19.56 USD
+0.12 (+0.62%)
19.56 USD
0 (0%)
FIVN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 280 industry peers in the Software industry. Both the profitability and the financial health of FIVN get a neutral evaluation. Nothing too spectacular is happening here. FIVN is growing strongly while it also seems undervalued. This is an interesting combination
1. Profitability
1.1 Basic Checks
FIVN had positive earnings in the past year.
In the past year FIVN had a positive cash flow from operations.
In the past 5 years FIVN always reported negative net income.
Each year in the past 5 years FIVN had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.77%, FIVN is in the better half of the industry, outperforming 62.86% of the companies in the same industry.
FIVN's Return On Equity of 4.03% is fine compared to the rest of the industry. FIVN outperforms 66.43% of its industry peers.
The Return On Invested Capital of FIVN (0.67%) is better than 61.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROIC | 0.67% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
FIVN has a Profit Margin of 2.77%. This is in the better half of the industry: FIVN outperforms 63.93% of its industry peers.
With a decent Operating Margin value of 1.17%, FIVN is doing good in the industry, outperforming 61.07% of the companies in the same industry.
The Gross Margin of FIVN (55.20%) is worse than 66.79% of its industry peers.
FIVN's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FIVN is destroying value.
The number of shares outstanding for FIVN has been increased compared to 1 year ago.
Compared to 5 years ago, FIVN has more shares outstanding
Compared to 1 year ago, FIVN has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.76, we must say that FIVN is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.76, FIVN is in line with its industry, outperforming 46.79% of the companies in the same industry.
The Debt to FCF ratio of FIVN is 4.57, which is a neutral value as it means it would take FIVN, 4.57 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 4.57, FIVN perfoms like the industry average, outperforming 58.21% of the companies in the same industry.
A Debt/Equity ratio of 0.96 indicates that FIVN is somewhat dependend on debt financing.
FIVN has a worse Debt to Equity ratio (0.96) than 74.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Altman-Z | 1.76 |
ROIC/WACC0.07
WACC9.06%
2.3 Liquidity
A Current Ratio of 4.61 indicates that FIVN has no problem at all paying its short term obligations.
FIVN has a better Current ratio (4.61) than 86.79% of its industry peers.
FIVN has a Quick Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
FIVN's Quick ratio of 4.61 is amongst the best of the industry. FIVN outperforms 87.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 |
3. Growth
3.1 Past
FIVN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.39%, which is quite impressive.
The Earnings Per Share has been growing by 24.27% on average over the past years. This is a very strong growth
The Revenue has grown by 12.48% in the past year. This is quite good.
FIVN shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 26.01% yearly.
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
3.2 Future
The Earnings Per Share is expected to grow by 10.03% on average over the next years. This is quite good.
FIVN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.93% yearly.
EPS Next Y19.95%
EPS Next 2Y14.42%
EPS Next 3Y13.69%
EPS Next 5Y10.03%
Revenue Next Year11.31%
Revenue Next 2Y10.43%
Revenue Next 3Y10.05%
Revenue Next 5Y9.93%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
FIVN is valuated cheaply with a Price/Earnings ratio of 6.63.
92.50% of the companies in the same industry are more expensive than FIVN, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of FIVN to the average of the S&P500 Index (26.15), we can say FIVN is valued rather cheaply.
FIVN is valuated cheaply with a Price/Forward Earnings ratio of 6.07.
Based on the Price/Forward Earnings ratio, FIVN is valued cheaply inside the industry as 94.29% of the companies are valued more expensively.
FIVN is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.12, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.63 | ||
| Fwd PE | 6.07 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, FIVN is valued cheaper than 81.07% of the companies in the same industry.
FIVN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FIVN is cheaper than 93.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.19 | ||
| EV/EBITDA | 17.57 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as FIVN's earnings are expected to grow with 13.69% in the coming years.
PEG (NY)0.33
PEG (5Y)0.27
EPS Next 2Y14.42%
EPS Next 3Y13.69%
5. Dividend
5.1 Amount
No dividends for FIVN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
19.56
+0.12 (+0.62%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners124.13%
Inst Owner Change-0.23%
Ins Owners1.46%
Ins Owner Change1.13%
Market Cap1.51B
Revenue(TTM)1.13B
Net Income(TTM)31.28M
Analysts77.93
Price Target34.37 (75.72%)
Short Float %9.99%
Short Ratio3.57
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.56%
Min EPS beat(2)4.4%
Max EPS beat(2)14.72%
EPS beat(4)4
Avg EPS beat(4)13.97%
Min EPS beat(4)4.4%
Max EPS beat(4)26.36%
EPS beat(8)8
Avg EPS beat(8)16.47%
EPS beat(12)12
Avg EPS beat(12)22.89%
EPS beat(16)16
Avg EPS beat(16)27.75%
Revenue beat(2)1
Avg Revenue beat(2)-0.38%
Min Revenue beat(2)-1.69%
Max Revenue beat(2)0.92%
Revenue beat(4)3
Avg Revenue beat(4)0.48%
Min Revenue beat(4)-1.69%
Max Revenue beat(4)2.01%
Revenue beat(8)6
Avg Revenue beat(8)0.45%
Revenue beat(12)9
Avg Revenue beat(12)0.75%
Revenue beat(16)12
Avg Revenue beat(16)1.22%
PT rev (1m)-5.35%
PT rev (3m)-5.35%
EPS NQ rev (1m)0.52%
EPS NQ rev (3m)0.38%
EPS NY rev (1m)0%
EPS NY rev (3m)0.01%
Revenue NQ rev (1m)-0.59%
Revenue NQ rev (3m)-0.56%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.63 | ||
| Fwd PE | 6.07 | ||
| P/S | 1.34 | ||
| P/FCF | 9.19 | ||
| P/OCF | 7.85 | ||
| P/B | 1.95 | ||
| P/tB | 4.26 | ||
| EV/EBITDA | 17.57 |
EPS(TTM)2.95
EY15.08%
EPS(NY)3.22
Fwd EY16.47%
FCF(TTM)2.13
FCFY10.88%
OCF(TTM)2.49
OCFY12.74%
SpS14.59
BVpS10.03
TBVpS4.59
PEG (NY)0.33
PEG (5Y)0.27
Graham Number25.81
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROCE | 0.85% | ||
| ROIC | 0.67% | ||
| ROICexc | 1.18% | ||
| ROICexgc | 2.25% | ||
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% | ||
| FCFM | 14.59% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
F-Score7
Asset Turnover0.64
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Debt/EBITDA | 11.95 | ||
| Cap/Depr | 57.26% | ||
| Cap/Sales | 2.48% | ||
| Interest Coverage | 1.29 | ||
| Cash Conversion | 309.64% | ||
| Profit Quality | 525.71% | ||
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 | ||
| Altman-Z | 1.76 |
F-Score7
WACC9.06%
ROIC/WACC0.07
Cap/Depr(3y)87.17%
Cap/Depr(5y)98.35%
Cap/Sales(3y)4.74%
Cap/Sales(5y)5.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
EPS Next Y19.95%
EPS Next 2Y14.42%
EPS Next 3Y13.69%
EPS Next 5Y10.03%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
Revenue Next Year11.31%
Revenue Next 2Y10.43%
Revenue Next 3Y10.05%
Revenue Next 5Y9.93%
EBIT growth 1Y117.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year76.06%
EBIT Next 3Y32.85%
EBIT Next 5Y25.32%
FCF growth 1Y66.36%
FCF growth 3YN/A
FCF growth 5Y25.8%
OCF growth 1Y53.93%
OCF growth 3Y70.27%
OCF growth 5Y22.82%
FIVE9 INC / FIVN FAQ
What is the ChartMill fundamental rating of FIVE9 INC (FIVN) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FIVN.
What is the valuation status of FIVE9 INC (FIVN) stock?
ChartMill assigns a valuation rating of 9 / 10 to FIVE9 INC (FIVN). This can be considered as Undervalued.
How profitable is FIVE9 INC (FIVN) stock?
FIVE9 INC (FIVN) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for FIVN stock?
The Price/Earnings (PE) ratio for FIVE9 INC (FIVN) is 6.63 and the Price/Book (PB) ratio is 1.95.
Can you provide the financial health for FIVN stock?
The financial health rating of FIVE9 INC (FIVN) is 4 / 10.