24.93 USD
+0.11 (+0.44%)
Taking everything into account, FITBP scores 4 out of 10 in our fundamental rating. FITBP was compared to 388 industry peers in the Banks industry. FITBP may be in some trouble as it scores bad on both profitability and health. FITBP is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year FITBP was profitable.
FITBP had a positive operating cash flow in the past year.
Each year in the past 5 years FITBP has been profitable.
In the past 5 years FITBP always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of FITBP (1.06%) is better than 67.53% of its industry peers.
Looking at the Return On Equity, with a value of 10.70%, FITBP is in the better half of the industry, outperforming 70.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.06% | ||
| ROE | 10.7% | ||
| ROIC | N/A |
ROA(3y)1.06%
ROA(5y)1.01%
ROE(3y)11.98%
ROE(5y)10.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 25.32%, FITBP perfoms like the industry average, outperforming 57.22% of the companies in the same industry.
FITBP's Profit Margin has declined in the last couple of years.
FITBP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 25.32% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-8.98%
PM growth 5Y-2.45%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
FITBP does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for FITBP has been reduced compared to 1 year ago.
Compared to 5 years ago, FITBP has less shares outstanding
The debt/assets ratio for FITBP has been reduced compared to a year ago.
2.2 Solvency
FITBP has a debt to FCF ratio of 4.88. This is a neutral value as FITBP would need 4.88 years to pay back of all of its debts.
FITBP has a worse Debt to FCF ratio (4.88) than 71.13% of its industry peers.
FITBP has a Debt/Equity ratio of 0.67. This is a neutral value indicating FITBP is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.67, FITBP is not doing good in the industry: 81.44% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.67 | ||
| Debt/FCF | 4.88 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.7%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for FITBP have decreased by -0.30% in the last year.
Measured over the past 5 years, FITBP shows a small growth in Earnings Per Share. The EPS has been growing by 3.25% on average per year.
Looking at the last year, FITBP shows a small growth in Revenue. The Revenue has grown by 5.35% in the last year.
Measured over the past years, FITBP shows a small growth in Revenue. The Revenue has been growing by 0.35% on average per year.
EPS 1Y (TTM)-0.3%
EPS 3Y-3.88%
EPS 5Y3.25%
EPS Q2Q%7.06%
Revenue 1Y (TTM)5.35%
Revenue growth 3Y2.44%
Revenue growth 5Y0.35%
Sales Q2Q%7.86%
3.2 Future
FITBP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.60% yearly.
Based on estimates for the next years, FITBP will show a quite strong growth in Revenue. The Revenue will grow by 14.49% on average per year.
EPS Next Y9.49%
EPS Next 2Y9.06%
EPS Next 3Y14.58%
EPS Next 5Y4.6%
Revenue Next Year5.46%
Revenue Next 2Y16.93%
Revenue Next 3Y14.49%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.44, the valuation of FITBP can be described as very cheap.
95.10% of the companies in the same industry are more expensive than FITBP, based on the Price/Earnings ratio.
FITBP's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.92.
A Price/Forward Earnings ratio of 6.45 indicates a rather cheap valuation of FITBP.
94.85% of the companies in the same industry are more expensive than FITBP, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 23.46. FITBP is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.44 | ||
| Fwd PE | 6.45 |
4.2 Price Multiples
FITBP's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FITBP is cheaper than 91.49% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.65 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
FITBP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
FITBP's earnings are expected to grow with 14.58% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.78
PEG (5Y)2.29
EPS Next 2Y9.06%
EPS Next 3Y14.58%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.32%, FITBP has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 2.74, FITBP pays a bit more dividend than its industry peers.
FITBP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.32% |
5.2 History
On average, the dividend of FITBP grows each year by 9.40%, which is quite nice.
FITBP has been paying a dividend for over 5 years, so it has already some track record.
FITBP has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)9.4%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
FITBP pays out 51.13% of its income as dividend. This is a bit on the high side, but may be sustainable.
FITBP's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP51.13%
EPS Next 2Y9.06%
EPS Next 3Y14.58%
FIFTH THIRD BANCORP - FITB 6 PERP
NASDAQ:FITBP (12/26/2025, 8:00:00 PM)
24.93
+0.11 (+0.44%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners89.26%
Inst Owner ChangeN/A
Ins Owners0.45%
Ins Owner Change0%
Market Cap16.48B
Revenue(TTM)8.92B
Net Income(TTM)2.26B
Analysts80.71
Price Target27.26 (9.35%)
Short Float %0%
Short Ratio2.29
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.32% |
Yearly Dividend1.74
Dividend Growth(5Y)9.4%
DP51.13%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.02%
Min EPS beat(2)-0.53%
Max EPS beat(2)2.57%
EPS beat(4)1
Avg EPS beat(4)-1.01%
Min EPS beat(4)-5.16%
Max EPS beat(4)2.57%
EPS beat(8)4
Avg EPS beat(8)0.46%
EPS beat(12)5
Avg EPS beat(12)0.48%
EPS beat(16)5
Avg EPS beat(16)-1.39%
Revenue beat(2)0
Avg Revenue beat(2)-0.82%
Min Revenue beat(2)-1.03%
Max Revenue beat(2)-0.62%
Revenue beat(4)0
Avg Revenue beat(4)-2.04%
Min Revenue beat(4)-3.59%
Max Revenue beat(4)-0.62%
Revenue beat(8)0
Avg Revenue beat(8)-2.27%
Revenue beat(12)0
Avg Revenue beat(12)-2.27%
Revenue beat(16)0
Avg Revenue beat(16)-2.75%
PT rev (1m)-9.5%
PT rev (3m)0.54%
EPS NQ rev (1m)0.39%
EPS NQ rev (3m)-1.4%
EPS NY rev (1m)0.51%
EPS NY rev (3m)-0.73%
Revenue NQ rev (1m)2.51%
Revenue NQ rev (3m)2.9%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)0.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.44 | ||
| Fwd PE | 6.45 | ||
| P/S | 1.85 | ||
| P/FCF | 5.65 | ||
| P/OCF | 4.73 | ||
| P/B | 0.78 | ||
| P/tB | 1.14 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.35
EY13.44%
EPS(NY)3.87
Fwd EY15.51%
FCF(TTM)4.42
FCFY17.71%
OCF(TTM)5.27
OCFY21.14%
SpS13.5
BVpS31.93
TBVpS21.91
PEG (NY)0.78
PEG (5Y)2.29
Graham Number49.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.06% | ||
| ROE | 10.7% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 25.32% | ||
| GM | N/A | ||
| FCFM | 32.72% |
ROA(3y)1.06%
ROA(5y)1.01%
ROE(3y)11.98%
ROE(5y)10.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-8.98%
PM growth 5Y-2.45%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.67 | ||
| Debt/FCF | 4.88 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 105.41% | ||
| Cap/Sales | 6.33% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 129.22% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC15.7%
ROIC/WACCN/A
Cap/Depr(3y)108%
Cap/Depr(5y)118.53%
Cap/Sales(3y)5.84%
Cap/Sales(5y)6.17%
Profit Quality(3y)181.46%
Profit Quality(5y)124.36%
High Growth Momentum
Growth
EPS 1Y (TTM)-0.3%
EPS 3Y-3.88%
EPS 5Y3.25%
EPS Q2Q%7.06%
EPS Next Y9.49%
EPS Next 2Y9.06%
EPS Next 3Y14.58%
EPS Next 5Y4.6%
Revenue 1Y (TTM)5.35%
Revenue growth 3Y2.44%
Revenue growth 5Y0.35%
Sales Q2Q%7.86%
Revenue Next Year5.46%
Revenue Next 2Y16.93%
Revenue Next 3Y14.49%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-3.61%
EBIT Next 3Y6.48%
EBIT Next 5YN/A
FCF growth 1Y-27.15%
FCF growth 3Y6.17%
FCF growth 5Y9.16%
OCF growth 1Y-22.75%
OCF growth 3Y1.46%
OCF growth 5Y9.14%
FIFTH THIRD BANCORP - FITB 6 PERP / FITBP FAQ
Can you provide the ChartMill fundamental rating for FIFTH THIRD BANCORP - FITB 6 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to FITBP.
Can you provide the valuation status for FIFTH THIRD BANCORP - FITB 6 PERP?
ChartMill assigns a valuation rating of 8 / 10 to FIFTH THIRD BANCORP - FITB 6 PERP (FITBP). This can be considered as Undervalued.
What is the profitability of FITBP stock?
FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) has a profitability rating of 3 / 10.
Can you provide the financial health for FITBP stock?
The financial health rating of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) is 2 / 10.
What is the expected EPS growth for FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?
The Earnings per Share (EPS) of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) is expected to grow by 9.49% in the next year.