FIDELITY NATIONAL INFO SERV (FIS) Stock Fundamental Analysis
USA - NYSE:FIS - US31620M1062 - Common Stock
63.15 USD
+0.95 (+1.53%)
64.7521 USD
+1.6 (+2.54%)
Overall FIS gets a fundamental rating of 4 out of 10. We evaluated FIS against 98 industry peers in the Financial Services industry. FIS has a medium profitability rating, but doesn't score so well on its financial health evaluation. FIS has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year FIS was profitable.
In the past year FIS had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: FIS reported negative net income in multiple years.
In the past 5 years FIS always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of FIS (0.34%) is worse than 65.31% of its industry peers.
FIS has a worse Return On Equity (0.79%) than 71.43% of its industry peers.
FIS's Return On Invested Capital of 4.89% is fine compared to the rest of the industry. FIS outperforms 63.27% of its industry peers.
The Average Return On Invested Capital over the past 3 years for FIS is below the industry average of 7.85%.
The 3 year average ROIC (3.09%) for FIS is below the current ROIC(4.89%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.34% | ||
| ROE | 0.79% | ||
| ROIC | 4.89% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
1.3 Margins
FIS has a Profit Margin of 1.09%. This is in the lower half of the industry: FIS underperforms 68.37% of its industry peers.
In the last couple of years the Profit Margin of FIS has grown nicely.
Looking at the Operating Margin, with a value of 17.65%, FIS is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
FIS's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 36.68%, FIS is in line with its industry, outperforming 53.06% of the companies in the same industry.
In the last couple of years the Gross Margin of FIS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.65% | ||
| PM (TTM) | 1.09% | ||
| GM | 36.68% |
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FIS is destroying value.
The number of shares outstanding for FIS has been reduced compared to 1 year ago.
The number of shares outstanding for FIS has been increased compared to 5 years ago.
FIS has a better debt/assets ratio than last year.
2.2 Solvency
FIS has an Altman-Z score of 0.43. This is a bad value and indicates that FIS is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of FIS (0.43) is comparable to the rest of the industry.
FIS has a debt to FCF ratio of 7.06. This is a slightly negative value and a sign of low solvency as FIS would need 7.06 years to pay back of all of its debts.
The Debt to FCF ratio of FIS (7.06) is comparable to the rest of the industry.
A Debt/Equity ratio of 0.75 indicates that FIS is somewhat dependend on debt financing.
FIS's Debt to Equity ratio of 0.75 is in line compared to the rest of the industry. FIS outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | 7.06 | ||
| Altman-Z | 0.43 |
ROIC/WACC0.74
WACC6.62%
2.3 Liquidity
A Current Ratio of 0.59 indicates that FIS may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.59, FIS is in line with its industry, outperforming 40.82% of the companies in the same industry.
A Quick Ratio of 0.59 indicates that FIS may have some problems paying its short term obligations.
With a Quick ratio value of 0.59, FIS perfoms like the industry average, outperforming 40.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 6.34% over the past year.
The Earnings Per Share has been decreasing by -3.91% on average over the past years.
Looking at the last year, FIS shows a small growth in Revenue. The Revenue has grown by 3.58% in the last year.
FIS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.40% yearly.
EPS 1Y (TTM)6.34%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%0%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.1%
3.2 Future
The Earnings Per Share is expected to grow by 7.82% on average over the next years.
The Revenue is expected to grow by 4.18% on average over the next years.
EPS Next Y10.42%
EPS Next 2Y9.6%
EPS Next 3Y9.34%
EPS Next 5Y7.82%
Revenue Next Year3.69%
Revenue Next 2Y4.05%
Revenue Next 3Y4.16%
Revenue Next 5Y4.18%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 11.76, the valuation of FIS can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of FIS is on the same level as its industry peers.
When comparing the Price/Earnings ratio of FIS to the average of the S&P500 Index (26.03), we can say FIS is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 10.00, the valuation of FIS can be described as reasonable.
The rest of the industry has a similar Price/Forward Earnings ratio as FIS.
When comparing the Price/Forward Earnings ratio of FIS to the average of the S&P500 Index (22.27), we can say FIS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.76 | ||
| Fwd PE | 10 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, FIS is valued a bit cheaper than the industry average as 64.29% of the companies are valued more expensively.
FIS's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. FIS is cheaper than 60.20% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.05 | ||
| EV/EBITDA | 11.54 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.13
PEG (5Y)N/A
EPS Next 2Y9.6%
EPS Next 3Y9.34%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.56%, FIS has a reasonable but not impressive dividend return.
FIS's Dividend Yield is a higher than the industry average which is at 4.92.
FIS's Dividend Yield is comparable with the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.56% |
5.2 History
The dividend of FIS decreases each year by -1.76%.
FIS has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-1.76%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FIS pays out 734.82% of its income as dividend. This is not a sustainable payout ratio.
DP734.82%
EPS Next 2Y9.6%
EPS Next 3Y9.34%
63.15
+0.95 (+1.53%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners101.13%
Inst Owner Change-1.01%
Ins Owners0.07%
Ins Owner Change2.32%
Market Cap32.99B
Revenue(TTM)10.32B
Net Income(TTM)112.00M
Analysts76.55
Price Target84.97 (34.55%)
Short Float %2.26%
Short Ratio2.98
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.56% |
Yearly Dividend1.44
Dividend Growth(5Y)-1.76%
DP734.82%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.5%
Min EPS beat(2)-1.03%
Max EPS beat(2)0.02%
EPS beat(4)3
Avg EPS beat(4)2.07%
Min EPS beat(4)-1.03%
Max EPS beat(4)7.13%
EPS beat(8)6
Avg EPS beat(8)4.52%
EPS beat(12)8
Avg EPS beat(12)3.67%
EPS beat(16)11
Avg EPS beat(16)2.88%
Revenue beat(2)1
Avg Revenue beat(2)0.23%
Min Revenue beat(2)0%
Max Revenue beat(2)0.46%
Revenue beat(4)1
Avg Revenue beat(4)-0.62%
Min Revenue beat(4)-2.22%
Max Revenue beat(4)0.46%
Revenue beat(8)1
Avg Revenue beat(8)-4.57%
Revenue beat(12)3
Avg Revenue beat(12)-8.37%
Revenue beat(16)4
Avg Revenue beat(16)-18.1%
PT rev (1m)-2.51%
PT rev (3m)-6.14%
EPS NQ rev (1m)0.14%
EPS NQ rev (3m)-4.1%
EPS NY rev (1m)0.01%
EPS NY rev (3m)0.07%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)-0.04%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)0.58%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.76 | ||
| Fwd PE | 10 | ||
| P/S | 3.2 | ||
| P/FCF | 18.05 | ||
| P/OCF | 12.17 | ||
| P/B | 2.33 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.54 |
EPS(TTM)5.37
EY8.5%
EPS(NY)6.32
Fwd EY10%
FCF(TTM)3.5
FCFY5.54%
OCF(TTM)5.19
OCFY8.22%
SpS19.75
BVpS27.12
TBVpS-13.82
PEG (NY)1.13
PEG (5Y)N/A
Graham Number57.25
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.34% | ||
| ROE | 0.79% | ||
| ROCE | 7.02% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.1% | ||
| ROICexgc | 26.48% | ||
| OM | 17.65% | ||
| PM (TTM) | 1.09% | ||
| GM | 36.68% | ||
| FCFM | 17.72% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
ROICexc(3y)3.21%
ROICexc(5y)2.33%
ROICexgc(3y)27.77%
ROICexgc(5y)N/A
ROCE(3y)4.44%
ROCE(5y)3.22%
ROICexgc growth 3Y-19.6%
ROICexgc growth 5Y-23.17%
ROICexc growth 3Y54.67%
ROICexc growth 5Y34.72%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
F-Score6
Asset Turnover0.31
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | 7.06 | ||
| Debt/EBITDA | 2.91 | ||
| Cap/Depr | 48.68% | ||
| Cap/Sales | 8.56% | ||
| Interest Coverage | 6.05 | ||
| Cash Conversion | 74.58% | ||
| Profit Quality | 1632.14% | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 0.43 |
F-Score6
WACC6.62%
ROIC/WACC0.74
Cap/Depr(3y)48.27%
Cap/Depr(5y)41.27%
Cap/Sales(3y)8.75%
Cap/Sales(5y)9.73%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)6.34%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%0%
EPS Next Y10.42%
EPS Next 2Y9.6%
EPS Next 3Y9.34%
EPS Next 5Y7.82%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.1%
Revenue Next Year3.69%
Revenue Next 2Y4.05%
Revenue Next 3Y4.16%
Revenue Next 5Y4.18%
EBIT growth 1Y9.96%
EBIT growth 3Y12.59%
EBIT growth 5Y10.77%
EBIT Next Year43.13%
EBIT Next 3Y17.13%
EBIT Next 5Y13.83%
FCF growth 1Y-33.02%
FCF growth 3Y-29.37%
FCF growth 5Y-4.54%
OCF growth 1Y-27.47%
OCF growth 3Y-24.49%
OCF growth 5Y-2.99%
FIDELITY NATIONAL INFO SERV / FIS FAQ
Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a fundamental rating of 4 / 10 to FIS.
What is the valuation status for FIS stock?
ChartMill assigns a valuation rating of 5 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.
What is the profitability of FIS stock?
FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.
What is the valuation of FIDELITY NATIONAL INFO SERV based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 11.76 and the Price/Book (PB) ratio is 2.33.
How sustainable is the dividend of FIDELITY NATIONAL INFO SERV (FIS) stock?
The dividend rating of FIDELITY NATIONAL INFO SERV (FIS) is 3 / 10 and the dividend payout ratio is 734.82%.