FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) Fundamental Analysis & Valuation

NASDAQ:FULTP • US3602713089

Current stock price

18.465 USD
-0.04 (-0.19%)
Last:

This FULTP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. FULTP Profitability Analysis

1.1 Basic Checks

  • FULTP had positive earnings in the past year.
  • In the past year FULTP had a positive cash flow from operations.
  • FULTP had positive earnings in each of the past 5 years.
  • FULTP had a positive operating cash flow in each of the past 5 years.
FULTP Yearly Net Income VS EBIT VS OCF VS FCFFULTP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

1.2 Ratios

  • FULTP has a Return On Assets of 1.19%. This is in the better half of the industry: FULTP outperforms 73.42% of its industry peers.
  • FULTP has a Return On Equity of 10.93%. This is in the better half of the industry: FULTP outperforms 67.89% of its industry peers.
Industry RankSector Rank
ROA 1.19%
ROE 10.93%
ROIC N/A
ROA(3y)1.02%
ROA(5y)1.02%
ROE(3y)9.85%
ROE(5y)10.01%
ROIC(3y)N/A
ROIC(5y)N/A
FULTP Yearly ROA, ROE, ROICFULTP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With a decent Profit Margin value of 29.04%, FULTP is doing good in the industry, outperforming 70.26% of the companies in the same industry.
  • In the last couple of years the Profit Margin of FULTP has grown nicely.
  • The Operating Margin and Gross Margin are not available for FULTP so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 29.04%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.92%
PM growth 5Y7.51%
GM growth 3YN/A
GM growth 5YN/A
FULTP Yearly Profit, Operating, Gross MarginsFULTP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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1

2. FULTP Health Analysis

2.1 Basic Checks

  • FULTP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • FULTP has less shares outstanding than it did 1 year ago.
  • FULTP has more shares outstanding than it did 5 years ago.
  • FULTP has a worse debt/assets ratio than last year.
FULTP Yearly Shares OutstandingFULTP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
FULTP Yearly Total Debt VS Total AssetsFULTP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.2 Solvency

  • FULTP has a debt to FCF ratio of 3.68. This is a good value and a sign of high solvency as FULTP would need 3.68 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 3.68, FULTP is doing worse than 62.63% of the companies in the same industry.
  • A Debt/Equity ratio of 0.30 indicates that FULTP is not too dependend on debt financing.
  • With a Debt to Equity ratio value of 0.30, FULTP is not doing good in the industry: 67.63% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF 3.68
Altman-Z N/A
ROIC/WACCN/A
WACC16.17%
FULTP Yearly LT Debt VS Equity VS FCFFULTP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FULTP Yearly Current Assets VS Current LiabilitesFULTP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. FULTP Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 14.05% over the past year.
  • The Earnings Per Share has been growing by 14.33% on average over the past years. This is quite good.
  • FULTP shows a small growth in Revenue. In the last year, the Revenue has grown by 6.23%.
  • FULTP shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.58% yearly.
EPS 1Y (TTM)14.05%
EPS 3Y8.11%
EPS 5Y14.33%
EPS Q2Q%10.42%
Revenue 1Y (TTM)6.23%
Revenue growth 3Y9.19%
Revenue growth 5Y8.58%
Sales Q2Q%4.88%

3.2 Future

  • FULTP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.09% yearly.
  • FULTP is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.55% yearly.
EPS Next Y-0.45%
EPS Next 2Y6.09%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year20.05%
Revenue Next 2Y12.55%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
FULTP Yearly Revenue VS EstimatesFULTP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B
FULTP Yearly EPS VS EstimatesFULTP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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5

4. FULTP Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 8.75 indicates a reasonable valuation of FULTP.
  • Based on the Price/Earnings ratio, FULTP is valued cheaper than 91.05% of the companies in the same industry.
  • FULTP is valuated cheaply when we compare the Price/Earnings ratio to 26.78, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 8.79, which indicates a very decent valuation of FULTP.
  • Based on the Price/Forward Earnings ratio, FULTP is valued cheaper than 86.58% of the companies in the same industry.
  • FULTP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.54.
Industry RankSector Rank
PE 8.75
Fwd PE 8.79
FULTP Price Earnings VS Forward Price EarningsFULTP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Price/Free Cash Flow ratio as FULTP.
Industry RankSector Rank
P/FCF 11.69
EV/EBITDA N/A
FULTP Per share dataFULTP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.61
EPS Next 2Y6.09%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. FULTP Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.86%, FULTP has a reasonable but not impressive dividend return.
  • FULTP's Dividend Yield is a higher than the industry average which is at 2.73.
  • Compared to an average S&P500 Dividend Yield of 1.89, FULTP pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.86%

5.2 History

  • On average, the dividend of FULTP grows each year by 6.92%, which is quite nice.
  • FULTP has been paying a dividend for over 5 years, so it has already some track record.
  • FULTP has decreased its dividend recently.
Dividend Growth(5Y)6.92%
Div Incr Years0
Div Non Decr Years1
FULTP Yearly Dividends per shareFULTP Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • FULTP pays out 37.03% of its income as dividend. This is a sustainable payout ratio.
  • FULTP's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP37.03%
EPS Next 2Y6.09%
EPS Next 3YN/A
FULTP Yearly Income VS Free CF VS DividendFULTP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M
FULTP Dividend Payout.FULTP Dividend Payout, showing the Payout Ratio.FULTP Dividend Payout.PayoutRetained Earnings

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FULTP Fundamentals: All Metrics, Ratios and Statistics

FULTON FINANCIAL CORP - FULT 5 1/8 PERP

NASDAQ:FULTP (4/10/2026, 8:26:33 PM)

18.465

-0.04 (-0.19%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21
Earnings (Next)04-22
Inst Owners80.58%
Inst Owner ChangeN/A
Ins Owners1.11%
Ins Owner ChangeN/A
Market Cap3.32B
Revenue(TTM)1.31B
Net Income(TTM)381.36M
Analysts78.33
Price Target20.49 (10.97%)
Short Float %0%
Short Ratio0.39
Dividend
Industry RankSector Rank
Dividend Yield 3.86%
Yearly Dividend0.78
Dividend Growth(5Y)6.92%
DP37.03%
Div Incr Years0
Div Non Decr Years1
Ex-Date03-31
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.97%
Min EPS beat(2)3.3%
Max EPS beat(2)4.63%
EPS beat(4)4
Avg EPS beat(4)10.55%
Min EPS beat(4)3.3%
Max EPS beat(4)18.68%
EPS beat(8)8
Avg EPS beat(8)14.83%
EPS beat(12)11
Avg EPS beat(12)9.13%
EPS beat(16)13
Avg EPS beat(16)7.56%
Revenue beat(2)0
Avg Revenue beat(2)-3.85%
Min Revenue beat(2)-6.36%
Max Revenue beat(2)-1.35%
Revenue beat(4)0
Avg Revenue beat(4)-2.74%
Min Revenue beat(4)-6.36%
Max Revenue beat(4)-1.17%
Revenue beat(8)1
Avg Revenue beat(8)-2.43%
Revenue beat(12)4
Avg Revenue beat(12)-0.25%
Revenue beat(16)8
Avg Revenue beat(16)7.14%
PT rev (1m)0%
PT rev (3m)-0.42%
EPS NQ rev (1m)0.19%
EPS NQ rev (3m)-0.02%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.7%
Revenue NQ rev (1m)-2.85%
Revenue NQ rev (3m)5.95%
Revenue NY rev (1m)-3.07%
Revenue NY rev (3m)4.06%
Valuation
Industry RankSector Rank
PE 8.75
Fwd PE 8.79
P/S 2.53
P/FCF 11.69
P/OCF 10.92
P/B 0.95
P/tB 1.16
EV/EBITDA N/A
EPS(TTM)2.11
EY11.43%
EPS(NY)2.1
Fwd EY11.38%
FCF(TTM)1.58
FCFY8.55%
OCF(TTM)1.69
OCFY9.16%
SpS7.29
BVpS19.39
TBVpS15.99
PEG (NY)N/A
PEG (5Y)0.61
Graham Number30.34
Profitability
Industry RankSector Rank
ROA 1.19%
ROE 10.93%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 29.04%
GM N/A
FCFM 21.65%
ROA(3y)1.02%
ROA(5y)1.02%
ROE(3y)9.85%
ROE(5y)10.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.92%
PM growth 5Y7.51%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF 3.68
Debt/EBITDA N/A
Cap/Depr 39.71%
Cap/Sales 1.53%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 74.56%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC16.17%
ROIC/WACCN/A
Cap/Depr(3y)71.36%
Cap/Depr(5y)68.15%
Cap/Sales(3y)2.67%
Cap/Sales(5y)2.4%
Profit Quality(3y)109.78%
Profit Quality(5y)132.06%
High Growth Momentum
Growth
EPS 1Y (TTM)14.05%
EPS 3Y8.11%
EPS 5Y14.33%
EPS Q2Q%10.42%
EPS Next Y-0.45%
EPS Next 2Y6.09%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.23%
Revenue growth 3Y9.19%
Revenue growth 5Y8.58%
Sales Q2Q%4.88%
Revenue Next Year20.05%
Revenue Next 2Y12.55%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-24%
FCF growth 3Y-21.02%
FCF growth 5Y15.69%
OCF growth 1Y-26.91%
OCF growth 3Y-20.16%
OCF growth 5Y14.11%

FULTON FINANCIAL CORP - FULT 5 1/8 PERP / FULTP Fundamental Analysis FAQ

What is the fundamental rating for FULTP stock?

ChartMill assigns a fundamental rating of 4 / 10 to FULTP.


What is the valuation status for FULTP stock?

ChartMill assigns a valuation rating of 5 / 10 to FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP). This can be considered as Fairly Valued.


How profitable is FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) stock?

FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) has a profitability rating of 4 / 10.


What are the PE and PB ratios of FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) stock?

The Price/Earnings (PE) ratio for FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) is 8.75 and the Price/Book (PB) ratio is 0.95.


What is the financial health of FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) stock?

The financial health rating of FULTON FINANCIAL CORP - FULT 5 1/8 PERP (FULTP) is 1 / 10.