14.07 USD
-0.11 (-0.78%)
14.07 USD
0 (0%)
Overall GAIN gets a fundamental rating of 2 out of 10. We evaluated GAIN against 238 industry peers in the Capital Markets industry. While GAIN is still in line with the averages on profitability rating, there are concerns on its financial health. GAIN does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- GAIN had positive earnings in the past year.
- In the past year GAIN has reported a negative cash flow from operations.
- In the past 5 years GAIN has always been profitable.
- The reported operating cash flow has been mixed in the past 5 years: GAIN reported negative operating cash flow in multiple years.
1.2 Ratios
- With an excellent Return On Assets value of 8.11%, GAIN belongs to the best of the industry, outperforming 86.50% of the companies in the same industry.
- GAIN has a Return On Equity of 17.33%. This is amongst the best in the industry. GAIN outperforms 83.12% of its industry peers.
- The Return On Invested Capital of GAIN (0.92%) is worse than 66.67% of its industry peers.
- GAIN had an Average Return On Invested Capital over the past 3 years of 5.77%. This is in line with the industry average of 7.15%.
- The last Return On Invested Capital (0.92%) for GAIN is well below the 3 year average (5.77%), which needs to be investigated, but indicates that GAIN had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROIC | 0.92% |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
1.3 Margins
- GAIN's Profit Margin of 104.69% is amongst the best of the industry. GAIN outperforms 98.31% of its industry peers.
- In the last couple of years the Profit Margin of GAIN has declined.
- GAIN has a Operating Margin of 14.32%. This is in the lower half of the industry: GAIN underperforms 60.34% of its industry peers.
- In the last couple of years the Operating Margin of GAIN has declined.
- GAIN has a Gross Margin of 1.75%. This is in the lower half of the industry: GAIN underperforms 68.35% of its industry peers.
- In the last couple of years the Gross Margin of GAIN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% |
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, GAIN has more shares outstanding
- Compared to 5 years ago, GAIN has more shares outstanding
- The debt/assets ratio for GAIN is higher compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.57, we must say that GAIN is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.57, GAIN is in line with its industry, outperforming 41.77% of the companies in the same industry.
- A Debt/Equity ratio of 1.04 is on the high side and indicates that GAIN has dependencies on debt financing.
- GAIN has a Debt to Equity ratio (1.04) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.57 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.19 indicates that GAIN may have some problems paying its short term obligations.
- With a Current ratio value of 0.19, GAIN is not doing good in the industry: 86.50% of the companies in the same industry are doing better.
- A Quick Ratio of 0.19 indicates that GAIN may have some problems paying its short term obligations.
- With a Quick ratio value of 0.19, GAIN is not doing good in the industry: 86.50% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
- GAIN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.02%.
- GAIN shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.66% yearly.
- GAIN shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -45.46%.
- GAIN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
3.2 Future
- The Earnings Per Share is expected to decrease by -3.46% on average over the next years.
- The Revenue is expected to grow by 6.31% on average over the next years.
EPS Next Y-1.5%
EPS Next 2Y-3.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.22%
Revenue Next 2Y6.31%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 14.51 indicates a correct valuation of GAIN.
- GAIN's Price/Earnings ratio is in line with the industry average.
- When comparing the Price/Earnings ratio of GAIN to the average of the S&P500 Index (27.38), we can say GAIN is valued slightly cheaper.
- A Price/Forward Earnings ratio of 15.56 indicates a correct valuation of GAIN.
- The rest of the industry has a similar Price/Forward Earnings ratio as GAIN.
- GAIN's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.51 | ||
| Fwd PE | 15.56 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- A cheap valuation may be justified as GAIN's earnings are expected to decrease with -3.46% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.46%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.77%, GAIN is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 6.10, GAIN pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.85, GAIN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.77% |
5.2 History
- On average, the dividend of GAIN grows each year by 9.97%, which is quite nice.
- GAIN has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)9.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 87.69% of the earnings are spent on dividend by GAIN. This is not a sustainable payout ratio.
- The Dividend Rate of GAIN has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP87.69%
EPS Next 2Y-3.46%
EPS Next 3YN/A
14.07
-0.11 (-0.78%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-04 2025-11-04/amc
Earnings (Next)02-03 2026-02-03/amc
Inst Owners16.58%
Inst Owner Change1.28%
Ins Owners1.76%
Ins Owner Change0%
Market Cap557.88M
Revenue(TTM)88.68M
Net Income(TTM)92.84M
Analysts78.33
Price Target14.48 (2.91%)
Short Float %4.65%
Short Ratio13.7
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.77% |
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP87.69%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-23 2026-03-23 (0.08)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.03%
Min EPS beat(2)3.29%
Max EPS beat(2)4.76%
EPS beat(4)3
Avg EPS beat(4)3.54%
Min EPS beat(4)-2.81%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-1.66%
EPS beat(12)4
Avg EPS beat(12)-1.73%
EPS beat(16)7
Avg EPS beat(16)1.13%
Revenue beat(2)1
Avg Revenue beat(2)-2.25%
Min Revenue beat(2)-4.9%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-8.43%
Max Revenue beat(4)6.43%
Revenue beat(8)3
Avg Revenue beat(8)-4.57%
Revenue beat(12)4
Avg Revenue beat(12)-4.36%
Revenue beat(16)7
Avg Revenue beat(16)4.28%
PT rev (1m)0%
PT rev (3m)1.43%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.7%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.06%
Revenue NQ rev (1m)-1.42%
Revenue NQ rev (3m)0.08%
Revenue NY rev (1m)-2.24%
Revenue NY rev (3m)-0.79%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.51 | ||
| Fwd PE | 15.56 | ||
| P/S | 6.29 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.04 | ||
| P/tB | 1.04 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.97
EY6.89%
EPS(NY)0.9
Fwd EY6.42%
FCF(TTM)-4.29
FCFYN/A
OCF(TTM)-4.29
OCFYN/A
SpS2.24
BVpS13.51
TBVpS13.51
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.92% | ||
| ROICexgc | 0.92% | ||
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% | ||
| FCFM | N/A |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
F-Score3
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.43 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 | ||
| Altman-Z | 0.57 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
EPS Next Y-1.5%
EPS Next 2Y-3.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
Revenue Next Year6.22%
Revenue Next 2Y6.31%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-88.01%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-85.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y-85.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%
GLADSTONE INVESTMENT CORP / GAIN FAQ
What is the ChartMill fundamental rating of GLADSTONE INVESTMENT CORP (GAIN) stock?
ChartMill assigns a fundamental rating of 2 / 10 to GAIN.
What is the valuation status of GLADSTONE INVESTMENT CORP (GAIN) stock?
ChartMill assigns a valuation rating of 2 / 10 to GLADSTONE INVESTMENT CORP (GAIN). This can be considered as Overvalued.
Can you provide the profitability details for GLADSTONE INVESTMENT CORP?
GLADSTONE INVESTMENT CORP (GAIN) has a profitability rating of 4 / 10.
What are the PE and PB ratios of GLADSTONE INVESTMENT CORP (GAIN) stock?
The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT CORP (GAIN) is 14.51 and the Price/Book (PB) ratio is 1.04.
What is the financial health of GLADSTONE INVESTMENT CORP (GAIN) stock?
The financial health rating of GLADSTONE INVESTMENT CORP (GAIN) is 0 / 10.