GLADSTONE INVESTMENT CORP (GAIN) Fundamental Analysis & Valuation

NASDAQ:GAIN • US3765461070

Current stock price

14.34 USD
+0.28 (+1.99%)
At close:
14.2376 USD
-0.1 (-0.71%)
After Hours:

This GAIN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. GAIN Profitability Analysis

1.1 Basic Checks

  • GAIN had positive earnings in the past year.
  • GAIN had a negative operating cash flow in the past year.
  • GAIN had positive earnings in each of the past 5 years.
  • In multiple years GAIN reported negative operating cash flow during the last 5 years.
GAIN Yearly Net Income VS EBIT VS OCF VS FCFGAIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

1.2 Ratios

  • GAIN has a Return On Assets of 9.72%. This is amongst the best in the industry. GAIN outperforms 82.85% of its industry peers.
  • GAIN has a better Return On Equity (20.20%) than 83.26% of its industry peers.
  • GAIN has a worse Return On Invested Capital (0.58%) than 69.04% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for GAIN is in line with the industry average of 7.28%.
  • The 3 year average ROIC (5.77%) for GAIN is well above the current ROIC(0.58%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROIC 0.58%
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
GAIN Yearly ROA, ROE, ROICGAIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • The Profit Margin of GAIN (125.45%) is better than 98.33% of its industry peers.
  • In the last couple of years the Profit Margin of GAIN has declined.
  • With a Operating Margin value of 8.88%, GAIN is not doing good in the industry: 66.53% of the companies in the same industry are doing better.
  • GAIN's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 8.88%
PM (TTM) 125.45%
GM N/A
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
GAIN Yearly Profit, Operating, Gross MarginsGAIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80 100

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1

2. GAIN Health Analysis

2.1 Basic Checks

  • GAIN has more shares outstanding than it did 1 year ago.
  • GAIN has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, GAIN has a worse debt to assets ratio.
GAIN Yearly Shares OutstandingGAIN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
GAIN Yearly Total Debt VS Total AssetsGAIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • GAIN has an Altman-Z score of 0.70. This is a bad value and indicates that GAIN is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of GAIN (0.70) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.96 indicates that GAIN is somewhat dependend on debt financing.
  • GAIN has a Debt to Equity ratio (0.96) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Altman-Z 0.7
ROIC/WACCN/A
WACCN/A
GAIN Yearly LT Debt VS Equity VS FCFGAIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M

2.3 Liquidity

  • GAIN has a Current Ratio of 0.15. This is a bad value and indicates that GAIN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.15, GAIN is doing worse than 89.54% of the companies in the same industry.
  • A Quick Ratio of 0.15 indicates that GAIN may have some problems paying its short term obligations.
  • The Quick ratio of GAIN (0.15) is worse than 89.54% of its industry peers.
Industry RankSector Rank
Current Ratio 0.15
Quick Ratio 0.15
GAIN Yearly Current Assets VS Current LiabilitesGAIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. GAIN Growth Analysis

3.1 Past

  • The earnings per share for GAIN have decreased by 0.00% in the last year.
  • GAIN shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.66% yearly.
  • GAIN shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -18.36%.
  • GAIN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%

3.2 Future

  • GAIN is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.28% yearly.
  • Based on estimates for the next years, GAIN will show a quite strong growth in Revenue. The Revenue will grow by 8.46% on average per year.
EPS Next Y-4.66%
EPS Next 2Y-3.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year9.61%
Revenue Next 2Y8.46%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
GAIN Yearly Revenue VS EstimatesGAIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M
GAIN Yearly EPS VS EstimatesGAIN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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2

4. GAIN Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 15.09, the valuation of GAIN can be described as correct.
  • GAIN's Price/Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 25.61, GAIN is valued a bit cheaper.
  • With a Price/Forward Earnings ratio of 15.80, GAIN is valued correctly.
  • GAIN's Price/Forward Earnings ratio is in line with the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 22.79. GAIN is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 15.09
Fwd PE 15.8
GAIN Price Earnings VS Forward Price EarningsGAIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GAIN Per share dataGAIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • A cheap valuation may be justified as GAIN's earnings are expected to decrease with -3.28% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.28%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. GAIN Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.66%, GAIN is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 6.72, GAIN pays a bit more dividend than its industry peers.
  • GAIN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 6.66%

5.2 History

  • The dividend of GAIN is nicely growing with an annual growth rate of 9.97%!
  • GAIN has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years0
GAIN Yearly Dividends per shareGAIN Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • GAIN pays out 46.94% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP46.94%
EPS Next 2Y-3.28%
EPS Next 3YN/A
GAIN Yearly Income VS Free CF VS DividendGAIN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M
GAIN Dividend Payout.GAIN Dividend Payout, showing the Payout Ratio.GAIN Dividend Payout.PayoutRetained Earnings

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GAIN Fundamentals: All Metrics, Ratios and Statistics

GLADSTONE INVESTMENT CORP

NASDAQ:GAIN (3/25/2026, 8:00:01 PM)

After market: 14.2376 -0.1 (-0.71%)

14.34

+0.28 (+1.99%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)05-11
Inst Owners17.64%
Inst Owner Change9.97%
Ins Owners1.75%
Ins Owner Change0%
Market Cap571.02M
Revenue(TTM)95.86M
Net Income(TTM)120.25M
Analysts80
Price Target15.05 (4.95%)
Short Float %5.06%
Short Ratio8.39
Dividend
Industry RankSector Rank
Dividend Yield 6.66%
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP46.94%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-23
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.45%
Min EPS beat(2)-10.19%
Max EPS beat(2)3.29%
EPS beat(4)3
Avg EPS beat(4)1.7%
Min EPS beat(4)-10.19%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-2.42%
EPS beat(12)3
Avg EPS beat(12)-3.67%
EPS beat(16)6
Avg EPS beat(16)0.08%
Revenue beat(2)1
Avg Revenue beat(2)-0.59%
Min Revenue beat(2)-1.58%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)0.09%
Min Revenue beat(4)-4.9%
Max Revenue beat(4)6.43%
Revenue beat(8)3
Avg Revenue beat(8)-2.52%
Revenue beat(12)3
Avg Revenue beat(12)-6.56%
Revenue beat(16)6
Avg Revenue beat(16)-2.18%
PT rev (1m)3.51%
PT rev (3m)3.87%
EPS NQ rev (1m)-2.27%
EPS NQ rev (3m)-7.23%
EPS NY rev (1m)-3.2%
EPS NY rev (3m)-3.2%
Revenue NQ rev (1m)3.82%
Revenue NQ rev (3m)1.77%
Revenue NY rev (1m)3.2%
Revenue NY rev (3m)0.88%
Valuation
Industry RankSector Rank
PE 15.09
Fwd PE 15.8
P/S 5.96
P/FCF N/A
P/OCF N/A
P/B 0.96
P/tB 0.96
EV/EBITDA N/A
EPS(TTM)0.95
EY6.62%
EPS(NY)0.91
Fwd EY6.33%
FCF(TTM)-0.14
FCFYN/A
OCF(TTM)-0.14
OCFYN/A
SpS2.41
BVpS14.95
TBVpS14.95
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.88
Profitability
Industry RankSector Rank
ROA 9.72%
ROE 20.2%
ROCE 0.73%
ROIC 0.58%
ROICexc 0.58%
ROICexgc 0.58%
OM 8.88%
PM (TTM) 125.45%
GM N/A
FCFM N/A
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.25
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.15
Quick Ratio 0.15
Altman-Z 0.7
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%-8.7%
EPS Next Y-4.66%
EPS Next 2Y-3.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.36%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%17.27%
Revenue Next Year9.61%
Revenue Next 2Y8.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-84.2%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y91.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y91.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%

GLADSTONE INVESTMENT CORP / GAIN Fundamental Analysis FAQ

What is the ChartMill fundamental rating of GLADSTONE INVESTMENT CORP (GAIN) stock?

ChartMill assigns a fundamental rating of 3 / 10 to GAIN.


What is the valuation status of GLADSTONE INVESTMENT CORP (GAIN) stock?

ChartMill assigns a valuation rating of 2 / 10 to GLADSTONE INVESTMENT CORP (GAIN). This can be considered as Overvalued.


Can you provide the profitability details for GLADSTONE INVESTMENT CORP?

GLADSTONE INVESTMENT CORP (GAIN) has a profitability rating of 4 / 10.


What are the PE and PB ratios of GLADSTONE INVESTMENT CORP (GAIN) stock?

The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT CORP (GAIN) is 15.09 and the Price/Book (PB) ratio is 0.96.


What is the financial health of GLADSTONE INVESTMENT CORP (GAIN) stock?

The financial health rating of GLADSTONE INVESTMENT CORP (GAIN) is 1 / 10.