13.94 USD
-0.03 (-0.21%)
GAIN gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. GAIN has a medium profitability rating, but doesn't score so well on its financial health evaluation. GAIN has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year GAIN was profitable.
GAIN had a negative operating cash flow in the past year.
In the past 5 years GAIN has always been profitable.
In multiple years GAIN reported negative operating cash flow during the last 5 years.
1.2 Ratios
GAIN has a better Return On Assets (8.11%) than 86.13% of its industry peers.
GAIN's Return On Equity of 17.33% is amongst the best of the industry. GAIN outperforms 83.61% of its industry peers.
With a Return On Invested Capital value of 0.92%, GAIN is not doing good in the industry: 67.65% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for GAIN is in line with the industry average of 6.99%.
The last Return On Invested Capital (0.92%) for GAIN is well below the 3 year average (5.77%), which needs to be investigated, but indicates that GAIN had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROIC | 0.92% |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
1.3 Margins
GAIN's Profit Margin of 104.69% is amongst the best of the industry. GAIN outperforms 98.32% of its industry peers.
In the last couple of years the Profit Margin of GAIN has declined.
GAIN has a Operating Margin of 14.32%. This is in the lower half of the industry: GAIN underperforms 60.92% of its industry peers.
In the last couple of years the Operating Margin of GAIN has declined.
GAIN's Gross Margin of 1.75% is on the low side compared to the rest of the industry. GAIN is outperformed by 69.33% of its industry peers.
In the last couple of years the Gross Margin of GAIN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% |
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
2. Health
2.1 Basic Checks
Compared to 1 year ago, GAIN has more shares outstanding
The number of shares outstanding for GAIN has been increased compared to 5 years ago.
Compared to 1 year ago, GAIN has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.56, we must say that GAIN is in the distress zone and has some risk of bankruptcy.
GAIN has a worse Altman-Z score (0.56) than 61.34% of its industry peers.
GAIN has a Debt/Equity ratio of 1.04. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of GAIN (1.04) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.56 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.19 indicates that GAIN may have some problems paying its short term obligations.
GAIN has a Current ratio of 0.19. This is amonst the worse of the industry: GAIN underperforms 88.24% of its industry peers.
A Quick Ratio of 0.19 indicates that GAIN may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.19, GAIN is doing worse than 88.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
GAIN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.02%.
Measured over the past years, GAIN shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.66% on average per year.
Looking at the last year, GAIN shows a very negative growth in Revenue. The Revenue has decreased by -45.46% in the last year.
Measured over the past years, GAIN shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
3.2 Future
The Earnings Per Share is expected to decrease by -2.77% on average over the next years.
The Revenue is expected to grow by 6.51% on average over the next years.
EPS Next Y-0.73%
EPS Next 2Y-2.77%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.99%
Revenue Next 2Y6.51%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
GAIN is valuated correctly with a Price/Earnings ratio of 14.37.
The rest of the industry has a similar Price/Earnings ratio as GAIN.
GAIN's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.49.
GAIN is valuated correctly with a Price/Forward Earnings ratio of 15.20.
GAIN's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 23.69. GAIN is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.37 | ||
| Fwd PE | 15.2 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
GAIN's earnings are expected to decrease with -2.77% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-2.77%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.87%, GAIN is a good candidate for dividend investing.
GAIN's Dividend Yield is a higher than the industry average which is at 8.30.
Compared to an average S&P500 Dividend Yield of 2.31, GAIN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.87% |
5.2 History
On average, the dividend of GAIN grows each year by 9.97%, which is quite nice.
GAIN has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
87.69% of the earnings are spent on dividend by GAIN. This is not a sustainable payout ratio.
The Dividend Rate of GAIN has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP87.69%
EPS Next 2Y-2.77%
EPS Next 3YN/A
NASDAQ:GAIN (12/5/2025, 8:23:59 PM)
13.94
-0.03 (-0.21%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners16.59%
Inst Owner Change-16.61%
Ins Owners1.76%
Ins Owner Change0%
Market Cap552.72M
Revenue(TTM)88.68M
Net Income(TTM)92.84M
Analysts78.33
Price Target14.48 (3.87%)
Short Float %4.91%
Short Ratio13.32
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.87% |
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP87.69%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.03%
Min EPS beat(2)3.29%
Max EPS beat(2)4.76%
EPS beat(4)3
Avg EPS beat(4)3.54%
Min EPS beat(4)-2.81%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-1.66%
EPS beat(12)4
Avg EPS beat(12)-1.73%
EPS beat(16)7
Avg EPS beat(16)1.13%
Revenue beat(2)1
Avg Revenue beat(2)-2.25%
Min Revenue beat(2)-4.9%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-8.43%
Max Revenue beat(4)6.43%
Revenue beat(8)3
Avg Revenue beat(8)-4.57%
Revenue beat(12)4
Avg Revenue beat(12)-4.36%
Revenue beat(16)7
Avg Revenue beat(16)4.28%
PT rev (1m)1.43%
PT rev (3m)2.34%
EPS NQ rev (1m)-2.53%
EPS NQ rev (3m)-1.7%
EPS NY rev (1m)0.73%
EPS NY rev (3m)2.32%
Revenue NQ rev (1m)0.92%
Revenue NQ rev (3m)1.39%
Revenue NY rev (1m)0.86%
Revenue NY rev (3m)0.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.37 | ||
| Fwd PE | 15.2 | ||
| P/S | 6.23 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.03 | ||
| P/tB | 1.03 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.97
EY6.96%
EPS(NY)0.92
Fwd EY6.58%
FCF(TTM)-4.29
FCFYN/A
OCF(TTM)-4.29
OCFYN/A
SpS2.24
BVpS13.51
TBVpS13.51
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.92% | ||
| ROICexgc | 0.92% | ||
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% | ||
| FCFM | N/A |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
F-Score3
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.43 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 | ||
| Altman-Z | 0.56 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
EPS Next Y-0.73%
EPS Next 2Y-2.77%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
Revenue Next Year7.99%
Revenue Next 2Y6.51%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-88.01%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-85.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y-85.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%
GLADSTONE INVESTMENT CORP / GAIN FAQ
What is the ChartMill fundamental rating of GLADSTONE INVESTMENT CORP (GAIN) stock?
ChartMill assigns a fundamental rating of 2 / 10 to GAIN.
What is the valuation status for GAIN stock?
ChartMill assigns a valuation rating of 2 / 10 to GLADSTONE INVESTMENT CORP (GAIN). This can be considered as Overvalued.
What is the profitability of GAIN stock?
GLADSTONE INVESTMENT CORP (GAIN) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for GAIN stock?
The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT CORP (GAIN) is 14.37 and the Price/Book (PB) ratio is 1.03.
Can you provide the expected EPS growth for GAIN stock?
The Earnings per Share (EPS) of GLADSTONE INVESTMENT CORP (GAIN) is expected to decline by -0.73% in the next year.