GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) Fundamental Analysis & Valuation

NASDAQ:GAINN • US3765468000

Current stock price

25.1323 USD
-0.03 (-0.13%)
Last:

This GAINN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. GAINN Profitability Analysis

1.1 Basic Checks

  • In the past year GAINN was profitable.
  • GAINN had a negative operating cash flow in the past year.
  • In the past 5 years GAINN has always been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: GAINN reported negative operating cash flow in multiple years.
GAINN Yearly Net Income VS EBIT VS OCF VS FCFGAINN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

1.2 Ratios

  • With an excellent Return On Assets value of 9.72%, GAINN belongs to the best of the industry, outperforming 82.01% of the companies in the same industry.
  • GAINN has a better Return On Equity (20.20%) than 82.43% of its industry peers.
  • GAINN has a worse Return On Invested Capital (0.58%) than 69.87% of its industry peers.
  • GAINN had an Average Return On Invested Capital over the past 3 years of 5.77%. This is in line with the industry average of 7.27%.
  • The last Return On Invested Capital (0.58%) for GAINN is well below the 3 year average (5.77%), which needs to be investigated, but indicates that GAINN had better years and this may not be a problem.
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROIC 0.58%
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
GAINN Yearly ROA, ROE, ROICGAINN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • With an excellent Profit Margin value of 125.45%, GAINN belongs to the best of the industry, outperforming 97.49% of the companies in the same industry.
  • In the last couple of years the Profit Margin of GAINN has declined.
  • GAINN has a Operating Margin of 8.88%. This is in the lower half of the industry: GAINN underperforms 67.36% of its industry peers.
  • GAINN's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 8.88%
PM (TTM) 125.45%
GM N/A
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
GAINN Yearly Profit, Operating, Gross MarginsGAINN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80 100

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1

2. GAINN Health Analysis

2.1 Basic Checks

  • GAINN has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, GAINN has more shares outstanding
  • GAINN has a worse debt/assets ratio than last year.
GAINN Yearly Shares OutstandingGAINN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
GAINN Yearly Total Debt VS Total AssetsGAINN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • Based on the Altman-Z score of 1.10, we must say that GAINN is in the distress zone and has some risk of bankruptcy.
  • GAINN's Altman-Z score of 1.10 is in line compared to the rest of the industry. GAINN outperforms 59.00% of its industry peers.
  • GAINN has a Debt/Equity ratio of 0.96. This is a neutral value indicating GAINN is somewhat dependend on debt financing.
  • The Debt to Equity ratio of GAINN (0.96) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Altman-Z 1.1
ROIC/WACCN/A
WACCN/A
GAINN Yearly LT Debt VS Equity VS FCFGAINN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M

2.3 Liquidity

  • A Current Ratio of 0.15 indicates that GAINN may have some problems paying its short term obligations.
  • GAINN has a Current ratio of 0.15. This is amonst the worse of the industry: GAINN underperforms 90.38% of its industry peers.
  • GAINN has a Quick Ratio of 0.15. This is a bad value and indicates that GAINN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GAINN's Quick ratio of 0.15 is on the low side compared to the rest of the industry. GAINN is outperformed by 90.38% of its industry peers.
Industry RankSector Rank
Current Ratio 0.15
Quick Ratio 0.15
GAINN Yearly Current Assets VS Current LiabilitesGAINN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. GAINN Growth Analysis

3.1 Past

  • The earnings per share for GAINN have decreased by 0.00% in the last year.
  • Measured over the past years, GAINN shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.66% on average per year.
  • The Revenue for GAINN has decreased by -18.36% in the past year. This is quite bad
  • The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%

3.2 Future

  • GAINN is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.28% yearly.
  • GAINN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.46% yearly.
EPS Next Y-4.66%
EPS Next 2Y-3.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year9.61%
Revenue Next 2Y8.46%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
GAINN Yearly Revenue VS EstimatesGAINN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M
GAINN Yearly EPS VS EstimatesGAINN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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0

4. GAINN Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 26.46, the valuation of GAINN can be described as expensive.
  • Compared to the rest of the industry, the Price/Earnings ratio of GAINN indicates a slightly more expensive valuation: GAINN is more expensive than 72.38% of the companies listed in the same industry.
  • GAINN's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.54.
  • A Price/Forward Earnings ratio of 27.70 indicates a quite expensive valuation of GAINN.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of GAINN indicates a slightly more expensive valuation: GAINN is more expensive than 66.95% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.70. GAINN is valued slightly more expensive when compared to this.
Industry RankSector Rank
PE 26.46
Fwd PE 27.7
GAINN Price Earnings VS Forward Price EarningsGAINN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GAINN Per share dataGAINN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • A cheap valuation may be justified as GAINN's earnings are expected to decrease with -3.28% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.28%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. GAINN Dividend Analysis

5.1 Amount

  • GAINN has a Yearly Dividend Yield of 6.66%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.72, GAINN pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.89, GAINN pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.66%

5.2 History

  • On average, the dividend of GAINN grows each year by 9.97%, which is quite nice.
  • GAINN has been paying a dividend for over 5 years, so it has already some track record.
  • GAINN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years3
GAINN Yearly Dividends per shareGAINN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 46.94% of the earnings are spent on dividend by GAINN. This is a bit on the high side, but may be sustainable.
DP46.94%
EPS Next 2Y-3.28%
EPS Next 3YN/A
GAINN Yearly Income VS Free CF VS DividendGAINN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M
GAINN Dividend Payout.GAINN Dividend Payout, showing the Payout Ratio.GAINN Dividend Payout.PayoutRetained Earnings

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GAINN Fundamentals: All Metrics, Ratios and Statistics

GLADSTONE INVESTMENT COR - GAIN 5 05/01/26

NASDAQ:GAINN (3/23/2026, 5:06:31 PM)

25.1323

-0.03 (-0.13%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)05-11
Inst Owners17.64%
Inst Owner ChangeN/A
Ins Owners1.75%
Ins Owner ChangeN/A
Market Cap1.00B
Revenue(TTM)95.86M
Net Income(TTM)120.25M
Analysts80
Price Target26.24 (4.41%)
Short Float %0%
Short Ratio0.49
Dividend
Industry RankSector Rank
Dividend Yield 6.66%
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP46.94%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.45%
Min EPS beat(2)-10.19%
Max EPS beat(2)3.29%
EPS beat(4)3
Avg EPS beat(4)1.7%
Min EPS beat(4)-10.19%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-2.42%
EPS beat(12)3
Avg EPS beat(12)-3.67%
EPS beat(16)6
Avg EPS beat(16)0.08%
Revenue beat(2)1
Avg Revenue beat(2)-0.59%
Min Revenue beat(2)-1.58%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)0.09%
Min Revenue beat(4)-4.9%
Max Revenue beat(4)6.43%
Revenue beat(8)3
Avg Revenue beat(8)-2.52%
Revenue beat(12)3
Avg Revenue beat(12)-6.56%
Revenue beat(16)6
Avg Revenue beat(16)-2.18%
PT rev (1m)0%
PT rev (3m)0.98%
EPS NQ rev (1m)-2.27%
EPS NQ rev (3m)-7.8%
EPS NY rev (1m)-3.2%
EPS NY rev (3m)-3.95%
Revenue NQ rev (1m)3.82%
Revenue NQ rev (3m)2.4%
Revenue NY rev (1m)3.2%
Revenue NY rev (3m)1.5%
Valuation
Industry RankSector Rank
PE 26.46
Fwd PE 27.7
P/S 10.44
P/FCF N/A
P/OCF N/A
P/B 1.68
P/tB 1.68
EV/EBITDA N/A
EPS(TTM)0.95
EY3.78%
EPS(NY)0.91
Fwd EY3.61%
FCF(TTM)-0.14
FCFYN/A
OCF(TTM)-0.14
OCFYN/A
SpS2.41
BVpS14.95
TBVpS14.95
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.88
Profitability
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROCE 0.73%
ROIC 0.58%
ROICexc 0.58%
ROICexgc 0.58%
OM 8.88%
PM (TTM) 125.45%
GM N/A
FCFM N/A
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.25
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.15
Quick Ratio 0.15
Altman-Z 1.1
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
EPS Next Y-4.66%
EPS Next 2Y-3.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%
Revenue Next Year9.61%
Revenue Next 2Y8.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-84.2%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y91.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y91.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%

GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 / GAINN Fundamental Analysis FAQ

What is the ChartMill fundamental rating of GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?

ChartMill assigns a fundamental rating of 3 / 10 to GAINN.


What is the valuation status for GAINN stock?

ChartMill assigns a valuation rating of 0 / 10 to GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN). This can be considered as Overvalued.


How profitable is GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?

GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for GAINN stock?

The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) is 26.46 and the Price/Book (PB) ratio is 1.68.


What is the expected EPS growth for GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?

The Earnings per Share (EPS) of GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) is expected to decline by -4.66% in the next year.