FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) Stock Fundamental Analysis
USA - NASDAQ:FITBP - US3167738869
24.86 USD
-0.14 (-0.56%)
Overall FITBP gets a fundamental rating of 4 out of 10. We evaluated FITBP against 390 industry peers in the Banks industry. FITBP may be in some trouble as it scores bad on both profitability and health. FITBP is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
FITBP had positive earnings in the past year.
FITBP had a positive operating cash flow in the past year.
In the past 5 years FITBP has always been profitable.
Each year in the past 5 years FITBP had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 1.04%, FITBP is doing good in the industry, outperforming 68.97% of the companies in the same industry.
FITBP has a better Return On Equity (10.33%) than 69.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.04% | ||
| ROE | 10.33% | ||
| ROIC | N/A |
ROA(3y)1.06%
ROA(5y)1.01%
ROE(3y)11.98%
ROE(5y)10.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
FITBP has a Profit Margin (24.94%) which is in line with its industry peers.
FITBP's Profit Margin has declined in the last couple of years.
FITBP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 24.94% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-8.98%
PM growth 5Y-2.45%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
FITBP does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for FITBP has been reduced compared to 1 year ago.
Compared to 5 years ago, FITBP has less shares outstanding
The debt/assets ratio for FITBP has been reduced compared to a year ago.
2.2 Solvency
FITBP has a debt to FCF ratio of 4.78. This is a neutral value as FITBP would need 4.78 years to pay back of all of its debts.
FITBP has a worse Debt to FCF ratio (4.78) than 67.44% of its industry peers.
A Debt/Equity ratio of 0.86 indicates that FITBP is somewhat dependend on debt financing.
FITBP's Debt to Equity ratio of 0.86 is on the low side compared to the rest of the industry. FITBP is outperformed by 82.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.86 | ||
| Debt/FCF | 4.78 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.68%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for FITBP have decreased by -0.30% in the last year.
FITBP shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.25% yearly.
FITBP shows a small growth in Revenue. In the last year, the Revenue has grown by 5.35%.
FITBP shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.35% yearly.
EPS 1Y (TTM)-0.3%
EPS 3Y-3.88%
EPS 5Y3.25%
EPS Q2Q%7.06%
Revenue 1Y (TTM)5.35%
Revenue growth 3Y2.44%
Revenue growth 5Y0.35%
Sales Q2Q%7.86%
3.2 Future
The Earnings Per Share is expected to grow by 4.60% on average over the next years.
Based on estimates for the next years, FITBP will show a quite strong growth in Revenue. The Revenue will grow by 13.81% on average per year.
EPS Next Y8.93%
EPS Next 2Y7.25%
EPS Next 3Y14.11%
EPS Next 5Y4.6%
Revenue Next Year5.47%
Revenue Next 2Y16.12%
Revenue Next 3Y13.81%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
FITBP is valuated cheaply with a Price/Earnings ratio of 7.42.
Compared to the rest of the industry, the Price/Earnings ratio of FITBP indicates a rather cheap valuation: FITBP is cheaper than 94.36% of the companies listed in the same industry.
FITBP is valuated cheaply when we compare the Price/Earnings ratio to 25.83, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 6.65, the valuation of FITBP can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of FITBP indicates a rather cheap valuation: FITBP is cheaper than 92.82% of the companies listed in the same industry.
FITBP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 32.68.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.42 | ||
| Fwd PE | 6.65 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, FITBP is valued cheaper than 93.08% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.35 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
FITBP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
FITBP's earnings are expected to grow with 14.11% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.83
PEG (5Y)2.28
EPS Next 2Y7.25%
EPS Next 3Y14.11%
5. Dividend
5.1 Amount
FITBP has a Yearly Dividend Yield of 3.76%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.38, FITBP pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.37, FITBP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.76% |
5.2 History
On average, the dividend of FITBP grows each year by 9.40%, which is quite nice.
FITBP has been paying a dividend for over 5 years, so it has already some track record.
FITBP has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)9.4%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
54.51% of the earnings are spent on dividend by FITBP. This is a bit on the high side, but may be sustainable.
FITBP's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP54.51%
EPS Next 2Y7.25%
EPS Next 3Y14.11%
FIFTH THIRD BANCORP - FITB 6 PERP
NASDAQ:FITBP (11/7/2025, 8:00:00 PM)
24.86
-0.14 (-0.56%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners88.49%
Inst Owner ChangeN/A
Ins Owners0.45%
Ins Owner Change0%
Market Cap16.43B
Revenue(TTM)8.92B
Net Income(TTM)2.18B
Analysts80.71
Price Target30.88 (24.22%)
Short Float %0%
Short Ratio0.77
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.76% |
Yearly Dividend1.74
Dividend Growth(5Y)9.4%
DP54.51%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-0.72%
Min EPS beat(2)-0.9%
Max EPS beat(2)-0.53%
EPS beat(4)1
Avg EPS beat(4)-1.57%
Min EPS beat(4)-5.16%
Max EPS beat(4)0.31%
EPS beat(8)4
Avg EPS beat(8)1.21%
EPS beat(12)4
Avg EPS beat(12)-0.46%
EPS beat(16)4
Avg EPS beat(16)-1.87%
Revenue beat(2)0
Avg Revenue beat(2)-1.76%
Min Revenue beat(2)-2.91%
Max Revenue beat(2)-0.62%
Revenue beat(4)0
Avg Revenue beat(4)-2.55%
Min Revenue beat(4)-3.59%
Max Revenue beat(4)-0.62%
Revenue beat(8)0
Avg Revenue beat(8)-2.33%
Revenue beat(12)0
Avg Revenue beat(12)-2.48%
Revenue beat(16)1
Avg Revenue beat(16)-2.68%
PT rev (1m)15.32%
PT rev (3m)6.56%
EPS NQ rev (1m)-4.54%
EPS NQ rev (3m)-6.93%
EPS NY rev (1m)-1.24%
EPS NY rev (3m)-1.33%
Revenue NQ rev (1m)0.47%
Revenue NQ rev (3m)0.47%
Revenue NY rev (1m)0.45%
Revenue NY rev (3m)0.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.42 | ||
| Fwd PE | 6.65 | ||
| P/S | 1.88 | ||
| P/FCF | 4.35 | ||
| P/OCF | 3.82 | ||
| P/B | 0.78 | ||
| P/tB | 1.13 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.35
EY13.48%
EPS(NY)3.74
Fwd EY15.04%
FCF(TTM)5.72
FCFY23%
OCF(TTM)6.5
OCFY26.16%
SpS13.24
BVpS31.96
TBVpS21.94
PEG (NY)0.83
PEG (5Y)2.28
Graham Number49.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.04% | ||
| ROE | 10.33% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 24.94% | ||
| GM | N/A | ||
| FCFM | 43.19% |
ROA(3y)1.06%
ROA(5y)1.01%
ROE(3y)11.98%
ROE(5y)10.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-8.98%
PM growth 5Y-2.45%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.86 | ||
| Debt/FCF | 4.78 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 99.62% | ||
| Cap/Sales | 5.92% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 173.16% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC15.68%
ROIC/WACCN/A
Cap/Depr(3y)108%
Cap/Depr(5y)118.53%
Cap/Sales(3y)5.84%
Cap/Sales(5y)6.17%
Profit Quality(3y)181.46%
Profit Quality(5y)124.36%
High Growth Momentum
Growth
EPS 1Y (TTM)-0.3%
EPS 3Y-3.88%
EPS 5Y3.25%
EPS Q2Q%7.06%
EPS Next Y8.93%
EPS Next 2Y7.25%
EPS Next 3Y14.11%
EPS Next 5Y4.6%
Revenue 1Y (TTM)5.35%
Revenue growth 3Y2.44%
Revenue growth 5Y0.35%
Sales Q2Q%7.86%
Revenue Next Year5.47%
Revenue Next 2Y16.12%
Revenue Next 3Y13.81%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-3.61%
EBIT Next 3Y6.48%
EBIT Next 5YN/A
FCF growth 1Y-25.68%
FCF growth 3Y6.17%
FCF growth 5Y9.16%
OCF growth 1Y-23.03%
OCF growth 3Y1.46%
OCF growth 5Y9.14%
FIFTH THIRD BANCORP - FITB 6 PERP / FITBP FAQ
Can you provide the ChartMill fundamental rating for FIFTH THIRD BANCORP - FITB 6 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to FITBP.
Can you provide the valuation status for FIFTH THIRD BANCORP - FITB 6 PERP?
ChartMill assigns a valuation rating of 8 / 10 to FIFTH THIRD BANCORP - FITB 6 PERP (FITBP). This can be considered as Undervalued.
What is the profitability of FITBP stock?
FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) has a profitability rating of 3 / 10.
Can you provide the financial health for FITBP stock?
The financial health rating of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) is 2 / 10.
What is the expected EPS growth for FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?
The Earnings per Share (EPS) of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) is expected to grow by 8.93% in the next year.