FIVE9 INC (FIVN) Stock Fundamental Analysis

NASDAQ:FIVN • US3383071012

16.75 USD
+0.18 (+1.09%)
At close: Feb 13, 2026
16.7958 USD
+0.05 (+0.27%)
After Hours: 2/13/2026, 8:08:46 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Taking everything into account, FIVN scores 5 out of 10 in our fundamental rating. FIVN was compared to 277 industry peers in the Software industry. FIVN has an average financial health and profitability rating. FIVN has both an excellent growth and valuation score. This means it is growing and it is still cheap. This is a rare combination!


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year FIVN was profitable.
  • In the past year FIVN had a positive cash flow from operations.
  • In the past 5 years FIVN always reported negative net income.
  • FIVN had a positive operating cash flow in each of the past 5 years.
FIVN Yearly Net Income VS EBIT VS OCF VS FCFFIVN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.77%, FIVN is in the better half of the industry, outperforming 61.37% of the companies in the same industry.
  • With a decent Return On Equity value of 4.03%, FIVN is doing good in the industry, outperforming 65.70% of the companies in the same industry.
  • FIVN has a better Return On Invested Capital (0.67%) than 60.29% of its industry peers.
Industry RankSector Rank
ROA 1.77%
ROE 4.03%
ROIC 0.67%
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
FIVN Yearly ROA, ROE, ROICFIVN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10 -20 -30

1.3 Margins

  • FIVN has a better Profit Margin (2.77%) than 61.01% of its industry peers.
  • FIVN has a better Operating Margin (1.17%) than 60.29% of its industry peers.
  • With a Gross Margin value of 55.20%, FIVN is not doing good in the industry: 65.34% of the companies in the same industry are doing better.
  • FIVN's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 1.17%
PM (TTM) 2.77%
GM 55.2%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
FIVN Yearly Profit, Operating, Gross MarginsFIVN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FIVN is destroying value.
  • Compared to 1 year ago, FIVN has more shares outstanding
  • FIVN has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for FIVN is higher compared to a year ago.
FIVN Yearly Shares OutstandingFIVN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
FIVN Yearly Total Debt VS Total AssetsFIVN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

  • FIVN has an Altman-Z score of 1.63. This is a bad value and indicates that FIVN is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.63, FIVN is in line with its industry, outperforming 50.54% of the companies in the same industry.
  • FIVN has a debt to FCF ratio of 4.57. This is a neutral value as FIVN would need 4.57 years to pay back of all of its debts.
  • FIVN has a Debt to FCF ratio (4.57) which is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.96 indicates that FIVN is somewhat dependend on debt financing.
  • FIVN has a worse Debt to Equity ratio (0.96) than 75.45% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF 4.57
Altman-Z 1.63
ROIC/WACC0.08
WACC8.84%
FIVN Yearly LT Debt VS Equity VS FCFFIVN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M

2.3 Liquidity

  • FIVN has a Current Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of FIVN (4.61) is better than 85.56% of its industry peers.
  • FIVN has a Quick Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
  • With an excellent Quick ratio value of 4.61, FIVN belongs to the best of the industry, outperforming 85.56% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 4.61
Quick Ratio 4.61
FIVN Yearly Current Assets VS Current LiabilitesFIVN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • FIVN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.39%, which is quite impressive.
  • FIVN shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 24.27% yearly.
  • Looking at the last year, FIVN shows a quite strong growth in Revenue. The Revenue has grown by 12.48% in the last year.
  • Measured over the past years, FIVN shows a very strong growth in Revenue. The Revenue has been growing by 26.01% on average per year.
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%

3.2 Future

  • Based on estimates for the next years, FIVN will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.64% on average per year.
  • FIVN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.27% yearly.
EPS Next Y21.83%
EPS Next 2Y14.91%
EPS Next 3Y13.83%
EPS Next 5Y8.64%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.99%
Revenue Next 5Y9.27%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
FIVN Yearly Revenue VS EstimatesFIVN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 500M 1B 1.5B 2B
FIVN Yearly EPS VS EstimatesFIVN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0 1 2 3 4

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Find the best growth stocksShow best growing peers

9

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 5.68 indicates a rather cheap valuation of FIVN.
  • FIVN's Price/Earnings ratio is rather cheap when compared to the industry. FIVN is cheaper than 94.58% of the companies in the same industry.
  • FIVN is valuated cheaply when we compare the Price/Earnings ratio to 27.97, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 5.16 indicates a rather cheap valuation of FIVN.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of FIVN indicates a rather cheap valuation: FIVN is cheaper than 94.22% of the companies listed in the same industry.
  • FIVN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.96.
Industry RankSector Rank
PE 5.68
Fwd PE 5.16
FIVN Price Earnings VS Forward Price EarningsFIVN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, FIVN is valued cheaply inside the industry as 80.14% of the companies are valued more expensively.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of FIVN indicates a rather cheap valuation: FIVN is cheaper than 93.14% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 7.97
EV/EBITDA 14.11
FIVN Per share dataFIVN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as FIVN's earnings are expected to grow with 13.83% in the coming years.
PEG (NY)0.26
PEG (5Y)0.23
EPS Next 2Y14.91%
EPS Next 3Y13.83%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • FIVN does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

FIVE9 INC

NASDAQ:FIVN (2/13/2026, 8:08:46 PM)

After market: 16.7958 +0.05 (+0.27%)

16.75

+0.18 (+1.09%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06
Earnings (Next)02-19
Inst Owners119.54%
Inst Owner Change-1.38%
Ins Owners1.39%
Ins Owner Change1.31%
Market Cap1.31B
Revenue(TTM)1.13B
Net Income(TTM)31.28M
Analysts77.86
Price Target33.25 (98.51%)
Short Float %8.12%
Short Ratio3.38
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.56%
Min EPS beat(2)4.4%
Max EPS beat(2)14.72%
EPS beat(4)4
Avg EPS beat(4)13.97%
Min EPS beat(4)4.4%
Max EPS beat(4)26.36%
EPS beat(8)8
Avg EPS beat(8)16.47%
EPS beat(12)12
Avg EPS beat(12)22.89%
EPS beat(16)16
Avg EPS beat(16)27.75%
Revenue beat(2)1
Avg Revenue beat(2)-0.38%
Min Revenue beat(2)-1.69%
Max Revenue beat(2)0.92%
Revenue beat(4)3
Avg Revenue beat(4)0.48%
Min Revenue beat(4)-1.69%
Max Revenue beat(4)2.01%
Revenue beat(8)6
Avg Revenue beat(8)0.45%
Revenue beat(12)9
Avg Revenue beat(12)0.75%
Revenue beat(16)12
Avg Revenue beat(16)1.22%
PT rev (1m)-3.25%
PT rev (3m)-8.43%
EPS NQ rev (1m)0.06%
EPS NQ rev (3m)-0.15%
EPS NY rev (1m)0.02%
EPS NY rev (3m)1.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.29%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.09%
Valuation
Industry RankSector Rank
PE 5.68
Fwd PE 5.16
P/S 1.16
P/FCF 7.97
P/OCF 6.81
P/B 1.69
P/tB 3.7
EV/EBITDA 14.11
EPS(TTM)2.95
EY17.61%
EPS(NY)3.25
Fwd EY19.39%
FCF(TTM)2.1
FCFY12.55%
OCF(TTM)2.46
OCFY14.69%
SpS14.41
BVpS9.91
TBVpS4.53
PEG (NY)0.26
PEG (5Y)0.23
Graham Number25.65
Profitability
Industry RankSector Rank
ROA 1.77%
ROE 4.03%
ROCE 0.85%
ROIC 0.67%
ROICexc 1.18%
ROICexgc 2.25%
OM 1.17%
PM (TTM) 2.77%
GM 55.2%
FCFM 14.59%
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
F-Score7
Asset Turnover0.64
Health
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF 4.57
Debt/EBITDA 11.95
Cap/Depr 57.26%
Cap/Sales 2.48%
Interest Coverage 1.29
Cash Conversion 309.64%
Profit Quality 525.71%
Current Ratio 4.61
Quick Ratio 4.61
Altman-Z 1.63
F-Score7
WACC8.84%
ROIC/WACC0.08
Cap/Depr(3y)87.17%
Cap/Depr(5y)98.35%
Cap/Sales(3y)4.74%
Cap/Sales(5y)5.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
EPS Next Y21.83%
EPS Next 2Y14.91%
EPS Next 3Y13.83%
EPS Next 5Y8.64%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.99%
Revenue Next 5Y9.27%
EBIT growth 1Y117.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year81.41%
EBIT Next 3Y34.01%
EBIT Next 5Y24.49%
FCF growth 1Y66.36%
FCF growth 3YN/A
FCF growth 5Y25.8%
OCF growth 1Y53.93%
OCF growth 3Y70.27%
OCF growth 5Y22.82%

FIVE9 INC / FIVN FAQ

What is the ChartMill fundamental rating of FIVE9 INC (FIVN) stock?

ChartMill assigns a fundamental rating of 5 / 10 to FIVN.


Can you provide the valuation status for FIVE9 INC?

ChartMill assigns a valuation rating of 9 / 10 to FIVE9 INC (FIVN). This can be considered as Undervalued.


What is the profitability of FIVN stock?

FIVE9 INC (FIVN) has a profitability rating of 4 / 10.


How financially healthy is FIVE9 INC?

The financial health rating of FIVE9 INC (FIVN) is 4 / 10.


What is the expected EPS growth for FIVE9 INC (FIVN) stock?

The Earnings per Share (EPS) of FIVE9 INC (FIVN) is expected to grow by 21.83% in the next year.