33.99 USD
+0.13 (+0.38%)
33.98 USD
-0.01 (-0.03%)
Taking everything into account, EVOP scores 3 out of 10 in our fundamental rating. EVOP was compared to 98 industry peers in the Financial Services industry. There are concerns on the financial health of EVOP while its profitability can be described as average. EVOP is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
EVOP had negative earnings in the past year.
In the past year EVOP had a positive cash flow from operations.
1.2 Ratios
The profitability ratios for EVOP are negative, so there is not much use analyzing them.
The Return On Invested Capital of EVOP (3.67%) is better than 65.63% of its industry peers.
The Average Return On Invested Capital over the past 3 years for EVOP is significantly above the industry average of 8.44%.
The 3 year average ROIC (23.91%) for EVOP is well above the current ROIC(3.67%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | N/A | ||
| ROE | N/A | ||
| ROIC | 3.67% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)23.91%
ROIC(5y)N/A
1.3 Margins
With a decent Operating Margin value of 12.33%, EVOP is doing good in the industry, outperforming 61.46% of the companies in the same industry.
In the last couple of years the Operating Margin of EVOP has grown nicely.
Looking at the Gross Margin, with a value of 83.54%, EVOP belongs to the top of the industry, outperforming 94.79% of the companies in the same industry.
EVOP's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.33% | ||
| PM (TTM) | N/A | ||
| GM | 83.54% |
OM growth 3Y26.78%
OM growth 5Y6.61%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.39%
GM growth 5Y4.38%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EVOP is creating value.
Compared to 1 year ago, EVOP has more shares outstanding
The debt/assets ratio for EVOP has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.14, we must say that EVOP is in the distress zone and has some risk of bankruptcy.
EVOP's Altman-Z score of 0.14 is on the low side compared to the rest of the industry. EVOP is outperformed by 62.50% of its industry peers.
EVOP has a debt to FCF ratio of 6.22. This is a slightly negative value and a sign of low solvency as EVOP would need 6.22 years to pay back of all of its debts.
The Debt to FCF ratio of EVOP (6.22) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 6.22 | ||
| Altman-Z | 0.14 |
ROIC/WACC0.5
WACC7.27%
2.3 Liquidity
EVOP has a Current Ratio of 1.11. This is a normal value and indicates that EVOP is financially healthy and should not expect problems in meeting its short term obligations.
EVOP has a Current ratio (1.11) which is in line with its industry peers.
A Quick Ratio of 1.10 indicates that EVOP should not have too much problems paying its short term obligations.
EVOP's Quick ratio of 1.10 is in line compared to the rest of the industry. EVOP outperforms 46.88% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.11 | ||
| Quick Ratio | 1.1 |
3. Growth
3.1 Past
The earnings per share for EVOP have decreased strongly by -289.17% in the last year.
Looking at the last year, EVOP shows a quite strong growth in Revenue. The Revenue has grown by 9.35% in the last year.
Measured over the past years, EVOP shows a small growth in Revenue. The Revenue has been growing by 1.47% on average per year.
EPS 1Y (TTM)-289.17%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-442.51%
Revenue 1Y (TTM)9.35%
Revenue growth 3Y3.79%
Revenue growth 5Y1.47%
Sales Q2Q%4.98%
3.2 Future
EVOP is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.23% yearly.
The Revenue is expected to grow by 12.43% on average over the next years. This is quite good.
EPS Next Y11.11%
EPS Next 2Y13.23%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year12.83%
Revenue Next 2Y12.43%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for EVOP. In the last year negative earnings were reported.
EVOP is valuated quite expensively with a Price/Forward Earnings ratio of 25.63.
EVOP's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 23.70. EVOP is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 25.63 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EVOP indicates a somewhat cheap valuation: EVOP is cheaper than 66.67% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of EVOP is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.94 | ||
| EV/EBITDA | 12.75 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates EVOP does not grow enough to justify the current Price/Earnings ratio.
EVOP's earnings are expected to grow with 13.23% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y13.23%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for EVOP!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
33.99
+0.13 (+0.38%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners0.62%
Ins Owner Change0%
Market Cap1.65B
Revenue(TTM)543.08M
Net Income(TTM)-5.25M
Analysts43.33
Price Target34.68 (2.03%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)6.16%
Min EPS beat(2)6.16%
Max EPS beat(2)6.16%
EPS beat(4)3
Avg EPS beat(4)9.16%
Min EPS beat(4)6.16%
Max EPS beat(4)12.28%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-7.42%
Min Revenue beat(2)-7.71%
Max Revenue beat(2)-7.13%
Revenue beat(4)1
Avg Revenue beat(4)-3.95%
Min Revenue beat(4)-7.71%
Max Revenue beat(4)1.34%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)5.15%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 25.63 | ||
| P/S | 3.03 | ||
| P/FCF | 15.94 | ||
| P/OCF | 10.09 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.75 |
EPS(TTM)-0.11
EYN/A
EPS(NY)1.33
Fwd EY3.9%
FCF(TTM)2.13
FCFY6.27%
OCF(TTM)3.37
OCFY9.91%
SpS11.21
BVpS-15.73
TBVpS-34.62
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | N/A | ||
| ROE | N/A | ||
| ROCE | N/A | ||
| ROIC | 3.67% | ||
| ROICexc | 4.87% | ||
| ROICexgc | 30.94% | ||
| OM | 12.33% | ||
| PM (TTM) | N/A | ||
| GM | 83.54% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)23.91%
ROIC(5y)N/A
ROICexc(3y)4.71%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y31.27%
ROICexgc growth 5YN/A
ROICexc growth 3Y19.13%
ROICexc growth 5Y-5.52%
OM growth 3Y26.78%
OM growth 5Y6.61%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.39%
GM growth 5Y4.38%
F-Score3
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 6.22 | ||
| Debt/EBITDA | 4.25 | ||
| Cap/Depr | 71.1% | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.11 | ||
| Quick Ratio | 1.1 | ||
| Altman-Z | 0.14 |
F-Score3
WACC7.27%
ROIC/WACC0.5
Cap/Depr(3y)56.66%
Cap/Depr(5y)59.66%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-289.17%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-442.51%
EPS Next Y11.11%
EPS Next 2Y13.23%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)9.35%
Revenue growth 3Y3.79%
Revenue growth 5Y1.47%
Sales Q2Q%4.98%
Revenue Next Year12.83%
Revenue Next 2Y12.43%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-6.13%
EBIT growth 3Y31.58%
EBIT growth 5Y8.18%
EBIT Next Year161.62%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y116.66%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y57.41%
OCF growth 3Y80.13%
OCF growth 5Y81.85%
EVO PAYMENTS INC-CLASS A / EVOP FAQ
Can you provide the ChartMill fundamental rating for EVO PAYMENTS INC-CLASS A?
ChartMill assigns a fundamental rating of 2 / 10 to EVOP.
What is the valuation status of EVO PAYMENTS INC-CLASS A (EVOP) stock?
ChartMill assigns a valuation rating of 1 / 10 to EVO PAYMENTS INC-CLASS A (EVOP). This can be considered as Overvalued.
How profitable is EVO PAYMENTS INC-CLASS A (EVOP) stock?
EVO PAYMENTS INC-CLASS A (EVOP) has a profitability rating of 1 / 10.
What is the expected EPS growth for EVO PAYMENTS INC-CLASS A (EVOP) stock?
The Earnings per Share (EPS) of EVO PAYMENTS INC-CLASS A (EVOP) is expected to grow by 11.11% in the next year.