19.6 USD
-0.08 (-0.41%)
FITBO gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 387 industry peers in the Banks industry. FITBO has a bad profitability rating. Also its financial health evaluation is rather negative. FITBO is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
FITBO had positive earnings in the past year.
In the past year FITBO had a positive cash flow from operations.
Each year in the past 5 years FITBO has been profitable.
In the past 5 years FITBO always reported a positive cash flow from operatings.
1.2 Ratios
FITBO has a Return On Assets of 1.06%. This is in the better half of the industry: FITBO outperforms 68.48% of its industry peers.
FITBO has a Return On Equity of 10.70%. This is in the better half of the industry: FITBO outperforms 71.58% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.06% | ||
| ROE | 10.7% | ||
| ROIC | N/A |
ROA(3y)1.06%
ROA(5y)1.01%
ROE(3y)11.98%
ROE(5y)10.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
FITBO has a Profit Margin (25.32%) which is in line with its industry peers.
In the last couple of years the Profit Margin of FITBO has declined.
FITBO does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 25.32% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-8.98%
PM growth 5Y-2.45%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
FITBO does not have a ROIC to compare to the WACC, probably because it is not profitable.
FITBO has less shares outstanding than it did 1 year ago.
FITBO has less shares outstanding than it did 5 years ago.
The debt/assets ratio for FITBO has been reduced compared to a year ago.
2.2 Solvency
FITBO has a debt to FCF ratio of 4.88. This is a neutral value as FITBO would need 4.88 years to pay back of all of its debts.
FITBO has a Debt to FCF ratio of 4.88. This is in the lower half of the industry: FITBO underperforms 69.51% of its industry peers.
A Debt/Equity ratio of 0.67 indicates that FITBO is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.67, FITBO is not doing good in the industry: 81.40% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.67 | ||
| Debt/FCF | 4.88 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC16.56%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
FITBO shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -0.30%.
The Earnings Per Share has been growing slightly by 3.25% on average over the past years.
Looking at the last year, FITBO shows a small growth in Revenue. The Revenue has grown by 5.35% in the last year.
The Revenue has been growing slightly by 0.35% on average over the past years.
EPS 1Y (TTM)-0.3%
EPS 3Y-3.88%
EPS 5Y3.25%
EPS Q2Q%7.06%
Revenue 1Y (TTM)5.35%
Revenue growth 3Y2.44%
Revenue growth 5Y0.35%
Sales Q2Q%7.86%
3.2 Future
FITBO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.60% yearly.
FITBO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.81% yearly.
EPS Next Y8.93%
EPS Next 2Y7.25%
EPS Next 3Y14.11%
EPS Next 5Y4.6%
Revenue Next Year5.47%
Revenue Next 2Y16.12%
Revenue Next 3Y13.81%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 5.85, which indicates a rather cheap valuation of FITBO.
FITBO's Price/Earnings ratio is rather cheap when compared to the industry. FITBO is cheaper than 96.64% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.15, FITBO is valued rather cheaply.
The Price/Forward Earnings ratio is 5.24, which indicates a rather cheap valuation of FITBO.
Based on the Price/Forward Earnings ratio, FITBO is valued cheaper than 96.64% of the companies in the same industry.
FITBO is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.22, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.85 | ||
| Fwd PE | 5.24 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, FITBO is valued cheaper than 93.02% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.44 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
FITBO's earnings are expected to grow with 14.11% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.66
PEG (5Y)1.8
EPS Next 2Y7.25%
EPS Next 3Y14.11%
5. Dividend
5.1 Amount
FITBO has a Yearly Dividend Yield of 3.69%. Purely for dividend investing, there may be better candidates out there.
FITBO's Dividend Yield is a higher than the industry average which is at 3.15.
Compared to an average S&P500 Dividend Yield of 2.32, FITBO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.69% |
5.2 History
On average, the dividend of FITBO grows each year by 9.40%, which is quite nice.
FITBO has been paying a dividend for over 5 years, so it has already some track record.
As FITBO did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)9.4%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
51.13% of the earnings are spent on dividend by FITBO. This is a bit on the high side, but may be sustainable.
FITBO's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP51.13%
EPS Next 2Y7.25%
EPS Next 3Y14.11%
FIFTH THIRD BANCORP - FITB 4.95 PERP
NASDAQ:FITBO (12/2/2025, 8:00:00 PM)
19.6
-0.08 (-0.41%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners88.49%
Inst Owner ChangeN/A
Ins Owners0.45%
Ins Owner ChangeN/A
Market Cap12.96B
Revenue(TTM)8.92B
Net Income(TTM)2.26B
Analysts80.71
Price Target24.29 (23.93%)
Short Float %0%
Short Ratio0.11
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.69% |
Yearly Dividend1.74
Dividend Growth(5Y)9.4%
DP51.13%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.02%
Min EPS beat(2)-0.53%
Max EPS beat(2)2.57%
EPS beat(4)1
Avg EPS beat(4)-1.01%
Min EPS beat(4)-5.16%
Max EPS beat(4)2.57%
EPS beat(8)4
Avg EPS beat(8)0.46%
EPS beat(12)5
Avg EPS beat(12)0.48%
EPS beat(16)5
Avg EPS beat(16)-1.39%
Revenue beat(2)0
Avg Revenue beat(2)-0.82%
Min Revenue beat(2)-1.03%
Max Revenue beat(2)-0.62%
Revenue beat(4)0
Avg Revenue beat(4)-2.04%
Min Revenue beat(4)-3.59%
Max Revenue beat(4)-0.62%
Revenue beat(8)0
Avg Revenue beat(8)-2.27%
Revenue beat(12)0
Avg Revenue beat(12)-2.27%
Revenue beat(16)0
Avg Revenue beat(16)-2.75%
PT rev (1m)7.44%
PT rev (3m)2.65%
EPS NQ rev (1m)0.06%
EPS NQ rev (3m)-1.48%
EPS NY rev (1m)-0.42%
EPS NY rev (3m)-1.71%
Revenue NQ rev (1m)-0.17%
Revenue NQ rev (3m)0.34%
Revenue NY rev (1m)0.26%
Revenue NY rev (3m)0.55%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.85 | ||
| Fwd PE | 5.24 | ||
| P/S | 1.45 | ||
| P/FCF | 4.44 | ||
| P/OCF | 3.72 | ||
| P/B | 0.61 | ||
| P/tB | 0.89 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.35
EY17.09%
EPS(NY)3.74
Fwd EY19.07%
FCF(TTM)4.42
FCFY22.53%
OCF(TTM)5.27
OCFY26.89%
SpS13.5
BVpS31.93
TBVpS21.91
PEG (NY)0.66
PEG (5Y)1.8
Graham Number49.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.06% | ||
| ROE | 10.7% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 25.32% | ||
| GM | N/A | ||
| FCFM | 32.72% |
ROA(3y)1.06%
ROA(5y)1.01%
ROE(3y)11.98%
ROE(5y)10.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-8.98%
PM growth 5Y-2.45%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.67 | ||
| Debt/FCF | 4.88 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 105.41% | ||
| Cap/Sales | 6.33% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 129.22% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC16.56%
ROIC/WACCN/A
Cap/Depr(3y)108%
Cap/Depr(5y)118.53%
Cap/Sales(3y)5.84%
Cap/Sales(5y)6.17%
Profit Quality(3y)181.46%
Profit Quality(5y)124.36%
High Growth Momentum
Growth
EPS 1Y (TTM)-0.3%
EPS 3Y-3.88%
EPS 5Y3.25%
EPS Q2Q%7.06%
EPS Next Y8.93%
EPS Next 2Y7.25%
EPS Next 3Y14.11%
EPS Next 5Y4.6%
Revenue 1Y (TTM)5.35%
Revenue growth 3Y2.44%
Revenue growth 5Y0.35%
Sales Q2Q%7.86%
Revenue Next Year5.47%
Revenue Next 2Y16.12%
Revenue Next 3Y13.81%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-3.61%
EBIT Next 3Y6.48%
EBIT Next 5YN/A
FCF growth 1Y-27.15%
FCF growth 3Y6.17%
FCF growth 5Y9.16%
OCF growth 1Y-22.75%
OCF growth 3Y1.46%
OCF growth 5Y9.14%
FIFTH THIRD BANCORP - FITB 4.95 PERP / FITBO FAQ
What is the ChartMill fundamental rating of FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) stock?
ChartMill assigns a fundamental rating of 4 / 10 to FITBO.
What is the valuation status for FITBO stock?
ChartMill assigns a valuation rating of 8 / 10 to FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO). This can be considered as Undervalued.
Can you provide the profitability details for FIFTH THIRD BANCORP - FITB 4.95 PERP?
FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) has a profitability rating of 3 / 10.
What are the PE and PB ratios of FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) stock?
The Price/Earnings (PE) ratio for FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) is 5.85 and the Price/Book (PB) ratio is 0.61.
Is the dividend of FIFTH THIRD BANCORP - FITB 4.95 PERP sustainable?
The dividend rating of FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) is 6 / 10 and the dividend payout ratio is 51.13%.