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FIVE9 INC (FIVN) Stock Fundamental Analysis

NASDAQ:FIVN - Nasdaq - US3383071012 - Common Stock - Currency: USD

26.14  +1 (+3.98%)

Fundamental Rating

5

Taking everything into account, FIVN scores 5 out of 10 in our fundamental rating. FIVN was compared to 283 industry peers in the Software industry. While FIVN seems to be doing ok healthwise, there are quite some concerns on its profitability. An interesting combination arises when we look at growth and value: FIVN is growing strongly while it also seems undervalued.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

FIVN had positive earnings in the past year.
In the past year FIVN had a positive cash flow from operations.
FIVN had negative earnings in each of the past 5 years.
In the past 5 years FIVN always reported a positive cash flow from operatings.
FIVN Yearly Net Income VS EBIT VS OCF VS FCFFIVN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M

1.2 Ratios

FIVN's Return On Assets of 0.52% is fine compared to the rest of the industry. FIVN outperforms 64.31% of its industry peers.
With a decent Return On Equity value of 1.23%, FIVN is doing good in the industry, outperforming 66.08% of the companies in the same industry.
Industry RankSector Rank
ROA 0.52%
ROE 1.23%
ROIC N/A
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
FIVN Yearly ROA, ROE, ROICFIVN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -20 -40 -60 -80

1.3 Margins

FIVN has a better Profit Margin (0.80%) than 65.37% of its industry peers.
FIVN's Gross Margin of 54.93% is on the low side compared to the rest of the industry. FIVN is outperformed by 65.02% of its industry peers.
FIVN's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM N/A
PM (TTM) 0.8%
GM 54.93%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
FIVN Yearly Profit, Operating, Gross MarginsFIVN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40

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5

2. Health

2.1 Basic Checks

FIVN does not have a ROIC to compare to the WACC, probably because it is not profitable.
FIVN has more shares outstanding than it did 1 year ago.
The number of shares outstanding for FIVN has been increased compared to 5 years ago.
Compared to 1 year ago, FIVN has a worse debt to assets ratio.
FIVN Yearly Shares OutstandingFIVN Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
FIVN Yearly Total Debt VS Total AssetsFIVN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

An Altman-Z score of 1.92 indicates that FIVN is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 1.92, FIVN is in line with its industry, outperforming 47.70% of the companies in the same industry.
The Debt to FCF ratio of FIVN is 5.28, which is a neutral value as it means it would take FIVN, 5.28 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of FIVN (5.28) is comparable to the rest of the industry.
FIVN has a Debt/Equity ratio of 1.04. This is a high value indicating a heavy dependency on external financing.
FIVN's Debt to Equity ratio of 1.04 is on the low side compared to the rest of the industry. FIVN is outperformed by 74.56% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.04
Debt/FCF 5.28
Altman-Z 1.92
ROIC/WACCN/A
WACC9.69%
FIVN Yearly LT Debt VS Equity VS FCFFIVN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M

2.3 Liquidity

A Current Ratio of 4.44 indicates that FIVN has no problem at all paying its short term obligations.
With an excellent Current ratio value of 4.44, FIVN belongs to the best of the industry, outperforming 86.22% of the companies in the same industry.
FIVN has a Quick Ratio of 4.44. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 4.44, FIVN belongs to the best of the industry, outperforming 86.22% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 4.44
Quick Ratio 4.44
FIVN Yearly Current Assets VS Current LiabilitesFIVN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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8

3. Growth

3.1 Past

FIVN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 33.33%, which is quite impressive.
FIVN shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 24.27% yearly.
The Revenue has grown by 14.21% in the past year. This is quite good.
FIVN shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 26.01% yearly.
EPS 1Y (TTM)33.33%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%46.15%
Revenue 1Y (TTM)14.21%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%12.37%

3.2 Future

FIVN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.44% yearly.
The Revenue is expected to grow by 9.83% on average over the next years. This is quite good.
EPS Next Y14.48%
EPS Next 2Y13.52%
EPS Next 3Y13.58%
EPS Next 5Y12.44%
Revenue Next Year10.74%
Revenue Next 2Y10.26%
Revenue Next 3Y9.94%
Revenue Next 5Y9.83%

3.3 Evolution

Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
FIVN Yearly Revenue VS EstimatesFIVN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 500M 1B 1.5B 2B
FIVN Yearly EPS VS EstimatesFIVN Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 0 2 -2 4 6

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8

4. Valuation

4.1 Price/Earnings Ratio

FIVN is valuated reasonably with a Price/Earnings ratio of 9.20.
91.87% of the companies in the same industry are more expensive than FIVN, based on the Price/Earnings ratio.
FIVN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.93.
With a Price/Forward Earnings ratio of 8.25, the valuation of FIVN can be described as very reasonable.
Based on the Price/Forward Earnings ratio, FIVN is valued cheaper than 94.35% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 35.31. FIVN is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 9.2
Fwd PE 8.25
FIVN Price Earnings VS Forward Price EarningsFIVN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of FIVN indicates a somewhat cheap valuation: FIVN is cheaper than 63.25% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, FIVN is valued cheaper than 90.11% of the companies in the same industry.
Industry RankSector Rank
P/FCF 13.99
EV/EBITDA 49.54
FIVN Per share dataFIVN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

FIVN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as FIVN's earnings are expected to grow with 13.58% in the coming years.
PEG (NY)0.64
PEG (5Y)0.38
EPS Next 2Y13.52%
EPS Next 3Y13.58%

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0

5. Dividend

5.1 Amount

No dividends for FIVN!.
Industry RankSector Rank
Dividend Yield N/A

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FIVE9 INC

NASDAQ:FIVN (8/15/2025, 3:50:00 PM)

26.14

+1 (+3.98%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)07-31 2025-07-31/amc
Earnings (Next)11-05 2025-11-05/amc
Inst Owners114.84%
Inst Owner Change0.01%
Ins Owners0.84%
Ins Owner Change2.56%
Market Cap1.99B
Analysts78
Price Target36.31 (38.91%)
Short Float %9.3%
Short Ratio3.59
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)20.54%
Min EPS beat(2)14.72%
Max EPS beat(2)26.36%
EPS beat(4)4
Avg EPS beat(4)16.08%
Min EPS beat(4)10.4%
Max EPS beat(4)26.36%
EPS beat(8)8
Avg EPS beat(8)18.28%
EPS beat(12)12
Avg EPS beat(12)23.35%
EPS beat(16)16
Avg EPS beat(16)28.69%
Revenue beat(2)2
Avg Revenue beat(2)0.8%
Min Revenue beat(2)0.67%
Max Revenue beat(2)0.92%
Revenue beat(4)4
Avg Revenue beat(4)1.29%
Min Revenue beat(4)0.67%
Max Revenue beat(4)2.01%
Revenue beat(8)7
Avg Revenue beat(8)0.73%
Revenue beat(12)9
Avg Revenue beat(12)0.86%
Revenue beat(16)13
Avg Revenue beat(16)1.51%
PT rev (1m)-3.26%
PT rev (3m)-3.73%
EPS NQ rev (1m)2.12%
EPS NQ rev (3m)2.14%
EPS NY rev (1m)0%
EPS NY rev (3m)6.08%
Revenue NQ rev (1m)-0.2%
Revenue NQ rev (3m)-1.67%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 9.2
Fwd PE 8.25
P/S 1.8
P/FCF 13.99
P/OCF 11.43
P/B 2.78
P/tB 6.81
EV/EBITDA 49.54
EPS(TTM)2.84
EY10.86%
EPS(NY)3.17
Fwd EY12.13%
FCF(TTM)1.87
FCFY7.15%
OCF(TTM)2.29
OCFY8.75%
SpS14.5
BVpS9.41
TBVpS3.84
PEG (NY)0.64
PEG (5Y)0.38
Profitability
Industry RankSector Rank
ROA 0.52%
ROE 1.23%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 0.8%
GM 54.93%
FCFM 12.89%
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
F-Score7
Asset Turnover0.65
Health
Industry RankSector Rank
Debt/Equity 1.04
Debt/FCF 5.28
Debt/EBITDA 22.97
Cap/Depr 63%
Cap/Sales 2.88%
Interest Coverage N/A
Cash Conversion 538.57%
Profit Quality 1614.16%
Current Ratio 4.44
Quick Ratio 4.44
Altman-Z 1.92
F-Score7
WACC9.69%
ROIC/WACCN/A
Cap/Depr(3y)82.74%
Cap/Depr(5y)95.69%
Cap/Sales(3y)4.74%
Cap/Sales(5y)5.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)33.33%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%46.15%
EPS Next Y14.48%
EPS Next 2Y13.52%
EPS Next 3Y13.58%
EPS Next 5Y12.44%
Revenue 1Y (TTM)14.21%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%12.37%
Revenue Next Year10.74%
Revenue Next 2Y10.26%
Revenue Next 3Y9.94%
Revenue Next 5Y9.83%
EBIT growth 1Y78.39%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year76.06%
EBIT Next 3Y32.85%
EBIT Next 5Y25.35%
FCF growth 1Y69.46%
FCF growth 3YN/A
FCF growth 5Y25.8%
OCF growth 1Y47.12%
OCF growth 3Y70.27%
OCF growth 5Y22.82%