FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) Stock Fundamental Analysis

NASDAQ:FULTP • US3602713089

19.15 USD
+0.3 (+1.59%)
Last: Feb 25, 2026, 04:30 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to FULTP. FULTP was compared to 379 industry peers in the Banks industry. While FULTP is still in line with the averages on profitability rating, there are concerns on its financial health. FULTP has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • FULTP had positive earnings in the past year.
  • FULTP had a positive operating cash flow in the past year.
  • In the past 5 years FULTP has always been profitable.
  • Of the past 5 years FULTP 4 years had a positive operating cash flow.
FULTP Yearly Net Income VS EBIT VS OCF VS FCFFULTP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

1.2 Ratios

  • FULTP has a better Return On Assets (1.10%) than 69.66% of its industry peers.
  • FULTP has a Return On Equity of 10.28%. This is in the better half of the industry: FULTP outperforms 64.64% of its industry peers.
Industry RankSector Rank
ROA 1.1%
ROE 10.28%
ROIC N/A
ROA(3y)1.02%
ROA(5y)1.02%
ROE(3y)9.85%
ROE(5y)10.01%
ROIC(3y)N/A
ROIC(5y)N/A
FULTP Yearly ROA, ROE, ROICFULTP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With a decent Profit Margin value of 27.07%, FULTP is doing good in the industry, outperforming 64.91% of the companies in the same industry.
  • FULTP's Profit Margin has improved in the last couple of years.
  • FULTP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 27.07%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.92%
PM growth 5Y7.51%
GM growth 3YN/A
GM growth 5YN/A
FULTP Yearly Profit, Operating, Gross MarginsFULTP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • FULTP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, FULTP has less shares outstanding
  • FULTP has more shares outstanding than it did 5 years ago.
  • FULTP has a worse debt/assets ratio than last year.
FULTP Yearly Shares OutstandingFULTP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
FULTP Yearly Total Debt VS Total AssetsFULTP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.2 Solvency

  • FULTP has a debt to FCF ratio of 3.64. This is a good value and a sign of high solvency as FULTP would need 3.64 years to pay back of all of its debts.
  • FULTP has a worse Debt to FCF ratio (3.64) than 64.38% of its industry peers.
  • FULTP has a Debt/Equity ratio of 0.30. This is a healthy value indicating a solid balance between debt and equity.
  • FULTP has a worse Debt to Equity ratio (0.30) than 65.96% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF 3.64
Altman-Z N/A
ROIC/WACCN/A
WACC15.3%
FULTP Yearly LT Debt VS Equity VS FCFFULTP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FULTP Yearly Current Assets VS Current LiabilitesFULTP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • FULTP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 14.05%, which is quite good.
  • The Earnings Per Share has been growing by 14.33% on average over the past years. This is quite good.
  • Looking at the last year, FULTP shows a small growth in Revenue. The Revenue has grown by 6.23% in the last year.
  • The Revenue has been growing by 8.58% on average over the past years. This is quite good.
EPS 1Y (TTM)14.05%
EPS 3Y8.11%
EPS 5Y14.33%
EPS Q2Q%10.42%
Revenue 1Y (TTM)6.23%
Revenue growth 3Y9.19%
Revenue growth 5Y8.58%
Sales Q2Q%4.88%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.37% on average over the next years.
  • FULTP is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.68% yearly.
EPS Next Y0.03%
EPS Next 2Y6.37%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year22.35%
Revenue Next 2Y13.68%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
FULTP Yearly Revenue VS EstimatesFULTP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B
FULTP Yearly EPS VS EstimatesFULTP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 9.08, the valuation of FULTP can be described as reasonable.
  • FULTP's Price/Earnings ratio is rather cheap when compared to the industry. FULTP is cheaper than 89.71% of the companies in the same industry.
  • FULTP is valuated cheaply when we compare the Price/Earnings ratio to 26.98, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 9.07, the valuation of FULTP can be described as very reasonable.
  • 81.79% of the companies in the same industry are more expensive than FULTP, based on the Price/Forward Earnings ratio.
  • FULTP is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.01, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 9.08
Fwd PE 9.07
FULTP Price Earnings VS Forward Price EarningsFULTP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of FULTP is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 12.26
EV/EBITDA N/A
FULTP Per share dataFULTP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)301.57
PEG (5Y)0.63
EPS Next 2Y6.37%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 6.89%, FULTP is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.74, FULTP pays a better dividend. On top of this FULTP pays more dividend than 96.57% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, FULTP pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.89%

5.2 History

  • On average, the dividend of FULTP grows each year by 6.62%, which is quite nice.
  • FULTP has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)6.62%
Div Incr Years0
Div Non Decr Years0
FULTP Yearly Dividends per shareFULTP Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • FULTP pays out 40.37% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • FULTP's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP40.37%
EPS Next 2Y6.37%
EPS Next 3YN/A
FULTP Yearly Income VS Free CF VS DividendFULTP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M
FULTP Dividend Payout.FULTP Dividend Payout, showing the Payout Ratio.FULTP Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

FULTON FINANCIAL CORP - FULT 5 1/8 PERP

NASDAQ:FULTP (2/25/2026, 4:30:02 PM)

19.15

+0.3 (+1.59%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21
Earnings (Next)04-13
Inst Owners79.43%
Inst Owner ChangeN/A
Ins Owners1.11%
Ins Owner ChangeN/A
Market Cap3.45B
Revenue(TTM)1.31B
Net Income(TTM)351.01M
Analysts81.82
Price Target20.42 (6.63%)
Short Float %0.01%
Short Ratio0.97
Dividend
Industry RankSector Rank
Dividend Yield 6.89%
Yearly Dividend0.76
Dividend Growth(5Y)6.62%
DP40.37%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.12%
Min EPS beat(2)4.63%
Max EPS beat(2)15.6%
EPS beat(4)4
Avg EPS beat(4)12.93%
Min EPS beat(4)4.63%
Max EPS beat(4)18.68%
EPS beat(8)8
Avg EPS beat(8)14.78%
EPS beat(12)10
Avg EPS beat(12)8.18%
EPS beat(16)12
Avg EPS beat(16)7.19%
Revenue beat(2)0
Avg Revenue beat(2)-1.72%
Min Revenue beat(2)-2.09%
Max Revenue beat(2)-1.35%
Revenue beat(4)0
Avg Revenue beat(4)-1.37%
Min Revenue beat(4)-2.09%
Max Revenue beat(4)-0.86%
Revenue beat(8)2
Avg Revenue beat(8)-1.57%
Revenue beat(12)5
Avg Revenue beat(12)2.01%
Revenue beat(16)9
Avg Revenue beat(16)9.68%
PT rev (1m)0.78%
PT rev (3m)-11.57%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.07%
EPS NY rev (1m)-0.23%
EPS NY rev (3m)1.93%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.97%
Revenue NY rev (1m)5.32%
Revenue NY rev (3m)27.65%
Valuation
Industry RankSector Rank
PE 9.08
Fwd PE 9.07
P/S 2.66
P/FCF 12.26
P/OCF 10.24
P/B 1.01
P/tB 1.23
EV/EBITDA N/A
EPS(TTM)2.11
EY11.02%
EPS(NY)2.11
Fwd EY11.02%
FCF(TTM)1.56
FCFY8.16%
OCF(TTM)1.87
OCFY9.76%
SpS7.21
BVpS18.97
TBVpS15.54
PEG (NY)301.57
PEG (5Y)0.63
Graham Number30.01
Profitability
Industry RankSector Rank
ROA 1.1%
ROE 10.28%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 27.07%
GM N/A
FCFM 21.67%
ROA(3y)1.02%
ROA(5y)1.02%
ROE(3y)9.85%
ROE(5y)10.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.92%
PM growth 5Y7.51%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF 3.64
Debt/EBITDA N/A
Cap/Depr 90.9%
Cap/Sales 4.28%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 80.04%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC15.3%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)14.05%
EPS 3Y8.11%
EPS 5Y14.33%
EPS Q2Q%10.42%
EPS Next Y0.03%
EPS Next 2Y6.37%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.23%
Revenue growth 3Y9.19%
Revenue growth 5Y8.58%
Sales Q2Q%4.88%
Revenue Next Year22.35%
Revenue Next 2Y13.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y30.71%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y45.47%
OCF growth 3YN/A
OCF growth 5YN/A

FULTON FINANCIAL CORP - FULT 5 1/8 PERP / FULTP FAQ

What is the fundamental rating for FULTP stock?

ChartMill assigns a fundamental rating of 4 / 10 to FULTP.


What is the valuation status for FULTP stock?

ChartMill assigns a valuation rating of 5 / 10 to FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP). This can be considered as Fairly Valued.


What is the profitability of FULTP stock?

FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) has a profitability rating of 4 / 10.


Can you provide the financial health for FULTP stock?

The financial health rating of FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) is 1 / 10.


Can you provide the dividend sustainability for FULTP stock?

The dividend rating of FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) is 6 / 10 and the dividend payout ratio is 40.37%.