FLYWIRE CORP-VOTING (FLYW)
US3024921039 - Common Stock
Overall FLYW gets a fundamental rating of 5 out of 10. We evaluated FLYW against 102 industry peers in the Financial Services industry. FLYW has a great financial health rating, but its profitability evaluates not so good. FLYW shows excellent growth, but is valued quite expensive already.
1. Profitability
1.1 Basic Checks
FLYW had negative earnings in the past year.
In the past year FLYW had a positive cash flow from operations.
In the past 5 years FLYW always reported negative net income.
Of the past 5 years FLYW 4 years had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of -0.80%, FLYW is not doing good in the industry: 71.57% of the companies in the same industry are doing better.
The Return On Equity of FLYW (-1.10%) is worse than 65.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.8% | ||
| ROE | -1.1% | ||
| ROIC | N/A |
ROA(3y)-3.67%
ROA(5y)-5.87%
ROE(3y)-5.02%
ROE(5y)-15.96%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Gross Margin of FLYW (63.44%) is better than 77.45% of its industry peers.
In the last couple of years the Gross Margin of FLYW has remained more or less at the same level.
The Profit Margin and Operating Margin are not available for FLYW so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 63.44% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.15%
GM growth 5YN/A
2. Health
2.1 Basic Checks
FLYW does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, FLYW has more shares outstanding
FLYW has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
FLYW has an Altman-Z score of 5.94. This indicates that FLYW is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of FLYW (5.94) is better than 91.18% of its industry peers.
There is no outstanding debt for FLYW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 5.94 |
ROIC/WACCN/A
WACC9.28%
2.3 Liquidity
A Current Ratio of 2.98 indicates that FLYW has no problem at all paying its short term obligations.
FLYW has a Current ratio of 2.98. This is amongst the best in the industry. FLYW outperforms 84.31% of its industry peers.
FLYW has a Quick Ratio of 2.98. This indicates that FLYW is financially healthy and has no problem in meeting its short term obligations.
FLYW has a better Quick ratio (2.98) than 85.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.98 |
3. Growth
3.1 Past
FLYW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 75.68%, which is quite impressive.
FLYW shows a strong growth in Revenue. In the last year, the Revenue has grown by 39.30%.
Measured over the past years, FLYW shows a very strong growth in Revenue. The Revenue has been growing by 45.15% on average per year.
EPS 1Y (TTM)75.68%
EPS 3YN/A
EPS 5YN/A
EPS growth Q2Q200%
Revenue 1Y (TTM)39.3%
Revenue growth 3Y45.15%
Revenue growth 5YN/A
Revenue growth Q2Q37.54%
3.2 Future
The Earnings Per Share is expected to grow by 102.28% on average over the next years. This is a very strong growth
Based on estimates for the next years, FLYW will show a very strong growth in Revenue. The Revenue will grow by 29.19% on average per year.
EPS Next Y172.13%
EPS Next 2Y115.42%
EPS Next 3Y102.28%
EPS Next 5YN/A
Revenue Next Year31.17%
Revenue Next 2Y29.48%
Revenue Next 3Y28.59%
Revenue Next 5Y29.19%
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for FLYW. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 325.05, the valuation of FLYW can be described as expensive.
Based on the Price/Forward Earnings ratio, FLYW is valued a bit more expensive than 74.51% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.26, FLYW is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 325.05 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FLYW is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 34.74 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A more expensive valuation may be justified as FLYW's earnings are expected to grow with 102.28% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y115.42%
EPS Next 3Y102.28%
5. Dividend
5.1 Amount
FLYW does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FLYWIRE CORP-VOTING
NASDAQ:FLYW (4/19/2024, 7:00:00 PM)
After market: 21.1 0 (0%)21.1
+0.18 (+0.86%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap2.59B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
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Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
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Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 325.05 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.8% | ||
| ROE | -1.1% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 63.44% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.37
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.98 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)75.68%
EPS 3YN/A
EPS 5Y
EPS growth Q2Q
EPS Next Y172.13%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)39.3%
Revenue growth 3Y45.15%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y