Logo image of FIVN

FIVE9 INC (FIVN) Stock Fundamental Analysis

NASDAQ:FIVN - Nasdaq - US3383071012 - Common Stock - Currency: USD

28.84  +0.21 (+0.73%)

After market: 28.75 -0.09 (-0.31%)

Fundamental Rating

4

Taking everything into account, FIVN scores 4 out of 10 in our fundamental rating. FIVN was compared to 282 industry peers in the Software industry. Both the profitability and financial health of FIVN have multiple concerns. FIVN is evaluated to be cheap and growing strongly. This does not happen too often!


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

In the past year FIVN was profitable.
FIVN had a positive operating cash flow in the past year.
FIVN had negative earnings in each of the past 5 years.
In the past 5 years FIVN always reported a positive cash flow from operatings.
FIVN Yearly Net Income VS EBIT VS OCF VS FCFFIVN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M

1.2 Ratios

The Return On Assets of FIVN (-0.25%) is better than 63.12% of its industry peers.
Looking at the Return On Equity, with a value of -0.77%, FIVN is in the better half of the industry, outperforming 64.54% of the companies in the same industry.
Industry RankSector Rank
ROA -0.25%
ROE -0.77%
ROIC N/A
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
FIVN Yearly ROA, ROE, ROICFIVN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -20 -40 -60 -80

1.3 Margins

FIVN has a worse Gross Margin (54.50%) than 65.25% of its industry peers.
FIVN's Gross Margin has declined in the last couple of years.
FIVN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 54.5%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
FIVN Yearly Profit, Operating, Gross MarginsFIVN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40

3

2. Health

2.1 Basic Checks

FIVN does not have a ROIC to compare to the WACC, probably because it is not profitable.
FIVN has more shares outstanding than it did 1 year ago.
FIVN has more shares outstanding than it did 5 years ago.
FIVN has a worse debt/assets ratio than last year.
FIVN Yearly Shares OutstandingFIVN Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
FIVN Yearly Total Debt VS Total AssetsFIVN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

Based on the Altman-Z score of 1.47, we must say that FIVN is in the distress zone and has some risk of bankruptcy.
FIVN has a Altman-Z score (1.47) which is in line with its industry peers.
The Debt to FCF ratio of FIVN is 9.58, which is on the high side as it means it would take FIVN, 9.58 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of FIVN (9.58) is comparable to the rest of the industry.
A Debt/Equity ratio of 1.12 is on the high side and indicates that FIVN has dependencies on debt financing.
The Debt to Equity ratio of FIVN (1.12) is worse than 74.47% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.12
Debt/FCF 9.58
Altman-Z 1.47
ROIC/WACCN/A
WACC9.48%
FIVN Yearly LT Debt VS Equity VS FCFFIVN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M

2.3 Liquidity

A Current Ratio of 2.02 indicates that FIVN has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.02, FIVN is in the better half of the industry, outperforming 62.06% of the companies in the same industry.
A Quick Ratio of 2.02 indicates that FIVN has no problem at all paying its short term obligations.
FIVN has a better Quick ratio (2.02) than 62.41% of its industry peers.
Industry RankSector Rank
Current Ratio 2.02
Quick Ratio 2.02
FIVN Yearly Current Assets VS Current LiabilitesFIVN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

8

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 22.07% over the past year.
The Earnings Per Share has been growing by 24.27% on average over the past years. This is a very strong growth
Looking at the last year, FIVN shows a quite strong growth in Revenue. The Revenue has grown by 14.44% in the last year.
FIVN shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 26.01% yearly.
EPS 1Y (TTM)22.07%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%29.17%
Revenue 1Y (TTM)14.44%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%13.24%

3.2 Future

The Earnings Per Share is expected to grow by 12.44% on average over the next years. This is quite good.
Based on estimates for the next years, FIVN will show a quite strong growth in Revenue. The Revenue will grow by 9.83% on average per year.
EPS Next Y14.48%
EPS Next 2Y13.52%
EPS Next 3Y13.58%
EPS Next 5Y12.44%
Revenue Next Year10.74%
Revenue Next 2Y10.26%
Revenue Next 3Y9.94%
Revenue Next 5Y9.83%

3.3 Evolution

The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
FIVN Yearly Revenue VS EstimatesFIVN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 500M 1B 1.5B 2B
FIVN Yearly EPS VS EstimatesFIVN Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 0 2 -2 4 6

8

4. Valuation

4.1 Price/Earnings Ratio

FIVN is valuated reasonably with a Price/Earnings ratio of 11.09.
Based on the Price/Earnings ratio, FIVN is valued cheaply inside the industry as 91.13% of the companies are valued more expensively.
FIVN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.04.
Based on the Price/Forward Earnings ratio of 9.10, the valuation of FIVN can be described as reasonable.
Based on the Price/Forward Earnings ratio, FIVN is valued cheaper than 93.97% of the companies in the same industry.
FIVN is valuated cheaply when we compare the Price/Forward Earnings ratio to 37.64, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 11.09
Fwd PE 9.1
FIVN Price Earnings VS Forward Price EarningsFIVN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

FIVN's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. FIVN is cheaper than 69.86% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, FIVN is valued cheaper than 86.52% of the companies in the same industry.
Industry RankSector Rank
P/FCF 17.73
EV/EBITDA 39.63
FIVN Per share dataFIVN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
FIVN's earnings are expected to grow with 13.58% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.77
PEG (5Y)0.46
EPS Next 2Y13.52%
EPS Next 3Y13.58%

0

5. Dividend

5.1 Amount

No dividends for FIVN!.
Industry RankSector Rank
Dividend Yield N/A

FIVE9 INC

NASDAQ:FIVN (7/25/2025, 8:00:00 PM)

After market: 28.75 -0.09 (-0.31%)

28.84

+0.21 (+0.73%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)05-01 2025-05-01/amc
Earnings (Next)07-31 2025-07-31/amc
Inst Owners114.99%
Inst Owner Change-0.37%
Ins Owners0.84%
Ins Owner Change2.59%
Market Cap2.20B
Analysts78
Price Target37.3 (29.33%)
Short Float %10.55%
Short Ratio3.77
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.38%
Min EPS beat(2)10.4%
Max EPS beat(2)26.36%
EPS beat(4)4
Avg EPS beat(4)16.52%
Min EPS beat(4)10.4%
Max EPS beat(4)26.36%
EPS beat(8)8
Avg EPS beat(8)20.29%
EPS beat(12)12
Avg EPS beat(12)29.31%
EPS beat(16)16
Avg EPS beat(16)31.65%
Revenue beat(2)2
Avg Revenue beat(2)1.34%
Min Revenue beat(2)0.67%
Max Revenue beat(2)2.01%
Revenue beat(4)4
Avg Revenue beat(4)1.25%
Min Revenue beat(4)0.67%
Max Revenue beat(4)2.01%
Revenue beat(8)7
Avg Revenue beat(8)0.87%
Revenue beat(12)9
Avg Revenue beat(12)1.04%
Revenue beat(16)13
Avg Revenue beat(16)1.86%
PT rev (1m)-0.85%
PT rev (3m)-34.48%
EPS NQ rev (1m)0%
EPS NQ rev (3m)15.48%
EPS NY rev (1m)0%
EPS NY rev (3m)6.08%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.31%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.17%
Valuation
Industry RankSector Rank
PE 11.09
Fwd PE 9.1
P/S 2.05
P/FCF 17.73
P/OCF 13.82
P/B 3.31
P/tB 9.32
EV/EBITDA 39.63
EPS(TTM)2.6
EY9.02%
EPS(NY)3.17
Fwd EY10.99%
FCF(TTM)1.63
FCFY5.64%
OCF(TTM)2.09
OCFY7.24%
SpS14.09
BVpS8.71
TBVpS3.1
PEG (NY)0.77
PEG (5Y)0.46
Profitability
Industry RankSector Rank
ROA -0.25%
ROE -0.77%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 54.5%
FCFM 11.54%
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
F-ScoreN/A
Asset Turnover0.51
Health
Industry RankSector Rank
Debt/Equity 1.12
Debt/FCF 9.58
Debt/EBITDA 18.81
Cap/Depr 46.48%
Cap/Sales 3.27%
Interest Coverage N/A
Cash Conversion 401.84%
Profit Quality N/A
Current Ratio 2.02
Quick Ratio 2.02
Altman-Z 1.47
F-ScoreN/A
WACC9.48%
ROIC/WACCN/A
Cap/Depr(3y)76.73%
Cap/Depr(5y)92.09%
Cap/Sales(3y)4.74%
Cap/Sales(5y)5.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)22.07%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%29.17%
EPS Next Y14.48%
EPS Next 2Y13.52%
EPS Next 3Y13.58%
EPS Next 5Y12.44%
Revenue 1Y (TTM)14.44%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%13.24%
Revenue Next Year10.74%
Revenue Next 2Y10.26%
Revenue Next 3Y9.94%
Revenue Next 5Y9.83%
EBIT growth 1Y60.05%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year64.31%
EBIT Next 3Y32.74%
EBIT Next 5Y25.35%
FCF growth 1Y183.45%
FCF growth 3YN/A
FCF growth 5Y25.8%
OCF growth 1Y70.16%
OCF growth 3Y70.27%
OCF growth 5Y22.82%