GLADSTONE INVESTMENT CORP (GAIN) Stock Fundamental Analysis
USA - NASDAQ:GAIN - US3765461070 - Common Stock
13.98 USD
+0.1 (+0.72%)
Taking everything into account, GAIN scores 2 out of 10 in our fundamental rating. GAIN was compared to 237 industry peers in the Capital Markets industry. GAIN has a medium profitability rating, but doesn't score so well on its financial health evaluation. GAIN does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
GAIN had positive earnings in the past year.
In the past year GAIN has reported a negative cash flow from operations.
Each year in the past 5 years GAIN has been profitable.
The reported operating cash flow has been mixed in the past 5 years: GAIN reported negative operating cash flow in multiple years.
1.2 Ratios
With an excellent Return On Assets value of 8.11%, GAIN belongs to the best of the industry, outperforming 84.81% of the companies in the same industry.
With an excellent Return On Equity value of 17.33%, GAIN belongs to the best of the industry, outperforming 83.12% of the companies in the same industry.
With a Return On Invested Capital value of 0.92%, GAIN is not doing good in the industry: 67.51% of the companies in the same industry are doing better.
Measured over the past 3 years, the Average Return On Invested Capital for GAIN is in line with the industry average of 7.47%.
The last Return On Invested Capital (0.92%) for GAIN is well below the 3 year average (5.77%), which needs to be investigated, but indicates that GAIN had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROIC | 0.92% |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
1.3 Margins
GAIN has a Profit Margin of 104.69%. This is amongst the best in the industry. GAIN outperforms 99.16% of its industry peers.
GAIN's Profit Margin has declined in the last couple of years.
The Operating Margin of GAIN (14.32%) is worse than 62.03% of its industry peers.
GAIN's Operating Margin has declined in the last couple of years.
GAIN's Gross Margin of 1.75% is on the low side compared to the rest of the industry. GAIN is outperformed by 69.62% of its industry peers.
GAIN's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% |
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
2. Health
2.1 Basic Checks
The number of shares outstanding for GAIN has been increased compared to 1 year ago.
The number of shares outstanding for GAIN has been increased compared to 5 years ago.
Compared to 1 year ago, GAIN has a worse debt to assets ratio.
2.2 Solvency
GAIN has an Altman-Z score of 0.54. This is a bad value and indicates that GAIN is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.54, GAIN is not doing good in the industry: 62.03% of the companies in the same industry are doing better.
A Debt/Equity ratio of 1.04 is on the high side and indicates that GAIN has dependencies on debt financing.
GAIN has a Debt to Equity ratio (1.04) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.54 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
GAIN has a Current Ratio of 0.19. This is a bad value and indicates that GAIN is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.19, GAIN is not doing good in the industry: 87.76% of the companies in the same industry are doing better.
A Quick Ratio of 0.19 indicates that GAIN may have some problems paying its short term obligations.
With a Quick ratio value of 0.19, GAIN is not doing good in the industry: 87.76% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
GAIN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.02%.
The Earnings Per Share has been decreasing by -2.66% on average over the past years.
The Revenue for GAIN has decreased by -45.46% in the past year. This is quite bad
Measured over the past years, GAIN shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%-88.43%
3.2 Future
The Earnings Per Share is expected to decrease by -1.57% on average over the next years.
The Revenue is expected to grow by 5.77% on average over the next years.
EPS Next Y-1.45%
EPS Next 2Y-1.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.07%
Revenue Next 2Y5.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 14.41, GAIN is valued correctly.
GAIN's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.34. GAIN is valued slightly cheaper when compared to this.
With a Price/Forward Earnings ratio of 14.88, GAIN is valued correctly.
GAIN's Price/Forward Earnings ratio is in line with the industry average.
GAIN is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.43, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.41 | ||
| Fwd PE | 14.88 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.57%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.92%, GAIN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.43, GAIN pays a bit more dividend than its industry peers.
GAIN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.92% |
5.2 History
On average, the dividend of GAIN grows each year by 9.97%, which is quite nice.
GAIN has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
87.69% of the earnings are spent on dividend by GAIN. This is not a sustainable payout ratio.
GAIN's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.69%
EPS Next 2Y-1.57%
EPS Next 3YN/A
NASDAQ:GAIN (11/12/2025, 5:20:00 PM)
13.98
+0.1 (+0.72%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners15.24%
Inst Owner Change-24.28%
Ins Owners1.83%
Ins Owner Change0%
Market Cap534.32M
Revenue(TTM)88.68M
Net Income(TTM)92.84M
Analysts78.33
Price Target14.28 (2.15%)
Short Float %5.92%
Short Ratio13.55
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.92% |
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP87.69%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.03%
Min EPS beat(2)3.29%
Max EPS beat(2)4.76%
EPS beat(4)3
Avg EPS beat(4)3.54%
Min EPS beat(4)-2.81%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-1.66%
EPS beat(12)4
Avg EPS beat(12)-1.73%
EPS beat(16)7
Avg EPS beat(16)1.13%
Revenue beat(2)0
Avg Revenue beat(2)-50.55%
Min Revenue beat(2)-89.63%
Max Revenue beat(2)-11.46%
Revenue beat(4)1
Avg Revenue beat(4)-25.77%
Min Revenue beat(4)-89.63%
Max Revenue beat(4)6.43%
Revenue beat(8)2
Avg Revenue beat(8)-16.64%
Revenue beat(12)3
Avg Revenue beat(12)-12.41%
Revenue beat(16)6
Avg Revenue beat(16)-1.76%
PT rev (1m)0%
PT rev (3m)0.72%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.47%
EPS NY rev (1m)0%
EPS NY rev (3m)5.42%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.14%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.41 | ||
| Fwd PE | 14.88 | ||
| P/S | 6.03 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1 | ||
| P/tB | 1 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.97
EY6.94%
EPS(NY)0.94
Fwd EY6.72%
FCF(TTM)-4.45
FCFYN/A
OCF(TTM)-4.45
OCFYN/A
SpS2.32
BVpS14.02
TBVpS14.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.49
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.92% | ||
| ROICexgc | 0.92% | ||
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% | ||
| FCFM | N/A |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
F-Score3
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.43 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 | ||
| Altman-Z | 0.54 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
EPS Next Y-1.45%
EPS Next 2Y-1.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%-88.43%
Revenue Next Year7.07%
Revenue Next 2Y5.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-88.01%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-85.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y-85.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%
GLADSTONE INVESTMENT CORP / GAIN FAQ
What is the ChartMill fundamental rating of GLADSTONE INVESTMENT CORP (GAIN) stock?
ChartMill assigns a fundamental rating of 2 / 10 to GAIN.
What is the valuation status for GAIN stock?
ChartMill assigns a valuation rating of 2 / 10 to GLADSTONE INVESTMENT CORP (GAIN). This can be considered as Overvalued.
What is the profitability of GAIN stock?
GLADSTONE INVESTMENT CORP (GAIN) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for GAIN stock?
The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT CORP (GAIN) is 14.41 and the Price/Book (PB) ratio is 1.
Can you provide the expected EPS growth for GAIN stock?
The Earnings per Share (EPS) of GLADSTONE INVESTMENT CORP (GAIN) is expected to decline by -1.45% in the next year.