FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) Stock Fundamental Analysis

NASDAQ:FITBO • US3167738604

19.98 USD
-0.02 (-0.1%)
Last: Feb 19, 2026, 04:30 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

FITBO gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 381 industry peers in the Banks industry. There are concerns on the financial health of FITBO while its profitability can be described as average. FITBO may be a bit undervalued, certainly considering the very reasonable score on growth Finally FITBO also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year FITBO was profitable.
  • FITBO had a positive operating cash flow in the past year.
  • FITBO had positive earnings in each of the past 5 years.
  • Of the past 5 years FITBO 4 years had a positive operating cash flow.
FITBO Yearly Net Income VS EBIT VS OCF VS FCFFITBO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • With a decent Return On Assets value of 1.06%, FITBO is doing good in the industry, outperforming 66.93% of the companies in the same industry.
  • FITBO has a better Return On Equity (10.70%) than 70.60% of its industry peers.
Industry RankSector Rank
ROA 1.06%
ROE 10.7%
ROIC N/A
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
FITBO Yearly ROA, ROE, ROICFITBO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 25.32%, FITBO is in line with its industry, outperforming 57.48% of the companies in the same industry.
  • In the last couple of years the Profit Margin of FITBO has grown nicely.
  • The Operating Margin and Gross Margin are not available for FITBO so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 25.32%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
FITBO Yearly Profit, Operating, Gross MarginsFITBO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • FITBO does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for FITBO has been reduced compared to 1 year ago.
  • FITBO has less shares outstanding than it did 5 years ago.
  • FITBO has a worse debt/assets ratio than last year.
FITBO Yearly Shares OutstandingFITBO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
FITBO Yearly Total Debt VS Total AssetsFITBO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • FITBO has a debt to FCF ratio of 4.88. This is a neutral value as FITBO would need 4.88 years to pay back of all of its debts.
  • FITBO has a Debt to FCF ratio of 4.88. This is in the lower half of the industry: FITBO underperforms 70.60% of its industry peers.
  • FITBO has a Debt/Equity ratio of 0.67. This is a neutral value indicating FITBO is somewhat dependend on debt financing.
  • FITBO has a worse Debt to Equity ratio (0.67) than 80.05% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 4.88
Altman-Z N/A
ROIC/WACCN/A
WACC15.23%
FITBO Yearly LT Debt VS Equity VS FCFFITBO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FITBO Yearly Current Assets VS Current LiabilitesFITBO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • FITBO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.77%, which is quite good.
  • FITBO shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.28% yearly.
  • The Revenue has been growing slightly by 5.44% in the past year.
  • FITBO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.45% yearly.
EPS 1Y (TTM)10.77%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%29.41%
Revenue 1Y (TTM)5.44%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%7.77%

3.2 Future

  • Based on estimates for the next years, FITBO will show a small growth in Earnings Per Share. The EPS will grow by 6.39% on average per year.
  • Based on estimates for the next years, FITBO will show a quite strong growth in Revenue. The Revenue will grow by 16.84% on average per year.
EPS Next Y11.2%
EPS Next 2Y17.7%
EPS Next 3Y14.04%
EPS Next 5Y6.39%
Revenue Next Year40.62%
Revenue Next 2Y23.71%
Revenue Next 3Y16.84%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
FITBO Yearly Revenue VS EstimatesFITBO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B
FITBO Yearly EPS VS EstimatesFITBO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 1 2 3 4 5

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 5.55, which indicates a rather cheap valuation of FITBO.
  • 96.85% of the companies in the same industry are more expensive than FITBO, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 27.09, FITBO is valued rather cheaply.
  • The Price/Forward Earnings ratio is 4.99, which indicates a rather cheap valuation of FITBO.
  • Based on the Price/Forward Earnings ratio, FITBO is valued cheaply inside the industry as 97.38% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 27.98. FITBO is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 5.55
Fwd PE 4.99
FITBO Price Earnings VS Forward Price EarningsFITBO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of FITBO indicates a rather cheap valuation: FITBO is cheaper than 90.29% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 6.16
EV/EBITDA N/A
FITBO Per share dataFITBO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • FITBO's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as FITBO's earnings are expected to grow with 14.04% in the coming years.
PEG (NY)0.5
PEG (5Y)0.49
EPS Next 2Y17.7%
EPS Next 3Y14.04%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • FITBO has a Yearly Dividend Yield of 8.08%, which is a nice return.
  • FITBO's Dividend Yield is rather good when compared to the industry average which is at 2.78. FITBO pays more dividend than 99.74% of the companies in the same industry.
  • FITBO's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
Industry RankSector Rank
Dividend Yield 8.08%

5.2 History

  • On average, the dividend of FITBO grows each year by 9.40%, which is quite nice.
  • FITBO has been paying a dividend for over 5 years, so it has already some track record.
  • FITBO has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)9.4%
Div Incr Years1
Div Non Decr Years5
FITBO Yearly Dividends per shareFITBO Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 51.13% of the earnings are spent on dividend by FITBO. This is a bit on the high side, but may be sustainable.
  • The dividend of FITBO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP51.13%
EPS Next 2Y17.7%
EPS Next 3Y14.04%
FITBO Yearly Income VS Free CF VS DividendFITBO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B
FITBO Dividend Payout.FITBO Dividend Payout, showing the Payout Ratio.FITBO Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

FIFTH THIRD BANCORP - FITB 4.95 PERP

NASDAQ:FITBO (2/19/2026, 4:30:00 PM)

19.98

-0.02 (-0.1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-20
Earnings (Next)04-17
Inst Owners89.16%
Inst Owner ChangeN/A
Ins Owners0.45%
Ins Owner ChangeN/A
Market Cap17.98B
Revenue(TTM)9.02B
Net Income(TTM)2.26B
Analysts81.43
Price Target22.29 (11.56%)
Short Float %0%
Short Ratio0.9
Dividend
Industry RankSector Rank
Dividend Yield 8.08%
Yearly Dividend1.74
Dividend Growth(5Y)9.4%
DP51.13%
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.02%
Min EPS beat(2)-0.53%
Max EPS beat(2)2.57%
EPS beat(4)1
Avg EPS beat(4)-1.01%
Min EPS beat(4)-5.16%
Max EPS beat(4)2.57%
EPS beat(8)4
Avg EPS beat(8)0.46%
EPS beat(12)5
Avg EPS beat(12)0.48%
EPS beat(16)5
Avg EPS beat(16)-1.39%
Revenue beat(2)0
Avg Revenue beat(2)-0.82%
Min Revenue beat(2)-1.03%
Max Revenue beat(2)-0.62%
Revenue beat(4)0
Avg Revenue beat(4)-2.04%
Min Revenue beat(4)-3.59%
Max Revenue beat(4)-0.62%
Revenue beat(8)0
Avg Revenue beat(8)-2.27%
Revenue beat(12)0
Avg Revenue beat(12)-2.27%
Revenue beat(16)0
Avg Revenue beat(16)-2.75%
PT rev (1m)3.41%
PT rev (3m)-8.98%
EPS NQ rev (1m)0.03%
EPS NQ rev (3m)-0.29%
EPS NY rev (1m)3.56%
EPS NY rev (3m)7.09%
Revenue NQ rev (1m)-0.45%
Revenue NQ rev (3m)1.8%
Revenue NY rev (1m)8.39%
Revenue NY rev (3m)9.95%
Valuation
Industry RankSector Rank
PE 5.55
Fwd PE 4.99
P/S 2.02
P/FCF 6.16
P/OCF 5.16
P/B 0.85
P/tB 1.24
EV/EBITDA N/A
EPS(TTM)3.6
EY18.02%
EPS(NY)4
Fwd EY20.04%
FCF(TTM)3.24
FCFY16.23%
OCF(TTM)3.87
OCFY19.37%
SpS9.91
BVpS23.45
TBVpS16.09
PEG (NY)0.5
PEG (5Y)0.49
Graham Number43.58
Profitability
Industry RankSector Rank
ROA 1.06%
ROE 10.7%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.32%
GM N/A
FCFM 32.72%
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 4.88
Debt/EBITDA N/A
Cap/Depr 105.41%
Cap/Sales 6.33%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 129.22%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC15.23%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.77%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%29.41%
EPS Next Y11.2%
EPS Next 2Y17.7%
EPS Next 3Y14.04%
EPS Next 5Y6.39%
Revenue 1Y (TTM)5.44%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%7.77%
Revenue Next Year40.62%
Revenue Next 2Y23.71%
Revenue Next 3Y16.84%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year0.92%
EBIT Next 3Y20.36%
EBIT Next 5YN/A
FCF growth 1Y-36.57%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-30.28%
OCF growth 3YN/A
OCF growth 5YN/A

FIFTH THIRD BANCORP - FITB 4.95 PERP / FITBO FAQ

What is the ChartMill fundamental rating of FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) stock?

ChartMill assigns a fundamental rating of 4 / 10 to FITBO.


Can you provide the valuation status for FIFTH THIRD BANCORP - FITB 4.95 PERP?

ChartMill assigns a valuation rating of 8 / 10 to FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO). This can be considered as Undervalued.


How profitable is FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) stock?

FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) has a profitability rating of 4 / 10.


Can you provide the financial health for FITBO stock?

The financial health rating of FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) is 1 / 10.


Can you provide the expected EPS growth for FITBO stock?

The Earnings per Share (EPS) of FIFTH THIRD BANCORP - FITB 4.95 PERP (FITBO) is expected to grow by 11.2% in the next year.