FIDELITY NATIONAL INFO SERV (FIS) Stock Fundamental Analysis
USA - NYSE:FIS - US31620M1062 - Common Stock
62.52 USD
+0.13 (+0.21%)
62.3 USD
-0.22 (-0.35%)
Overall FIS gets a fundamental rating of 4 out of 10. We evaluated FIS against 98 industry peers in the Financial Services industry. While FIS is still in line with the averages on profitability rating, there are concerns on its financial health. FIS is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
FIS had positive earnings in the past year.
In the past year FIS had a positive cash flow from operations.
In multiple years FIS reported negative net income over the last 5 years.
FIS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of FIS (0.34%) is worse than 64.65% of its industry peers.
With a Return On Equity value of 0.79%, FIS is not doing good in the industry: 70.71% of the companies in the same industry are doing better.
FIS has a Return On Invested Capital of 4.89%. This is in the better half of the industry: FIS outperforms 63.64% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for FIS is below the industry average of 7.79%.
The last Return On Invested Capital (4.89%) for FIS is above the 3 year average (3.09%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.34% | ||
| ROE | 0.79% | ||
| ROIC | 4.89% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
1.3 Margins
FIS has a worse Profit Margin (1.09%) than 67.68% of its industry peers.
FIS's Profit Margin has improved in the last couple of years.
FIS has a Operating Margin of 17.65%. This is in the better half of the industry: FIS outperforms 64.65% of its industry peers.
FIS's Operating Margin has improved in the last couple of years.
FIS has a Gross Margin of 36.68%. This is comparable to the rest of the industry: FIS outperforms 52.53% of its industry peers.
In the last couple of years the Gross Margin of FIS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.65% | ||
| PM (TTM) | 1.09% | ||
| GM | 36.68% |
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
2. Health
2.1 Basic Checks
FIS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, FIS has less shares outstanding
Compared to 5 years ago, FIS has more shares outstanding
FIS has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.43, we must say that FIS is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.43, FIS is in line with its industry, outperforming 48.48% of the companies in the same industry.
FIS has a debt to FCF ratio of 7.06. This is a slightly negative value and a sign of low solvency as FIS would need 7.06 years to pay back of all of its debts.
With a Debt to FCF ratio value of 7.06, FIS perfoms like the industry average, outperforming 57.58% of the companies in the same industry.
A Debt/Equity ratio of 0.75 indicates that FIS is somewhat dependend on debt financing.
The Debt to Equity ratio of FIS (0.75) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | 7.06 | ||
| Altman-Z | 0.43 |
ROIC/WACC0.74
WACC6.59%
2.3 Liquidity
A Current Ratio of 0.59 indicates that FIS may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.59, FIS is in line with its industry, outperforming 40.40% of the companies in the same industry.
A Quick Ratio of 0.59 indicates that FIS may have some problems paying its short term obligations.
FIS has a Quick ratio (0.59) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
FIS shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.34%.
Measured over the past years, FIS shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.91% on average per year.
Looking at the last year, FIS shows a small growth in Revenue. The Revenue has grown by 3.58% in the last year.
Measured over the past years, FIS shows a decrease in Revenue. The Revenue has been decreasing by -0.40% on average per year.
EPS 1Y (TTM)6.34%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%0%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.1%
3.2 Future
Based on estimates for the next years, FIS will show a small growth in Earnings Per Share. The EPS will grow by 7.82% on average per year.
The Revenue is expected to grow by 4.18% on average over the next years.
EPS Next Y10.42%
EPS Next 2Y9.6%
EPS Next 3Y9.34%
EPS Next 5Y7.82%
Revenue Next Year3.69%
Revenue Next 2Y4.05%
Revenue Next 3Y4.16%
Revenue Next 5Y4.18%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
FIS is valuated reasonably with a Price/Earnings ratio of 11.64.
FIS's Price/Earnings is on the same level as the industry average.
FIS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.11.
A Price/Forward Earnings ratio of 9.90 indicates a reasonable valuation of FIS.
Compared to the rest of the industry, the Price/Forward Earnings ratio of FIS is on the same level as its industry peers.
FIS is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.55, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.64 | ||
| Fwd PE | 9.9 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, FIS is valued a bit cheaper than the industry average as 63.64% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, FIS is valued a bit cheaper than 61.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.87 | ||
| EV/EBITDA | 11.59 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.12
PEG (5Y)N/A
EPS Next 2Y9.6%
EPS Next 3Y9.34%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.56%, FIS has a reasonable but not impressive dividend return.
In the last 3 months the price of FIS has falen by -20.21%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 4.77, FIS pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.37, FIS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.56% |
5.2 History
The dividend of FIS decreases each year by -1.76%.
FIS has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-1.76%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FIS pays out 734.82% of its income as dividend. This is not a sustainable payout ratio.
DP734.82%
EPS Next 2Y9.6%
EPS Next 3Y9.34%
62.52
+0.13 (+0.21%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners101.13%
Inst Owner Change-1.01%
Ins Owners0.07%
Ins Owner Change2.32%
Market Cap32.66B
Revenue(TTM)10.32B
Net Income(TTM)112.00M
Analysts76.55
Price Target84.97 (35.91%)
Short Float %2.26%
Short Ratio2.98
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.56% |
Yearly Dividend1.44
Dividend Growth(5Y)-1.76%
DP734.82%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.5%
Min EPS beat(2)-1.03%
Max EPS beat(2)0.02%
EPS beat(4)3
Avg EPS beat(4)2.07%
Min EPS beat(4)-1.03%
Max EPS beat(4)7.13%
EPS beat(8)6
Avg EPS beat(8)4.52%
EPS beat(12)8
Avg EPS beat(12)3.67%
EPS beat(16)11
Avg EPS beat(16)2.88%
Revenue beat(2)1
Avg Revenue beat(2)0.23%
Min Revenue beat(2)0%
Max Revenue beat(2)0.46%
Revenue beat(4)1
Avg Revenue beat(4)-0.62%
Min Revenue beat(4)-2.22%
Max Revenue beat(4)0.46%
Revenue beat(8)1
Avg Revenue beat(8)-4.57%
Revenue beat(12)3
Avg Revenue beat(12)-8.37%
Revenue beat(16)4
Avg Revenue beat(16)-18.1%
PT rev (1m)-2.51%
PT rev (3m)-6.14%
EPS NQ rev (1m)0.14%
EPS NQ rev (3m)-4.1%
EPS NY rev (1m)0.01%
EPS NY rev (3m)0.07%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)-0.04%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)0.58%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.64 | ||
| Fwd PE | 9.9 | ||
| P/S | 3.17 | ||
| P/FCF | 17.87 | ||
| P/OCF | 12.05 | ||
| P/B | 2.31 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.59 |
EPS(TTM)5.37
EY8.59%
EPS(NY)6.32
Fwd EY10.11%
FCF(TTM)3.5
FCFY5.6%
OCF(TTM)5.19
OCFY8.3%
SpS19.75
BVpS27.12
TBVpS-13.82
PEG (NY)1.12
PEG (5Y)N/A
Graham Number57.25
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.34% | ||
| ROE | 0.79% | ||
| ROCE | 7.02% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.1% | ||
| ROICexgc | 26.48% | ||
| OM | 17.65% | ||
| PM (TTM) | 1.09% | ||
| GM | 36.68% | ||
| FCFM | 17.72% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
ROICexc(3y)3.21%
ROICexc(5y)2.33%
ROICexgc(3y)27.77%
ROICexgc(5y)N/A
ROCE(3y)4.44%
ROCE(5y)3.22%
ROICexgc growth 3Y-19.6%
ROICexgc growth 5Y-23.17%
ROICexc growth 3Y54.67%
ROICexc growth 5Y34.72%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
F-Score6
Asset Turnover0.31
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | 7.06 | ||
| Debt/EBITDA | 2.91 | ||
| Cap/Depr | 48.68% | ||
| Cap/Sales | 8.56% | ||
| Interest Coverage | 6.05 | ||
| Cash Conversion | 74.58% | ||
| Profit Quality | 1632.14% | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 0.43 |
F-Score6
WACC6.59%
ROIC/WACC0.74
Cap/Depr(3y)48.27%
Cap/Depr(5y)41.27%
Cap/Sales(3y)8.75%
Cap/Sales(5y)9.73%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)6.34%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%0%
EPS Next Y10.42%
EPS Next 2Y9.6%
EPS Next 3Y9.34%
EPS Next 5Y7.82%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.1%
Revenue Next Year3.69%
Revenue Next 2Y4.05%
Revenue Next 3Y4.16%
Revenue Next 5Y4.18%
EBIT growth 1Y9.96%
EBIT growth 3Y12.59%
EBIT growth 5Y10.77%
EBIT Next Year43.13%
EBIT Next 3Y17.13%
EBIT Next 5Y13.83%
FCF growth 1Y-33.02%
FCF growth 3Y-29.37%
FCF growth 5Y-4.54%
OCF growth 1Y-27.47%
OCF growth 3Y-24.49%
OCF growth 5Y-2.99%
FIDELITY NATIONAL INFO SERV / FIS FAQ
Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a fundamental rating of 4 / 10 to FIS.
What is the valuation status for FIS stock?
ChartMill assigns a valuation rating of 5 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.
What is the profitability of FIS stock?
FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.
What is the valuation of FIDELITY NATIONAL INFO SERV based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 11.64 and the Price/Book (PB) ratio is 2.31.
How sustainable is the dividend of FIDELITY NATIONAL INFO SERV (FIS) stock?
The dividend rating of FIDELITY NATIONAL INFO SERV (FIS) is 3 / 10 and the dividend payout ratio is 734.82%.