to 238 industry peers in the Capital Markets industry. GAINZ has a medium profitability rating, but doesn't score so well on its financial health evaluation. GAINZ has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
GAINZ had positive earnings in the past year.
In the past year GAINZ has reported a negative cash flow from operations.
In the past 5 years GAINZ has always been profitable.
In multiple years GAINZ reported negative operating cash flow during the last 5 years.
1.2 Ratios
With an excellent Return On Assets value of 8.11%, GAINZ belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
GAINZ's Return On Equity of 17.33% is amongst the best of the industry. GAINZ outperforms 82.77% of its industry peers.
GAINZ's Return On Invested Capital of 0.92% is on the low side compared to the rest of the industry. GAINZ is outperformed by 67.65% of its industry peers.
GAINZ had an Average Return On Invested Capital over the past 3 years of 5.77%. This is in line with the industry average of 7.00%.
The 3 year average ROIC (5.77%) for GAINZ is well above the current ROIC(0.92%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROIC | 0.92% |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
1.3 Margins
The Profit Margin of GAINZ (104.69%) is better than 97.90% of its industry peers.
In the last couple of years the Profit Margin of GAINZ has declined.
GAINZ has a Operating Margin of 14.32%. This is in the lower half of the industry: GAINZ underperforms 60.92% of its industry peers.
In the last couple of years the Operating Margin of GAINZ has declined.
GAINZ has a Gross Margin of 1.75%. This is in the lower half of the industry: GAINZ underperforms 69.33% of its industry peers.
GAINZ's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% |
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
2. Health
2.1 Basic Checks
Compared to 1 year ago, GAINZ has more shares outstanding
Compared to 5 years ago, GAINZ has more shares outstanding
Compared to 1 year ago, GAINZ has a worse debt to assets ratio.
2.2 Solvency
GAINZ has an Altman-Z score of 0.96. This is a bad value and indicates that GAINZ is not financially healthy and even has some risk of bankruptcy.
GAINZ has a Altman-Z score (0.96) which is in line with its industry peers.
A Debt/Equity ratio of 1.04 is on the high side and indicates that GAINZ has dependencies on debt financing.
With a Debt to Equity ratio value of 1.04, GAINZ perfoms like the industry average, outperforming 47.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.96 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
GAINZ has a Current Ratio of 0.19. This is a bad value and indicates that GAINZ is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.19, GAINZ is doing worse than 88.24% of the companies in the same industry.
GAINZ has a Quick Ratio of 0.19. This is a bad value and indicates that GAINZ is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.19, GAINZ is not doing good in the industry: 88.24% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
The earnings per share for GAINZ have decreased by -1.02% in the last year.
Measured over the past years, GAINZ shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.66% on average per year.
Looking at the last year, GAINZ shows a very negative growth in Revenue. The Revenue has decreased by -45.46% in the last year.
GAINZ shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
3.2 Future
The Earnings Per Share is expected to decrease by -2.77% on average over the next years.
GAINZ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.51% yearly.
EPS Next Y-0.73%
EPS Next 2Y-2.77%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.99%
Revenue Next 2Y6.51%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 24.79, which indicates a rather expensive current valuation of GAINZ.
Based on the Price/Earnings ratio, GAINZ is valued a bit more expensive than the industry average as 64.29% of the companies are valued more cheaply.
When comparing the Price/Earnings ratio of GAINZ to the average of the S&P500 Index (26.59), we can say GAINZ is valued inline with the index average.
GAINZ is valuated quite expensively with a Price/Forward Earnings ratio of 26.23.
65.97% of the companies in the same industry are cheaper than GAINZ, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.03, GAINZ is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.79 | ||
| Fwd PE | 26.23 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
GAINZ's earnings are expected to decrease with -2.77% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-2.77%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.86%, GAINZ is a good candidate for dividend investing.
GAINZ's Dividend Yield is a higher than the industry average which is at 6.43.
GAINZ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.86% |
5.2 History
On average, the dividend of GAINZ grows each year by 9.97%, which is quite nice.
GAINZ has been paying a dividend for over 5 years, so it has already some track record.
GAINZ has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
87.69% of the earnings are spent on dividend by GAINZ. This is not a sustainable payout ratio.
GAINZ's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.69%
EPS Next 2Y-2.77%
EPS Next 3YN/A
GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28
NASDAQ:GAINZ (12/24/2025, 7:34:20 PM)
24.05
+0.01 (+0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners16.59%
Inst Owner ChangeN/A
Ins Owners1.76%
Ins Owner ChangeN/A
Market Cap953.58M
Revenue(TTM)88.68M
Net Income(TTM)92.84M
Analysts78.33
Price Target24.72 (2.79%)
Short Float %0.02%
Short Ratio2
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.86% |
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP87.69%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.03%
Min EPS beat(2)3.29%
Max EPS beat(2)4.76%
EPS beat(4)3
Avg EPS beat(4)3.54%
Min EPS beat(4)-2.81%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-1.66%
EPS beat(12)4
Avg EPS beat(12)-1.73%
EPS beat(16)7
Avg EPS beat(16)1.13%
Revenue beat(2)1
Avg Revenue beat(2)-2.25%
Min Revenue beat(2)-4.9%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-8.43%
Max Revenue beat(4)6.43%
Revenue beat(8)3
Avg Revenue beat(8)-4.57%
Revenue beat(12)4
Avg Revenue beat(12)-4.36%
Revenue beat(16)7
Avg Revenue beat(16)4.28%
PT rev (1m)1.15%
PT rev (3m)3.69%
EPS NQ rev (1m)-2.53%
EPS NQ rev (3m)-1.7%
EPS NY rev (1m)0.73%
EPS NY rev (3m)2.32%
Revenue NQ rev (1m)0.92%
Revenue NQ rev (3m)0.92%
Revenue NY rev (1m)0.86%
Revenue NY rev (3m)0.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.79 | ||
| Fwd PE | 26.23 | ||
| P/S | 10.75 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.78 | ||
| P/tB | 1.78 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.97
EY4.03%
EPS(NY)0.92
Fwd EY3.81%
FCF(TTM)-4.29
FCFYN/A
OCF(TTM)-4.29
OCFYN/A
SpS2.24
BVpS13.51
TBVpS13.51
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.92% | ||
| ROICexgc | 0.92% | ||
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% | ||
| FCFM | N/A |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
F-Score3
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.43 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 | ||
| Altman-Z | 0.96 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
EPS Next Y-0.73%
EPS Next 2Y-2.77%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
Revenue Next Year7.99%
Revenue Next 2Y6.51%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-88.01%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-85.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y-85.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%
GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 / GAINZ FAQ
What is the fundamental rating for GAINZ stock?
ChartMill assigns a fundamental rating of 2 / 10 to GAINZ.
Can you provide the valuation status for GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28?
ChartMill assigns a valuation rating of 1 / 10 to GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ). This can be considered as Overvalued.
Can you provide the profitability details for GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28?
GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) has a profitability rating of 4 / 10.
Can you provide the financial health for GAINZ stock?
The financial health rating of GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) is 0 / 10.
Is the dividend of GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 sustainable?
The dividend rating of GLADSTONE INVESTMENT COR - GAIN 4 7/8 11/01/28 (GAINZ) is 5 / 10 and the dividend payout ratio is 87.69%.