FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) Fundamental Analysis & Valuation

NASDAQ:FITBO • US3167738604

Current stock price

19.08 USD
0 (0%)
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This FITBO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. FITBO Profitability Analysis

1.1 Basic Checks

  • FITBO had positive earnings in the past year.
  • FITBO had a positive operating cash flow in the past year.
  • Each year in the past 5 years FITBO has been profitable.
  • Each year in the past 5 years FITBO had a positive operating cash flow.
FITBO Yearly Net Income VS EBIT VS OCF VS FCFFITBO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • FITBO has a better Return On Assets (1.11%) than 65.26% of its industry peers.
  • FITBO has a Return On Equity of 10.94%. This is in the better half of the industry: FITBO outperforms 69.74% of its industry peers.
Industry RankSector Rank
ROA 1.11%
ROE 10.94%
ROIC N/A
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
FITBO Yearly ROA, ROE, ROICFITBO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • FITBO has a Profit Margin (26.35%) which is in line with its industry peers.
  • FITBO's Profit Margin has improved in the last couple of years.
  • FITBO does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 26.35%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
FITBO Yearly Profit, Operating, Gross MarginsFITBO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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2

2. FITBO Health Analysis

2.1 Basic Checks

  • FITBO does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • FITBO has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, FITBO has less shares outstanding
  • The debt/assets ratio for FITBO is higher compared to a year ago.
FITBO Yearly Shares OutstandingFITBO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
FITBO Yearly Total Debt VS Total AssetsFITBO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • FITBO has a debt to FCF ratio of 3.69. This is a good value and a sign of high solvency as FITBO would need 3.69 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 3.69, FITBO is not doing good in the industry: 63.16% of the companies in the same industry are doing better.
  • A Debt/Equity ratio of 0.67 indicates that FITBO is somewhat dependend on debt financing.
  • The Debt to Equity ratio of FITBO (0.67) is worse than 80.79% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 3.69
Altman-Z N/A
ROIC/WACCN/A
WACC14.27%
FITBO Yearly LT Debt VS Equity VS FCFFITBO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FITBO Yearly Current Assets VS Current LiabilitesFITBO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. FITBO Growth Analysis

3.1 Past

  • FITBO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.77%, which is quite good.
  • FITBO shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.28% yearly.
  • FITBO shows a small growth in Revenue. In the last year, the Revenue has grown by 5.44%.
  • Measured over the past years, FITBO shows a small growth in Revenue. The Revenue has been growing by 3.45% on average per year.
EPS 1Y (TTM)10.77%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%29.41%
Revenue 1Y (TTM)5.44%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%7.77%

3.2 Future

  • FITBO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.39% yearly.
  • Based on estimates for the next years, FITBO will show a quite strong growth in Revenue. The Revenue will grow by 16.59% on average per year.
EPS Next Y7.82%
EPS Next 2Y17.8%
EPS Next 3Y14.01%
EPS Next 5Y6.39%
Revenue Next Year40.67%
Revenue Next 2Y22.61%
Revenue Next 3Y16.59%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
FITBO Yearly Revenue VS EstimatesFITBO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B
FITBO Yearly EPS VS EstimatesFITBO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 1 2 3 4 5

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8

4. FITBO Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 5.30, the valuation of FITBO can be described as very cheap.
  • FITBO's Price/Earnings ratio is rather cheap when compared to the industry. FITBO is cheaper than 96.58% of the companies in the same industry.
  • FITBO is valuated cheaply when we compare the Price/Earnings ratio to 26.21, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 4.92, the valuation of FITBO can be described as very cheap.
  • 96.84% of the companies in the same industry are more expensive than FITBO, based on the Price/Forward Earnings ratio.
  • FITBO is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.13, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 5.3
Fwd PE 4.92
FITBO Price Earnings VS Forward Price EarningsFITBO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, FITBO is valued cheaper than 93.68% of the companies in the same industry.
Industry RankSector Rank
P/FCF 4.4
EV/EBITDA N/A
FITBO Per share dataFITBO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • FITBO's earnings are expected to grow with 14.01% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.68
PEG (5Y)0.47
EPS Next 2Y17.8%
EPS Next 3Y14.01%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. FITBO Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.59%, FITBO has a reasonable but not impressive dividend return.
  • FITBO's Dividend Yield is a higher than the industry average which is at 2.73.
  • FITBO's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 3.59%

5.2 History

  • On average, the dividend of FITBO grows each year by 7.68%, which is quite nice.
  • FITBO has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)7.68%
Div Incr Years0
Div Non Decr Years0
FITBO Yearly Dividends per shareFITBO Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 48.95% of the earnings are spent on dividend by FITBO. This is a bit on the high side, but may be sustainable.
  • FITBO's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP48.95%
EPS Next 2Y17.8%
EPS Next 3Y14.01%
FITBO Yearly Income VS Free CF VS DividendFITBO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B
FITBO Dividend Payout.FITBO Dividend Payout, showing the Payout Ratio.FITBO Dividend Payout.PayoutRetained Earnings

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FITBO Fundamentals: All Metrics, Ratios and Statistics

FIFTH THIRD BANCORP - FITB 4.95 PERP

NASDAQ:FITBO (4/7/2026, 10:56:17 AM)

19.08

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-20
Earnings (Next)04-17
Inst Owners70.06%
Inst Owner ChangeN/A
Ins Owners0.4%
Ins Owner ChangeN/A
Market Cap17.28B
Revenue(TTM)9.02B
Net Income(TTM)2.38B
Analysts80.69
Price Target22.99 (20.49%)
Short Float %0%
Short Ratio0.78
Dividend
Industry RankSector Rank
Dividend Yield 3.59%
Yearly Dividend1.75
Dividend Growth(5Y)7.68%
DP48.95%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-27
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.51%
Min EPS beat(2)2.57%
Max EPS beat(2)8.45%
EPS beat(4)2
Avg EPS beat(4)2.4%
Min EPS beat(4)-0.9%
Max EPS beat(4)8.45%
EPS beat(8)4
Avg EPS beat(8)0.17%
EPS beat(12)6
Avg EPS beat(12)1.26%
EPS beat(16)6
Avg EPS beat(16)-0.8%
Revenue beat(2)0
Avg Revenue beat(2)-2.4%
Min Revenue beat(2)-3.78%
Max Revenue beat(2)-1.03%
Revenue beat(4)0
Avg Revenue beat(4)-2.08%
Min Revenue beat(4)-3.78%
Max Revenue beat(4)-0.62%
Revenue beat(8)0
Avg Revenue beat(8)-2.49%
Revenue beat(12)0
Avg Revenue beat(12)-2.36%
Revenue beat(16)0
Avg Revenue beat(16)-2.77%
PT rev (1m)0%
PT rev (3m)6.64%
EPS NQ rev (1m)-16.11%
EPS NQ rev (3m)-9.11%
EPS NY rev (1m)0%
EPS NY rev (3m)0.4%
Revenue NQ rev (1m)-1.49%
Revenue NQ rev (3m)21.13%
Revenue NY rev (1m)-0.04%
Revenue NY rev (3m)8.47%
Valuation
Industry RankSector Rank
PE 5.3
Fwd PE 4.92
P/S 1.92
P/FCF 4.4
P/OCF 3.83
P/B 0.8
P/tB 1.14
EV/EBITDA N/A
EPS(TTM)3.6
EY18.87%
EPS(NY)3.88
Fwd EY20.34%
FCF(TTM)4.34
FCFY22.75%
OCF(TTM)4.98
OCFY26.13%
SpS9.96
BVpS23.99
TBVpS16.69
PEG (NY)0.68
PEG (5Y)0.47
Graham Number44.08
Profitability
Industry RankSector Rank
ROA 1.11%
ROE 10.94%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.35%
GM N/A
FCFM 43.58%
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 3.69
Debt/EBITDA N/A
Cap/Depr 105.42%
Cap/Sales 6.48%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 165.4%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC14.27%
ROIC/WACCN/A
Cap/Depr(3y)100.25%
Cap/Depr(5y)125.42%
Cap/Sales(3y)5.76%
Cap/Sales(5y)6.55%
Profit Quality(3y)152.58%
Profit Quality(5y)157.1%
High Growth Momentum
Growth
EPS 1Y (TTM)10.77%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%29.41%
EPS Next Y7.82%
EPS Next 2Y17.8%
EPS Next 3Y14.01%
EPS Next 5Y6.39%
Revenue 1Y (TTM)5.44%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%7.77%
Revenue Next Year40.67%
Revenue Next 2Y22.61%
Revenue Next 3Y16.59%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year0.92%
EBIT Next 3Y20.36%
EBIT Next 5YN/A
FCF growth 1Y63.07%
FCF growth 3Y-12.5%
FCF growth 5Y182.09%
OCF growth 1Y59.84%
OCF growth 3Y-11.11%
OCF growth 5Y64.83%

FIFTH THIRD BANCORP - FITB 4.95 PERP / FITBO Fundamental Analysis FAQ

What is the ChartMill fundamental rating of FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) stock?

ChartMill assigns a fundamental rating of 4 / 10 to FITBO.


Can you provide the valuation status for FIFTH THIRD BANCORP - FITB 4.95 PERP?

ChartMill assigns a valuation rating of 8 / 10 to FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO). This can be considered as Undervalued.


What is the profitability of FITBO stock?

FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) has a profitability rating of 4 / 10.


What is the valuation of FIFTH THIRD BANCORP - FITB 4.95 PERP based on its PE and PB ratios?

The Price/Earnings (PE) ratio for FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) is 5.3 and the Price/Book (PB) ratio is 0.8.


Can you provide the expected EPS growth for FITBO stock?

The Earnings per Share (EPS) of FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) is expected to grow by 7.82% in the next year.