FNAC DARTY SA (FNAC.PA) Stock Fundamental Analysis
EPA:FNAC - Euronext Paris - Matif - FR0011476928 - Common Stock - Currency: EUR
FNAC gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 51 industry peers in the Specialty Retail industry. While FNAC is still in line with the averages on profitability rating, there are concerns on its financial health. FNAC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
FNAC had positive earnings in the past year.
FNAC had a positive operating cash flow in the past year.
FNAC had positive earnings in 4 of the past 5 years.
FNAC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.40%, FNAC is in line with its industry, outperforming 52.94% of the companies in the same industry.
FNAC's Return On Equity of 2.10% is in line compared to the rest of the industry. FNAC outperforms 52.94% of its industry peers.
FNAC has a Return On Invested Capital of 2.44%. This is comparable to the rest of the industry: FNAC outperforms 50.98% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for FNAC is significantly below the industry average of 9.19%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 2.1% | ||
| ROIC | 2.44% |
ROA(3y)0.22%
ROA(5y)0.6%
ROE(3y)1.13%
ROE(5y)2.75%
ROIC(3y)2.82%
ROIC(5y)3.09%
1.3 Margins
FNAC has a Profit Margin of 0.41%. This is comparable to the rest of the industry: FNAC outperforms 58.82% of its industry peers.
FNAC's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 2.27%, FNAC is in line with its industry, outperforming 56.86% of the companies in the same industry.
FNAC's Operating Margin has declined in the last couple of years.
The Gross Margin of FNAC (30.06%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of FNAC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.27% | ||
| PM (TTM) | 0.41% | ||
| GM | 30.06% |
OM growth 3Y-14.99%
OM growth 5Y-12.2%
PM growth 3Y-39.79%
PM growth 5Y-21.15%
GM growth 3Y0.62%
GM growth 5Y-0.24%
2. Health
2.1 Basic Checks
FNAC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, FNAC has more shares outstanding
FNAC has more shares outstanding than it did 5 years ago.
FNAC has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.15, we must say that FNAC is in the distress zone and has some risk of bankruptcy.
FNAC has a Altman-Z score of 1.15. This is comparable to the rest of the industry: FNAC outperforms 41.18% of its industry peers.
The Debt to FCF ratio of FNAC is 6.37, which is on the high side as it means it would take FNAC, 6.37 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 6.37, FNAC is in line with its industry, outperforming 45.10% of the companies in the same industry.
A Debt/Equity ratio of 1.31 is on the high side and indicates that FNAC has dependencies on debt financing.
With a Debt to Equity ratio value of 1.31, FNAC is not doing good in the industry: 76.47% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | 6.37 | ||
| Altman-Z | 1.15 |
ROIC/WACC0.61
WACC4%
2.3 Liquidity
A Current Ratio of 0.88 indicates that FNAC may have some problems paying its short term obligations.
The Current ratio of FNAC (0.88) is worse than 80.39% of its industry peers.
FNAC has a Quick Ratio of 0.88. This is a bad value and indicates that FNAC is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.48, FNAC is not doing good in the industry: 62.75% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.48 |
3. Growth
3.1 Past
FNAC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -55.68%.
The earnings per share for FNAC have been decreasing by -20.52% on average. This is quite bad
Looking at the last year, FNAC shows a small growth in Revenue. The Revenue has grown by 4.81% in the last year.
The Revenue has been growing slightly by 2.35% on average over the past years.
EPS 1Y (TTM)-55.68%
EPS 3Y-38.65%
EPS 5Y-20.52%
EPS Q2Q%-47.34%
Revenue 1Y (TTM)4.81%
Revenue growth 3Y0.87%
Revenue growth 5Y2.35%
Sales Q2Q%7.35%
3.2 Future
FNAC is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.65% yearly.
FNAC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.29% yearly.
EPS Next Y-9.31%
EPS Next 2Y7.25%
EPS Next 3Y9.65%
EPS Next 5YN/A
Revenue Next Year29.27%
Revenue Next 2Y14.67%
Revenue Next 3Y11.36%
Revenue Next 5Y8.29%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 40.63 indicates a quite expensive valuation of FNAC.
60.78% of the companies in the same industry are more expensive than FNAC, based on the Price/Earnings ratio.
FNAC is valuated expensively when we compare the Price/Earnings ratio to 23.99, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 14.50, the valuation of FNAC can be described as correct.
Compared to the rest of the industry, the Price/Forward Earnings ratio of FNAC indicates a somewhat cheap valuation: FNAC is cheaper than 70.59% of the companies listed in the same industry.
FNAC is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 20.35, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 40.63 | ||
| Fwd PE | 14.5 |
4.2 Price Multiples
82.35% of the companies in the same industry are more expensive than FNAC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.47 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y7.25%
EPS Next 3Y9.65%
5. Dividend
5.1 Amount
FNAC has a Yearly Dividend Yield of 3.26%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 5.04, FNAC pays a better dividend. On top of this FNAC pays more dividend than 86.27% of the companies listed in the same industry.
FNAC's Dividend Yield is a higher than the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.26% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
52.07% of the earnings are spent on dividend by FNAC. This is a bit on the high side, but may be sustainable.
DP52.07%
EPS Next 2Y7.25%
EPS Next 3Y9.65%
EPA:FNAC (5/8/2025, 5:29:47 PM)
31.695
+0.16 (+0.51%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners42.31%
Inst Owner ChangeN/A
Ins Owners0.58%
Ins Owner ChangeN/A
Market Cap940.71M
Analysts80
Price Target36.72 (15.85%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.26% |
Yearly Dividend0.63
Dividend Growth(5Y)N/A
DP52.07%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.77%
PT rev (3m)3.6%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-10.36%
EPS NY rev (3m)-25.44%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.29%
Revenue NY rev (3m)15.8%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 40.63 | ||
| Fwd PE | 14.5 | ||
| P/S | 0.11 | ||
| P/FCF | 2.47 | ||
| P/OCF | 1.87 | ||
| P/B | 0.58 | ||
| P/tB | N/A | ||
| EV/EBITDA | N/A |
EPS(TTM)0.78
EY2.46%
EPS(NY)2.19
Fwd EY6.9%
FCF(TTM)12.81
FCFY40.43%
OCF(TTM)16.99
OCFY53.6%
SpS278.07
BVpS54.25
TBVpS-34.17
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 2.1% | ||
| ROCE | 4.26% | ||
| ROIC | 2.44% | ||
| ROICexc | 3.24% | ||
| ROICexgc | 15.32% | ||
| OM | 2.27% | ||
| PM (TTM) | 0.41% | ||
| GM | 30.06% | ||
| FCFM | 4.61% |
ROA(3y)0.22%
ROA(5y)0.6%
ROE(3y)1.13%
ROE(5y)2.75%
ROIC(3y)2.82%
ROIC(5y)3.09%
ROICexc(3y)3.62%
ROICexc(5y)4.3%
ROICexgc(3y)19.89%
ROICexgc(5y)24.21%
ROCE(3y)5.05%
ROCE(5y)5.63%
ROICexcg growth 3Y-46.11%
ROICexcg growth 5Y-21.55%
ROICexc growth 3Y-27.89%
ROICexc growth 5Y-16.43%
OM growth 3Y-14.99%
OM growth 5Y-12.2%
PM growth 3Y-39.79%
PM growth 5Y-21.15%
GM growth 3Y0.62%
GM growth 5Y-0.24%
F-Score5
Asset Turnover0.97
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | 6.37 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.5% | ||
| Interest Coverage | 2.86 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 1125.15% | ||
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.48 | ||
| Altman-Z | 1.15 |
F-Score5
WACC4%
ROIC/WACC0.61
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.67%
Cap/Sales(5y)1.32%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-55.68%
EPS 3Y-38.65%
EPS 5Y-20.52%
EPS Q2Q%-47.34%
EPS Next Y-9.31%
EPS Next 2Y7.25%
EPS Next 3Y9.65%
EPS Next 5YN/A
Revenue 1Y (TTM)4.81%
Revenue growth 3Y0.87%
Revenue growth 5Y2.35%
Sales Q2Q%7.35%
Revenue Next Year29.27%
Revenue Next 2Y14.67%
Revenue Next 3Y11.36%
Revenue Next 5Y8.29%
EBIT growth 1Y9.85%
EBIT growth 3Y-14.25%
EBIT growth 5Y-10.14%
EBIT Next Year237.62%
EBIT Next 3Y55.89%
EBIT Next 5YN/A
FCF growth 1Y-27.12%
FCF growth 3Y-2.48%
FCF growth 5Y-6.22%
OCF growth 1Y-23.72%
OCF growth 3Y-1.46%
OCF growth 5Y-0.77%