ETORO GROUP LTD-A (ETOR) Stock Fundamental Analysis

NASDAQ:ETOR • VGG320891077

31.18 USD
+0.18 (+0.58%)
At close: Feb 20, 2026
31.32 USD
+0.14 (+0.45%)
After Hours: 2/20/2026, 8:00:01 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

Taking everything into account, ETOR scores 6 out of 10 in our fundamental rating. ETOR was compared to 238 industry peers in the Capital Markets industry. ETOR has an excellent financial health rating, but there are some minor concerns on its profitability. ETOR has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • ETOR had positive earnings in the past year.
  • In the past year ETOR had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: ETOR reported negative net income in multiple years.
  • Of the past 5 years ETOR 4 years had a positive operating cash flow.
ETOR Yearly Net Income VS EBIT VS OCF VS FCFETOR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2022 2023 2024 2025 0 100M -100M 200M -200M 300M

1.2 Ratios

  • ETOR has a Return On Assets of 12.04%. This is amongst the best in the industry. ETOR outperforms 88.66% of its industry peers.
  • With a decent Return On Equity value of 15.47%, ETOR is doing good in the industry, outperforming 77.31% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 17.06%, ETOR belongs to the top of the industry, outperforming 92.44% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for ETOR is significantly above the industry average of 7.31%.
  • The 3 year average ROIC (16.88%) for ETOR is below the current ROIC(17.06%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 12.04%
ROE 15.47%
ROIC 17.06%
ROA(3y)10.03%
ROA(5y)N/A
ROE(3y)13.71%
ROE(5y)N/A
ROIC(3y)16.88%
ROIC(5y)N/A
ETOR Yearly ROA, ROE, ROICETOR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2022 2023 2024 2025 5 10 15 20 25

1.3 Margins

  • ETOR has a Profit Margin of 1.56%. This is in the lower half of the industry: ETOR underperforms 74.37% of its industry peers.
  • ETOR has a worse Operating Margin (2.19%) than 71.01% of its industry peers.
  • Looking at the Gross Margin, with a value of 6.55%, ETOR is doing worse than 67.23% of the companies in the same industry.
  • In the last couple of years the Gross Margin of ETOR has declined.
Industry RankSector Rank
OM 2.19%
PM (TTM) 1.56%
GM 6.55%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-10.77%
GM growth 5YN/A
ETOR Yearly Profit, Operating, Gross MarginsETOR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2022 2023 2024 2025 0 5 10

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ROAROEROICOperating and Profit MarginShow most profitable peers

9

2. Health

2.1 Basic Checks

  • ETOR has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, ETOR has about the same amount of shares outstanding.
  • ETOR has a better debt/assets ratio than last year.
ETOR Yearly Shares OutstandingETOR Yearly Shares OutstandingYearly Shares Outstanding 2020 2023 2024 2025 20M 40M 60M 80M
ETOR Yearly Total Debt VS Total AssetsETOR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2023 2024 2025 500M 1B 1.5B

2.2 Solvency

  • ETOR has an Altman-Z score of 13.26. This indicates that ETOR is financially healthy and has little risk of bankruptcy at the moment.
  • ETOR's Altman-Z score of 13.26 is amongst the best of the industry. ETOR outperforms 94.54% of its industry peers.
  • The Debt to FCF ratio of ETOR is 0.17, which is an excellent value as it means it would take ETOR, only 0.17 years of fcf income to pay off all of its debts.
  • ETOR's Debt to FCF ratio of 0.17 is amongst the best of the industry. ETOR outperforms 92.02% of its industry peers.
  • ETOR has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
  • ETOR has a Debt to Equity ratio of 0.03. This is amongst the best in the industry. ETOR outperforms 81.51% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF 0.17
Altman-Z 13.26
ROIC/WACCN/A
WACCN/A
ETOR Yearly LT Debt VS Equity VS FCFETOR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.3 Liquidity

  • ETOR has a Current Ratio of 4.89. This indicates that ETOR is financially healthy and has no problem in meeting its short term obligations.
  • ETOR has a Current ratio of 4.89. This is amongst the best in the industry. ETOR outperforms 86.55% of its industry peers.
  • A Quick Ratio of 4.89 indicates that ETOR has no problem at all paying its short term obligations.
  • ETOR has a Quick ratio of 4.89. This is amongst the best in the industry. ETOR outperforms 86.55% of its industry peers.
Industry RankSector Rank
Current Ratio 4.89
Quick Ratio 4.89
ETOR Yearly Current Assets VS Current LiabilitesETOR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2023 2024 2025 500M 1B 1.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The earnings per share for ETOR have decreased by -3.45% in the last year.
  • Looking at the last year, ETOR shows a quite strong growth in Revenue. The Revenue has grown by 9.48% in the last year.
  • Measured over the past years, ETOR shows a very strong growth in Revenue. The Revenue has been growing by 29.85% on average per year.
EPS 1Y (TTM)-3.45%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)9.48%
Revenue growth 3Y29.85%
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

  • ETOR is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.75% yearly.
  • ETOR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.65% yearly.
EPS Next Y5.87%
EPS Next 2Y9.85%
EPS Next 3YN/A
EPS Next 5Y7.75%
Revenue Next Year8.08%
Revenue Next 2Y9.65%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
ETOR Yearly Revenue VS EstimatesETOR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2025 2026 2027 2B 4B 6B 8B 10B
ETOR Yearly EPS VS EstimatesETOR Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 2029 1 2 3

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 12.57 indicates a correct valuation of ETOR.
  • ETOR's Price/Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 26.99, ETOR is valued rather cheaply.
  • ETOR is valuated reasonably with a Price/Forward Earnings ratio of 11.74.
  • Based on the Price/Forward Earnings ratio, ETOR is valued a bit cheaper than the industry average as 62.60% of the companies are valued more expensively.
  • ETOR's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.06.
Industry RankSector Rank
PE 12.57
Fwd PE 11.74
ETOR Price Earnings VS Forward Price EarningsETOR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ETOR indicates a rather cheap valuation: ETOR is cheaper than 95.80% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, ETOR is valued cheaper than 82.35% of the companies in the same industry.
Industry RankSector Rank
P/FCF 8.34
EV/EBITDA 3.76
ETOR Per share dataETOR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)2.14
PEG (5Y)N/A
EPS Next 2Y9.85%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for ETOR!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

ETORO GROUP LTD-A

NASDAQ:ETOR (2/20/2026, 8:00:01 PM)

After market: 31.32 +0.14 (+0.45%)

31.18

+0.18 (+0.58%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-17
Earnings (Next)N/A
Inst Owners56.62%
Inst Owner ChangeN/A
Ins Owners3.86%
Ins Owner ChangeN/A
Market Cap2.61B
Revenue(TTM)13.84B
Net Income(TTM)215.70M
Analysts79
Price Target57.92 (85.76%)
Short Float %7.27%
Short Ratio2.28
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.29%
Min EPS beat(2)5.5%
Max EPS beat(2)11.08%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)4.07%
Min Revenue beat(2)2.03%
Max Revenue beat(2)6.11%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.79%
PT rev (3m)-6.81%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.84%
EPS NY rev (1m)0.29%
EPS NY rev (3m)4.69%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.19%
Revenue NY rev (1m)-0.91%
Revenue NY rev (3m)2.12%
Valuation
Industry RankSector Rank
PE 12.57
Fwd PE 11.74
P/S 0.19
P/FCF 8.34
P/OCF 8.2
P/B 1.87
P/tB 1.93
EV/EBITDA 3.76
EPS(TTM)2.48
EY7.95%
EPS(NY)2.66
Fwd EY8.52%
FCF(TTM)3.74
FCFY11.98%
OCF(TTM)3.8
OCFY12.19%
SpS165.33
BVpS16.66
TBVpS16.15
PEG (NY)2.14
PEG (5Y)N/A
Graham Number30.49
Profitability
Industry RankSector Rank
ROA 12.04%
ROE 15.47%
ROCE 20.87%
ROIC 17.06%
ROICexc 142.53%
ROICexgc 189.85%
OM 2.19%
PM (TTM) 1.56%
GM 6.55%
FCFM 2.26%
ROA(3y)10.03%
ROA(5y)N/A
ROE(3y)13.71%
ROE(5y)N/A
ROIC(3y)16.88%
ROIC(5y)N/A
ROICexc(3y)85.44%
ROICexc(5y)N/A
ROICexgc(3y)109.49%
ROICexgc(5y)N/A
ROCE(3y)20.66%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-10.77%
GM growth 5YN/A
F-Score6
Asset Turnover7.72
Health
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF 0.17
Debt/EBITDA 0.15
Cap/Depr 42.21%
Cap/Sales 0.04%
Interest Coverage 250
Cash Conversion 100.92%
Profit Quality 145.01%
Current Ratio 4.89
Quick Ratio 4.89
Altman-Z 13.26
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)26.51%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.03%
Cap/Sales(5y)N/A
Profit Quality(3y)335.56%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.45%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y5.87%
EPS Next 2Y9.85%
EPS Next 3YN/A
EPS Next 5Y7.75%
Revenue 1Y (TTM)9.48%
Revenue growth 3Y29.85%
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next Year8.08%
Revenue Next 2Y9.65%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.64%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year26.22%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y17.73%
FCF growth 3Y-2.98%
FCF growth 5YN/A
OCF growth 1Y18.49%
OCF growth 3Y-2.84%
OCF growth 5YN/A

ETORO GROUP LTD-A / ETOR FAQ

Can you provide the ChartMill fundamental rating for ETORO GROUP LTD-A?

ChartMill assigns a fundamental rating of 6 / 10 to ETOR.


Can you provide the valuation status for ETORO GROUP LTD-A?

ChartMill assigns a valuation rating of 6 / 10 to ETORO GROUP LTD-A (ETOR). This can be considered as Fairly Valued.


How profitable is ETORO GROUP LTD-A (ETOR) stock?

ETORO GROUP LTD-A (ETOR) has a profitability rating of 5 / 10.


Can you provide the financial health for ETOR stock?

The financial health rating of ETORO GROUP LTD-A (ETOR) is 9 / 10.