19.32 USD
+0.13 (+0.68%)
We assign a fundamental rating of 3 out of 10 to FULTP. FULTP was compared to 387 industry peers in the Banks industry. There are concerns on the financial health of FULTP while its profitability can be described as average. FULTP has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year FULTP was profitable.
FULTP had a positive operating cash flow in the past year.
Each year in the past 5 years FULTP has been profitable.
FULTP had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
FULTP's Return On Assets of 1.10% is fine compared to the rest of the industry. FULTP outperforms 71.72% of its industry peers.
FULTP has a Return On Equity of 10.28%. This is in the better half of the industry: FULTP outperforms 65.04% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 10.28% | ||
| ROIC | N/A |
ROA(3y)0.96%
ROA(5y)0.92%
ROE(3y)9.79%
ROE(5y)9.17%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 27.07%, FULTP is in the better half of the industry, outperforming 67.10% of the companies in the same industry.
In the last couple of years the Profit Margin of FULTP has declined.
FULTP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 27.07% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-7.31%
PM growth 5Y-2.95%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
FULTP does not have a ROIC to compare to the WACC, probably because it is not profitable.
FULTP has more shares outstanding than it did 1 year ago.
The number of shares outstanding for FULTP has been increased compared to 5 years ago.
FULTP has a better debt/assets ratio than last year.
2.2 Solvency
FULTP has a debt to FCF ratio of 3.64. This is a good value and a sign of high solvency as FULTP would need 3.64 years to pay back of all of its debts.
FULTP has a Debt to FCF ratio of 3.64. This is in the lower half of the industry: FULTP underperforms 63.50% of its industry peers.
FULTP has a Debt/Equity ratio of 0.30. This is a healthy value indicating a solid balance between debt and equity.
FULTP has a Debt to Equity ratio of 0.30. This is in the lower half of the industry: FULTP underperforms 66.84% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 3.64 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.31%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 15.08% over the past year.
The Earnings Per Share has been growing slightly by 6.04% on average over the past years.
FULTP shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.16%.
Measured over the past years, FULTP shows a small growth in Revenue. The Revenue has been growing by 7.41% on average per year.
EPS 1Y (TTM)15.08%
EPS 3Y4.31%
EPS 5Y6.04%
EPS Q2Q%6%
Revenue 1Y (TTM)9.16%
Revenue growth 3Y9.66%
Revenue growth 5Y7.41%
Sales Q2Q%2.4%
3.2 Future
Based on estimates for the next years, FULTP will show a small growth in Earnings Per Share. The EPS will grow by 6.27% on average per year.
Based on estimates for the next years, FULTP will show a small growth in Revenue. The Revenue will grow by 7.34% on average per year.
EPS Next Y11.65%
EPS Next 2Y5.79%
EPS Next 3Y6.27%
EPS Next 5YN/A
Revenue Next Year14.75%
Revenue Next 2Y4.87%
Revenue Next 3Y7.34%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.38 indicates a reasonable valuation of FULTP.
Based on the Price/Earnings ratio, FULTP is valued cheaply inside the industry as 82.52% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 25.47. FULTP is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 9.33 indicates a reasonable valuation of FULTP.
FULTP's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. FULTP is cheaper than 60.41% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.42, FULTP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.38 | ||
| Fwd PE | 9.33 |
4.2 Price Multiples
FULTP's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.42 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
FULTP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.81
PEG (5Y)1.55
EPS Next 2Y5.79%
EPS Next 3Y6.27%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.17%, FULTP is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.33, FULTP pays a better dividend. On top of this FULTP pays more dividend than 80.21% of the companies listed in the same industry.
FULTP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.17% |
5.2 History
On average, the dividend of FULTP grows each year by 6.62%, which is quite nice.
FULTP has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)6.62%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FULTP pays out 40.37% of its income as dividend. This is a bit on the high side, but may be sustainable.
FULTP's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP40.37%
EPS Next 2Y5.79%
EPS Next 3Y6.27%
FULTON FINANCIAL CORP - FULT 5 1/8 PERP
NASDAQ:FULTP (11/21/2025, 8:00:01 PM)
19.32
+0.13 (+0.68%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners77.98%
Inst Owner ChangeN/A
Ins Owners1.1%
Ins Owner ChangeN/A
Market Cap3.49B
Revenue(TTM)1.30B
Net Income(TTM)351.01M
Analysts81.82
Price Target23.32 (20.7%)
Short Float %0%
Short Ratio0.49
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.17% |
Yearly Dividend0.76
Dividend Growth(5Y)6.62%
DP40.37%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.12%
Min EPS beat(2)4.63%
Max EPS beat(2)15.6%
EPS beat(4)4
Avg EPS beat(4)12.93%
Min EPS beat(4)4.63%
Max EPS beat(4)18.68%
EPS beat(8)8
Avg EPS beat(8)14.78%
EPS beat(12)10
Avg EPS beat(12)8.18%
EPS beat(16)12
Avg EPS beat(16)7.19%
Revenue beat(2)0
Avg Revenue beat(2)-1.72%
Min Revenue beat(2)-2.09%
Max Revenue beat(2)-1.35%
Revenue beat(4)0
Avg Revenue beat(4)-1.37%
Min Revenue beat(4)-2.09%
Max Revenue beat(4)-0.86%
Revenue beat(8)2
Avg Revenue beat(8)-1.57%
Revenue beat(12)5
Avg Revenue beat(12)2.01%
Revenue beat(16)9
Avg Revenue beat(16)9.68%
PT rev (1m)2.57%
PT rev (3m)2.46%
EPS NQ rev (1m)-1.25%
EPS NQ rev (3m)-2.43%
EPS NY rev (1m)1.42%
EPS NY rev (3m)8.98%
Revenue NQ rev (1m)0.6%
Revenue NQ rev (3m)0.96%
Revenue NY rev (1m)6.89%
Revenue NY rev (3m)7.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.38 | ||
| Fwd PE | 9.33 | ||
| P/S | 2.69 | ||
| P/FCF | 12.42 | ||
| P/OCF | 10.37 | ||
| P/B | 1.02 | ||
| P/tB | 1.25 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.06
EY10.66%
EPS(NY)2.07
Fwd EY10.72%
FCF(TTM)1.56
FCFY8.05%
OCF(TTM)1.86
OCFY9.64%
SpS7.18
BVpS18.9
TBVpS15.48
PEG (NY)0.81
PEG (5Y)1.55
Graham Number29.6
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 10.28% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 27.07% | ||
| GM | N/A | ||
| FCFM | 21.67% |
ROA(3y)0.96%
ROA(5y)0.92%
ROE(3y)9.79%
ROE(5y)9.17%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-7.31%
PM growth 5Y-2.95%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 3.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 90.9% | ||
| Cap/Sales | 4.28% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 80.04% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC15.31%
ROIC/WACCN/A
Cap/Depr(3y)80.27%
Cap/Depr(5y)73.99%
Cap/Sales(3y)2.86%
Cap/Sales(5y)2.56%
Profit Quality(3y)154.44%
Profit Quality(5y)132.75%
High Growth Momentum
Growth
EPS 1Y (TTM)15.08%
EPS 3Y4.31%
EPS 5Y6.04%
EPS Q2Q%6%
EPS Next Y11.65%
EPS Next 2Y5.79%
EPS Next 3Y6.27%
EPS Next 5YN/A
Revenue 1Y (TTM)9.16%
Revenue growth 3Y9.66%
Revenue growth 5Y7.41%
Sales Q2Q%2.4%
Revenue Next Year14.75%
Revenue Next 2Y4.87%
Revenue Next 3Y7.34%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-40.27%
FCF growth 3Y4.85%
FCF growth 5Y31.82%
OCF growth 1Y-32.65%
OCF growth 3Y6.76%
OCF growth 5Y26.68%
FULTON FINANCIAL CORP - FULT 5 1/8 PERP / FULTP FAQ
What is the fundamental rating for FULTP stock?
ChartMill assigns a fundamental rating of 3 / 10 to FULTP.
Can you provide the valuation status for FULTON FINANCIAL CORP - FULT 5 1/8 PERP?
ChartMill assigns a valuation rating of 5 / 10 to FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP). This can be considered as Fairly Valued.
What is the profitability of FULTP stock?
FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) has a profitability rating of 4 / 10.
What are the PE and PB ratios of FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) stock?
The Price/Earnings (PE) ratio for FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) is 9.38 and the Price/Book (PB) ratio is 1.02.
How financially healthy is FULTON FINANCIAL CORP - FULT 5 1/8 PERP?
The financial health rating of FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) is 1 / 10.