GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) Fundamental Analysis & Valuation

NASDAQ:GAINN • US3765468000

Current stock price

24.97 USD
+0.01 (+0.04%)
Last:

This GAINN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. GAINN Profitability Analysis

1.1 Basic Checks

  • GAINN had positive earnings in the past year.
  • GAINN had a negative operating cash flow in the past year.
  • Each year in the past 5 years GAINN has been profitable.
  • In multiple years GAINN reported negative operating cash flow during the last 5 years.
GAINN Yearly Net Income VS EBIT VS OCF VS FCFGAINN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

1.2 Ratios

  • With an excellent Return On Assets value of 9.72%, GAINN belongs to the best of the industry, outperforming 82.50% of the companies in the same industry.
  • The Return On Equity of GAINN (20.20%) is better than 81.67% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 0.58%, GAINN is doing worse than 71.25% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for GAINN is in line with the industry average of 7.28%.
  • The 3 year average ROIC (5.77%) for GAINN is well above the current ROIC(0.58%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROIC 0.58%
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
GAINN Yearly ROA, ROE, ROICGAINN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • GAINN's Profit Margin of 125.45% is amongst the best of the industry. GAINN outperforms 97.92% of its industry peers.
  • In the last couple of years the Profit Margin of GAINN has declined.
  • With a Operating Margin value of 8.88%, GAINN is not doing good in the industry: 67.92% of the companies in the same industry are doing better.
  • GAINN's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 8.88%
PM (TTM) 125.45%
GM N/A
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
GAINN Yearly Profit, Operating, Gross MarginsGAINN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. GAINN Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for GAINN has been increased compared to 1 year ago.
  • The number of shares outstanding for GAINN has been increased compared to 5 years ago.
  • The debt/assets ratio for GAINN is higher compared to a year ago.
GAINN Yearly Shares OutstandingGAINN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
GAINN Yearly Total Debt VS Total AssetsGAINN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • GAINN has an Altman-Z score of 1.10. This is a bad value and indicates that GAINN is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.10, GAINN is in line with its industry, outperforming 59.58% of the companies in the same industry.
  • GAINN has a Debt/Equity ratio of 0.96. This is a neutral value indicating GAINN is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.96, GAINN perfoms like the industry average, outperforming 52.50% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Altman-Z 1.1
ROIC/WACCN/A
WACCN/A
GAINN Yearly LT Debt VS Equity VS FCFGAINN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M

2.3 Liquidity

  • GAINN has a Current Ratio of 0.15. This is a bad value and indicates that GAINN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of GAINN (0.15) is worse than 90.83% of its industry peers.
  • A Quick Ratio of 0.15 indicates that GAINN may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.15, GAINN is doing worse than 90.83% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.15
Quick Ratio 0.15
GAINN Yearly Current Assets VS Current LiabilitesGAINN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. GAINN Growth Analysis

3.1 Past

  • The earnings per share for GAINN have decreased by 0.00% in the last year.
  • Measured over the past years, GAINN shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.66% on average per year.
  • The Revenue for GAINN has decreased by -18.36% in the past year. This is quite bad
  • GAINN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%

3.2 Future

  • The Earnings Per Share is expected to decrease by -3.28% on average over the next years.
  • The Revenue is expected to grow by 8.46% on average over the next years. This is quite good.
EPS Next Y-4.66%
EPS Next 2Y-3.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year9.61%
Revenue Next 2Y8.46%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
GAINN Yearly Revenue VS EstimatesGAINN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M
GAINN Yearly EPS VS EstimatesGAINN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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0

4. GAINN Valuation Analysis

4.1 Price/Earnings Ratio

  • GAINN is valuated quite expensively with a Price/Earnings ratio of 26.28.
  • Based on the Price/Earnings ratio, GAINN is valued a bit more expensive than the industry average as 71.25% of the companies are valued more cheaply.
  • The average S&P500 Price/Earnings ratio is at 27.47. GAINN is around the same levels.
  • A Price/Forward Earnings ratio of 27.52 indicates a quite expensive valuation of GAINN.
  • GAINN's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. GAINN is more expensive than 67.92% of the companies in the same industry.
  • GAINN is valuated rather expensively when we compare the Price/Forward Earnings ratio to 22.62, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 26.28
Fwd PE 27.52
GAINN Price Earnings VS Forward Price EarningsGAINN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GAINN Per share dataGAINN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • A cheap valuation may be justified as GAINN's earnings are expected to decrease with -3.28% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.28%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. GAINN Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.19%, GAINN is a good candidate for dividend investing.
  • GAINN's Dividend Yield is a higher than the industry average which is at 6.46.
  • GAINN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 6.19%

5.2 History

  • The dividend of GAINN is nicely growing with an annual growth rate of 9.97%!
  • GAINN has been paying a dividend for over 5 years, so it has already some track record.
  • GAINN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years4
GAINN Yearly Dividends per shareGAINN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • GAINN pays out 46.94% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP46.94%
EPS Next 2Y-3.28%
EPS Next 3YN/A
GAINN Yearly Income VS Free CF VS DividendGAINN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M
GAINN Dividend Payout.GAINN Dividend Payout, showing the Payout Ratio.GAINN Dividend Payout.PayoutRetained Earnings

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GAINN Fundamentals: All Metrics, Ratios and Statistics

GLADSTONE INVESTMENT COR - GAIN 5 05/01/26

NASDAQ:GAINN (4/23/2026, 8:13:44 PM)

24.97

+0.01 (+0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)05-12
Inst Owners17.63%
Inst Owner ChangeN/A
Ins Owners1.75%
Ins Owner ChangeN/A
Market Cap994.31M
Revenue(TTM)95.86M
Net Income(TTM)120.25M
Analysts80
Price Target25.29 (1.28%)
Short Float %0%
Short Ratio0.26
Dividend
Industry RankSector Rank
Dividend Yield 6.19%
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP46.94%
Div Incr Years0
Div Non Decr Years4
Ex-Date04-15
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.45%
Min EPS beat(2)-10.19%
Max EPS beat(2)3.29%
EPS beat(4)3
Avg EPS beat(4)1.7%
Min EPS beat(4)-10.19%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-2.42%
EPS beat(12)3
Avg EPS beat(12)-3.67%
EPS beat(16)6
Avg EPS beat(16)0.08%
Revenue beat(2)1
Avg Revenue beat(2)-0.59%
Min Revenue beat(2)-1.58%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)0.09%
Min Revenue beat(4)-4.9%
Max Revenue beat(4)6.43%
Revenue beat(8)3
Avg Revenue beat(8)-2.52%
Revenue beat(12)3
Avg Revenue beat(12)-6.56%
Revenue beat(16)6
Avg Revenue beat(16)-2.18%
PT rev (1m)-3.61%
PT rev (3m)-3.56%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-7.23%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.2%
Valuation
Industry RankSector Rank
PE 26.28
Fwd PE 27.52
P/S 10.37
P/FCF N/A
P/OCF N/A
P/B 1.67
P/tB 1.67
EV/EBITDA N/A
EPS(TTM)0.95
EY3.8%
EPS(NY)0.91
Fwd EY3.63%
FCF(TTM)-0.14
FCFYN/A
OCF(TTM)-0.14
OCFYN/A
SpS2.41
BVpS14.95
TBVpS14.95
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.8776 (-28.4%)
Profitability
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROCE 0.73%
ROIC 0.58%
ROICexc 0.58%
ROICexgc 0.58%
OM 8.88%
PM (TTM) 125.45%
GM N/A
FCFM N/A
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.25
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.15
Quick Ratio 0.15
Altman-Z 1.1
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
EPS Next Y-4.66%
EPS Next 2Y-3.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%
Revenue Next Year9.61%
Revenue Next 2Y8.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-84.2%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y91.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y91.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%

GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 / GAINN Fundamental Analysis FAQ

What is the ChartMill fundamental rating of GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?

ChartMill assigns a fundamental rating of 3 / 10 to GAINN.


What is the valuation status for GAINN stock?

ChartMill assigns a valuation rating of 0 / 10 to GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN). This can be considered as Overvalued.


Can you provide the profitability details for GLADSTONE INVESTMENT COR - GAIN 5 05/01/26?

GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) has a profitability rating of 4 / 10.


What is the valuation of GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 based on its PE and PB ratios?

The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) is 26.28 and the Price/Book (PB) ratio is 1.67.


How sustainable is the dividend of GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?

The dividend rating of GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) is 6 / 10 and the dividend payout ratio is 46.94%.