GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) Fundamental Analysis & Valuation

NASDAQ:GAINN • US3765468000

Current stock price

25.18 USD
+0.02 (+0.08%)
Last:

This GAINN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. GAINN Profitability Analysis

1.1 Basic Checks

  • In the past year GAINN was profitable.
  • In the past year GAINN has reported a negative cash flow from operations.
  • Each year in the past 5 years GAINN has been profitable.
  • In multiple years GAINN reported negative operating cash flow during the last 5 years.
GAINN Yearly Net Income VS EBIT VS OCF VS FCFGAINN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

1.2 Ratios

  • The Return On Assets of GAINN (9.72%) is better than 82.23% of its industry peers.
  • GAINN has a better Return On Equity (20.20%) than 83.06% of its industry peers.
  • The Return On Invested Capital of GAINN (0.58%) is worse than 69.42% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for GAINN is in line with the industry average of 7.15%.
  • The 3 year average ROIC (5.77%) for GAINN is well above the current ROIC(0.58%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROIC 0.58%
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
GAINN Yearly ROA, ROE, ROICGAINN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • GAINN has a Profit Margin of 125.45%. This is amongst the best in the industry. GAINN outperforms 97.52% of its industry peers.
  • GAINN's Profit Margin has declined in the last couple of years.
  • With a Operating Margin value of 8.88%, GAINN is not doing good in the industry: 67.36% of the companies in the same industry are doing better.
  • In the last couple of years the Operating Margin of GAINN has declined.
Industry RankSector Rank
OM 8.88%
PM (TTM) 125.45%
GM N/A
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
GAINN Yearly Profit, Operating, Gross MarginsGAINN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80 100

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. GAINN Health Analysis

2.1 Basic Checks

  • GAINN has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for GAINN has been increased compared to 5 years ago.
  • The debt/assets ratio for GAINN is higher compared to a year ago.
GAINN Yearly Shares OutstandingGAINN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
GAINN Yearly Total Debt VS Total AssetsGAINN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • Based on the Altman-Z score of 1.10, we must say that GAINN is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of GAINN (1.10) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.96 indicates that GAINN is somewhat dependend on debt financing.
  • GAINN has a Debt to Equity ratio (0.96) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Altman-Z 1.1
ROIC/WACCN/A
WACCN/A
GAINN Yearly LT Debt VS Equity VS FCFGAINN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M

2.3 Liquidity

  • A Current Ratio of 0.15 indicates that GAINN may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.15, GAINN is doing worse than 89.26% of the companies in the same industry.
  • GAINN has a Quick Ratio of 0.15. This is a bad value and indicates that GAINN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GAINN has a Quick ratio of 0.15. This is amonst the worse of the industry: GAINN underperforms 89.26% of its industry peers.
Industry RankSector Rank
Current Ratio 0.15
Quick Ratio 0.15
GAINN Yearly Current Assets VS Current LiabilitesGAINN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. GAINN Growth Analysis

3.1 Past

  • The earnings per share for GAINN have decreased by 0.00% in the last year.
  • Measured over the past years, GAINN shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.66% on average per year.
  • The Revenue for GAINN has decreased by -18.36% in the past year. This is quite bad
  • GAINN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%

3.2 Future

  • Based on estimates for the next years, GAINN will show a decrease in Earnings Per Share. The EPS will decrease by -3.28% on average per year.
  • Based on estimates for the next years, GAINN will show a small growth in Revenue. The Revenue will grow by 6.31% on average per year.
EPS Next Y-4.66%
EPS Next 2Y-3.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.19%
Revenue Next 2Y6.31%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
GAINN Yearly Revenue VS EstimatesGAINN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M
GAINN Yearly EPS VS EstimatesGAINN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

More info and screens

Find the best growth stocksShow best growing peers

1

4. GAINN Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 26.51, which means the current valuation is very expensive for GAINN.
  • Based on the Price/Earnings ratio, GAINN is valued a bit more expensive than 71.49% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 25.79, GAINN is valued at the same level.
  • Based on the Price/Forward Earnings ratio of 27.75, the valuation of GAINN can be described as expensive.
  • Based on the Price/Forward Earnings ratio, GAINN is valued a bit more expensive than the industry average as 66.53% of the companies are valued more cheaply.
  • GAINN's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.80.
Industry RankSector Rank
PE 26.51
Fwd PE 27.75
GAINN Price Earnings VS Forward Price EarningsGAINN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GAINN Per share dataGAINN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • A cheap valuation may be justified as GAINN's earnings are expected to decrease with -3.28% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.28%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. GAINN Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.83%, GAINN is a good candidate for dividend investing.
  • GAINN's Dividend Yield is a higher than the industry average which is at 6.96.
  • GAINN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 6.83%

5.2 History

  • The dividend of GAINN is nicely growing with an annual growth rate of 9.97%!
  • GAINN has been paying a dividend for over 5 years, so it has already some track record.
  • GAINN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years3
GAINN Yearly Dividends per shareGAINN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 46.94% of the earnings are spent on dividend by GAINN. This is a bit on the high side, but may be sustainable.
DP46.94%
EPS Next 2Y-3.28%
EPS Next 3YN/A
GAINN Yearly Income VS Free CF VS DividendGAINN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M
GAINN Dividend Payout.GAINN Dividend Payout, showing the Payout Ratio.GAINN Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

GAINN Fundamentals: All Metrics, Ratios and Statistics

GLADSTONE INVESTMENT COR - GAIN 5 05/01/26

NASDAQ:GAINN (3/19/2026, 3:42:32 PM)

25.18

+0.02 (+0.08%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)05-11
Inst Owners17.64%
Inst Owner ChangeN/A
Ins Owners1.75%
Ins Owner ChangeN/A
Market Cap1.00B
Revenue(TTM)95.86M
Net Income(TTM)120.25M
Analysts80
Price Target26.24 (4.21%)
Short Float %0%
Short Ratio0.49
Dividend
Industry RankSector Rank
Dividend Yield 6.83%
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP46.94%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.45%
Min EPS beat(2)-10.19%
Max EPS beat(2)3.29%
EPS beat(4)3
Avg EPS beat(4)1.7%
Min EPS beat(4)-10.19%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-2.42%
EPS beat(12)3
Avg EPS beat(12)-3.67%
EPS beat(16)6
Avg EPS beat(16)0.08%
Revenue beat(2)1
Avg Revenue beat(2)-0.59%
Min Revenue beat(2)-1.58%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)0.09%
Min Revenue beat(4)-4.9%
Max Revenue beat(4)6.43%
Revenue beat(8)3
Avg Revenue beat(8)-2.52%
Revenue beat(12)3
Avg Revenue beat(12)-6.56%
Revenue beat(16)6
Avg Revenue beat(16)-2.18%
PT rev (1m)0%
PT rev (3m)0.98%
EPS NQ rev (1m)-2.27%
EPS NQ rev (3m)-7.8%
EPS NY rev (1m)-3.2%
EPS NY rev (3m)-3.95%
Revenue NQ rev (1m)3.82%
Revenue NQ rev (3m)2.4%
Revenue NY rev (1m)-0.03%
Revenue NY rev (3m)-1.67%
Valuation
Industry RankSector Rank
PE 26.51
Fwd PE 27.75
P/S 10.46
P/FCF N/A
P/OCF N/A
P/B 1.68
P/tB 1.68
EV/EBITDA N/A
EPS(TTM)0.95
EY3.77%
EPS(NY)0.91
Fwd EY3.6%
FCF(TTM)-0.14
FCFYN/A
OCF(TTM)-0.14
OCFYN/A
SpS2.41
BVpS14.95
TBVpS14.95
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.88
Profitability
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROCE 0.73%
ROIC 0.58%
ROICexc 0.58%
ROICexgc 0.58%
OM 8.88%
PM (TTM) 125.45%
GM N/A
FCFM N/A
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.25
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.15
Quick Ratio 0.15
Altman-Z 1.1
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
EPS Next Y-4.66%
EPS Next 2Y-3.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%
Revenue Next Year6.19%
Revenue Next 2Y6.31%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-84.2%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y91.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y91.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%

GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 / GAINN Fundamental Analysis FAQ

What is the ChartMill fundamental rating of GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?

ChartMill assigns a fundamental rating of 2 / 10 to GAINN.


What is the valuation status for GAINN stock?

ChartMill assigns a valuation rating of 1 / 10 to GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN). This can be considered as Overvalued.


How profitable is GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?

GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for GAINN stock?

The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) is 26.51 and the Price/Book (PB) ratio is 1.68.


What is the expected EPS growth for GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?

The Earnings per Share (EPS) of GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) is expected to decline by -4.66% in the next year.