25.5592 USD
+0.02 (+0.08%)
GAINI gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. While GAINI is still in line with the averages on profitability rating, there are concerns on its financial health. GAINI has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year GAINI was profitable.
- In the past year GAINI has reported a negative cash flow from operations.
- In the past 5 years GAINI has always been profitable.
- In multiple years GAINI reported negative operating cash flow during the last 5 years.
1.2 Ratios
- GAINI has a better Return On Assets (8.11%) than 81.51% of its industry peers.
- The Return On Equity of GAINI (17.33%) is better than 81.51% of its industry peers.
- The Return On Invested Capital of GAINI (0.92%) is worse than 68.49% of its industry peers.
- GAINI had an Average Return On Invested Capital over the past 3 years of 5.77%. This is in line with the industry average of 7.27%.
- The last Return On Invested Capital (0.92%) for GAINI is well below the 3 year average (5.77%), which needs to be investigated, but indicates that GAINI had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROIC | 0.92% |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
1.3 Margins
- GAINI's Profit Margin of 104.69% is amongst the best of the industry. GAINI outperforms 97.06% of its industry peers.
- In the last couple of years the Profit Margin of GAINI has declined.
- GAINI has a worse Operating Margin (14.32%) than 62.18% of its industry peers.
- In the last couple of years the Operating Margin of GAINI has declined.
- Looking at the Gross Margin, with a value of 1.75%, GAINI is doing worse than 70.17% of the companies in the same industry.
- GAINI's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% |
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
2. Health
2.1 Basic Checks
- GAINI has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for GAINI has been increased compared to 5 years ago.
- Compared to 1 year ago, GAINI has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 1.02, we must say that GAINI is in the distress zone and has some risk of bankruptcy.
- With a Altman-Z score value of 1.02, GAINI perfoms like the industry average, outperforming 55.88% of the companies in the same industry.
- A Debt/Equity ratio of 1.04 is on the high side and indicates that GAINI has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 1.04, GAINI is in line with its industry, outperforming 46.64% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.02 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.19 indicates that GAINI may have some problems paying its short term obligations.
- GAINI has a Current ratio of 0.19. This is amonst the worse of the industry: GAINI underperforms 88.24% of its industry peers.
- A Quick Ratio of 0.19 indicates that GAINI may have some problems paying its short term obligations.
- GAINI has a worse Quick ratio (0.19) than 88.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
- The earnings per share for GAINI have decreased by -1.02% in the last year.
- Measured over the past years, GAINI shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.66% on average per year.
- Looking at the last year, GAINI shows a very negative growth in Revenue. The Revenue has decreased by -45.46% in the last year.
- Measured over the past years, GAINI shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
3.2 Future
- Based on estimates for the next years, GAINI will show a decrease in Earnings Per Share. The EPS will decrease by -3.46% on average per year.
- The Revenue is expected to grow by 6.31% on average over the next years.
EPS Next Y-1.5%
EPS Next 2Y-3.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.22%
Revenue Next 2Y6.31%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 26.35 indicates a quite expensive valuation of GAINI.
- Based on the Price/Earnings ratio, GAINI is valued a bit more expensive than 69.75% of the companies in the same industry.
- GAINI's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.21.
- The Price/Forward Earnings ratio is 28.27, which means the current valuation is very expensive for GAINI.
- Based on the Price/Forward Earnings ratio, GAINI is valued a bit more expensive than the industry average as 66.39% of the companies are valued more cheaply.
- When comparing the Price/Forward Earnings ratio of GAINI to the average of the S&P500 Index (25.98), we can say GAINI is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.35 | ||
| Fwd PE | 28.27 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- A cheap valuation may be justified as GAINI's earnings are expected to decrease with -3.46% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.46%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- GAINI has a Yearly Dividend Yield of 6.91%, which is a nice return.
- Compared to an average industry Dividend Yield of 5.87, GAINI pays a bit more dividend than its industry peers.
- GAINI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.91% |
5.2 History
- On average, the dividend of GAINI grows each year by 9.97%, which is quite nice.
- GAINI does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- GAINI pays out 87.69% of its income as dividend. This is not a sustainable payout ratio.
- The Dividend Rate of GAINI has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP87.69%
EPS Next 2Y-3.46%
EPS Next 3YN/A
GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 / GAINI FAQ
What is the fundamental rating for GAINI stock?
ChartMill assigns a fundamental rating of 2 / 10 to GAINI.
What is the valuation status of GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) stock?
ChartMill assigns a valuation rating of 1 / 10 to GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI). This can be considered as Overvalued.
How profitable is GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) stock?
GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) has a profitability rating of 4 / 10.
What is the valuation of GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 based on its PE and PB ratios?
The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) is 26.35 and the Price/Book (PB) ratio is 1.89.
Can you provide the dividend sustainability for GAINI stock?
The dividend rating of GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) is 4 / 10 and the dividend payout ratio is 87.69%.