FNAC DARTY SA (FNAC.PA) Stock Fundamental Analysis
Europe - EPA:FNAC - FR0011476928 - Common Stock
28 EUR
+0.3 (+1.08%)
FNAC gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 55 industry peers in the Specialty Retail industry. Both the profitability and financial health of FNAC have multiple concerns. FNAC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
FNAC had positive earnings in the past year.
In the past year FNAC had a positive cash flow from operations.
Of the past 5 years FNAC 4 years were profitable.
FNAC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.29%, FNAC perfoms like the industry average, outperforming 47.27% of the companies in the same industry.
FNAC's Return On Equity of 1.51% is in line compared to the rest of the industry. FNAC outperforms 49.09% of its industry peers.
FNAC has a Return On Invested Capital of 2.07%. This is comparable to the rest of the industry: FNAC outperforms 47.27% of its industry peers.
The Average Return On Invested Capital over the past 3 years for FNAC is significantly below the industry average of 9.03%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.29% | ||
| ROE | 1.51% | ||
| ROIC | 2.07% |
ROA(3y)0.22%
ROA(5y)0.6%
ROE(3y)1.13%
ROE(5y)2.75%
ROIC(3y)2.82%
ROIC(5y)3.09%
1.3 Margins
The Profit Margin of FNAC (0.24%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of FNAC has declined.
FNAC's Operating Margin of 1.78% is in line compared to the rest of the industry. FNAC outperforms 49.09% of its industry peers.
In the last couple of years the Operating Margin of FNAC has declined.
FNAC's Gross Margin of 29.18% is on the low side compared to the rest of the industry. FNAC is outperformed by 61.82% of its industry peers.
FNAC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.78% | ||
| PM (TTM) | 0.24% | ||
| GM | 29.18% |
OM growth 3Y-14.99%
OM growth 5Y-12.2%
PM growth 3Y-39.79%
PM growth 5Y-21.15%
GM growth 3Y0.62%
GM growth 5Y-0.24%
2. Health
2.1 Basic Checks
FNAC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
FNAC has more shares outstanding than it did 1 year ago.
FNAC has more shares outstanding than it did 5 years ago.
The debt/assets ratio for FNAC has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.37, we must say that FNAC is in the distress zone and has some risk of bankruptcy.
FNAC has a worse Altman-Z score (1.37) than 65.45% of its industry peers.
The Debt to FCF ratio of FNAC is 5.00, which is a neutral value as it means it would take FNAC, 5.00 years of fcf income to pay off all of its debts.
FNAC has a better Debt to FCF ratio (5.00) than 63.64% of its industry peers.
FNAC has a Debt/Equity ratio of 1.55. This is a high value indicating a heavy dependency on external financing.
FNAC's Debt to Equity ratio of 1.55 is on the low side compared to the rest of the industry. FNAC is outperformed by 78.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.55 | ||
| Debt/FCF | 5 | ||
| Altman-Z | 1.37 |
ROIC/WACC0.53
WACC3.92%
2.3 Liquidity
FNAC has a Current Ratio of 0.87. This is a bad value and indicates that FNAC is not financially healthy enough and could expect problems in meeting its short term obligations.
FNAC's Current ratio of 0.87 is on the low side compared to the rest of the industry. FNAC is outperformed by 80.00% of its industry peers.
FNAC has a Quick Ratio of 0.87. This is a bad value and indicates that FNAC is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of FNAC (0.36) is worse than 72.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
The earnings per share for FNAC have decreased strongly by -85.03% in the last year.
Measured over the past years, FNAC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -20.52% on average per year.
Looking at the last year, FNAC shows a quite strong growth in Revenue. The Revenue has grown by 17.97% in the last year.
FNAC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.35% yearly.
EPS 1Y (TTM)-85.03%
EPS 3Y-38.65%
EPS 5Y-20.52%
EPS Q2Q%-6.62%
Revenue 1Y (TTM)17.97%
Revenue growth 3Y0.87%
Revenue growth 5Y2.35%
Sales Q2Q%32.16%
3.2 Future
Based on estimates for the next years, FNAC will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.06% on average per year.
The Revenue is expected to grow by 8.29% on average over the next years. This is quite good.
EPS Next Y-11.69%
EPS Next 2Y5.84%
EPS Next 3Y11.06%
EPS Next 5YN/A
Revenue Next Year32.38%
Revenue Next 2Y15.87%
Revenue Next 3Y10.79%
Revenue Next 5Y8.29%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 46.67, FNAC can be considered very expensive at the moment.
FNAC's Price/Earnings is on the same level as the industry average.
FNAC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.02.
Based on the Price/Forward Earnings ratio of 10.37, the valuation of FNAC can be described as reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of FNAC indicates a somewhat cheap valuation: FNAC is cheaper than 78.18% of the companies listed in the same industry.
FNAC is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.67 | ||
| Fwd PE | 10.37 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FNAC indicates a rather cheap valuation: FNAC is cheaper than 96.36% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.57 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.84%
EPS Next 3Y11.06%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.53%, FNAC has a reasonable but not impressive dividend return.
In the last 3 months the price of FNAC has falen by -20.06%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 3.41, FNAC pays a better dividend. On top of this FNAC pays more dividend than 85.45% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, FNAC pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.53% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
53.74% of the earnings are spent on dividend by FNAC. This is a bit on the high side, but may be sustainable.
DP53.74%
EPS Next 2Y5.84%
EPS Next 3Y11.06%
EPA:FNAC (10/13/2025, 11:49:04 AM)
28
+0.3 (+1.08%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners15.58%
Inst Owner ChangeN/A
Ins Owners0.79%
Ins Owner ChangeN/A
Market Cap831.04M
Analysts81.67
Price Target38.08 (36%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.53% |
Yearly Dividend0.63
Dividend Growth(5Y)N/A
DP53.74%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.89%
PT rev (3m)3.7%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)7.09%
EPS NY rev (3m)-2.62%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.67 | ||
| Fwd PE | 10.37 | ||
| P/S | 0.09 | ||
| P/FCF | 1.57 | ||
| P/OCF | 1.21 | ||
| P/B | 0.55 | ||
| P/tB | N/A | ||
| EV/EBITDA | N/A |
EPS(TTM)0.6
EY2.14%
EPS(NY)2.7
Fwd EY9.64%
FCF(TTM)17.83
FCFY63.67%
OCF(TTM)23.14
OCFY82.66%
SpS314.8
BVpS50.71
TBVpS-41.27
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.29% | ||
| ROE | 1.51% | ||
| ROCE | 3.7% | ||
| ROIC | 2.07% | ||
| ROICexc | 2.07% | ||
| ROICexgc | 5.09% | ||
| OM | 1.78% | ||
| PM (TTM) | 0.24% | ||
| GM | 29.18% | ||
| FCFM | 5.66% |
ROA(3y)0.22%
ROA(5y)0.6%
ROE(3y)1.13%
ROE(5y)2.75%
ROIC(3y)2.82%
ROIC(5y)3.09%
ROICexc(3y)3.62%
ROICexc(5y)4.3%
ROICexgc(3y)19.89%
ROICexgc(5y)24.21%
ROCE(3y)5.05%
ROCE(5y)5.63%
ROICexcg growth 3Y-46.11%
ROICexcg growth 5Y-21.55%
ROICexc growth 3Y-27.89%
ROICexc growth 5Y-16.43%
OM growth 3Y-14.99%
OM growth 5Y-12.2%
PM growth 3Y-39.79%
PM growth 5Y-21.15%
GM growth 3Y0.62%
GM growth 5Y-0.24%
F-Score4
Asset Turnover1.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.55 | ||
| Debt/FCF | 5 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.69% | ||
| Interest Coverage | 1.88 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 2330.84% | ||
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | 1.37 |
F-Score4
WACC3.92%
ROIC/WACC0.53
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.67%
Cap/Sales(5y)1.32%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-85.03%
EPS 3Y-38.65%
EPS 5Y-20.52%
EPS Q2Q%-6.62%
EPS Next Y-11.69%
EPS Next 2Y5.84%
EPS Next 3Y11.06%
EPS Next 5YN/A
Revenue 1Y (TTM)17.97%
Revenue growth 3Y0.87%
Revenue growth 5Y2.35%
Sales Q2Q%32.16%
Revenue Next Year32.38%
Revenue Next 2Y15.87%
Revenue Next 3Y10.79%
Revenue Next 5Y8.29%
EBIT growth 1Y-2.24%
EBIT growth 3Y-14.25%
EBIT growth 5Y-10.14%
EBIT Next Year272.47%
EBIT Next 3Y61.08%
EBIT Next 5YN/A
FCF growth 1Y215.13%
FCF growth 3Y-2.48%
FCF growth 5Y-6.22%
OCF growth 1Y109.55%
OCF growth 3Y-1.46%
OCF growth 5Y-0.77%