24.9679 USD
-0.01 (-0.03%)
GAINN gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. GAINN has a medium profitability rating, but doesn't score so well on its financial health evaluation. GAINN has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year GAINN was profitable.
- GAINN had a negative operating cash flow in the past year.
- Each year in the past 5 years GAINN has been profitable.
- In multiple years GAINN reported negative operating cash flow during the last 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 8.11%, GAINN belongs to the top of the industry, outperforming 81.86% of the companies in the same industry.
- GAINN has a better Return On Equity (17.33%) than 81.86% of its industry peers.
- The Return On Invested Capital of GAINN (0.92%) is worse than 68.35% of its industry peers.
- GAINN had an Average Return On Invested Capital over the past 3 years of 5.77%. This is in line with the industry average of 7.27%.
- The last Return On Invested Capital (0.92%) for GAINN is well below the 3 year average (5.77%), which needs to be investigated, but indicates that GAINN had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROIC | 0.92% |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
1.3 Margins
- GAINN has a Profit Margin of 104.69%. This is amongst the best in the industry. GAINN outperforms 97.47% of its industry peers.
- In the last couple of years the Profit Margin of GAINN has declined.
- With a Operating Margin value of 14.32%, GAINN is not doing good in the industry: 62.03% of the companies in the same industry are doing better.
- GAINN's Operating Margin has declined in the last couple of years.
- With a Gross Margin value of 1.75%, GAINN is not doing good in the industry: 70.04% of the companies in the same industry are doing better.
- In the last couple of years the Gross Margin of GAINN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% |
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
2. Health
2.1 Basic Checks
- GAINN has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, GAINN has more shares outstanding
- GAINN has a worse debt/assets ratio than last year.
2.2 Solvency
- GAINN has an Altman-Z score of 0.99. This is a bad value and indicates that GAINN is not financially healthy and even has some risk of bankruptcy.
- GAINN's Altman-Z score of 0.99 is in line compared to the rest of the industry. GAINN outperforms 55.70% of its industry peers.
- A Debt/Equity ratio of 1.04 is on the high side and indicates that GAINN has dependencies on debt financing.
- GAINN has a Debt to Equity ratio (1.04) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.99 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.19 indicates that GAINN may have some problems paying its short term obligations.
- GAINN has a Current ratio of 0.19. This is amonst the worse of the industry: GAINN underperforms 87.76% of its industry peers.
- GAINN has a Quick Ratio of 0.19. This is a bad value and indicates that GAINN is not financially healthy enough and could expect problems in meeting its short term obligations.
- GAINN has a worse Quick ratio (0.19) than 87.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
- The earnings per share for GAINN have decreased by -1.02% in the last year.
- GAINN shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.66% yearly.
- The Revenue for GAINN has decreased by -45.46% in the past year. This is quite bad
- GAINN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
3.2 Future
- GAINN is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.46% yearly.
- GAINN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.31% yearly.
EPS Next Y-1.5%
EPS Next 2Y-3.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.22%
Revenue Next 2Y6.31%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 25.74, GAINN can be considered very expensive at the moment.
- Based on the Price/Earnings ratio, GAINN is valued a bit more expensive than the industry average as 68.78% of the companies are valued more cheaply.
- GAINN's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 28.60.
- A Price/Forward Earnings ratio of 27.62 indicates a quite expensive valuation of GAINN.
- Based on the Price/Forward Earnings ratio, GAINN is valued a bit more expensive than 64.98% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.83, GAINN is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.74 | ||
| Fwd PE | 27.62 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- GAINN's earnings are expected to decrease with -3.46% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.46%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.91%, GAINN is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 5.87, GAINN pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, GAINN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.91% |
5.2 History
- On average, the dividend of GAINN grows each year by 9.97%, which is quite nice.
- GAINN has been paying a dividend for over 5 years, so it has already some track record.
- GAINN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
- 87.69% of the earnings are spent on dividend by GAINN. This is not a sustainable payout ratio.
- GAINN's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.69%
EPS Next 2Y-3.46%
EPS Next 3YN/A
GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 / GAINN FAQ
What is the ChartMill fundamental rating of GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?
ChartMill assigns a fundamental rating of 2 / 10 to GAINN.
What is the valuation status for GAINN stock?
ChartMill assigns a valuation rating of 1 / 10 to GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN). This can be considered as Overvalued.
How profitable is GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?
GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for GAINN stock?
The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) is 25.74 and the Price/Book (PB) ratio is 1.85.
What is the expected EPS growth for GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) stock?
The Earnings per Share (EPS) of GLADSTONE INVESTMENT COR - GAIN 5 05/01/26 (GAINN) is expected to decline by -1.5% in the next year.