25.55 USD
+0.01 (+0.05%)
GAINI gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. While GAINI is still in line with the averages on profitability rating, there are concerns on its financial health. GAINI does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
GAINI had positive earnings in the past year.
In the past year GAINI has reported a negative cash flow from operations.
GAINI had positive earnings in each of the past 5 years.
In multiple years GAINI reported negative operating cash flow during the last 5 years.
1.2 Ratios
GAINI has a better Return On Assets (8.11%) than 84.81% of its industry peers.
Looking at the Return On Equity, with a value of 17.33%, GAINI belongs to the top of the industry, outperforming 81.86% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 0.92%, GAINI is doing worse than 69.62% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for GAINI is in line with the industry average of 6.96%.
The last Return On Invested Capital (0.92%) for GAINI is well below the 3 year average (5.77%), which needs to be investigated, but indicates that GAINI had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROIC | 0.92% |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
1.3 Margins
GAINI has a better Profit Margin (104.69%) than 97.05% of its industry peers.
GAINI's Profit Margin has declined in the last couple of years.
The Operating Margin of GAINI (14.32%) is worse than 63.29% of its industry peers.
GAINI's Operating Margin has declined in the last couple of years.
The Gross Margin of GAINI (1.75%) is worse than 71.31% of its industry peers.
In the last couple of years the Gross Margin of GAINI has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% |
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
2. Health
2.1 Basic Checks
The number of shares outstanding for GAINI has been increased compared to 1 year ago.
The number of shares outstanding for GAINI has been increased compared to 5 years ago.
Compared to 1 year ago, GAINI has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.98, we must say that GAINI is in the distress zone and has some risk of bankruptcy.
GAINI has a Altman-Z score of 0.98. This is comparable to the rest of the industry: GAINI outperforms 55.70% of its industry peers.
A Debt/Equity ratio of 1.04 is on the high side and indicates that GAINI has dependencies on debt financing.
GAINI's Debt to Equity ratio of 1.04 is in line compared to the rest of the industry. GAINI outperforms 47.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.19 indicates that GAINI may have some problems paying its short term obligations.
GAINI has a worse Current ratio (0.19) than 89.87% of its industry peers.
GAINI has a Quick Ratio of 0.19. This is a bad value and indicates that GAINI is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.19, GAINI is not doing good in the industry: 89.87% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
The earnings per share for GAINI have decreased by -1.02% in the last year.
The Earnings Per Share has been decreasing by -2.66% on average over the past years.
GAINI shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -45.46%.
GAINI shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
3.2 Future
GAINI is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.57% yearly.
Based on estimates for the next years, GAINI will show a small growth in Revenue. The Revenue will grow by 5.77% on average per year.
EPS Next Y-1.45%
EPS Next 2Y-1.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.07%
Revenue Next 2Y5.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
GAINI is valuated quite expensively with a Price/Earnings ratio of 26.34.
Based on the Price/Earnings ratio, GAINI is valued a bit more expensive than the industry average as 68.35% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Earnings ratio of 26.15, GAINI is valued at the same level.
With a Price/Forward Earnings ratio of 27.19, GAINI can be considered very expensive at the moment.
67.93% of the companies in the same industry are cheaper than GAINI, based on the Price/Forward Earnings ratio.
GAINI's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 36.12.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.34 | ||
| Fwd PE | 27.19 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.57%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.05%, GAINI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.60, GAINI pays a bit more dividend than its industry peers.
GAINI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.05% |
5.2 History
On average, the dividend of GAINI grows each year by 9.97%, which is quite nice.
GAINI is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
GAINI pays out 87.69% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of GAINI has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP87.69%
EPS Next 2Y-1.57%
EPS Next 3YN/A
GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30
NASDAQ:GAINI (11/26/2025, 8:00:00 PM)
25.55
+0.01 (+0.05%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners15.24%
Inst Owner ChangeN/A
Ins Owners1.83%
Ins Owner ChangeN/A
Market Cap976.52M
Revenue(TTM)88.68M
Net Income(TTM)92.84M
Analysts78.33
Price Target26.89 (5.24%)
Short Float %0.01%
Short Ratio0.45
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.05% |
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP87.69%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.03%
Min EPS beat(2)3.29%
Max EPS beat(2)4.76%
EPS beat(4)3
Avg EPS beat(4)3.54%
Min EPS beat(4)-2.81%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-1.66%
EPS beat(12)4
Avg EPS beat(12)-1.73%
EPS beat(16)7
Avg EPS beat(16)1.13%
Revenue beat(2)1
Avg Revenue beat(2)-2.25%
Min Revenue beat(2)-4.9%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-8.43%
Max Revenue beat(4)6.43%
Revenue beat(8)3
Avg Revenue beat(8)11.67%
Revenue beat(12)5
Avg Revenue beat(12)9.14%
Revenue beat(16)8
Avg Revenue beat(16)14.41%
PT rev (1m)1.19%
PT rev (3m)4.04%
EPS NQ rev (1m)0.85%
EPS NQ rev (3m)0.85%
EPS NY rev (1m)0%
EPS NY rev (3m)1.58%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.46%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.34 | ||
| Fwd PE | 27.19 | ||
| P/S | 11.01 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.82 | ||
| P/tB | 1.82 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.97
EY3.8%
EPS(NY)0.94
Fwd EY3.68%
FCF(TTM)-4.45
FCFYN/A
OCF(TTM)-4.45
OCFYN/A
SpS2.32
BVpS14.02
TBVpS14.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.49
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.92% | ||
| ROICexgc | 0.92% | ||
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% | ||
| FCFM | N/A |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
F-Score3
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.43 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 | ||
| Altman-Z | 0.98 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
EPS Next Y-1.45%
EPS Next 2Y-1.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
Revenue Next Year7.07%
Revenue Next 2Y5.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-88.01%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-85.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y-85.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%
GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 / GAINI FAQ
What is the fundamental rating for GAINI stock?
ChartMill assigns a fundamental rating of 2 / 10 to GAINI.
What is the valuation status for GAINI stock?
ChartMill assigns a valuation rating of 1 / 10 to GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI). This can be considered as Overvalued.
How profitable is GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) stock?
GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for GAINI stock?
The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) is 26.34 and the Price/Book (PB) ratio is 1.82.
How sustainable is the dividend of GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) stock?
The dividend rating of GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) is 4 / 10 and the dividend payout ratio is 87.69%.