FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) Fundamental Analysis & Valuation

NASDAQ:FITBP • US3167738869

Current stock price

23.8 USD
-0.09 (-0.38%)
Last:

This FITBP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. FITBP Profitability Analysis

1.1 Basic Checks

  • FITBP had positive earnings in the past year.
  • In the past year FITBP had a positive cash flow from operations.
  • FITBP had positive earnings in each of the past 5 years.
  • In the past 5 years FITBP always reported a positive cash flow from operatings.
FITBP Yearly Net Income VS EBIT VS OCF VS FCFFITBP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.11%, FITBP is in the better half of the industry, outperforming 64.36% of the companies in the same industry.
  • With a decent Return On Equity value of 10.94%, FITBP is doing good in the industry, outperforming 69.15% of the companies in the same industry.
Industry RankSector Rank
ROA 1.11%
ROE 10.94%
ROIC N/A
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
FITBP Yearly ROA, ROE, ROICFITBP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • FITBP's Profit Margin of 26.35% is in line compared to the rest of the industry. FITBP outperforms 55.59% of its industry peers.
  • In the last couple of years the Profit Margin of FITBP has grown nicely.
  • The Operating Margin and Gross Margin are not available for FITBP so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 26.35%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
FITBP Yearly Profit, Operating, Gross MarginsFITBP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

2

2. FITBP Health Analysis

2.1 Basic Checks

  • FITBP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, FITBP has less shares outstanding
  • FITBP has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, FITBP has a worse debt to assets ratio.
FITBP Yearly Shares OutstandingFITBP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
FITBP Yearly Total Debt VS Total AssetsFITBP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • FITBP has a debt to FCF ratio of 3.69. This is a good value and a sign of high solvency as FITBP would need 3.69 years to pay back of all of its debts.
  • FITBP's Debt to FCF ratio of 3.69 is on the low side compared to the rest of the industry. FITBP is outperformed by 64.10% of its industry peers.
  • FITBP has a Debt/Equity ratio of 0.67. This is a neutral value indicating FITBP is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.67, FITBP is doing worse than 81.38% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 3.69
Altman-Z N/A
ROIC/WACCN/A
WACC13.54%
FITBP Yearly LT Debt VS Equity VS FCFFITBP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FITBP Yearly Current Assets VS Current LiabilitesFITBP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

5

3. FITBP Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 15.84% over the past year.
  • Measured over the past years, FITBP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.28% on average per year.
  • The Revenue has grown by 13.11% in the past year. This is quite good.
  • The Revenue has been growing slightly by 3.45% on average over the past years.
EPS 1Y (TTM)15.84%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%18.31%
Revenue 1Y (TTM)13.11%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%32.68%

3.2 Future

  • Based on estimates for the next years, FITBP will show a small growth in Earnings Per Share. The EPS will grow by 7.00% on average per year.
  • The Revenue is expected to grow by 16.79% on average over the next years. This is quite good.
EPS Next Y7.22%
EPS Next 2Y17.12%
EPS Next 3Y14.12%
EPS Next 5Y7%
Revenue Next Year42.4%
Revenue Next 2Y23.47%
Revenue Next 3Y16.79%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
FITBP Yearly Revenue VS EstimatesFITBP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B
FITBP Yearly EPS VS EstimatesFITBP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 1 2 3 4 5

8

4. FITBP Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 6.38, the valuation of FITBP can be described as very cheap.
  • 95.48% of the companies in the same industry are more expensive than FITBP, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 26.91, FITBP is valued rather cheaply.
  • A Price/Forward Earnings ratio of 4.82 indicates a rather cheap valuation of FITBP.
  • Based on the Price/Forward Earnings ratio, FITBP is valued cheaper than 96.81% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.99, FITBP is valued rather cheaply.
Industry RankSector Rank
PE 6.38
Fwd PE 4.82
FITBP Price Earnings VS Forward Price EarningsFITBP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, FITBP is valued cheaper than 91.49% of the companies in the same industry.
Industry RankSector Rank
P/FCF 5.48
EV/EBITDA N/A
FITBP Per share dataFITBP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as FITBP's earnings are expected to grow with 14.12% in the coming years.
PEG (NY)0.88
PEG (5Y)0.57
EPS Next 2Y17.12%
EPS Next 3Y14.12%

5

5. FITBP Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.14%, FITBP has a reasonable but not impressive dividend return.
  • FITBP's Dividend Yield is a higher than the industry average which is at 2.53.
  • FITBP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 3.14%

5.2 History

  • On average, the dividend of FITBP grows each year by 7.68%, which is quite nice.
  • FITBP has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)7.68%
Div Incr Years0
Div Non Decr Years0
FITBP Yearly Dividends per shareFITBP Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 48.95% of the earnings are spent on dividend by FITBP. This is a bit on the high side, but may be sustainable.
  • FITBP's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP48.95%
EPS Next 2Y17.12%
EPS Next 3Y14.12%
FITBP Yearly Income VS Free CF VS DividendFITBP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B
FITBP Dividend Payout.FITBP Dividend Payout, showing the Payout Ratio.FITBP Dividend Payout.PayoutRetained Earnings

FITBP Fundamentals: All Metrics, Ratios and Statistics

FIFTH THIRD BANCORP - FITB 6 PERP

NASDAQ:FITBP (4/29/2026, 9:58:21 AM)

23.8

-0.09 (-0.38%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Industry Strength57.14
Industry Growth85.71
Earnings (Last)04-17
Earnings (Next)07-17
Inst Owners70.42%
Inst Owner ChangeN/A
Ins Owners0.39%
Ins Owner Change0%
Market Cap21.55B
Revenue(TTM)9.71B
Net Income(TTM)2.38B
Analysts80.69
Price Target27.67 (16.26%)
Short Float %0%
Short Ratio1.47
Dividend
Industry RankSector Rank
Dividend Yield 3.14%
Yearly Dividend1.75
Dividend Growth(5Y)7.68%
DP48.95%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-27
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.51%
Min EPS beat(2)2.57%
Max EPS beat(2)8.45%
EPS beat(4)2
Avg EPS beat(4)2.4%
Min EPS beat(4)-0.9%
Max EPS beat(4)8.45%
EPS beat(8)4
Avg EPS beat(8)0.17%
EPS beat(12)6
Avg EPS beat(12)1.26%
EPS beat(16)6
Avg EPS beat(16)-0.8%
Revenue beat(2)0
Avg Revenue beat(2)-2.4%
Min Revenue beat(2)-3.78%
Max Revenue beat(2)-1.03%
Revenue beat(4)0
Avg Revenue beat(4)-2.08%
Min Revenue beat(4)-3.78%
Max Revenue beat(4)-0.62%
Revenue beat(8)0
Avg Revenue beat(8)-2.49%
Revenue beat(12)0
Avg Revenue beat(12)-2.36%
Revenue beat(16)0
Avg Revenue beat(16)-2.77%
PT rev (1m)-2.75%
PT rev (3m)0.28%
EPS NQ rev (1m)-12.86%
EPS NQ rev (3m)-23.6%
EPS NY rev (1m)-0.56%
EPS NY rev (3m)0.98%
Revenue NQ rev (1m)0.24%
Revenue NQ rev (3m)6.65%
Revenue NY rev (1m)1.1%
Revenue NY rev (3m)6.9%
Valuation
Industry RankSector Rank
PE 6.38
Fwd PE 4.82
P/S 2.39
P/FCF 5.48
P/OCF 4.77
P/B 0.99
P/tB 1.43
EV/EBITDA N/A
EPS(TTM)3.73
EY15.67%
EPS(NY)4.94
Fwd EY20.75%
FCF(TTM)4.34
FCFY18.23%
OCF(TTM)4.98
OCFY20.94%
SpS9.96
BVpS23.99
TBVpS16.69
PEG (NY)0.88
PEG (5Y)0.57
Graham Number44.8701 (88.53%)
Profitability
Industry RankSector Rank
ROA 1.11%
ROE 10.94%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.35%
GM N/A
FCFM 43.58%
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 3.69
Debt/EBITDA N/A
Cap/Depr 105.42%
Cap/Sales 6.48%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 165.4%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC13.54%
ROIC/WACCN/A
Cap/Depr(3y)100.25%
Cap/Depr(5y)125.42%
Cap/Sales(3y)5.76%
Cap/Sales(5y)6.55%
Profit Quality(3y)152.58%
Profit Quality(5y)157.1%
High Growth Momentum
Growth
EPS 1Y (TTM)15.84%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%18.31%
EPS Next Y7.22%
EPS Next 2Y17.12%
EPS Next 3Y14.12%
EPS Next 5Y7%
Revenue 1Y (TTM)13.11%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%32.68%
Revenue Next Year42.4%
Revenue Next 2Y23.47%
Revenue Next 3Y16.79%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year0.92%
EBIT Next 3Y20.36%
EBIT Next 5YN/A
FCF growth 1Y63.07%
FCF growth 3Y-12.5%
FCF growth 5Y182.09%
OCF growth 1Y59.84%
OCF growth 3Y-11.11%
OCF growth 5Y64.83%

FIFTH THIRD BANCORP - FITB 6 PERP / FITBP Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for FIFTH THIRD BANCORP - FITB 6 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to FITBP.


What is the valuation status of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?

ChartMill assigns a valuation rating of 8 / 10 to FIFTH THIRD BANCORP - FITB 6 PERP (FITBP). This can be considered as Undervalued.


How profitable is FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?

FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) has a profitability rating of 4 / 10.


What is the financial health of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?

The financial health rating of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) is 2 / 10.


What is the expected EPS growth for FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?

The Earnings per Share (EPS) of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) is expected to grow by 7.22% in the next year.