FIFTH THIRD BANCORP - FITB 7.67122 PERP (FITBI) Fundamental Analysis & Valuation

NASDAQ:FITBI • US3167736053

Current stock price

25.38 USD
+0.03 (+0.12%)
At close:
25.31 USD
-0.07 (-0.28%)
After Hours:

This FITBI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. FITBI Profitability Analysis

1.1 Basic Checks

  • FITBI had positive earnings in the past year.
  • In the past year FITBI had a positive cash flow from operations.
  • FITBI had positive earnings in each of the past 5 years.
  • Each year in the past 5 years FITBI had a positive operating cash flow.
FITBI Yearly Net Income VS EBIT VS OCF VS FCFFITBI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • FITBI has a Return On Assets of 1.11%. This is in the better half of the industry: FITBI outperforms 64.10% of its industry peers.
  • FITBI's Return On Equity of 10.94% is fine compared to the rest of the industry. FITBI outperforms 68.88% of its industry peers.
Industry RankSector Rank
ROA 1.11%
ROE 10.94%
ROIC N/A
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
FITBI Yearly ROA, ROE, ROICFITBI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • FITBI's Profit Margin of 26.35% is in line compared to the rest of the industry. FITBI outperforms 55.32% of its industry peers.
  • In the last couple of years the Profit Margin of FITBI has grown nicely.
  • The Operating Margin and Gross Margin are not available for FITBI so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 26.35%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
FITBI Yearly Profit, Operating, Gross MarginsFITBI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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2

2. FITBI Health Analysis

2.1 Basic Checks

  • FITBI does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for FITBI has been reduced compared to 1 year ago.
  • The number of shares outstanding for FITBI has been reduced compared to 5 years ago.
  • FITBI has a worse debt/assets ratio than last year.
FITBI Yearly Shares OutstandingFITBI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
FITBI Yearly Total Debt VS Total AssetsFITBI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • FITBI has a debt to FCF ratio of 3.69. This is a good value and a sign of high solvency as FITBI would need 3.69 years to pay back of all of its debts.
  • The Debt to FCF ratio of FITBI (3.69) is worse than 64.36% of its industry peers.
  • A Debt/Equity ratio of 0.67 indicates that FITBI is somewhat dependend on debt financing.
  • FITBI has a Debt to Equity ratio of 0.67. This is amonst the worse of the industry: FITBI underperforms 81.65% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 3.69
Altman-Z N/A
ROIC/WACCN/A
WACC13.34%
FITBI Yearly LT Debt VS Equity VS FCFFITBI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FITBI Yearly Current Assets VS Current LiabilitesFITBI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. FITBI Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 15.84% over the past year.
  • The Earnings Per Share has been growing by 11.28% on average over the past years. This is quite good.
  • FITBI shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.11%.
  • FITBI shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.45% yearly.
EPS 1Y (TTM)15.84%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%18.31%
Revenue 1Y (TTM)13.11%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%32.68%

3.2 Future

  • The Earnings Per Share is expected to grow by 7.00% on average over the next years.
  • FITBI is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 16.79% yearly.
EPS Next Y7.22%
EPS Next 2Y17.12%
EPS Next 3Y14.12%
EPS Next 5Y7%
Revenue Next Year42.4%
Revenue Next 2Y23.47%
Revenue Next 3Y16.79%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
FITBI Yearly Revenue VS EstimatesFITBI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B
FITBI Yearly EPS VS EstimatesFITBI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 1 2 3 4 5

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8

4. FITBI Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 6.80, the valuation of FITBI can be described as very cheap.
  • FITBI's Price/Earnings ratio is rather cheap when compared to the industry. FITBI is cheaper than 94.68% of the companies in the same industry.
  • FITBI's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.91.
  • With a Price/Forward Earnings ratio of 5.14, the valuation of FITBI can be described as very cheap.
  • 96.28% of the companies in the same industry are more expensive than FITBI, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 21.99. FITBI is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 6.8
Fwd PE 5.14
FITBI Price Earnings VS Forward Price EarningsFITBI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • FITBI's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FITBI is cheaper than 90.43% of the companies in the same industry.
Industry RankSector Rank
P/FCF 5.85
EV/EBITDA N/A
FITBI Per share dataFITBI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • FITBI's earnings are expected to grow with 14.12% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.94
PEG (5Y)0.6
EPS Next 2Y17.12%
EPS Next 3Y14.12%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. FITBI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.14%, FITBI has a reasonable but not impressive dividend return.
  • FITBI's Dividend Yield is a higher than the industry average which is at 2.53.
  • FITBI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 3.14%

5.2 History

  • On average, the dividend of FITBI grows each year by 7.68%, which is quite nice.
  • FITBI has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)7.68%
Div Incr Years0
Div Non Decr Years0
FITBI Yearly Dividends per shareFITBI Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • FITBI pays out 48.95% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • FITBI's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP48.95%
EPS Next 2Y17.12%
EPS Next 3Y14.12%
FITBI Yearly Income VS Free CF VS DividendFITBI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B
FITBI Dividend Payout.FITBI Dividend Payout, showing the Payout Ratio.FITBI Dividend Payout.PayoutRetained Earnings

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FITBI Fundamentals: All Metrics, Ratios and Statistics

FIFTH THIRD BANCORP - FITB 7.67122 PERP

NASDAQ:FITBI (4/29/2026, 1:23:21 PM)

After market: 25.31 -0.07 (-0.28%)

25.38

+0.03 (+0.12%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Industry Strength57.14
Industry Growth85.71
Earnings (Last)04-17
Earnings (Next)07-17
Inst Owners70.42%
Inst Owner Change-2.51%
Ins Owners0.39%
Ins Owner ChangeN/A
Market Cap22.98B
Revenue(TTM)9.71B
Net Income(TTM)2.38B
Analysts80.69
Price Target29.44 (16%)
Short Float %0%
Short Ratio0.2
Dividend
Industry RankSector Rank
Dividend Yield 3.14%
Yearly Dividend1.75
Dividend Growth(5Y)7.68%
DP48.95%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-27
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.51%
Min EPS beat(2)2.57%
Max EPS beat(2)8.45%
EPS beat(4)2
Avg EPS beat(4)2.4%
Min EPS beat(4)-0.9%
Max EPS beat(4)8.45%
EPS beat(8)4
Avg EPS beat(8)0.17%
EPS beat(12)6
Avg EPS beat(12)1.26%
EPS beat(16)6
Avg EPS beat(16)-0.8%
Revenue beat(2)0
Avg Revenue beat(2)-2.4%
Min Revenue beat(2)-3.78%
Max Revenue beat(2)-1.03%
Revenue beat(4)0
Avg Revenue beat(4)-2.08%
Min Revenue beat(4)-3.78%
Max Revenue beat(4)-0.62%
Revenue beat(8)0
Avg Revenue beat(8)-2.49%
Revenue beat(12)0
Avg Revenue beat(12)-2.36%
Revenue beat(16)0
Avg Revenue beat(16)-2.77%
PT rev (1m)-1.18%
PT rev (3m)1.85%
EPS NQ rev (1m)-12.86%
EPS NQ rev (3m)-23.6%
EPS NY rev (1m)-0.56%
EPS NY rev (3m)0.98%
Revenue NQ rev (1m)0.24%
Revenue NQ rev (3m)6.65%
Revenue NY rev (1m)1.1%
Revenue NY rev (3m)6.9%
Valuation
Industry RankSector Rank
PE 6.8
Fwd PE 5.14
P/S 2.55
P/FCF 5.85
P/OCF 5.09
P/B 1.06
P/tB 1.52
EV/EBITDA N/A
EPS(TTM)3.73
EY14.7%
EPS(NY)4.94
Fwd EY19.46%
FCF(TTM)4.34
FCFY17.1%
OCF(TTM)4.98
OCFY19.64%
SpS9.96
BVpS23.99
TBVpS16.69
PEG (NY)0.94
PEG (5Y)0.6
Graham Number44.8701 (76.79%)
Profitability
Industry RankSector Rank
ROA 1.11%
ROE 10.94%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.35%
GM N/A
FCFM 43.58%
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 3.69
Debt/EBITDA N/A
Cap/Depr 105.42%
Cap/Sales 6.48%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 165.4%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC13.34%
ROIC/WACCN/A
Cap/Depr(3y)100.25%
Cap/Depr(5y)125.42%
Cap/Sales(3y)5.76%
Cap/Sales(5y)6.55%
Profit Quality(3y)152.58%
Profit Quality(5y)157.1%
High Growth Momentum
Growth
EPS 1Y (TTM)15.84%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%18.31%
EPS Next Y7.22%
EPS Next 2Y17.12%
EPS Next 3Y14.12%
EPS Next 5Y7%
Revenue 1Y (TTM)13.11%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%32.68%
Revenue Next Year42.4%
Revenue Next 2Y23.47%
Revenue Next 3Y16.79%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year0.92%
EBIT Next 3Y20.36%
EBIT Next 5YN/A
FCF growth 1Y63.07%
FCF growth 3Y-12.5%
FCF growth 5Y182.09%
OCF growth 1Y59.84%
OCF growth 3Y-11.11%
OCF growth 5Y64.83%

FIFTH THIRD BANCORP - FITB 7.67122 PERP / FITBI Fundamental Analysis FAQ

What is the fundamental rating for FITBI stock?

ChartMill assigns a fundamental rating of 4 / 10 to FITBI.


What is the valuation status of FIFTH THIRD BANCORP - FITB 7.67122 PERP (FITBI) stock?

ChartMill assigns a valuation rating of 8 / 10 to FIFTH THIRD BANCORP - FITB 7.67122 PERP (FITBI). This can be considered as Undervalued.


Can you provide the profitability details for FIFTH THIRD BANCORP - FITB 7.67122 PERP?

FIFTH THIRD BANCORP - FITB 7.67122 PERP (FITBI) has a profitability rating of 4 / 10.


What is the financial health of FIFTH THIRD BANCORP - FITB 7.67122 PERP (FITBI) stock?

The financial health rating of FIFTH THIRD BANCORP - FITB 7.67122 PERP (FITBI) is 2 / 10.


What is the expected EPS growth for FIFTH THIRD BANCORP - FITB 7.67122 PERP (FITBI) stock?

The Earnings per Share (EPS) of FIFTH THIRD BANCORP - FITB 7.67122 PERP (FITBI) is expected to grow by 7.22% in the next year.