FIDELITY NATIONAL INFO SERV (FIS) Stock Fundamental Analysis
USA - NYSE:FIS - US31620M1062 - Common Stock
61.5 USD
-4.43 (-6.72%)
61.5 USD
0 (0%)
Taking everything into account, FIS scores 4 out of 10 in our fundamental rating. FIS was compared to 99 industry peers in the Financial Services industry. While FIS is still in line with the averages on profitability rating, there are concerns on its financial health. FIS is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
FIS had positive earnings in the past year.
In the past year FIS had a positive cash flow from operations.
In multiple years FIS reported negative net income over the last 5 years.
FIS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
FIS's Return On Assets of 0.34% is on the low side compared to the rest of the industry. FIS is outperformed by 64.65% of its industry peers.
Looking at the Return On Equity, with a value of 0.79%, FIS is doing worse than 70.71% of the companies in the same industry.
With a decent Return On Invested Capital value of 4.89%, FIS is doing good in the industry, outperforming 63.64% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for FIS is below the industry average of 7.79%.
The last Return On Invested Capital (4.89%) for FIS is above the 3 year average (3.09%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.34% | ||
| ROE | 0.79% | ||
| ROIC | 4.89% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
1.3 Margins
Looking at the Profit Margin, with a value of 1.09%, FIS is doing worse than 67.68% of the companies in the same industry.
FIS's Profit Margin has improved in the last couple of years.
The Operating Margin of FIS (17.65%) is better than 64.65% of its industry peers.
FIS's Operating Margin has improved in the last couple of years.
FIS's Gross Margin of 36.68% is in line compared to the rest of the industry. FIS outperforms 52.53% of its industry peers.
In the last couple of years the Gross Margin of FIS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.65% | ||
| PM (TTM) | 1.09% | ||
| GM | 36.68% |
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), FIS is destroying value.
Compared to 1 year ago, FIS has less shares outstanding
The number of shares outstanding for FIS has been increased compared to 5 years ago.
The debt/assets ratio for FIS has been reduced compared to a year ago.
2.2 Solvency
FIS has an Altman-Z score of 0.49. This is a bad value and indicates that FIS is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of FIS (0.49) is comparable to the rest of the industry.
The Debt to FCF ratio of FIS is 7.06, which is on the high side as it means it would take FIS, 7.06 years of fcf income to pay off all of its debts.
FIS has a Debt to FCF ratio (7.06) which is comparable to the rest of the industry.
FIS has a Debt/Equity ratio of 0.75. This is a neutral value indicating FIS is somewhat dependend on debt financing.
FIS has a Debt to Equity ratio of 0.75. This is comparable to the rest of the industry: FIS outperforms 50.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | 7.06 | ||
| Altman-Z | 0.49 |
ROIC/WACC0.75
WACC6.48%
2.3 Liquidity
A Current Ratio of 0.59 indicates that FIS may have some problems paying its short term obligations.
FIS has a Current ratio (0.59) which is in line with its industry peers.
FIS has a Quick Ratio of 0.59. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of FIS (0.59) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
FIS shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.34%.
FIS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.91% yearly.
Looking at the last year, FIS shows a small growth in Revenue. The Revenue has grown by 3.58% in the last year.
The Revenue has been decreasing by -0.40% on average over the past years.
EPS 1Y (TTM)6.34%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%0%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.1%
3.2 Future
Based on estimates for the next years, FIS will show a small growth in Earnings Per Share. The EPS will grow by 7.82% on average per year.
Based on estimates for the next years, FIS will show a small growth in Revenue. The Revenue will grow by 4.18% on average per year.
EPS Next Y10.42%
EPS Next 2Y9.6%
EPS Next 3Y9.34%
EPS Next 5Y7.82%
Revenue Next Year3.69%
Revenue Next 2Y4.05%
Revenue Next 3Y4.16%
Revenue Next 5Y4.18%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.45 indicates a reasonable valuation of FIS.
FIS's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.76. FIS is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 9.73, the valuation of FIS can be described as reasonable.
FIS's Price/Forward Earnings ratio is in line with the industry average.
FIS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.63.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.45 | ||
| Fwd PE | 9.73 |
4.2 Price Multiples
62.63% of the companies in the same industry are more expensive than FIS, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, FIS is valued a bit cheaper than 61.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.57 | ||
| EV/EBITDA | 12.08 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.1
PEG (5Y)N/A
EPS Next 2Y9.6%
EPS Next 3Y9.34%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.37%, FIS has a reasonable but not impressive dividend return.
The stock price of FIS dropped by -21.52% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
FIS's Dividend Yield is a higher than the industry average which is at 5.10.
Compared to an average S&P500 Dividend Yield of 2.31, FIS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.37% |
5.2 History
The dividend of FIS decreases each year by -1.76%.
FIS has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-1.76%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FIS pays out 734.82% of its income as dividend. This is not a sustainable payout ratio.
DP734.82%
EPS Next 2Y9.6%
EPS Next 3Y9.34%
61.5
-4.43 (-6.72%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners101.13%
Inst Owner Change-0.1%
Ins Owners0.07%
Ins Owner Change2.32%
Market Cap32.13B
Revenue(TTM)10.32B
Net Income(TTM)112.00M
Analysts76.55
Price Target87.16 (41.72%)
Short Float %2.26%
Short Ratio2.98
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.37% |
Yearly Dividend1.44
Dividend Growth(5Y)-1.76%
DP734.82%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.5%
Min EPS beat(2)-1.03%
Max EPS beat(2)0.02%
EPS beat(4)3
Avg EPS beat(4)2.07%
Min EPS beat(4)-1.03%
Max EPS beat(4)7.13%
EPS beat(8)6
Avg EPS beat(8)4.52%
EPS beat(12)8
Avg EPS beat(12)3.67%
EPS beat(16)11
Avg EPS beat(16)2.88%
Revenue beat(2)1
Avg Revenue beat(2)0.23%
Min Revenue beat(2)0%
Max Revenue beat(2)0.46%
Revenue beat(4)1
Avg Revenue beat(4)-0.62%
Min Revenue beat(4)-2.22%
Max Revenue beat(4)0.46%
Revenue beat(8)1
Avg Revenue beat(8)-4.57%
Revenue beat(12)3
Avg Revenue beat(12)-8.37%
Revenue beat(16)4
Avg Revenue beat(16)-18.1%
PT rev (1m)0%
PT rev (3m)-3.73%
EPS NQ rev (1m)0.15%
EPS NQ rev (3m)-4.03%
EPS NY rev (1m)0.01%
EPS NY rev (3m)0.07%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)-0.07%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)0.55%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.45 | ||
| Fwd PE | 9.73 | ||
| P/S | 3.11 | ||
| P/FCF | 17.57 | ||
| P/OCF | 11.85 | ||
| P/B | 2.27 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.08 |
EPS(TTM)5.37
EY8.73%
EPS(NY)6.32
Fwd EY10.27%
FCF(TTM)3.5
FCFY5.69%
OCF(TTM)5.19
OCFY8.44%
SpS19.75
BVpS27.12
TBVpS-13.82
PEG (NY)1.1
PEG (5Y)N/A
Graham Number57.25
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.34% | ||
| ROE | 0.79% | ||
| ROCE | 7.02% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.1% | ||
| ROICexgc | 26.48% | ||
| OM | 17.65% | ||
| PM (TTM) | 1.09% | ||
| GM | 36.68% | ||
| FCFM | 17.72% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
ROICexc(3y)3.21%
ROICexc(5y)2.33%
ROICexgc(3y)27.77%
ROICexgc(5y)N/A
ROCE(3y)4.44%
ROCE(5y)3.22%
ROICexgc growth 3Y-19.6%
ROICexgc growth 5Y-23.17%
ROICexc growth 3Y54.67%
ROICexc growth 5Y34.72%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
F-Score6
Asset Turnover0.31
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | 7.06 | ||
| Debt/EBITDA | 2.91 | ||
| Cap/Depr | 48.68% | ||
| Cap/Sales | 8.56% | ||
| Interest Coverage | 6.05 | ||
| Cash Conversion | 74.58% | ||
| Profit Quality | 1632.14% | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 0.49 |
F-Score6
WACC6.48%
ROIC/WACC0.75
Cap/Depr(3y)48.27%
Cap/Depr(5y)41.27%
Cap/Sales(3y)8.75%
Cap/Sales(5y)9.73%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)6.34%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%0%
EPS Next Y10.42%
EPS Next 2Y9.6%
EPS Next 3Y9.34%
EPS Next 5Y7.82%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.1%
Revenue Next Year3.69%
Revenue Next 2Y4.05%
Revenue Next 3Y4.16%
Revenue Next 5Y4.18%
EBIT growth 1Y9.96%
EBIT growth 3Y12.59%
EBIT growth 5Y10.77%
EBIT Next Year43.13%
EBIT Next 3Y17.13%
EBIT Next 5Y13.83%
FCF growth 1Y-33.02%
FCF growth 3Y-29.37%
FCF growth 5Y-4.54%
OCF growth 1Y-27.47%
OCF growth 3Y-24.49%
OCF growth 5Y-2.99%
FIDELITY NATIONAL INFO SERV / FIS FAQ
Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a fundamental rating of 4 / 10 to FIS.
What is the valuation status for FIS stock?
ChartMill assigns a valuation rating of 5 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.
What is the profitability of FIS stock?
FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.
What is the valuation of FIDELITY NATIONAL INFO SERV based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 11.45 and the Price/Book (PB) ratio is 2.27.
How sustainable is the dividend of FIDELITY NATIONAL INFO SERV (FIS) stock?
The dividend rating of FIDELITY NATIONAL INFO SERV (FIS) is 3 / 10 and the dividend payout ratio is 734.82%.