20.5 USD
+0.11 (+0.52%)
We assign a fundamental rating of 4 out of 10 to FGNXP. FGNXP was compared to 147 industry peers in the Insurance industry. FGNXP scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. FGNXP has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
FGNXP had positive earnings in the past year.
FGNXP had a negative operating cash flow in the past year.
In the past 5 years FGNXP reported 4 times negative net income.
In the past 5 years FGNXP always reported negative operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.21%, FGNXP is in the better half of the industry, outperforming 64.63% of the companies in the same industry.
FGNXP has a Return On Equity of 4.30%. This is in the lower half of the industry: FGNXP underperforms 78.23% of its industry peers.
The Return On Invested Capital of FGNXP (4.86%) is better than 78.91% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 4.3% | ||
| ROIC | 4.86% |
ROA(3y)-0.21%
ROA(5y)-18.87%
ROE(3y)-0.16%
ROE(5y)-20.05%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 7.27%, FGNXP is in line with its industry, outperforming 44.90% of the companies in the same industry.
With a Operating Margin value of 12.91%, FGNXP perfoms like the industry average, outperforming 53.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.91% | ||
| PM (TTM) | 7.27% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
FGNXP has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for FGNXP has been increased compared to 1 year ago.
FGNXP has less shares outstanding than it did 5 years ago.
The debt/assets ratio for FGNXP is higher compared to a year ago.
2.2 Solvency
FGNXP has an Altman-Z score of 21.08. This indicates that FGNXP is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 21.08, FGNXP belongs to the top of the industry, outperforming 99.32% of the companies in the same industry.
A Debt/Equity ratio of 0.05 indicates that FGNXP is not too dependend on debt financing.
The Debt to Equity ratio of FGNXP (0.05) is better than 82.99% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 21.08 |
ROIC/WACC0.56
WACC8.63%
2.3 Liquidity
A Current Ratio of 0.52 indicates that FGNXP may have some problems paying its short term obligations.
With a decent Current ratio value of 0.52, FGNXP is doing good in the industry, outperforming 74.15% of the companies in the same industry.
A Quick Ratio of 0.52 indicates that FGNXP may have some problems paying its short term obligations.
FGNXP has a better Quick ratio (0.52) than 74.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 128.80% over the past year.
Looking at the last year, FGNXP shows a very strong growth in Revenue. The Revenue has grown by 56.92%.
Measured over the past years, FGNXP shows a very strong growth in Revenue. The Revenue has been growing by 41.74% on average per year.
EPS 1Y (TTM)128.8%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%171.98%
Revenue 1Y (TTM)56.92%
Revenue growth 3YN/A
Revenue growth 5Y41.74%
Sales Q2Q%94.55%
3.2 Future
The Earnings Per Share is expected to grow by 44.81% on average over the next years. This is a very strong growth
Based on estimates for the next years, FGNXP will show a decrease in Revenue. The Revenue will decrease by -0.79% on average per year.
EPS Next Y87.36%
EPS Next 2Y44.81%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-43.27%
Revenue Next 2Y-0.79%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 5.38, the valuation of FGNXP can be described as very cheap.
FGNXP's Price/Earnings ratio is rather cheap when compared to the industry. FGNXP is cheaper than 82.31% of the companies in the same industry.
When comparing the Price/Earnings ratio of FGNXP to the average of the S&P500 Index (26.15), we can say FGNXP is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 87.38, the valuation of FGNXP can be described as expensive.
Based on the Price/Forward Earnings ratio, FGNXP is valued expensively inside the industry as 80.95% of the companies are valued cheaper.
FGNXP's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 36.12.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.38 | ||
| Fwd PE | 87.38 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of FGNXP indicates a slightly more expensive valuation: FGNXP is more expensive than 74.83% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 131.64 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
FGNXP's earnings are expected to grow with 44.81% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.06
PEG (5Y)N/A
EPS Next 2Y44.81%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 10.56%, FGNXP is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.46, FGNXP pays a better dividend. On top of this FGNXP pays more dividend than 98.64% of the companies listed in the same industry.
FGNXP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.56% |
5.2 History
FGNXP has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
FGNXP pays out 47.45% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP47.45%
EPS Next 2Y44.81%
EPS Next 3YN/A
NASDAQ:FGNXP (11/28/2025, 3:32:50 PM)
20.5
+0.11 (+0.52%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners11.2%
Inst Owner ChangeN/A
Ins Owners0.51%
Ins Owner ChangeN/A
Market Cap811.18M
Revenue(TTM)41.02M
Net Income(TTM)2.98M
Analysts82.5
Price Target58.95 (187.56%)
Short Float %0.01%
Short Ratio0.77
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.56% |
Yearly Dividend1.67
Dividend Growth(5Y)N/A
DP47.45%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.38 | ||
| Fwd PE | 87.38 | ||
| P/S | 19.77 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 11.7 | ||
| P/tB | 11.7 | ||
| EV/EBITDA | 131.64 |
EPS(TTM)3.81
EY18.59%
EPS(NY)0.23
Fwd EY1.14%
FCF(TTM)-0.13
FCFYN/A
OCF(TTM)-0.13
OCFYN/A
SpS1.04
BVpS1.75
TBVpS1.75
PEG (NY)0.06
PEG (5Y)N/A
Graham Number12.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 4.3% | ||
| ROCE | 6.29% | ||
| ROIC | 4.86% | ||
| ROICexc | 5.57% | ||
| ROICexgc | 5.82% | ||
| OM | 12.91% | ||
| PM (TTM) | 7.27% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)-0.21%
ROA(5y)-18.87%
ROE(3y)-0.16%
ROE(5y)-20.05%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.44
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.53 | ||
| Cap/Depr | 5.39% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 | ||
| Altman-Z | 21.08 |
F-Score5
WACC8.63%
ROIC/WACC0.56
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.97%
Cap/Sales(5y)4.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)128.8%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%171.98%
EPS Next Y87.36%
EPS Next 2Y44.81%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)56.92%
Revenue growth 3YN/A
Revenue growth 5Y41.74%
Sales Q2Q%94.55%
Revenue Next Year-43.27%
Revenue Next 2Y-0.79%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y206.71%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-13.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-12.69%
OCF growth 3YN/A
OCF growth 5YN/A
FG NEXUS INC - FGF 8 PERP / FGNXP FAQ
What is the ChartMill fundamental rating of FG NEXUS INC - FGF 8 PERP (FGNXP) stock?
ChartMill assigns a fundamental rating of 4 / 10 to FGNXP.
Can you provide the valuation status for FG NEXUS INC - FGF 8 PERP?
ChartMill assigns a valuation rating of 4 / 10 to FG NEXUS INC - FGF 8 PERP (FGNXP). This can be considered as Fairly Valued.
What is the profitability of FGNXP stock?
FG NEXUS INC - FGF 8 PERP (FGNXP) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for FGNXP stock?
The Price/Earnings (PE) ratio for FG NEXUS INC - FGF 8 PERP (FGNXP) is 5.38 and the Price/Book (PB) ratio is 11.7.
What is the financial health of FG NEXUS INC - FGF 8 PERP (FGNXP) stock?
The financial health rating of FG NEXUS INC - FGF 8 PERP (FGNXP) is 4 / 10.