FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) Fundamental Analysis & Valuation
NASDAQ:FITBP • US3167738869
Current stock price
This FITBP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. FITBP Profitability Analysis
1.1 Basic Checks
- FITBP had positive earnings in the past year.
- In the past year FITBP had a positive cash flow from operations.
- Each year in the past 5 years FITBP has been profitable.
- FITBP had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 1.11%, FITBP is in the better half of the industry, outperforming 64.63% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 10.94%, FITBP is in the better half of the industry, outperforming 69.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.11% | ||
| ROE | 10.94% | ||
| ROIC | N/A |
1.3 Margins
- FITBP has a Profit Margin (26.35%) which is in line with its industry peers.
- In the last couple of years the Profit Margin of FITBP has grown nicely.
- FITBP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 26.35% | ||
| GM | N/A |
2. FITBP Health Analysis
2.1 Basic Checks
- FITBP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, FITBP has less shares outstanding
- The number of shares outstanding for FITBP has been reduced compared to 5 years ago.
- Compared to 1 year ago, FITBP has a worse debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of FITBP is 3.69, which is a good value as it means it would take FITBP, 3.69 years of fcf income to pay off all of its debts.
- FITBP has a Debt to FCF ratio of 3.69. This is in the lower half of the industry: FITBP underperforms 64.36% of its industry peers.
- FITBP has a Debt/Equity ratio of 0.67. This is a neutral value indicating FITBP is somewhat dependend on debt financing.
- FITBP has a worse Debt to Equity ratio (0.67) than 81.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.67 | ||
| Debt/FCF | 3.69 | ||
| Altman-Z | N/A |
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. FITBP Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an nice 15.84% over the past year.
- The Earnings Per Share has been growing by 11.28% on average over the past years. This is quite good.
- The Revenue has grown by 13.11% in the past year. This is quite good.
- Measured over the past years, FITBP shows a small growth in Revenue. The Revenue has been growing by 3.45% on average per year.
3.2 Future
- FITBP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.39% yearly.
- The Revenue is expected to grow by 16.79% on average over the next years. This is quite good.
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. FITBP Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 6.46, the valuation of FITBP can be described as very cheap.
- FITBP's Price/Earnings ratio is rather cheap when compared to the industry. FITBP is cheaper than 96.01% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.79. FITBP is valued rather cheaply when compared to this.
- FITBP is valuated cheaply with a Price/Forward Earnings ratio of 4.88.
- Based on the Price/Forward Earnings ratio, FITBP is valued cheaply inside the industry as 96.81% of the companies are valued more expensively.
- FITBP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 38.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.46 | ||
| Fwd PE | 4.88 |
4.2 Price Multiples
- FITBP's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FITBP is cheaper than 91.22% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.55 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- FITBP's earnings are expected to grow with 14.12% in the coming years. This may justify a more expensive valuation.
5. FITBP Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 3.13%, FITBP has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 2.57, FITBP pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.81, FITBP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.13% |
5.2 History
- The dividend of FITBP is nicely growing with an annual growth rate of 7.68%!
- FITBP has been paying a dividend for at least 10 years, so it has a reliable track record.
5.3 Sustainability
- FITBP pays out 48.95% of its income as dividend. This is a bit on the high side, but may be sustainable.
- The dividend of FITBP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
FITBP Fundamentals: All Metrics, Ratios and Statistics
FIFTH THIRD BANCORP - FITB 6 PERP
NASDAQ:FITBP (4/22/2026, 4:11:44 PM)
24.09
+0.03 (+0.12%)
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.13% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.46 | ||
| Fwd PE | 4.88 | ||
| P/S | 2.42 | ||
| P/FCF | 5.55 | ||
| P/OCF | 4.83 | ||
| P/B | 1 | ||
| P/tB | 1.44 | ||
| EV/EBITDA | N/A |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.11% | ||
| ROE | 10.94% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 26.35% | ||
| GM | N/A | ||
| FCFM | 43.58% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.67 | ||
| Debt/FCF | 3.69 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 105.42% | ||
| Cap/Sales | 6.48% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 165.4% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
FIFTH THIRD BANCORP - FITB 6 PERP / FITBP Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for FIFTH THIRD BANCORP - FITB 6 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to FITBP.
What is the valuation status of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?
ChartMill assigns a valuation rating of 8 / 10 to FIFTH THIRD BANCORP - FITB 6 PERP (FITBP). This can be considered as Undervalued.
How profitable is FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?
FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) has a profitability rating of 4 / 10.
What is the financial health of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?
The financial health rating of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) is 2 / 10.
What is the expected EPS growth for FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) stock?
The Earnings per Share (EPS) of FIFTH THIRD BANCORP - FITB 6 PERP (FITBP) is expected to grow by 7.22% in the next year.