GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) Stock Fundamental Analysis

NASDAQ:GAINN • US3765468000

25.04 USD
-0.03 (-0.13%)
Last: Feb 20, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to GAINN. GAINN was compared to 238 industry peers in the Capital Markets industry. GAINN has a medium profitability rating, but doesn't score so well on its financial health evaluation. GAINN has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year GAINN was profitable.
  • GAINN had a negative operating cash flow in the past year.
  • Each year in the past 5 years GAINN has been profitable.
  • In multiple years GAINN reported negative operating cash flow during the last 5 years.
GAINN Yearly Net Income VS EBIT VS OCF VS FCFGAINN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 9.72%, GAINN belongs to the top of the industry, outperforming 82.28% of the companies in the same industry.
  • GAINN has a better Return On Equity (20.20%) than 87.34% of its industry peers.
  • The Return On Invested Capital of GAINN (0.58%) is worse than 68.78% of its industry peers.
  • GAINN had an Average Return On Invested Capital over the past 3 years of 5.77%. This is in line with the industry average of 7.31%.
  • The last Return On Invested Capital (0.58%) for GAINN is well below the 3 year average (5.77%), which needs to be investigated, but indicates that GAINN had better years and this may not be a problem.
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROIC 0.58%
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
GAINN Yearly ROA, ROE, ROICGAINN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • GAINN's Profit Margin of 125.45% is amongst the best of the industry. GAINN outperforms 97.47% of its industry peers.
  • In the last couple of years the Profit Margin of GAINN has declined.
  • GAINN has a worse Operating Margin (8.88%) than 66.67% of its industry peers.
  • GAINN's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 8.88%
PM (TTM) 125.45%
GM N/A
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
GAINN Yearly Profit, Operating, Gross MarginsGAINN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • The number of shares outstanding for GAINN has been increased compared to 1 year ago.
  • GAINN has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, GAINN has a worse debt to assets ratio.
GAINN Yearly Shares OutstandingGAINN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
GAINN Yearly Total Debt VS Total AssetsGAINN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • GAINN has an Altman-Z score of 1.10. This is a bad value and indicates that GAINN is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of 1.10, GAINN perfoms like the industry average, outperforming 58.23% of the companies in the same industry.
  • GAINN has a Debt/Equity ratio of 0.96. This is a neutral value indicating GAINN is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.96, GAINN is in line with its industry, outperforming 49.79% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Altman-Z 1.1
ROIC/WACCN/A
WACCN/A
GAINN Yearly LT Debt VS Equity VS FCFGAINN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M

2.3 Liquidity

  • GAINN has a Current Ratio of 0.15. This is a bad value and indicates that GAINN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GAINN has a worse Current ratio (0.15) than 88.61% of its industry peers.
  • GAINN has a Quick Ratio of 0.15. This is a bad value and indicates that GAINN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GAINN's Quick ratio of 0.15 is on the low side compared to the rest of the industry. GAINN is outperformed by 88.61% of its industry peers.
Industry RankSector Rank
Current Ratio 0.15
Quick Ratio 0.15
GAINN Yearly Current Assets VS Current LiabilitesGAINN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The earnings per share for GAINN have decreased by 0.00% in the last year.
  • The Earnings Per Share has been decreasing by -2.66% on average over the past years.
  • GAINN shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -18.36%.
  • GAINN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%

3.2 Future

  • GAINN is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.46% yearly.
  • Based on estimates for the next years, GAINN will show a small growth in Revenue. The Revenue will grow by 6.31% on average per year.
EPS Next Y-1.5%
EPS Next 2Y-3.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.22%
Revenue Next 2Y6.31%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
GAINN Yearly Revenue VS EstimatesGAINN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M
GAINN Yearly EPS VS EstimatesGAINN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • GAINN is valuated quite expensively with a Price/Earnings ratio of 26.36.
  • Based on the Price/Earnings ratio, GAINN is valued a bit more expensive than 70.46% of the companies in the same industry.
  • GAINN is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.99, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 27.70, the valuation of GAINN can be described as expensive.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of GAINN indicates a slightly more expensive valuation: GAINN is more expensive than 66.67% of the companies listed in the same industry.
  • GAINN is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 28.06, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 26.36
Fwd PE 27.7
GAINN Price Earnings VS Forward Price EarningsGAINN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GAINN Per share dataGAINN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • GAINN's earnings are expected to decrease with -3.46% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.46%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 6.90%, GAINN is a good candidate for dividend investing.
  • GAINN's Dividend Yield is a higher than the industry average which is at 6.09.
  • Compared to an average S&P500 Dividend Yield of 1.81, GAINN pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.9%

5.2 History

  • On average, the dividend of GAINN grows each year by 9.97%, which is quite nice.
  • GAINN has been paying a dividend for over 5 years, so it has already some track record.
  • GAINN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years3
GAINN Yearly Dividends per shareGAINN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • GAINN pays out 46.94% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP46.94%
EPS Next 2Y-3.46%
EPS Next 3YN/A
GAINN Yearly Income VS Free CF VS DividendGAINN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M
GAINN Dividend Payout.GAINN Dividend Payout, showing the Payout Ratio.GAINN Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

GLADSTONE INVESTMENT COR - GAIN 5 05/01/26

NASDAQ:GAINN (2/20/2026, 8:00:01 PM)

25.04

-0.03 (-0.13%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)05-11
Inst Owners16.58%
Inst Owner ChangeN/A
Ins Owners1.76%
Ins Owner ChangeN/A
Market Cap997.09M
Revenue(TTM)95.86M
Net Income(TTM)120.25M
Analysts78.33
Price Target26.24 (4.79%)
Short Float %0%
Short Ratio0.19
Dividend
Industry RankSector Rank
Dividend Yield 6.9%
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP46.94%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.45%
Min EPS beat(2)-10.19%
Max EPS beat(2)3.29%
EPS beat(4)3
Avg EPS beat(4)1.7%
Min EPS beat(4)-10.19%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-2.42%
EPS beat(12)3
Avg EPS beat(12)-3.67%
EPS beat(16)6
Avg EPS beat(16)0.08%
Revenue beat(2)1
Avg Revenue beat(2)-0.59%
Min Revenue beat(2)-1.58%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)0.09%
Min Revenue beat(4)-4.9%
Max Revenue beat(4)6.43%
Revenue beat(8)3
Avg Revenue beat(8)-2.52%
Revenue beat(12)3
Avg Revenue beat(12)-6.56%
Revenue beat(16)6
Avg Revenue beat(16)-2.18%
PT rev (1m)0.98%
PT rev (3m)3.48%
EPS NQ rev (1m)-5.07%
EPS NQ rev (3m)-6.46%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.06%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.26%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.79%
Valuation
Industry RankSector Rank
PE 26.36
Fwd PE 27.7
P/S 10.4
P/FCF N/A
P/OCF N/A
P/B 1.67
P/tB 1.67
EV/EBITDA N/A
EPS(TTM)0.95
EY3.79%
EPS(NY)0.9
Fwd EY3.61%
FCF(TTM)-0.14
FCFYN/A
OCF(TTM)-0.14
OCFYN/A
SpS2.41
BVpS14.95
TBVpS14.95
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.88
Profitability
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROCE 0.73%
ROIC 0.58%
ROICexc 0.58%
ROICexgc 0.58%
OM 8.88%
PM (TTM) 125.45%
GM N/A
FCFM N/A
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.25
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.15
Quick Ratio 0.15
Altman-Z 1.1
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
EPS Next Y-1.5%
EPS Next 2Y-3.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%
Revenue Next Year6.22%
Revenue Next 2Y6.31%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-84.2%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y91.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y91.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%

GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 / GAINN FAQ

What is the ChartMill fundamental rating of GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?

ChartMill assigns a fundamental rating of 2 / 10 to GAINN.


What is the valuation status for GAINN stock?

ChartMill assigns a valuation rating of 1 / 10 to GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN). This can be considered as Overvalued.


How profitable is GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?

GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for GAINN stock?

The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) is 26.36 and the Price/Book (PB) ratio is 1.67.


What is the expected EPS growth for GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?

The Earnings per Share (EPS) of GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) is expected to decline by -1.5% in the next year.