FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) Stock Fundamental Analysis

NASDAQ:FITBP • US3167738869

24.45 USD
-0.01 (-0.04%)
Last: Mar 2, 2026, 08:19 PM
Fundamental Rating

4

Taking everything into account, FITBP scores 4 out of 10 in our fundamental rating. FITBP was compared to 379 industry peers in the Banks industry. FITBP has a medium profitability rating, but doesn't score so well on its financial health evaluation. FITBP is valued quite cheap, while showing a decent growth score. This is a good combination! Finally FITBP also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • FITBP had positive earnings in the past year.
  • FITBP had a positive operating cash flow in the past year.
  • Each year in the past 5 years FITBP has been profitable.
  • Of the past 5 years FITBP 4 years had a positive operating cash flow.
FITBP Yearly Net Income VS EBIT VS OCF VS FCFFITBP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • The Return On Assets of FITBP (1.06%) is better than 65.44% of its industry peers.
  • FITBP's Return On Equity of 10.70% is fine compared to the rest of the industry. FITBP outperforms 69.39% of its industry peers.
Industry RankSector Rank
ROA 1.06%
ROE 10.7%
ROIC N/A
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
FITBP Yearly ROA, ROE, ROICFITBP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of FITBP (25.32%) is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of FITBP has grown nicely.
  • The Operating Margin and Gross Margin are not available for FITBP so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 25.32%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
FITBP Yearly Profit, Operating, Gross MarginsFITBP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1

2. Health

2.1 Basic Checks

  • FITBP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, FITBP has less shares outstanding
  • The number of shares outstanding for FITBP has been reduced compared to 5 years ago.
  • FITBP has a worse debt/assets ratio than last year.
FITBP Yearly Shares OutstandingFITBP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
FITBP Yearly Total Debt VS Total AssetsFITBP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • The Debt to FCF ratio of FITBP is 4.88, which is a neutral value as it means it would take FITBP, 4.88 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 4.88, FITBP is doing worse than 70.45% of the companies in the same industry.
  • A Debt/Equity ratio of 0.67 indicates that FITBP is somewhat dependend on debt financing.
  • The Debt to Equity ratio of FITBP (0.67) is worse than 81.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 4.88
Altman-Z N/A
ROIC/WACCN/A
WACC14.42%
FITBP Yearly LT Debt VS Equity VS FCFFITBP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FITBP Yearly Current Assets VS Current LiabilitesFITBP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 10.77% over the past year.
  • The Earnings Per Share has been growing by 11.28% on average over the past years. This is quite good.
  • FITBP shows a small growth in Revenue. In the last year, the Revenue has grown by 5.44%.
  • FITBP shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.45% yearly.
EPS 1Y (TTM)10.77%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%29.41%
Revenue 1Y (TTM)5.44%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%7.77%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.39% on average over the next years.
  • The Revenue is expected to grow by 16.71% on average over the next years. This is quite good.
EPS Next Y11.2%
EPS Next 2Y17.7%
EPS Next 3Y14.04%
EPS Next 5Y6.39%
Revenue Next Year40.73%
Revenue Next 2Y23.72%
Revenue Next 3Y16.71%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
FITBP Yearly Revenue VS EstimatesFITBP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B
FITBP Yearly EPS VS EstimatesFITBP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 1 2 3 4 5

8

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 6.79, the valuation of FITBP can be described as very cheap.
  • Based on the Price/Earnings ratio, FITBP is valued cheaper than 95.78% of the companies in the same industry.
  • FITBP's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.13.
  • A Price/Forward Earnings ratio of 6.11 indicates a rather cheap valuation of FITBP.
  • 96.57% of the companies in the same industry are more expensive than FITBP, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 28.11. FITBP is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 6.79
Fwd PE 6.11
FITBP Price Earnings VS Forward Price EarningsFITBP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 84.70% of the companies in the same industry are more expensive than FITBP, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 7.54
EV/EBITDA N/A
FITBP Per share dataFITBP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • FITBP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as FITBP's earnings are expected to grow with 14.04% in the coming years.
PEG (NY)0.61
PEG (5Y)0.6
EPS Next 2Y17.7%
EPS Next 3Y14.04%

7

5. Dividend

5.1 Amount

  • FITBP has a Yearly Dividend Yield of 6.21%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.73, FITBP pays a better dividend. On top of this FITBP pays more dividend than 95.51% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, FITBP pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.21%

5.2 History

  • The dividend of FITBP is nicely growing with an annual growth rate of 7.68%!
  • FITBP has been paying a dividend for over 5 years, so it has already some track record.
  • As FITBP did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)7.68%
Div Incr Years1
Div Non Decr Years5
FITBP Yearly Dividends per shareFITBP Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 51.13% of the earnings are spent on dividend by FITBP. This is a bit on the high side, but may be sustainable.
  • The dividend of FITBP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP51.13%
EPS Next 2Y17.7%
EPS Next 3Y14.04%
FITBP Yearly Income VS Free CF VS DividendFITBP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B
FITBP Dividend Payout.FITBP Dividend Payout, showing the Payout Ratio.FITBP Dividend Payout.PayoutRetained Earnings

FIFTH THIRD BANCORP - FITB 6 PERP

NASDAQ:FITBP (3/2/2026, 8:19:19 PM)

24.45

-0.01 (-0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-20
Earnings (Next)04-17
Inst Owners89.16%
Inst Owner ChangeN/A
Ins Owners0.45%
Ins Owner Change0%
Market Cap22.01B
Revenue(TTM)9.02B
Net Income(TTM)2.26B
Analysts81.43
Price Target28.45 (16.36%)
Short Float %0%
Short Ratio1.17
Dividend
Industry RankSector Rank
Dividend Yield 6.21%
Yearly Dividend1.75
Dividend Growth(5Y)7.68%
DP51.13%
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.02%
Min EPS beat(2)-0.53%
Max EPS beat(2)2.57%
EPS beat(4)1
Avg EPS beat(4)-1.01%
Min EPS beat(4)-5.16%
Max EPS beat(4)2.57%
EPS beat(8)4
Avg EPS beat(8)0.46%
EPS beat(12)5
Avg EPS beat(12)0.48%
EPS beat(16)5
Avg EPS beat(16)-1.39%
Revenue beat(2)0
Avg Revenue beat(2)-0.82%
Min Revenue beat(2)-1.03%
Max Revenue beat(2)-0.62%
Revenue beat(4)0
Avg Revenue beat(4)-2.04%
Min Revenue beat(4)-3.59%
Max Revenue beat(4)-0.62%
Revenue beat(8)0
Avg Revenue beat(8)-2.27%
Revenue beat(12)0
Avg Revenue beat(12)-2.27%
Revenue beat(16)0
Avg Revenue beat(16)-2.75%
PT rev (1m)3.11%
PT rev (3m)-5.54%
EPS NQ rev (1m)0.03%
EPS NQ rev (3m)0.12%
EPS NY rev (1m)4.74%
EPS NY rev (3m)7.09%
Revenue NQ rev (1m)-0.45%
Revenue NQ rev (3m)1.92%
Revenue NY rev (1m)5.64%
Revenue NY rev (3m)10.04%
Valuation
Industry RankSector Rank
PE 6.79
Fwd PE 6.11
P/S 2.47
P/FCF 7.54
P/OCF 6.32
P/B 1.04
P/tB 1.52
EV/EBITDA N/A
EPS(TTM)3.6
EY14.72%
EPS(NY)4
Fwd EY16.37%
FCF(TTM)3.24
FCFY13.26%
OCF(TTM)3.87
OCFY15.83%
SpS9.91
BVpS23.45
TBVpS16.09
PEG (NY)0.61
PEG (5Y)0.6
Graham Number43.58
Profitability
Industry RankSector Rank
ROA 1.06%
ROE 10.7%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.32%
GM N/A
FCFM 32.72%
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 4.88
Debt/EBITDA N/A
Cap/Depr 105.41%
Cap/Sales 6.33%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 129.22%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC14.42%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.77%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%29.41%
EPS Next Y11.2%
EPS Next 2Y17.7%
EPS Next 3Y14.04%
EPS Next 5Y6.39%
Revenue 1Y (TTM)5.44%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%7.77%
Revenue Next Year40.73%
Revenue Next 2Y23.72%
Revenue Next 3Y16.71%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year0.92%
EBIT Next 3Y20.36%
EBIT Next 5YN/A
FCF growth 1Y-36.57%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-30.28%
OCF growth 3YN/A
OCF growth 5YN/A

FIFTH THIRD BANCORP - FITB 6 PERP / FITBP FAQ

Can you provide the ChartMill fundamental rating for FIFTH THIRD BANCORP - FITB 6 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to FITBP.


What is the valuation status of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?

ChartMill assigns a valuation rating of 8 / 10 to FIFTH THIRD BANCORP - FITB 6 PERP (FITBP). This can be considered as Undervalued.


What is the profitability of FITBP stock?

FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) has a profitability rating of 4 / 10.


How financially healthy is FIFTH THIRD BANCORP - FITB 6 PERP?

The financial health rating of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) is 1 / 10.


How sustainable is the dividend of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?

The dividend rating of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) is 7 / 10 and the dividend payout ratio is 51.13%.