FNAC DARTY SA (FNAC.PA) Stock Fundamental Analysis
EPA:FNAC - Euronext Paris - Matif - FR0011476928 - Common Stock - Currency: EUR
FNAC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 55 industry peers in the Specialty Retail industry. FNAC has a medium profitability rating, but doesn't score so well on its financial health evaluation. FNAC has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
FNAC had positive earnings in the past year.
In the past year FNAC had a positive cash flow from operations.
FNAC had positive earnings in 4 of the past 5 years.
Each year in the past 5 years FNAC had a positive operating cash flow.
1.2 Ratios
FNAC's Return On Assets of 1.74% is in line compared to the rest of the industry. FNAC outperforms 60.00% of its industry peers.
FNAC's Return On Equity of 7.52% is fine compared to the rest of the industry. FNAC outperforms 65.45% of its industry peers.
FNAC has a Return On Invested Capital (2.93%) which is comparable to the rest of the industry.
FNAC had an Average Return On Invested Capital over the past 3 years of 3.92%. This is significantly below the industry average of 11.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.74% | ||
| ROE | 7.52% | ||
| ROIC | 2.93% |
ROA(3y)0.85%
ROA(5y)0.81%
ROE(3y)3.82%
ROE(5y)3.82%
ROIC(3y)3.92%
ROIC(5y)3.96%
1.3 Margins
Looking at the Profit Margin, with a value of 1.37%, FNAC is in line with its industry, outperforming 56.36% of the companies in the same industry.
In the last couple of years the Profit Margin of FNAC has declined.
FNAC has a Operating Margin (2.15%) which is in line with its industry peers.
FNAC's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 30.18%, FNAC is in line with its industry, outperforming 41.82% of the companies in the same industry.
FNAC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.15% | ||
| PM (TTM) | 1.37% | ||
| GM | 30.18% |
OM growth 3Y-8.98%
OM growth 5Y-12.57%
PM growth 3Y240.27%
PM growth 5Y-21.34%
GM growth 3Y1.18%
GM growth 5Y-0.25%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FNAC is destroying value.
Compared to 1 year ago, FNAC has more shares outstanding
FNAC has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, FNAC has an improved debt to assets ratio.
2.2 Solvency
FNAC has an Altman-Z score of 1.49. This is a bad value and indicates that FNAC is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.49, FNAC perfoms like the industry average, outperforming 45.45% of the companies in the same industry.
The Debt to FCF ratio of FNAC is 19.25, which is on the high side as it means it would take FNAC, 19.25 years of fcf income to pay off all of its debts.
FNAC has a Debt to FCF ratio (19.25) which is in line with its industry peers.
FNAC has a Debt/Equity ratio of 1.40. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.40, FNAC is not doing good in the industry: 76.36% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 19.25 | ||
| Altman-Z | 1.49 |
ROIC/WACC0.71
WACC4.12%
2.3 Liquidity
FNAC has a Current Ratio of 0.86. This is a bad value and indicates that FNAC is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.86, FNAC is doing worse than 81.82% of the companies in the same industry.
A Quick Ratio of 0.43 indicates that FNAC may have some problems paying its short term obligations.
FNAC has a worse Quick ratio (0.43) than 67.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.43 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 172.10% over the past year.
Measured over the past years, FNAC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -19.84% on average per year.
The Revenue has been growing slightly by 0.70% in the past year.
The Revenue has been growing slightly by 2.00% on average over the past years.
EPS 1Y (TTM)172.1%
EPS 3Y258.31%
EPS 5Y-19.84%
EPS Q2Q%44.4%
Revenue 1Y (TTM)0.7%
Revenue growth 3Y1.68%
Revenue growth 5Y2%
Sales Q2Q%1.36%
3.2 Future
The Earnings Per Share is expected to grow by 6.23% on average over the next years.
The Revenue is expected to grow by 8.24% on average over the next years. This is quite good.
EPS Next Y-9.83%
EPS Next 2Y4.73%
EPS Next 3Y6.23%
EPS Next 5YN/A
Revenue Next Year1.45%
Revenue Next 2Y14.35%
Revenue Next 3Y9.91%
Revenue Next 5Y8.24%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.06, the valuation of FNAC can be described as very cheap.
Based on the Price/Earnings ratio, FNAC is valued cheaper than 90.91% of the companies in the same industry.
FNAC is valuated cheaply when we compare the Price/Earnings ratio to 28.81, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 9.59, the valuation of FNAC can be described as reasonable.
Based on the Price/Forward Earnings ratio, FNAC is valued a bit cheaper than the industry average as 78.18% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.91, FNAC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.06 | ||
| Fwd PE | 9.59 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, FNAC is valued a bit cheaper than the industry average as 70.91% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.1 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y4.73%
EPS Next 3Y6.23%
5. Dividend
5.1 Amount
FNAC has a Yearly Dividend Yield of 3.74%.
FNAC's Dividend Yield is rather good when compared to the industry average which is at 4.86. FNAC pays more dividend than 87.27% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, FNAC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.74% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
24.61% of the earnings are spent on dividend by FNAC. This is a low number and sustainable payout ratio.
DP24.61%
EPS Next 2Y4.73%
EPS Next 3Y6.23%
EPA:FNAC (3/27/2025, 7:00:00 PM)
28.1
-0.5 (-1.75%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners42.31%
Inst Owner ChangeN/A
Ins Owners0.58%
Ins Owner ChangeN/A
Market Cap834.01M
Analysts78.46
Price Target36.34 (29.32%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.74% |
Yearly Dividend0.79
Dividend Growth(5Y)N/A
DP24.61%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.52%
PT rev (3m)6.34%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-11.3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.06 | ||
| Fwd PE | 9.59 | ||
| P/S | 0.11 | ||
| P/FCF | 7.1 | ||
| P/OCF | 3.59 | ||
| P/B | 0.58 | ||
| P/tB | N/A | ||
| EV/EBITDA | N/A |
EPS(TTM)3.98
EY14.16%
EPS(NY)2.93
Fwd EY10.43%
FCF(TTM)3.96
FCFY14.09%
OCF(TTM)7.83
OCFY27.85%
SpS266.86
BVpS48.62
TBVpS-26.85
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.74% | ||
| ROE | 7.52% | ||
| ROCE | 4.8% | ||
| ROIC | 2.93% | ||
| ROICexc | 3.48% | ||
| ROICexgc | 11.55% | ||
| OM | 2.15% | ||
| PM (TTM) | 1.37% | ||
| GM | 30.18% | ||
| FCFM | 1.48% |
ROA(3y)0.85%
ROA(5y)0.81%
ROE(3y)3.82%
ROE(5y)3.82%
ROIC(3y)3.92%
ROIC(5y)3.96%
ROICexc(3y)5.54%
ROICexc(5y)5.64%
ROICexgc(3y)33.93%
ROICexgc(5y)30.59%
ROCE(3y)6.12%
ROCE(5y)6.31%
ROICexcg growth 3Y2.8%
ROICexcg growth 5YN/A
ROICexc growth 3Y-6.96%
ROICexc growth 5Y-17.27%
OM growth 3Y-8.98%
OM growth 5Y-12.57%
PM growth 3Y240.27%
PM growth 5Y-21.34%
GM growth 3Y1.18%
GM growth 5Y-0.25%
F-Score7
Asset Turnover1.27
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 19.25 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.45% | ||
| Interest Coverage | 2.9 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 108.3% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.43 | ||
| Altman-Z | 1.49 |
F-Score7
WACC4.12%
ROIC/WACC0.71
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.65%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)172.1%
EPS 3Y258.31%
EPS 5Y-19.84%
EPS Q2Q%44.4%
EPS Next Y-9.83%
EPS Next 2Y4.73%
EPS Next 3Y6.23%
EPS Next 5YN/A
Revenue 1Y (TTM)0.7%
Revenue growth 3Y1.68%
Revenue growth 5Y2%
Sales Q2Q%1.36%
Revenue Next Year1.45%
Revenue Next 2Y14.35%
Revenue Next 3Y9.91%
Revenue Next 5Y8.24%
EBIT growth 1Y-3.57%
EBIT growth 3Y-7.45%
EBIT growth 5Y-10.82%
EBIT Next Year231.27%
EBIT Next 3Y52.54%
EBIT Next 5YN/A
FCF growth 1Y-47.82%
FCF growth 3Y0.59%
FCF growth 5Y14.5%
OCF growth 1Y-34.1%
OCF growth 3Y8.24%
OCF growth 5Y20.05%