FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) Fundamental Analysis & Valuation

NASDAQ:FITBP • US3167738869

Current stock price

24.09 USD
+0.03 (+0.12%)
Last:

This FITBP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. FITBP Profitability Analysis

1.1 Basic Checks

  • FITBP had positive earnings in the past year.
  • In the past year FITBP had a positive cash flow from operations.
  • Each year in the past 5 years FITBP has been profitable.
  • FITBP had a positive operating cash flow in each of the past 5 years.
FITBP Yearly Net Income VS EBIT VS OCF VS FCFFITBP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.11%, FITBP is in the better half of the industry, outperforming 64.63% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 10.94%, FITBP is in the better half of the industry, outperforming 69.15% of the companies in the same industry.
Industry RankSector Rank
ROA 1.11%
ROE 10.94%
ROIC N/A
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
FITBP Yearly ROA, ROE, ROICFITBP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • FITBP has a Profit Margin (26.35%) which is in line with its industry peers.
  • In the last couple of years the Profit Margin of FITBP has grown nicely.
  • FITBP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 26.35%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
FITBP Yearly Profit, Operating, Gross MarginsFITBP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

2

2. FITBP Health Analysis

2.1 Basic Checks

  • FITBP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, FITBP has less shares outstanding
  • The number of shares outstanding for FITBP has been reduced compared to 5 years ago.
  • Compared to 1 year ago, FITBP has a worse debt to assets ratio.
FITBP Yearly Shares OutstandingFITBP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
FITBP Yearly Total Debt VS Total AssetsFITBP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • The Debt to FCF ratio of FITBP is 3.69, which is a good value as it means it would take FITBP, 3.69 years of fcf income to pay off all of its debts.
  • FITBP has a Debt to FCF ratio of 3.69. This is in the lower half of the industry: FITBP underperforms 64.36% of its industry peers.
  • FITBP has a Debt/Equity ratio of 0.67. This is a neutral value indicating FITBP is somewhat dependend on debt financing.
  • FITBP has a worse Debt to Equity ratio (0.67) than 81.38% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 3.69
Altman-Z N/A
ROIC/WACCN/A
WACC13.55%
FITBP Yearly LT Debt VS Equity VS FCFFITBP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FITBP Yearly Current Assets VS Current LiabilitesFITBP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

5

3. FITBP Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 15.84% over the past year.
  • The Earnings Per Share has been growing by 11.28% on average over the past years. This is quite good.
  • The Revenue has grown by 13.11% in the past year. This is quite good.
  • Measured over the past years, FITBP shows a small growth in Revenue. The Revenue has been growing by 3.45% on average per year.
EPS 1Y (TTM)15.84%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%18.31%
Revenue 1Y (TTM)13.11%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%32.68%

3.2 Future

  • FITBP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.39% yearly.
  • The Revenue is expected to grow by 16.79% on average over the next years. This is quite good.
EPS Next Y7.22%
EPS Next 2Y17.12%
EPS Next 3Y14.12%
EPS Next 5Y6.39%
Revenue Next Year42.4%
Revenue Next 2Y23.47%
Revenue Next 3Y16.79%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
FITBP Yearly Revenue VS EstimatesFITBP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B
FITBP Yearly EPS VS EstimatesFITBP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 1 2 3 4 5

8

4. FITBP Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 6.46, the valuation of FITBP can be described as very cheap.
  • FITBP's Price/Earnings ratio is rather cheap when compared to the industry. FITBP is cheaper than 96.01% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.79. FITBP is valued rather cheaply when compared to this.
  • FITBP is valuated cheaply with a Price/Forward Earnings ratio of 4.88.
  • Based on the Price/Forward Earnings ratio, FITBP is valued cheaply inside the industry as 96.81% of the companies are valued more expensively.
  • FITBP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 38.88.
Industry RankSector Rank
PE 6.46
Fwd PE 4.88
FITBP Price Earnings VS Forward Price EarningsFITBP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • FITBP's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FITBP is cheaper than 91.22% of the companies in the same industry.
Industry RankSector Rank
P/FCF 5.55
EV/EBITDA N/A
FITBP Per share dataFITBP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • FITBP's earnings are expected to grow with 14.12% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.89
PEG (5Y)0.57
EPS Next 2Y17.12%
EPS Next 3Y14.12%

5

5. FITBP Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.13%, FITBP has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.57, FITBP pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.81, FITBP pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.13%

5.2 History

  • The dividend of FITBP is nicely growing with an annual growth rate of 7.68%!
  • FITBP has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)7.68%
Div Incr Years0
Div Non Decr Years0
FITBP Yearly Dividends per shareFITBP Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • FITBP pays out 48.95% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of FITBP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP48.95%
EPS Next 2Y17.12%
EPS Next 3Y14.12%
FITBP Yearly Income VS Free CF VS DividendFITBP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B
FITBP Dividend Payout.FITBP Dividend Payout, showing the Payout Ratio.FITBP Dividend Payout.PayoutRetained Earnings

FITBP Fundamentals: All Metrics, Ratios and Statistics

FIFTH THIRD BANCORP - FITB 6 PERP

NASDAQ:FITBP (4/22/2026, 4:11:44 PM)

24.09

+0.03 (+0.12%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)04-17
Earnings (Next)07-17
Inst Owners70.42%
Inst Owner ChangeN/A
Ins Owners0.39%
Ins Owner Change0%
Market Cap21.81B
Revenue(TTM)9.71B
Net Income(TTM)2.38B
Analysts80.69
Price Target27.67 (14.86%)
Short Float %0%
Short Ratio1.52
Dividend
Industry RankSector Rank
Dividend Yield 3.13%
Yearly Dividend1.75
Dividend Growth(5Y)7.68%
DP48.95%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-27
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.51%
Min EPS beat(2)2.57%
Max EPS beat(2)8.45%
EPS beat(4)2
Avg EPS beat(4)2.4%
Min EPS beat(4)-0.9%
Max EPS beat(4)8.45%
EPS beat(8)4
Avg EPS beat(8)0.17%
EPS beat(12)6
Avg EPS beat(12)1.26%
EPS beat(16)6
Avg EPS beat(16)-0.8%
Revenue beat(2)0
Avg Revenue beat(2)-2.4%
Min Revenue beat(2)-3.78%
Max Revenue beat(2)-1.03%
Revenue beat(4)0
Avg Revenue beat(4)-2.08%
Min Revenue beat(4)-3.78%
Max Revenue beat(4)-0.62%
Revenue beat(8)0
Avg Revenue beat(8)-2.49%
Revenue beat(12)0
Avg Revenue beat(12)-2.36%
Revenue beat(16)0
Avg Revenue beat(16)-2.77%
PT rev (1m)-2.75%
PT rev (3m)0.28%
EPS NQ rev (1m)-25.29%
EPS NQ rev (3m)-21.47%
EPS NY rev (1m)-0.56%
EPS NY rev (3m)-0.15%
Revenue NQ rev (1m)0.38%
Revenue NQ rev (3m)21.28%
Revenue NY rev (1m)1.1%
Revenue NY rev (3m)9.76%
Valuation
Industry RankSector Rank
PE 6.46
Fwd PE 4.88
P/S 2.42
P/FCF 5.55
P/OCF 4.83
P/B 1
P/tB 1.44
EV/EBITDA N/A
EPS(TTM)3.73
EY15.48%
EPS(NY)4.94
Fwd EY20.5%
FCF(TTM)4.34
FCFY18.02%
OCF(TTM)4.98
OCFY20.69%
SpS9.96
BVpS23.99
TBVpS16.69
PEG (NY)0.89
PEG (5Y)0.57
Graham Number44.8701 (86.26%)
Profitability
Industry RankSector Rank
ROA 1.11%
ROE 10.94%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.35%
GM N/A
FCFM 43.58%
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 3.69
Debt/EBITDA N/A
Cap/Depr 105.42%
Cap/Sales 6.48%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 165.4%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC13.55%
ROIC/WACCN/A
Cap/Depr(3y)100.25%
Cap/Depr(5y)125.42%
Cap/Sales(3y)5.76%
Cap/Sales(5y)6.55%
Profit Quality(3y)152.58%
Profit Quality(5y)157.1%
High Growth Momentum
Growth
EPS 1Y (TTM)15.84%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%18.31%
EPS Next Y7.22%
EPS Next 2Y17.12%
EPS Next 3Y14.12%
EPS Next 5Y6.39%
Revenue 1Y (TTM)13.11%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%32.68%
Revenue Next Year42.4%
Revenue Next 2Y23.47%
Revenue Next 3Y16.79%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year0.92%
EBIT Next 3Y20.36%
EBIT Next 5YN/A
FCF growth 1Y63.07%
FCF growth 3Y-12.5%
FCF growth 5Y182.09%
OCF growth 1Y59.84%
OCF growth 3Y-11.11%
OCF growth 5Y64.83%

FIFTH THIRD BANCORP - FITB 6 PERP / FITBP Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for FIFTH THIRD BANCORP - FITB 6 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to FITBP.


What is the valuation status of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?

ChartMill assigns a valuation rating of 8 / 10 to FIFTH THIRD BANCORP - FITB 6 PERP (FITBP). This can be considered as Undervalued.


How profitable is FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?

FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) has a profitability rating of 4 / 10.


What is the financial health of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?

The financial health rating of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) is 2 / 10.


What is the expected EPS growth for FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?

The Earnings per Share (EPS) of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) is expected to grow by 7.22% in the next year.