FIFTH THIRD BANCORP - FITB 7.97311 PERP (FITBI) Fundamental Analysis & Valuation

NASDAQ:FITBI • US3167736053

Current stock price

25.26 USD
+0.04 (+0.16%)
Last:

This FITBI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. FITBI Profitability Analysis

1.1 Basic Checks

  • In the past year FITBI was profitable.
  • In the past year FITBI had a positive cash flow from operations.
  • FITBI had positive earnings in each of the past 5 years.
  • In the past 5 years FITBI always reported a positive cash flow from operatings.
FITBI Yearly Net Income VS EBIT VS OCF VS FCFFITBI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • FITBI's Return On Assets of 1.11% is fine compared to the rest of the industry. FITBI outperforms 64.74% of its industry peers.
  • FITBI has a Return On Equity of 10.94%. This is in the better half of the industry: FITBI outperforms 69.21% of its industry peers.
Industry RankSector Rank
ROA 1.11%
ROE 10.94%
ROIC N/A
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
FITBI Yearly ROA, ROE, ROICFITBI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • FITBI has a Profit Margin of 26.35%. This is comparable to the rest of the industry: FITBI outperforms 56.05% of its industry peers.
  • FITBI's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for FITBI so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 26.35%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
FITBI Yearly Profit, Operating, Gross MarginsFITBI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. FITBI Health Analysis

2.1 Basic Checks

  • FITBI does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • FITBI has less shares outstanding than it did 1 year ago.
  • FITBI has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, FITBI has a worse debt to assets ratio.
FITBI Yearly Shares OutstandingFITBI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
FITBI Yearly Total Debt VS Total AssetsFITBI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • The Debt to FCF ratio of FITBI is 3.69, which is a good value as it means it would take FITBI, 3.69 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 3.69, FITBI is doing worse than 63.68% of the companies in the same industry.
  • A Debt/Equity ratio of 0.67 indicates that FITBI is somewhat dependend on debt financing.
  • FITBI has a worse Debt to Equity ratio (0.67) than 81.32% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 3.69
Altman-Z N/A
ROIC/WACCN/A
WACC13.31%
FITBI Yearly LT Debt VS Equity VS FCFFITBI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FITBI Yearly Current Assets VS Current LiabilitesFITBI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. FITBI Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 10.77% over the past year.
  • Measured over the past years, FITBI shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.28% on average per year.
  • FITBI shows a small growth in Revenue. In the last year, the Revenue has grown by 5.44%.
  • The Revenue has been growing slightly by 3.45% on average over the past years.
EPS 1Y (TTM)10.77%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%29.41%
Revenue 1Y (TTM)5.44%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%7.77%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.39% on average over the next years.
  • Based on estimates for the next years, FITBI will show a quite strong growth in Revenue. The Revenue will grow by 16.59% on average per year.
EPS Next Y7.82%
EPS Next 2Y17.8%
EPS Next 3Y14.01%
EPS Next 5Y6.39%
Revenue Next Year40.67%
Revenue Next 2Y22.61%
Revenue Next 3Y16.59%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
FITBI Yearly Revenue VS EstimatesFITBI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B
FITBI Yearly EPS VS EstimatesFITBI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 1 2 3 4 5

More info and screens

Find the best growth stocksShow best growing peers

8

4. FITBI Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 7.02, the valuation of FITBI can be described as very cheap.
  • Based on the Price/Earnings ratio, FITBI is valued cheaper than 95.26% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.91, FITBI is valued rather cheaply.
  • The Price/Forward Earnings ratio is 6.51, which indicates a rather cheap valuation of FITBI.
  • 95.26% of the companies in the same industry are more expensive than FITBI, based on the Price/Forward Earnings ratio.
  • FITBI is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.69, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 7.02
Fwd PE 6.51
FITBI Price Earnings VS Forward Price EarningsFITBI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • FITBI's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FITBI is cheaper than 90.26% of the companies in the same industry.
Industry RankSector Rank
P/FCF 5.82
EV/EBITDA N/A
FITBI Per share dataFITBI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • FITBI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • FITBI's earnings are expected to grow with 14.01% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.9
PEG (5Y)0.62
EPS Next 2Y17.8%
EPS Next 3Y14.01%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. FITBI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.59%, FITBI has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.73, FITBI pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.89, FITBI pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.59%

5.2 History

  • The dividend of FITBI is nicely growing with an annual growth rate of 7.68%!
  • FITBI has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)7.68%
Div Incr Years0
Div Non Decr Years0
FITBI Yearly Dividends per shareFITBI Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • FITBI pays out 48.95% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of FITBI is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP48.95%
EPS Next 2Y17.8%
EPS Next 3Y14.01%
FITBI Yearly Income VS Free CF VS DividendFITBI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B
FITBI Dividend Payout.FITBI Dividend Payout, showing the Payout Ratio.FITBI Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

FITBI Fundamentals: All Metrics, Ratios and Statistics

FIFTH THIRD BANCORP - FITB 7.97311 PERP

NASDAQ:FITBI (4/8/2026, 8:00:00 PM)

25.26

+0.04 (+0.16%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-20
Earnings (Next)04-17
Inst Owners70.06%
Inst Owner Change-2.51%
Ins Owners0.4%
Ins Owner ChangeN/A
Market Cap22.87B
Revenue(TTM)9.02B
Net Income(TTM)2.38B
Analysts80.69
Price Target29.8 (17.97%)
Short Float %0%
Short Ratio0.46
Dividend
Industry RankSector Rank
Dividend Yield 3.59%
Yearly Dividend1.75
Dividend Growth(5Y)7.68%
DP48.95%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-27
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.51%
Min EPS beat(2)2.57%
Max EPS beat(2)8.45%
EPS beat(4)2
Avg EPS beat(4)2.4%
Min EPS beat(4)-0.9%
Max EPS beat(4)8.45%
EPS beat(8)4
Avg EPS beat(8)0.17%
EPS beat(12)6
Avg EPS beat(12)1.26%
EPS beat(16)6
Avg EPS beat(16)-0.8%
Revenue beat(2)0
Avg Revenue beat(2)-2.4%
Min Revenue beat(2)-3.78%
Max Revenue beat(2)-1.03%
Revenue beat(4)0
Avg Revenue beat(4)-2.08%
Min Revenue beat(4)-3.78%
Max Revenue beat(4)-0.62%
Revenue beat(8)0
Avg Revenue beat(8)-2.49%
Revenue beat(12)0
Avg Revenue beat(12)-2.36%
Revenue beat(16)0
Avg Revenue beat(16)-2.77%
PT rev (1m)0%
PT rev (3m)5.26%
EPS NQ rev (1m)-16.11%
EPS NQ rev (3m)-9.11%
EPS NY rev (1m)0%
EPS NY rev (3m)0.4%
Revenue NQ rev (1m)-1.49%
Revenue NQ rev (3m)21.13%
Revenue NY rev (1m)-0.04%
Revenue NY rev (3m)8.47%
Valuation
Industry RankSector Rank
PE 7.02
Fwd PE 6.51
P/S 2.54
P/FCF 5.82
P/OCF 5.07
P/B 1.05
P/tB 1.51
EV/EBITDA N/A
EPS(TTM)3.6
EY14.25%
EPS(NY)3.88
Fwd EY15.37%
FCF(TTM)4.34
FCFY17.18%
OCF(TTM)4.98
OCFY19.73%
SpS9.96
BVpS23.99
TBVpS16.69
PEG (NY)0.9
PEG (5Y)0.62
Graham Number44.08
Profitability
Industry RankSector Rank
ROA 1.11%
ROE 10.94%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.35%
GM N/A
FCFM 43.58%
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 3.69
Debt/EBITDA N/A
Cap/Depr 105.42%
Cap/Sales 6.48%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 165.4%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC13.31%
ROIC/WACCN/A
Cap/Depr(3y)100.25%
Cap/Depr(5y)125.42%
Cap/Sales(3y)5.76%
Cap/Sales(5y)6.55%
Profit Quality(3y)152.58%
Profit Quality(5y)157.1%
High Growth Momentum
Growth
EPS 1Y (TTM)10.77%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%29.41%
EPS Next Y7.82%
EPS Next 2Y17.8%
EPS Next 3Y14.01%
EPS Next 5Y6.39%
Revenue 1Y (TTM)5.44%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%7.77%
Revenue Next Year40.67%
Revenue Next 2Y22.61%
Revenue Next 3Y16.59%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year0.92%
EBIT Next 3Y20.36%
EBIT Next 5YN/A
FCF growth 1Y63.07%
FCF growth 3Y-12.5%
FCF growth 5Y182.09%
OCF growth 1Y59.84%
OCF growth 3Y-11.11%
OCF growth 5Y64.83%

FIFTH THIRD BANCORP - FITB 7.97311 PERP / FITBI Fundamental Analysis FAQ

What is the fundamental rating for FITBI stock?

ChartMill assigns a fundamental rating of 4 / 10 to FITBI.


What is the valuation status of FIFTH THIRD BANCORP - FITB 7.97311 PERP (FITBI) stock?

ChartMill assigns a valuation rating of 8 / 10 to FIFTH THIRD BANCORP - FITB 7.97311 PERP (FITBI). This can be considered as Undervalued.


Can you provide the profitability details for FIFTH THIRD BANCORP - FITB 7.97311 PERP?

FIFTH THIRD BANCORP - FITB 7.97311 PERP (FITBI) has a profitability rating of 4 / 10.


What is the financial health of FIFTH THIRD BANCORP - FITB 7.97311 PERP (FITBI) stock?

The financial health rating of FIFTH THIRD BANCORP - FITB 7.97311 PERP (FITBI) is 2 / 10.


What is the expected EPS growth for FIFTH THIRD BANCORP - FITB 7.97311 PERP (FITBI) stock?

The Earnings per Share (EPS) of FIFTH THIRD BANCORP - FITB 7.97311 PERP (FITBI) is expected to grow by 7.82% in the next year.