GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) Stock Fundamental Analysis

NASDAQ:GAINI • US3765468679

25.575 USD
+0.13 (+0.53%)
Last: Feb 17, 2026, 08:19 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

Overall GAINI gets a fundamental rating of 2 out of 10. We evaluated GAINI against 237 industry peers in the Capital Markets industry. There are concerns on the financial health of GAINI while its profitability can be described as average. GAINI does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • GAINI had positive earnings in the past year.
  • GAINI had a negative operating cash flow in the past year.
  • Each year in the past 5 years GAINI has been profitable.
  • In multiple years GAINI reported negative operating cash flow during the last 5 years.
GAINI Yearly Net Income VS EBIT VS OCF VS FCFGAINI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

1.2 Ratios

  • The Return On Assets of GAINI (9.72%) is better than 81.86% of its industry peers.
  • GAINI has a Return On Equity of 20.20%. This is amongst the best in the industry. GAINI outperforms 86.92% of its industry peers.
  • GAINI has a worse Return On Invested Capital (0.58%) than 69.20% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for GAINI is in line with the industry average of 7.29%.
  • The last Return On Invested Capital (0.58%) for GAINI is well below the 3 year average (5.77%), which needs to be investigated, but indicates that GAINI had better years and this may not be a problem.
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROIC 0.58%
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
GAINI Yearly ROA, ROE, ROICGAINI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • GAINI's Profit Margin of 125.45% is amongst the best of the industry. GAINI outperforms 97.05% of its industry peers.
  • GAINI's Profit Margin has declined in the last couple of years.
  • GAINI has a Operating Margin of 8.88%. This is in the lower half of the industry: GAINI underperforms 67.09% of its industry peers.
  • In the last couple of years the Operating Margin of GAINI has declined.
Industry RankSector Rank
OM 8.88%
PM (TTM) 125.45%
GM N/A
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
GAINI Yearly Profit, Operating, Gross MarginsGAINI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • GAINI has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for GAINI has been increased compared to 5 years ago.
  • The debt/assets ratio for GAINI is higher compared to a year ago.
GAINI Yearly Shares OutstandingGAINI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
GAINI Yearly Total Debt VS Total AssetsGAINI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • Based on the Altman-Z score of 1.11, we must say that GAINI is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of 1.11, GAINI perfoms like the industry average, outperforming 59.07% of the companies in the same industry.
  • GAINI has a Debt/Equity ratio of 0.96. This is a neutral value indicating GAINI is somewhat dependend on debt financing.
  • GAINI has a Debt to Equity ratio (0.96) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Altman-Z 1.11
ROIC/WACCN/A
WACCN/A
GAINI Yearly LT Debt VS Equity VS FCFGAINI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M

2.3 Liquidity

  • A Current Ratio of 0.15 indicates that GAINI may have some problems paying its short term obligations.
  • The Current ratio of GAINI (0.15) is worse than 89.03% of its industry peers.
  • A Quick Ratio of 0.15 indicates that GAINI may have some problems paying its short term obligations.
  • GAINI has a worse Quick ratio (0.15) than 89.03% of its industry peers.
Industry RankSector Rank
Current Ratio 0.15
Quick Ratio 0.15
GAINI Yearly Current Assets VS Current LiabilitesGAINI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The earnings per share for GAINI have decreased by 0.00% in the last year.
  • The Earnings Per Share has been decreasing by -2.66% on average over the past years.
  • Looking at the last year, GAINI shows a very negative growth in Revenue. The Revenue has decreased by -18.36% in the last year.
  • Measured over the past years, GAINI shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%

3.2 Future

  • GAINI is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.46% yearly.
  • GAINI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.31% yearly.
EPS Next Y-1.5%
EPS Next 2Y-3.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.22%
Revenue Next 2Y6.31%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
GAINI Yearly Revenue VS EstimatesGAINI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M
GAINI Yearly EPS VS EstimatesGAINI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 26.92, the valuation of GAINI can be described as expensive.
  • 70.89% of the companies in the same industry are cheaper than GAINI, based on the Price/Earnings ratio.
  • GAINI is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.16, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 28.29, which means the current valuation is very expensive for GAINI.
  • Based on the Price/Forward Earnings ratio, GAINI is valued a bit more expensive than the industry average as 66.67% of the companies are valued more cheaply.
  • The average S&P500 Price/Forward Earnings ratio is at 28.10. GAINI is around the same levels.
Industry RankSector Rank
PE 26.92
Fwd PE 28.29
GAINI Price Earnings VS Forward Price EarningsGAINI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GAINI Per share dataGAINI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • GAINI's earnings are expected to decrease with -3.46% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.46%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • GAINI has a Yearly Dividend Yield of 6.90%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.03, GAINI pays a bit more dividend than its industry peers.
  • GAINI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 6.9%

5.2 History

  • On average, the dividend of GAINI grows each year by 9.97%, which is quite nice.
  • GAINI does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 46.94% of the earnings are spent on dividend by GAINI. This is a bit on the high side, but may be sustainable.
DP46.94%
EPS Next 2Y-3.46%
EPS Next 3YN/A
GAINI Yearly Income VS Free CF VS DividendGAINI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M
GAINI Dividend Payout.GAINI Dividend Payout, showing the Payout Ratio.GAINI Dividend Payout.PayoutRetained Earnings

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GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30

NASDAQ:GAINI (2/17/2026, 8:19:20 PM)

25.575

+0.13 (+0.53%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)05-11
Inst Owners16.58%
Inst Owner ChangeN/A
Ins Owners1.76%
Ins Owner ChangeN/A
Market Cap1.02B
Revenue(TTM)95.86M
Net Income(TTM)120.25M
Analysts78.33
Price Target26.91 (5.22%)
Short Float %0.01%
Short Ratio0.22
Dividend
Industry RankSector Rank
Dividend Yield 6.9%
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP46.94%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.45%
Min EPS beat(2)-10.19%
Max EPS beat(2)3.29%
EPS beat(4)3
Avg EPS beat(4)1.7%
Min EPS beat(4)-10.19%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-2.42%
EPS beat(12)3
Avg EPS beat(12)-3.67%
EPS beat(16)6
Avg EPS beat(16)0.08%
Revenue beat(2)1
Avg Revenue beat(2)-0.59%
Min Revenue beat(2)-1.58%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)0.09%
Min Revenue beat(4)-4.9%
Max Revenue beat(4)6.43%
Revenue beat(8)2
Avg Revenue beat(8)-10.27%
Revenue beat(12)4
Avg Revenue beat(12)6.94%
Revenue beat(16)7
Avg Revenue beat(16)7.95%
PT rev (1m)-0.05%
PT rev (3m)3.67%
EPS NQ rev (1m)-5.07%
EPS NQ rev (3m)-6.46%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.06%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.26%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.79%
Valuation
Industry RankSector Rank
PE 26.92
Fwd PE 28.29
P/S 10.62
P/FCF N/A
P/OCF N/A
P/B 1.71
P/tB 1.71
EV/EBITDA N/A
EPS(TTM)0.95
EY3.71%
EPS(NY)0.9
Fwd EY3.53%
FCF(TTM)-0.14
FCFYN/A
OCF(TTM)-0.14
OCFYN/A
SpS2.41
BVpS14.95
TBVpS14.95
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.88
Profitability
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROCE 0.73%
ROIC 0.58%
ROICexc 0.58%
ROICexgc 0.58%
OM 8.88%
PM (TTM) 125.45%
GM N/A
FCFM N/A
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.25
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.15
Quick Ratio 0.15
Altman-Z 1.11
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
EPS Next Y-1.5%
EPS Next 2Y-3.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%
Revenue Next Year6.22%
Revenue Next 2Y6.31%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-84.2%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y91.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y91.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%

GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 / GAINI FAQ

What is the fundamental rating for GAINI stock?

ChartMill assigns a fundamental rating of 2 / 10 to GAINI.


What is the valuation status of GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) stock?

ChartMill assigns a valuation rating of 1 / 10 to GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI). This can be considered as Overvalued.


How profitable is GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) stock?

GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) has a profitability rating of 4 / 10.


What is the valuation of GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 based on its PE and PB ratios?

The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) is 26.92 and the Price/Book (PB) ratio is 1.71.


Can you provide the dividend sustainability for GAINI stock?

The dividend rating of GLADSTONE INVESTMENT COR - GAIN 7 7/8 02/01/30 (GAINI) is 5 / 10 and the dividend payout ratio is 46.94%.