FIDELITY NATIONAL INFO SERV (FIS) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:FIS • US31620M1062

51.57 USD
+0.63 (+1.24%)
At close: Feb 4, 2026
51.57 USD
0 (0%)
After Hours: 2/4/2026, 8:19:46 PM
Fundamental Rating

4

Taking everything into account, FIS scores 4 out of 10 in our fundamental rating. FIS was compared to 97 industry peers in the Financial Services industry. While FIS is still in line with the averages on profitability rating, there are concerns on its financial health. FIS is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year FIS was profitable.
  • In the past year FIS had a positive cash flow from operations.
  • In multiple years FIS reported negative net income over the last 5 years.
  • Each year in the past 5 years FIS had a positive operating cash flow.
FIS Yearly Net Income VS EBIT VS OCF VS FCFFIS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -5B -10B -15B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.46%, FIS is doing worse than 62.89% of the companies in the same industry.
  • FIS has a worse Return On Equity (1.10%) than 67.01% of its industry peers.
  • FIS has a better Return On Invested Capital (4.80%) than 64.95% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for FIS is significantly below the industry average of 8.52%.
  • The 3 year average ROIC (3.09%) for FIS is below the current ROIC(4.80%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.46%
ROE 1.1%
ROIC 4.8%
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
FIS Yearly ROA, ROE, ROICFIS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -20 -40 -60

1.3 Margins

  • The Profit Margin of FIS (1.45%) is worse than 69.07% of its industry peers.
  • In the last couple of years the Profit Margin of FIS has grown nicely.
  • FIS has a Operating Margin of 17.09%. This is in the better half of the industry: FIS outperforms 61.86% of its industry peers.
  • In the last couple of years the Operating Margin of FIS has grown nicely.
  • FIS has a Gross Margin (36.65%) which is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of FIS has remained more or less at the same level.
Industry RankSector Rank
OM 17.09%
PM (TTM) 1.45%
GM 36.65%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
FIS Yearly Profit, Operating, Gross MarginsFIS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50 -100 -150

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • FIS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, FIS has less shares outstanding
  • FIS has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for FIS has been reduced compared to a year ago.
FIS Yearly Shares OutstandingFIS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
FIS Yearly Total Debt VS Total AssetsFIS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

2.2 Solvency

  • FIS has an Altman-Z score of 0.23. This is a bad value and indicates that FIS is not financially healthy and even has some risk of bankruptcy.
  • FIS's Altman-Z score of 0.23 is in line compared to the rest of the industry. FIS outperforms 48.45% of its industry peers.
  • FIS has a debt to FCF ratio of 6.89. This is a slightly negative value and a sign of low solvency as FIS would need 6.89 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 6.89, FIS is in line with its industry, outperforming 52.58% of the companies in the same industry.
  • A Debt/Equity ratio of 0.79 indicates that FIS is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.79, FIS is in line with its industry, outperforming 49.48% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 6.89
Altman-Z 0.23
ROIC/WACC0.67
WACC7.15%
FIS Yearly LT Debt VS Equity VS FCFFIS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

2.3 Liquidity

  • A Current Ratio of 0.53 indicates that FIS may have some problems paying its short term obligations.
  • With a Current ratio value of 0.53, FIS perfoms like the industry average, outperforming 40.21% of the companies in the same industry.
  • FIS has a Quick Ratio of 0.53. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.53, FIS perfoms like the industry average, outperforming 40.21% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.53
Quick Ratio 0.53
FIS Yearly Current Assets VS Current LiabilitesFIS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • FIS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 14.17%, which is quite good.
  • Measured over the past years, FIS shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.91% on average per year.
  • FIS shows a small growth in Revenue. In the last year, the Revenue has grown by 4.24%.
  • FIS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.40% yearly.
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%

3.2 Future

  • The Earnings Per Share is expected to grow by 7.82% on average over the next years.
  • Based on estimates for the next years, FIS will show a small growth in Revenue. The Revenue will grow by 4.18% on average per year.
EPS Next Y10.67%
EPS Next 2Y9.5%
EPS Next 3Y9.43%
EPS Next 5Y7.82%
Revenue Next Year4.42%
Revenue Next 2Y5.58%
Revenue Next 3Y4.97%
Revenue Next 5Y4.18%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
FIS Yearly Revenue VS EstimatesFIS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B
FIS Yearly EPS VS EstimatesFIS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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6

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 9.41, the valuation of FIS can be described as very reasonable.
  • 63.92% of the companies in the same industry are more expensive than FIS, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 28.25. FIS is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 8.18, which indicates a very decent valuation of FIS.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of FIS indicates a somewhat cheap valuation: FIS is cheaper than 64.95% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 27.50. FIS is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 9.41
Fwd PE 8.18
FIS Price Earnings VS Forward Price EarningsFIS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, FIS is valued a bit cheaper than 65.98% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, FIS is valued a bit cheaper than 65.98% of the companies in the same industry.
Industry RankSector Rank
P/FCF 14.14
EV/EBITDA 10
FIS Per share dataFIS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 -10 20

4.3 Compensation for Growth

  • FIS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.88
PEG (5Y)N/A
EPS Next 2Y9.5%
EPS Next 3Y9.43%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • FIS has a Yearly Dividend Yield of 2.90%.
  • The stock price of FIS dropped by -20.39% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • FIS's Dividend Yield is a higher than the industry average which is at 2.00.
  • FIS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 2.9%

5.2 History

  • The dividend of FIS decreases each year by -1.76%.
  • FIS has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-1.76%
Div Incr Years0
Div Non Decr Years0
FIS Yearly Dividends per shareFIS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • FIS pays out 547.37% of its income as dividend. This is not a sustainable payout ratio.
DP547.37%
EPS Next 2Y9.5%
EPS Next 3Y9.43%
FIS Yearly Income VS Free CF VS DividendFIS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -5B -10B -15B
FIS Dividend Payout.FIS Dividend Payout, showing the Payout Ratio.FIS Dividend Payout.PayoutRetained Earnings

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FIDELITY NATIONAL INFO SERV

NYSE:FIS (2/4/2026, 8:19:46 PM)

After market: 51.57 0 (0%)

51.57

+0.63 (+1.24%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-05
Earnings (Next)02-17
Inst Owners99.64%
Inst Owner Change-2.28%
Ins Owners0.07%
Ins Owner Change2.08%
Market Cap26.71B
Revenue(TTM)10.46B
Net Income(TTM)152.00M
Analysts76.67
Price Target81.69 (58.41%)
Short Float %2.81%
Short Ratio4.61
Dividend
Industry RankSector Rank
Dividend Yield 2.9%
Yearly Dividend1.44
Dividend Growth(5Y)-1.76%
DP547.37%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.22%
Min EPS beat(2)-1.03%
Max EPS beat(2)0.58%
EPS beat(4)3
Avg EPS beat(4)0.43%
Min EPS beat(4)-1.03%
Max EPS beat(4)2.16%
EPS beat(8)6
Avg EPS beat(8)3.95%
EPS beat(12)9
Avg EPS beat(12)3.85%
EPS beat(16)11
Avg EPS beat(16)2.8%
Revenue beat(2)2
Avg Revenue beat(2)0.85%
Min Revenue beat(2)0.46%
Max Revenue beat(2)1.23%
Revenue beat(4)2
Avg Revenue beat(4)-0.13%
Min Revenue beat(4)-2.22%
Max Revenue beat(4)1.23%
Revenue beat(8)2
Avg Revenue beat(8)-0.48%
Revenue beat(12)4
Avg Revenue beat(12)-5.46%
Revenue beat(16)5
Avg Revenue beat(16)-17.94%
PT rev (1m)-1.26%
PT rev (3m)-3.87%
EPS NQ rev (1m)-0.1%
EPS NQ rev (3m)-0.57%
EPS NY rev (1m)-0.02%
EPS NY rev (3m)0.23%
Revenue NQ rev (1m)-0.04%
Revenue NQ rev (3m)0.4%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)0.7%
Valuation
Industry RankSector Rank
PE 9.41
Fwd PE 8.18
P/S 2.55
P/FCF 14.14
P/OCF 9.74
P/B 1.93
P/tB N/A
EV/EBITDA 10
EPS(TTM)5.48
EY10.63%
EPS(NY)6.31
Fwd EY12.23%
FCF(TTM)3.65
FCFY7.07%
OCF(TTM)5.29
OCFY10.26%
SpS20.21
BVpS26.76
TBVpS-15.02
PEG (NY)0.88
PEG (5Y)N/A
Graham Number57.44
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 1.1%
ROCE 6.99%
ROIC 4.8%
ROICexc 4.95%
ROICexgc 25.79%
OM 17.09%
PM (TTM) 1.45%
GM 36.65%
FCFM 18.04%
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
ROICexc(3y)3.21%
ROICexc(5y)2.33%
ROICexgc(3y)27.77%
ROICexgc(5y)N/A
ROCE(3y)4.44%
ROCE(5y)3.22%
ROICexgc growth 3Y-19.6%
ROICexgc growth 5Y-23.17%
ROICexc growth 3Y54.67%
ROICexc growth 5Y34.72%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
F-Score6
Asset Turnover0.32
Health
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 6.89
Debt/EBITDA 3.01
Cap/Depr 45.84%
Cap/Sales 8.15%
Interest Coverage 4.91
Cash Conversion 75.12%
Profit Quality 1242.11%
Current Ratio 0.53
Quick Ratio 0.53
Altman-Z 0.23
F-Score6
WACC7.15%
ROIC/WACC0.67
Cap/Depr(3y)48.27%
Cap/Depr(5y)41.27%
Cap/Sales(3y)8.75%
Cap/Sales(5y)9.73%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
EPS Next Y10.67%
EPS Next 2Y9.5%
EPS Next 3Y9.43%
EPS Next 5Y7.82%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%
Revenue Next Year4.42%
Revenue Next 2Y5.58%
Revenue Next 3Y4.97%
Revenue Next 5Y4.18%
EBIT growth 1Y7%
EBIT growth 3Y12.59%
EBIT growth 5Y10.77%
EBIT Next Year43.63%
EBIT Next 3Y18.08%
EBIT Next 5Y13.83%
FCF growth 1Y-38.32%
FCF growth 3Y-29.37%
FCF growth 5Y-4.54%
OCF growth 1Y-30.64%
OCF growth 3Y-24.49%
OCF growth 5Y-2.99%

FIDELITY NATIONAL INFO SERV / FIS FAQ

Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?

ChartMill assigns a fundamental rating of 4 / 10 to FIS.


Can you provide the valuation status for FIDELITY NATIONAL INFO SERV?

ChartMill assigns a valuation rating of 6 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.


What is the profitability of FIS stock?

FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.


Can you provide the PE and PB ratios for FIS stock?

The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 9.41 and the Price/Book (PB) ratio is 1.93.


Can you provide the expected EPS growth for FIS stock?

The Earnings per Share (EPS) of FIDELITY NATIONAL INFO SERV (FIS) is expected to grow by 10.67% in the next year.