20 USD
+0.05 (+0.28%)
19.99 USD
-0.01 (-0.05%)
Taking everything into account, FIVN scores 5 out of 10 in our fundamental rating. FIVN was compared to 276 industry peers in the Software industry. FIVN has only an average score on both its financial health and profitability. FIVN has both an excellent growth and valuation score. This means it is growing and it is still cheap. This is a rare combination!
1. Profitability
1.1 Basic Checks
FIVN had positive earnings in the past year.
In the past year FIVN had a positive cash flow from operations.
FIVN had negative earnings in each of the past 5 years.
Each year in the past 5 years FIVN had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 1.77%, FIVN is doing good in the industry, outperforming 61.59% of the companies in the same industry.
With a decent Return On Equity value of 4.03%, FIVN is doing good in the industry, outperforming 65.94% of the companies in the same industry.
With a decent Return On Invested Capital value of 0.67%, FIVN is doing good in the industry, outperforming 60.87% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROIC | 0.67% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 2.77%, FIVN is in the better half of the industry, outperforming 61.59% of the companies in the same industry.
Looking at the Operating Margin, with a value of 1.17%, FIVN is in the better half of the industry, outperforming 60.51% of the companies in the same industry.
With a Gross Margin value of 55.20%, FIVN is not doing good in the industry: 65.58% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of FIVN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
2. Health
2.1 Basic Checks
FIVN has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
FIVN has more shares outstanding than it did 1 year ago.
FIVN has more shares outstanding than it did 5 years ago.
The debt/assets ratio for FIVN is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.80, we must say that FIVN is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.80, FIVN is in line with its industry, outperforming 46.38% of the companies in the same industry.
The Debt to FCF ratio of FIVN is 4.57, which is a neutral value as it means it would take FIVN, 4.57 years of fcf income to pay off all of its debts.
FIVN has a Debt to FCF ratio (4.57) which is in line with its industry peers.
A Debt/Equity ratio of 0.96 indicates that FIVN is somewhat dependend on debt financing.
FIVN's Debt to Equity ratio of 0.96 is on the low side compared to the rest of the industry. FIVN is outperformed by 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Altman-Z | 1.8 |
ROIC/WACC0.07
WACC9.05%
2.3 Liquidity
FIVN has a Current Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
FIVN has a better Current ratio (4.61) than 86.59% of its industry peers.
FIVN has a Quick Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
FIVN has a better Quick ratio (4.61) than 86.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 |
3. Growth
3.1 Past
FIVN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.39%, which is quite impressive.
The Earnings Per Share has been growing by 24.27% on average over the past years. This is a very strong growth
The Revenue has grown by 12.48% in the past year. This is quite good.
Measured over the past years, FIVN shows a very strong growth in Revenue. The Revenue has been growing by 26.01% on average per year.
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
3.2 Future
The Earnings Per Share is expected to grow by 8.64% on average over the next years. This is quite good.
Based on estimates for the next years, FIVN will show a quite strong growth in Revenue. The Revenue will grow by 9.27% on average per year.
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.97%
Revenue Next 5Y9.27%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 6.78 indicates a rather cheap valuation of FIVN.
92.75% of the companies in the same industry are more expensive than FIVN, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.77. FIVN is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 6.18 indicates a rather cheap valuation of FIVN.
Based on the Price/Forward Earnings ratio, FIVN is valued cheaply inside the industry as 93.48% of the companies are valued more expensively.
FIVN is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.35, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.78 | ||
| Fwd PE | 6.18 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, FIVN is valued cheaply inside the industry as 81.16% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, FIVN is valued cheaply inside the industry as 93.84% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.51 | ||
| EV/EBITDA | 18.42 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as FIVN's earnings are expected to grow with 13.61% in the coming years.
PEG (NY)0.31
PEG (5Y)0.28
EPS Next 2Y14.73%
EPS Next 3Y13.61%
5. Dividend
5.1 Amount
No dividends for FIVN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
20
+0.05 (+0.28%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners119.98%
Inst Owner Change-0.2%
Ins Owners1.46%
Ins Owner Change1.3%
Market Cap1.56B
Revenue(TTM)1.13B
Net Income(TTM)31.28M
Analysts77.93
Price Target34.37 (71.85%)
Short Float %9.66%
Short Ratio3.64
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.56%
Min EPS beat(2)4.4%
Max EPS beat(2)14.72%
EPS beat(4)4
Avg EPS beat(4)13.97%
Min EPS beat(4)4.4%
Max EPS beat(4)26.36%
EPS beat(8)8
Avg EPS beat(8)16.47%
EPS beat(12)12
Avg EPS beat(12)22.89%
EPS beat(16)16
Avg EPS beat(16)27.75%
Revenue beat(2)1
Avg Revenue beat(2)-0.38%
Min Revenue beat(2)-1.69%
Max Revenue beat(2)0.92%
Revenue beat(4)3
Avg Revenue beat(4)0.48%
Min Revenue beat(4)-1.69%
Max Revenue beat(4)2.01%
Revenue beat(8)6
Avg Revenue beat(8)0.45%
Revenue beat(12)9
Avg Revenue beat(12)0.75%
Revenue beat(16)12
Avg Revenue beat(16)1.22%
PT rev (1m)0%
PT rev (3m)-5.35%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.4%
EPS NY rev (1m)1.55%
EPS NY rev (3m)1.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.58%
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)-0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.78 | ||
| Fwd PE | 6.18 | ||
| P/S | 1.39 | ||
| P/FCF | 9.51 | ||
| P/OCF | 8.13 | ||
| P/B | 2.02 | ||
| P/tB | 4.41 | ||
| EV/EBITDA | 18.42 |
EPS(TTM)2.95
EY14.75%
EPS(NY)3.24
Fwd EY16.19%
FCF(TTM)2.1
FCFY10.51%
OCF(TTM)2.46
OCFY12.3%
SpS14.41
BVpS9.91
TBVpS4.53
PEG (NY)0.31
PEG (5Y)0.28
Graham Number25.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROCE | 0.85% | ||
| ROIC | 0.67% | ||
| ROICexc | 1.18% | ||
| ROICexgc | 2.25% | ||
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% | ||
| FCFM | 14.59% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
F-Score7
Asset Turnover0.64
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Debt/EBITDA | 11.95 | ||
| Cap/Depr | 57.26% | ||
| Cap/Sales | 2.48% | ||
| Interest Coverage | 1.29 | ||
| Cash Conversion | 309.64% | ||
| Profit Quality | 525.71% | ||
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 | ||
| Altman-Z | 1.8 |
F-Score7
WACC9.05%
ROIC/WACC0.07
Cap/Depr(3y)87.17%
Cap/Depr(5y)98.35%
Cap/Sales(3y)4.74%
Cap/Sales(5y)5.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.97%
Revenue Next 5Y9.27%
EBIT growth 1Y117.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year81.41%
EBIT Next 3Y34.18%
EBIT Next 5Y24.49%
FCF growth 1Y66.36%
FCF growth 3YN/A
FCF growth 5Y25.8%
OCF growth 1Y53.93%
OCF growth 3Y70.27%
OCF growth 5Y22.82%
FIVE9 INC / FIVN FAQ
What is the ChartMill fundamental rating of FIVE9 INC (FIVN) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FIVN.
What is the valuation status of FIVE9 INC (FIVN) stock?
ChartMill assigns a valuation rating of 9 / 10 to FIVE9 INC (FIVN). This can be considered as Undervalued.
How profitable is FIVE9 INC (FIVN) stock?
FIVE9 INC (FIVN) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for FIVN stock?
The Price/Earnings (PE) ratio for FIVE9 INC (FIVN) is 6.78 and the Price/Book (PB) ratio is 2.02.
Can you provide the financial health for FIVN stock?
The financial health rating of FIVE9 INC (FIVN) is 4 / 10.