GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) Fundamental Analysis & Valuation

NASDAQ:GAINI • US3765468679

Current stock price

25.52 USD
+0.01 (+0.04%)
Last:

This GAINI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. GAINI Profitability Analysis

1.1 Basic Checks

  • GAINI had positive earnings in the past year.
  • In the past year GAINI has reported a negative cash flow from operations.
  • Each year in the past 5 years GAINI has been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: GAINI reported negative operating cash flow in multiple years.
GAINI Yearly Net Income VS EBIT VS OCF VS FCFGAINI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

1.2 Ratios

  • GAINI has a Return On Assets of 9.72%. This is amongst the best in the industry. GAINI outperforms 81.25% of its industry peers.
  • The Return On Equity of GAINI (20.20%) is better than 81.67% of its industry peers.
  • The Return On Invested Capital of GAINI (0.58%) is worse than 70.83% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for GAINI is in line with the industry average of 7.25%.
  • The last Return On Invested Capital (0.58%) for GAINI is well below the 3 year average (5.77%), which needs to be investigated, but indicates that GAINI had better years and this may not be a problem.
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROIC 0.58%
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
GAINI Yearly ROA, ROE, ROICGAINI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • GAINI has a Profit Margin of 125.45%. This is amongst the best in the industry. GAINI outperforms 96.67% of its industry peers.
  • GAINI's Profit Margin has declined in the last couple of years.
  • Looking at the Operating Margin, with a value of 8.88%, GAINI is doing worse than 68.33% of the companies in the same industry.
  • In the last couple of years the Operating Margin of GAINI has declined.
Industry RankSector Rank
OM 8.88%
PM (TTM) 125.45%
GM N/A
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
GAINI Yearly Profit, Operating, Gross MarginsGAINI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80 100

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1

2. GAINI Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, GAINI has more shares outstanding
  • Compared to 5 years ago, GAINI has more shares outstanding
  • GAINI has a worse debt/assets ratio than last year.
GAINI Yearly Shares OutstandingGAINI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
GAINI Yearly Total Debt VS Total AssetsGAINI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • GAINI has an Altman-Z score of 1.12. This is a bad value and indicates that GAINI is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.12, GAINI is in the better half of the industry, outperforming 60.42% of the companies in the same industry.
  • A Debt/Equity ratio of 0.96 indicates that GAINI is somewhat dependend on debt financing.
  • GAINI has a Debt to Equity ratio of 0.96. This is comparable to the rest of the industry: GAINI outperforms 51.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Altman-Z 1.12
ROIC/WACCN/A
WACCN/A
GAINI Yearly LT Debt VS Equity VS FCFGAINI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M

2.3 Liquidity

  • GAINI has a Current Ratio of 0.15. This is a bad value and indicates that GAINI is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GAINI's Current ratio of 0.15 is on the low side compared to the rest of the industry. GAINI is outperformed by 91.67% of its industry peers.
  • A Quick Ratio of 0.15 indicates that GAINI may have some problems paying its short term obligations.
  • GAINI's Quick ratio of 0.15 is on the low side compared to the rest of the industry. GAINI is outperformed by 91.67% of its industry peers.
Industry RankSector Rank
Current Ratio 0.15
Quick Ratio 0.15
GAINI Yearly Current Assets VS Current LiabilitesGAINI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. GAINI Growth Analysis

3.1 Past

  • The earnings per share for GAINI have decreased by 0.00% in the last year.
  • The Earnings Per Share has been decreasing by -2.66% on average over the past years.
  • Looking at the last year, GAINI shows a very negative growth in Revenue. The Revenue has decreased by -18.36% in the last year.
  • The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%

3.2 Future

  • GAINI is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.28% yearly.
  • Based on estimates for the next years, GAINI will show a quite strong growth in Revenue. The Revenue will grow by 8.46% on average per year.
EPS Next Y-4.66%
EPS Next 2Y-3.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year9.61%
Revenue Next 2Y8.46%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
GAINI Yearly Revenue VS EstimatesGAINI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M
GAINI Yearly EPS VS EstimatesGAINI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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0

4. GAINI Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 26.86, GAINI can be considered very expensive at the moment.
  • GAINI's Price/Earnings ratio is a bit more expensive when compared to the industry. GAINI is more expensive than 73.75% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 25.60, GAINI is valued at the same level.
  • The Price/Forward Earnings ratio is 28.12, which means the current valuation is very expensive for GAINI.
  • GAINI's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. GAINI is more expensive than 69.17% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.84. GAINI is valued slightly more expensive when compared to this.
Industry RankSector Rank
PE 26.86
Fwd PE 28.12
GAINI Price Earnings VS Forward Price EarningsGAINI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GAINI Per share dataGAINI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • A cheap valuation may be justified as GAINI's earnings are expected to decrease with -3.28% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.28%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. GAINI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.75%, GAINI is a good candidate for dividend investing.
  • GAINI's Dividend Yield is a higher than the industry average which is at 6.85.
  • GAINI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
Industry RankSector Rank
Dividend Yield 6.75%

5.2 History

  • On average, the dividend of GAINI grows each year by 9.97%, which is quite nice.
  • GAINI does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • GAINI pays out 46.94% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP46.94%
EPS Next 2Y-3.28%
EPS Next 3YN/A
GAINI Yearly Income VS Free CF VS DividendGAINI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M
GAINI Dividend Payout.GAINI Dividend Payout, showing the Payout Ratio.GAINI Dividend Payout.PayoutRetained Earnings

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GAINI Fundamentals: All Metrics, Ratios and Statistics

GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30

NASDAQ:GAINI (4/2/2026, 8:00:01 PM)

25.52

+0.01 (+0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)05-11
Inst Owners17.64%
Inst Owner ChangeN/A
Ins Owners1.75%
Ins Owner ChangeN/A
Market Cap1.02B
Revenue(TTM)95.86M
Net Income(TTM)120.25M
Analysts80
Price Target27.71 (8.58%)
Short Float %0%
Short Ratio0.11
Dividend
Industry RankSector Rank
Dividend Yield 6.75%
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP46.94%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.45%
Min EPS beat(2)-10.19%
Max EPS beat(2)3.29%
EPS beat(4)3
Avg EPS beat(4)1.7%
Min EPS beat(4)-10.19%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-2.42%
EPS beat(12)3
Avg EPS beat(12)-3.67%
EPS beat(16)6
Avg EPS beat(16)0.08%
Revenue beat(2)1
Avg Revenue beat(2)-0.59%
Min Revenue beat(2)-1.58%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)0.09%
Min Revenue beat(4)-4.9%
Max Revenue beat(4)6.43%
Revenue beat(8)2
Avg Revenue beat(8)-10.27%
Revenue beat(12)4
Avg Revenue beat(12)6.94%
Revenue beat(16)7
Avg Revenue beat(16)7.95%
PT rev (1m)0%
PT rev (3m)2.92%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-7.23%
EPS NY rev (1m)-3.2%
EPS NY rev (3m)-3.2%
Revenue NQ rev (1m)3.82%
Revenue NQ rev (3m)3.82%
Revenue NY rev (1m)3.22%
Revenue NY rev (3m)0.88%
Valuation
Industry RankSector Rank
PE 26.86
Fwd PE 28.12
P/S 10.6
P/FCF N/A
P/OCF N/A
P/B 1.71
P/tB 1.71
EV/EBITDA N/A
EPS(TTM)0.95
EY3.72%
EPS(NY)0.91
Fwd EY3.56%
FCF(TTM)-0.14
FCFYN/A
OCF(TTM)-0.14
OCFYN/A
SpS2.41
BVpS14.95
TBVpS14.95
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.88
Profitability
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROCE 0.73%
ROIC 0.58%
ROICexc 0.58%
ROICexgc 0.58%
OM 8.88%
PM (TTM) 125.45%
GM N/A
FCFM N/A
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.25
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.15
Quick Ratio 0.15
Altman-Z 1.12
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
EPS Next Y-4.66%
EPS Next 2Y-3.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%
Revenue Next Year9.61%
Revenue Next 2Y8.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-84.2%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y91.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y91.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%

GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 / GAINI Fundamental Analysis FAQ

What is the fundamental rating for GAINI stock?

ChartMill assigns a fundamental rating of 2 / 10 to GAINI.


What is the valuation status of GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) stock?

ChartMill assigns a valuation rating of 0 / 10 to GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI). This can be considered as Overvalued.


Can you provide the profitability details for GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30?

GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for GAINI stock?

The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) is 26.86 and the Price/Book (PB) ratio is 1.71.


Is the dividend of GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 sustainable?

The dividend rating of GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) is 5 / 10 and the dividend payout ratio is 46.94%.