FNAC DARTY SA (FNAC.PA) Stock Fundamental Analysis
EPA:FNAC - Euronext Paris - Matif - FR0011476928 - Common Stock - Currency: EUR
FNAC gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 53 industry peers in the Specialty Retail industry. FNAC may be in some trouble as it scores bad on both profitability and health. FNAC is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year FNAC was profitable.
In the past year FNAC had a positive cash flow from operations.
Of the past 5 years FNAC 4 years were profitable.
In the past 5 years FNAC always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.40%, FNAC is in line with its industry, outperforming 50.94% of the companies in the same industry.
FNAC's Return On Equity of 2.10% is in line compared to the rest of the industry. FNAC outperforms 50.94% of its industry peers.
FNAC has a Return On Invested Capital (2.44%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for FNAC is significantly below the industry average of 8.98%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 2.1% | ||
| ROIC | 2.44% |
ROA(3y)0.22%
ROA(5y)0.6%
ROE(3y)1.13%
ROE(5y)2.75%
ROIC(3y)2.82%
ROIC(5y)3.09%
1.3 Margins
FNAC has a Profit Margin of 0.41%. This is comparable to the rest of the industry: FNAC outperforms 50.94% of its industry peers.
In the last couple of years the Profit Margin of FNAC has declined.
FNAC's Operating Margin of 2.27% is in line compared to the rest of the industry. FNAC outperforms 54.72% of its industry peers.
In the last couple of years the Operating Margin of FNAC has declined.
FNAC's Gross Margin of 30.06% is on the low side compared to the rest of the industry. FNAC is outperformed by 62.26% of its industry peers.
In the last couple of years the Gross Margin of FNAC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.27% | ||
| PM (TTM) | 0.41% | ||
| GM | 30.06% |
OM growth 3Y-14.99%
OM growth 5Y-12.2%
PM growth 3Y-39.79%
PM growth 5Y-21.15%
GM growth 3Y0.62%
GM growth 5Y-0.24%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FNAC is destroying value.
Compared to 1 year ago, FNAC has more shares outstanding
FNAC has more shares outstanding than it did 5 years ago.
The debt/assets ratio for FNAC has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.15, we must say that FNAC is in the distress zone and has some risk of bankruptcy.
FNAC has a Altman-Z score of 1.15. This is in the lower half of the industry: FNAC underperforms 60.38% of its industry peers.
The Debt to FCF ratio of FNAC is 6.37, which is on the high side as it means it would take FNAC, 6.37 years of fcf income to pay off all of its debts.
FNAC has a Debt to FCF ratio (6.37) which is in line with its industry peers.
FNAC has a Debt/Equity ratio of 1.31. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.31, FNAC is not doing good in the industry: 75.47% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | 6.37 | ||
| Altman-Z | 1.15 |
ROIC/WACC0.61
WACC3.98%
2.3 Liquidity
FNAC has a Current Ratio of 0.88. This is a bad value and indicates that FNAC is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.88, FNAC is not doing good in the industry: 73.58% of the companies in the same industry are doing better.
FNAC has a Quick Ratio of 0.88. This is a bad value and indicates that FNAC is not financially healthy enough and could expect problems in meeting its short term obligations.
FNAC has a Quick ratio of 0.48. This is comparable to the rest of the industry: FNAC outperforms 43.40% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.48 |
3. Growth
3.1 Past
FNAC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -55.68%.
Measured over the past years, FNAC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -20.52% on average per year.
The Revenue has been growing slightly by 4.81% in the past year.
FNAC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.35% yearly.
EPS 1Y (TTM)-55.68%
EPS 3Y-38.65%
EPS 5Y-20.52%
EPS Q2Q%-47.34%
Revenue 1Y (TTM)4.81%
Revenue growth 3Y0.87%
Revenue growth 5Y2.35%
Sales Q2Q%7.35%
3.2 Future
Based on estimates for the next years, FNAC will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.65% on average per year.
Based on estimates for the next years, FNAC will show a quite strong growth in Revenue. The Revenue will grow by 8.29% on average per year.
EPS Next Y-9.31%
EPS Next 2Y7.25%
EPS Next 3Y9.65%
EPS Next 5YN/A
Revenue Next Year32.97%
Revenue Next 2Y16.2%
Revenue Next 3Y11.16%
Revenue Next 5Y8.29%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
FNAC is valuated quite expensively with a Price/Earnings ratio of 38.46.
FNAC's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.55. FNAC is valued slightly more expensive when compared to this.
Based on the Price/Forward Earnings ratio of 13.73, the valuation of FNAC can be described as correct.
Based on the Price/Forward Earnings ratio, FNAC is valued a bit cheaper than the industry average as 77.36% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of FNAC to the average of the S&P500 Index (22.30), we can say FNAC is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.46 | ||
| Fwd PE | 13.73 |
4.2 Price Multiples
FNAC's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FNAC is cheaper than 88.68% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.34 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y7.25%
EPS Next 3Y9.65%
5. Dividend
5.1 Amount
FNAC has a Yearly Dividend Yield of 3.30%.
Compared to an average industry Dividend Yield of 4.67, FNAC pays a better dividend. On top of this FNAC pays more dividend than 84.91% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, FNAC pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.3% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
FNAC pays out 52.07% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP52.07%
EPS Next 2Y7.25%
EPS Next 3Y9.65%
EPA:FNAC (6/6/2025, 7:00:00 PM)
30
-0.3 (-0.99%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners42.31%
Inst Owner ChangeN/A
Ins Owners0.58%
Ins Owner ChangeN/A
Market Cap890.40M
Analysts80
Price Target36.28 (20.93%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.3% |
Yearly Dividend0.63
Dividend Growth(5Y)N/A
DP52.07%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.19%
PT rev (3m)2.36%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-25.44%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)17.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.46 | ||
| Fwd PE | 13.73 | ||
| P/S | 0.11 | ||
| P/FCF | 2.34 | ||
| P/OCF | 1.77 | ||
| P/B | 0.55 | ||
| P/tB | N/A | ||
| EV/EBITDA | N/A |
EPS(TTM)0.78
EY2.6%
EPS(NY)2.19
Fwd EY7.29%
FCF(TTM)12.81
FCFY42.71%
OCF(TTM)16.99
OCFY56.63%
SpS278.07
BVpS54.25
TBVpS-34.17
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 2.1% | ||
| ROCE | 4.26% | ||
| ROIC | 2.44% | ||
| ROICexc | 3.24% | ||
| ROICexgc | 15.32% | ||
| OM | 2.27% | ||
| PM (TTM) | 0.41% | ||
| GM | 30.06% | ||
| FCFM | 4.61% |
ROA(3y)0.22%
ROA(5y)0.6%
ROE(3y)1.13%
ROE(5y)2.75%
ROIC(3y)2.82%
ROIC(5y)3.09%
ROICexc(3y)3.62%
ROICexc(5y)4.3%
ROICexgc(3y)19.89%
ROICexgc(5y)24.21%
ROCE(3y)5.05%
ROCE(5y)5.63%
ROICexcg growth 3Y-46.11%
ROICexcg growth 5Y-21.55%
ROICexc growth 3Y-27.89%
ROICexc growth 5Y-16.43%
OM growth 3Y-14.99%
OM growth 5Y-12.2%
PM growth 3Y-39.79%
PM growth 5Y-21.15%
GM growth 3Y0.62%
GM growth 5Y-0.24%
F-Score5
Asset Turnover0.97
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | 6.37 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.5% | ||
| Interest Coverage | 2.86 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 1125.15% | ||
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.48 | ||
| Altman-Z | 1.15 |
F-Score5
WACC3.98%
ROIC/WACC0.61
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.67%
Cap/Sales(5y)1.32%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-55.68%
EPS 3Y-38.65%
EPS 5Y-20.52%
EPS Q2Q%-47.34%
EPS Next Y-9.31%
EPS Next 2Y7.25%
EPS Next 3Y9.65%
EPS Next 5YN/A
Revenue 1Y (TTM)4.81%
Revenue growth 3Y0.87%
Revenue growth 5Y2.35%
Sales Q2Q%7.35%
Revenue Next Year32.97%
Revenue Next 2Y16.2%
Revenue Next 3Y11.16%
Revenue Next 5Y8.29%
EBIT growth 1Y9.85%
EBIT growth 3Y-14.25%
EBIT growth 5Y-10.14%
EBIT Next Year271.97%
EBIT Next 3Y60.31%
EBIT Next 5YN/A
FCF growth 1Y-27.12%
FCF growth 3Y-2.48%
FCF growth 5Y-6.22%
OCF growth 1Y-23.72%
OCF growth 3Y-1.46%
OCF growth 5Y-0.77%