FREEDOM HOLDING CORP/NV (FRHC) Stock Fundamental Analysis
USA - NASDAQ:FRHC - US3563901046 - Common Stock
140.38 USD
-8.95 (-5.99%)
140.4 USD
+0.02 (+0.01%)
Taking everything into account, FRHC scores 3 out of 10 in our fundamental rating. FRHC was compared to 237 industry peers in the Capital Markets industry. While FRHC is still in line with the averages on profitability rating, there are concerns on its financial health. FRHC is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
FRHC had positive earnings in the past year.
In the past year FRHC had a positive cash flow from operations.
In the past 5 years FRHC has always been profitable.
In multiple years FRHC reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of FRHC (0.83%) is worse than 67.51% of its industry peers.
FRHC has a Return On Equity (6.56%) which is in line with its industry peers.
With an excellent Return On Invested Capital value of 10.88%, FRHC belongs to the best of the industry, outperforming 86.08% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for FRHC is significantly above the industry average of 7.63%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 6.56% | ||
| ROIC | 10.88% |
ROA(3y)3.14%
ROA(5y)4.72%
ROE(3y)21.88%
ROE(5y)32.14%
ROIC(3y)12.87%
ROIC(5y)12.67%
1.3 Margins
FRHC's Profit Margin of 3.86% is on the low side compared to the rest of the industry. FRHC is outperformed by 67.93% of its industry peers.
FRHC's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 27.28%, FRHC is in line with its industry, outperforming 53.16% of the companies in the same industry.
FRHC's Operating Margin has been stable in the last couple of years.
With a decent Gross Margin value of 65.17%, FRHC is doing good in the industry, outperforming 74.68% of the companies in the same industry.
In the last couple of years the Gross Margin of FRHC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.28% | ||
| PM (TTM) | 3.86% | ||
| GM | 65.17% |
OM growth 3Y-22.66%
OM growth 5Y-1.08%
PM growth 3Y-49.56%
PM growth 5Y-27.11%
GM growth 3Y-6.02%
GM growth 5Y-4.18%
2. Health
2.1 Basic Checks
The number of shares outstanding for FRHC has been increased compared to 1 year ago.
FRHC has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, FRHC has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.80, we must say that FRHC is in the distress zone and has some risk of bankruptcy.
FRHC has a Altman-Z score (0.80) which is comparable to the rest of the industry.
FRHC has a debt to FCF ratio of 1.44. This is a very positive value and a sign of high solvency as it would only need 1.44 years to pay back of all of its debts.
FRHC has a better Debt to FCF ratio (1.44) than 89.03% of its industry peers.
A Debt/Equity ratio of 1.42 is on the high side and indicates that FRHC has dependencies on debt financing.
With a Debt to Equity ratio value of 1.42, FRHC is not doing good in the industry: 68.78% of the companies in the same industry are doing better.
Although FRHC does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.42 | ||
| Debt/FCF | 1.44 | ||
| Altman-Z | 0.8 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
FRHC has a Current Ratio of 0.53. This is a bad value and indicates that FRHC is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.53, FRHC is doing worse than 78.06% of the companies in the same industry.
A Quick Ratio of 0.53 indicates that FRHC may have some problems paying its short term obligations.
FRHC has a Quick ratio of 0.53. This is in the lower half of the industry: FRHC underperforms 77.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
FRHC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -77.46%.
The Earnings Per Share has been growing by 26.62% on average over the past years. This is a very strong growth
FRHC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.97%.
The Revenue has been growing by 75.39% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-77.46%
EPS 3Y-28.51%
EPS 5Y26.62%
EPS Q2Q%-12.8%
Revenue 1Y (TTM)17.97%
Revenue growth 3Y42.6%
Revenue growth 5Y75.39%
Sales Q2Q%24.01%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 108.82, FRHC can be considered very expensive at the moment.
Based on the Price/Earnings ratio, FRHC is valued expensively inside the industry as 81.01% of the companies are valued cheaper.
When comparing the Price/Earnings ratio of FRHC to the average of the S&P500 Index (26.03), we can say FRHC is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 108.82 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of FRHC indicates a somewhat cheap valuation: FRHC is cheaper than 79.75% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FRHC indicates a somewhat cheap valuation: FRHC is cheaper than 78.90% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.13 | ||
| EV/EBITDA | 14.78 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.09
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for FRHC!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
140.38
-8.95 (-5.99%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners3.87%
Inst Owner Change-0.4%
Ins Owners1.23%
Ins Owner Change2.63%
Market Cap8.59B
Revenue(TTM)2.09B
Net Income(TTM)80.65M
Analysts0
Price TargetN/A
Short Float %3.28%
Short Ratio5.5
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 108.82 | ||
| Fwd PE | N/A | ||
| P/S | 4.12 | ||
| P/FCF | 7.13 | ||
| P/OCF | 6.57 | ||
| P/B | 6.99 | ||
| P/tB | 7.63 | ||
| EV/EBITDA | 14.78 |
EPS(TTM)1.29
EY0.92%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)19.7
FCFY14.03%
OCF(TTM)21.36
OCFY15.22%
SpS34.09
BVpS20.08
TBVpS18.4
PEG (NY)N/A
PEG (5Y)4.09
Graham Number24.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 6.56% | ||
| ROCE | 18.13% | ||
| ROIC | 10.88% | ||
| ROICexc | 12.58% | ||
| ROICexgc | 13.7% | ||
| OM | 27.28% | ||
| PM (TTM) | 3.86% | ||
| GM | 65.17% | ||
| FCFM | 57.78% |
ROA(3y)3.14%
ROA(5y)4.72%
ROE(3y)21.88%
ROE(5y)32.14%
ROIC(3y)12.87%
ROIC(5y)12.67%
ROICexc(3y)15.36%
ROICexc(5y)14.75%
ROICexgc(3y)16.08%
ROICexgc(5y)15.21%
ROCE(3y)30.86%
ROCE(5y)27.65%
ROICexgc growth 3Y-3.11%
ROICexgc growth 5Y-0.68%
ROICexc growth 3Y-4.92%
ROICexc growth 5Y-1.3%
OM growth 3Y-22.66%
OM growth 5Y-1.08%
PM growth 3Y-49.56%
PM growth 5Y-27.11%
GM growth 3Y-6.02%
GM growth 5Y-4.18%
F-Score4
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.42 | ||
| Debt/FCF | 1.44 | ||
| Debt/EBITDA | 2.96 | ||
| Cap/Depr | 533.2% | ||
| Cap/Sales | 4.88% | ||
| Interest Coverage | 1.19 | ||
| Cash Conversion | 222.23% | ||
| Profit Quality | 1495.28% | ||
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 | ||
| Altman-Z | 0.8 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)535.11%
Cap/Depr(5y)365.28%
Cap/Sales(3y)4.06%
Cap/Sales(5y)2.69%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-77.46%
EPS 3Y-28.51%
EPS 5Y26.62%
EPS Q2Q%-12.8%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)17.97%
Revenue growth 3Y42.6%
Revenue growth 5Y75.39%
Sales Q2Q%24.01%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.67%
EBIT growth 3Y10.29%
EBIT growth 5Y73.49%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y173.32%
FCF growth 3YN/A
FCF growth 5Y109.13%
OCF growth 1Y181.72%
OCF growth 3YN/A
OCF growth 5Y106.96%
FREEDOM HOLDING CORP/NV / FRHC FAQ
What is the fundamental rating for FRHC stock?
ChartMill assigns a fundamental rating of 3 / 10 to FRHC.
What is the valuation status for FRHC stock?
ChartMill assigns a valuation rating of 2 / 10 to FREEDOM HOLDING CORP/NV (FRHC). This can be considered as Overvalued.
How profitable is FREEDOM HOLDING CORP/NV (FRHC) stock?
FREEDOM HOLDING CORP/NV (FRHC) has a profitability rating of 4 / 10.
Is the dividend of FREEDOM HOLDING CORP/NV sustainable?
The dividend rating of FREEDOM HOLDING CORP/NV (FRHC) is 0 / 10 and the dividend payout ratio is 0%.